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Mortgage Lenders and Brokers in Bel Air South, Maryland

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Bel Air South, Maryland mortgage lenders include Aberdeen Proving Ground FCUAberdeen Proving Ground FCU996 Beards Hill Rd # Rt, Aberdeen, MD 21001 1733A+5.0 ★Texas Ratio: 4.35%, First National Bank of PAFirst National Bank of PA3 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 1.62%, Fulton Bank, National AssociationFulton Bank, National Association96 Village Sq, Baltimore, MD 21210A+5.0 ★Texas Ratio: 4.85%, M&T BankM&T Bank207 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.11%, Point Breeze Credit UnionPoint Breeze Credit Union5 Philadelphia Ct, Baltimore, MD 21237A+5.0 ★Texas Ratio: 1.64%, Shore United Bank, N.A.Shore United Bank, N.A.200 Westgate Circle, Annapolis, MD 21401A5.0 ★Texas Ratio: 9.61%, State Employees Credit Union of MDState Employees Credit Union of MD10025 Baltimore National Pike, Annapolis, MD 20740A5.0 ★Texas Ratio: 6.00%, First Financial of Maryland Federal Credit UnionFirst Financial of Maryland Federal Credit Union8665 Pulaski Hwy Ste 118, Baltimore, MD 21237 3028A+5.0 ★Texas Ratio: 2.01%, Bank of America NABank of America NA122 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.14%, and Wells Fargo Bank NAWells Fargo Bank NA400 Constant Friendship Blvd, Abingdon, MD 21009A+5.0 ★Texas Ratio: 5.36%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Bel Air South, Maryland in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Bel Air South are listed first, then lenders elsewhere in Maryland, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Bel Air South, Maryland

