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Mortgage Lenders and Brokers in Pasadena, Maryland

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Pasadena, Maryland mortgage lenders include Atlantic Union BankAtlantic Union Bank4001 Mountain Rd, Pasadena, MD 21122A+5.0 ★Texas Ratio: 2.51%, M&T BankM&T Bank8493 Fort Smallwood Rd, Pasadena, MD 21122A+5.0 ★Texas Ratio: 4.11%, Wells Fargo Bank NAWells Fargo Bank NA4305 Mountain Rd, Pasadena, MD 21122A+5.0 ★Texas Ratio: 5.36%, Rosedale BankRosedale Bank3820 Mountain Rd, Pasadena, MD 21122A+5.0 ★Texas Ratio: 1.98%, Truist BankTruist Bank3030 Mountain Rd, Pasadena, MD 21122A+5.0 ★Texas Ratio: 2.87%, Orrstown BankOrrstown Bank8108 Jumpers Hole Rd, Pasadena, MD 21122A+5.0 ★Texas Ratio: 4.11%, Tower Federal Credit UnionTower Federal Credit Union8146 Ritchie Hwy, Pasadena, MD 21122A+5.0 ★Texas Ratio: 1.97%, Bank of America NABank of America NA122 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.14%, State Employees Credit Union of MDState Employees Credit Union of MD8055 Jumpers Hole Rd, Pasadena, MD 21122 7196A5.0 ★Texas Ratio: 6.00%, and First National Bank of PAFirst National Bank of PA3 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 1.62%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Pasadena, Maryland in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Pasadena are listed first, then lenders elsewhere in Maryland, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Pasadena, Maryland

