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Auto Loan Rates in Chase, Maryland (MD) for May 2026

Current auto loan rates in Chase, Maryland include WEPCO Federal Credit UnionWEPCO Federal Credit UnionA+5.0 ★Texas Ratio: 3.70% offering New or Used Vehicle Loans at 2.49%, POCU of MarylandPOCU of MarylandA+5.0 ★ offering New Car 24 Months at 3.09%, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% offering Auto Loans at 3.24%, Cedar Point Federal Credit UnionCedar Point Federal Credit UnionA+5.0 ★Texas Ratio: 3.92% offering New Auto at 3.49%, Market USA Federal Credit UnionMarket USA Federal Credit UnionA5.0 ★Texas Ratio: 6.88% offering New Auto at 3.49%. Auto loan rates as of May 7, 2026 according to verified data from MonitorBankRates.

Chase borrowers have access to 26 lenders serving the Maryland area, with auto loan rates as low as 2.49% APR from WEPCO Federal Credit Union. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.

Auto loan rates reflect recent market quotes and representative offers available to borrowers in Chase, Maryland. Auto Loan Rates Last Updated and Verified: May 7, 2026

Compare Auto Loan Rates Today in Chase, Maryland & Surrounding Area

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New or Used Vehicle Loans
2.49%
0-48 Months
APR2.49%
Term0-48 Months
Last UpdatedMay 6, 2026
Details

As Low As

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New or Used Vehicle Loans
2.99%
0-48
APR2.99%
Term0-48
Last UpdatedMay 6, 2026
Details

As Low As

POCU of Maryland
Institution Rating:
A+5.0 ★
New Car 24 Months
3.09%
24 Months
APR3.09%
Term24 Months
Last UpdatedMay 2, 2026
Details

POCU of Maryland
Institution Rating:
A+5.0 ★
New Car 36 Months
3.09%
36 Months
APR3.09%
Term36 Months
Last UpdatedMay 2, 2026
Details

POCU of Maryland
Institution Rating:
A+5.0 ★
New Car 48 Months
3.09%
48 Months
APR3.09%
Term48 Months
Last UpdatedMay 2, 2026
Details

POCU of Maryland
Institution Rating:
A+5.0 ★
New Car 60 Months
3.09%
60 Months
APR3.09%
Term60 Months
Last UpdatedMay 2, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
3.24%
Auto Buying Service
APR3.24%
TermAuto Buying Service
Last UpdatedMay 2, 2026
Details

As Low As; APR - 2026 & Newer

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New or Used Vehicle Loans
3.24%
49-60 Months
APR3.24%
Term49-60 Months
Last UpdatedMay 6, 2026
Details

As Low As; Minimum Financing of $10,000 for 60 Months

POCU of Maryland
Institution Rating:
A+5.0 ★
Used Car 24 Months
3.29%
24 Months
APR3.29%
Term24 Months
Last UpdatedMay 2, 2026
Details

POCU of Maryland
Institution Rating:
A+5.0 ★
Used Car 36 Months
3.29%
36 Months
APR3.29%
Term36 Months
Last UpdatedMay 2, 2026
Details

POCU of Maryland
Institution Rating:
A+5.0 ★
Used Car 48 Months
3.29%
48 Months
APR3.29%
Term48 Months
Last UpdatedMay 2, 2026
Details

POCU of Maryland
Institution Rating:
A+5.0 ★
Used Car 60 Months
3.29%
60 Months
APR3.29%
Term60 Months
Last UpdatedMay 2, 2026
Details

Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
New Auto
3.49%
36 months
APR3.49%
Term36 months
Last UpdatedMay 6, 2026
Details

As Low As

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New or Used Vehicle Loans
3.49%
61-72 Months
APR3.49%
Term61-72 Months
Last UpdatedMay 6, 2026
Details

As Low As; Minimum Financing of $15,000 for 72 Months

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
New Auto
3.49%
36 Months
APR3.49%
Term36 Months
Last UpdatedMay 6, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Used Auto
3.49%
36 Months
APR3.49%
Term36 Months
Last UpdatedMay 6, 2026
Details

As Low As

Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
New Cars and Trucks
3.74%
36 Months
APR3.74%
Term36 Months
Last UpdatedMay 2, 2026
Details

As Low As

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New or Used Vehicle Loans
3.74%
49-60
APR3.74%
Term49-60
Last UpdatedMay 6, 2026
Details

As Low As; Minimum Financing of $10,000 for 60 Months

None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
New Auto
3.99%
0-48 Months
APR3.99%
Term0-48 Months
Last UpdatedMay 2, 2026
Details

As Low As

None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
Used Auto
3.99%
0-36 Months
APR3.99%
Term0-36 Months
Last UpdatedMay 2, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
3.99%
0 - 75 Months
APR3.99%
Term0 - 75 Months
Last UpdatedMay 2, 2026
Details

As Low As; APR - 2026 & Newer

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
New Auto Loan
3.99%
36 Months
APR3.99%
Term36 Months
Last UpdatedMay 4, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
New/Used Auto (2024-NEWER) Auto 0-48 months (up to 110%)
3.99%
48 month
APR3.99%
Term48 month
Last UpdatedMay 6, 2026
Details

As Low As

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles
4.20%
36 Months
APR4.20%
Term36 Months
Last UpdatedMay 2, 2026
Details

As Low As

State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.38%
36 Month - New Auto or Truck Purchase/Refinance
4.24%
36 Month
APR4.24%
Term36 Month
Last UpdatedApr 19, 2026
Details

Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
New Cars and Trucks
4.24%
48 Months
APR4.24%
Term48 Months
Last UpdatedMay 2, 2026
Details

As Low As

Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
Used Cars and Trucks
4.24%
36 Months
APR4.24%
Term36 Months
Last UpdatedMay 2, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
New/Used Auto (2024-NEWER) 49-60 months (up to 110%)
4.24%
60 months
APR4.24%
Term60 months
Last UpdatedMay 6, 2026
Details

As Low As

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New or Used Vehicle Loans
4.24%
73-84 Months
APR4.24%
Term73-84 Months
Last UpdatedMay 6, 2026
Details

As Low As; Minimum Financing of $25,000 for 84 Months

POCU of Maryland
Institution Rating:
A+5.0 ★
New Car 72 Months
4.29%
72 Months
APR4.29%
Term72 Months
Last UpdatedMay 2, 2026
Details

Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
New Auto
4.44%
1 to 36
APR4.44%
Term1 to 36
Last UpdatedMay 2, 2026
Details

Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
New Car Loan
4.49%
60 Months
APR4.49%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As

State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.38%
36 Month - Used Auto or Truck Purchase/Refinance
4.49%
36 Month
APR4.49%
Term36 Month
Last UpdatedApr 19, 2026
Details

None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
New Auto
4.49%
49-60 Months
APR4.49%
Term49-60 Months
Last UpdatedMay 2, 2026
Details

As Low As

None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
Used Auto
4.49%
37-48 Months
APR4.49%
Term37-48 Months
Last UpdatedMay 2, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
4.49%
Auto Buying Service
APR4.49%
TermAuto Buying Service
Last UpdatedMay 2, 2026
Details

As Low As; APR - 2023 - 2025*

POCU of Maryland
Institution Rating:
A+5.0 ★
Used Car 72 Months
4.49%
72 Months
APR4.49%
Term72 Months
Last UpdatedMay 2, 2026
Details

Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
New Auto
4.49%
48 months
APR4.49%
Term48 months
Last UpdatedMay 6, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Drive4Less - New Auto Loan
4.49%
36 Months
APR4.49%
Term36 Months
Last UpdatedMay 7, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Drive4Less - Used Auto Loan
4.49%
36 Months
APR4.49%
Term36 Months
Last UpdatedMay 7, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
New Auto
4.49%
36 Months
APR4.49%
Term36 Months
Last UpdatedMay 7, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Used Auto
4.49%
36 Months
APR4.49%
Term36 Months
Last UpdatedMay 7, 2026
Details

As Low As

FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
New Auto Loan
4.50%
60 Months
APR4.50%
Term60 Months
Last UpdatedMay 6, 2026
Details

