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Auto Loan Rates in Elkton, Maryland (MD) for April 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Elkton, Maryland. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
| ✓Fact Checked | Auto Loan Rates — Last Updated and Verified: April 11, 2026

Current auto loan rates in Elkton, Maryland include Thiokol Elkton Federal Credit UnionThiokol Elkton Federal Credit Union55 Thiokol Rd, Elkton, MD, 21921A+5.0 ★Texas Ratio: 1.94% offering New Auto/Truck at 4.49%, Cecil BankCecil Bank127 North St, Elkton, MD, 21921A5.0 ★Texas Ratio: 7.62% offering Auto Loans New at 7.00%, Dexsta Federal Credit UnionDexsta Federal Credit Union975 E Pulaski Hwy, Elkton, MD, 21921 6357A5.0 ★Texas Ratio: 8.79% offering Auto Loan at 9.99%, Destinations Credit UnionDestinations Credit UnionA+5.0 ★Texas Ratio: 4.14% offering New and Refinanced Auto Loan at 2.49%, Act 1st Federal Credit UnionAct 1st Federal Credit UnionA5.0 ★Texas Ratio: 11.88% offering BRAND NEW AUTO Purchase / Never Titled 2025 & Newer at 2.99%. Auto loan rates as of April 11, 2026 according to verified data from MonitorBankRates.

Elkton has 3 local institutions in our database, with auto loan rates as low as 4.49% APR from Thiokol Elkton Federal Credit Union at 55 Thiokol Rd, Elkton, MD, 21921. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.

Auto loan rates reflect recent market quotes and representative offers available to borrowers in Elkton, Maryland. Auto Loan Rates Last Updated and Verified: April 11, 2026

Compare Auto Loan Rates Today in Elkton, Maryland & Surrounding Area

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.94%
55 Thiokol Rd, Elkton, MD, 21921
New Auto/Truck
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedApr 4, 2026
Details

As Low As

Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.94%
55 Thiokol Rd, Elkton, MD, 21921
New Auto/Truck
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedApr 4, 2026
Details

As Low As

Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.94%
55 Thiokol Rd, Elkton, MD, 21921
Used Auto/Truck
4.74%
36 Months
View
▼
APR4.74%
Term36 Months
Last UpdatedApr 4, 2026
Details

over $20,000; As Low As

Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.94%
55 Thiokol Rd, Elkton, MD, 21921
New Auto/Truck
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedApr 4, 2026
Details

As Low As

Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.94%
55 Thiokol Rd, Elkton, MD, 21921
Used Auto/Truck
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedApr 4, 2026
Details

over $20,000

Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.94%
55 Thiokol Rd, Elkton, MD, 21921
Used Auto/Truck
5.24%
60 Months
View
▼
APR5.24%
Term60 Months
Last UpdatedApr 4, 2026
Details

over $20,000; As Low As

Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.94%
55 Thiokol Rd, Elkton, MD, 21921
New Auto/Truck
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedApr 4, 2026
Details

Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.94%
55 Thiokol Rd, Elkton, MD, 21921
Used Auto/Truck
5.74%
72 Months
View
▼
APR5.74%
Term72 Months
Last UpdatedApr 4, 2026
Details

over $20,000; As Low As

Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.94%
55 Thiokol Rd, Elkton, MD, 21921
New Auto/Truck
5.99%
84 Months
View
▼
APR5.99%
Term84 Months
Last UpdatedApr 4, 2026
Details

As Low As

Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.94%
55 Thiokol Rd, Elkton, MD, 21921
Used Auto/Truck
6.24%
84 Months
View
▼
APR6.24%
Term84 Months
Last UpdatedApr 4, 2026
Details

over $20,000

Cecil Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.62%
127 North St, Elkton, MD, 21921
Auto Loans New
7.00%
36 Months
View
▼
APR7.00%
Term36 Months
Last UpdatedApr 2, 2026
Details

Cecil Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.62%
127 North St, Elkton, MD, 21921
Auto Loans New
7.25%
48 Months
View
▼
APR7.25%
Term48 Months
Last UpdatedApr 2, 2026
Details

Cecil Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.62%
127 North St, Elkton, MD, 21921
Used Auto Loans
7.25%
36 Months
View
▼
APR7.25%
Term36 Months
Last UpdatedApr 2, 2026
Details

Cecil Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.62%
127 North St, Elkton, MD, 21921
Auto Loans New
7.50%
60 Months
View
▼
APR7.50%
Term60 Months
Last UpdatedApr 2, 2026
Details

Cecil Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.62%
127 North St, Elkton, MD, 21921
Used Auto Loans
7.50%
48 Months
View
▼
APR7.50%
Term48 Months
Last UpdatedApr 2, 2026
Details

Cecil Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.62%
127 North St, Elkton, MD, 21921
Auto Loans New
7.75%
72 Months
View
▼
APR7.75%
Term72 Months
Last UpdatedApr 2, 2026
Details

Dexsta Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.79%
975 E Pulaski Hwy, Elkton, MD, 21921 6357
Auto Loan
9.99%
Up to 36
View
▼
APR9.99%
TermUp to 36
Last UpdatedApr 11, 2026
Details

Dexsta Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.79%
975 E Pulaski Hwy, Elkton, MD, 21921 6357
Auto Loan
10.99%
37-60
View
▼
APR10.99%
Term37-60
Last UpdatedApr 11, 2026
Details

Dexsta Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.79%
975 E Pulaski Hwy, Elkton, MD, 21921 6357
Auto Loan
12.99%
61-72
View
▼
APR12.99%
Term61-72
Last UpdatedApr 11, 2026
Details

Dexsta Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.79%
975 E Pulaski Hwy, Elkton, MD, 21921 6357
Auto Loan
13.99%
73-84
View
▼
APR13.99%
Term73-84
Last UpdatedApr 11, 2026
Details

Destinations Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
New and Refinanced Auto Loan
2.49%
6 Months
View
▼
APR2.49%
Term6 Months
Last UpdatedApr 8, 2026
Details

Intro rate expires: 6 Months; Regular APR: 4.74% with discounts available to 16.14%.

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
BRAND NEW AUTO Purchase / Never Titled 2025 & Newer
2.99%
0-36
View
▼
APR2.99%
Term0-36
Last UpdatedApr 11, 2026
Details

POCU of Maryland
Institution Rating:
A+5.0 ★
New Car
3.09%
24 Months
View
▼
APR3.09%
Term24 Months
Last UpdatedMar 28, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans 2026 & Newer
3.24%
Auto Buying Service
View
▼
APR3.24%
TermAuto Buying Service
Last UpdatedApr 8, 2026
Details

As Low As

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2024 & Newer
3.24%
0-36
View
▼
APR3.24%
Term0-36
Last UpdatedApr 11, 2026
Details

POCU of Maryland
Institution Rating:
A+5.0 ★
Used Car
3.29%
24 Months
View
▼
APR3.29%
Term24 Months
Last UpdatedMar 28, 2026
Details

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
New Auto
3.49%
36 Months
View
▼
APR3.49%
Term36 Months
Last UpdatedApr 11, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
New Auto Loan
3.49%
36 Months
View
▼
APR3.49%
Term36 Months
Last UpdatedApr 11, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Used Auto
3.49%
36 Months
View
▼
APR3.49%
Term36 Months
Last UpdatedApr 11, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Used Auto Loan
3.49%
36 Months
View
▼
APR3.49%
Term36 Months
Last UpdatedApr 11, 2026
Details

As Low As

Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
New Auto
3.49%
36 months
View
▼
APR3.49%
Term36 months
Last UpdatedApr 11, 2026
Details

As Low As; *CPFCU will finance based on credit and retail value of the vehicle. See Auto Loan Rates for details.

Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
New Cars and Trucks
3.74%
36 Months
View
▼
APR3.74%
Term36 Months
Last UpdatedMar 29, 2026
Details

As Low As

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
BRAND NEW AUTO Purchase / Never Titled 2025 & Newer
3.74%
49-60
View
▼
APR3.74%
Term49-60
Last UpdatedApr 11, 2026
Details

None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
New Auto
3.99%
0-48
View
▼
APR3.99%
Term0-48
Last UpdatedApr 6, 2026
Details

As Low As

None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
Used Auto
3.99%
0-36
View
▼
APR3.99%
Term0-36
Last UpdatedApr 6, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
3.99%
0 - 75 Months
View
▼
APR3.99%
Term0 - 75 Months
Last UpdatedApr 8, 2026
Details

As Low As; APR - 2026 & Newer

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans 2026 & Newer
3.99%
0 - 75 Months
View
▼
APR3.99%
Term0 - 75 Months
Last UpdatedApr 8, 2026
Details

As Low As

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
New Auto Loan
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedApr 11, 2026
Details

As Low As

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
BRAND NEW AUTO Purchase / Never Titled 2025 & Newer
3.99%
61-72
View
▼
APR3.99%
Term61-72
Last UpdatedApr 11, 2026
Details

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2020 - Newer
3.99%
0-36
View
▼
APR3.99%
Term0-36
Last UpdatedApr 11, 2026
Details

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2024 & Newer
3.99%
49-60
View
▼
APR3.99%
Term49-60
Last UpdatedApr 11, 2026
Details

FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
New & Used Vehicles
4.20%
2-3 Years
View
▼
APR4.20%
Term2-3 Years
Last UpdatedApr 11, 2026
Details

Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
New Cars and Trucks
4.24%
48 Months
View
▼
APR4.24%
Term48 Months
Last UpdatedMar 29, 2026
Details

As Low As

Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
Used Cars and Trucks
4.24%
36 Months
View
▼
APR4.24%
Term36 Months
Last UpdatedMar 29, 2026
Details

As Low As

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
New Auto - FIXED
4.24%
3 Years
View
▼
APR4.24%
Term3 Years
Last UpdatedApr 6, 2026
Details

APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice.

