Auto Loan Rates in New Market, Maryland (MD) for July 2026
Brian McKay
Brian McKay
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Current auto loan rates in New Market, Maryland include WEPCO Federal Credit UnionWEPCO Federal Credit UnionA+5.0 ★Texas Ratio: 3.46% offering New or Used Vehicle Loans at 2.49%, POCU of MarylandPOCU of MarylandA+5.0 ★Texas Ratio: 4.06% offering New Car 24 Months Loan at 3.09%, Market USA Federal Credit UnionMarket USA Federal Credit UnionA5.0 ★Texas Ratio: 5.99% offering New Auto Loan at 3.49%, Police Federal Credit UnionPolice Federal Credit UnionA+5.0 ★Texas Ratio: 1.85% offering New Autos at 3.74%, Tower Federal Credit UnionTower Federal Credit UnionA+5.0 ★Texas Ratio: 1.30% offering New Cars and Trucks Loan at 3.74%. Auto loan rates as of July 12, 2026 according to verified data from MonitorBankRates.
New Market borrowers have access to 22 lenders serving the Maryland area, with auto loan rates as low as 2.49% APR from WEPCO Federal Credit Union. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in New Market, Maryland. Auto Loan Rates Last Updated and Verified: July 12, 2026
Compare Auto Loan Rates Today in New Market, Maryland & Surrounding Area
New Market Auto Loan Rates
As Low As
As Low As
*** Rate applies to new vehicles.
*** Rate applies to new vehicles.
*** Rate applies to new vehicles.
*** Rate applies to new vehicles.
As Low As; Minimum Financing of $10,000 for 60 Months
*** Rate applies to used vehicles.
*** Rate applies to used vehicles.
*** Rate applies to used vehicles.
*** Rate applies to used vehicles.
As Low As; Minimum Financing of $15,000 for 72 Months
As Low As; New Auto
As Low As; Used Auto
As Low As
As Low As; Minimum Financing of $10,000 for 60 Months
As Low As; Monthly Payment: $29.41 per $1,000 borrowed
As Low As
Example based on the maximum term listed in the range.
As Low As; Est. Monthly Payment $29.61
As Low As; Minimum Financing of $25,000 for 84 Months
Up to 135% of Car Value
Up to 135% of Car Value
As Low As; Monthly Payment: $22.69 per $1,000 borrowed
As Low As; Monthly Payment: $29.63
As Low As
Example based on the maximum term listed in the range.
As Low As; APR*
As Low As; APR*
As Low As; Estimated Monthly Payment: $1,042.94
As Low As; Estimated Monthly Payment: $1,042.94
Up to 135% of Car Value
Up to 135% of Car Value
As Low As; New Vehicles
Example based on the maximum term listed in the range.
As Low As; Est. Monthly Payment $22.83
As Low As
As Low As
As Low As
As Low As; Minimum Financing of $25,000 for 84 Months
As Low As
As Low As; New Auto
As Low As; Used Auto
As Low As; Monthly Payment: $15.98 per $1,000 borrowed
As Low As; Monthly Payment: $22.91
As Low As
As Low As; Est. Monthly Payment $29.72
As Low As; New Vehicles
Example based on the maximum term listed in the range.
As Low As
As Low As
Actual rate may be higher based on income, credit worthiness, and loan to value. Financing available for model years 2019 to current model year.
Actual rate may be higher based on income, credit worthiness, and loan to value. Financing available for model years 2023 to current model year.
As Low As
As Low As; Annual Percentage Rate. The auto loan rates above include discounts for automatic payment and discounts under the Member Loyalty Program. Total rate discounts cannot exceed 1.50%. Rates, terms, and conditions vary based on creditworthiness and other qualifications and are subject to change. Payment examples do not include debt protection coverage.