As Low As

FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
New Vehicles
4.50%
up to 60 mos.
APR4.50%
Termup to 60 mos.
Last UpdatedMay 6, 2026
Details

As Low As

Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
New Auto
4.54%
37 to 48
APR4.54%
Term37 to 48
Last UpdatedMay 2, 2026
Details

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles
4.55%
48 Months
APR4.55%
Term48 Months
Last UpdatedMay 2, 2026
Details

As Low As

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
New Auto Loan
4.59%
48 Months
APR4.59%
Term48 Months
Last UpdatedMay 4, 2026
Details

As Low As

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
Used Auto Loan
4.60%
36 Months
APR4.60%
Term36 Months
Last UpdatedMay 4, 2026
Details

As Low As

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
New Auto Loan
4.69%
60 Months
APR4.69%
Term60 Months
Last UpdatedMay 4, 2026
Details

As Low As

Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
New Car Loan
4.74%
61-72
APR4.74%
Term61-72
Last UpdatedApr 18, 2026
Details

As Low As

Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
New Cars and Trucks
4.74%
72 Months
APR4.74%
Term72 Months
Last UpdatedMay 2, 2026
Details

As Low As

Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
Used Cars and Trucks
4.74%
48 Months
APR4.74%
Term48 Months
Last UpdatedMay 2, 2026
Details

As Low As

Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
Pre-owned Auto
4.74%
36 Months
APR4.74%
Term36 Months
Last UpdatedMay 6, 2026
Details

As Low As; Age of Vehicle: 1-7 years

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New or Used Vehicle Loans
4.74%
73-84
APR4.74%
Term73-84
Last UpdatedMay 6, 2026
Details

As Low As; Minimum Financing of $25,000 for 84 Months

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
New Auto
4.74%
48 Months
APR4.74%
Term48 Months
Last UpdatedMay 6, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Used Auto
4.74%
48 Months
APR4.74%
Term48 Months
Last UpdatedMay 6, 2026
Details

As Low As

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles
4.75%
36 Months
APR4.75%
Term36 Months
Last UpdatedMay 2, 2026
Details

As Low As

FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
New Vehicles
4.75%
61 to 72 mos.
APR4.75%
Term61 to 72 mos.
Last UpdatedMay 6, 2026
Details

As Low As

Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
New Auto
4.79%
49 to 66
APR4.79%
Term49 to 66
Last UpdatedMay 2, 2026
Details

POCU of Maryland
Institution Rating:
A+5.0 ★
New Car 84 Months
4.79%
84 Months
APR4.79%
Term84 Months
Last UpdatedMay 2, 2026
Details

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
New Auto Loan
4.84%
1 - 36
APR4.84%
Term1 - 36
Last UpdatedApr 18, 2026
Details

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
Used Auto Loan
4.94%
48 Months
APR4.94%
Term48 Months
Last UpdatedMay 4, 2026
Details

As Low As

Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
New/Used Auto Loan
4.99%
36 months
APR4.99%
Term36 months
Last UpdatedApr 18, 2026
Details

As Low As

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
New Auto Loan
4.99%
37 - 48
APR4.99%
Term37 - 48
Last UpdatedApr 18, 2026
Details

Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
Used Car Loan
4.99%
up to 60 months
APR4.99%
Termup to 60 months
Last UpdatedApr 18, 2026
Details

As Low As

None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
New Auto
4.99%
61-72 Months
APR4.99%
Term61-72 Months
Last UpdatedMay 2, 2026
Details

As Low As

None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
Used Auto
4.99%
49-60 Months
APR4.99%
Term49-60 Months
Last UpdatedMay 2, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
4.99%
0 - 75 Months
APR4.99%
Term0 - 75 Months
Last UpdatedMay 2, 2026
Details

As Low As; APR - 2023 - 2025*

POCU of Maryland
Institution Rating:
A+5.0 ★
Used Car 84 Months
4.99%
84 Months
APR4.99%
Term84 Months
Last UpdatedMay 2, 2026
Details

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
New Autos
4.99%
48 Months
APR4.99%
Term48 Months
Last UpdatedMay 6, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
New/Used Auto (2024-NEWER) 61-72 months (up to 110%)
4.99%
72 months
APR4.99%
Term72 months
Last UpdatedMay 6, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
Used Auto (20-23) (up to 110%)
4.99%
48 months
APR4.99%
Term48 months
Last UpdatedMay 6, 2026
Details

As Low As

FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
Used Auto Loan
5.00%
60 Months
APR5.00%
Term60 Months
Last UpdatedMay 6, 2026
Details

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
New Auto Loan
5.00%
36 Months
APR5.00%
Term36 Months
Last UpdatedMay 6, 2026
Details

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Used Auto Loan
5.00%
36 Months
APR5.00%
Term36 Months
Last UpdatedMay 6, 2026
Details

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
Used Auto Loan
5.04%
60 Months
APR5.04%
Term60 Months
Last UpdatedMay 4, 2026
Details

As Low As

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles
5.10%
60 Months
APR5.10%
Term60 Months
Last UpdatedMay 2, 2026
Details

As Low As

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles
5.20%
48 Months
APR5.20%
Term48 Months
Last UpdatedMay 2, 2026
Details

As Low As

Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
New/Used Auto Loan
5.24%
48 months
APR5.24%
Term48 months
Last UpdatedApr 18, 2026
Details

As Low As

Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
Used Car Loan
5.24%
61 - 72 months
APR5.24%
Term61 - 72 months
Last UpdatedApr 18, 2026
Details

As Low As

Central Credit Union of Maryland
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
New or Used Car / Truck
5.24%
84 Months
APR5.24%
Term84 Months
Last UpdatedApr 19, 2026
Details

As Low As; 12-84 Months available

Central Credit Union of Maryland
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
Refinance Auto Loan
5.24%
84 Months
APR5.24%
Term84 Months
Last UpdatedApr 19, 2026
Details

As Low As

Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
Used Cars and Trucks
5.24%
72 Months
APR5.24%
Term72 Months
Last UpdatedMay 2, 2026
Details

As Low As

Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
New Vehicles
5.24%
36 Months
APR5.24%
Term36 Months
Last UpdatedMay 4, 2026
Details

As Low As

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
New Autos
5.24%
60 Months
APR5.24%
Term60 Months
Last UpdatedMay 6, 2026
Details

As Low As

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
Used Autos
5.24%
48 Months
APR5.24%
Term48 Months
Last UpdatedMay 6, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
New/Used Auto (2024-NEWER) 73-84 months
5.24%
84 months
APR5.24%
Term84 months
Last UpdatedMay 6, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
Used Auto (20-23) (up to 110%)
5.24%
60 months
APR5.24%
Term60 months
Last UpdatedMay 6, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
New Auto
5.24%
72 Months
APR5.24%
Term72 Months
Last UpdatedMay 6, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Used Auto
5.24%
72 Months
APR5.24%
Term72 Months
Last UpdatedMay 6, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Drive4Less - New Auto Loan
5.24%
48 Months
APR5.24%
Term48 Months
Last UpdatedMay 7, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Drive4Less - Used Auto Loan
5.24%
48 Months
APR5.24%
Term48 Months
Last UpdatedMay 7, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
New Auto
5.24%
48 Months
APR5.24%
Term48 Months
Last UpdatedMay 7, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Used Auto
5.24%
48 Months
APR5.24%
Term48 Months
Last UpdatedMay 7, 2026
Details

As Low As

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Used Auto Loan
5.34%
1 - 36
APR5.34%
Term1 - 36
Last UpdatedApr 18, 2026
Details

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles
5.40%
72 Months
APR5.40%
Term72 Months
Last UpdatedMay 2, 2026
Details

As Low As

Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
New Auto
5.44%
67 to 78
APR5.44%
Term67 to 78
Last UpdatedMay 2, 2026
Details

Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
New/Used Auto Loan
5.49%
60 months
APR5.49%
Term60 months
Last UpdatedApr 18, 2026
Details

As Low As

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Used Auto Loan
5.49%
37 - 48
APR5.49%
Term37 - 48
Last UpdatedApr 18, 2026
Details

Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
New Car Loan
5.49%
73-84
APR5.49%
Term73-84
Last UpdatedApr 18, 2026
Details

As Low As

None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
New Auto
5.49%
73-84 Months
APR5.49%
Term73-84 Months
Last UpdatedMay 2, 2026
Details

As Low As

None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
Used Auto
5.49%
61-72 Months
APR5.49%
Term61-72 Months
Last UpdatedMay 2, 2026
Details

As Low As

InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
New and Used Auto Loans
5.49%
36 Months
APR5.49%
Term36 Months
Last UpdatedMay 6, 2026
Details

As Low As

Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
New Auto
5.49%
84 months
APR5.49%
Term84 months
Last UpdatedMay 6, 2026
Details

As Low As

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
New Autos
5.49%
72 Months
APR5.49%
Term72 Months
Last UpdatedMay 6, 2026
Details

As Low As

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
Used Autos
5.49%
60 Months
APR5.49%
Term60 Months
Last UpdatedMay 6, 2026
Details

As Low As

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
Auto Loan
5.49%
36 Months
APR5.49%
Term36 Months
Last UpdatedMay 6, 2026
Details

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Drive4Less - Used Auto Loan
5.49%
60 Months
APR5.49%
Term60 Months
Last UpdatedMay 7, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Used Auto
5.49%
60 Months
APR5.49%
Term60 Months
Last UpdatedMay 7, 2026
Details

As Low As

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
New Auto Loan
5.50%
60 Months
APR5.50%
Term60 Months
Last UpdatedMay 6, 2026
Details

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Used Auto APR1 Classic Vehicle Loans
5.50%
60 Months
APR5.50%
Term60 Months
Last UpdatedMay 6, 2026
Details

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Used Auto Loan
5.50%
60 Months
APR5.50%
Term60 Months
Last UpdatedMay 6, 2026
Details

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
New Auto Loan
5.52%
72 Months
APR5.52%
Term72 Months
Last UpdatedMay 4, 2026
Details

As Low As

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Business New Auto Loan
5.59%
1 - 36
APR5.59%
Term1 - 36
Last UpdatedApr 18, 2026
Details

As Low As

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Business New Vehicle Loan
5.59%
1 Months
APR5.59%
Term1 Months
Last UpdatedApr 18, 2026
Details

As Low As

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
Auto Loan
5.60%
60 Months
APR5.60%
Term60 Months
Last UpdatedMay 6, 2026
Details

Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
New Vehicles
5.64%
60 Months
APR5.64%
Term60 Months
Last UpdatedMay 4, 2026
Details

As Low As

Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
Used Vehicles
5.64%
36 Months
APR5.64%
Term36 Months
Last UpdatedMay 4, 2026
Details

As Low As

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
New Auto Loan
5.67%
84 Months
APR5.67%
Term84 Months
Last UpdatedMay 4, 2026
Details

As Low As

Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
New/Used Auto Loan
5.74%
84 months
APR5.74%
Term84 months
Last UpdatedApr 18, 2026
Details

As Low As

Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
New Cars and Trucks
5.74%
84 Months
APR5.74%
Term84 Months
Last UpdatedMay 2, 2026
Details

As Low As

Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
Pre-owned Auto
5.74%
84 Months
APR5.74%
Term84 Months
Last UpdatedMay 6, 2026
Details

As Low As; Age of Vehicle: **

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
New Autos
5.74%
84 Months
APR5.74%
Term84 Months
Last UpdatedMay 6, 2026
Details

As Low As

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
Used Autos
5.74%
72 Months
APR5.74%
Term72 Months
Last UpdatedMay 6, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
New Auto
5.74%
84 Months
APR5.74%
Term84 Months
Last UpdatedMay 6, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Used Auto
5.74%
84 Months
APR5.74%
Term84 Months
Last UpdatedMay 6, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Drive4Less - New Auto Loan
5.74%
72 Months
APR5.74%
Term72 Months
Last UpdatedMay 7, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
New Auto
5.74%
72 Months
APR5.74%
Term72 Months
Last UpdatedMay 7, 2026
Details

As Low As

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles
5.75%
60 Months
APR5.75%
Term60 Months
Last UpdatedMay 2, 2026
Details

As Low As

FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
New Vehicles
5.75%
73 to 84 mos.
APR5.75%
Term73 to 84 mos.
Last UpdatedMay 6, 2026
Details

As Low As

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Used Auto APR1 Classic Vehicle Loans
5.75%
72 Months
APR5.75%
Term72 Months
Last UpdatedMay 6, 2026
Details

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Business New Auto Loan
5.84%
37 - 48
APR5.84%
Term37 - 48
Last UpdatedApr 18, 2026
Details

As Low As

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Business New Vehicle Loan
5.84%
37 Months
APR5.84%
Term37 Months
Last UpdatedApr 18, 2026
Details

As Low As

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles
5.90%
84 Months
APR5.90%
Term84 Months
Last UpdatedMay 2, 2026
Details

As Low As

Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
Used Vehicles
5.94%
60 Months
APR5.94%
Term60 Months
Last UpdatedMay 4, 2026
Details

As Low As

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
New Auto Loan
5.99%
73 - 84
APR5.99%
Term73 - 84
Last UpdatedApr 18, 2026
Details

Minimum $25,000 loan amount

Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
Used Car Loan
5.99%
73 - 84 months
APR5.99%
Term73 - 84 months
Last UpdatedApr 18, 2026
Details

As Low As

None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
Used Auto
5.99%
73-84 Months
APR5.99%
Term73-84 Months
Last UpdatedMay 2, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
5.99%
76 - 84 Months
APR5.99%
Term76 - 84 Months
Last UpdatedMay 2, 2026
Details

As Low As; APR - 2023 - 2025*

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
Used Autos
5.99%
84 Months
APR5.99%
Term84 Months
Last UpdatedMay 6, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
Used Auto (20-23) (up to 110%)
5.99%
72 months
APR5.99%
Term72 months
Last UpdatedMay 6, 2026
Details

As Low As

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
Auto Loan
5.99%
66 Months
APR5.99%
Term66 Months
Last UpdatedMay 6, 2026
Details

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Drive4Less - Used Auto Loan
5.99%
72 Months
APR5.99%
Term72 Months
Last UpdatedMay 7, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Used Auto
5.99%
72 Months
APR5.99%
Term72 Months
Last UpdatedMay 7, 2026
Details

As Low As

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Used Auto APR1 Classic Vehicle Loans
6.00%
84 Months
APR6.00%
Term84 Months
Last UpdatedMay 6, 2026
Details

Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
New Vehicles
6.04%
72 Months
APR6.04%
Term72 Months
Last UpdatedMay 4, 2026
Details

As Low As

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles
6.05%
72 Months
APR6.05%
Term72 Months
Last UpdatedMay 2, 2026
Details

As Low As

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Business New Auto Loan
6.09%
49 - 60
APR6.09%
Term49 - 60
Last UpdatedApr 18, 2026
Details

As Low As

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Business New Vehicle Loan
6.09%
49 Months
APR6.09%
Term49 Months
Last UpdatedApr 18, 2026
Details

As Low As

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Business Used Auto Loan
6.09%
1 - 36
APR6.09%
Term1 - 36
Last UpdatedApr 18, 2026
Details

As Low As

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Business Used Vehicle Loan
6.09%
1 - 36 Months
APR6.09%
Term1 - 36 Months
Last UpdatedApr 18, 2026
Details

As Low As

Patriot Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.86%
Auto Loans (100% LTV)
6.14%
Up to 63 months
APR6.14%
TermUp to 63 months
Last UpdatedMay 7, 2026
Details

As Low As; APR shown is for applicant with credit scores 735 or higher. Based on vehicle model year and mileage. Up to 100% financing.

Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
Commercial New Vehicle
6.19%
1 to 36
APR6.19%
Term1 to 36
Last UpdatedMay 2, 2026
Details

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
Used Auto Loan
6.20%
72 Months
APR6.20%
Term72 Months
Last UpdatedMay 4, 2026
Details

As Low As

Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
New Auto
6.24%
79 to 87
APR6.24%
Term79 to 87
Last UpdatedMay 2, 2026
Details

Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
Used Cars and Trucks
6.24%
84 Months
APR6.24%
Term84 Months
Last UpdatedMay 2, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
Used Auto (22-23) (up to 110%)
6.24%
84 months
APR6.24%
Term84 months
Last UpdatedMay 6, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
New Auto
6.24%
84 Months
APR6.24%
Term84 Months
Last UpdatedMay 7, 2026
Details

As Low As

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
New Auto Loan
6.25%
84 Months
APR6.25%
Term84 Months
Last UpdatedMay 6, 2026
Details

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Used Auto APR1 Classic Vehicle Loans
6.25%
120 Months
APR6.25%
Term120 Months
Last UpdatedMay 6, 2026
Details

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Used Auto Loan
6.25%
84 Months
APR6.25%
Term84 Months
Last UpdatedMay 6, 2026
Details

Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
Commercial New Vehicle
6.29%
37 to 48
APR6.29%
Term37 to 48
Last UpdatedMay 2, 2026
Details

Patriot Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.86%
Auto Loans (100% LTV)
6.29%
64-75 months
APR6.29%
Term64-75 months
Last UpdatedMay 7, 2026
Details

As Low As; APR shown is for applicant with credit scores 735 or higher. Based on vehicle model year and mileage. Up to 100% financing.

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Business New Auto Loan
6.34%
61 - 72
APR6.34%
Term61 - 72
Last UpdatedApr 18, 2026
Details

As Low As; Minimum $25,000 loan amount

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Business New Vehicle Loan
6.34%
61 Months
APR6.34%
Term61 Months
Last UpdatedApr 18, 2026
Details

As Low As; Minimum $25,000 loan amount

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Business Used Auto Loan
6.34%
37 - 48
APR6.34%
Term37 - 48
Last UpdatedApr 18, 2026
Details

As Low As

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Business Used Vehicle Loan
6.34%
37 - 48 Months
APR6.34%
Term37 - 48 Months
Last UpdatedApr 18, 2026
Details

As Low As

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles
6.40%
96 Months
APR6.40%
Term96 Months
Last UpdatedMay 2, 2026
Details

As Low As

Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
Commercial Used Vehicle
6.44%
1 to 36
APR6.44%
Term1 to 36
Last UpdatedMay 2, 2026
Details

Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
New Auto Loan (New Car Only)
6.49%
96 months
APR6.49%
Term96 months
Last UpdatedApr 18, 2026
Details

As Low As

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Used Auto Loan
6.49%
73 - 84
APR6.49%
Term73 - 84
Last UpdatedApr 18, 2026
Details

Minimum $25,000 loan amount

Capital Area Realtors Federal Credit Union
Institution Rating:
B-4.4 ★ Texas Ratio: 22.37%
New Auto
6.49%
5 Years
APR6.49%
Term5 Years
Last UpdatedApr 18, 2026
Details

InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
New and Used Auto Loans
6.49%
37 Months
APR6.49%
Term37 Months
Last UpdatedMay 6, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
Used Auto (16-19)(up to 100%)
6.49%
48 months
APR6.49%
Term48 months
Last UpdatedMay 6, 2026
Details

As Low As

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
Auto Loan
6.49%
84 Months
APR6.49%
Term84 Months
Last UpdatedMay 6, 2026
Details

Howard County Education Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.65%
All New Vehicles
6.49%
Up to 60 Months
APR6.49%
TermUp to 60 Months
Last UpdatedMay 6, 2026
Details

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Used Auto
6.49%
84 Months
APR6.49%
Term84 Months
Last UpdatedMay 7, 2026
Details

As Low As

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
Auto Loan
6.50%
60 Months
APR6.50%
Term60 Months
Last UpdatedMay 6, 2026
Details

Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
Commercial New Vehicle
6.54%
49 to 66
APR6.54%
Term49 to 66
Last UpdatedMay 2, 2026
Details

Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
Commercial Used Vehicle
6.54%
37 to 48
APR6.54%
Term37 to 48
Last UpdatedMay 2, 2026
Details

Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
Used Vehicles
6.54%
72 Months
APR6.54%
Term72 Months
Last UpdatedMay 4, 2026
Details

As Low As

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Business Used Auto Loan
6.59%
49 - 60
APR6.59%
Term49 - 60
Last UpdatedApr 18, 2026
Details

As Low As

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Business Used Vehicle Loan
6.59%
49 - 60 Months
APR6.59%
Term49 - 60 Months
Last UpdatedApr 18, 2026
Details

As Low As

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
Used Auto Loan
6.60%
84 Months
APR6.60%
Term84 Months
Last UpdatedMay 4, 2026
Details

As Low As

Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
Commercial Used Vehicle
6.79%
49 to 66
APR6.79%
Term49 to 66
Last UpdatedMay 2, 2026
Details

Patriot Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.86%
Auto Loans (100% LTV)
6.79%
76-84 months
APR6.79%
Term76-84 months
Last UpdatedMay 7, 2026
Details

As Low As; APR shown is for applicant with credit scores 735 or higher. Based on vehicle model year and mileage. Up to 100% financing.

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Business New Auto Loan
6.84%
73 - 84
APR6.84%
Term73 - 84
Last UpdatedApr 18, 2026
Details

As Low As; Minimum $30,000 loan amount

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Business New Vehicle Loan
6.84%
73 Months
APR6.84%
Term73 Months
Last UpdatedApr 18, 2026
Details

As Low As; Minimum $30,000 loan amount

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Business Used Auto Loan
6.84%
61 - 72
APR6.84%
Term61 - 72
Last UpdatedApr 18, 2026
Details

As Low As; Minimum $25,000 loan amount

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Business Used Vehicle Loan
6.84%
61 - 72 Months
APR6.84%
Term61 - 72 Months
Last UpdatedApr 18, 2026
Details

As Low As; Minimum $25,000 loan amount

Capital Area Realtors Federal Credit Union
Institution Rating:
B-4.4 ★ Texas Ratio: 22.37%
Used Auto
6.99%
4 Years
APR6.99%
Term4 Years
Last UpdatedApr 18, 2026
Details

Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
New Auto
6.99%
88 to 96
APR6.99%
Term88 to 96
Last UpdatedMay 2, 2026
Details

InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
New and Used Auto Loans
6.99%
49 Months
APR6.99%
Term49 Months
Last UpdatedMay 6, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
Used Auto (16-19) (up to 100%)
6.99%
60 months
APR6.99%
Term60 months
Last UpdatedMay 6, 2026
Details

As Low As

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
Used Auto Loan
6.99%
0-48
APR6.99%
Term0-48
Last UpdatedMay 6, 2026
Details

As Low As

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
Auto Loan
6.99%
60 Months
APR6.99%
Term60 Months
Last UpdatedMay 6, 2026
Details

Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
New Vehicles
7.04%
84 Months
APR7.04%
Term84 Months
Last UpdatedMay 4, 2026
Details

As Low As

Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
Commercial New Vehicle
7.19%
67 to 78
APR7.19%
Term67 to 78
Last UpdatedMay 2, 2026
Details

InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
New and Used Auto Loans
7.19%
61 Months
APR7.19%
Term61 Months
Last UpdatedMay 6, 2026
Details

As Low As

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
Used Auto Loan
7.24%
49-60
APR7.24%
Term49-60
Last UpdatedMay 6, 2026
Details

As Low As; Minimum Financing of $10,000 for 60 Months

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New or Used Vehicle Loans
2.49%
0-48 Months
APR2.49%
Term0-48 Months
Last UpdatedMay 6, 2026
Details

As Low As

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New or Used Vehicle Loans
2.99%
0-48
APR2.99%
Term0-48
Last UpdatedMay 6, 2026
Details

As Low As

POCU of Maryland
Institution Rating:
A+5.0 ★
New Car 24 Months
3.09%
24 Months
APR3.09%
Term24 Months
Last UpdatedMay 2, 2026
Details

