Best Money Market Rates in Baltimore, Maryland (MD) - March 2026
Content reviewed by
Brian McKay
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Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Baltimore, Maryland and the surrounding area money market rates include Har-co Credit UnionHar-co Credit Union30 N Hickory Ave, Bel Air, MD 21014 3249A5.0 ★Texas Ratio: 7.97% Business Advantage Money Market at 4.00% APY, CFG BankCFG Bank1615 Thames St, Baltimore, MD 21231A5.0 ★Texas Ratio: 10.06% CFG High Yield Money Market Online at 3.80% APY, Transit Employees Federal Credit UnionTransit Employees Federal Credit Union6404 Ivy Ln Ste 510, Greenbelt, MD 20770 1426A+5.0 ★Texas Ratio: 2.14% Paramount Money Market at 3.75% APY, Citizens BankCitizens Bank7637 Old Georgetown Rd, Bethesda, MD 20814A5.0 ★Texas Ratio: 8.28% Citizens Quest® Money Market at 3.75% APY, and BayVanguard BankBayVanguard Bank8639 Belair Rd, Baltimore, MD 21236A+5.0 ★Texas Ratio: 2.54% Business Premier Money Market Savings at 3.73% APY. Money market rates as of March 29, 2026 according to verified data from MonitorBankRates.
To see how these money market rates in Baltimore, Maryland and the surrounding area compare, use our comprehensive tables below for side-by-side comparisons so you can find the best yields available. Rates in Baltimore, Maryland (MD) are continually updated we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Baltimore, Maryland and surrounding area. Last Updated and Verified: March 29, 2026
Compare the Best Money Market Rates Today in Baltimore, Maryland & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
CFG Bank
Institution Rating:
A5.0 ★ Texas Ratio: 10.06%
1615 Thames St, Baltimore, MD 21231
CFG High Yield Money Market Online
3.80%
$1,000
▼
Rate3.74%
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
May add deposits at anytime, no check writing privileges. See below for account details.
CFG Bank
Institution Rating:
A5.0 ★ Texas Ratio: 10.06%
1615 Thames St, Baltimore, MD 21231
CFG High Yield Money Market In Branch
3.80%
$1,000
▼
Rate3.74%
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
May add deposits at anytime. See below for account details.
BayVanguard Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
8639 Belair Rd, Baltimore, MD 21236
Business Premier Money Market Savings
3.73%
$10,000
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMar 25, 2026
Details
Guaranteed rate for the first 90 days.
Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
96 Village Sq, Baltimore, MD 21210
Promotional Money Market Account
3.55%
$10,000
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMar 26, 2026
Details
minimum new money deposit of $10,000
Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
96 Village Sq, Baltimore, MD 21210
Platinum Money Market Account
3.55%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Eligible for a preferred pricing rate bonus
BayVanguard Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
8639 Belair Rd, Baltimore, MD 21236
Business Premier Money Market Savings
3.22%
$0
▼
Rate3.17%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Bonus Rate for the first 90 days
BayVanguard Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
8639 Belair Rd, Baltimore, MD 21236
Business Premier Money Market Savings
3.15%
$0
▼
Rate3.17%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Bonus Rate for the first 90 days
BayVanguard Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
8639 Belair Rd, Baltimore, MD 21236
Business Premier Money Market Savings
3.13%
$0
▼
Rate3.08%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
BayVanguard Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
8639 Belair Rd, Baltimore, MD 21236
Personal Premier Money Market Savings
3.13%
$0
▼
Rate3.08%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Bonus Rate (Relationship) for the first 90 days
CFG Bank
Institution Rating:
A5.0 ★ Texas Ratio: 10.06%
1615 Thames St, Baltimore, MD 21231
ICS Money Market
3.10%
$250,000
▼
Rate3.06%
Min Deposit$250,000
Min Balance—
UpdatedMar 25, 2026
Details
May add deposits at anytime, check writing allowed, and ATM card issued upon request
BayVanguard Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
8639 Belair Rd, Baltimore, MD 21236
Personal Premier Money Market Savings
3.07%
$0
▼
