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Mortgage Lenders and Brokers in Bowie, Maryland

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Bowie, Maryland mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA15509 Annapolis Rd, Bowie, MD 20715A+5.0 ★Texas Ratio: 3.68%, Truist BankTruist Bank6106 Laurel Bowie Rd, Bowie, MD 20715A+5.0 ★Texas Ratio: 2.87%, Wells Fargo Bank NAWells Fargo Bank NA4323 Collington Rd, Bowie, MD 20716A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA3791 Evergreen Pkwy, Bowie, MD 20716A+5.0 ★Texas Ratio: 4.14%, Prince Georges Community FCUPrince Georges Community FCU15201 Hall RD, Bowie, MD 20721A+5.0 ★Texas Ratio: 3.40%, M&T BankM&T Bank6990 Laurel Bowie Rd, Bowie, MD 20715A+5.0 ★Texas Ratio: 4.11%, Wesbanco Bank, Inc.Wesbanco Bank, Inc.1525 Pointer Ridge Pl, Bowie, MD 20716A+5.0 ★Texas Ratio: 3.87%, United Bank VaUnited Bank Va6143 High Bridge Rd, Bowie, MD 20720A+5.0 ★Texas Ratio: 2.15%, TD BankTD Bank4319 Collington Road (rt 197), Bowie, MD 20716A+5.0 ★Texas Ratio: 3.71%, and PNC Bank N.A.PNC Bank N.A.15520 Annapolis Rd, Bowie, MD 20715A+5.0 ★Texas Ratio: 4.24%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Bowie, Maryland in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Bowie are listed first, then lenders elsewhere in Maryland, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Bowie, Maryland

