Mortgage Lenders and Brokers in Waldorf, Maryland
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Waldorf, Maryland mortgage lenders include Bank of America NABank of America NA3255 Crain Hwy, Waldorf, MD 20603A+5.0 ★Texas Ratio: 4.14%, Truist BankTruist Bank3070 Leonardtown Rd, Waldorf, MD 20601A+5.0 ★Texas Ratio: 2.87%, Wells Fargo Bank NAWells Fargo Bank NA3050 Waldorf Market Pl, Waldorf, MD 20603A+5.0 ★Texas Ratio: 5.36%, Wesbanco Bank, Inc.Wesbanco Bank, Inc.2995 Crain Hwy, Waldorf, MD 20601A+5.0 ★Texas Ratio: 3.87%, M&T BankM&T Bank11175 Mall Cir, Waldorf, MD 20603A+5.0 ★Texas Ratio: 4.11%, Shore United Bank, N.A.Shore United Bank, N.A.3035 Leonardtown Rd, Waldorf, MD 20601A5.0 ★Texas Ratio: 9.61%, PNC Bank N.A.PNC Bank N.A.3135 Crain Hwy, Waldorf, MD 20603A+5.0 ★Texas Ratio: 4.24%, Lower, LLCLower, LLC810 Bestgate Rd, Annapolis, MD 21401, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA920 Bay Ridge Rd, Annapolis, MD 21403A+5.0 ★Texas Ratio: 3.68%, and First National Bank of PAFirst National Bank of PA3 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 1.62%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Waldorf, Maryland in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Waldorf are listed first, then lenders elsewhere in Maryland, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Waldorf, Maryland
Market share is the lender's share of all home loans closed in Waldorf, Maryland. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
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1 office in Waldorf 3255 Crain Hwy, Waldorf, MD 20603 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 12 +13 HELOCs |
0.6% | 100% | $397,500 | View |
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★ 1 stars, 1 review 1 office in Waldorf 3070 Leonardtown Rd, Waldorf, MD 20601 A+5.0 ★Texas Ratio: 2.87% |
Conventional, VA, HELOC | 10 +25 HELOCs |
0.5% | 90.9% | $362,000 | View |
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1 office in Waldorf 3050 Waldorf Market Pl, Waldorf, MD 20603 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA, VA | 8 | 0.4% | 80% | $353,750 | View |
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2 offices in Waldorf 2995 Crain Hwy, Waldorf, MD 20601 A+5.0 ★Texas Ratio: 3.87% |
Conventional, FHA, HELOC | 7 +4 HELOCs |
0.4% | 87.5% | $363,571 | View |
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1 office in Waldorf 11175 Mall Cir, Waldorf, MD 20603 A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA, HELOC | 4 +18 HELOCs |
0.2% | 80% | $282,500 | View |
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1 office in Waldorf 3035 Leonardtown Rd, Waldorf, MD 20601 A5.0 ★Texas Ratio: 9.61% |
Conventional | 2 | 0.1% | 50% | $350,000 | View |
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★ 1.7 stars, 3 reviews 1 office in Waldorf 3135 Crain Hwy, Waldorf, MD 20603 A+5.0 ★Texas Ratio: 4.24% |
FHA, HELOC | 1 +18 HELOCs |
0.1% | 100% | $435,000 | View |
Lower, LLC
810 Bestgate Rd, Annapolis, MD 21401 |
Conventional, FHA, VA | 22 | 1.2% | 92% | $369,545 | |
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920 Bay Ridge Rd, Annapolis, MD 21403 A+5.0 ★Texas Ratio: 3.68% |
Conventional, VA | 18 | 1% | 90% | $313,333 | View |
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3 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 1.62% |
Conventional, HELOC | 11 +1 HELOCs |
0.6% | 91.7% | $465,909 | View |
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2595 Crain Hwy, Waldorf, MD 20601 A5.0 ★Texas Ratio: 10.28% |
Conventional | 10 | 0.5% | 78.6% | $105,000 | View |
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8001 Wisconsin Ave, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 2.82% |
Conventional, FHA, HELOC | 7 +1 HELOCs |
0.4% | 87.5% | $332,142 | View |
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169A Smallwood Village Ctr, Waldorf, MD 20602 A+5.0 ★Texas Ratio: 3.40% |