Up to $15,000; Annual Percentage Rate. The auto loan rates above include discounts for automatic payment and discounts under the Member Loyalty Program. Total rate discounts cannot exceed 1.50%. Rates, terms, and conditions vary based on creditworthiness and other qualifications are subject to change. Payment examples do not include debt protection coverage.
As Low As; Est. Monthly Payment $18.92
As Low As; Est. Monthly Payment $23.12
As Low As; APR*
As Low As; APR*
As Low As; Estimated Monthly Payment: $811.61
As Low As; Estimated Monthly Payment: 811.61
As Low As; New Auto
As Low As; Used Auto
As Low As; Monthly Payment: $16.22
As Low As; Est. Monthly Payment $16.29
As Low As; APR*
As Low As; Estimated Monthly Payment: $669.83
Model Year: 2026; Rate (APR as low as)
As Low As
As Low As
As Low As
Up to $15,000 loan amount. Up to 100% of financing of NADA Clean Retail to include tax, tags, warranties and GAP. Rates, terms, and conditions vary based on creditworthiness and other qualifications are subject to change. New member discount is not applicable. Annual Percentage Rate. The auto loan rates above include discounts for automatic payment and discounts under the Member Loyalty Program. Total rate discounts cannot exceed 1.50%. Rates, terms, and conditions vary based on creditworthiness and other qualifications and are subject to change. Payment examples do not include debt protection coverage.
The stated APR is the lowest rate available for qualified members and reflects a 0.25% discount for Direct Deposit and automatic debit of loan payment from a Checking Account with Lafayette Federal. The actual rate may be higher based on income, creditworthiness, and loan-to-value.
Actual rate may be higher based on income, credit worthiness, and loan to value. Financing available for model years 2019 to current model year.
Actual rate may be higher based on income, credit worthiness, and loan to value. Financing available for model years 2023 to current model year.
As Low As
Model Year: 2026; Rate (APR as low as)
As Low As
As Low As; APR*
As Low As; Estimated Monthly Payment: $577.17
Up to 135% of Car Value
Up to 135% of Car Value
As Low As
As Low As; New Auto
As Low As; Used Auto
Example based on the maximum term listed in the range.
As Low As; Monthly Payment: $14.48 per $1,000 borrowed
As Low As; Est. Monthly Payment $19.22
As Low As; New Vehicles
The stated APR is the lowest rate available for qualified members and reflects a 0.25% discount for Direct Deposit and automatic debit of loan payment from a Checking Account with Lafayette Federal. The actual rate may be higher based on income, creditworthiness, and loan-to-value.
As Low As; Annual Percentage Rate. The auto loan rates above include discounts for automatic payment and discounts under the Member Loyalty Program. Total rate discounts cannot exceed 1.50%. Rates, terms, and conditions vary based on creditworthiness and other qualifications and are subject to change. Payment examples do not include debt protection coverage.
$15,000 to $35,000; Annual Percentage Rate. The auto loan rates above include discounts for automatic payment and discounts under the Member Loyalty Program. Total rate discounts cannot exceed 1.50%. Rates, terms, and conditions vary based on creditworthiness and other qualifications are subject to change. Payment examples do not include debt protection coverage.
As Low As; Est. Monthly Payment $14.56
As Low As; APR*
As Low As; Estimated Monthly Payment: $581.37
Up to 135% of Car Value (Minimum $15,000)
Up to 135% of Car Value (Minimum $15,000)
Model Year: 2026; Rate (APR as low as)
The stated APR is the lowest rate available for qualified members and reflects a 0.25% discount for Direct Deposit and automatic debit of loan payment from a Checking Account with Lafayette Federal. The actual rate may be higher based on income, creditworthiness, and loan-to-value.
As Low As; Est. Monthly Payment $16.60
As Low As; Rates may change without notice. All loans subject to credit approval.