Market share is the lender's share of all home loans closed in Bel Air South, Maryland. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Aberdeen Proving Ground FCU 996 Beards Hill Rd # Rt, Aberdeen, MD 21001 1733 A+5.0 ★Texas Ratio: 4.35%	Conventional, VA, Jumbo, HELOC	95 +73 HELOCs	8.8%	91.7%	$161,736	View
First National Bank of PA 3 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 1.62%	Conventional, Jumbo, HELOC	26 +18 HELOCs	2.4%	76.5%	$320,000	View
Fulton Bank, National Association 96 Village Sq, Baltimore, MD 21210 A+5.0 ★Texas Ratio: 4.85%	Conventional, FHA, VA, HELOC	12 +1 HELOCs	1.1%	92.3%	$329,166	View
M&T Bank 207 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.11%	Conventional, FHA, HELOC	11 +42 HELOCs	1%	100%	$293,181	View
Point Breeze Credit Union 5 Philadelphia Ct, Baltimore, MD 21237 A+5.0 ★Texas Ratio: 1.64%	Conventional, Jumbo	11	1%	100%	$295,909	View
Shore United Bank, N.A. 200 Westgate Circle, Annapolis, MD 21401 A5.0 ★Texas Ratio: 9.61%	Conventional, FHA, VA	11	1%	91.7%	$410,454	View
State Employees Credit Union of MD 10025 Baltimore National Pike, Annapolis, MD 20740 A5.0 ★Texas Ratio: 6.00%	Conventional, HELOC	10 +20 HELOCs	0.9%	90.9%	$288,000
First Financial of Maryland Federal Credit Union 8665 Pulaski Hwy Ste 118, Baltimore, MD 21237 3028 A+5.0 ★Texas Ratio: 2.01%	Conventional	10	0.9%	90.9%	$135,000	View
Bank of America NA 122 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	7 +18 HELOCs	0.6%	87.5%	$327,857	View
Wells Fargo Bank NA 400 Constant Friendship Blvd, Abingdon, MD 21009 A+5.0 ★Texas Ratio: 5.36%	Conventional	7	0.6%	87.5%	$299,285	View
Lower, LLC 810 Bestgate Rd, Annapolis, MD 21401	Conventional, FHA	7	0.6%	100%	$367,857
Truist Bank ★ 1 stars, 1 review 405 Manning Rd E, Accokeek, MD 20607 A+5.0 ★Texas Ratio: 2.87%	Conventional, HELOC	6 +11 HELOCs	0.6%	100%	$278,333	View
Harford Bank 8 W Bel Air Ave, Aberdeen, MD 21001 A5.0 ★Texas Ratio: 7.13%	Conventional	5	0.5%	83.3%	$249,000	View
Tower Federal Credit Union 810 Bestgate Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 1.97%	Conventional, HELOC	3 +11 HELOCs	0.3%	100%	$228,333
Atlantic Union Bank 166 Jennifer Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 2.51%	Conventional, HELOC	3 +1 HELOCs	0.3%	100%	$455,000	View
JPMorgan Chase Bank, NA 920 Bay Ridge Rd, Annapolis, MD 21403 A+5.0 ★Texas Ratio: 3.68%	Conventional	3	0.3%	100%	$408,333	View
HAR-CO Credit Union 1028 Middleton Rd, Aberdeen, MD 21001 2281 A5.0 ★Texas Ratio: 9.57%	Conventional	3	0.3%	100%	$301,666	View
Johns Hopkins FCU 1501 S Clinton St Ste 1200, Baltimore, MD 21224 5732 A+5.0 ★Texas Ratio: 2.64%	Conventional	3	0.3%	50%	$51,666	View
Orrstown Bank 8216 Philadelphia Rd, Baltimore, MD 21237 A+5.0 ★Texas Ratio: 4.11%	Conventional, HELOC	2 +4 HELOCs	0.2%	100%	$230,000	View
Peake Federal Credit Union 8640 Ridgelys Choice Dr, Baltimore, MD 21236 A+5.0 ★Texas Ratio: 1.25%	Conventional	2	0.2%	100%	$65,000	View
Industrial Bank 7610 Pennsylvania Ave, Forestville, MD 20747 C+4.2 ★Texas Ratio: 24.57%	Conventional	2	0.2%	100%	$215,000	View
Nasa Federal Credit Union 2452 Solomons Island Rd, Annapolis, MD 21401 3709 A+5.0 ★Texas Ratio: 3.54%	Conventional	2	0.2%	100%	$115,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1004 Beards Hill Rd, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	1 +28 HELOCs	0.1%	50%	$605,000	View
Presidential Bank, FSB 4520 East West Hwy, Bethesda, MD 20814 A-4.9 ★Texas Ratio: 16.48%	VA	1	0.1%	100%	$535,000	View
BayVanguard Bank 501 S Stepney Rd, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 2.09%	Conventional, Jumbo	1	0.1%	100%	$1,395,000	View
Rosedale Bank 3111 Emmorton Rd, Abingdon, MD 21009 A+5.0 ★Texas Ratio: 1.98%	Conventional	1	0.1%	50%	$305,000	View
Citizens Bank, NA 7637 Old Georgetown Rd, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 5.44%	HELOC	0 +4 HELOCs	0%	n/a		View
First Home Mortgage A+5.0 ★Texas Ratio: 0.00%	Conventional, FHA, VA	37	3.4%	100%	$337,702	View
Nfm, Inc	Conventional, FHA, VA	37	3.4%	100%	$365,540
Direct Mortgage Loans, LLC	Conventional, FHA, VA, Jumbo	32	3%	100%	$375,312
Fidelity Direct Mortgage, LLC	Conventional, FHA, VA	5	0.5%	100%	$401,000
Cazle Mortgage, Inc.	Conventional, FHA	4	0.4%	100%	$362,500
Bayshore Mortgage Funding	Conventional	4	0.4%	100%	$335,000
Universal Mortgage & Finance, Inc	Conventional, FHA	3	0.3%	100%	$398,333
All Credit Considered Mortgage, Inc.	Conventional	2	0.2%	100%	$270,000