Conventional, HELOC | 6 +14 HELOCs |
0.3% | 56.2% | $250,000 | View |
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96 Village Sq, Baltimore, MD 21210 A+5.0 ★Texas Ratio: 4.85% |
Conventional, FHA, HELOC | 6 +1 HELOCs |
0.3% | 100% | $145,000 | View |
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4520 East West Hwy, Bethesda, MD 20814 A-4.9 ★Texas Ratio: 16.48% |
FHA, VA | 5 | 0.3% | 100% | $409,000 | View |
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810 Bestgate Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 1.97% |
Conventional, HELOC | 4 +7 HELOCs |
0.2% | 57.1% | $232,500 | |
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1835 West St, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 2.15% |
Conventional, VA | 4 | 0.2% | 100% | $505,000 | View |
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6711 Columbia Gateway Dr, Columbia, MD 21046 A-5.0 ★Texas Ratio: 15.49% |
Conventional, FHA | 4 | 0.2% | 80% | $425,000 | View |
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166 Jennifer Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 2.51% |
Conventional, VA | 3 | 0.2% | 100% | $411,666 | View |
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10025 Baltimore National Pike, Annapolis, MD 20740 A5.0 ★Texas Ratio: 6.00% |
Conventional, FHA, HELOC | 2 +2 HELOCs |
0.1% | 100% | $530,000 | |
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6985 Muirkirk Meadows Dr, Beltsville, MD 20705 A+5.0 ★Texas Ratio: 3.40% |
Conventional, HELOC | 2 +1 HELOCs |
0.1% | 100% | $85,000 | View |
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10001 Willowdale Rd, Lanham, MD 20706 4321 A+5.0 ★Texas Ratio: 4.50% |
Conventional, HELOC | 2 +1 HELOCs |
0.1% | 100% | $75,000 | View |
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7610 Pennsylvania Ave, Forestville, MD 20747 C+4.2 ★Texas Ratio: 24.57% |
Conventional, FHA | 2 | 0.1% | 66.7% | $305,000 | View |
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2452 Solomons Island Rd, Annapolis, MD 21401 3709 A+5.0 ★Texas Ratio: 3.54% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $55,000 | View |
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7135 Windsor Blvd, Baltimore, MD 21244 A5.0 ★Texas Ratio: 9.19% |
Conventional | 1 | 0.1% | 100% | $995,000 | View |
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8665 Pulaski Hwy Ste 118, Baltimore, MD 21237 3028 A+5.0 ★Texas Ratio: 2.01% |
Conventional | 1 | 0.1% | 100% | $105,000 | View |
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2103 Commerce Park Dr, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 3.71% |
Conventional | 1 | 0.1% | 100% | $105,000 | View |
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7637 Old Georgetown Rd, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +10 HELOCs |
0% | n/a | View | |
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7272 Wisconsin Avenue, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 3.04% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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996 Beards Hill Rd # Rt, Aberdeen, MD 21001 1733 A+5.0 ★Texas Ratio: 4.35% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA, VA | 44 | 2.3% | 95.8% | $408,863 | View |
Nfm, Inc
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Conventional, FHA, VA | 41 | 2.2% | 97.7% | $416,951 | |
Fidelity Direct Mortgage, LLC
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Conventional, FHA, VA | 9 | 0.5% | 90% | $387,222 | |
Bayshore Mortgage Funding
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FHA | 9 | 0.5% | 100% | $347,222 | |
Direct Mortgage Loans, LLC
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Conventional, FHA | 6 | 0.3% | 100% | $420,000 | |
Bay Capital Mortgage Corporation
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Conventional, FHA, VA | 6 | 0.3% | 85.7% | $451,666 | |
The Mortgage Link, Inc.