As Low As
As Low As; Estimated Monthly Payment: $516.72
As Low As; Monthly Payment: $14.72
The stated APR is the lowest rate available for qualified members and reflects a 0.25% discount for Direct Deposit and automatic debit of loan payment from a Checking Account with Lafayette Federal. The actual rate may be higher based on income, creditworthiness, and loan-to-value.
Actual rate may be higher based on income, credit worthiness, and loan to value. Financing available for model years 2019 to current model year. $25,000 minimum loan amount required for vehicle loan of 73 to 84 months.
Actual rate may be higher based on income, credit worthiness, and loan to value. Financing available for model years 2023 to current model year. $25,000 minimum loan amount required for vehicle loan of 73 to 84 months.
As Low As; Rates may change without notice. All loans subject to credit approval.
$15,000 to $35,000 loan amount. Up to 100% of financing of NADA Clean Retail to include tax, tags, warranties and GAP. Rates, terms, and conditions vary based on creditworthiness and other qualifications are subject to change. New member discount is not applicable. Annual Percentage Rate. The auto loan rates above include discounts for automatic payment and discounts under the Member Loyalty Program. Total rate discounts cannot exceed 1.50%. Rates, terms, and conditions vary based on creditworthiness and other qualifications and are subject to change. Payment examples do not include debt protection coverage.
As Low As; Est. Monthly Payment $13.34
As Low As; Estimated Monthly Payment: $521.01
Down Payment 0%
Up to 135% of Car Value (Minimum $35,000)
Up to 135% of Car Value (Minimum $35,000)
Model Year: 2026; Rate (APR as low as)
As Low As
Model Year: 2022; Rate (APR as low as)
As Low As
As Low As; Rates may change without notice. All loans subject to credit approval.
Down Payment 0%
Model Year: 2019 & Older; Rate (APR as low as)
Example based on the maximum term listed in the range.
As Low As
As Low As; Annual Percentage Rate. The auto loan rates above include discounts for automatic payment and discounts under the Member Loyalty Program. Total rate discounts cannot exceed 1.50%. Rates, terms, and conditions vary based on creditworthiness and other qualifications and are subject to change. Payment examples do not include debt protection coverage.
$35,000+; Annual Percentage Rate. The auto loan rates above include discounts for automatic payment and discounts under the Member Loyalty Program. Total rate discounts cannot exceed 1.50%. Rates, terms, and conditions vary based on creditworthiness and other qualifications are subject to change. Payment examples do not include debt protection coverage.
As Low As
Up to 135% of Car Value (Minimum $45,000)
Up to 135% of Car Value (Minimum $45,000)
Model Year: 2022; Rate (APR as low as)
Down Payment 0%
$35,000+ loan amount. Up to 100% of financing of NADA Clean Retail to include tax, tags, warranties and GAP. Rates, terms, and conditions vary based on creditworthiness and other qualifications are subject to change. New member discount is not applicable. Annual Percentage Rate. The auto loan rates above include discounts for automatic payment and discounts under the Member Loyalty Program. Total rate discounts cannot exceed 1.50%. Rates, terms, and conditions vary based on creditworthiness and other qualifications and are subject to change. Payment examples do not include debt protection coverage.
Model Year: 2019 & Older; Rate (APR as low as)
As Low As
As Low As
Down Payment 0%
As Low As; Includes Personal Watercraft and Snowmobiles. APR is based on evaluation of applicant's credit at time of application. Your actual APR may vary. FedChoice Federal Credit Union's normal underwriting requirements apply. Not all will qualify for the lowest rate. Not all will be approved.
As Low As
As Low As
As Low As; Minimum Financing of $10,000 for 60 Months
As Low As; Minimum Financing of $15,000 for 72 Months
As Low As; Minimum Financing of $25,000 for 84 Months
As Low As; Includes Personal Watercraft and Snowmobiles. APR is based on evaluation of applicant's credit at time of application. Your actual APR may vary. FedChoice Federal Credit Union's normal underwriting requirements apply. Not all will qualify for the lowest rate. Not all will be approved.
