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Mortgage Lenders and Brokers in Rockville, Maryland

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Rockville, Maryland mortgage lenders include Truist BankTruist Bank100 Gibbs St, Rockville, MD 20850A+5.0 ★Texas Ratio: 2.87%, M&T BankM&T Bank4 Courthouse Sq, Rockville, MD 20850A+5.0 ★Texas Ratio: 4.11%, Atlantic Union BankAtlantic Union Bank611 Rockville Pike, Rockville, MD 20852A+5.0 ★Texas Ratio: 2.51%, Wells Fargo Bank NAWells Fargo Bank NA404 King Farm Blvd Ste 100, Rockville, MD 20850A+5.0 ★Texas Ratio: 5.36%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA12097 Rockville Pike, Rockville, MD 20852A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA11800 Rockville Pike, Rockville, MD 20852A+5.0 ★Texas Ratio: 4.14%, First National Bank of PAFirst National Bank of PA451 Hungerford Dr, Rockville, MD 20850A+5.0 ★Texas Ratio: 1.62%, Citibank, NACitibank, NA1400 Research Blvd, Rockville, MD 20850A+5.0 ★Texas Ratio: 2.82%, Citizens Bank, NACitizens Bank, NA200 E Middle Ln, Rockville, MD 20850A+5.0 ★Texas Ratio: 5.44%, and TD BankTD Bank12003 Rockville Pike, Rockville, MD 20852A+5.0 ★Texas Ratio: 3.71%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Rockville, Maryland in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Rockville are listed first, then lenders elsewhere in Maryland, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Rockville, Maryland