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Conventional, FHA | 5 | 0.3% | 100% | $377,000 | |
Universal Mortgage & Finance, Inc
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Conventional, FHA | 4 | 0.2% | 80% | $432,500 | |
All Credit Considered Mortgage, Inc.
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Conventional | 3 | 0.2% | 75% | $345,000 | |
Millennium Financial Group Inc dba Mlend
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Conventional | 1 | 0.1% | 100% | $315,000 | |
Library of Congress Federal Credit Union
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Conventional | 1 | 0.1% | 100% | $75,000 | |
My Mortgage, Inc
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Conventional | 1 | 0.1% | 50% | $265,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 178 | 9.5% | 82.2% | $283,764 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 146 +8 HELOCs |
7.8% | 87.2% | $425,410 | |
Lennar Mortgage, LLC
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Conventional, FHA, VA | 143 | 7.6% | 87.2% | $469,055 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 115 +68 HELOCs |
6.1% | 69.8% | $257,869 | View |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 98 | 5.2% | 90.7% | $424,897 | |
Mortgage Research Center
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Conventional, FHA, VA | 67 | 3.6% | 77.8% | $457,238 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 61 | 3.2% | 73.3% | $302,049 | |
Newrez LLC
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Conventional, FHA, VA | 36 | 1.9% | 55.9% | $335,833 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 36 | 1.9% | 87.8% | $406,111 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, HELOC | 35 +2 HELOCs |
1.9% | 92.1% | $409,857 | |
loanDepot.com LLC
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Conventional, FHA, VA, HELOC | 30 +12 HELOCs |
1.6% | 78.9% | $367,333 | |
First Heritage Mortgage, LLC
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Conventional, FHA, VA | 28 | 1.5% | 93.3% | $395,714 | |
Jet HomeLoans, LP
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Conventional, FHA, VA | 26 | 1.4% | 96.6% | $577,307 | |
TowneBank
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Conventional, FHA, VA | 24 | 1.3% | 92.3% | $378,750 | |
Nationstar Mortgage
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Conventional, FHA, VA | 22 | 1.2% | 78.1% | $229,545 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional, FHA, VA | 21 | 1.1% | 87.5% | $414,523 | View |
Village Capital & Investment
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FHA, VA | 19 | 1% | 83.8% | $490,789 | |
New American Funding, LLC.
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Conventional, FHA, VA | 17 | 0.9% | 81% | $340,294 | |
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C3.9 ★Texas Ratio: 27.97% |
Conventional, FHA, VA | 16 | 0.9% | 100% | $413,750 | View |
Movement Mortgage, LLC
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Conventional, FHA, VA | 15 | 0.8% | 90.5% | $391,000 | |
Guild Mortgage Company
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Conventional, FHA, VA | 15 | 0.8% | 88.2% | $315,666 | |
Carrington Mortgage Services LLC
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Conventional, FHA, VA | 14 | 0.7% | 40.5% | $234,285 | |
Waterstone Mortgage Corporation
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Conventional, FHA, VA | 13 | 0.7% | 92.9% | $356,538 | |
Equity Prime Mortgage LLC
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FHA, VA | 11 | 0.6% | 78.6% | $497,727 | |
American Financial Network, Inc.
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FHA | 11 | 0.6% | 68.8% | $442,272 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA, VA | 11 | 0.6% | 100% | $432,272 | |
Paramount Residential Mortgage
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Conventional, FHA, VA | 11 | 0.6% | 100% | $394,090 | |
Kind Lending, LLC
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Conventional, FHA | 10 | 0.5% | 71.4% | $360,000 | |
Amerisave Mortgage Company
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Conventional, FHA, VA | 10 | 0.5% | 38.5% | $159,000 | |
American Neighborhood Mortgage Acceptance Company
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FHA | 10 | 0.5% | 84.6% | $366,000 | |
Spring Eq, LLC
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Conventional, HELOC | 9 +8 HELOCs |
0.5% | 20% | $91,666 | |
City Lending Inc.