As Low As; Includes Personal Watercraft and Snowmobiles. APR is based on evaluation of applicant's credit at time of application. Your actual APR may vary. FedChoice Federal Credit Union's normal underwriting requirements apply. Not all will qualify for the lowest rate. Not all will be approved.
No older than 2020 Models; $20,000
New Market New Auto Auto Loan Rates
As Low As
As Low As
*** Rate applies to new vehicles.
*** Rate applies to new vehicles.
*** Rate applies to new vehicles.
*** Rate applies to new vehicles.
As Low As; Minimum Financing of $10,000 for 60 Months
As Low As; Minimum Financing of $15,000 for 72 Months
As Low As; New Auto
As Low As
As Low As; Minimum Financing of $10,000 for 60 Months
As Low As; Monthly Payment: $29.41 per $1,000 borrowed
As Low As
Example based on the maximum term listed in the range.
As Low As; Est. Monthly Payment $29.61
As Low As; Minimum Financing of $25,000 for 84 Months
Up to 135% of Car Value
Up to 135% of Car Value
As Low As; Monthly Payment: $22.69 per $1,000 borrowed
As Low As
Example based on the maximum term listed in the range.
As Low As; APR*
As Low As; Estimated Monthly Payment: $1,042.94
Up to 135% of Car Value
Up to 135% of Car Value
As Low As; New Vehicles
Example based on the maximum term listed in the range.
As Low As; Est. Monthly Payment $22.83
As Low As
As Low As
As Low As; Minimum Financing of $25,000 for 84 Months
As Low As; New Auto
As Low As; Monthly Payment: $15.98 per $1,000 borrowed
As Low As
As Low As; New Vehicles
Example based on the maximum term listed in the range.
Actual rate may be higher based on income, credit worthiness, and loan to value. Financing available for model years 2019 to current model year.
As Low As; Annual Percentage Rate. The auto loan rates above include discounts for automatic payment and discounts under the Member Loyalty Program. Total rate discounts cannot exceed 1.50%. Rates, terms, and conditions vary based on creditworthiness and other qualifications and are subject to change. Payment examples do not include debt protection coverage.
Up to $15,000; Annual Percentage Rate. The auto loan rates above include discounts for automatic payment and discounts under the Member Loyalty Program. Total rate discounts cannot exceed 1.50%. Rates, terms, and conditions vary based on creditworthiness and other qualifications are subject to change. Payment examples do not include debt protection coverage.
As Low As; Est. Monthly Payment $18.92
As Low As; APR*
As Low As; Estimated Monthly Payment: $811.61
As Low As; New Auto
As Low As; Est. Monthly Payment $16.29
As Low As
As Low As
As Low As
Actual rate may be higher based on income, credit worthiness, and loan to value. Financing available for model years 2019 to current model year.
As Low As
As Low As
As Low As; APR*
As Low As; Estimated Monthly Payment: $577.17
Up to 135% of Car Value
Up to 135% of Car Value
As Low As; New Auto
Example based on the maximum term listed in the range.
As Low As; Monthly Payment: $14.48 per $1,000 borrowed
As Low As; New Vehicles
As Low As; Annual Percentage Rate. The auto loan rates above include discounts for automatic payment and discounts under the Member Loyalty Program. Total rate discounts cannot exceed 1.50%. Rates, terms, and conditions vary based on creditworthiness and other qualifications and are subject to change. Payment examples do not include debt protection coverage.
$15,000 to $35,000; Annual Percentage Rate. The auto loan rates above include discounts for automatic payment and discounts under the Member Loyalty Program. Total rate discounts cannot exceed 1.50%. Rates, terms, and conditions vary based on creditworthiness and other qualifications are subject to change. Payment examples do not include debt protection coverage.