Market share is the lender's share of all home loans closed in Bowie, Maryland. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
JPMorgan Chase Bank, NA 3 offices in Bowie 15509 Annapolis Rd, Bowie, MD 20715 A+5.0 ★Texas Ratio: 3.68%	Conventional, HELOC	22 +2 HELOCs	1.8%	88%	$502,727	View
Truist Bank ★ 1 stars, 1 review 2 offices in Bowie 6106 Laurel Bowie Rd, Bowie, MD 20715 A+5.0 ★Texas Ratio: 2.87%	Conventional, FHA, VA, HELOC	14 +21 HELOCs	1.1%	89.5%	$499,285	View
Wells Fargo Bank NA 1 office in Bowie 4323 Collington Rd, Bowie, MD 20716 A+5.0 ★Texas Ratio: 5.36%	Conventional	8	0.6%	72.7%	$222,500	View
Bank of America NA 2 offices in Bowie 3791 Evergreen Pkwy, Bowie, MD 20716 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	7 +13 HELOCs	0.6%	87.5%	$452,142	View
Prince Georges Community FCU 15201 Hall RD, Bowie, MD 20721 A+5.0 ★Texas Ratio: 3.40%	Conventional, HELOC	7 +10 HELOCs	0.6%	77.8%	$113,571	View
M&T Bank 1 office in Bowie 6990 Laurel Bowie Rd, Bowie, MD 20715 A+5.0 ★Texas Ratio: 4.11%	FHA, VA, HELOC	5 +7 HELOCs	0.4%	71.4%	$295,000	View
Wesbanco Bank, Inc. 1 office in Bowie 1525 Pointer Ridge Pl, Bowie, MD 20716 A+5.0 ★Texas Ratio: 3.87%	FHA, HELOC	4 +3 HELOCs	0.3%	100%	$362,500	View
United Bank Va 1 office in Bowie 6143 High Bridge Rd, Bowie, MD 20720 A+5.0 ★Texas Ratio: 2.15%	Conventional	4	0.3%	100%	$372,500	View
TD Bank 1 office in Bowie 4319 Collington Road (rt 197), Bowie, MD 20716 A+5.0 ★Texas Ratio: 3.71%	Conventional, HELOC	2 +3 HELOCs	0.2%	66.7%	$90,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 2 offices in Bowie 15520 Annapolis Rd, Bowie, MD 20715 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	1 +29 HELOCs	0.1%	33.3%	$405,000	View
Tower Federal Credit Union 810 Bestgate Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 1.97%	Conventional, HELOC	10 +15 HELOCs	0.8%	55.6%	$289,000
Nasa Federal Credit Union 16461 Excalibur Rd, Bowie, MD 20716 A+5.0 ★Texas Ratio: 3.54%	Conventional, HELOC	9 +12 HELOCs	0.7%	91.7%	$180,555	View
First National Bank of PA 3 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 1.62%	Conventional, HELOC	6 +3 HELOCs	0.5%	66.7%	$478,333	View
Lower, LLC 810 Bestgate Rd, Annapolis, MD 21401	Conventional, FHA	6	0.5%	85.7%	$348,333
Atlantic Union Bank 166 Jennifer Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 2.51%	Conventional, FHA, VA, HELOC	5 +4 HELOCs	0.4%	83.3%	$539,000	View
Citibank, NA 12172 Central Ave, Bowie, MD 20721 A+5.0 ★Texas Ratio: 2.82%	Conventional, FHA, HELOC	4 +1 HELOCs	0.3%	100%	$445,000	View
Rosedale Bank 3111 Emmorton Rd, Abingdon, MD 21009 A+5.0 ★Texas Ratio: 1.98%	Conventional, VA	4	0.3%	100%	$387,500	View
Fulton Bank, National Association 96 Village Sq, Baltimore, MD 21210 A+5.0 ★Texas Ratio: 4.85%	Conventional, FHA, HELOC	3 +5 HELOCs	0.2%	100%	$345,000	View
Industrial Bank 7610 Pennsylvania Ave, Forestville, MD 20747 C+4.2 ★Texas Ratio: 24.57%	Conventional	3	0.2%	75%	$691,666	View
Andrews Federal Credit Union 1677 D St, JB Andrews, MD 20762 A5.0 ★Texas Ratio: 10.28%	Conventional	3	0.2%	100%	$225,000	View
Shore United Bank, N.A. 200 Westgate Circle, Annapolis, MD 21401 A5.0 ★Texas Ratio: 9.61%	Conventional	3	0.2%	100%	$685,000	View
State Employees Credit Union of MD 10025 Baltimore National Pike, Annapolis, MD 20740 A5.0 ★Texas Ratio: 6.00%	Conventional, HELOC	2 +21 HELOCs	0.2%	100%	$265,000