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
Used Auto / Refi - FIXED
4.24%
3 Years
View
▼
APR4.24%
Term3 Years
Last UpdatedApr 6, 2026
Details

APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice.

State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.38%
36 Month - New Auto or Truck Purchase/Refinance
4.24%
36 Months
View
▼
APR4.24%
Term36 Months
Last UpdatedApr 8, 2026
Details

State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.38%
36 Month - New Auto or Truck Purchase/Refinance New Auto
4.24%
36 Month
View
▼
APR4.24%
Term36 Month
Last UpdatedApr 8, 2026
Details

Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.79%
New/Used Car or Truck
4.24%
24 months
View
▼
APR4.24%
Term24 months
Last UpdatedApr 11, 2026
Details

Up to 135% of Car Value

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2020 - Newer
4.24%
37-48
View
▼
APR4.24%
Term37-48
Last UpdatedApr 11, 2026
Details

POCU of Maryland
Institution Rating:
A+5.0 ★
New Car
4.29%
72 Months
View
▼
APR4.29%
Term72 Months
Last UpdatedMar 28, 2026
Details

FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
New & Used Vehicles
4.40%
4 Years
View
▼
APR4.40%
Term4 Years
Last UpdatedApr 11, 2026
Details

Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
New Auto
4.44%
1 to 36
View
▼
APR4.44%
Term1 to 36
Last UpdatedApr 9, 2026
Details

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles
4.45%
36 Months
View
▼
APR4.45%
Term36 Months
Last UpdatedMar 28, 2026
Details

As Low As

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles 36
4.45%
36 Months
View
▼
APR4.45%
Term36 Months
Last UpdatedMar 28, 2026
Details

As Low As

POCU of Maryland
Institution Rating:
A+5.0 ★
Used Car
4.49%
72 Months
View
▼
APR4.49%
Term72 Months
Last UpdatedMar 28, 2026
Details

Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
New Car Loan
4.49%
up to 60
View
▼
APR4.49%
Termup to 60
Last UpdatedApr 5, 2026
Details

As Low As

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
New Auto - FIXED
4.49%
4 Years
View
▼
APR4.49%
Term4 Years
Last UpdatedApr 6, 2026
Details

APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.

None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
New Auto
4.49%
49-60
View
▼
APR4.49%
Term49-60
Last UpdatedApr 6, 2026
Details

As Low As

None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
Used Auto
4.49%
37-48
View
▼
APR4.49%
Term37-48
Last UpdatedApr 6, 2026
Details

As Low As

State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.38%
36 Month - Used Auto or Truck Purchase/Refinance
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedApr 8, 2026
Details

State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.38%
36 Month - Used Auto or Truck Purchase/Refinance Used Auto
4.49%
36 Month
View
▼
APR4.49%
Term36 Month
Last UpdatedApr 8, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans 2023 - 2025
4.49%
Auto Buying Service
View
▼
APR4.49%
TermAuto Buying Service
Last UpdatedApr 8, 2026
Details

As Low As

FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
New & Used Vehicles
4.49%
5 Years
View
▼
APR4.49%
Term5 Years
Last UpdatedApr 11, 2026
Details

Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.79%
New/Used Car or Truck
4.49%
36 months
View
▼
APR4.49%
Term36 months
Last UpdatedApr 11, 2026
Details

Up to 135% of Car Value

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
Auto Loan
4.49%
72 Months
View
▼
APR4.49%
Term72 Months
Last UpdatedApr 11, 2026
Details

As Low As; Up to 72 months

Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
New Auto
4.49%
48 months
View
▼
APR4.49%
Term48 months
Last UpdatedApr 11, 2026
Details

As Low As; *CPFCU will finance based on credit and retail value of the vehicle. See Auto Loan Rates for details.

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
New/Used Auto (2024-NEWER) Auto 0-48 months (up to 110%)
4.49%
48 month
View
▼
APR4.49%
Term48 month
Last UpdatedApr 11, 2026
Details

As Low As

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2020 - Newer
4.49%
49-60
View
▼
APR4.49%
Term49-60
Last UpdatedApr 11, 2026
Details

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2024 & Newer
4.49%
61-72
View
▼
APR4.49%
Term61-72
Last UpdatedApr 11, 2026
Details

FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
New Auto Loan
4.50%
60 Months
View
▼
APR4.50%
Term60 Months
Last UpdatedApr 11, 2026
Details

As Low As

FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
New Vehicles
4.50%
60 Months
View
▼
APR4.50%
Term60 Months
Last UpdatedApr 11, 2026
Details

As Low As

Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
New Auto
4.54%
37 to 48
View
▼
APR4.54%
Term37 to 48
Last UpdatedApr 9, 2026
Details

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
New Auto Loan
4.59%
48 Months
View
▼
APR4.59%
Term48 Months
Last UpdatedApr 11, 2026
Details

As Low As

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
Used Auto Loan
4.60%
36 Months
View
▼
APR4.60%
Term36 Months
Last UpdatedApr 11, 2026
Details

As Low As

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
New Auto Loan
4.69%
60 Months
View
▼
APR4.69%
Term60 Months
Last UpdatedApr 11, 2026
Details

As Low As

Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
New Cars and Trucks
4.74%
72 Months
View
▼
APR4.74%
Term72 Months
Last UpdatedMar 29, 2026
Details

As Low As

Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
Used Cars and Trucks
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedMar 29, 2026
Details

As Low As

Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
New Car Loan
4.74%
61 - 72
View
▼
APR4.74%
Term61 - 72
Last UpdatedApr 5, 2026
Details

As Low As

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
New Auto - FIXED
4.74%
5 Years
View
▼
APR4.74%
Term5 Years
Last UpdatedApr 6, 2026
Details

APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
New Auto
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedApr 11, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
New Auto Loan
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedApr 11, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Used Auto
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedApr 11, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Used Auto Loan
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedApr 11, 2026
Details

As Low As

Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
Pre-owned Auto
4.74%
36 Months
View
▼
APR4.74%
Term36 Months
Last UpdatedApr 11, 2026
Details

As Low As; Age of Vehicle: 1-7 years

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
New Autos
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedApr 11, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
New/Used Auto (2024-NEWER) 49-60 months (up to 110%)
4.74%
60 months
View
▼
APR4.74%
Term60 months
Last UpdatedApr 11, 2026
Details

As Low As

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
BRAND NEW AUTO Purchase / Never Titled 2025 & Newer
4.74%
73-84
View
▼
APR4.74%
Term73-84
Last UpdatedApr 11, 2026
Details

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2020 - Newer
4.74%
61-72
View
▼
APR4.74%
Term61-72
Last UpdatedApr 11, 2026
Details

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles
4.75%
36 Months
View
▼
APR4.75%
Term36 Months
Last UpdatedMar 28, 2026
Details

As Low As

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles 36
4.75%
36 Months
View
▼
APR4.75%
Term36 Months
Last UpdatedMar 28, 2026
Details

As Low As

FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
New Vehicles
4.75%
72 Months
View
▼
APR4.75%
Term72 Months
Last UpdatedApr 11, 2026
Details

As Low As

POCU of Maryland
Institution Rating:
A+5.0 ★
New Car
4.79%
84 Months
View
▼
APR4.79%
Term84 Months
Last UpdatedMar 28, 2026
Details

Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
New Auto
4.79%
49 to 66
View
▼
APR4.79%
Term49 to 66
Last UpdatedApr 9, 2026
Details

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles
4.80%
48 Months
View
▼
APR4.80%
Term48 Months
Last UpdatedMar 28, 2026
Details

As Low As

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles 48
4.80%
48 Months
View
▼
APR4.80%
Term48 Months
Last UpdatedMar 28, 2026
Details