Market share is the lender's share of all home loans closed in Pasadena, Maryland. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Atlantic Union Bank 1 office in Pasadena 4001 Mountain Rd, Pasadena, MD 21122 A+5.0 ★Texas Ratio: 2.51%	Conventional, FHA, VA, HELOC	10 +4 HELOCs	1%	100%	$315,000	View
M&T Bank 1 office in Pasadena 8493 Fort Smallwood Rd, Pasadena, MD 21122 A+5.0 ★Texas Ratio: 4.11%	Conventional, FHA, HELOC	5 +22 HELOCs	0.5%	100%	$345,000	View
Wells Fargo Bank NA 1 office in Pasadena 4305 Mountain Rd, Pasadena, MD 21122 A+5.0 ★Texas Ratio: 5.36%	Conventional, FHA	5	0.5%	62.5%	$373,000	View
Rosedale Bank 1 office in Pasadena 3820 Mountain Rd, Pasadena, MD 21122 A+5.0 ★Texas Ratio: 1.98%	Conventional, FHA	4	0.4%	100%	$427,500	View
Truist Bank ★ 1 stars, 1 review 1 office in Pasadena 3030 Mountain Rd, Pasadena, MD 21122 A+5.0 ★Texas Ratio: 2.87%	Conventional, FHA, HELOC	3 +7 HELOCs	0.3%	50%	$491,666	View
Orrstown Bank 1 office in Pasadena 8108 Jumpers Hole Rd, Pasadena, MD 21122 A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0.1%	100%	$345,000	View
Tower Federal Credit Union 8146 Ritchie Hwy, Pasadena, MD 21122 A+5.0 ★Texas Ratio: 1.97%	Conventional, HELOC	16 +26 HELOCs	1.6%	68%	$248,125
Bank of America NA 122 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	7 +9 HELOCs	0.7%	87.5%	$403,571	View
State Employees Credit Union of MD 8055 Jumpers Hole Rd, Pasadena, MD 21122 7196 A5.0 ★Texas Ratio: 6.00%	Conventional, FHA, HELOC	6 +33 HELOCs	0.6%	100%	$336,666
First National Bank of PA 3 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 1.62%	Conventional, VA, HELOC	5 +2 HELOCs	0.5%	71.4%	$423,000	View
Presidential Bank, FSB 4520 East West Hwy, Bethesda, MD 20814 A-4.9 ★Texas Ratio: 16.48%	Conventional, FHA	5	0.5%	100%	$335,000	View
Shore United Bank, N.A. 200 Westgate Circle, Annapolis, MD 21401 A5.0 ★Texas Ratio: 9.61%	Conventional, FHA, Jumbo	4	0.4%	80%	$292,500	View
Lower, LLC 8146 Ritchie Hwy, Pasadena, MD 21122	Conventional, FHA, VA	4	0.4%	83.3%	$497,500
APL Federal Credit Union 8870 McGaw Rd, Columbia, MD 21045 A+5.0 ★Texas Ratio: 2.79%	Conventional, HELOC	2 +4 HELOCs	0.2%	100%	$90,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 4315 Mountain Rd, Pasadena, MD 21122 A+5.0 ★Texas Ratio: 4.24%	Conventional, VA, HELOC	2 +4 HELOCs	0.2%	100%	$445,000	View
Aberdeen Proving Ground FCU 996 Beards Hill Rd # Rt, Aberdeen, MD 21001 1733 A+5.0 ★Texas Ratio: 4.35%	Conventional, HELOC	2 +2 HELOCs	0.2%	100%	$45,000	View
Educational Systems FCU 2625 Riva Rd Ste C, Annapolis, MD 21401 7375 A+5.0 ★Texas Ratio: 3.40%	Conventional, HELOC	2 +1 HELOCs	0.2%	100%	$220,000	View
JPMorgan Chase Bank, NA 920 Bay Ridge Rd, Annapolis, MD 21403 A+5.0 ★Texas Ratio: 3.68%	Conventional, VA	2	0.2%	100%	$520,000	View
Arundel Federal Savings Bank ★ 5 stars, 1 review 4179 Mountain Rd, Pasadena, MD 21122 A+5.0 ★Texas Ratio: 2.77%	Conventional	2	0.2%	100%	$120,000	View
Citizens Bank, NA 7637 Old Georgetown Rd, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 5.44%	Conventional, HELOC	1 +4 HELOCs	0.1%	100%	$315,000	View
Wesbanco Bank, Inc. 2530 Riva Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 3.87%	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$355,000	View
Nasa Federal Credit Union 2452 Solomons Island Rd, Annapolis, MD 21401 3709 A+5.0 ★Texas Ratio: 3.54%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$35,000	View