Educational Systems FCU 4801 Glenn Dale Rd, Bowie, MD 20720 A+5.0 ★Texas Ratio: 3.40%	Conventional, HELOC	2 +16 HELOCs	0.2%	50%	$140,000	View
Lafayette Federal Credit Union 7537 Greenbelt Rd, Greenbelt, MD 20770 3403	Conventional, HELOC	2 +3 HELOCs	0.2%	100%	$310,000
Point Breeze Credit Union 5 Philadelphia Ct, Baltimore, MD 21237 A+5.0 ★Texas Ratio: 1.64%	Conventional	2	0.2%	100%	$285,000	View
Presidential Bank, FSB 4520 East West Hwy, Bethesda, MD 20814 A-4.9 ★Texas Ratio: 16.48%	Conventional	1	0.1%	100%	$495,000	View
Burke & Herbert Bk & Tr Co 7815 Woodmont Ave, Bethesda, MD 20814 A5.0 ★Texas Ratio: 7.39%	Conventional	1	0.1%	100%	$395,000	View
Capital Bank, N.A. 6711 Columbia Gateway Dr, Columbia, MD 21046 A-5.0 ★Texas Ratio: 15.49%	Conventional	1	0.1%	100%	$305,000	View
Potomac Bank 1101 Frederick St, Hagerstown, MD 21740 A+5.0 ★Texas Ratio: 0.66%	Conventional	1	0.1%	100%	$485,000	View
Citizens Bank, NA 7637 Old Georgetown Rd, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 5.44%	HELOC	0 +3 HELOCs	0%	n/a		View
Pinnacle Bank 7272 Wisconsin Avenue, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 3.04%	HELOC	0 +1 HELOCs	0%	n/a		View
FedChoice Federal Credit Union 10001 Willowdale Rd, Lanham, MD 20706 4321 A+5.0 ★Texas Ratio: 4.50%	HELOC	0 +1 HELOCs	0%	0%		View
Aberdeen Proving Ground FCU 996 Beards Hill Rd # Rt, Aberdeen, MD 21001 1733 A+5.0 ★Texas Ratio: 4.35%	HELOC	0 +1 HELOCs	0%	n/a		View
First Home Mortgage A+5.0 ★Texas Ratio: 0.00%	Conventional, FHA, VA	45	3.6%	91.8%	$460,555	View
Nfm, Inc	Conventional, FHA, VA	21	1.7%	100%	$511,190
Bay Capital Mortgage Corporation	Conventional, FHA	7	0.6%	100%	$397,857
Fidelity Direct Mortgage, LLC	Conventional, FHA	6	0.5%	85.7%	$606,666
Direct Mortgage Loans, LLC	Conventional, FHA, VA	4	0.3%	100%	$407,500
Nih Federal Credit Union	Conventional	2	0.2%	50%	$105,000
Cazle Mortgage, Inc.	FHA	1	0.1%	100%	$545,000
All Credit Considered Mortgage, Inc.	Conventional	1	0.1%	100%	$255,000
Universal Mortgage & Finance, Inc	VA	1	0.1%	100%	$595,000
Bayshore Mortgage Funding	Conventional	1	0.1%	100%	$675,000
Library of Congress Federal Credit Union	Conventional	1	0.1%	100%	$125,000
My Mortgage, Inc	FHA	1	0.1%	100%	$365,000
The Mortgage Link, Inc.	FHA	1	0.1%	100%	$495,000
Rocket Mortgage	Conventional, FHA, VA	136	10.8%	83.4%	$315,000
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	99 +2 HELOCs	7.9%	79.3%	$516,212
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	64 +60 HELOCs	5.1%	66%	$266,718	View
Freedom Mortgage Corporation	Conventional, FHA, VA, Jumbo	45	3.6%	89.5%	$484,555
Mortgage Research Center	VA, Jumbo	35	2.8%	70%	$559,571
Guaranteed Rate, Inc.	Conventional, FHA, VA	34	2.7%	91.9%	$553,529
Pennymac Loan Services LLC	Conventional, FHA, VA	29	2.3%	76.7%	$350,862
Das Acquisition Company, LLC	Conventional, FHA, VA, Jumbo	24	1.9%	96.2%	$834,583
Newrez LLC	Conventional, FHA, VA	23	1.8%	45.3%	$435,434
Prosperity Home Mortgage, LLC	Conventional, FHA, VA	20	1.6%	87%	$460,000
Southern Trust Mortgage, LLC	Conventional, FHA, VA	19	1.5%	100%	$585,000
Nationstar Mortgage	Conventional, FHA	19	1.5%	87%	$230,789
loanDepot.com LLC	Conventional, FHA, VA, HELOC	18 +6 HELOCs	1.4%	90%	$562,222
Spring Eq, LLC	Conventional, HELOC	17 +14 HELOCs	1.4%	37.8%	$92,058
CrossCountry Mortgage, LLC	Conventional, FHA, VA	17	1.4%	94.4%	$445,588