As Low As

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
New Auto Loan
4.84%
1 - 36
View
▼
APR4.84%
Term1 - 36
Last UpdatedApr 5, 2026
Details

Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
Used Auto Loan
4.89%
Up to 48 Months
View
▼
APR4.89%
TermUp to 48 Months
Last UpdatedMar 29, 2026
Details

As Low As

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
Used Auto Loan
4.94%
48 Months
View
▼
APR4.94%
Term48 Months
Last UpdatedApr 11, 2026
Details

As Low As

POCU of Maryland
Institution Rating:
A+5.0 ★
Used Car
4.99%
84 Months
View
▼
APR4.99%
Term84 Months
Last UpdatedMar 28, 2026
Details

Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
Used Auto Loan
4.99%
49 to 66 Months
View
▼
APR4.99%
Term49 to 66 Months
Last UpdatedMar 29, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Drive4Less - New Auto
4.99%
36 Months
View
▼
APR4.99%
Term36 Months
Last UpdatedApr 5, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Drive4Less - New Auto Loan
4.99%
36 Months
View
▼
APR4.99%
Term36 Months
Last UpdatedApr 5, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
New Auto
4.99%
36 Months
View
▼
APR4.99%
Term36 Months
Last UpdatedApr 5, 2026
Details

As Low As

Prince Georges Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.22%
New and Used Auto
4.99%
36 Months
View
▼
APR4.99%
Term36 Months
Last UpdatedApr 5, 2026
Details

Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
New/Used Auto Loan
4.99%
36 months
View
▼
APR4.99%
Term36 months
Last UpdatedApr 5, 2026
Details

As Low As

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
New Auto Loan
4.99%
37 - 48
View
▼
APR4.99%
Term37 - 48
Last UpdatedApr 5, 2026
Details

Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
Used Car Loan
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedApr 5, 2026
Details

As Low As

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
New Auto - FIXED
4.99%
6 Years
View
▼
APR4.99%
Term6 Years
Last UpdatedApr 6, 2026
Details

APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.

None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
New Auto
4.99%
61-72
View
▼
APR4.99%
Term61-72
Last UpdatedApr 6, 2026
Details

As Low As

None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
Used Auto
4.99%
49-60
View
▼
APR4.99%
Term49-60
Last UpdatedApr 6, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
4.99%
0 - 75 Months
View
▼
APR4.99%
Term0 - 75 Months
Last UpdatedApr 8, 2026
Details

As Low As; APR - 2023 - 2025*

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans 2023 - 2025
4.99%
0 - 75 Months
View
▼
APR4.99%
Term0 - 75 Months
Last UpdatedApr 8, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans 2026 & Newer
4.99%
76 - 84 Months
View
▼
APR4.99%
Term76 - 84 Months
Last UpdatedApr 8, 2026
Details

As Low As

First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
Auto Loans - New or Used/Purchase or Refinance
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedApr 11, 2026
Details

As Low As

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
New Autos
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedApr 11, 2026
Details

As Low As

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
Used Autos
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedApr 11, 2026
Details

As Low As

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2024 & Newer
4.99%
73-84
View
▼
APR4.99%
Term73-84
Last UpdatedApr 11, 2026
Details

FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
Used Auto Loan
5.00%
60 Months
View
▼
APR5.00%
Term60 Months
Last UpdatedApr 11, 2026
Details

As Low As

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
New Auto Loan
5.00%
36 Months
View
▼
APR5.00%
Term36 Months
Last UpdatedApr 11, 2026
Details

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Used Auto Loan
5.00%
36 Months
View
▼
APR5.00%
Term36 Months
Last UpdatedApr 11, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
Used Auto / Refi - FIXED
5.04%
4 Years
View
▼
APR5.04%
Term4 Years
Last UpdatedApr 6, 2026
Details

APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
Used Auto Loan
5.04%
60 Months
View
▼
APR5.04%
Term60 Months
Last UpdatedApr 11, 2026
Details

As Low As

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
Used Auto / Refi - FIXED
5.09%
5 Years
View
▼
APR5.09%
Term5 Years
Last UpdatedApr 6, 2026
Details

APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.

Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
New Auto Loan
5.10%
66 Months
View
▼
APR5.10%
Term66 Months
Last UpdatedApr 11, 2026
Details

As Low As; Up to $25,000

Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
Used Same as New Auto Loan
5.10%
66 Months
View
▼
APR5.10%
Term66 Months
Last UpdatedApr 11, 2026
Details

As Low As; Up to 125% of financing of NADA Clean Retail to include tax, tags, warranties and GAP

Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
Used Auto Loan
5.19%
67 to 75 Months
View
▼
APR5.19%
Term67 to 75 Months
Last UpdatedMar 29, 2026
Details

As Low As

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles
5.20%
48 Months
View
▼
APR5.20%
Term48 Months
Last UpdatedMar 28, 2026
Details

As Low As

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles 48
5.20%
48 Months
View
▼
APR5.20%
Term48 Months
Last UpdatedMar 28, 2026
Details

As Low As

Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
Used Cars and Trucks
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedMar 29, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Drive4Less - New Auto
5.24%
48 Months
View
▼
APR5.24%
Term48 Months
Last UpdatedApr 5, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Drive4Less - New Auto Loan
5.24%
48 Months
View
▼
APR5.24%
Term48 Months
Last UpdatedApr 5, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
New Auto
5.24%
48 Months
View
▼
APR5.24%
Term48 Months
Last UpdatedApr 5, 2026
Details

As Low As

Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
New Vehicles (Refinance or Purchase, Model Year 2025 or Newer)
5.24%
12-48
View
▼
APR5.24%
Term12-48
Last UpdatedApr 5, 2026
Details

As Low As

Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
Used Vehicles (Refinance or Purchase, Model Year 2022 to 2024)
5.24%
12-48 Months
View
▼
APR5.24%
Term12-48 Months
Last UpdatedApr 5, 2026
Details

As Low As

Prince Georges Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.22%
New and Used Auto
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedApr 5, 2026
Details

Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
New/Used Auto Loan
5.24%
48 months
View
▼
APR5.24%
Term48 months
Last UpdatedApr 5, 2026
Details

As Low As

Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
Used Car Loan
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedApr 5, 2026
Details

As Low As

Central Credit Union of Maryland
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
New or Used Car / Truck
5.24%
84 Months
View
▼
APR5.24%
Term84 Months
Last UpdatedApr 8, 2026
Details

As Low As; 12-84 Months available

Central Credit Union of Maryland
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
Refinance Auto Loan
5.24%
84 Months
View
▼
APR5.24%
Term84 Months
Last UpdatedApr 8, 2026
Details

As Low As

First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
Auto Loans - New or Used/Purchase or Refinance
5.24%
60 Months
View
▼
APR5.24%
Term60 Months
Last UpdatedApr 11, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
New Auto
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedApr 11, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
New Auto Loan
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedApr 11, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Used Auto
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedApr 11, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Used Auto Loan
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedApr 11, 2026
Details

As Low As

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
New Autos
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedApr 11, 2026
Details

As Low As

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
Used Autos
5.24%
60 Months
View
▼
APR5.24%
Term60 Months
Last UpdatedApr 11, 2026
Details

As Low As

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2020 - Newer
5.24%
73-84
View
▼
APR5.24%
Term73-84
Last UpdatedApr 11, 2026
Details

First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
Auto Loans - New or Used/Purchase or Refinance
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedApr 11, 2026
Details

As Low As

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Used Auto Loan
5.34%
1 - 36
View
▼
APR5.34%
Term1 - 36
Last UpdatedApr 5, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
Used Auto / Refi - FIXED
5.34%
6 Years
View
▼
APR5.34%
Term6 Years
Last UpdatedApr 6, 2026
Details

APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.

State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.38%
72 Month - New Auto or Truck Purchase/Refinance
5.34%
72 Months
View
▼
APR5.34%
Term72 Months
Last UpdatedApr 8, 2026
Details

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles
5.35%
60 Months
View
▼
APR5.35%
Term60 Months
Last UpdatedMar 28, 2026
Details

As Low As

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles 60
5.35%
60 Months
View
▼
APR5.35%
Term60 Months
Last UpdatedMar 28, 2026
Details

As Low As

Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
New Auto
5.44%
67 to 78
View
▼
APR5.44%
Term67 to 78
Last UpdatedApr 9, 2026
Details

Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
New Vehicles (Refinance or Purchase, Model Year 2025 or Newer)
5.49%
49-60
View
▼
APR5.49%
Term49-60
Last UpdatedApr 5, 2026
Details

As Low As

Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
Used Vehicles (Refinance or Purchase, Model Year 2018 to 2021)
5.49%
12-48
View
▼
APR5.49%
Term12-48
Last UpdatedApr 5, 2026
Details

As Low As

Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
Used Vehicles (Refinance or Purchase, Model Year 2022 to 2024)
5.49%
49-60 Months
View
▼
APR5.49%
Term49-60 Months
Last UpdatedApr 5, 2026
Details

As Low As

Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
New/Used Auto Loan
5.49%
60 months
View
▼
APR5.49%
Term60 months
Last UpdatedApr 5, 2026
Details

As Low As

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Used Auto Loan
5.49%
37 - 48
View
▼
APR5.49%
Term37 - 48
Last UpdatedApr 5, 2026
Details

Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
New Car Loan
5.49%
73 - 84
View
▼
APR5.49%
Term73 - 84
Last UpdatedApr 5, 2026
Details

As Low As

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
New Auto - FIXED
5.49%
7 Years
View
▼
APR5.49%
Term7 Years
Last UpdatedApr 6, 2026
Details

APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.