Johns Hopkins FCU 1501 S Clinton St Ste 1200, Baltimore, MD 21224 5732 A+5.0 ★Texas Ratio: 2.64%	Conventional	1	0.1%	66.7%	$35,000	View
Capital Bank, N.A. 6711 Columbia Gateway Dr, Columbia, MD 21046 A-5.0 ★Texas Ratio: 15.49%	VA	1	0.1%	100%	$445,000	View
First Financial of Maryland Federal Credit Union 8665 Pulaski Hwy Ste 118, Baltimore, MD 21237 3028 A+5.0 ★Texas Ratio: 2.01%	Conventional	1	0.1%	100%	$105,000	View
Cnb Bank Inc. 1591 Potomac Ave, Hagerstown, MD 21742 A+5.0 ★Texas Ratio: 0.74%	Conventional	1	0.1%	100%	$155,000	View
TD Bank 2103 Commerce Park Dr, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 3.71%	Conventional	1	0.1%	50%	$405,000	View
Lafayette Federal Credit Union 7537 Greenbelt Rd, Greenbelt, MD 20770 3403	HELOC	0 +1 HELOCs	0%	n/a
First Ciitizens Bank and Trust 890 Bestgate Rd, Annapolis, MD 21401 A5.0 ★Texas Ratio: 7.72%	HELOC	0 +1 HELOCs	0%	n/a		View
First Home Mortgage A+5.0 ★Texas Ratio: 0.00%	Conventional, FHA, VA	35	3.5%	100%	$389,285	View
Nfm, Inc	Conventional, FHA, VA	31	3.1%	100%	$413,387
Direct Mortgage Loans, LLC	Conventional, FHA	9	0.9%	100%	$387,222
Bay Capital Mortgage Corporation	Conventional, FHA, VA	8	0.8%	88.9%	$465,000
Fidelity Direct Mortgage, LLC	Conventional, FHA, VA	7	0.7%	100%	$403,571
Bayshore Mortgage Funding	FHA, VA, Jumbo	3	0.3%	100%	$535,000
Cazle Mortgage, Inc.	Conventional, FHA	2	0.2%	100%	$615,000
The Mortgage Link, Inc.	Conventional, FHA	2	0.2%	100%	$380,000
Credence Funding Corporation	Conventional	1	0.1%	100%	$305,000
Municipal Employees Credit Union A5.0 ★Texas Ratio: 7.57%	Conventional	1	0.1%	33.3%	$135,000	View
Nvr Mortgage Finance, Inc.	Conventional, FHA, VA	147	14.6%	88%	$411,734
Rocket Mortgage	Conventional, FHA, VA, Jumbo	80	7.9%	86.9%	$318,625
United Wholesale Mortgage	Conventional, FHA, VA, HELOC	68 +2 HELOCs	6.7%	93.3%	$404,852
Freedom Mortgage Corporation	Conventional, FHA, VA	40	4%	93.8%	$479,750
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	38 +24 HELOCs	3.8%	79.2%	$285,263	View
Lennar Mortgage, LLC	Conventional, FHA, VA	29	2.9%	90.6%	$463,275
Pennymac Loan Services LLC	Conventional, FHA, VA	28	2.8%	82.9%	$385,000
Mortgage Research Center	Conventional, FHA, VA	25	2.5%	73.5%	$466,200
TowneBank	Conventional, FHA, VA	23	2.3%	100%	$411,086
Newrez LLC	Conventional, FHA, VA	21	2.1%	77.8%	$284,523
CrossCountry Mortgage, LLC	Conventional, FHA, VA	16	1.6%	100%	$393,750
Nationstar Mortgage	Conventional, VA	14	1.4%	93.3%	$272,142
Spring Eq, LLC	Conventional, HELOC	10 +5 HELOCs	1%	55%	$79,000
First Heritage Mortgage, LLC	Conventional, FHA, VA	10	1%	100%	$489,000
Guild Mortgage Company	Conventional, FHA, VA	9	0.9%	100%	$445,000
Prosperity Home Mortgage, LLC	Conventional, FHA, VA	9	0.9%	81.8%	$425,000
Meridian Bank C3.9 ★Texas Ratio: 27.97%	Conventional, FHA, VA, HELOC	8 +1 HELOCs	0.8%	100%	$378,750	View
Guaranteed Rate Affinity, LLC	Conventional, VA	8	0.8%	100%	$455,000
Primary Residential Mortgage, INC.	Conventional, FHA, VA	8	0.8%	88.9%	$455,000
Cmg Mortgage Inc	Conventional, FHA, VA, USDA, HELOC	7 +2 HELOCs	0.7%	100%	$307,857
Sun West Mortgage Company, Inc	Conventional, FHA, VA	7	0.7%	100%	$399,285
Zillow Home Loans, LLC	Conventional, FHA, VA	7	0.7%	87.5%	$396,428
Fairway Independent Mort Corp	Conventional, FHA, VA	7	0.7%	100%	$462,142
Movement Mortgage, LLC	Conventional, FHA, VA	6	0.6%	100%	$361,666
Waterstone Mortgage Corporation	Conventional, FHA, VA	6	0.6%	100%	$363,333