POCU of Maryland
Institution Rating:
A+5.0 ★
New Car 36 Months
3.09%
36 Months
APR3.09%
Term36 Months
Last UpdatedMay 2, 2026
Details

POCU of Maryland
Institution Rating:
A+5.0 ★
New Car 48 Months
3.09%
48 Months
APR3.09%
Term48 Months
Last UpdatedMay 2, 2026
Details

POCU of Maryland
Institution Rating:
A+5.0 ★
New Car 60 Months
3.09%
60 Months
APR3.09%
Term60 Months
Last UpdatedMay 2, 2026
Details

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New or Used Vehicle Loans
3.24%
49-60 Months
APR3.24%
Term49-60 Months
Last UpdatedMay 6, 2026
Details

As Low As; Minimum Financing of $10,000 for 60 Months

Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
New Auto
3.49%
36 months
APR3.49%
Term36 months
Last UpdatedMay 6, 2026
Details

As Low As

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New or Used Vehicle Loans
3.49%
61-72 Months
APR3.49%
Term61-72 Months
Last UpdatedMay 6, 2026
Details

As Low As; Minimum Financing of $15,000 for 72 Months

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
New Auto
3.49%
36 Months
APR3.49%
Term36 Months
Last UpdatedMay 6, 2026
Details

As Low As

Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
New Cars and Trucks
3.74%
36 Months
APR3.74%
Term36 Months
Last UpdatedMay 2, 2026
Details

As Low As

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New or Used Vehicle Loans
3.74%
49-60
APR3.74%
Term49-60
Last UpdatedMay 6, 2026
Details

As Low As; Minimum Financing of $10,000 for 60 Months

None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
New Auto
3.99%
0-48 Months
APR3.99%
Term0-48 Months
Last UpdatedMay 2, 2026
Details

As Low As

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
New Auto Loan
3.99%
36 Months
APR3.99%
Term36 Months
Last UpdatedMay 4, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
New/Used Auto (2024-NEWER) Auto 0-48 months (up to 110%)
3.99%
48 month
APR3.99%
Term48 month
Last UpdatedMay 6, 2026
Details

As Low As

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles
4.20%
36 Months
APR4.20%
Term36 Months
Last UpdatedMay 2, 2026
Details

As Low As

State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.38%
36 Month - New Auto or Truck Purchase/Refinance
4.24%
36 Month
APR4.24%
Term36 Month
Last UpdatedApr 19, 2026
Details

Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
New Cars and Trucks
4.24%
48 Months
APR4.24%
Term48 Months
Last UpdatedMay 2, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
New/Used Auto (2024-NEWER) 49-60 months (up to 110%)
4.24%
60 months
APR4.24%
Term60 months
Last UpdatedMay 6, 2026
Details

As Low As

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New or Used Vehicle Loans
4.24%
73-84 Months
APR4.24%
Term73-84 Months
Last UpdatedMay 6, 2026
Details

As Low As; Minimum Financing of $25,000 for 84 Months

POCU of Maryland
Institution Rating:
A+5.0 ★
New Car 72 Months
4.29%
72 Months
APR4.29%
Term72 Months
Last UpdatedMay 2, 2026
Details

Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
New Auto
4.44%
1 to 36
APR4.44%
Term1 to 36
Last UpdatedMay 2, 2026
Details

Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
New Car Loan
4.49%
60 Months
APR4.49%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As

None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
New Auto
4.49%
49-60 Months
APR4.49%
Term49-60 Months
Last UpdatedMay 2, 2026
Details

As Low As

Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
New Auto
4.49%
48 months
APR4.49%
Term48 months
Last UpdatedMay 6, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Drive4Less - New Auto Loan
4.49%
36 Months
APR4.49%
Term36 Months
Last UpdatedMay 7, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
New Auto
4.49%
36 Months
APR4.49%
Term36 Months
Last UpdatedMay 7, 2026
Details

As Low As

FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
New Auto Loan
4.50%
60 Months
APR4.50%
Term60 Months
Last UpdatedMay 6, 2026
Details

As Low As

FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
New Vehicles
4.50%
up to 60 mos.
APR4.50%
Termup to 60 mos.
Last UpdatedMay 6, 2026
Details

As Low As

Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
New Auto
4.54%
37 to 48
APR4.54%
Term37 to 48
Last UpdatedMay 2, 2026
Details

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles
4.55%
48 Months
APR4.55%
Term48 Months
Last UpdatedMay 2, 2026
Details

As Low As

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
New Auto Loan
4.59%
48 Months
APR4.59%
Term48 Months
Last UpdatedMay 4, 2026
Details

As Low As

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
New Auto Loan
4.69%
60 Months
APR4.69%
Term60 Months
Last UpdatedMay 4, 2026
Details

As Low As

Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
New Car Loan
4.74%
61-72
APR4.74%
Term61-72
Last UpdatedApr 18, 2026
Details

As Low As

Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
New Cars and Trucks
4.74%
72 Months
APR4.74%
Term72 Months
Last UpdatedMay 2, 2026
Details

As Low As

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New or Used Vehicle Loans
4.74%
73-84
APR4.74%
Term73-84
Last UpdatedMay 6, 2026
Details

As Low As; Minimum Financing of $25,000 for 84 Months

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
New Auto
4.74%
48 Months
APR4.74%
Term48 Months
Last UpdatedMay 6, 2026
Details

As Low As

FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
New Vehicles
4.75%
61 to 72 mos.
APR4.75%
Term61 to 72 mos.
Last UpdatedMay 6, 2026
Details

As Low As

Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
New Auto
4.79%
49 to 66
APR4.79%
Term49 to 66
Last UpdatedMay 2, 2026
Details

POCU of Maryland
Institution Rating:
A+5.0 ★
New Car 84 Months
4.79%
84 Months
APR4.79%
Term84 Months
Last UpdatedMay 2, 2026
Details

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
New Auto Loan
4.84%
1 - 36
APR4.84%
Term1 - 36
Last UpdatedApr 18, 2026
Details

Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
New/Used Auto Loan
4.99%
36 months
APR4.99%
Term36 months
Last UpdatedApr 18, 2026
Details

As Low As

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
New Auto Loan
4.99%
37 - 48
APR4.99%
Term37 - 48
Last UpdatedApr 18, 2026
Details

None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
New Auto
4.99%
61-72 Months
APR4.99%
Term61-72 Months
Last UpdatedMay 2, 2026
Details

As Low As

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
New Autos
4.99%
48 Months
APR4.99%
Term48 Months
Last UpdatedMay 6, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
New/Used Auto (2024-NEWER) 61-72 months (up to 110%)
4.99%
72 months
APR4.99%
Term72 months
Last UpdatedMay 6, 2026
Details

As Low As

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
New Auto Loan
5.00%
36 Months
APR5.00%
Term36 Months
Last UpdatedMay 6, 2026
Details

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles
5.10%
60 Months
APR5.10%
Term60 Months
Last UpdatedMay 2, 2026
Details

As Low As

Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
New/Used Auto Loan
5.24%
48 months
APR5.24%
Term48 months
Last UpdatedApr 18, 2026
Details

As Low As

Central Credit Union of Maryland
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
New or Used Car / Truck
5.24%
84 Months
APR5.24%
Term84 Months
Last UpdatedApr 19, 2026
Details

As Low As; 12-84 Months available

Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
New Vehicles
5.24%
36 Months
APR5.24%
Term36 Months
Last UpdatedMay 4, 2026
Details

As Low As

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
New Autos
5.24%
60 Months
APR5.24%
Term60 Months
Last UpdatedMay 6, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
New/Used Auto (2024-NEWER) 73-84 months
5.24%
84 months
APR5.24%
Term84 months
Last UpdatedMay 6, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
New Auto
5.24%
72 Months
APR5.24%
Term72 Months
Last UpdatedMay 6, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Drive4Less - New Auto Loan
5.24%
48 Months
APR5.24%
Term48 Months
Last UpdatedMay 7, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
New Auto
5.24%
48 Months
APR5.24%
Term48 Months
Last UpdatedMay 7, 2026
Details

As Low As

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles
5.40%
72 Months
APR5.40%
Term72 Months
Last UpdatedMay 2, 2026
Details