Fairway Independent Mort Corp	Conventional, FHA, VA	15	1.2%	88.2%	$471,666
TowneBank	Conventional, FHA, VA	14	1.1%	93.3%	$433,571
Guild Mortgage Company	Conventional, FHA, VA	13	1%	100%	$513,461
First Heritage Mortgage, LLC	Conventional, FHA, VA, Jumbo	13	1%	87.5%	$598,076
Carrington Mortgage Services LLC	Conventional, FHA, VA	13	1%	51.7%	$235,000
Embrace Home Loans, Inc.	Conventional, FHA, VA	12	1%	92.3%	$483,333
New American Funding, LLC.	Conventional, FHA, VA, HELOC	11 +1 HELOCs	0.9%	64.7%	$398,636
Meridian Bank C3.9 ★Texas Ratio: 27.97%	Conventional, FHA	11	0.9%	91.7%	$452,272	View
American Financial Network, Inc.	Conventional, FHA, VA	10	0.8%	90.9%	$349,000
Ameris Bank ★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82%	Conventional, FHA	10	0.8%	100%	$340,000	View
Amerisave Mortgage Company	Conventional, FHA, VA	9	0.7%	37%	$182,777
Ocmbc, Inc. A+5.0 ★Texas Ratio: 5.05%	Conventional, FHA	9	0.7%	72.2%	$392,777	View
Movement Mortgage, LLC	Conventional, FHA, VA, HELOC	8 +1 HELOCs	0.6%	88.9%	$435,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	8	0.6%	88.9%	$142,500	View
Guaranteed Rate Affinity, LLC	Conventional, FHA	7	0.6%	87.5%	$443,571
Credit Union Mortgage Associat	Conventional	7	0.6%	100%	$335,000
Village Capital & Investment	FHA, VA, Jumbo	7	0.6%	92.3%	$645,000
Cmg Mortgage Inc	Conventional, FHA, VA, USDA, HELOC	6 +1 HELOCs	0.5%	100%	$443,333
First Savings Mortgage Corporation	Conventional, VA	6	0.5%	100%	$466,666
Vellum Mortgage, Inc.	Conventional, FHA, VA	6	0.5%	100%	$428,333
Paramount Residential Mortgage	Conventional, FHA	6	0.5%	100%	$550,000
Highlands Residential Mortgage, Ltd.	Conventional, FHA	5	0.4%	100%	$437,000
New Day Financial, LLC.	VA	5	0.4%	41.7%	$417,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	VA, Jumbo	5	0.4%	100%	$697,000	View
T2 Financial LLC	Conventional, VA	5	0.4%	100%	$437,000
Armed Forces Bank, N.A. A+5.0 ★Texas Ratio: 4.81%	VA, Jumbo	5	0.4%	100%	$629,000	View
American Pacific Mortgage Corporation	Conventional, FHA	5	0.4%	100%	$421,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	4	0.3%	100%	$472,500	View
Atlantic Coast Mortgage, LLC	Conventional, VA	4	0.3%	100%	$490,000
SWBC Mortgage Corporation	Conventional, FHA, VA	4	0.3%	100%	$460,000
Equity Prime Mortgage LLC	FHA	4	0.3%	57.1%	$435,000
Success Mortgage Partners, Inc	FHA, VA	4	0.3%	100%	$392,500
Bay Equity LLC	Conventional, FHA	4	0.3%	100%	$417,500
Mutual of Omaha Mortgage	Conventional, FHA, VA	4	0.3%	83.3%	$437,500
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	Conventional, VA	4	0.3%	100%	$535,000	View
Plaza Home Mortgage, Inc	Conventional, FHA	4	0.3%	100%	$740,000
JMAC Lending, Inc.	Conventional, FHA	4	0.3%	100%	$550,000
Pentagon Federal Credit Union	VA, HELOC	3 +5 HELOCs	0.2%	33.3%	$385,000
EMM Loans LLC	Conventional, VA	3	0.2%	100%	$508,333
Originpoint, LLC	Conventional, FHA	3	0.2%	100%	$425,000
Primary Residential Mortgage, INC.	FHA, VA	3	0.2%	100%	$445,000
Affordable Mortgage Advisors	Conventional, FHA	3	0.2%	75%	$395,000
Everett Financial, Inc.	Conventional	3	0.2%	100%	$388,333
Kind Lending, LLC	FHA	3	0.2%	57.1%	$441,666
PHH Mortgage Corporation	VA	3	0.2%	75%	$658,333
Select Lending Services, LLC	Conventional, VA	3	0.2%	100%	$438,333
Click n' Close, Inc.	Conventional, FHA	3	0.2%	100%	$358,333
First Colony Mortgage Corporat	Conventional, FHA	3	0.2%	100%	$451,666
Planet Home Lending, LLC	FHA, VA	3	0.2%	100%	$511,666