As Low As; Est. Monthly Payment $14.56
Up to 135% of Car Value (Minimum $15,000)
Up to 135% of Car Value (Minimum $15,000)
As Low As; Estimated Monthly Payment: $516.72
Actual rate may be higher based on income, credit worthiness, and loan to value. Financing available for model years 2019 to current model year. $25,000 minimum loan amount required for vehicle loan of 73 to 84 months.
As Low As; Est. Monthly Payment $13.34
Down Payment 0%
Up to 135% of Car Value (Minimum $35,000)
Up to 135% of Car Value (Minimum $35,000)
As Low As
Example based on the maximum term listed in the range.
As Low As
As Low As; Annual Percentage Rate. The auto loan rates above include discounts for automatic payment and discounts under the Member Loyalty Program. Total rate discounts cannot exceed 1.50%. Rates, terms, and conditions vary based on creditworthiness and other qualifications and are subject to change. Payment examples do not include debt protection coverage.
$35,000+; Annual Percentage Rate. The auto loan rates above include discounts for automatic payment and discounts under the Member Loyalty Program. Total rate discounts cannot exceed 1.50%. Rates, terms, and conditions vary based on creditworthiness and other qualifications are subject to change. Payment examples do not include debt protection coverage.
As Low As
Up to 135% of Car Value (Minimum $45,000)
Up to 135% of Car Value (Minimum $45,000)
Down Payment 0%
As Low As
As Low As
As Low As
No older than 2020 Models; $20,000
New Market Used Auto Auto Loan Rates
As Low As
As Low As
As Low As; Minimum Financing of $10,000 for 60 Months
*** Rate applies to used vehicles.
*** Rate applies to used vehicles.
*** Rate applies to used vehicles.
*** Rate applies to used vehicles.
As Low As; Minimum Financing of $15,000 for 72 Months
As Low As; Used Auto
As Low As; Minimum Financing of $10,000 for 60 Months
As Low As; Minimum Financing of $25,000 for 84 Months
Up to 135% of Car Value
Up to 135% of Car Value
As Low As; Monthly Payment: $29.63
As Low As
As Low As; APR*
As Low As; Estimated Monthly Payment: $1,042.94
Up to 135% of Car Value
Up to 135% of Car Value
As Low As
As Low As; Minimum Financing of $25,000 for 84 Months
As Low As
As Low As; Used Auto
As Low As; Monthly Payment: $22.91
As Low As; Est. Monthly Payment $29.72
As Low As
As Low As
Actual rate may be higher based on income, credit worthiness, and loan to value. Financing available for model years 2023 to current model year.
As Low As
Up to $15,000; Annual Percentage Rate. The auto loan rates above include discounts for automatic payment and discounts under the Member Loyalty Program. Total rate discounts cannot exceed 1.50%. Rates, terms, and conditions vary based on creditworthiness and other qualifications are subject to change. Payment examples do not include debt protection coverage.
As Low As; Est. Monthly Payment $23.12
As Low As; APR*
As Low As; Estimated Monthly Payment: 811.61
As Low As; Used Auto
As Low As; Monthly Payment: $16.22
As Low As; APR*
As Low As; Estimated Monthly Payment: $669.83
As Low As
As Low As
Up to $15,000 loan amount. Up to 100% of financing of NADA Clean Retail to include tax, tags, warranties and GAP. Rates, terms, and conditions vary based on creditworthiness and other qualifications are subject to change. New member discount is not applicable. Annual Percentage Rate. The auto loan rates above include discounts for automatic payment and discounts under the Member Loyalty Program. Total rate discounts cannot exceed 1.50%. Rates, terms, and conditions vary based on creditworthiness and other qualifications and are subject to change. Payment examples do not include debt protection coverage.
Actual rate may be higher based on income, credit worthiness, and loan to value. Financing available for model years 2023 to current model year.
