Auto Loan Rates in Towson, Maryland (MD) for March 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Towson, Maryland. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in Towson, Maryland include State Employees Credit UnionState Employees Credit Union8603 La Salle Rd, Towson, MD, 21286 2002A+5.0 ★Texas Ratio: 5.38% offering 36 Month - New Auto or Truck Purchase/Refinance at 4.24%, First Financial of Maryland FCUFirst Financial of Maryland FCU7601 Osler Dr, Towson, MD, 21204 7700A+5.0 ★ offering Auto Loans - New or Used/Purchase or Refinance at 4.99%, Act 1st Federal Credit UnionAct 1st Federal Credit Union14316 National Hwy SW, LaVale, MD, 21502A5.0 ★Texas Ratio: 11.88% offering BRAND NEW AUTO Purchase / Never Titled 2025 & Newer at 2.99%, POCU of MarylandPOCU of Maryland900 E Fayette St Rm 606, Baltimore, MD, 21233 1050A+5.0 ★ offering New Car at 3.09%, Baxter Credit UnionBaxter Credit Union5260 Western Ave, Chevy Chase, MD, 20815A5.0 ★Texas Ratio: 7.73% offering Auto Loans at 3.24%.
Auto loan rates in Towson, Maryland are continually updated to reflect market conditions. We recommend comparing rates from multiple lenders before visiting the dealership.
We empower borrowers with transparent financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently choose a stable, highly-rated institution.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Towson, Maryland. Auto Loan Rates Last Updated and Verified: March 20, 2026
Compare Auto Loan Rates Today in Towson, Maryland & Surrounding Area
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.38%
8603 La Salle Rd, Towson, MD, 21286 2002
36 Month - New Auto or Truck Purchase/Refinance
4.24%
36 Months
▼
APR4.24%
Term36 Months
Last UpdatedMar 11, 2026
Details
State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.38%
8603 La Salle Rd, Towson, MD, 21286 2002
36 Month - Used Auto or Truck Purchase/Refinance
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 11, 2026
Details
First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
7601 Osler Dr, Towson, MD, 21204 7700
Auto Loans - New or Used/Purchase or Refinance
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 18, 2026
Details
As Low As
First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
7601 Osler Dr, Towson, MD, 21204 7700
Auto Loans - New or Used/Purchase or Refinance
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedMar 18, 2026
Details
As Low As
First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
7601 Osler Dr, Towson, MD, 21204 7700
Auto Loans - New or Used/Purchase or Refinance
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedMar 18, 2026
Details
As Low As
State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.38%
8603 La Salle Rd, Towson, MD, 21286 2002
72 Month - New Auto or Truck Purchase/Refinance
5.34%
72 Months
▼
APR5.34%
Term72 Months
Last UpdatedMar 11, 2026
Details
First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
7601 Osler Dr, Towson, MD, 21204 7700
Auto Loans - New or Used/Purchase or Refinance
5.50%
72 Months
▼
APR5.50%
Term72 Months
Last UpdatedMar 18, 2026
Details
As Low As
State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.38%
8603 La Salle Rd, Towson, MD, 21286 2002
72 Month - Used Auto or Truck Purchase/Refinance
5.59%
72 Months
▼
APR5.59%
Term72 Months
Last UpdatedMar 11, 2026
Details
First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
7601 Osler Dr, Towson, MD, 21204 7700
Auto Loans - New or Used/Purchase or Refinance
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedMar 18, 2026
Details
As Low As
State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.38%
8603 La Salle Rd, Towson, MD, 21286 2002
84 Month - New Auto or Truck Purchase/Refinance
6.09%
84 Months
▼
APR6.09%
Term84 Months
Last UpdatedMar 11, 2026
Details
First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
7601 Osler Dr, Towson, MD, 21204 7700
Auto Loans - New or Used/Purchase or Refinance
6.24%
84 Months
▼
APR6.24%
Term84 Months
Last UpdatedMar 18, 2026
Details
As Low As
State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.38%
8603 La Salle Rd, Towson, MD, 21286 2002
