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Mortgage Lenders and Brokers in Odenton, Maryland

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Odenton, Maryland mortgage lenders include M&T BankM&T Bank1351 Blair Dr, Odenton, MD 21113A+5.0 ★Texas Ratio: 4.11%, PNC Bank N.A.PNC Bank N.A.155 Annapolis Road, Odenton, MD 21113A+5.0 ★Texas Ratio: 4.24%, Tower Federal Credit UnionTower Federal Credit Union810 Bestgate Rd, Annapolis, MD 21401A+5.0 ★Texas Ratio: 1.97%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA920 Bay Ridge Rd, Annapolis, MD 21403A+5.0 ★Texas Ratio: 3.68%, Truist BankTruist Bank405 Manning Rd E, Accokeek, MD 20607A+5.0 ★Texas Ratio: 2.87%, Bank of America NABank of America NA122 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.14%, Atlantic Union BankAtlantic Union Bank166 Jennifer Rd, Annapolis, MD 21401A+5.0 ★Texas Ratio: 2.51%, Wells Fargo Bank NAWells Fargo Bank NA400 Constant Friendship Blvd, Abingdon, MD 21009A+5.0 ★Texas Ratio: 5.36%, State Employees Credit Union of MDState Employees Credit Union of MD10025 Baltimore National Pike, Annapolis, MD 20740A5.0 ★Texas Ratio: 6.00%, and Nasa Federal Credit UnionNasa Federal Credit Union2452 Solomons Island Rd, Annapolis, MD 21401 3709A+5.0 ★Texas Ratio: 3.54%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Odenton, Maryland in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Odenton are listed first, then lenders elsewhere in Maryland, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Odenton, Maryland