Rate3.08%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Bonus Rate (Relationship) for the first 90 days
BayVanguard Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
8639 Belair Rd, Baltimore, MD 21236
Personal Premier Money Market Savings
3.06%
$0
▼
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
BayVanguard Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
8639 Belair Rd, Baltimore, MD 21236
Business Premier Money Market Savings
3.04%
$0
▼
Rate3.17%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Bonus Rate for the first 90 days
BayVanguard Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
8639 Belair Rd, Baltimore, MD 21236
Business Premier Money Market Savings
2.98%
$0
▼
Rate2.94%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
BayVanguard Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
8639 Belair Rd, Baltimore, MD 21236
ICS Personal Premier Money Market Savings
2.98%
$0
▼
Rate2.94%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
BayVanguard Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
8639 Belair Rd, Baltimore, MD 21236
ICS Business Premier Money Market Savings
2.97%
$0
▼
Rate2.93%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
BayVanguard Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
8639 Belair Rd, Baltimore, MD 21236
ICS Personal Premier Money Market Savings
2.94%
$0
▼
Rate2.90%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
BayVanguard Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
8639 Belair Rd, Baltimore, MD 21236
ICS Personal Premier Money Market Savings
2.91%
$0
▼
Rate2.87%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
BayVanguard Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
8639 Belair Rd, Baltimore, MD 21236
ICS Business Premier Money Market Savings
2.88%
$0
▼
Rate2.84%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
BayVanguard Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
8639 Belair Rd, Baltimore, MD 21236
ICS Personal Premier Money Market Savings
2.88%
$0
▼
Rate2.84%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
BayVanguard Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
8639 Belair Rd, Baltimore, MD 21236
Business Premier Money Market Savings
2.85%
$0
▼
Rate3.17%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Bonus Rate for the first 90 days
BayVanguard Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
8639 Belair Rd, Baltimore, MD 21236
ICS Business Premier Money Market Savings
2.73%
$0
▼
Rate2.69%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
BayVanguard Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
8639 Belair Rd, Baltimore, MD 21236
Business Premier Money Market Savings
2.73%
$0
▼
Rate2.69%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
BayVanguard Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
8639 Belair Rd, Baltimore, MD 21236
Business Premier Money Market Savings
2.58%
$0
▼
Rate3.17%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Bonus Rate for the first 90 days
BayVanguard Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
8639 Belair Rd, Baltimore, MD 21236
ICS Business Premier Money Market Savings
2.48%
$0
▼
Rate2.45%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
BayVanguard Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
8639 Belair Rd, Baltimore, MD 21236
Business Premier Money Market Savings
2.38%
$0
▼
Rate2.35%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
BayVanguard Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
8639 Belair Rd, Baltimore, MD 21236
Personal Premier Money Market Savings
2.35%
$0
▼
Rate3.08%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Bonus Rate (Relationship) for the first 90 days
BayVanguard Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
8639 Belair Rd, Baltimore, MD 21236
Business Premier Money Market Savings
2.33%
$0
▼
Rate3.17%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Bonus Rate for the first 90 days
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
1631 Merritt Blvd, Baltimore, MD 21222
High Yield Money Market Account
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
$750,000 and up
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
1631 Merritt Blvd, Baltimore, MD 21222
High Yield Money Market
2.25%
$75,000
▼
Rate—
Min Deposit$75,000
Min Balance—
UpdatedMar 25, 2026
Details
For balances $750,000 and above.