Credence Funding Corporation	Conventional	2	0.2%	66.7%	$535,000
Municipal Employees Credit Union A5.0 ★Texas Ratio: 7.57%	Conventional	2	0.2%	100%	$220,000	View
My Mortgage, Inc	Conventional	1	0.1%	100%	$205,000
Bay Capital Mortgage Corporation	Conventional	1	0.1%	100%	$355,000
Rocket Mortgage	Conventional, FHA, VA	101	9.4%	87.5%	$259,455
United Wholesale Mortgage	Conventional, FHA, VA, USDA, Jumbo, HELOC	58 +2 HELOCs	5.4%	93.8%	$373,965
Primary Residential Mortgage, INC.	Conventional, FHA, VA, Jumbo	56	5.2%	100%	$348,750
Pennymac Loan Services LLC	Conventional, FHA, VA, Jumbo	31	2.9%	97%	$210,483
CrossCountry Mortgage, LLC	Conventional, FHA, VA, HELOC	24 +3 HELOCs	2.2%	92.3%	$376,250
Meridian Bank C3.9 ★Texas Ratio: 27.97%	Conventional, FHA, VA	24	2.2%	100%	$381,250	View
Fairway Independent Mort Corp	Conventional, FHA, VA, USDA	22	2%	91.7%	$381,818
Freedom Mortgage Corporation	Conventional, FHA, VA, Jumbo	21	1.9%	92.9%	$440,714
TowneBank	Conventional, FHA, VA	20	1.9%	100%	$354,000
Nvr Mortgage Finance, Inc.	Conventional, FHA, VA	19	1.8%	79.2%	$395,000
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	18 +9 HELOCs	1.7%	80%	$263,333	View
Nationstar Mortgage	Conventional, FHA	15	1.4%	93.8%	$201,666
Newrez LLC	Conventional, FHA, VA, Jumbo	13	1.2%	82.4%	$336,538
Prosperity Home Mortgage, LLC	Conventional, FHA, VA	12	1.1%	100%	$352,500
Cmg Mortgage Inc	Conventional, FHA, VA	11	1%	91.7%	$324,090
New American Funding, LLC.	Conventional, FHA, VA	11	1%	78.6%	$305,000
Mortgage Research Center	VA	10	0.9%	66.7%	$396,000
Movement Mortgage, LLC	Conventional, FHA, VA, HELOC	9 +1 HELOCs	0.8%	91.7%	$341,666
Guild Mortgage Company	Conventional, FHA, VA, USDA	8	0.7%	100%	$268,750
Guaranteed Rate Affinity, LLC	Conventional	7	0.6%	100%	$332,142
Spring Eq, LLC	Conventional, HELOC	6 +4 HELOCs	0.6%	37.5%	$81,666
Primelending	Conventional	6	0.6%	100%	$300,000
Atlantic Bay Mortgage Group	Conventional, FHA	6	0.6%	100%	$303,333
Mortgage Equity Partners LLC	Conventional, FHA	6	0.6%	100%	$348,333
Keystone Funding, Inc	Conventional, FHA, VA, Jumbo	6	0.6%	100%	$461,666
Zillow Home Loans, LLC	Conventional, VA	6	0.6%	100%	$313,333
EMM Loans LLC	Conventional	5	0.5%	100%	$355,000
Envoy Mortgage, Ltd	Conventional	5	0.5%	83.3%	$355,000
Amerisave Mortgage Company	Conventional, FHA	5	0.5%	38.5%	$163,000
Union Home Mortgage Corp.	Conventional, VA	5	0.5%	83.3%	$433,000
Bay Equity LLC	Conventional, FHA, VA	5	0.5%	100%	$325,000
First Community Mortgage, Inc.	Conventional	4	0.4%	100%	$422,500
SWBC Mortgage Corporation	Conventional, FHA, VA	4	0.4%	100%	$452,500
Sage Home Loans Corporation	Conventional	4	0.4%	100%	$495,000
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	Conventional, VA	4	0.4%	100%	$447,500	View
Pentagon Federal Credit Union	VA, HELOC	3 +2 HELOCs	0.3%	75%	$498,333
The Loan Store, Inc	Conventional, HELOC	3 +2 HELOCs	0.3%	100%	$341,666
Sun West Mortgage Company, Inc	Conventional, FHA, HELOC	3 +1 HELOCs	0.3%	100%	$338,333
Originpoint, LLC	Conventional, VA	3	0.3%	100%	$478,333
Equity Prime Mortgage LLC	FHA, VA, Jumbo	3	0.3%	100%	$585,000
Ocmbc, Inc. A+5.0 ★Texas Ratio: 5.05%	Conventional, FHA	3	0.3%	60%	$218,333	View
Cardinal Financial Company, Li	Conventional, FHA	3	0.3%	100%	$348,333
Churchill Mortgage Corporation	Conventional	3	0.3%	100%	$425,000
Vellum Mortgage, Inc.	Conventional, FHA	3	0.3%	100%	$378,333
Paramount Residential Mortgage	Conventional, FHA, VA	3	0.3%	100%	$351,666
Carrington Mortgage Services LLC	Conventional, FHA, Jumbo	3	0.3%	50%	$551,666
Ark-La-Tex Financial Services LLC	Conventional, FHA	3	0.3%	100%	$261,666
Tomo Mortgage LLC	Conventional	3	0.3%	75%	$668,333
HomeBridge Financial Services, Inc	Conventional, FHA, HELOC	2 +2 HELOCs	0.2%	66.7%	$360,000
US Bank, N.A. A+5.0 ★Texas Ratio: 2.85%	Conventional	2	0.2%	33.3%	$590,000	View
American Financial Resources LLC	FHA	2	0.2%	100%	$320,000
Guaranteed Rate, Inc.	Conventional	2	0.2%	66.7%	$355,000
Atlantic Coast Mortgage, LLC	Conventional, FHA	2	0.2%	100%	$325,000
Go Mortgage, LLC	Conventional, VA	2	0.2%	100%	$395,000
ALCOVA Mortgage, LLC	FHA	2	0.2%	100%	$340,000
Filo Mortgage, LLC	Conventional, FHA	2	0.2%	100%	$600,000
Resicentral LLC	Conventional, VA	2	0.2%	100%	$695,000
AdvantageFirst Lending Inc	FHA	2	0.2%	100%	$230,000
Acre Mortgage & Financial, Inc.	Conventional	2	0.2%	100%	$520,000
Valon Mortgage	Conventional, FHA	2	0.2%	100%	$405,000
Das Acquisition Company, LLC	Conventional, FHA	2	0.2%	100%	$345,000
Credit Union Mortgage Associat	Conventional	2	0.2%	100%	$455,000