Market share is the lender's share of all home loans closed in Odenton, Maryland. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
M&T Bank 1 office in Odenton 1351 Blair Dr, Odenton, MD 21113 A+5.0 ★Texas Ratio: 4.11%	Conventional, FHA, VA, HELOC	11 +12 HELOCs	1%	84.6%	$356,818	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1 office in Odenton 155 Annapolis Road, Odenton, MD 21113 A+5.0 ★Texas Ratio: 4.24%	HELOC	0 +6 HELOCs	0%	0%		View
Tower Federal Credit Union 810 Bestgate Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 1.97%	Conventional, HELOC	21 +35 HELOCs	2%	84%	$232,619
JPMorgan Chase Bank, NA 920 Bay Ridge Rd, Annapolis, MD 21403 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo, HELOC	15 +1 HELOCs	1.4%	93.8%	$562,333	View
Truist Bank ★ 1 stars, 1 review 405 Manning Rd E, Accokeek, MD 20607 A+5.0 ★Texas Ratio: 2.87%	Conventional, VA, Jumbo, HELOC	13 +8 HELOCs	1.2%	100%	$548,076	View
Bank of America NA 122 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	6 +15 HELOCs	0.6%	100%	$326,666	View
Atlantic Union Bank 166 Jennifer Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 2.51%	Conventional, HELOC	5 +3 HELOCs	0.5%	100%	$397,000	View
Wells Fargo Bank NA 400 Constant Friendship Blvd, Abingdon, MD 21009 A+5.0 ★Texas Ratio: 5.36%	Conventional, VA	5	0.5%	100%	$339,000	View
State Employees Credit Union of MD 10025 Baltimore National Pike, Annapolis, MD 20740 A5.0 ★Texas Ratio: 6.00%	Conventional, FHA, VA, HELOC	4 +18 HELOCs	0.4%	100%	$437,500
Nasa Federal Credit Union 2452 Solomons Island Rd, Annapolis, MD 21401 3709 A+5.0 ★Texas Ratio: 3.54%	Conventional, HELOC	3 +9 HELOCs	0.3%	100%	$85,000	View
First National Bank of PA 3 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 1.62%	Conventional, HELOC	3 +4 HELOCs	0.3%	75%	$208,333	View
Presidential Bank, FSB 4520 East West Hwy, Bethesda, MD 20814 A-4.9 ★Texas Ratio: 16.48%	Conventional, FHA, VA	3	0.3%	100%	$575,000	View
Wesbanco Bank, Inc. 2530 Riva Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 3.87%	Conventional, HELOC	2 +2 HELOCs	0.2%	100%	$265,000	View
Dollar Bank, FSB 1275 National Hwy, Cumberland, MD 21502 A+5.0 ★Texas Ratio: 5.29%	Conventional, Jumbo	2	0.2%	100%	$950,000	View
Capital Bank, N.A. 6711 Columbia Gateway Dr, Columbia, MD 21046 A-5.0 ★Texas Ratio: 15.49%	FHA, VA	2	0.2%	100%	$585,000	View
Shore United Bank, N.A. 200 Westgate Circle, Annapolis, MD 21401 A5.0 ★Texas Ratio: 9.61%	Conventional, Jumbo	2	0.2%	50%	$630,000	View
Lower, LLC 810 Bestgate Rd, Annapolis, MD 21401	FHA	2	0.2%	100%	$340,000
Fulton Bank, National Association 96 Village Sq, Baltimore, MD 21210 A+5.0 ★Texas Ratio: 4.85%	Conventional, Jumbo, HELOC	1 +1 HELOCs	0.1%	100%	$935,000	View
Aberdeen Proving Ground FCU 996 Beards Hill Rd # Rt, Aberdeen, MD 21001 1733 A+5.0 ★Texas Ratio: 4.35%	Conventional, HELOC	1 +1 HELOCs	0.1%	50%	$85,000	View
United Bank Va 1835 West St, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 2.15%	Conventional	1	0.1%	33.3%	$305,000	View
Trustar Bank 7901 Norfolk Avenue, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 3.45%	Conventional, Jumbo	1	0.1%	100%	$955,000	View
Cathay Bank 650 Hungerford Dr, Rockville, MD 20850 A+5.0 ★Texas Ratio: 4.57%	Conventional	1	0.1%	100%	$565,000	View
Mid-Atlantic FCU 555 Quince Orchard Rd, Gaithersburg, MD 20878 A+5.0 ★Texas Ratio: 4.60%	Conventional	1	0.1%	100%	$745,000	View
First Financial of Maryland Federal Credit Union 8665 Pulaski Hwy Ste 118, Baltimore, MD 21237 3028 A+5.0 ★Texas Ratio: 2.01%	Conventional	1	0.1%	100%	$45,000	View
Point Breeze Credit Union 5 Philadelphia Ct, Baltimore, MD 21237 A+5.0 ★Texas Ratio: 1.64%	Conventional	1	0.1%	100%	$45,000	View
Arundel Federal Savings Bank ★ 5 stars, 1 review 2661 Riva Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 2.77%	Conventional	1	0.1%	100%	$245,000	View