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Conventional, FHA | 9 | 0.5% | 60% | $323,888 | |
Vellum Mortgage, Inc.
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Conventional, FHA, VA | 9 | 0.5% | 100% | $391,666 | |
Primelending
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Conventional, FHA, VA | 8 | 0.4% | 100% | $323,750 | |
Cmg Mortgage Inc
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Conventional, FHA, VA, HELOC | 7 +2 HELOCs |
0.4% | 100% | $429,285 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA | 7 | 0.4% | 70% | $337,857 | |
Primary Residential Mortgage, INC.
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Conventional, FHA, VA | 7 | 0.4% | 87.5% | $347,857 | |
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A5.0 ★Texas Ratio: 7.27% |
Conventional, VA | 7 | 0.4% | 100% | $255,000 | View |
Dart Bank
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Conventional, FHA | 7 | 0.4% | 100% | $405,000 | |
Bay Equity LLC
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Conventional, FHA, VA | 7 | 0.4% | 100% | $229,285 | |
Planet Home Lending, LLC
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Conventional, FHA, VA | 7 | 0.4% | 100% | $420,714 | |
Embrace Home Loans, Inc.
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Conventional, FHA | 7 | 0.4% | 100% | $427,857 | |
Plaza Home Mortgage, Inc
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FHA, VA | 7 | 0.4% | 77.8% | $429,285 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA, VA | 7 | 0.4% | 100% | $435,000 | |
Pentagon Federal Credit Union
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Conventional, FHA, VA, HELOC | 6 +10 HELOCs |
0.3% | 60% | $420,000 | |
Guaranteed Rate Affinity, LLC
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Conventional, FHA, VA | 6 | 0.3% | 85.7% | $378,333 | |
AdvantageFirst Lending Inc
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FHA, VA | 6 | 0.3% | 75% | $328,333 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 6 | 0.3% | 50% | $420,000 | View |
Atlantic Coast Mortgage, LLC
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Conventional, FHA, VA | 5 | 0.3% | 100% | $409,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional, FHA | 5 | 0.3% | 63.6% | $235,000 | View |
ClearPath Lending
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VA | 5 | 0.3% | 100% | $547,000 | |
Atlantic Bay Mortgage Group
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Conventional, VA | 5 | 0.3% | 100% | $479,000 | |
Equity Resources Inc
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Conventional, FHA, VA | 4 | 0.2% | 100% | $447,500 | |
CommonWealth One Federal Credit Union
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Conventional | 4 | 0.2% | 66.7% | $120,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional, FHA | 4 | 0.2% | 66.7% | $285,000 | View |
Loanunited.Com, LLC
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FHA, VA | 4 | 0.2% | 100% | $557,500 | |
Total Mortgage Services, LLC
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Conventional, FHA, VA | 4 | 0.2% | 100% | $317,500 | |
Cardinal Financial Company, Li
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Conventional, FHA | 4 | 0.2% | 44.4% | $395,000 | |
Ameritrust Mortgage Corporation
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Conventional, FHA | 4 | 0.2% | 100% | $362,500 | |
First Option Mortgage, LLC
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Conventional, FHA | 4 | 0.2% | 100% | $315,000 | |
Churchill Mortgage Corporation
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Conventional, FHA | 4 | 0.2% | 100% | $315,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 4 | 0.2% | 100% | $472,500 | |
Geneva Financial LLC
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Conventional, FHA | 4 | 0.2% | 100% | $287,500 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, VA, HELOC | 3 +4 HELOCs |
0.2% | 15% | $361,666 | View |
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A+5.0 ★Texas Ratio: 3.99% |
Conventional, HELOC | 3 +2 HELOCs |
0.2% | 75% | $81,666 | View |
The Loan Store, Inc
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Conventional, HELOC | 3 +1 HELOCs |
0.2% | 100% | $251,666 | |
Everett Financial, Inc.