loanDepot.com LLC	Conventional, FHA, VA, HELOC	5 +2 HELOCs	0.5%	62.5%	$471,000
New American Funding, LLC.	Conventional, FHA, HELOC	5 +1 HELOCs	0.5%	83.3%	$365,000
EMM Loans LLC	Conventional, FHA	5	0.5%	100%	$389,000
Guaranteed Rate, Inc.	Conventional, VA, Jumbo	5	0.5%	100%	$515,000
Amerisave Mortgage Company	Conventional, FHA	5	0.5%	62.5%	$113,000
Mutual of Omaha Mortgage	Conventional, FHA, VA	5	0.5%	100%	$407,000
American Financial Resources LLC	Conventional, FHA	4	0.4%	100%	$425,000
Mortgage Equity Partners LLC	Conventional, FHA	4	0.4%	100%	$455,000
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	Conventional, VA	4	0.4%	100%	$565,000	View
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	4	0.4%	57.1%	$190,000	View
Plaza Home Mortgage, Inc	Conventional, FHA, VA	4	0.4%	100%	$342,500
US Bank, N.A. A+5.0 ★Texas Ratio: 2.85%	Conventional, VA, HELOC	3 +1 HELOCs	0.3%	60%	$365,000	View
Sierra Pacific Mortgage Co. Inc	Conventional, HELOC	3 +1 HELOCs	0.3%	100%	$428,333
SWBC Mortgage Corporation	Conventional	3	0.3%	100%	$561,666
Sage Home Loans Corporation	Conventional	3	0.3%	100%	$398,333
Loanunited.Com, LLC	FHA, VA	3	0.3%	100%	$471,666
American Financial Network, Inc.	FHA	3	0.3%	100%	$431,666
Das Acquisition Company, LLC	FHA, VA	3	0.3%	100%	$415,000
Union Home Mortgage Corp.	Conventional	3	0.3%	100%	$275,000
Cardinal Financial Company, Li	Conventional, FHA	3	0.3%	100%	$388,333
Southern Trust Mortgage, LLC	Conventional, FHA	3	0.3%	100%	$318,333
Embrace Home Loans, Inc.	Conventional, FHA	3	0.3%	100%	$378,333
Carrington Mortgage Services LLC	Conventional, FHA	3	0.3%	33.3%	$181,666
Reliance First Capital, LLC	Conventional, FHA	3	0.3%	100%	$315,000
Ameris Bank ★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82%	FHA, VA	3	0.3%	100%	$505,000	View
Village Capital & Investment	FHA, VA	3	0.3%	88.9%	$555,000
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	2 +1 HELOCs	0.2%	100%	$50,000	View
Equity Resources Inc	Conventional	2	0.2%	100%	$340,000
Cornerstone First Mortgage, LLC	Conventional, FHA	2	0.2%	100%	$475,000
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional, FHA	2	0.2%	100%	$250,000	View
Everett Financial, Inc.	FHA, VA	2	0.2%	100%	$405,000
Lakeview Loan Servicing, LLC	Conventional, FHA	2	0.2%	28.6%	$410,000
Kind Lending, LLC	FHA	2	0.2%	66.7%	$330,000
Loansteady LLC	Conventional, FHA	2	0.2%	100%	$485,000
Bay Equity LLC	FHA	2	0.2%	66.7%	$395,000
New Day Financial, LLC.	VA	2	0.2%	50%	$355,000
Planet Home Lending, LLC	FHA, VA	2	0.2%	100%	$310,000
Provident Funding Associates	Conventional	2	0.2%	100%	$510,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	VA	2	0.2%	100%	$475,000	View
Vellum Mortgage, Inc.	Conventional	2	0.2%	100%	$350,000
Mortgage Solutions of Colorado	FHA, VA	2	0.2%	100%	$365,000
Keystone Funding, Inc	FHA, VA	2	0.2%	100%	$425,000
HomeSale Mortgage	Conventional, FHA	2	0.2%	100%	$285,000
Nations Direct Mortgage, LLC	Conventional, FHA	2	0.2%	100%	$380,000
Pentagon Federal Credit Union	VA, HELOC	1 +6 HELOCs	0.1%	33.3%	$305,000
HomeBridge Financial Services, Inc	VA, HELOC	1 +1 HELOCs	0.1%	50%	$445,000
The Loan Store, Inc	VA, HELOC	1 +1 HELOCs	0.1%	100%	$515,000
Arc Home LLC	Conventional	1	0.1%	50%	$475,000
Southwest Airlines FCU	Conventional	1	0.1%	100%	$545,000
Originpoint, LLC	VA	1	0.1%	100%	$475,000
American Portfolio Mortgage Corporation	Conventional	1	0.1%	100%	$385,000
First Community Mortgage, Inc.	Conventional	1	0.1%	100%	$335,000