Provident Funding Associates	Conventional	3	0.2%	100%	$455,000
Zillow Home Loans, LLC	Conventional	3	0.2%	100%	$425,000
Nationwide Mortgage Bankers, Inc.	FHA, VA	3	0.2%	66.7%	$511,666
American Neighborhood Mortgage Acceptance Company	FHA, VA	3	0.2%	100%	$618,333
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	2 +2 HELOCs	0.2%	50%	$120,000	View
Equity Resources Inc	Conventional	2	0.2%	66.7%	$360,000
Luminate Bank A5.0 ★Texas Ratio: 11.06%	FHA	2	0.2%	100%	$385,000	View
Guidance Residential, LLC	Conventional	2	0.2%	100%	$460,000
AdvantageFirst Lending Inc	FHA	2	0.2%	100%	$820,000
City Lending Inc.	Conventional, FHA	2	0.2%	66.7%	$365,000
HomeXpress Mortgage Corp.	Conventional, FHA	2	0.2%	66.7%	$440,000
Sun West Mortgage Company, Inc	FHA, VA	2	0.2%	75%	$385,000
Intercoastal Mortgage, LLC	Conventional	2	0.2%	100%	$470,000
New Wave Lending Group Inc	Conventional	2	0.2%	100%	$360,000
Strong Home Mortgage, LLC	Conventional, FHA	2	0.2%	100%	$620,000
Weichert Financial Services	Conventional	2	0.2%	100%	$465,000
Congressional Federal Credit Union	Conventional	2	0.2%	66.7%	$225,000
Cardinal Financial Company, Li	Conventional, FHA	2	0.2%	100%	$315,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	VA	2	0.2%	33.3%	$665,000	View
Atlantic Bay Mortgage Group	Conventional, VA	2	0.2%	100%	$510,000
Churchill Mortgage Corporation	Conventional, VA	2	0.2%	100%	$585,000
The Freedom Bank of Virginia C+4.2 ★Texas Ratio: 24.99%	Conventional, FHA	2	0.2%	100%	$470,000	View
Waterstone Mortgage Corporation	Conventional, FHA	2	0.2%	66.7%	$290,000
Uif Corporation	Conventional	2	0.2%	100%	$440,000
Genway Home Mortgage, Inc.	Conventional, FHA	2	0.2%	40%	$440,000
HomeSale Mortgage	Conventional, VA	2	0.2%	50%	$590,000
Leaderone Financial Corp.	VA	2	0.2%	100%	$535,000
US Bank, N.A. A+5.0 ★Texas Ratio: 2.85%	VA, HELOC	1 +3 HELOCs	0.1%	14.3%	$485,000	View
Bank Fund Staff Federal Credit	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$415,000
Better Mortgage Corporation	Conventional, HELOC	1 +2 HELOCs	0.1%	25%	$505,000
Quorum Federal Credit Union	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$105,000
Baxter Credit Union A5.0 ★Texas Ratio: 6.31%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$385,000
Arc Home LLC	FHA	1	0.1%	100%	$455,000
Department of Commerce Federal Credit Union	Conventional	1	0.1%	100%	$155,000
CommonWealth One Federal Credit Union	Conventional	1	0.1%	100%	$105,000
American Financial Resources LLC	VA	1	0.1%	50%	$595,000
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional	1	0.1%	100%	$255,000	View
Lakeview Loan Servicing, LLC	FHA	1	0.1%	33.3%	$285,000
Nbkc Bank	Conventional	1	0.1%	100%	$345,000
Loansteady LLC	Conventional	1	0.1%	100%	$405,000
Allied Mortgage Group, Inc	FHA	1	0.1%	100%	$425,000
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	Conventional	1	0.1%	100%	$865,000	View
Deephaven Mortgage LLC	Conventional	1	0.1%	100%	$485,000
Oaktree Funding Corp	Conventional	1	0.1%	100%	$475,000
Home Mortgage Alliance Corp (Hmac)	VA	1	0.1%	100%	$575,000
Obsidian Financial Services	FHA	1	0.1%	100%	$585,000
Michigan Mutual, Inc	FHA	1	0.1%	100%	$635,000
Northwest Federal Credit Union A+5.0 ★Texas Ratio: 3.99%	Conventional	1	0.1%	100%	$105,000	View
Flexpoint, Inc.	Conventional	1	0.1%	100%	$425,000
Democracy Federal Credit Union A-4.6 ★Texas Ratio: 9.01%	Conventional	1	0.1%	50%	$105,000	View