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Conventional, FHA | 3 | 0.2% | 75% | $261,666 | |
Sage Home Loans Corporation
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Conventional | 3 | 0.2% | 80% | $425,000 | |
Sun West Mortgage Company, Inc
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FHA, VA | 3 | 0.2% | 100% | $488,333 | |
Das Acquisition Company, LLC
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FHA, VA | 3 | 0.2% | 100% | $408,333 | |
Intercoastal Mortgage, LLC
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Conventional | 3 | 0.2% | 100% | $318,333 | |
Congressional Federal Credit Union
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Conventional | 3 | 0.2% | 75% | $58,333 | |
T2 Financial LLC
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Conventional, FHA | 3 | 0.2% | 100% | $471,666 | |
Keystone Funding, Inc
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VA | 3 | 0.2% | 100% | $505,000 | |
Mutual of Omaha Mortgage
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FHA, VA | 3 | 0.2% | 60% | $381,666 | |
Nationwide Mortgage Bankers, Inc.
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Conventional, FHA, VA | 3 | 0.2% | 100% | $451,666 | |
DHI Mortgage Company, LTD.
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FHA, VA | 3 | 0.2% | 100% | $598,333 | |
Goodleap, LLC
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Conventional, VA, HELOC | 2 +3 HELOCs |
0.1% | 66.7% | $375,000 | |
EMM Loans LLC
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FHA | 2 | 0.1% | 100% | $440,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA | 2 | 0.1% | 100% | $400,000 | View |
Originpoint, LLC
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Conventional, FHA | 2 | 0.1% | 100% | $145,000 | |
Cornerstone First Mortgage, LLC
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Conventional, FHA | 2 | 0.1% | 100% | $450,000 | |
Tidewater Mortgage Services, Inc
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Conventional | 2 | 0.1% | 100% | $375,000 | |
American Financial Resources LLC
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Conventional, FHA | 2 | 0.1% | 100% | $445,000 | |
HomePromise Corporation
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VA | 2 | 0.1% | 33.3% | $495,000 | |
Affordable Mortgage Advisors
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VA | 2 | 0.1% | 100% | $480,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 2 | 0.1% | 26.1% | $310,000 | |
ALCOVA Mortgage, LLC
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FHA, VA | 2 | 0.1% | 100% | $350,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 2 | 0.1% | 100% | $520,000 | |
PHH Mortgage Corporation
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Conventional, VA | 2 | 0.1% | 100% | $270,000 | |
First Alliance Home Mortgage, LLC
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FHA | 2 | 0.1% | 100% | $595,000 | |
Credit Union Mortgage Associat
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Conventional | 2 | 0.1% | 66.7% | $350,000 | |
Union Home Mortgage Corp.
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Conventional, FHA | 2 | 0.1% | 75% | $475,000 | |
Legend Lending Corporation
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Conventional, FHA | 2 | 0.1% | 100% | $235,000 | |
Highlands Residential Mortgage, Ltd.
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Conventional, FHA | 2 | 0.1% | 100% | $410,000 | |
New Day Financial, LLC.
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VA | 2 | 0.1% | 30% | $415,000 | |
Transportation Federal Credit Union
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Conventional | 2 | 0.1% | 100% | $70,000 | |
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A5.0 ★Texas Ratio: 11.06% |
FHA, VA | 2 | 0.1% | 100% | $490,000 | View |
Southern Trust Mortgage, LLC
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Conventional, VA | 2 | 0.1% | 100% | $375,000 | |
Milend, Inc
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FHA | 2 | 0.1% | 100% | $370,000 | |
Emet Lending Group, Inc.
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Conventional, FHA | 2 | 0.1% | 100% | $370,000 | |
Genway Home Mortgage, Inc.