None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
New Auto
5.49%
73-84
View
▼
APR5.49%
Term73-84
Last UpdatedApr 6, 2026
Details

As Low As

None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
Used Auto
5.49%
61-72
View
▼
APR5.49%
Term61-72
Last UpdatedApr 6, 2026
Details

As Low As

FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
New & Used Vehicles
5.49%
6 Years
View
▼
APR5.49%
Term6 Years
Last UpdatedApr 11, 2026
Details

InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
New and Used Auto Loans
5.49%
36 Months
View
▼
APR5.49%
Term36 Months
Last UpdatedApr 11, 2026
Details

As Low As

Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
New Auto
5.49%
84 months
View
▼
APR5.49%
Term84 months
Last UpdatedApr 11, 2026
Details

As Low As; *CPFCU will finance based on credit and retail value of the vehicle. See Auto Loan Rates for details.

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
New Autos
5.49%
84 Months
View
▼
APR5.49%
Term84 Months
Last UpdatedApr 11, 2026
Details

As Low As

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
Used Autos
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedApr 11, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
New/Used Auto (2024-NEWER) 61-72 months (up to 110%)
5.49%
72 months
View
▼
APR5.49%
Term72 months
Last UpdatedApr 11, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
Used Auto (20-23) (up to 110%)
5.49%
48 months
View
▼
APR5.49%
Term48 months
Last UpdatedApr 11, 2026
Details

As Low As

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
New Auto Loan
5.50%
60 Months
View
▼
APR5.50%
Term60 Months
Last UpdatedApr 11, 2026
Details

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Used Auto APR1
5.50%
60 Months
View
▼
APR5.50%
Term60 Months
Last UpdatedApr 11, 2026
Details

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Used Auto Loan
5.50%
60 Months
View
▼
APR5.50%
Term60 Months
Last UpdatedApr 11, 2026
Details

Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
Used Auto Loan
5.50%
66 Months
View
▼
APR5.50%
Term66 Months
Last UpdatedApr 11, 2026
Details

As Low As; Up to 80% of financing of NADA Clean Retail to include tax, tags, warranties and GAP

First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
Auto Loans - New or Used/Purchase or Refinance
5.50%
72 Months
View
▼
APR5.50%
Term72 Months
Last UpdatedApr 11, 2026
Details

As Low As

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
New Auto Loan
5.52%
72 Months
View
▼
APR5.52%
Term72 Months
Last UpdatedApr 11, 2026
Details

As Low As

Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
Used Auto Loan
5.54%
Up to 48 Months
View
▼
APR5.54%
TermUp to 48 Months
Last UpdatedMar 29, 2026
Details

As Low As

Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
Used Auto Loan
5.59%
76 to 84 Months
View
▼
APR5.59%
Term76 to 84 Months
Last UpdatedMar 29, 2026
Details

As Low As

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Business New Auto Loan
5.59%
1 - 36
View
▼
APR5.59%
Term1 - 36
Last UpdatedApr 5, 2026
Details

As Low As

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Business New Vehicle Loan
5.59%
1 - 36
View
▼
APR5.59%
Term1 - 36
Last UpdatedApr 5, 2026
Details

As Low As

State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.38%
72 Month - Used Auto or Truck Purchase/Refinance
5.59%
72 Months
View
▼
APR5.59%
Term72 Months
Last UpdatedApr 8, 2026
Details

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles
5.65%
72 Months
View
▼
APR5.65%
Term72 Months
Last UpdatedMar 28, 2026
Details

As Low As

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles 72
5.65%
72 Months
View
▼
APR5.65%
Term72 Months
Last UpdatedMar 28, 2026
Details

As Low As

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
New Auto Loan
5.67%
84 Months
View
▼
APR5.67%
Term84 Months
Last UpdatedApr 11, 2026
Details

As Low As

Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
New Cars and Trucks
5.74%
84 Months
View
▼
APR5.74%
Term84 Months
Last UpdatedMar 29, 2026
Details

As Low As

Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
Used Auto Loan
5.74%
49 to 66 Months
View
▼
APR5.74%
Term49 to 66 Months
Last UpdatedMar 29, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Drive4Less - New Auto
5.74%
60 Months
View
▼
APR5.74%
Term60 Months
Last UpdatedApr 5, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Drive4Less - New Auto Loan
5.74%
60 Months
View
▼
APR5.74%
Term60 Months
Last UpdatedApr 5, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Drive4Less - Used Auto Loan
5.74%
36 Months
View
▼
APR5.74%
Term36 Months
Last UpdatedApr 5, 2026
Details

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
New Auto
5.74%
60 Months
View
▼
APR5.74%
Term60 Months
Last UpdatedApr 5, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Used Auto
5.74%
36 Months
View
▼
APR5.74%
Term36 Months
Last UpdatedApr 5, 2026
Details

As Low As

Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
New Vehicles (Refinance or Purchase, Model Year 2025 or Newer)
5.74%
61-72
View
▼
APR5.74%
Term61-72
Last UpdatedApr 5, 2026
Details

As Low As

Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
Used Vehicles (Refinance or Purchase, Model Year 2017 and Older**)
5.74%
12-48
View
▼
APR5.74%
Term12-48
Last UpdatedApr 5, 2026
Details

As Low As

Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
Used Vehicles (Refinance or Purchase, Model Year 2018 to 2021)
5.74%
49-60
View
▼
APR5.74%
Term49-60
Last UpdatedApr 5, 2026
Details

As Low As

Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
Used Vehicles (Refinance or Purchase, Model Year 2022 to 2024)
5.74%
61-72 Months
View
▼
APR5.74%
Term61-72 Months
Last UpdatedApr 5, 2026
Details

As Low As

Prince Georges Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.22%
New and Used Auto
5.74%
84 Months
View
▼
APR5.74%
Term84 Months
Last UpdatedApr 5, 2026
Details

Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
New/Used Auto Loan
5.74%
84 months
View
▼
APR5.74%
Term84 months
Last UpdatedApr 5, 2026
Details

As Low As

Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
New Vehicles
5.74%
36 Months
View
▼
APR5.74%
Term36 Months
Last UpdatedApr 11, 2026
Details

As Low As

Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.79%
New/Used Car or Truck
5.74%
48 months
View
▼
APR5.74%
Term48 months
Last UpdatedApr 11, 2026
Details

Up to 135% of Car Value

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.94%
55 Thiokol Rd, Elkton, MD, 21921
New Auto/Truck
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedApr 4, 2026
Details

As Low As

Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.94%
55 Thiokol Rd, Elkton, MD, 21921
New Auto/Truck
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedApr 4, 2026
Details

As Low As

Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.94%
55 Thiokol Rd, Elkton, MD, 21921
New Auto/Truck
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedApr 4, 2026
Details

As Low As

Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.94%
55 Thiokol Rd, Elkton, MD, 21921
New Auto/Truck
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedApr 4, 2026
Details

Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.94%
55 Thiokol Rd, Elkton, MD, 21921
New Auto/Truck
5.99%
84 Months
View
▼
APR5.99%
Term84 Months
Last UpdatedApr 4, 2026
Details

As Low As

Cecil Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.62%
127 North St, Elkton, MD, 21921
Auto Loans New
7.00%
36 Months
View
▼
APR7.00%
Term36 Months
Last UpdatedApr 2, 2026
Details

Cecil Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.62%
127 North St, Elkton, MD, 21921
Auto Loans New
7.25%
48 Months
View
▼
APR7.25%
Term48 Months
Last UpdatedApr 2, 2026
Details

Cecil Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.62%
127 North St, Elkton, MD, 21921
Auto Loans New
7.50%
60 Months
View
▼
APR7.50%
Term60 Months
Last UpdatedApr 2, 2026
Details

Cecil Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.62%
127 North St, Elkton, MD, 21921
Auto Loans New
7.75%
72 Months
View
▼
APR7.75%
Term72 Months
Last UpdatedApr 2, 2026
Details

Destinations Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
New and Refinanced Auto Loan
2.49%
6 Months
View
▼
APR2.49%
Term6 Months
Last UpdatedApr 8, 2026
Details

Intro rate expires: 6 Months; Regular APR: 4.74% with discounts available to 16.14%.