BayVanguard Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
8639 Belair Rd, Baltimore, MD 21236
Personal Premier Money Market Savings
2.13%
$0
▼
Rate2.11%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Bonus Rate (Standard) for the first 90 days; $100,000.00 and above
BayVanguard Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
8639 Belair Rd, Baltimore, MD 21236
Premier Money Market Savings
2.13%
$0
▼
Rate2.11%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
$100,000.00 and above
BayVanguard Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
8639 Belair Rd, Baltimore, MD 21236
Personal Premier Money Market Savings
2.09%
$0
▼
Rate2.07%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
BayVanguard Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
8639 Belair Rd, Baltimore, MD 21236
Personal Premier Money Market Savings
2.06%
$0
▼
Rate2.11%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Bonus Rate (Standard) for the first 90 days; $50,000.00 - $99,999.99
BayVanguard Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
8639 Belair Rd, Baltimore, MD 21236
Premier Money Market Savings
2.04%
$0
▼
Rate2.02%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
$50,000.00 - $99,999.99
BayVanguard Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
8639 Belair Rd, Baltimore, MD 21236
Business Premier Money Market Savings
2.04%
$0
▼
Rate2.02%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
1631 Merritt Blvd, Baltimore, MD 21222
High Yield Money Market Account
2.00%
$0
▼
Rate1.99%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
$500,000 - $749,999.99
Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
96 Village Sq, Baltimore, MD 21210
Platinum Money Market
1.95%
$0
▼
Rate1.93%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD 21220
Money Market Plus
1.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
IRA, Roth or ESA Money Market Plus Shares
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
1631 Merritt Blvd, Baltimore, MD 21222
High Yield Money Market Account
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
$200,000 - $499,999.99
LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD 21220
Money Market Plus
1.45%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
IRA, Roth or ESA Money Market Plus Shares
LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD 21220
Money Market Plus
1.35%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
IRA, Roth or ESA Money Market Plus Shares
Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2345 Eastern Ave, Baltimore, MD 21224
Classic Money Market
1.30%
$0
▼
Rate1.30%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2345 Eastern Ave, Baltimore, MD 21224
Premium Money Market
1.30%
$0
▼
Rate1.30%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD 21220
Money Market Plus
1.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
IRA, Roth or ESA Money Market Plus Shares
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
1631 Merritt Blvd, Baltimore, MD 21222
High Yield Money Market Account
1.25%
$0
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
$125,000 - $199,999.99
Johns Hopkins Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
1501 S Clinton St Ste 1200, Baltimore, MD 21224 5732
Money Market
1.15%
$0
▼
Rate1.14%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
1631 Merritt Blvd, Baltimore, MD 21222
Tiered Money Market
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
$100,000 and above
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
1631 Merritt Blvd, Baltimore, MD 21222
Tiered Money Market IRA
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
$100,000 and above
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
1631 Merritt Blvd, Baltimore, MD 21222
High Yield Money Market Account
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
$75,000 - $124,999.99
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
1631 Merritt Blvd, Baltimore, MD 21222
Money Market
1.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
For balances $100,000 and above.
LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD 21220
Money Market Shares
0.95%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
IRA** Money Market Shares
LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD 21220
Money Market Shares
0.85%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
IRA** Money Market Shares
Johns Hopkins Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
1501 S Clinton St Ste 1200, Baltimore, MD 21224 5732
Money Market
0.80%
$0
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Municipal Employees Credit Union of Balt Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
1 South St, Baltimore, MD 21202
Premier Money Market Account
0.75%
$50,000
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedMar 27, 2026
Details
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
1631 Merritt Blvd, Baltimore, MD 21222
Tiered Money Market
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
$50,000 to $99,999.99
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
1631 Merritt Blvd, Baltimore, MD 21222
Tiered Money Market IRA
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
$50,000 to $99,999.99
Johns Hopkins Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
1501 S Clinton St Ste 1200, Baltimore, MD 21224 5732
Money Market
0.64%
$0
▼
Rate0.64%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Municipal Employees Credit Union of Balt Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
1 South St, Baltimore, MD 21202
Premier Money Market Account
0.55%
$50,000
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedMar 27, 2026