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Conventional, FHA | 2 | 0.1% | 66.7% | $230,000 | |
Summit Funding.Inc
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Conventional, FHA | 2 | 0.1% | 100% | $315,000 | |
Zillow Home Loans, LLC
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FHA, VA | 2 | 0.1% | 100% | $545,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 2 | 0.1% | 100% | $320,000 | View |
Nmsi, Inc.
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Conventional, FHA | 2 | 0.1% | 100% | $395,000 | |
State Departmenet Federal Credit Union
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Conventional | 2 | 0.1% | 100% | $125,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
FHA, VA | 2 | 0.1% | 50% | $605,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional, FHA | 2 | 0.1% | 33.3% | $215,000 | View |
Justice Federal Credit Union
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Conventional, HELOC | 1 +3 HELOCs |
0.1% | 50% | $95,000 | |
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A+5.0 ★Texas Ratio: 2.79% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 20% | $85,000 | View |
Better Mortgage Corporation
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Conventional, HELOC | 1 +1 HELOCs |
0.1% | 50% | $135,000 | |
American Portfolio Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $515,000 | |
First Community Mortgage, Inc.
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FHA | 1 | 0.1% | 100% | $375,000 | |
Gold Star Mortgage Financial Group, Corporation
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FHA | 1 | 0.1% | 100% | $375,000 | |
SWBC Mortgage Corporation
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FHA | 1 | 0.1% | 66.7% | $335,000 | |
Success Lending, LLC
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FHA | 1 | 0.1% | 100% | $445,000 | |
Nbkc Bank
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VA | 1 | 0.1% | 50% | $585,000 | |
Loansteady LLC
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Conventional | 1 | 0.1% | 100% | $425,000 | |
Guidance Residential, LLC
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Conventional | 1 | 0.1% | 100% | $145,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.1% | 100% | $535,000 | |
Princeton Mortgage Corporation
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FHA | 1 | 0.1% | 100% | $465,000 | |
Home Mortgage Alliance Corp (Hmac)
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FHA | 1 | 0.1% | 100% | $355,000 | |
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B-4.4 ★Texas Ratio: 22.15% |
Conventional | 1 | 0.1% | 50% | $225,000 | View |
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A+5.0 ★Texas Ratio: 3.21% |
FHA | 1 | 0.1% | 100% | $525,000 | View |
AmWest Funding Corp
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Conventional | 1 | 0.1% | 100% | $335,000 | |
Valley West Corporation
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FHA | 1 | 0.1% | 100% | $555,000 | |
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A5.0 ★Texas Ratio: 8.47% |
FHA | 1 | 0.1% | 100% | $335,000 | View |
Nqm Funding, LLC
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Conventional | 1 | 0.1% | 100% | $385,000 | |
First Savings Mortgage Corporation
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VA | 1 | 0.1% | 100% | $425,000 | |
Select Lending Services, LLC
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VA | 1 | 0.1% | 100% | $405,000 | |
East Coast Capital Corp.
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Conventional | 1 | 0.1% | 100% | $745,000 | |
Strong Home Mortgage, LLC
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VA | 1 | 0.1% | 100% | $375,000 | |
Mid-Continent Funding, Inc.
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VA | 1 | 0.1% | 100% | $535,000 | |
Calcon Mutual Mortgage LLC
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Conventional | 1 | 0.1% | 50% | $395,000 | |
Capital Center LLC
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VA | 1 | 0.1% | 100% | $605,000 | |
American Internet Mortgage, Inc.