Mid-Continent Funding, Inc.	VA	1	0.1%	100%	$665,000
American Heritage Lending, LLC	Conventional	1	0.1%	100%	$315,000
American Internet Mortgage, Inc.	Conventional	1	0.1%	100%	$375,000
First Option Mortgage, LLC	Conventional	1	0.1%	100%	$305,000
Servis One, Inc	Conventional	1	0.1%	100%	$425,000
Transportation Federal Credit Union	Conventional	1	0.1%	100%	$105,000
Mortgage Equity Partners LLC	Conventional	1	0.1%	100%	$465,000
Old Dominion National Bank A5.0 ★Texas Ratio: 6.07%	Conventional	1	0.1%	100%	$555,000	View
Hometown Equity Mortgage, LLC	FHA	1	0.1%	50%	$445,000
Wright Patt Credit Union Inc	VA	1	0.1%	100%	$405,000
Ithink Financial Credit Union	Conventional	1	0.1%	100%	$505,000
Sierra Pacific Mortgage Co. Inc	Conventional	1	0.1%	100%	$455,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional	1	0.1%	100%	$605,000	View
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	1	0.1%	50%	$295,000	View
Saygo Home Loans, LLC	FHA	1	0.1%	100%	$405,000
Emet Lending Group, Inc.	Conventional	1	0.1%	100%	$355,000
University Bank A+5.0 ★Texas Ratio: 3.82%	Conventional	1	0.1%	100%	$445,000	View
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	1	0.1%	50%	$395,000	View
Jams-01 Inc dba Home Savings & Trust Mortgage	Conventional	1	0.1%	100%	$565,000
Geo-Corp, Inc.	FHA	1	0.1%	100%	$475,000
RoundPoint Mortgage Servicing LLC	Conventional	1	0.1%	100%	$165,000
Citadel Servicing Corporation	Conventional	1	0.1%	100%	$335,000
The Loan Store, Inc	VA	1	0.1%	100%	$355,000
Ardent Federal Credit Union	Conventional	1	0.1%	100%	$45,000
Fifth Third Bank, National Association A+5.0 ★Texas Ratio: 3.22%	Conventional	1	0.1%	100%	$245,000	View
Nmsi, Inc.	FHA	1	0.1%	100%	$395,000
State Departmenet Federal Credit Union	Conventional	1	0.1%	50%	$455,000
Nexera Holding LLC	Conventional, Jumbo	1	0.1%	100%	$1,855,000
Reliance First Capital, LLC	VA	1	0.1%	100%	$415,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional	1	0.1%	100%	$325,000	View
Texana Bank	VA	1	0.1%	100%	$335,000
Ark-La-Tex Financial Services LLC	VA	1	0.1%	100%	$435,000
Tomo Mortgage LLC	Conventional	1	0.1%	66.7%	$365,000
Cake Mortgage Corp.	Conventional	1	0.1%	100%	$545,000
Figure Lending LLC	HELOC	0 +14 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +11 HELOCs	0%	n/a		View
Lendage, LLC dba Achieve Loans	HELOC	0 +6 HELOCs	0%	n/a
HomeBridge Financial Services, Inc	HELOC	0 +4 HELOCs	0%	0%
Members 1St FCU	HELOC	0 +2 HELOCs	0%	n/a
Valon Mortgage	HELOC	0 +2 HELOCs	0%	n/a
Apple Federal Credit Union A+5.0 ★Texas Ratio: 2.79%	HELOC	0 +2 HELOCs	0%	0%		View
Justice Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Digital Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
American Airlines Federal Cred	HELOC	0 +1 HELOCs	0%	n/a
Fourleaf Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Goodleap, LLC	HELOC	0 +1 HELOCs	0%	0%
Langley Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Kinecta Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Usalliance Federal Credit Union A5.0 ★Texas Ratio: 8.11%	HELOC	0 +1 HELOCs	0%	n/a
Leader Bank NA A+5.0 ★Texas Ratio: 0.22%	HELOC	0 +1 HELOCs	0%	n/a		View
Hanscom Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Nrl Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Angel Oak Mortgage Solutions LLC	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Bowie Mortgage Rate Trends