As Low As

Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
New Auto
5.44%
67 to 78
APR5.44%
Term67 to 78
Last UpdatedMay 2, 2026
Details

Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
New/Used Auto Loan
5.49%
60 months
APR5.49%
Term60 months
Last UpdatedApr 18, 2026
Details

As Low As

Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
New Car Loan
5.49%
73-84
APR5.49%
Term73-84
Last UpdatedApr 18, 2026
Details

As Low As

None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
New Auto
5.49%
73-84 Months
APR5.49%
Term73-84 Months
Last UpdatedMay 2, 2026
Details

As Low As

InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
New and Used Auto Loans
5.49%
36 Months
APR5.49%
Term36 Months
Last UpdatedMay 6, 2026
Details

As Low As

Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
New Auto
5.49%
84 months
APR5.49%
Term84 months
Last UpdatedMay 6, 2026
Details

As Low As

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
New Autos
5.49%
72 Months
APR5.49%
Term72 Months
Last UpdatedMay 6, 2026
Details

As Low As

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
New Auto Loan
5.50%
60 Months
APR5.50%
Term60 Months
Last UpdatedMay 6, 2026
Details

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
New Auto Loan
5.52%
72 Months
APR5.52%
Term72 Months
Last UpdatedMay 4, 2026
Details

As Low As

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Business New Auto Loan
5.59%
1 - 36
APR5.59%
Term1 - 36
Last UpdatedApr 18, 2026
Details

As Low As

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Business New Vehicle Loan
5.59%
1 Months
APR5.59%
Term1 Months
Last UpdatedApr 18, 2026
Details

As Low As

Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
New Vehicles
5.64%
60 Months
APR5.64%
Term60 Months
Last UpdatedMay 4, 2026
Details

As Low As

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
New Auto Loan
5.67%
84 Months
APR5.67%
Term84 Months
Last UpdatedMay 4, 2026
Details

As Low As

Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
New/Used Auto Loan
5.74%
84 months
APR5.74%
Term84 months
Last UpdatedApr 18, 2026
Details

As Low As

Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
New Cars and Trucks
5.74%
84 Months
APR5.74%
Term84 Months
Last UpdatedMay 2, 2026
Details

As Low As

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
New Autos
5.74%
84 Months
APR5.74%
Term84 Months
Last UpdatedMay 6, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
New Auto
5.74%
84 Months
APR5.74%
Term84 Months
Last UpdatedMay 6, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Drive4Less - New Auto Loan
5.74%
72 Months
APR5.74%
Term72 Months
Last UpdatedMay 7, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
New Auto
5.74%
72 Months
APR5.74%
Term72 Months
Last UpdatedMay 7, 2026
Details

As Low As

FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
New Vehicles
5.75%
73 to 84 mos.
APR5.75%
Term73 to 84 mos.
Last UpdatedMay 6, 2026
Details

As Low As

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Business New Auto Loan
5.84%
37 - 48
APR5.84%
Term37 - 48
Last UpdatedApr 18, 2026
Details

As Low As

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Business New Vehicle Loan
5.84%
37 Months
APR5.84%
Term37 Months
Last UpdatedApr 18, 2026
Details

As Low As

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles
5.90%
84 Months
APR5.90%
Term84 Months
Last UpdatedMay 2, 2026
Details

As Low As

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
New Auto Loan
5.99%
73 - 84
APR5.99%
Term73 - 84
Last UpdatedApr 18, 2026
Details

Minimum $25,000 loan amount

Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
New Vehicles
6.04%
72 Months
APR6.04%
Term72 Months
Last UpdatedMay 4, 2026
Details

As Low As

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Business New Auto Loan
6.09%
49 - 60
APR6.09%
Term49 - 60
Last UpdatedApr 18, 2026
Details

As Low As

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Business New Vehicle Loan
6.09%
49 Months
APR6.09%
Term49 Months
Last UpdatedApr 18, 2026
Details

As Low As

Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
Commercial New Vehicle
6.19%
1 to 36
APR6.19%
Term1 to 36
Last UpdatedMay 2, 2026
Details

Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
New Auto
6.24%
79 to 87
APR6.24%
Term79 to 87
Last UpdatedMay 2, 2026
Details

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
New Auto
6.24%
84 Months
APR6.24%
Term84 Months
Last UpdatedMay 7, 2026
Details

As Low As

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
New Auto Loan
6.25%
84 Months
APR6.25%
Term84 Months
Last UpdatedMay 6, 2026
Details

Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
Commercial New Vehicle
6.29%
37 to 48
APR6.29%
Term37 to 48
Last UpdatedMay 2, 2026
Details

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Business New Auto Loan
6.34%
61 - 72
APR6.34%
Term61 - 72
Last UpdatedApr 18, 2026
Details

As Low As; Minimum $25,000 loan amount

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Business New Vehicle Loan
6.34%
61 Months
APR6.34%
Term61 Months
Last UpdatedApr 18, 2026
Details

As Low As; Minimum $25,000 loan amount

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles
6.40%
96 Months
APR6.40%
Term96 Months
Last UpdatedMay 2, 2026
Details

As Low As

Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
New Auto Loan (New Car Only)
6.49%
96 months
APR6.49%
Term96 months
Last UpdatedApr 18, 2026
Details

As Low As

Capital Area Realtors Federal Credit Union
Institution Rating:
B-4.4 ★ Texas Ratio: 22.37%
New Auto
6.49%
5 Years
APR6.49%
Term5 Years
Last UpdatedApr 18, 2026
Details

InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
New and Used Auto Loans
6.49%
37 Months
APR6.49%
Term37 Months
Last UpdatedMay 6, 2026
Details

As Low As

Howard County Education Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.65%
All New Vehicles
6.49%
Up to 60 Months
APR6.49%
TermUp to 60 Months
Last UpdatedMay 6, 2026
Details

Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
Commercial New Vehicle
6.54%
49 to 66
APR6.54%
Term49 to 66
Last UpdatedMay 2, 2026
Details

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Business New Auto Loan
6.84%
73 - 84
APR6.84%
Term73 - 84
Last UpdatedApr 18, 2026
Details

As Low As; Minimum $30,000 loan amount

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Business New Vehicle Loan
6.84%
73 Months
APR6.84%
Term73 Months
Last UpdatedApr 18, 2026
Details

As Low As; Minimum $30,000 loan amount

Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
New Auto
6.99%
88 to 96
APR6.99%
Term88 to 96
Last UpdatedMay 2, 2026
Details

InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
New and Used Auto Loans
6.99%
49 Months
APR6.99%
Term49 Months
Last UpdatedMay 6, 2026
Details

As Low As

Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
New Vehicles
7.04%
84 Months
APR7.04%
Term84 Months
Last UpdatedMay 4, 2026
Details

As Low As

Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
Commercial New Vehicle
7.19%
67 to 78
APR7.19%
Term67 to 78
Last UpdatedMay 2, 2026
Details

InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
New and Used Auto Loans
7.19%
61 Months
APR7.19%
Term61 Months
Last UpdatedMay 6, 2026
Details

As Low As

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New or Used Vehicle Loans
2.49%
0-48 Months
APR2.49%
Term0-48 Months
Last UpdatedMay 6, 2026
Details

As Low As

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New or Used Vehicle Loans
2.99%
0-48
APR2.99%
Term0-48
Last UpdatedMay 6, 2026
Details

As Low As

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New or Used Vehicle Loans
3.24%
49-60 Months
APR3.24%
Term49-60 Months
Last UpdatedMay 6, 2026
Details

As Low As; Minimum Financing of $10,000 for 60 Months

POCU of Maryland
Institution Rating:
A+5.0 ★
Used Car 24 Months
3.29%
24 Months
APR3.29%
Term24 Months
Last UpdatedMay 2, 2026
Details

POCU of Maryland
Institution Rating:
A+5.0 ★
Used Car 36 Months
3.29%
36 Months
APR3.29%
Term36 Months
Last UpdatedMay 2, 2026
Details

POCU of Maryland
Institution Rating:
A+5.0 ★
Used Car 48 Months
3.29%
48 Months
APR3.29%
Term48 Months
Last UpdatedMay 2, 2026
Details