Rosedale Bank 3111 Emmorton Rd, Abingdon, MD 21009 A+5.0 ★Texas Ratio: 1.98%	VA	1	0.1%	100%	$745,000	View
Citibank, NA 8001 Wisconsin Ave, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 2.82%	Conventional	1	0.1%	100%	$225,000	View
TD Bank 2103 Commerce Park Dr, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 3.71%	Conventional	1	0.1%	50%	$75,000	View
Citizens Bank, NA 7637 Old Georgetown Rd, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 5.44%	HELOC	0 +5 HELOCs	0%	n/a		View
Educational Systems FCU 2625 Riva Rd Ste C, Annapolis, MD 21401 7375 A+5.0 ★Texas Ratio: 3.40%	HELOC	0 +4 HELOCs	0%	n/a		View
Pinnacle Bank 7272 Wisconsin Avenue, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 3.04%	HELOC	0 +1 HELOCs	0%	n/a		View
APL Federal Credit Union 8870 McGaw Rd, Columbia, MD 21045 A+5.0 ★Texas Ratio: 2.79%	HELOC	0 +1 HELOCs	0%	n/a		View
First Home Mortgage A+5.0 ★Texas Ratio: 0.00%	Conventional, FHA, VA, Jumbo	49	4.6%	100%	$450,918	View
Nfm, Inc	Conventional, FHA, VA, Jumbo	25	2.4%	100%	$476,200
Bay Capital Mortgage Corporation	Conventional, VA	15	1.4%	100%	$407,000
Direct Mortgage Loans, LLC	Conventional, FHA	8	0.8%	100%	$430,000
Fidelity Direct Mortgage, LLC	Conventional, FHA, Jumbo	5	0.5%	100%	$391,000
My Mortgage, Inc	Conventional, VA	3	0.3%	100%	$518,333
Municipal Employees Credit Union A5.0 ★Texas Ratio: 7.57%	Conventional	3	0.3%	75%	$241,666	View
Bayshore Mortgage Funding	FHA, VA	2	0.2%	100%	$360,000
The Mortgage Link, Inc.	Conventional, FHA	2	0.2%	100%	$270,000
Cazle Mortgage, Inc.	Conventional	1	0.1%	100%	$55,000
Millennium Financial Group Inc dba Mlend	Conventional	1	0.1%	100%	$275,000
All Credit Considered Mortgage, Inc.	Conventional	1	0.1%	100%	$245,000
Universal Mortgage & Finance, Inc	Conventional	1	0.1%	100%	$185,000
Rocket Mortgage	Conventional, FHA, VA, Jumbo	113	10.7%	83.1%	$304,734
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, Jumbo, HELOC	77 +38 HELOCs	7.3%	81.9%	$370,324	View
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	58 +7 HELOCs	5.5%	92.4%	$488,965
Nvr Mortgage Finance, Inc.	Conventional, VA, Jumbo	58	5.5%	76.3%	$816,724
Pennymac Loan Services LLC	Conventional, FHA, VA, Jumbo	32	3%	78%	$358,437
TowneBank	Conventional, FHA, VA, Jumbo	27	2.5%	100%	$450,925
Freedom Mortgage Corporation	Conventional, FHA, VA, Jumbo	26	2.5%	88.9%	$502,307
Newrez LLC	Conventional, FHA, VA	22	2.1%	61.1%	$363,181
Nationstar Mortgage	Conventional, FHA, VA, Jumbo	21	2%	84%	$246,428
Primary Residential Mortgage, INC.	Conventional, FHA, VA	17	1.6%	100%	$495,588
Mortgage Research Center	VA	17	1.6%	68%	$422,058
Prosperity Home Mortgage, LLC	Conventional, FHA, VA, Jumbo	17	1.6%	100%	$426,764
CrossCountry Mortgage, LLC	Conventional, FHA, VA, Jumbo	16	1.5%	100%	$543,750
Fairway Independent Mort Corp	Conventional, FHA, VA, Jumbo	14	1.3%	100%	$494,285
First Heritage Mortgage, LLC	Conventional, FHA, VA, Jumbo	13	1.2%	100%	$499,615
Amerisave Mortgage Company	Conventional, VA	10	0.9%	66.7%	$126,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	10	0.9%	90.9%	$433,000	View
Spring Eq, LLC	Conventional, HELOC	9 +7 HELOCs	0.8%	40.9%	$70,555
Guaranteed Rate, Inc.	Conventional, FHA, VA	9	0.8%	100%	$506,111
Guild Mortgage Company	Conventional, VA	8	0.8%	90%	$377,500
Pentagon Federal Credit Union	Conventional, VA, HELOC	7 +4 HELOCs	0.7%	58.3%	$499,285
Guaranteed Rate Affinity, LLC	Conventional, FHA, VA	7	0.7%	100%	$363,571
Cmg Mortgage Inc	Conventional, FHA, VA, Jumbo	7	0.7%	100%	$553,571
Bay Equity LLC	Conventional, FHA, VA	7	0.7%	100%	$422,142
Zillow Home Loans, LLC	Conventional, FHA, VA	7	0.7%	100%	$372,142
Mutual of Omaha Mortgage	Conventional, VA	7	0.7%	100%	$442,142
US Bank, N.A. A+5.0 ★Texas Ratio: 2.85%	Conventional, VA, Jumbo, HELOC	6 +2 HELOCs	0.6%	85.7%	$513,333	View