Market share is the lender's share of all home loans closed in Rockville, Maryland. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Truist Bank ★ 1 stars, 1 review 2 offices in Rockville 100 Gibbs St, Rockville, MD 20850 A+5.0 ★Texas Ratio: 2.87%	Conventional, FHA, Jumbo, HELOC	36 +24 HELOCs	4.4%	94.7%	$726,666	View
M&T Bank 5 offices in Rockville 4 Courthouse Sq, Rockville, MD 20850 A+5.0 ★Texas Ratio: 4.11%	Conventional, FHA, Jumbo, HELOC	28 +12 HELOCs	3.4%	100%	$655,714	View
Atlantic Union Bank 2 offices in Rockville 611 Rockville Pike, Rockville, MD 20852 A+5.0 ★Texas Ratio: 2.51%	Conventional, FHA, VA, HELOC	21 +16 HELOCs	2.6%	95.5%	$525,476	View
Wells Fargo Bank NA 2 offices in Rockville 404 King Farm Blvd Ste 100, Rockville, MD 20850 A+5.0 ★Texas Ratio: 5.36%	Conventional, FHA, VA	18	2.2%	85.7%	$547,777	View
JPMorgan Chase Bank, NA 2 offices in Rockville 12097 Rockville Pike, Rockville, MD 20852 A+5.0 ★Texas Ratio: 3.68%	Conventional	15	1.8%	88.2%	$462,333	View
Bank of America NA 4 offices in Rockville 11800 Rockville Pike, Rockville, MD 20852 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	11 +18 HELOCs	1.3%	91.7%	$621,363	View
First National Bank of PA 1 office in Rockville 451 Hungerford Dr, Rockville, MD 20850 A+5.0 ★Texas Ratio: 1.62%	Conventional, HELOC	8 +3 HELOCs	1%	72.7%	$438,750	View
Citibank, NA 2 offices in Rockville 1400 Research Blvd, Rockville, MD 20850 A+5.0 ★Texas Ratio: 2.82%	Conventional, HELOC	8 +1 HELOCs	1%	100%	$595,000	View
Citizens Bank, NA 1 office in Rockville 200 E Middle Ln, Rockville, MD 20850 A+5.0 ★Texas Ratio: 5.44%	Conventional, HELOC	5 +9 HELOCs	0.6%	100%	$573,000	View
TD Bank 1 office in Rockville 12003 Rockville Pike, Rockville, MD 20852 A+5.0 ★Texas Ratio: 3.71%	Conventional, HELOC	4 +3 HELOCs	0.5%	100%	$707,500	View
Capital Bank, N.A. 2 offices in Rockville 2275 Research Blvd, Rockville, MD 20850 A-5.0 ★Texas Ratio: 15.49%	Conventional, VA	4	0.5%	100%	$497,500	View
United Bank Va 1 office in Rockville 12127 Rockville Pike, Rockville, MD 20852 A+5.0 ★Texas Ratio: 2.15%	Conventional	3	0.4%	100%	$811,666	View
Presidential Bank, FSB 1 office in Rockville 11640 Rockville Pike, Rockville, MD 20852 A-4.9 ★Texas Ratio: 16.48%	Conventional, VA	3	0.4%	100%	$785,000	View
Lafayette Federal Credit Union 2701 Tower Oaks Blvd, Rockville, MD 20852	Conventional, HELOC	1 +5 HELOCs	0.1%	50%	$645,000
Wesbanco Bank, Inc. 1 office in Rockville 1801 Rockville Pike, Rockville, MD 20852 A+5.0 ★Texas Ratio: 3.87%	Conventional	1	0.1%	100%	$815,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 4 offices in Rockville 12051 Rockville Pike, Rockville, MD 20852 A+5.0 ★Texas Ratio: 4.24%	HELOC	0 +21 HELOCs	0%	0%		View
Fulton Bank, National Association 1 office in Rockville 1903 Research Blvd, Rockville, MD 20850 A+5.0 ★Texas Ratio: 4.85%	HELOC	0 +1 HELOCs	0%	n/a		View
The Mortgage Link, Inc.	Conventional, FHA	3	0.4%	100%	$465,000
All Credit Considered Mortgage, Inc.	Conventional	2	0.2%	100%	$310,000
Nih Federal Credit Union	Conventional	2	0.2%	100%	$370,000
State Employees Credit Union of MD 10025 Baltimore National Pike, Annapolis, MD 20740 A5.0 ★Texas Ratio: 6.00%	Conventional, HELOC	6 +6 HELOCs	0.7%	85.7%	$595,000
Educational Systems FCU 2625 Riva Rd Ste C, Annapolis, MD 21401 7375 A+5.0 ★Texas Ratio: 3.40%	Conventional, HELOC	5 +7 HELOCs	0.6%	85.7%	$221,000	View