84 Month - Used Auto or Truck Purchase/Refinance
6.34%
84 Months
▼
APR6.34%
Term84 Months
Last UpdatedMar 11, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
BRAND NEW AUTO Purchase / Never Titled 2025 & Newer
2.99%
0-36
▼
APR2.99%
Term0-36
Last UpdatedMar 17, 2026
Details
POCU of Maryland
Institution Rating:
A+5.0 ★
900 E Fayette St Rm 606, Baltimore, MD, 21233 1050
New Car
3.09%
24 Months
▼
APR3.09%
Term24 Months
Last UpdatedMar 15, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
USED AUTO 2024 & Newer
3.24%
0-36
▼
APR3.24%
Term0-36
Last UpdatedMar 17, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
5260 Western Ave, Chevy Chase, MD, 20815
Auto Loans
3.24%
Auto Buying Service
▼
APR3.24%
TermAuto Buying Service
Last UpdatedMar 18, 2026
Details
As Low As; APR - 2026 & Newer
POCU of Maryland
Institution Rating:
A+5.0 ★
900 E Fayette St Rm 606, Baltimore, MD, 21233 1050
Used Car
3.29%
24 Months
▼
APR3.29%
Term24 Months
Last UpdatedMar 15, 2026
Details
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
New Auto
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
New Auto Loan
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
Used Auto
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
Used Auto Loan
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
BRAND NEW AUTO Purchase / Never Titled 2025 & Newer
3.74%
49-60
▼
APR3.74%
Term49-60
Last UpdatedMar 17, 2026
Details
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
7901 Sandy Spring Rd, Laurel, MD, 20707
New Cars and Trucks
3.74%
36 Months
▼
APR3.74%
Term36 Months
Last UpdatedMar 15, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
5711 Allentown Rd, Suitland, MD, 20746
New Auto Loan
3.89%
36 Months
▼
APR3.89%
Term36 Months
Last UpdatedMar 17, 2026
Details
As Low As
Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
22745 Maple Rd, Lexington Park, MD, 20653
New Auto
3.99%
36 months
▼
APR3.99%
Term36 months
Last UpdatedMar 18, 2026
Details
As Low As
LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
New Vehicle Loans* - To purchase (2024, 2025 or 2026 auto or truck with less than 25,000 miles)
3.99%
Up to 48 months
▼
APR3.99%
TermUp to 48 months
Last UpdatedMar 20, 2026
Details
As Low As; 0% down
LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
New Vehicle Loans* - To purchase (2024, 2025 or 2026 auto or truck with less than 25,000 miles) Up to 48 months
3.99%
48 Months
▼
APR3.99%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As; 0% down
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
BRAND NEW AUTO Purchase / Never Titled 2025 & Newer
3.99%
61-72
▼
APR3.99%
Term61-72
Last UpdatedMar 17, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
USED AUTO 2020 - Newer
3.99%
0-36
▼
APR3.99%
Term0-36
Last UpdatedMar 17, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
USED AUTO 2024 & Newer
3.99%
49-60
▼
APR3.99%
Term49-60
Last UpdatedMar 17, 2026
Details
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
New Auto
3.99%
0-48
▼
APR3.99%
Term0-48
Last UpdatedMar 17, 2026
Details
As Low As
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
Used Auto
3.99%
0-36
▼
APR3.99%
Term0-36
Last UpdatedMar 17, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
5260 Western Ave, Chevy Chase, MD, 20815
Auto Loans
3.99%
0 - 75 Months
▼
APR3.99%
Term0 - 75 Months
Last UpdatedMar 18, 2026
Details
As Low As; APR - 2026 & Newer
FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
10903 New Hampshire Ave, Silver Spring, MD, 20993
New & Used Vehicles
4.20%
2-3 Years
▼
APR4.20%
Term2-3 Years
Last UpdatedMar 18, 2026
Details
LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
New Vehicle Loans* - To purchase (2024, 2025 or 2026 auto or truck with less than 25,000 miles)
4.24%
49 to 60 months
▼
APR4.24%
Term49 to 60 months
Last UpdatedMar 20, 2026
Details
As Low As; 0% down
LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
New Vehicle Loans* - To purchase (2024, 2025 or 2026 auto or truck with less than 25,000 miles) 49 to 60 months
4.24%
60 Months
▼
APR4.24%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As; 0% down