Daily average mortgage rates for Maryland compared with the national average, updated every evening.

30-Year Fixed MD Avg

7.259%

▲ 0.075 vs 7 days ago

15-Year Fixed MD Avg

6.805%

▲ 0.055 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Bowie, Maryland

Looking for mortgage lenders near me or mortgage brokers near me in Bowie? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Bowie in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Bowie, MD

Use these to narrow the list above. Each category shows how many Bowie, MD lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 125 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 49 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 39 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 82 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 67 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 1 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 9 lenders. Loans above the conforming limit for higher priced homes Local lenders based in MD 28 lenders headquartered in Maryland, the closest thing to a mortgage lender near you

Who Lends in Bowie, MD

Independent mortgage companies closed 75.4 percent of home loans in Bowie, Maryland in 2025, banks 14.4 percent and credit unions 10.2 percent. Lower, LLC was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Prince Georges Community FCU the largest credit union. Among lenders headquartered in Maryland, Prince Georges Community FCU led with 7 loans.

75.4%

Mortgage companies

14.4%

Banks

10.2%

Credit unions

22%

FHA loans

22%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Attorneys customarily handle closings in Maryland. State transfer tax of 0.5 percent of the price (0.25 percent, paid by the seller, when the buyer is a first time Maryland homebuyer), plus county transfer taxes of 0 to 1.5 percent and county recordation taxes on deeds and mortgages ranging from about $5 to $14 per $1,000, with Montgomery County using tiered rates up to 2.27 percent above $1 million.

More Maryland Mortgage Lender Pages

All Maryland lenders 631 lenders Baltimore 316 lenders Frederick 198 lenders Waldorf 193 lenders Columbia 218 lenders Ellicott City 184 lenders Glen Burnie 186 lenders Bel Air South 158 lenders Germantown 179 lenders Odenton 173 lenders Pasadena 160 lenders Dundalk 146 lenders Rockville 157 lenders

Frequently Asked Questions About Mortgage Lenders in Bowie, MD

Who is the largest mortgage lender in Bowie, MD?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Bowie, Maryland with 22 loans, about 1.8 percent of the market. The largest lender headquartered in Maryland was Prince Georges Community FCU with 7 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Bowie, MD have the highest approval rates?

Among lenders with meaningful volume in Bowie, Maryland, Rocket Mortgage approved the highest share of completed applications in 2025 at 83.4 percent, against a 78.4 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Bowie, MD mortgage lenders offer FHA, VA and USDA loans?

82 lenders closed FHA loans in Bowie, Maryland in 2025, led by United Wholesale Mortgage with 31. 67 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Bowie, MD lender list?

Yes. 49 banks and 39 credit unions closed home loans in Bowie, Maryland in 2025, alongside 125 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Bowie, MD ranked on this page?

Lenders are ranked only by the number of home loans they closed in Bowie, Maryland during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Bowie, Maryland for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Bowie. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.