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Conventional | 1 | 0.1% | 100% | $555,000 | |
CityWorth Mortgage LLC
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FHA | 1 | 0.1% | 100% | $325,000 | |
Provident Funding Associates
|
Conventional | 1 | 0.1% | 100% | $455,000 | |
|
A+5.0 ★Texas Ratio: 1.10% |
VA | 1 | 0.1% | 50% | $415,000 | View |
Hometown Equity Mortgage, LLC
|
Conventional | 1 | 0.1% | 33.3% | $405,000 | |
Sierra Pacific Mortgage Co. Inc
|
Conventional | 1 | 0.1% | 100% | $335,000 | |
|
A5.0 ★Texas Ratio: 6.31% |
Conventional | 1 | 0.1% | 100% | $115,000 | |
|
A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 0.1% | 100% | $445,000 | View |
Saygo Home Loans, LLC
|
FHA | 1 | 0.1% | 100% | $315,000 | |
|
A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.1% | 66.7% | $395,000 | View |
Jams-01 Inc dba Home Savings & Trust Mortgage
|
Conventional | 1 | 0.1% | 100% | $285,000 | |
Mortgage Solutions of Colorado
|
VA | 1 | 0.1% | 100% | $515,000 | |
Citadel Servicing Corporation
|
Conventional | 1 | 0.1% | 100% | $565,000 | |
|
A+5.0 ★Texas Ratio: 2.14% |
VA | 1 | 0.1% | 100% | $645,000 | View |
Mld Mortgage, Inc.Dba the Money Store
|
FHA | 1 | 0.1% | 100% | $675,000 | |
Angel Oak Mortgage Solutions LLC
|
Conventional | 1 | 0.1% | 100% | $155,000 | |
Top Flite Financial, Inc.
|
FHA | 1 | 0.1% | 100% | $365,000 | |
|
A+5.0 ★Texas Ratio: 3.26% |
FHA | 1 | 0.1% | 33.3% | $385,000 | View |
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +15 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +14 HELOCs |
0% | n/a | View | |
Figure Lending LLC
|
HELOC | 0 +12 HELOCs |
0% | n/a | ||
Langley Federal Credit Union
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Valon Mortgage
|
HELOC | 0 +2 HELOCs |
0% | 0% | ||
HomeBridge Financial Services, Inc
|
HELOC | 0 +2 HELOCs |
0% | 0% | ||
Nrl Federal Credit Union
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
A5.0 ★Texas Ratio: 8.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Chartway FCU
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Clearview Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Hanscom Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
American Heritage Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Gte Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Ussfcu
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 3.10% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Waldorf Mortgage Rate Trends
Daily average mortgage rates for Maryland compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Waldorf, Maryland
Looking for mortgage lenders near me or mortgage brokers near me in Waldorf? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Waldorf in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Waldorf, MD
Use these to narrow the list above. Each category shows how many Waldorf, MD lenders fit and what that kind of lender is usually best for.
Who Lends in Waldorf, MD
Independent mortgage companies closed 78.7 percent of home loans in Waldorf, Maryland in 2025, banks 12.3 percent and credit unions 9 percent. Lower, LLC was the largest mortgage company, Bank of America NA the largest bank and Andrews Federal Credit Union the largest credit union. Among lenders headquartered in Maryland, Shore United Bank, N.A. led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maryland. State transfer tax of 0.5 percent of the price (0.25 percent, paid by the seller, when the buyer is a first time Maryland homebuyer), plus county transfer taxes of 0 to 1.5 percent and county recordation taxes on deeds and mortgages ranging from about $5 to $14 per $1,000, with Montgomery County using tiered rates up to 2.27 percent above $1 million.
More Maryland Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Waldorf, MD
By home loans closed in 2025, Bank of America NA was the largest mortgage lender in Waldorf, Maryland with 12 loans, about 0.6 percent of the market. The largest lender headquartered in Maryland was Shore United Bank, N.A. with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Waldorf, Maryland, Freedom Mortgage Corporation approved the highest share of completed applications in 2025 at 90.7 percent, against a 79.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
117 lenders closed FHA loans in Waldorf, Maryland in 2025, led by Lennar Mortgage, LLC with 57. 85 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 46 banks and 31 credit unions closed home loans in Waldorf, Maryland in 2025, alongside 135 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Waldorf, Maryland during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Waldorf, Maryland for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Waldorf. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