loanDepot.com LLC	Conventional, FHA, VA, HELOC	6 +1 HELOCs	0.6%	66.7%	$423,333
New American Funding, LLC.	Conventional, FHA, VA, Jumbo, HELOC	6 +1 HELOCs	0.6%	100%	$418,333
Meridian Bank C3.9 ★Texas Ratio: 27.97%	Conventional, FHA, VA	6	0.6%	100%	$540,000	View
Embrace Home Loans, Inc.	Conventional, FHA, VA, Jumbo	6	0.6%	100%	$613,333
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional, VA	6	0.6%	66.7%	$298,333	View
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	5 +2 HELOCs	0.5%	100%	$93,000	View
Affordable Mortgage Advisors	Conventional, FHA, VA	5	0.5%	100%	$439,000
American Financial Network, Inc.	Conventional, FHA, Jumbo	5	0.5%	100%	$457,000
Vellum Mortgage, Inc.	Conventional	5	0.5%	100%	$369,000
Carrington Mortgage Services LLC	Conventional, FHA, VA	5	0.5%	50%	$189,000
Village Capital & Investment	FHA, VA	5	0.5%	64.3%	$475,000
SWBC Mortgage Corporation	Conventional	4	0.4%	100%	$557,500
Lakeview Loan Servicing, LLC	VA	4	0.4%	36.4%	$455,000
Planet Home Lending, LLC	Conventional, VA	4	0.4%	100%	$312,500
Provident Funding Associates	Conventional	4	0.4%	100%	$595,000
The Loan Store, Inc	Conventional, VA	4	0.4%	80%	$422,500
Better Mortgage Corporation	Conventional, HELOC	3 +1 HELOCs	0.3%	60%	$361,666
Originpoint, LLC	Conventional, VA, Jumbo	3	0.3%	100%	$595,000
Sage Home Loans Corporation	Conventional	3	0.3%	100%	$468,333
Envoy Mortgage, Ltd	Conventional, FHA	3	0.3%	100%	$491,666
Acrisure Mortgage, LLC	FHA, VA	3	0.3%	100%	$618,333
Movement Mortgage, LLC	Conventional, FHA	3	0.3%	60%	$375,000
PHH Mortgage Corporation	Conventional, VA	3	0.3%	100%	$708,333
AmWest Funding Corp	Conventional	3	0.3%	100%	$455,000
Das Acquisition Company, LLC	Conventional	3	0.3%	100%	$481,666
Credit Union Mortgage Associat	Conventional	3	0.3%	100%	$525,000
Intercoastal Mortgage, LLC	Conventional, VA	3	0.3%	100%	$418,333
Select Lending Services, LLC	Conventional, VA	3	0.3%	100%	$381,666
Sierra Pacific Mortgage Co. Inc	Conventional	3	0.3%	100%	$371,666
EMM Loans LLC	Conventional, FHA	2	0.2%	100%	$395,000
Equity Resources Inc	Conventional, VA	2	0.2%	100%	$625,000
Loansteady LLC	Conventional, VA	2	0.2%	100%	$385,000
Triad Financial Services, Inc.	Conventional	2	0.2%	57.1%	$120,000
HomeXpress Mortgage Corp.	Conventional, Jumbo	2	0.2%	75%	$850,000
Sun West Mortgage Company, Inc	Conventional, FHA	2	0.2%	66.7%	$510,000
First Savings Mortgage Corporation	Conventional, VA, Jumbo	2	0.2%	100%	$790,000
Federated Mortgage Corp	Conventional	2	0.2%	100%	$760,000
Union Home Mortgage Corp.	Conventional, VA	2	0.2%	100%	$300,000
Total Mortgage Services, LLC	VA	2	0.2%	100%	$365,000
Atlantic Bay Mortgage Group	VA	2	0.2%	100%	$435,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional, VA	2	0.2%	100%	$345,000	View
Waterstone Mortgage Corporation	Conventional	2	0.2%	100%	$270,000
Keystone Funding, Inc	Conventional, VA	2	0.2%	100%	$420,000
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	VA	2	0.2%	100%	$540,000	View
21St Mortgage	Conventional	2	0.2%	33.3%	$95,000
Ameris Bank ★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82%	Conventional	2	0.2%	100%	$160,000	View
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$535,000	View
Quorum Federal Credit Union	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$105,000
Northrop Grumman Federal Credit Union	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$205,000
Hartford Funding, Ltd.	Conventional	1	0.1%	100%	$345,000
Old National Bank A+5.0 ★Texas Ratio: 4.98%	VA	1	0.1%	100%	$325,000	View
Primelending	Conventional	1	0.1%	100%	$365,000
Atlantic Coast Mortgage, LLC	VA	1	0.1%	100%	$505,000
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional	1	0.1%	100%	$515,000	View
Equity Prime Mortgage LLC	FHA	1	0.1%	50%	$265,000
Kind Lending, LLC	Conventional	1	0.1%	33.3%	$695,000
AmeriHome Mortgage Company, LLC	FHA	1	0.1%	100%	$555,000