Select Lending Services, LLC	Conventional	2	0.2%	100%	$300,000
Planet Home Lending, LLC	Conventional, FHA	2	0.2%	50%	$310,000
Embrace Home Loans, Inc.	Conventional	2	0.2%	100%	$310,000
Provident Funding Associates	Conventional	2	0.2%	66.7%	$670,000
Franklin Loan Corporation	FHA	2	0.2%	100%	$370,000
Sierra Pacific Mortgage Co. Inc	Conventional	2	0.2%	100%	$385,000
Farmers and Merchants Trust Company of Chambersburg	Conventional, Jumbo	2	0.2%	50%	$1,340,000
Radius Financial Group Inc	Conventional, VA	2	0.2%	100%	$530,000
Nationwide Mortgage Bankers, Inc.	Conventional, VA	2	0.2%	100%	$460,000
Homeamerican Mortgage Corporation	Conventional	2	0.2%	100%	$640,000
Geneva Financial LLC	Conventional, FHA	2	0.2%	100%	$360,000
Village Capital & Investment	VA, Jumbo	2	0.2%	66.7%	$615,000
Quorum Federal Credit Union	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$105,000
loanDepot.com LLC	Conventional, HELOC	1 +1 HELOCs	0.1%	66.7%	$395,000
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$175,000	View
Northrop Grumman Federal Credit Union	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$305,000
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional	1	0.1%	100%	$645,000	View
Fundloans Capital	Conventional	1	0.1%	100%	$345,000
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional	1	0.1%	100%	$205,000	View
Lakeview Loan Servicing, LLC	Conventional	1	0.1%	20%	$535,000
Canopy Mortgage, LLC	VA, Jumbo	1	0.1%	100%	$1,155,000
Acrisure Mortgage, LLC	VA	1	0.1%	100%	$535,000
Kind Lending, LLC	Conventional	1	0.1%	100%	$375,000
Allied Mortgage Group, Inc	Conventional	1	0.1%	100%	$95,000
PHH Mortgage Corporation	Conventional	1	0.1%	100%	$365,000
Deephaven Mortgage LLC	Conventional	1	0.1%	50%	$195,000
American Financial Network, Inc.	Conventional	1	0.1%	100%	$275,000
City Lending Inc.	Conventional	1	0.1%	50%	$265,000
Nqm Funding, LLC	Conventional	1	0.1%	100%	$785,000
Lennar Mortgage, LLC	VA	1	0.1%	100%	$455,000
Rev Federal Credit Union	Conventional	1	0.1%	100%	$465,000
Strong Home Mortgage, LLC	Conventional	1	0.1%	100%	$435,000
First Colony Mortgage Corporat	Conventional	1	0.1%	100%	$235,000
Weichert Financial Services	Conventional	1	0.1%	100%	$655,000
First Heritage Mortgage, LLC	Conventional	1	0.1%	100%	$155,000
Ameritrust Mortgage Corporation	FHA	1	0.1%	100%	$265,000
Oceanfirst Bank A+5.0 ★Texas Ratio: 5.26%	Conventional	1	0.1%	100%	$235,000	View
Stg Mortgage Inc	FHA	1	0.1%	100%	$355,000
Capital Center LLC	Conventional	1	0.1%	100%	$265,000
New Day Financial, LLC.	VA	1	0.1%	50%	$365,000
Loanleaders of America, Inc	FHA	1	0.1%	100%	$245,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	1	0.1%	100%	$335,000	View
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional	1	0.1%	100%	$205,000	View
Emet Lending Group, Inc.	FHA	1	0.1%	100%	$325,000
Mission Loans, LLC	Conventional	1	0.1%	100%	$135,000
Pike Creek Mortgage Services, Inc.	Conventional	1	0.1%	100%	$355,000
Citadel Servicing Corporation	Conventional	1	0.1%	100%	$175,000
HomeSale Mortgage	Conventional	1	0.1%	100%	$365,000
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	1	0.1%	100%	$245,000	View
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional	1	0.1%	100%	$95,000	View
Toyota Financial Savings Bank	Conventional, Jumbo	1	0.1%	100%	$965,000
21St Mortgage	Conventional	1	0.1%	100%	$105,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	1	0.1%	50%	$85,000	View
Nexera Holding LLC	Conventional	1	0.1%	100%	$435,000
Vanderbilt Mortgage and Finance, Inc	FHA	1	0.1%	50%	$505,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional	1	0.1%	100%	$575,000	View
Plaza Home Mortgage, Inc	Conventional	1	0.1%	50%	$255,000
Ameris Bank ★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82%	Conventional	1	0.1%	100%	$375,000	View
Figure Lending LLC	HELOC	0 +10 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +6 HELOCs	0%	n/a		View
Lendage, LLC dba Achieve Loans	HELOC	0 +4 HELOCs	0%	n/a
Fourleaf Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Goodleap, LLC	HELOC	0 +2 HELOCs	0%	0%
Southwest Airlines FCU	HELOC	0 +1 HELOCs	0%	n/a
Signature Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Corning Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Gte Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
WSFS bank A+5.0 ★Texas Ratio: 3.10%	HELOC	0 +1 HELOCs	0%	n/a		View
State Departmenet Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Bel Air South Mortgage Rate Trends