Tower Federal Credit Union 810 Bestgate Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 1.97%	Conventional, HELOC	2 +6 HELOCs	0.2%	66.7%	$325,000
Pinnacle Bank 7272 Wisconsin Avenue, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 3.04%	Conventional	2	0.2%	100%	$195,000	View
Woori America Bank 10035 Baltimore National Pike, Ellicott City, MD 21042 A5.0 ★Texas Ratio: 11.01%	Conventional	2	0.2%	100%	$690,000	View
Mid-Atlantic FCU 555 Quince Orchard Rd, Gaithersburg, MD 20878 A+5.0 ★Texas Ratio: 4.60%	Conventional, HELOC	1 +3 HELOCs	0.1%	100%	$525,000	View
Nasa Federal Credit Union 1592B Rockville Pike Unit B, Rockville, MD 20852 1602 A+5.0 ★Texas Ratio: 3.54%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$125,000	View
Burke & Herbert Bk & Tr Co 7815 Woodmont Ave, Bethesda, MD 20814 A5.0 ★Texas Ratio: 7.39%	Conventional	1	0.1%	100%	$935,000	View
SkyPoint FCU 20 COURTHOUSE SQ Ste 101, ROCKVILLE, MD 20850 A5.0 ★Texas Ratio: 9.36%	Conventional	1	0.1%	100%	$95,000	View
Point Breeze Credit Union 5 Philadelphia Ct, Baltimore, MD 21237 A+5.0 ★Texas Ratio: 1.64%	Conventional	1	0.1%	100%	$135,000	View
Shore United Bank, N.A. 200 Westgate Circle, Annapolis, MD 21401 A5.0 ★Texas Ratio: 9.61%	Conventional	1	0.1%	50%	$95,000	View
Lower, LLC 810 Bestgate Rd, Annapolis, MD 21401	Conventional	1	0.1%	50%	$705,000
Arundel Federal Savings Bank ★ 5 stars, 1 review 2661 Riva Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 2.77%	Conventional	1	0.1%	100%	$75,000	View
First Home Mortgage A+5.0 ★Texas Ratio: 0.00%	Conventional, FHA	23	2.8%	95.8%	$432,826	View
Nfm, Inc	Conventional, FHA, VA	4	0.5%	100%	$517,500
Direct Mortgage Loans, LLC	Conventional, VA	3	0.4%	100%	$681,666
Fidelity Direct Mortgage, LLC	Conventional	1	0.1%	100%	$405,000
Bay Capital Mortgage Corporation	Conventional	1	0.1%	100%	$355,000
Pulte Mortgage LLC	Conventional, FHA, VA	82	10%	90.1%	$531,951
Rocket Mortgage	Conventional, FHA, VA	63	7.7%	86.5%	$398,809
TowneBank	Conventional, FHA	27	3.3%	100%	$281,296
Prosperity Home Mortgage, LLC	Conventional, VA	25	3%	96.2%	$657,000
United Wholesale Mortgage	Conventional, FHA, VA, HELOC	24 +4 HELOCs	2.9%	88.9%	$533,333
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	22 +16 HELOCs	2.7%	81.5%	$515,909	View
Pennymac Loan Services LLC	Conventional, VA	21	2.6%	100%	$351,666
First Heritage Mortgage, LLC	Conventional, FHA, VA	19	2.3%	100%	$486,578
Bank Fund Staff Federal Credit	Conventional, HELOC	17 +13 HELOCs	2.1%	94.4%	$545,000
CrossCountry Mortgage, LLC	Conventional, FHA, VA	13	1.6%	100%	$635,769
Embrace Home Loans, Inc.	Conventional, FHA	13	1.6%	86.7%	$520,384
Vellum Mortgage, Inc.	Conventional, FHA	13	1.6%	100%	$461,923
Atlantic Coast Mortgage, LLC	Conventional, VA	12	1.5%	100%	$594,166
Zillow Home Loans, LLC	Conventional, VA	11	1.3%	100%	$446,818
US Bank, N.A. A+5.0 ★Texas Ratio: 2.85%	Conventional, HELOC	9 +4 HELOCs	1.1%	90.9%	$499,444	View
Guaranteed Rate, Inc.	Conventional	9	1.1%	100%	$573,888
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	8	1%	100%	$271,250	View
Originpoint, LLC	Conventional	7	0.9%	100%	$630,714
Intercoastal Mortgage, LLC	Conventional, VA	7	0.9%	100%	$632,142
Credit Union Mortgage Associat	Conventional	6	0.7%	100%	$551,666
Bay Equity LLC	Conventional	6	0.7%	85.7%	$513,333
Provident Funding Associates	Conventional	6	0.7%	100%	$553,333
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional	6	0.7%	100%	$608,333	View