Up to 135% of Car Value
Up to 135% of Car Value
As Low As
As Low As; Used Auto
As Low As; Est. Monthly Payment $19.22
$15,000 to $35,000; Annual Percentage Rate. The auto loan rates above include discounts for automatic payment and discounts under the Member Loyalty Program. Total rate discounts cannot exceed 1.50%. Rates, terms, and conditions vary based on creditworthiness and other qualifications are subject to change. Payment examples do not include debt protection coverage.
As Low As; APR*
As Low As; Estimated Monthly Payment: $581.37
Up to 135% of Car Value (Minimum $15,000)
Up to 135% of Car Value (Minimum $15,000)
As Low As; Est. Monthly Payment $16.60
As Low As
As Low As; Monthly Payment: $14.72
Actual rate may be higher based on income, credit worthiness, and loan to value. Financing available for model years 2023 to current model year. $25,000 minimum loan amount required for vehicle loan of 73 to 84 months.
$15,000 to $35,000 loan amount. Up to 100% of financing of NADA Clean Retail to include tax, tags, warranties and GAP. Rates, terms, and conditions vary based on creditworthiness and other qualifications are subject to change. New member discount is not applicable. Annual Percentage Rate. The auto loan rates above include discounts for automatic payment and discounts under the Member Loyalty Program. Total rate discounts cannot exceed 1.50%. Rates, terms, and conditions vary based on creditworthiness and other qualifications and are subject to change. Payment examples do not include debt protection coverage.
As Low As; Estimated Monthly Payment: $521.01
Up to 135% of Car Value (Minimum $35,000)
Up to 135% of Car Value (Minimum $35,000)
As Low As
As Low As
Down Payment 0%
As Low As
$35,000+; Annual Percentage Rate. The auto loan rates above include discounts for automatic payment and discounts under the Member Loyalty Program. Total rate discounts cannot exceed 1.50%. Rates, terms, and conditions vary based on creditworthiness and other qualifications are subject to change. Payment examples do not include debt protection coverage.
As Low As
Up to 135% of Car Value (Minimum $45,000)
Up to 135% of Car Value (Minimum $45,000)
$35,000+ loan amount. Up to 100% of financing of NADA Clean Retail to include tax, tags, warranties and GAP. Rates, terms, and conditions vary based on creditworthiness and other qualifications are subject to change. New member discount is not applicable. Annual Percentage Rate. The auto loan rates above include discounts for automatic payment and discounts under the Member Loyalty Program. Total rate discounts cannot exceed 1.50%. Rates, terms, and conditions vary based on creditworthiness and other qualifications and are subject to change. Payment examples do not include debt protection coverage.
As Low As
As Low As
Down Payment 0%
As Low As
New Market, MD Auto Loan Rate Trends
Compare local New Market, MD auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Maryland new auto rates rose 0.098 points over the past 7 days to 5.265% APR.
Maryland used auto rates fell 0.052 points over the past 7 days to 6.828% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our New Market, Maryland auto loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Auto Loan Rate Data: We aggregate new and used auto loan rates for New Market, Maryland directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the lenders’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available auto loan products in New Market, Maryland. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national auto lenders available to borrowers in MD.
Regularly Updated APRs: Our rate updaters verify and update auto loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Auto loan APRs shown typically represent the lowest available rate for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, loan term, vehicle age, and other underwriting factors.
Frequently Asked Questions about Auto Loans in New Market, Maryland
How does my credit score affect my car loan rate in Maryland?
Is it better to finance through a dealership or a bank?
What is the difference between New and Used Auto Loan rates?
How long should my auto loan term be?
What are the best Auto Loan rates in New Market, Maryland?
- WEPCO Federal Credit Union: 2.49% (New or Used Vehicle Loans)
- POCU of Maryland: 3.09% (New Car 24 Months Loan)
- Market USA Federal Credit Union: 3.49% (New Auto Loan)
- Police Federal Credit Union: 3.74% (New Autos)
- Tower Federal Credit Union: 3.74% (New Cars and Trucks Loan)
New Market, Maryland Rates & Resources