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
BRAND NEW AUTO Purchase / Never Titled 2025 & Newer
2.99%
0-36
View
▼
APR2.99%
Term0-36
Last UpdatedApr 11, 2026
Details

POCU of Maryland
Institution Rating:
A+5.0 ★
New Car
3.09%
24 Months
View
▼
APR3.09%
Term24 Months
Last UpdatedMar 28, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans 2026 & Newer
3.24%
Auto Buying Service
View
▼
APR3.24%
TermAuto Buying Service
Last UpdatedApr 8, 2026
Details

As Low As

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2024 & Newer
3.24%
0-36
View
▼
APR3.24%
Term0-36
Last UpdatedApr 11, 2026
Details

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
New Auto
3.49%
36 Months
View
▼
APR3.49%
Term36 Months
Last UpdatedApr 11, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
New Auto Loan
3.49%
36 Months
View
▼
APR3.49%
Term36 Months
Last UpdatedApr 11, 2026
Details

As Low As

Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
New Auto
3.49%
36 months
View
▼
APR3.49%
Term36 months
Last UpdatedApr 11, 2026
Details

As Low As; *CPFCU will finance based on credit and retail value of the vehicle. See Auto Loan Rates for details.

Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
New Cars and Trucks
3.74%
36 Months
View
▼
APR3.74%
Term36 Months
Last UpdatedMar 29, 2026
Details

As Low As

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
BRAND NEW AUTO Purchase / Never Titled 2025 & Newer
3.74%
49-60
View
▼
APR3.74%
Term49-60
Last UpdatedApr 11, 2026
Details

None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
New Auto
3.99%
0-48
View
▼
APR3.99%
Term0-48
Last UpdatedApr 6, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans 2026 & Newer
3.99%
0 - 75 Months
View
▼
APR3.99%
Term0 - 75 Months
Last UpdatedApr 8, 2026
Details

As Low As

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
New Auto Loan
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedApr 11, 2026
Details

As Low As

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
BRAND NEW AUTO Purchase / Never Titled 2025 & Newer
3.99%
61-72
View
▼
APR3.99%
Term61-72
Last UpdatedApr 11, 2026
Details

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2020 - Newer
3.99%
0-36
View
▼
APR3.99%
Term0-36
Last UpdatedApr 11, 2026
Details

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2024 & Newer
3.99%
49-60
View
▼
APR3.99%
Term49-60
Last UpdatedApr 11, 2026
Details

FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
New & Used Vehicles
4.20%
2-3 Years
View
▼
APR4.20%
Term2-3 Years
Last UpdatedApr 11, 2026
Details

Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
New Cars and Trucks
4.24%
48 Months
View
▼
APR4.24%
Term48 Months
Last UpdatedMar 29, 2026
Details

As Low As

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
New Auto - FIXED
4.24%
3 Years
View
▼
APR4.24%
Term3 Years
Last UpdatedApr 6, 2026
Details

APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice.

State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.38%
36 Month - New Auto or Truck Purchase/Refinance
4.24%
36 Months
View
▼
APR4.24%
Term36 Months
Last UpdatedApr 8, 2026
Details

State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.38%
36 Month - New Auto or Truck Purchase/Refinance New Auto
4.24%
36 Month
View
▼
APR4.24%
Term36 Month
Last UpdatedApr 8, 2026
Details

Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.79%
New/Used Car or Truck
4.24%
24 months
View
▼
APR4.24%
Term24 months
Last UpdatedApr 11, 2026
Details

Up to 135% of Car Value

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2020 - Newer
4.24%
37-48
View
▼
APR4.24%
Term37-48
Last UpdatedApr 11, 2026
Details

POCU of Maryland
Institution Rating:
A+5.0 ★
New Car
4.29%
72 Months
View
▼
APR4.29%
Term72 Months
Last UpdatedMar 28, 2026
Details

FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
New & Used Vehicles
4.40%
4 Years
View
▼
APR4.40%
Term4 Years
Last UpdatedApr 11, 2026
Details

Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
New Auto
4.44%
1 to 36
View
▼
APR4.44%
Term1 to 36
Last UpdatedApr 9, 2026
Details

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles
4.45%
36 Months
View
▼
APR4.45%
Term36 Months
Last UpdatedMar 28, 2026
Details

As Low As

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles 36
4.45%
36 Months
View
▼
APR4.45%
Term36 Months
Last UpdatedMar 28, 2026
Details

As Low As

Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
New Car Loan
4.49%
up to 60
View
▼
APR4.49%
Termup to 60
Last UpdatedApr 5, 2026
Details

As Low As

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
New Auto - FIXED
4.49%
4 Years
View
▼
APR4.49%
Term4 Years
Last UpdatedApr 6, 2026
Details

APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.

None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
New Auto
4.49%
49-60
View
▼
APR4.49%
Term49-60
Last UpdatedApr 6, 2026
Details

As Low As

FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
New & Used Vehicles
4.49%
5 Years
View
▼
APR4.49%
Term5 Years
Last UpdatedApr 11, 2026
Details

Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.79%
New/Used Car or Truck
4.49%
36 months
View
▼
APR4.49%
Term36 months
Last UpdatedApr 11, 2026
Details

Up to 135% of Car Value

Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
New Auto
4.49%
48 months
View
▼
APR4.49%
Term48 months
Last UpdatedApr 11, 2026
Details

As Low As; *CPFCU will finance based on credit and retail value of the vehicle. See Auto Loan Rates for details.

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
New/Used Auto (2024-NEWER) Auto 0-48 months (up to 110%)
4.49%
48 month
View
▼
APR4.49%
Term48 month
Last UpdatedApr 11, 2026
Details

As Low As

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2020 - Newer
4.49%
49-60
View
▼
APR4.49%
Term49-60
Last UpdatedApr 11, 2026
Details

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2024 & Newer
4.49%
61-72
View
▼
APR4.49%
Term61-72
Last UpdatedApr 11, 2026
Details

FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
New Auto Loan
4.50%
60 Months
View
▼
APR4.50%
Term60 Months
Last UpdatedApr 11, 2026
Details

As Low As

FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
New Vehicles
4.50%
60 Months
View
▼
APR4.50%
Term60 Months
Last UpdatedApr 11, 2026
Details

As Low As

Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
New Auto
4.54%
37 to 48
View
▼
APR4.54%
Term37 to 48
Last UpdatedApr 9, 2026
Details

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
New Auto Loan
4.59%
48 Months
View
▼
APR4.59%
Term48 Months
Last UpdatedApr 11, 2026
Details

As Low As

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
New Auto Loan
4.69%
60 Months
View
▼
APR4.69%
Term60 Months
Last UpdatedApr 11, 2026
Details

As Low As

Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
New Cars and Trucks
4.74%
72 Months
View
▼
APR4.74%
Term72 Months
Last UpdatedMar 29, 2026
Details

As Low As

Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
New Car Loan
4.74%
61 - 72
View
▼
APR4.74%
Term61 - 72
Last UpdatedApr 5, 2026
Details

As Low As

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
New Auto - FIXED
4.74%
5 Years
View
▼
APR4.74%
Term5 Years
Last UpdatedApr 6, 2026
Details

APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
New Auto
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedApr 11, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
New Auto Loan
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedApr 11, 2026
Details

As Low As

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
New Autos
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedApr 11, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
New/Used Auto (2024-NEWER) 49-60 months (up to 110%)
4.74%
60 months
View
▼
APR4.74%
Term60 months
Last UpdatedApr 11, 2026
Details

As Low As

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
BRAND NEW AUTO Purchase / Never Titled 2025 & Newer
4.74%
73-84
View
▼
APR4.74%
Term73-84
Last UpdatedApr 11, 2026
Details

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2020 - Newer
4.74%
61-72
View
▼
APR4.74%
Term61-72
Last UpdatedApr 11, 2026
Details

FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
New Vehicles
4.75%
72 Months
View
▼
APR4.75%
Term72 Months
Last UpdatedApr 11, 2026
Details

As Low As

POCU of Maryland
Institution Rating:
A+5.0 ★
New Car
4.79%
84 Months
View
▼
APR4.79%
Term84 Months
Last UpdatedMar 28, 2026
Details

Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
New Auto
4.79%
49 to 66
View
▼
APR4.79%
Term49 to 66
Last UpdatedApr 9, 2026
Details

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles
4.80%
48 Months
View
▼
APR4.80%
Term48 Months
Last UpdatedMar 28, 2026
Details

As Low As

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles 48
4.80%
48 Months
View
▼
APR4.80%
Term48 Months
Last UpdatedMar 28, 2026
Details

As Low As

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
New Auto Loan
4.84%
1 - 36
View
▼
APR4.84%
Term1 - 36
Last UpdatedApr 5, 2026
Details

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Drive4Less - New Auto
4.99%
36 Months
View
▼
APR4.99%
Term36 Months
Last UpdatedApr 5, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Drive4Less - New Auto Loan
4.99%
36 Months
View
▼
APR4.99%
Term36 Months
Last UpdatedApr 5, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
New Auto
4.99%
36 Months
View
▼
APR4.99%
Term36 Months
Last UpdatedApr 5, 2026
Details

As Low As

Prince Georges Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.22%
New and Used Auto
4.99%
36 Months
View
▼
APR4.99%
Term36 Months
Last UpdatedApr 5, 2026
Details

Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
New/Used Auto Loan
4.99%
36 months
View
▼
APR4.99%
Term36 months
Last UpdatedApr 5, 2026
Details

As Low As

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
New Auto Loan
4.99%
37 - 48
View
▼
APR4.99%
Term37 - 48
Last UpdatedApr 5, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
New Auto - FIXED
4.99%
6 Years
View
▼
APR4.99%
Term6 Years
Last UpdatedApr 6, 2026
Details

APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.