Deephaven Mortgage LLC	Conventional	1	0.1%	100%	$765,000
Home Mortgage Alliance Corp (Hmac)	Conventional	1	0.1%	100%	$685,000
AdvantageFirst Lending Inc	VA	1	0.1%	50%	$445,000
HomeBridge Financial Services, Inc	VA	1	0.1%	100%	$385,000
Nqm Funding, LLC	Conventional	1	0.1%	100%	$465,000
Absolute Home Mortgage	Conventional	1	0.1%	100%	$445,000
Oceanside Mortgage Company	FHA	1	0.1%	100%	$385,000
Credit Human Federal Credit Un	Conventional	1	0.1%	50%	$65,000
American Federal Mortgage Corporation	Conventional	1	0.1%	100%	$805,000
Real Genius LLC	Conventional	1	0.1%	100%	$305,000
Aurora Financial, LLC	Conventional	1	0.1%	100%	$715,000
Highlands Residential Mortgage, Ltd.	Conventional	1	0.1%	100%	$445,000
Weichert Financial Services	Conventional	1	0.1%	100%	$245,000
Justice Federal Credit Union	Conventional	1	0.1%	100%	$685,000
Capital Center LLC	Conventional	1	0.1%	50%	$795,000
American Internet Mortgage, Inc.	Conventional	1	0.1%	100%	$365,000
New Day Financial, LLC.	VA	1	0.1%	33.3%	$325,000
Luminate Home Loans, Inc. A5.0 ★Texas Ratio: 11.06%	Conventional	1	0.1%	100%	$485,000	View
Churchill Mortgage Corporation	Conventional	1	0.1%	100%	$375,000
Southern Trust Mortgage, LLC	VA	1	0.1%	100%	$715,000
Franklin Loan Corporation	FHA	1	0.1%	100%	$295,000
Mortgage Equity Partners LLC	Conventional	1	0.1%	100%	$315,000
Armed Forces Bank, N.A. A+5.0 ★Texas Ratio: 4.81%	VA	1	0.1%	100%	$415,000	View
Agriculture Federal Credit Union	Conventional	1	0.1%	50%	$255,000
Ithink Financial Credit Union	Conventional	1	0.1%	100%	$295,000
New Story Lending LLC	VA	1	0.1%	100%	$515,000
American Pacific Mortgage Corporation	Conventional	1	0.1%	100%	$455,000
New Fed Mortgage Corp.	Conventional	1	0.1%	100%	$485,000
Saygo Home Loans, LLC	VA	1	0.1%	100%	$405,000
Emet Lending Group, Inc.	Conventional	1	0.1%	100%	$285,000
Mission Loans, LLC	Conventional	1	0.1%	100%	$135,000
United Mortgage Corp. A+5.0 ★Texas Ratio: 2.15%	VA	1	0.1%	100%	$405,000	View
University Bank A+5.0 ★Texas Ratio: 3.82%	Conventional	1	0.1%	100%	$305,000	View
Digital Federal Credit Union	Conventional	1	0.1%	100%	$45,000
Farmers and Merchants Trust Company of Chambersburg	Conventional	1	0.1%	100%	$245,000
Radius Financial Group Inc	Conventional	1	0.1%	100%	$205,000
Mortgage Solutions of Colorado	FHA	1	0.1%	100%	$105,000
Citadel Servicing Corporation	Conventional, Jumbo	1	0.1%	100%	$1,035,000
HomeSale Mortgage	Conventional	1	0.1%	100%	$325,000
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	1	0.1%	100%	$205,000	View
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional	1	0.1%	100%	$595,000	View
Angel Oak Mortgage Solutions LLC	Conventional, Jumbo	1	0.1%	50%	$1,085,000
Nexera Holding LLC	Conventional	1	0.1%	50%	$115,000
Vanderbilt Mortgage and Finance, Inc	Conventional	1	0.1%	50%	$55,000
Plaza Home Mortgage, Inc	Conventional	1	0.1%	50%	$245,000
Tomo Mortgage LLC	Conventional	1	0.1%	100%	$695,000
Cake Mortgage Corp.	Conventional	1	0.1%	100%	$295,000
American Neighborhood Mortgage Acceptance Company	FHA	1	0.1%	100%	$375,000
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +7 HELOCs	0%	n/a		View
Figure Lending LLC	HELOC	0 +5 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +5 HELOCs	0%	n/a
Gte Federal Credit Union	HELOC	0 +4 HELOCs	0%	n/a
Nrl Federal Credit Union	HELOC	0 +3 HELOCs	0%	n/a
Members 1St FCU	HELOC	0 +1 HELOCs	0%	n/a
Goodleap, LLC	HELOC	0 +1 HELOCs	0%	100%
Sun East Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Allied Mortgage Group, Inc	HELOC	0 +1 HELOCs	0%	n/a
Afl-Cio Ecu	HELOC	0 +1 HELOCs	0%	n/a
Valon Mortgage	HELOC	0 +1 HELOCs	0%	n/a
Apple Federal Credit Union A+5.0 ★Texas Ratio: 2.79%	HELOC	0 +1 HELOCs	0%	n/a		View
Transportation Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Ussfcu	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Odenton Mortgage Rate Trends