Fairway Independent Mort Corp	Conventional	6	0.7%	100%	$495,000
AmWest Funding Corp	Conventional	5	0.6%	100%	$473,000
Nationstar Mortgage	Conventional, FHA	5	0.6%	83.3%	$391,000
Mortgage Research Center	VA	5	0.6%	62.5%	$583,000
Newrez LLC	Conventional, VA	4	0.5%	36.4%	$447,500
Sage Home Loans Corporation	Conventional	4	0.5%	80%	$477,500
Nbkc Bank	Conventional, VA	4	0.5%	80%	$527,500
Cmg Mortgage Inc	Conventional, FHA	4	0.5%	100%	$805,000
Weichert Financial Services	Conventional	4	0.5%	100%	$420,000
Mutual of Omaha Mortgage	Conventional	4	0.5%	80%	$692,500
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	3	0.4%	75%	$525,000	View
AAA Capital Investment, Inc	Conventional	3	0.4%	100%	$298,333
PHH Mortgage Corporation	Conventional	3	0.4%	100%	$681,666
Dart Bank	Conventional, VA	3	0.4%	75%	$735,000
First Savings Mortgage Corporation	Conventional	3	0.4%	100%	$321,666
Churchill Mortgage Corporation	Conventional	3	0.4%	100%	$315,000
Pentagon Federal Credit Union	Conventional, HELOC	2 +5 HELOCs	0.2%	100%	$760,000
Better Mortgage Corporation	Conventional, HELOC	2 +1 HELOCs	0.2%	50%	$210,000
State Departmenet Federal Credit Union	Conventional, HELOC	2 +1 HELOCs	0.2%	100%	$335,000
EMM Loans LLC	Conventional	2	0.2%	100%	$815,000
Meridian Bank C3.9 ★Texas Ratio: 27.97%	Conventional	2	0.2%	100%	$595,000	View
SWBC Mortgage Corporation	Conventional, FHA	2	0.2%	100%	$335,000
Freedom Mortgage Corporation	Conventional, VA	2	0.2%	57.1%	$635,000
Kind Lending, LLC	Conventional	2	0.2%	100%	$480,000
Loansteady LLC	Conventional	2	0.2%	100%	$615,000
loanDepot.com LLC	Conventional, FHA	2	0.2%	42.9%	$510,000
Guidance Residential, LLC	Conventional	2	0.2%	100%	$320,000
Movement Mortgage, LLC	Conventional	2	0.2%	100%	$125,000
City Lending Inc.	Conventional	2	0.2%	100%	$780,000
Strong Home Mortgage, LLC	Conventional	2	0.2%	66.7%	$440,000
T2 Financial LLC	Conventional	2	0.2%	66.7%	$375,000
American Pacific Mortgage Corporation	Conventional, FHA	2	0.2%	100%	$300,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	2	0.2%	100%	$590,000	View
The Loan Store, Inc	Conventional	2	0.2%	66.7%	$520,000
New American Funding, LLC.	Conventional	2	0.2%	66.7%	$685,000
Carrington Mortgage Services LLC	Conventional, FHA	2	0.2%	66.7%	$665,000
Plaza Home Mortgage, Inc	Conventional	2	0.2%	100%	$505,000
Tomo Mortgage LLC	Conventional	2	0.2%	66.7%	$625,000
Spring Eq, LLC	Conventional, HELOC	1 +3 HELOCs	0.1%	33.3%	$145,000
Northwest Federal Credit Union A+5.0 ★Texas Ratio: 3.99%	Conventional, HELOC	1 +2 HELOCs	0.1%	50%	$105,000	View
Ussfcu	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$155,000
Justice Federal Credit Union	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$715,000
Hsbc Bank USA, NA A+5.0 ★Texas Ratio: 4.86%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$595,000	View
Verus A+5.0 ★Texas Ratio: 3.32%	Conventional	1	0.1%	100%	$275,000	View
Equity Resources Inc	Conventional	1	0.1%	100%	$65,000
CIBC Bank USA A+5.0 ★Texas Ratio: 5.05%	Conventional	1	0.1%	100%	$565,000	View
Cornerstone First Mortgage, LLC	Conventional	1	0.1%	100%	$805,000
Guaranteed Rate Affinity, LLC	Conventional	1	0.1%	100%	$635,000
CommonWealth One Federal Credit Union	Conventional	1	0.1%	100%	$675,000
American Financial Resources LLC	VA	1	0.1%	100%	$325,000
Primary Residential Mortgage, INC.	FHA	1	0.1%	100%	$705,000
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional	1	0.1%	100%	$695,000	View