None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
New Auto
4.99%
61-72
View
▼
APR4.99%
Term61-72
Last UpdatedApr 6, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans 2026 & Newer
4.99%
76 - 84 Months
View
▼
APR4.99%
Term76 - 84 Months
Last UpdatedApr 8, 2026
Details

As Low As

First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
Auto Loans - New or Used/Purchase or Refinance
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedApr 11, 2026
Details

As Low As

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
New Autos
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedApr 11, 2026
Details

As Low As

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2024 & Newer
4.99%
73-84
View
▼
APR4.99%
Term73-84
Last UpdatedApr 11, 2026
Details

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
New Auto Loan
5.00%
36 Months
View
▼
APR5.00%
Term36 Months
Last UpdatedApr 11, 2026
Details

Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
New Auto Loan
5.10%
66 Months
View
▼
APR5.10%
Term66 Months
Last UpdatedApr 11, 2026
Details

As Low As; Up to $25,000

Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
Used Same as New Auto Loan
5.10%
66 Months
View
▼
APR5.10%
Term66 Months
Last UpdatedApr 11, 2026
Details

As Low As; Up to 125% of financing of NADA Clean Retail to include tax, tags, warranties and GAP

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Drive4Less - New Auto
5.24%
48 Months
View
▼
APR5.24%
Term48 Months
Last UpdatedApr 5, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Drive4Less - New Auto Loan
5.24%
48 Months
View
▼
APR5.24%
Term48 Months
Last UpdatedApr 5, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
New Auto
5.24%
48 Months
View
▼
APR5.24%
Term48 Months
Last UpdatedApr 5, 2026
Details

As Low As

Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
New Vehicles (Refinance or Purchase, Model Year 2025 or Newer)
5.24%
12-48
View
▼
APR5.24%
Term12-48
Last UpdatedApr 5, 2026
Details

As Low As

Prince Georges Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.22%
New and Used Auto
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedApr 5, 2026
Details

Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
New/Used Auto Loan
5.24%
48 months
View
▼
APR5.24%
Term48 months
Last UpdatedApr 5, 2026
Details

As Low As

Central Credit Union of Maryland
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
New or Used Car / Truck
5.24%
84 Months
View
▼
APR5.24%
Term84 Months
Last UpdatedApr 8, 2026
Details

As Low As; 12-84 Months available

First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
Auto Loans - New or Used/Purchase or Refinance
5.24%
60 Months
View
▼
APR5.24%
Term60 Months
Last UpdatedApr 11, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
New Auto
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedApr 11, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
New Auto Loan
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedApr 11, 2026
Details

As Low As

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
New Autos
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedApr 11, 2026
Details

As Low As

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2020 - Newer
5.24%
73-84
View
▼
APR5.24%
Term73-84
Last UpdatedApr 11, 2026
Details

First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
Auto Loans - New or Used/Purchase or Refinance
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedApr 11, 2026
Details

As Low As

State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.38%
72 Month - New Auto or Truck Purchase/Refinance
5.34%
72 Months
View
▼
APR5.34%
Term72 Months
Last UpdatedApr 8, 2026
Details

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles
5.35%
60 Months
View
▼
APR5.35%
Term60 Months
Last UpdatedMar 28, 2026
Details

As Low As

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles 60
5.35%
60 Months
View
▼
APR5.35%
Term60 Months
Last UpdatedMar 28, 2026
Details

As Low As

Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
New Auto
5.44%
67 to 78
View
▼
APR5.44%
Term67 to 78
Last UpdatedApr 9, 2026
Details

Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
New Vehicles (Refinance or Purchase, Model Year 2025 or Newer)
5.49%
49-60
View
▼
APR5.49%
Term49-60
Last UpdatedApr 5, 2026
Details

As Low As

Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
New/Used Auto Loan
5.49%
60 months
View
▼
APR5.49%
Term60 months
Last UpdatedApr 5, 2026
Details

As Low As

Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
New Car Loan
5.49%
73 - 84
View
▼
APR5.49%
Term73 - 84
Last UpdatedApr 5, 2026
Details

As Low As

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
New Auto - FIXED
5.49%
7 Years
View
▼
APR5.49%
Term7 Years
Last UpdatedApr 6, 2026
Details

APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.

None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
New Auto
5.49%
73-84
View
▼
APR5.49%
Term73-84
Last UpdatedApr 6, 2026
Details

As Low As

FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
New & Used Vehicles
5.49%
6 Years
View
▼
APR5.49%
Term6 Years
Last UpdatedApr 11, 2026
Details

InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
New and Used Auto Loans
5.49%
36 Months
View
▼
APR5.49%
Term36 Months
Last UpdatedApr 11, 2026
Details

As Low As

Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
New Auto
5.49%
84 months
View
▼
APR5.49%
Term84 months
Last UpdatedApr 11, 2026
Details

As Low As; *CPFCU will finance based on credit and retail value of the vehicle. See Auto Loan Rates for details.

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
New Autos
5.49%
84 Months
View
▼
APR5.49%
Term84 Months
Last UpdatedApr 11, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
New/Used Auto (2024-NEWER) 61-72 months (up to 110%)
5.49%
72 months
View
▼
APR5.49%
Term72 months
Last UpdatedApr 11, 2026
Details

As Low As

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
New Auto Loan
5.50%
60 Months
View
▼
APR5.50%
Term60 Months
Last UpdatedApr 11, 2026
Details

First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
Auto Loans - New or Used/Purchase or Refinance
5.50%
72 Months
View
▼
APR5.50%
Term72 Months
Last UpdatedApr 11, 2026
Details

As Low As

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
New Auto Loan
5.52%
72 Months
View
▼
APR5.52%
Term72 Months
Last UpdatedApr 11, 2026
Details

As Low As

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Business New Auto Loan
5.59%
1 - 36
View
▼
APR5.59%
Term1 - 36
Last UpdatedApr 5, 2026
Details

As Low As

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Business New Vehicle Loan
5.59%
1 - 36
View
▼
APR5.59%
Term1 - 36
Last UpdatedApr 5, 2026
Details

As Low As

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles
5.65%
72 Months
View
▼
APR5.65%
Term72 Months
Last UpdatedMar 28, 2026
Details

As Low As

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles 72
5.65%
72 Months
View
▼
APR5.65%
Term72 Months
Last UpdatedMar 28, 2026
Details

As Low As

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
New Auto Loan
5.67%
84 Months
View
▼
APR5.67%
Term84 Months
Last UpdatedApr 11, 2026
Details

As Low As

Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
New Cars and Trucks
5.74%
84 Months
View
▼
APR5.74%
Term84 Months
Last UpdatedMar 29, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Drive4Less - New Auto
5.74%
60 Months
View
▼
APR5.74%
Term60 Months
Last UpdatedApr 5, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Drive4Less - New Auto Loan
5.74%
60 Months
View
▼
APR5.74%
Term60 Months
Last UpdatedApr 5, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
New Auto
5.74%
60 Months
View
▼
APR5.74%
Term60 Months
Last UpdatedApr 5, 2026
Details

As Low As

Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
New Vehicles (Refinance or Purchase, Model Year 2025 or Newer)
5.74%
61-72
View
▼
APR5.74%
Term61-72
Last UpdatedApr 5, 2026
Details

As Low As

Prince Georges Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.22%
New and Used Auto
5.74%
84 Months
View
▼
APR5.74%
Term84 Months
Last UpdatedApr 5, 2026
Details

Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
New/Used Auto Loan
5.74%
84 months
View
▼
APR5.74%
Term84 months
Last UpdatedApr 5, 2026
Details