Daily average mortgage rates for Maryland compared with the national average, updated every evening.

30-Year Fixed MD Avg

7.259%

▲ 0.075 vs 7 days ago

15-Year Fixed MD Avg

6.805%

▲ 0.055 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Odenton, Maryland

Looking for mortgage lenders near me or mortgage brokers near me in Odenton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Odenton in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Odenton, MD

Use these to narrow the list above. Each category shows how many Odenton, MD lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 118 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 46 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 28 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 47 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 73 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 31 lenders. Loans above the conforming limit for higher priced homes Local lenders based in MD 28 lenders headquartered in Maryland, the closest thing to a mortgage lender near you

Who Lends in Odenton, MD

Independent mortgage companies closed 73 percent of home loans in Odenton, Maryland in 2025, banks 14.8 percent and credit unions 12.2 percent. Lower, LLC was the largest mortgage company, M&T Bank the largest bank and Tower Federal Credit Union the largest credit union. Among lenders headquartered in Maryland, Tower Federal Credit Union led with 21 loans.

73%

Mortgage companies

14.8%

Banks

12.2%

Credit unions

FHA loans

28%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Attorneys customarily handle closings in Maryland. State transfer tax of 0.5 percent of the price (0.25 percent, paid by the seller, when the buyer is a first time Maryland homebuyer), plus county transfer taxes of 0 to 1.5 percent and county recordation taxes on deeds and mortgages ranging from about $5 to $14 per $1,000, with Montgomery County using tiered rates up to 2.27 percent above $1 million.

More Maryland Mortgage Lender Pages

All Maryland lenders 631 lenders Baltimore 316 lenders Frederick 198 lenders Waldorf 193 lenders Columbia 218 lenders Bowie 190 lenders Ellicott City 184 lenders Glen Burnie 186 lenders Bel Air South 158 lenders Germantown 179 lenders Pasadena 160 lenders Dundalk 146 lenders Rockville 157 lenders

Frequently Asked Questions About Mortgage Lenders in Odenton, MD

Who is the largest mortgage lender in Odenton, MD?

By home loans closed in 2025, M&T Bank was the largest mortgage lender in Odenton, Maryland with 11 loans, about 1 percent of the market. The largest lender headquartered in Maryland was Tower Federal Credit Union with 21 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Odenton, MD have the highest approval rates?

Among lenders with meaningful volume in Odenton, Maryland, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 92.4 percent, against a 84.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Odenton, MD mortgage lenders offer FHA, VA and USDA loans?

47 lenders closed FHA loans in Odenton, Maryland in 2025, led by Rocket Mortgage with 10. 73 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Odenton, MD lender list?

Yes. 46 banks and 28 credit unions closed home loans in Odenton, Maryland in 2025, alongside 118 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Odenton, MD ranked on this page?

Lenders are ranked only by the number of home loans they closed in Odenton, Maryland during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Odenton, Maryland for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Odenton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.