POCU of Maryland
Institution Rating:
A+5.0 ★
Used Car 60 Months
3.29%
60 Months
APR3.29%
Term60 Months
Last UpdatedMay 2, 2026
Details

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New or Used Vehicle Loans
3.49%
61-72 Months
APR3.49%
Term61-72 Months
Last UpdatedMay 6, 2026
Details

As Low As; Minimum Financing of $15,000 for 72 Months

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Used Auto
3.49%
36 Months
APR3.49%
Term36 Months
Last UpdatedMay 6, 2026
Details

As Low As

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New or Used Vehicle Loans
3.74%
49-60
APR3.74%
Term49-60
Last UpdatedMay 6, 2026
Details

As Low As; Minimum Financing of $10,000 for 60 Months

None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
Used Auto
3.99%
0-36 Months
APR3.99%
Term0-36 Months
Last UpdatedMay 2, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
New/Used Auto (2024-NEWER) Auto 0-48 months (up to 110%)
3.99%
48 month
APR3.99%
Term48 month
Last UpdatedMay 6, 2026
Details

As Low As

Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
Used Cars and Trucks
4.24%
36 Months
APR4.24%
Term36 Months
Last UpdatedMay 2, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
New/Used Auto (2024-NEWER) 49-60 months (up to 110%)
4.24%
60 months
APR4.24%
Term60 months
Last UpdatedMay 6, 2026
Details

As Low As

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New or Used Vehicle Loans
4.24%
73-84 Months
APR4.24%
Term73-84 Months
Last UpdatedMay 6, 2026
Details

As Low As; Minimum Financing of $25,000 for 84 Months

State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.38%
36 Month - Used Auto or Truck Purchase/Refinance
4.49%
36 Month
APR4.49%
Term36 Month
Last UpdatedApr 19, 2026
Details

None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
Used Auto
4.49%
37-48 Months
APR4.49%
Term37-48 Months
Last UpdatedMay 2, 2026
Details

As Low As

POCU of Maryland
Institution Rating:
A+5.0 ★
Used Car 72 Months
4.49%
72 Months
APR4.49%
Term72 Months
Last UpdatedMay 2, 2026
Details

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Drive4Less - Used Auto Loan
4.49%
36 Months
APR4.49%
Term36 Months
Last UpdatedMay 7, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Used Auto
4.49%
36 Months
APR4.49%
Term36 Months
Last UpdatedMay 7, 2026
Details

As Low As

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
Used Auto Loan
4.60%
36 Months
APR4.60%
Term36 Months
Last UpdatedMay 4, 2026
Details

As Low As

Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
Used Cars and Trucks
4.74%
48 Months
APR4.74%
Term48 Months
Last UpdatedMay 2, 2026
Details

As Low As

Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
Pre-owned Auto
4.74%
36 Months
APR4.74%
Term36 Months
Last UpdatedMay 6, 2026
Details

As Low As; Age of Vehicle: 1-7 years

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New or Used Vehicle Loans
4.74%
73-84
APR4.74%
Term73-84
Last UpdatedMay 6, 2026
Details

As Low As; Minimum Financing of $25,000 for 84 Months

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Used Auto
4.74%
48 Months
APR4.74%
Term48 Months
Last UpdatedMay 6, 2026
Details

As Low As

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles
4.75%
36 Months
APR4.75%
Term36 Months
Last UpdatedMay 2, 2026
Details

As Low As

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
Used Auto Loan
4.94%
48 Months
APR4.94%
Term48 Months
Last UpdatedMay 4, 2026
Details

As Low As

Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
New/Used Auto Loan
4.99%
36 months
APR4.99%
Term36 months
Last UpdatedApr 18, 2026
Details

As Low As

Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
Used Car Loan
4.99%
up to 60 months
APR4.99%
Termup to 60 months
Last UpdatedApr 18, 2026
Details

As Low As

None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
Used Auto
4.99%
49-60 Months
APR4.99%
Term49-60 Months
Last UpdatedMay 2, 2026
Details

As Low As

POCU of Maryland
Institution Rating:
A+5.0 ★
Used Car 84 Months
4.99%
84 Months
APR4.99%
Term84 Months
Last UpdatedMay 2, 2026
Details

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
New/Used Auto (2024-NEWER) 61-72 months (up to 110%)
4.99%
72 months
APR4.99%
Term72 months
Last UpdatedMay 6, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
Used Auto (20-23) (up to 110%)
4.99%
48 months
APR4.99%
Term48 months
Last UpdatedMay 6, 2026
Details

As Low As

FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
Used Auto Loan
5.00%
60 Months
APR5.00%
Term60 Months
Last UpdatedMay 6, 2026
Details

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Used Auto Loan
5.00%
36 Months
APR5.00%
Term36 Months
Last UpdatedMay 6, 2026
Details

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
Used Auto Loan
5.04%
60 Months
APR5.04%
Term60 Months
Last UpdatedMay 4, 2026
Details

As Low As

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles
5.20%
48 Months
APR5.20%
Term48 Months
Last UpdatedMay 2, 2026
Details

As Low As

Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
New/Used Auto Loan
5.24%
48 months
APR5.24%
Term48 months
Last UpdatedApr 18, 2026
Details

As Low As

Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
Used Car Loan
5.24%
61 - 72 months
APR5.24%
Term61 - 72 months
Last UpdatedApr 18, 2026
Details

As Low As

Central Credit Union of Maryland
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
New or Used Car / Truck
5.24%
84 Months
APR5.24%
Term84 Months
Last UpdatedApr 19, 2026
Details

As Low As; 12-84 Months available

Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
Used Cars and Trucks
5.24%
72 Months
APR5.24%
Term72 Months
Last UpdatedMay 2, 2026
Details

As Low As

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
Used Autos
5.24%
48 Months
APR5.24%
Term48 Months
Last UpdatedMay 6, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
New/Used Auto (2024-NEWER) 73-84 months
5.24%
84 months
APR5.24%
Term84 months
Last UpdatedMay 6, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
Used Auto (20-23) (up to 110%)
5.24%
60 months
APR5.24%
Term60 months
Last UpdatedMay 6, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Used Auto
5.24%
72 Months
APR5.24%
Term72 Months
Last UpdatedMay 6, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Drive4Less - Used Auto Loan
5.24%
48 Months
APR5.24%
Term48 Months
Last UpdatedMay 7, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Used Auto
5.24%
48 Months
APR5.24%
Term48 Months
Last UpdatedMay 7, 2026
Details

As Low As

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Used Auto Loan
5.34%
1 - 36
APR5.34%
Term1 - 36
Last UpdatedApr 18, 2026
Details

Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
New/Used Auto Loan
5.49%
60 months
APR5.49%
Term60 months
Last UpdatedApr 18, 2026
Details

As Low As

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Used Auto Loan
5.49%
37 - 48
APR5.49%
Term37 - 48
Last UpdatedApr 18, 2026
Details

None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
Used Auto
5.49%
61-72 Months
APR5.49%
Term61-72 Months
Last UpdatedMay 2, 2026
Details

As Low As

InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
New and Used Auto Loans
5.49%
36 Months
APR5.49%
Term36 Months
Last UpdatedMay 6, 2026
Details

As Low As

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
Used Autos
5.49%
60 Months
APR5.49%
Term60 Months
Last UpdatedMay 6, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Drive4Less - Used Auto Loan
5.49%
60 Months
APR5.49%
Term60 Months
Last UpdatedMay 7, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Used Auto
5.49%
60 Months
APR5.49%
Term60 Months
Last UpdatedMay 7, 2026
Details

As Low As

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Used Auto APR1 Classic Vehicle Loans
5.50%
60 Months
APR5.50%
Term60 Months
Last UpdatedMay 6, 2026
Details

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Used Auto Loan
5.50%
60 Months
APR5.50%
Term60 Months
Last UpdatedMay 6, 2026
Details

Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
Used Vehicles
5.64%
36 Months
APR5.64%
Term36 Months
Last UpdatedMay 4, 2026
Details