Daily average mortgage rates for Maryland compared with the national average, updated every evening.

30-Year Fixed MD Avg

7.259%

▲ 0.075 vs 7 days ago

15-Year Fixed MD Avg

6.805%

▲ 0.055 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Bel Air South, Maryland

Looking for mortgage lenders near me or mortgage brokers near me in Bel Air South? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Bel Air South in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Bel Air South, MD

Use these to narrow the list above. Each category shows how many Bel Air South, MD lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 111 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 37 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 22 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 57 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 45 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 3 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 17 lenders. Loans above the conforming limit for higher priced homes Local lenders based in MD 27 lenders headquartered in Maryland, the closest thing to a mortgage lender near you

Who Lends in Bel Air South, MD

Independent mortgage companies closed 68.6 percent of home loans in Bel Air South, Maryland in 2025, banks 15.9 percent and credit unions 15.5 percent. Lower, LLC was the largest mortgage company, First National Bank of PA the largest bank and Aberdeen Proving Ground FCU the largest credit union. Among lenders headquartered in Maryland, Aberdeen Proving Ground FCU led with 95 loans.

68.6%

Mortgage companies

15.9%

Banks

15.5%

Credit unions

16%

FHA loans

11%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Attorneys customarily handle closings in Maryland. State transfer tax of 0.5 percent of the price (0.25 percent, paid by the seller, when the buyer is a first time Maryland homebuyer), plus county transfer taxes of 0 to 1.5 percent and county recordation taxes on deeds and mortgages ranging from about $5 to $14 per $1,000, with Montgomery County using tiered rates up to 2.27 percent above $1 million.

More Maryland Mortgage Lender Pages

All Maryland lenders 631 lenders Baltimore 316 lenders Frederick 198 lenders Waldorf 193 lenders Columbia 218 lenders Bowie 190 lenders Ellicott City 184 lenders Glen Burnie 186 lenders Germantown 179 lenders Odenton 173 lenders Pasadena 160 lenders Dundalk 146 lenders Rockville 157 lenders

Frequently Asked Questions About Mortgage Lenders in Bel Air South, MD

Who is the largest mortgage lender in Bel Air South, MD?

By home loans closed in 2025, Aberdeen Proving Ground FCU was the largest mortgage lender in Bel Air South, Maryland with 95 loans, about 8.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Bel Air South, MD have the highest approval rates?

Among lenders with meaningful volume in Bel Air South, Maryland, Primary Residential Mortgage, INC. approved the highest share of completed applications in 2025 at 100 percent, against a 89.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Bel Air South, MD mortgage lenders offer FHA, VA and USDA loans?

57 lenders closed FHA loans in Bel Air South, Maryland in 2025, led by Primary Residential Mortgage, INC. with 17. 45 lenders closed VA loans, led by Freedom Mortgage Corporation, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Bel Air South, MD lender list?

Yes. 37 banks and 22 credit unions closed home loans in Bel Air South, Maryland in 2025, alongside 111 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Bel Air South, MD ranked on this page?

Lenders are ranked only by the number of home loans they closed in Bel Air South, Maryland during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Bel Air South, Maryland for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Bel Air South. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.