MidFirst Bank A+5.0 ★Texas Ratio: 4.93%	FHA	1	0.1%	100%	$255,000	View
Gold Star Mortgage Financial Group, Corporation	Conventional	1	0.1%	100%	$535,000
PromiseOne Bank	Conventional	1	0.1%	100%	$385,000
Everett Financial, Inc.	Conventional	1	0.1%	100%	$575,000
Lakeview Loan Servicing, LLC	Conventional	1	0.1%	100%	$645,000
Go Mortgage, LLC	FHA	1	0.1%	100%	$345,000
ALCOVA Mortgage, LLC	Conventional	1	0.1%	100%	$805,000
Bank of Clarke A5.0 ★Texas Ratio: 7.27%	Conventional	1	0.1%	100%	$365,000	View
Keybank National Association A+5.0 ★Texas Ratio: 4.81%	Conventional	1	0.1%	100%	$785,000	View
Delmar Financial Company A+5.0 ★Texas Ratio: 5.29%	Conventional	1	0.1%	100%	$1,205,000	View
Loanunited.Com, LLC	FHA	1	0.1%	50%	$515,000
Resicentral LLC	Conventional	1	0.1%	100%	$665,000
Amerisave Mortgage Company	Conventional	1	0.1%	14.3%	$205,000
Guild Mortgage Company	Conventional	1	0.1%	100%	$955,000
Instamortgage, Inc	Conventional	1	0.1%	100%	$975,000
Ocmbc, Inc. A+5.0 ★Texas Ratio: 5.05%	Conventional	1	0.1%	100%	$945,000	View
HomeXpress Mortgage Corp.	FHA	1	0.1%	100%	$615,000
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional	1	0.1%	100%	$635,000	View
Financial Freedom Mortgage, LLC	VA	1	0.1%	100%	$325,000
Nqm Funding, LLC	Conventional	1	0.1%	100%	$375,000
Das Acquisition Company, LLC	Conventional	1	0.1%	100%	$255,000
New Wave Lending Group Inc	Conventional	1	0.1%	100%	$605,000
LoanFlight Lending, LLC.	Conventional	1	0.1%	100%	$475,000
Union Home Mortgage Corp.	VA	1	0.1%	100%	$345,000
Real Genius LLC	Conventional	1	0.1%	100%	$545,000
Total Mortgage Services, LLC	Conventional	1	0.1%	100%	$455,000
Idb Global Federal Credit Union	Conventional	1	0.1%	100%	$305,000
Cardinal Financial Company, Li	FHA	1	0.1%	100%	$485,000
Capital Center LLC	Conventional	1	0.1%	100%	$535,000
American Internet Mortgage, Inc.	Conventional	1	0.1%	100%	$315,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	VA	1	0.1%	50%	$605,000	View
Atlantic Bay Mortgage Group	Conventional	1	0.1%	100%	$375,000
The Freedom Bank of Virginia C+4.2 ★Texas Ratio: 24.99%	Conventional	1	0.1%	100%	$745,000	View
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional	1	0.1%	100%	$405,000	View
Sierra Pacific Mortgage Co. Inc	Conventional	1	0.1%	100%	$215,000
Allegacy Federal Credit Union	Conventional	1	0.1%	100%	$685,000
Pike Creek Mortgage Services, Inc.	Conventional	1	0.1%	100%	$805,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	1	0.1%	100%	$215,000	View
V.I.P. Mortgage, Inc.	Conventional	1	0.1%	100%	$605,000
Keystone Funding, Inc	Conventional	1	0.1%	100%	$1,125,000
RoundPoint Mortgage Servicing LLC	Conventional	1	0.1%	100%	$255,000
ClearEdge Lending LLC	Conventional	1	0.1%	100%	$565,000
Nmsi, Inc.	Conventional	1	0.1%	100%	$205,000
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional	1	0.1%	100%	$785,000	View
United Nations Federal CU	Conventional	1	0.1%	100%	$595,000
Reliance First Capital, LLC	VA	1	0.1%	100%	$685,000
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +4 HELOCs	0%	n/a		View
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	HELOC	0 +4 HELOCs	0%	0%		View
Lendage, LLC dba Achieve Loans	HELOC	0 +3 HELOCs	0%	n/a
Fourleaf Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Goodleap, LLC	HELOC	0 +1 HELOCs	0%	100%
Figure Lending LLC	HELOC	0 +1 HELOCs	0%	n/a
Quorum Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Rockville Mortgage Rate Trends