Details
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
1631 Merritt Blvd, Baltimore, MD 21222
Tiered Money Market
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
$25,000 to $49,999.99
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
1631 Merritt Blvd, Baltimore, MD 21222
Tiered Money Market IRA
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
$25,000 to $49,999.99
Johns Hopkins Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
1501 S Clinton St Ste 1200, Baltimore, MD 21224 5732
Money Market
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Johns Hopkins Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
1501 S Clinton St Ste 1200, Baltimore, MD 21224 5732
Money Market
0.44%
$0
▼
Rate0.44%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Municipal Employees Credit Union of Balt Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
1 South St, Baltimore, MD 21202
Premier Money Market Account
0.40%
$50,000
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedMar 27, 2026
Details
Municipal Employees Credit Union of Balt Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
1 South St, Baltimore, MD 21202
Money Market Account
0.40%
$500
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 27, 2026
Details
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
1631 Merritt Blvd, Baltimore, MD 21222
Tiered Money Market IRA
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
$15,000 to $24,999.99
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
1631 Merritt Blvd, Baltimore, MD 21222
Tiered Money Market
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
$15,000 to $24,999.99
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
1631 Merritt Blvd, Baltimore, MD 21222
Tiered Money Market IRA
0.35%
$0
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
$100 to $14,999.99
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
1631 Merritt Blvd, Baltimore, MD 21222
Tiered Money Market
0.35%
$0
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
$0 to $2,499.99 (fee applies)
Municipal Employees Credit Union of Balt Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
1 South St, Baltimore, MD 21202
Money Market Account
0.35%
$500
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 27, 2026
Details
Municipal Employees Credit Union of Balt Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
1 South St, Baltimore, MD 21202
Money Market Account
0.30%
$500
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 27, 2026
Details
Municipal Employees Credit Union of Balt Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
1 South St, Baltimore, MD 21202
Premier Money Market Account
0.30%
$50,000
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedMar 27, 2026
Details
Municipal Employees Credit Union of Balt Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
1 South St, Baltimore, MD 21202
Money Market Account
0.25%
$500
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 27, 2026
Details
Municipal Employees Credit Union of Balt Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
1 South St, Baltimore, MD 21202
Premier Money Market Account
0.20%
$50,000
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedMar 27, 2026
Details
First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
8665 Pulaski Hwy Ste 118, Baltimore, MD 21237 3028
Money Market
0.20%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
30 N Hickory Ave, Bel Air, MD 21014 3249
Business Advantage Money Market
4.00%
$2,000
▼
Rate—
Min Deposit$2,000
Min Balance—
UpdatedMar 27, 2026
Details
guaranteed through June 2026
Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.14%
6404 Ivy Ln Ste 510, Greenbelt, MD 20770 1426
Paramount Money Market
3.75%
$0
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
7637 Old Georgetown Rd, Bethesda, MD 20814
Citizens Private Client® Money Market
3.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Qualifying balance up to $25,000.00
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
7637 Old Georgetown Rd, Bethesda, MD 20814
Citizens Quest® Money Market
3.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Qualifying balance up to $25,000.00
The Bank of Glen Burnie
Institution Rating:
A+5.0 ★ Texas Ratio: 4.44%
101 Crain Hwy S, Glen Burnie, MD 21061
Money Market ADVANTAGE Account
3.66%
$25,000
▼
Rate3.60%
Min Deposit$25,000
Min Balance—
UpdatedMar 28, 2026
Details
($25,000 or more)
Glen Burnie MSB
Institution Rating:
A5.0 ★ Texas Ratio: 9.65%
1 Crain Hwy S, Glen Burnie, MD 21061
Money Market ADVANTAGE Account
3.66%
$25,000
▼
Rate3.60%
Min Deposit$25,000
Min Balance—
UpdatedMar 28, 2026
Details
($25,000 or more)
Jarrettsville Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 1.25%
3706 Norrisville Rd, Jarrettsville, MD 21084
Money Market
3.65%
$0
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Harford Bank
Institution Rating:
A5.0 ★ Texas Ratio: 11.55%
8 W Bel Air Ave, Aberdeen, MD 21001
Community Money Market Account Tier 9
3.60%
$100
▼
Rate3.54%
Min Deposit$100
Min Balance—
UpdatedMar 27, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
5260 Western Ave, Chevy Chase, MD 20815
Money Market Special Intro rate
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
$15,000+
Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.79%
9800 TECHNOLOGY WAY, LARGO, MD 20774
Premium Insured Money Market Account
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Presidential Bank
Institution Rating:
A5.0 ★ Texas Ratio: 9.69%
4520 East West Hwy, Bethesda, MD 20814
Money Market Advantage Checking
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
On Balances Between $25,000 and $250,000.