As Low As

Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
New/Used Auto Loan
5.74%
84 months
APR5.74%
Term84 months
Last UpdatedApr 18, 2026
Details

As Low As

Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
Pre-owned Auto
5.74%
84 Months
APR5.74%
Term84 Months
Last UpdatedMay 6, 2026
Details

As Low As; Age of Vehicle: **

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
Used Autos
5.74%
72 Months
APR5.74%
Term72 Months
Last UpdatedMay 6, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Used Auto
5.74%
84 Months
APR5.74%
Term84 Months
Last UpdatedMay 6, 2026
Details

As Low As

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles
5.75%
60 Months
APR5.75%
Term60 Months
Last UpdatedMay 2, 2026
Details

As Low As

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Used Auto APR1 Classic Vehicle Loans
5.75%
72 Months
APR5.75%
Term72 Months
Last UpdatedMay 6, 2026
Details

Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
Used Vehicles
5.94%
60 Months
APR5.94%
Term60 Months
Last UpdatedMay 4, 2026
Details

As Low As

Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
Used Car Loan
5.99%
73 - 84 months
APR5.99%
Term73 - 84 months
Last UpdatedApr 18, 2026
Details

As Low As

None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
Used Auto
5.99%
73-84 Months
APR5.99%
Term73-84 Months
Last UpdatedMay 2, 2026
Details

As Low As

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
Used Autos
5.99%
84 Months
APR5.99%
Term84 Months
Last UpdatedMay 6, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
Used Auto (20-23) (up to 110%)
5.99%
72 months
APR5.99%
Term72 months
Last UpdatedMay 6, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Drive4Less - Used Auto Loan
5.99%
72 Months
APR5.99%
Term72 Months
Last UpdatedMay 7, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Used Auto
5.99%
72 Months
APR5.99%
Term72 Months
Last UpdatedMay 7, 2026
Details

As Low As

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Used Auto APR1 Classic Vehicle Loans
6.00%
84 Months
APR6.00%
Term84 Months
Last UpdatedMay 6, 2026
Details

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles
6.05%
72 Months
APR6.05%
Term72 Months
Last UpdatedMay 2, 2026
Details

As Low As

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Business Used Auto Loan
6.09%
1 - 36
APR6.09%
Term1 - 36
Last UpdatedApr 18, 2026
Details

As Low As

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Business Used Vehicle Loan
6.09%
1 - 36 Months
APR6.09%
Term1 - 36 Months
Last UpdatedApr 18, 2026
Details

As Low As

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
Used Auto Loan
6.20%
72 Months
APR6.20%
Term72 Months
Last UpdatedMay 4, 2026
Details

As Low As

Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
Used Cars and Trucks
6.24%
84 Months
APR6.24%
Term84 Months
Last UpdatedMay 2, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
Used Auto (22-23) (up to 110%)
6.24%
84 months
APR6.24%
Term84 months
Last UpdatedMay 6, 2026
Details

As Low As

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Used Auto APR1 Classic Vehicle Loans
6.25%
120 Months
APR6.25%
Term120 Months
Last UpdatedMay 6, 2026
Details

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Used Auto Loan
6.25%
84 Months
APR6.25%
Term84 Months
Last UpdatedMay 6, 2026
Details

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Business Used Auto Loan
6.34%
37 - 48
APR6.34%
Term37 - 48
Last UpdatedApr 18, 2026
Details

As Low As

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Business Used Vehicle Loan
6.34%
37 - 48 Months
APR6.34%
Term37 - 48 Months
Last UpdatedApr 18, 2026
Details

As Low As

Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
Commercial Used Vehicle
6.44%
1 to 36
APR6.44%
Term1 to 36
Last UpdatedMay 2, 2026
Details

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Used Auto Loan
6.49%
73 - 84
APR6.49%
Term73 - 84
Last UpdatedApr 18, 2026
Details

Minimum $25,000 loan amount

InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
New and Used Auto Loans
6.49%
37 Months
APR6.49%
Term37 Months
Last UpdatedMay 6, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
Used Auto (16-19)(up to 100%)
6.49%
48 months
APR6.49%
Term48 months
Last UpdatedMay 6, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Used Auto
6.49%
84 Months
APR6.49%
Term84 Months
Last UpdatedMay 7, 2026
Details

As Low As

Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
Commercial Used Vehicle
6.54%
37 to 48
APR6.54%
Term37 to 48
Last UpdatedMay 2, 2026
Details

Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
Used Vehicles
6.54%
72 Months
APR6.54%
Term72 Months
Last UpdatedMay 4, 2026
Details

As Low As

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Business Used Auto Loan
6.59%
49 - 60
APR6.59%
Term49 - 60
Last UpdatedApr 18, 2026
Details

As Low As

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Business Used Vehicle Loan
6.59%
49 - 60 Months
APR6.59%
Term49 - 60 Months
Last UpdatedApr 18, 2026
Details

As Low As

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
Used Auto Loan
6.60%
84 Months
APR6.60%
Term84 Months
Last UpdatedMay 4, 2026
Details

As Low As

Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
Commercial Used Vehicle
6.79%
49 to 66
APR6.79%
Term49 to 66
Last UpdatedMay 2, 2026
Details

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Business Used Auto Loan
6.84%
61 - 72
APR6.84%
Term61 - 72
Last UpdatedApr 18, 2026
Details

As Low As; Minimum $25,000 loan amount

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Business Used Vehicle Loan
6.84%
61 - 72 Months
APR6.84%
Term61 - 72 Months
Last UpdatedApr 18, 2026
Details

As Low As; Minimum $25,000 loan amount

Capital Area Realtors Federal Credit Union
Institution Rating:
B-4.4 ★ Texas Ratio: 22.37%
Used Auto
6.99%
4 Years
APR6.99%
Term4 Years
Last UpdatedApr 18, 2026
Details

InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
New and Used Auto Loans
6.99%
49 Months
APR6.99%
Term49 Months
Last UpdatedMay 6, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
Used Auto (16-19) (up to 100%)
6.99%
60 months
APR6.99%
Term60 months
Last UpdatedMay 6, 2026
Details

As Low As

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
Used Auto Loan
6.99%
0-48
APR6.99%
Term0-48
Last UpdatedMay 6, 2026
Details

As Low As

InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
New and Used Auto Loans
7.19%
61 Months
APR7.19%
Term61 Months
Last UpdatedMay 6, 2026
Details

As Low As

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
Used Auto Loan
7.24%
49-60
APR7.24%
Term49-60
Last UpdatedMay 6, 2026
Details

As Low As; Minimum Financing of $10,000 for 60 Months

Chase, MD Auto Loan Rate Trends

Compare local Chase, MD auto loan rates against the statewide average

Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Maryland Auto Trends →
New Auto Loan — MD Avg
5.371%
▼ 0.044 vs 7 days ago

Maryland new auto rates fell 0.044 points over the past 7 days to 5.371% APR.

Used Auto Loan — MD Avg
6.422%
▼ 0.145 vs 7 days ago

Maryland used auto rates fell 0.145 points over the past 7 days to 6.422% APR.

As of May 7, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions about Auto Loans in Chase, Maryland

How does my credit score affect my car loan rate in Maryland?

Your credit score is the biggest factor determining your auto loan APR. Borrowers in Chase, Maryland with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.

Is it better to finance through a dealership or a bank?

It is highly recommended to get pre-approved through a local bank or credit union in Maryland *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.

What is the difference between New and Used Auto Loan rates?

Lenders in Chase, Maryland typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.

How long should my auto loan term be?

While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.

What are the best Auto Loan rates in Chase, Maryland?

Based on our current data, some of the lowest auto loan rates available in Chase, Maryland include:
  • WEPCO Federal Credit Union: 2.49% (New or Used Vehicle Loans)
  • POCU of Maryland: 3.09% (New Car 24 Months)
  • Baxter Credit Union: 3.24% (Auto Loans)
  • Cedar Point Federal Credit Union: 3.49% (New Auto)
  • Market USA Federal Credit Union: 3.49% (New Auto)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Chase, Maryland. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: May 7, 2026