Primelending	Conventional	1	0.1%	100%	$165,000
Goodleap, LLC	VA	1	0.1%	100%	$505,000
Affordable Mortgage Advisors	Conventional	1	0.1%	100%	$415,000
Contour Mortgage Corporation	FHA	1	0.1%	100%	$545,000
Watermark Capital, Inc.	Conventional	1	0.1%	100%	$295,000
AAA Capital Investment, Inc	Conventional	1	0.1%	100%	$235,000
Nbkc Bank	VA	1	0.1%	100%	$565,000
Acrisure Mortgage, LLC	FHA	1	0.1%	100%	$385,000
Equity Prime Mortgage LLC	VA	1	0.1%	50%	$425,000
Keybank National Association A+5.0 ★Texas Ratio: 4.81%	Conventional	1	0.1%	100%	$485,000	View
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	FHA	1	0.1%	50%	$305,000	View
AmeriHome Mortgage Company, LLC	FHA	1	0.1%	100%	$535,000
PHH Mortgage Corporation	FHA	1	0.1%	100%	$445,000
AdvantageFirst Lending Inc	VA	1	0.1%	100%	$445,000
Primis Bank A5.0 ★Texas Ratio: 13.21%	FHA	1	0.1%	100%	$415,000	View
AmWest Funding Corp	Conventional	1	0.1%	100%	$365,000
Ocmbc, Inc. A+5.0 ★Texas Ratio: 5.05%	Conventional	1	0.1%	50%	$355,000	View
HomeXpress Mortgage Corp.	VA	1	0.1%	100%	$495,000
Financial Freedom Mortgage, LLC	FHA	1	0.1%	100%	$355,000
Nqm Funding, LLC	Conventional	1	0.1%	100%	$435,000
Success Mortgage Partners, Inc	VA	1	0.1%	100%	$475,000
New Wave Lending Group Inc	Conventional	1	0.1%	100%	$305,000
Select Lending Services, LLC	VA	1	0.1%	33.3%	$385,000
East Coast Capital Corp.	FHA	1	0.1%	100%	$685,000
ClearPath Lending	VA	1	0.1%	100%	$455,000
Strong Home Mortgage, LLC	FHA	1	0.1%	100%	$415,000
Total Mortgage Services, LLC	FHA	1	0.1%	100%	$425,000
Highlands Residential Mortgage, Ltd.	Conventional	1	0.1%	100%	$575,000
Weichert Financial Services	VA	1	0.1%	100%	$385,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	VA	1	0.1%	50%	$285,000	View
The Freedom Bank of Virginia C+4.2 ★Texas Ratio: 24.99%	Conventional	1	0.1%	100%	$195,000	View
Nations Lending Corporation	Conventional	1	0.1%	100%	$395,000
T2 Financial LLC	FHA	1	0.1%	100%	$375,000
Armed Forces Bank, N.A. A+5.0 ★Texas Ratio: 4.81%	VA	1	0.1%	100%	$545,000	View
American Pacific Mortgage Corporation	VA	1	0.1%	100%	$375,000
Radius Financial Group Inc	Conventional	1	0.1%	100%	$255,000
V.I.P. Mortgage, Inc.	Conventional	1	0.1%	100%	$305,000
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional	1	0.1%	100%	$285,000	View
United Nations Federal CU	Conventional	1	0.1%	100%	$645,000
Paramount Residential Mortgage	Conventional	1	0.1%	100%	$355,000
Angel Oak Mortgage Solutions LLC	Conventional	1	0.1%	100%	$295,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional	1	0.1%	100%	$325,000	View
Texana Bank	VA	1	0.1%	100%	$335,000
Ark-La-Tex Financial Services LLC	Conventional	1	0.1%	100%	$425,000
Top Flite Financial, Inc.	VA	1	0.1%	100%	$205,000
Tomo Mortgage LLC	Conventional	1	0.1%	100%	$595,000
Figure Lending LLC	HELOC	0 +11 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +7 HELOCs	0%	n/a		View
Lendage, LLC dba Achieve Loans	HELOC	0 +3 HELOCs	0%	n/a
Corning Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Gte Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Langley Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Valon Mortgage	HELOC	0 +1 HELOCs	0%	n/a
Quorum Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Northwest Federal Credit Union A+5.0 ★Texas Ratio: 3.99%	HELOC	0 +1 HELOCs	0%	n/a		View
Mission Loans, LLC	HELOC	0 +1 HELOCs	0%	n/a
Northrop Grumman Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
WSFS bank A+5.0 ★Texas Ratio: 3.10%	HELOC	0 +1 HELOCs	0%	n/a		View