Forbright
Institution Rating:
A-5.0 ★ Texas Ratio: 15.52%
1700 Rockville Pike, Rockville, MD 20852
Platinum Business Money Market
3.45%
$2,500
▼
Rate3.40%
Min Deposit$2,500
Min Balance—
UpdatedMar 26, 2026
Details
1
F&M Bank Upperco, MD
Institution Rating:
A+5.0 ★ Texas Ratio: 3.09%
15226 Hanover Pike, Upperco, MD 21155
Local Advantage Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
5720 Silver Hill Rd, District Heights, MD 20747
Money Market Account
2.90%
$0
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Eastern Savings Bank, FSB
Institution Rating:
B-4.4 ★ Texas Ratio: 22.57%
11350 Mccormick Rd, Hunt Valley, MD 21031
Business Money Market Savings Accounts
2.90%
$0
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.14%
6404 Ivy Ln Ste 510, Greenbelt, MD 20770 1426
Paramount Money Market
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
5720 Silver Hill Rd, District Heights, MD 20747
Money Market Account
2.65%
$0
▼
Rate2.62%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Jarrettsville Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 1.25%
3706 Norrisville Rd, Jarrettsville, MD 21084
Money Market
2.65%
$0
▼
Rate2.62%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Vantage Point Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.90%
18450 Showalter Rd Ste 113, Hagerstown, MD 21742 1383
Money Market Account
2.53%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
F&M Bank Upperco, MD
Institution Rating:
A+5.0 ★ Texas Ratio: 3.09%
15226 Hanover Pike, Upperco, MD 21155
Local Advantage Money Market
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
ACNB Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
213 Main St, New Windsor, MD 21776
SELECT MONEY MARKET
2.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
ACNB Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
213 Main St, New Windsor, MD 21776
2.50% APY Select Money Market Account
2.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
ACNB Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
213 Main St, New Windsor, MD 21776
SELECT MONEY MARKET ACCOUNT
2.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
5720 Silver Hill Rd, District Heights, MD 20747
Money Market Account
2.40%
$0
▼
Rate2.37%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
7901 Sandy Spring Rd, Laurel, MD 20707
Money Market Accounts
2.40%
$0
▼
Rate2.37%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Baltimore, Maryland and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Baltimore, MD Money Market Rate Trends
Compare local Baltimore, MD MMA rate quotes against the statewide average
Weekly money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — MD Avg
1.378%
▼ 0.039 from last week
Maryland high-yield MMA rates fell 0.039 points this week to 1.378% APY, down from 1.417% last week.
Standard MMA — MD Avg
1.158%
▲ 0.032 from last week
Maryland standard MMA rates rose 0.032 points this week to 1.158% APY, up from 1.126% last week.
As of Mar 31, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for Baltimore, Maryland directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Baltimore, Maryland. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in MD.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Baltimore, Maryland
What is a Money Market Account (MMA)?
A Money Market Account (MMA) is a type of savings account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Maryland.
Are Money Market accounts in Baltimore, Maryland safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Maryland up to $250,000 per depositor, per institution.
How often do MMA rates change in Baltimore, Maryland?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Maryland rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
Best Money Market Rates in Baltimore, Maryland
Here are some of the highest money market account APYs currently available in Baltimore, Maryland and the surrounding area:
- Har-co Credit Union
Business Advantage Money Market — 4.00% APY - CFG Bank
CFG High Yield Money Market Online — 3.80% APY - Transit Employees Federal Credit Union
Paramount Money Market — 3.75% APY - Citizens Bank
Citizens Quest® Money Market — 3.75% APY - BayVanguard Bank
Business Premier Money Market Savings — 3.73% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Baltimore, Maryland. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 29, 2026