As Low As

Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
New Vehicles
5.74%
36 Months
View
▼
APR5.74%
Term36 Months
Last UpdatedApr 11, 2026
Details

As Low As

Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.79%
New/Used Car or Truck
5.74%
48 months
View
▼
APR5.74%
Term48 months
Last UpdatedApr 11, 2026
Details

Up to 135% of Car Value

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.94%
55 Thiokol Rd, Elkton, MD, 21921
Used Auto/Truck
4.74%
36 Months
View
▼
APR4.74%
Term36 Months
Last UpdatedApr 4, 2026
Details

over $20,000; As Low As

Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.94%
55 Thiokol Rd, Elkton, MD, 21921
Used Auto/Truck
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedApr 4, 2026
Details

over $20,000

Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.94%
55 Thiokol Rd, Elkton, MD, 21921
Used Auto/Truck
5.24%
60 Months
View
▼
APR5.24%
Term60 Months
Last UpdatedApr 4, 2026
Details

over $20,000; As Low As

Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.94%
55 Thiokol Rd, Elkton, MD, 21921
Used Auto/Truck
5.74%
72 Months
View
▼
APR5.74%
Term72 Months
Last UpdatedApr 4, 2026
Details

over $20,000; As Low As

Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.94%
55 Thiokol Rd, Elkton, MD, 21921
Used Auto/Truck
6.24%
84 Months
View
▼
APR6.24%
Term84 Months
Last UpdatedApr 4, 2026
Details

over $20,000

Cecil Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.62%
127 North St, Elkton, MD, 21921
Used Auto Loans
7.25%
36 Months
View
▼
APR7.25%
Term36 Months
Last UpdatedApr 2, 2026
Details

Cecil Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.62%
127 North St, Elkton, MD, 21921
Used Auto Loans
7.50%
48 Months
View
▼
APR7.50%
Term48 Months
Last UpdatedApr 2, 2026
Details

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2024 & Newer
3.24%
0-36
View
▼
APR3.24%
Term0-36
Last UpdatedApr 11, 2026
Details

POCU of Maryland
Institution Rating:
A+5.0 ★
Used Car
3.29%
24 Months
View
▼
APR3.29%
Term24 Months
Last UpdatedMar 28, 2026
Details

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Used Auto
3.49%
36 Months
View
▼
APR3.49%
Term36 Months
Last UpdatedApr 11, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Used Auto Loan
3.49%
36 Months
View
▼
APR3.49%
Term36 Months
Last UpdatedApr 11, 2026
Details

As Low As

None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
Used Auto
3.99%
0-36
View
▼
APR3.99%
Term0-36
Last UpdatedApr 6, 2026
Details

As Low As

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2020 - Newer
3.99%
0-36
View
▼
APR3.99%
Term0-36
Last UpdatedApr 11, 2026
Details

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2024 & Newer
3.99%
49-60
View
▼
APR3.99%
Term49-60
Last UpdatedApr 11, 2026
Details

FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
New & Used Vehicles
4.20%
2-3 Years
View
▼
APR4.20%
Term2-3 Years
Last UpdatedApr 11, 2026
Details

Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
Used Cars and Trucks
4.24%
36 Months
View
▼
APR4.24%
Term36 Months
Last UpdatedMar 29, 2026
Details

As Low As

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
Used Auto / Refi - FIXED
4.24%
3 Years
View
▼
APR4.24%
Term3 Years
Last UpdatedApr 6, 2026
Details

APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice.

Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.79%
New/Used Car or Truck
4.24%
24 months
View
▼
APR4.24%
Term24 months
Last UpdatedApr 11, 2026
Details

Up to 135% of Car Value

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2020 - Newer
4.24%
37-48
View
▼
APR4.24%
Term37-48
Last UpdatedApr 11, 2026
Details

FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
New & Used Vehicles
4.40%
4 Years
View
▼
APR4.40%
Term4 Years
Last UpdatedApr 11, 2026
Details

POCU of Maryland
Institution Rating:
A+5.0 ★
Used Car
4.49%
72 Months
View
▼
APR4.49%
Term72 Months
Last UpdatedMar 28, 2026
Details

None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
Used Auto
4.49%
37-48
View
▼
APR4.49%
Term37-48
Last UpdatedApr 6, 2026
Details

As Low As

State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.38%
36 Month - Used Auto or Truck Purchase/Refinance
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedApr 8, 2026
Details

State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.38%
36 Month - Used Auto or Truck Purchase/Refinance Used Auto
4.49%
36 Month
View
▼
APR4.49%
Term36 Month
Last UpdatedApr 8, 2026
Details

FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
New & Used Vehicles
4.49%
5 Years
View
▼
APR4.49%
Term5 Years
Last UpdatedApr 11, 2026
Details

Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.79%
New/Used Car or Truck
4.49%
36 months
View
▼
APR4.49%
Term36 months
Last UpdatedApr 11, 2026
Details

Up to 135% of Car Value

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
New/Used Auto (2024-NEWER) Auto 0-48 months (up to 110%)
4.49%
48 month
View
▼
APR4.49%
Term48 month
Last UpdatedApr 11, 2026
Details

As Low As

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2020 - Newer
4.49%
49-60
View
▼
APR4.49%
Term49-60
Last UpdatedApr 11, 2026
Details

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2024 & Newer
4.49%
61-72
View
▼
APR4.49%
Term61-72
Last UpdatedApr 11, 2026
Details

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
Used Auto Loan
4.60%
36 Months
View
▼
APR4.60%
Term36 Months
Last UpdatedApr 11, 2026
Details

As Low As

Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
Used Cars and Trucks
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedMar 29, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Used Auto
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedApr 11, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Used Auto Loan
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedApr 11, 2026
Details

As Low As

Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
Pre-owned Auto
4.74%
36 Months
View
▼
APR4.74%
Term36 Months
Last UpdatedApr 11, 2026
Details

As Low As; Age of Vehicle: 1-7 years

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
New/Used Auto (2024-NEWER) 49-60 months (up to 110%)
4.74%
60 months
View
▼
APR4.74%
Term60 months
Last UpdatedApr 11, 2026
Details

As Low As

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2020 - Newer
4.74%
61-72
View
▼
APR4.74%
Term61-72
Last UpdatedApr 11, 2026
Details

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles
4.75%
36 Months
View
▼
APR4.75%
Term36 Months
Last UpdatedMar 28, 2026
Details

As Low As

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles 36
4.75%
36 Months
View
▼
APR4.75%
Term36 Months
Last UpdatedMar 28, 2026
Details

As Low As

Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
Used Auto Loan
4.89%
Up to 48 Months
View
▼
APR4.89%
TermUp to 48 Months
Last UpdatedMar 29, 2026
Details

As Low As

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
Used Auto Loan
4.94%
48 Months
View
▼
APR4.94%
Term48 Months
Last UpdatedApr 11, 2026
Details

As Low As

POCU of Maryland
Institution Rating:
A+5.0 ★
Used Car
4.99%
84 Months
View
▼
APR4.99%
Term84 Months
Last UpdatedMar 28, 2026
Details

Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
Used Auto Loan
4.99%
49 to 66 Months
View
▼
APR4.99%
Term49 to 66 Months
Last UpdatedMar 29, 2026
Details

As Low As

Prince Georges Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.22%
New and Used Auto
4.99%
36 Months
View
▼
APR4.99%
Term36 Months
Last UpdatedApr 5, 2026
Details

Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
New/Used Auto Loan
4.99%
36 months
View
▼
APR4.99%
Term36 months
Last UpdatedApr 5, 2026
Details

As Low As

Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
Used Car Loan
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedApr 5, 2026
Details

As Low As

None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
Used Auto
4.99%
49-60
View
▼
APR4.99%
Term49-60
Last UpdatedApr 6, 2026
Details

As Low As

First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
Auto Loans - New or Used/Purchase or Refinance
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedApr 11, 2026
Details

As Low As

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
Used Autos
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedApr 11, 2026
Details

As Low As

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2024 & Newer
4.99%
73-84
View
▼
APR4.99%
Term73-84
Last UpdatedApr 11, 2026
Details

FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
Used Auto Loan
5.00%
60 Months
View
▼
APR5.00%
Term60 Months
Last UpdatedApr 11, 2026
Details

As Low As

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Used Auto Loan
5.00%
36 Months
View
▼
APR5.00%
Term36 Months
Last UpdatedApr 11, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
Used Auto / Refi - FIXED
5.04%
4 Years
View
▼
APR5.04%
Term4 Years
Last UpdatedApr 6, 2026
Details

APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
Used Auto Loan
5.04%
60 Months
View
▼
APR5.04%
Term60 Months
Last UpdatedApr 11, 2026
Details

As Low As

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
Used Auto / Refi - FIXED
5.09%
5 Years
View
▼
APR5.09%
Term5 Years
Last UpdatedApr 6, 2026
Details

APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.

Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
Used Same as New Auto Loan
5.10%
66 Months
View
▼
APR5.10%
Term66 Months
Last UpdatedApr 11, 2026
Details

As Low As; Up to 125% of financing of NADA Clean Retail to include tax, tags, warranties and GAP

Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
Used Auto Loan
5.19%
67 to 75 Months
View
▼
APR5.19%
Term67 to 75 Months
Last UpdatedMar 29, 2026
Details

As Low As

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles
5.20%
48 Months
View
▼
APR5.20%
Term48 Months
Last UpdatedMar 28, 2026
Details

As Low As

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles 48
5.20%
48 Months
View
▼
APR5.20%
Term48 Months
Last UpdatedMar 28, 2026
Details

As Low As

Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
Used Cars and Trucks
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedMar 29, 2026
Details

As Low As

Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
Used Vehicles (Refinance or Purchase, Model Year 2022 to 2024)
5.24%
12-48 Months
View
▼
APR5.24%
Term12-48 Months
Last UpdatedApr 5, 2026
Details

As Low As

Prince Georges Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.22%
New and Used Auto
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedApr 5, 2026
Details

Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
New/Used Auto Loan
5.24%
48 months
View
▼
APR5.24%
Term48 months
Last UpdatedApr 5, 2026
Details

As Low As

Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
Used Car Loan
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedApr 5, 2026
Details

As Low As

Central Credit Union of Maryland
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
New or Used Car / Truck
5.24%
84 Months
View
▼
APR5.24%
Term84 Months
Last UpdatedApr 8, 2026
Details

As Low As; 12-84 Months available

First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
Auto Loans - New or Used/Purchase or Refinance
5.24%
60 Months
View
▼
APR5.24%
Term60 Months
Last UpdatedApr 11, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Used Auto
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedApr 11, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Used Auto Loan
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedApr 11, 2026
Details

As Low As

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
Used Autos
5.24%
60 Months
View
▼
APR5.24%
Term60 Months
Last UpdatedApr 11, 2026
Details

As Low As

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2020 - Newer
5.24%
73-84
View
▼
APR5.24%
Term73-84
Last UpdatedApr 11, 2026
Details

First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
Auto Loans - New or Used/Purchase or Refinance
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedApr 11, 2026
Details

As Low As

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Used Auto Loan
5.34%
1 - 36
View
▼
APR5.34%
Term1 - 36
Last UpdatedApr 5, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
Used Auto / Refi - FIXED
5.34%
6 Years
View
▼
APR5.34%
Term6 Years
Last UpdatedApr 6, 2026
Details

APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.

Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
Used Vehicles (Refinance or Purchase, Model Year 2018 to 2021)
5.49%
12-48
View
▼
APR5.49%
Term12-48
Last UpdatedApr 5, 2026
Details

As Low As

Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
Used Vehicles (Refinance or Purchase, Model Year 2022 to 2024)
5.49%
49-60 Months
View
▼
APR5.49%
Term49-60 Months
Last UpdatedApr 5, 2026
Details

As Low As

Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
New/Used Auto Loan
5.49%
60 months
View
▼
APR5.49%
Term60 months
Last UpdatedApr 5, 2026
Details

As Low As

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Used Auto Loan
5.49%
37 - 48
View
▼
APR5.49%
Term37 - 48
Last UpdatedApr 5, 2026
Details

None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
Used Auto
5.49%
61-72
View
▼
APR5.49%
Term61-72
Last UpdatedApr 6, 2026
Details

As Low As

FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
New & Used Vehicles
5.49%
6 Years
View
▼
APR5.49%
Term6 Years
Last UpdatedApr 11, 2026
Details

InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
New and Used Auto Loans
5.49%
36 Months
View
▼
APR5.49%
Term36 Months
Last UpdatedApr 11, 2026
Details

As Low As

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
Used Autos
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedApr 11, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
New/Used Auto (2024-NEWER) 61-72 months (up to 110%)
5.49%
72 months
View
▼
APR5.49%
Term72 months
Last UpdatedApr 11, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
Used Auto (20-23) (up to 110%)
5.49%
48 months
View
▼
APR5.49%
Term48 months
Last UpdatedApr 11, 2026
Details

As Low As

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Used Auto APR1
5.50%
60 Months
View
▼
APR5.50%
Term60 Months
Last UpdatedApr 11, 2026
Details

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Used Auto Loan
5.50%
60 Months
View
▼
APR5.50%
Term60 Months
Last UpdatedApr 11, 2026
Details

Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
Used Auto Loan
5.50%
66 Months
View
▼
APR5.50%
Term66 Months
Last UpdatedApr 11, 2026
Details

As Low As; Up to 80% of financing of NADA Clean Retail to include tax, tags, warranties and GAP

First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
Auto Loans - New or Used/Purchase or Refinance
5.50%
72 Months
View
▼
APR5.50%
Term72 Months
Last UpdatedApr 11, 2026
Details

As Low As

Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
Used Auto Loan
5.54%
Up to 48 Months
View
▼
APR5.54%
TermUp to 48 Months
Last UpdatedMar 29, 2026
Details

As Low As

Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
Used Auto Loan
5.59%
76 to 84 Months
View
▼
APR5.59%
Term76 to 84 Months
Last UpdatedMar 29, 2026
Details

As Low As

State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.38%
72 Month - Used Auto or Truck Purchase/Refinance
5.59%
72 Months
View
▼
APR5.59%
Term72 Months
Last UpdatedApr 8, 2026
Details

Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
Used Auto Loan
5.74%
49 to 66 Months
View
▼
APR5.74%
Term49 to 66 Months
Last UpdatedMar 29, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Drive4Less - Used Auto Loan
5.74%
36 Months
View
▼
APR5.74%
Term36 Months
Last UpdatedApr 5, 2026
Details

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Used Auto
5.74%
36 Months
View
▼
APR5.74%
Term36 Months
Last UpdatedApr 5, 2026
Details

As Low As

Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
Used Vehicles (Refinance or Purchase, Model Year 2017 and Older**)
5.74%
12-48
View
▼
APR5.74%
Term12-48
Last UpdatedApr 5, 2026
Details

As Low As

Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
Used Vehicles (Refinance or Purchase, Model Year 2018 to 2021)
5.74%
49-60
View
▼
APR5.74%
Term49-60
Last UpdatedApr 5, 2026
Details

As Low As

Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
Used Vehicles (Refinance or Purchase, Model Year 2022 to 2024)
5.74%
61-72 Months
View
▼
APR5.74%
Term61-72 Months
Last UpdatedApr 5, 2026
Details

As Low As

Prince Georges Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.22%
New and Used Auto
5.74%
84 Months
View
▼
APR5.74%
Term84 Months
Last UpdatedApr 5, 2026
Details

Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
New/Used Auto Loan
5.74%
84 months
View
▼
APR5.74%
Term84 months
Last UpdatedApr 5, 2026
Details

As Low As

Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.79%
New/Used Car or Truck
5.74%
48 months
View
▼
APR5.74%
Term48 months
Last UpdatedApr 11, 2026
Details

Up to 135% of Car Value

Elkton, MD Auto Loan Rate Trends

Compare local Elkton, MD auto loan rates against the statewide average

Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Maryland Auto Trends →
New Auto Loan — MD Avg
5.453%
Unchanged vs 7 days ago

Maryland new auto loan rates currently average 5.453% APR.

Used Auto Loan — MD Avg
6.601%
Unchanged vs 7 days ago

Maryland used auto loan rates currently average 6.601% APR.

As of Apr 13, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions about Auto Loans in Elkton, Maryland

How does my credit score affect my car loan rate in Maryland?

Your credit score is the biggest factor determining your auto loan APR. Borrowers in Elkton, Maryland with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.

Is it better to finance through a dealership or a bank?

It is highly recommended to get pre-approved through a local bank or credit union in Maryland *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.

What is the difference between New and Used Auto Loan rates?

Lenders in Elkton, Maryland typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.

How long should my auto loan term be?

While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.

What are the best Auto Loan rates in Elkton, Maryland?

Based on our current data, some of the lowest auto loan rates available in Elkton, Maryland include:
  • Thiokol Elkton Federal Credit Union: 4.49% (New Auto/Truck)
  • Cecil Bank: 7.00% (Auto Loans New)
  • Dexsta Federal Credit Union: 9.99% (Auto Loan)
  • Destinations Credit Union: 2.49% (New and Refinanced Auto Loan)
  • Act 1st Federal Credit Union: 2.99% (BRAND NEW AUTO Purchase / Never Titled 2025 & Newer)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Elkton, Maryland. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 11, 2026

Elkton, Maryland Rates & Resources

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