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Pasadena Mortgage Rate Trends

Daily average mortgage rates for Maryland compared with the national average, updated every evening.

30-Year Fixed MD Avg

7.259%

▲ 0.075 vs 7 days ago

15-Year Fixed MD Avg

6.805%

▲ 0.055 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Pasadena, Maryland

Looking for mortgage lenders near me or mortgage brokers near me in Pasadena? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Pasadena in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Pasadena, MD

Use these to narrow the list above. Each category shows how many Pasadena, MD lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 110 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 44 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 20 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 79 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 69 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 1 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 4 lenders. Loans above the conforming limit for higher priced homes Local lenders based in MD 25 lenders headquartered in Maryland, the closest thing to a mortgage lender near you

Who Lends in Pasadena, MD

Independent mortgage companies closed 79.8 percent of home loans in Pasadena, Maryland in 2025, banks 13 percent and credit unions 7.2 percent. Lower, LLC was the largest mortgage company, Atlantic Union Bank the largest bank and Tower Federal Credit Union the largest credit union. Among lenders headquartered in Maryland, Rosedale Bank led with 4 loans.

79.8%

Mortgage companies

13%

Banks

7.2%

Credit unions

25%

FHA loans

25%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Attorneys customarily handle closings in Maryland. State transfer tax of 0.5 percent of the price (0.25 percent, paid by the seller, when the buyer is a first time Maryland homebuyer), plus county transfer taxes of 0 to 1.5 percent and county recordation taxes on deeds and mortgages ranging from about $5 to $14 per $1,000, with Montgomery County using tiered rates up to 2.27 percent above $1 million.

More Maryland Mortgage Lender Pages

All Maryland lenders 631 lenders Baltimore 316 lenders Frederick 198 lenders Waldorf 193 lenders Columbia 218 lenders Bowie 190 lenders Ellicott City 184 lenders Glen Burnie 186 lenders Bel Air South 158 lenders Germantown 179 lenders Odenton 173 lenders Dundalk 146 lenders Rockville 157 lenders

Frequently Asked Questions About Mortgage Lenders in Pasadena, MD

Who is the largest mortgage lender in Pasadena, MD?

By home loans closed in 2025, Atlantic Union Bank was the largest mortgage lender in Pasadena, Maryland with 10 loans, about 1 percent of the market. The largest lender headquartered in Maryland was Rosedale Bank with 4 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Pasadena, MD have the highest approval rates?

Among lenders with meaningful volume in Pasadena, Maryland, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 93.3 percent, against a 86.9 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Pasadena, MD mortgage lenders offer FHA, VA and USDA loans?

79 lenders closed FHA loans in Pasadena, Maryland in 2025, led by Nvr Mortgage Finance, Inc. with 38. 69 lenders closed VA loans, led by Nvr Mortgage Finance, Inc., and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Pasadena, MD lender list?

Yes. 44 banks and 20 credit unions closed home loans in Pasadena, Maryland in 2025, alongside 110 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Pasadena, MD ranked on this page?

Lenders are ranked only by the number of home loans they closed in Pasadena, Maryland during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Pasadena, Maryland for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Pasadena. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.