Daily average mortgage rates for Maryland compared with the national average, updated every evening.

30-Year Fixed MD Avg

7.259%

▲ 0.075 vs 7 days ago

15-Year Fixed MD Avg

6.805%

▲ 0.055 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Rockville, Maryland

Looking for mortgage lenders near me or mortgage brokers near me in Rockville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Rockville in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Rockville, MD

Use these to narrow the list above. Each category shows how many Rockville, MD lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 100 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 43 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 23 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 27 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 27 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 3 lenders. Loans above the conforming limit for higher priced homes Local lenders based in MD 21 lenders headquartered in Maryland, the closest thing to a mortgage lender near you

Who Lends in Rockville, MD

Independent mortgage companies closed 61.1 percent of home loans in Rockville, Maryland in 2025, banks 29.6 percent and credit unions 9.2 percent. The Mortgage Link, Inc. was the largest mortgage company, Truist Bank the largest bank and Lafayette Federal Credit Union the largest credit union. Among lenders headquartered in Maryland, Capital Bank, N.A. led with 4 loans.

61.1%

Mortgage companies

29.6%

Banks

9.2%

Credit unions

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Attorneys customarily handle closings in Maryland. State transfer tax of 0.5 percent of the price (0.25 percent, paid by the seller, when the buyer is a first time Maryland homebuyer), plus county transfer taxes of 0 to 1.5 percent and county recordation taxes on deeds and mortgages ranging from about $5 to $14 per $1,000, with Montgomery County using tiered rates up to 2.27 percent above $1 million.

More Maryland Mortgage Lender Pages

All Maryland lenders 631 lenders Baltimore 316 lenders Frederick 198 lenders Waldorf 193 lenders Columbia 218 lenders Bowie 190 lenders Ellicott City 184 lenders Glen Burnie 186 lenders Bel Air South 158 lenders Germantown 179 lenders Odenton 173 lenders Pasadena 160 lenders Dundalk 146 lenders

Frequently Asked Questions About Mortgage Lenders in Rockville, MD

Who is the largest mortgage lender in Rockville, MD?

By home loans closed in 2025, Truist Bank was the largest mortgage lender in Rockville, Maryland with 36 loans, about 4.4 percent of the market. The largest lender headquartered in Maryland was Capital Bank, N.A. with 4 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Rockville, MD have the highest approval rates?

Among lenders with meaningful volume in Rockville, Maryland, Pulte Mortgage LLC approved the highest share of completed applications in 2025 at 90.1 percent, against a 89.6 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Rockville, MD mortgage lenders offer FHA, VA and USDA loans?

27 lenders closed FHA loans in Rockville, Maryland in 2025, led by Rocket Mortgage with 6. 27 lenders closed VA loans, led by Navy Federal Credit Union. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Rockville, MD lender list?

Yes. 43 banks and 23 credit unions closed home loans in Rockville, Maryland in 2025, alongside 100 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Rockville, MD ranked on this page?

Lenders are ranked only by the number of home loans they closed in Rockville, Maryland during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Rockville, Maryland for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Rockville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.