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
USED AUTO 2020 - Newer
4.24%
37-48
▼
APR4.24%
Term37-48
Last UpdatedMar 17, 2026
Details
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
7901 Sandy Spring Rd, Laurel, MD, 20707
New Cars and Trucks
4.24%
48 Months
▼
APR4.24%
Term48 Months
Last UpdatedMar 15, 2026
Details
As Low As
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
7901 Sandy Spring Rd, Laurel, MD, 20707
Used Cars and Trucks
4.24%
36 Months
▼
APR4.24%
Term36 Months
Last UpdatedMar 15, 2026
Details
As Low As
Agriculture Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
4700 River Rd, Riverdale, MD, 20737
Vehicle Loan
4.29%
Up to 36 months
▼
APR4.29%
TermUp to 36 months
Last UpdatedMar 17, 2026
Details
As Low As; Model Year: 2025 - 2026, Loan Type: Fixed
POCU of Maryland
Institution Rating:
A+5.0 ★
900 E Fayette St Rm 606, Baltimore, MD, 21233 1050
New Car
4.29%
72 Months
▼
APR4.29%
Term72 Months
Last UpdatedMar 15, 2026
Details
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
5711 Allentown Rd, Suitland, MD, 20746
Used Auto Loan
4.40%
36 Months
▼
APR4.40%
Term36 Months
Last UpdatedMar 17, 2026
Details
As Low As
FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
10903 New Hampshire Ave, Silver Spring, MD, 20993
New & Used Vehicles
4.40%
4 Years
▼
APR4.40%
Term4 Years
Last UpdatedMar 18, 2026
Details
Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
30 N Hickory Ave, Bel Air, MD, 21014 3249
New Auto
4.44%
1 to 36
▼
APR4.44%
Term1 to 36
Last UpdatedMar 20, 2026
Details
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
New Vehicles
4.45%
36 Months
▼
APR4.45%
Term36 Months
Last UpdatedMar 15, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
5711 Allentown Rd, Suitland, MD, 20746
New Auto Loan
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 17, 2026
Details
As Low As
Treasury Department Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.28%
6505 Belcrest Rd Rm 605, HYATTSVILLE, MD, 20782 2011
New Vehicle (Auto, Trucks and SUVs) Up to 80% financing
4.49%
Up to 60 months
▼
APR4.49%
TermUp to 60 months
Last UpdatedMar 12, 2026
Details
FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
10903 New Hampshire Ave, Silver Spring, MD, 20993
New & Used Vehicles
4.49%
5 Years
▼
APR4.49%
Term5 Years
Last UpdatedMar 18, 2026
Details
Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
22745 Maple Rd, Lexington Park, MD, 20653
New Auto
4.49%
48 months
▼
APR4.49%
Term48 months
Last UpdatedMar 18, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
New/Used Auto (2024-NEWER) Auto 0-48 months (up to 110%)
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 18, 2026
Details
As Low As
LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
Used Vehicle Loans
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As; 0% down
LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
Used Vehicle Loans* - To purchase (from a dealer or private party) or refinance a vehicle (2020-2023) model year
4.49%
Up to 48 months
▼
APR4.49%
TermUp to 48 months
Last UpdatedMar 20, 2026
Details
As Low As; 0% down
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
USED AUTO 2020 - Newer
4.49%
49-60
▼
APR4.49%
Term49-60
Last UpdatedMar 17, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
USED AUTO 2024 & Newer
4.49%
61-72
▼
APR4.49%
Term61-72
Last UpdatedMar 17, 2026
Details
Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.94%
55 Thiokol Rd, Elkton, MD, 21921
New Auto/Truck
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 15, 2026
Details
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
New Auto
4.49%
49-60
▼
APR4.49%
Term49-60
Last UpdatedMar 17, 2026
Details
As Low As
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
Used Auto
4.49%
37-48
▼
APR4.49%
Term37-48
Last UpdatedMar 17, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
5260 Western Ave, Chevy Chase, MD, 20815
Auto Loans
4.49%
Auto Buying Service
▼
APR4.49%
TermAuto Buying Service
Last UpdatedMar 18, 2026
Details
As Low As; APR - 2023 - 2025*
POCU of Maryland
Institution Rating:
A+5.0 ★
900 E Fayette St Rm 606, Baltimore, MD, 21233 1050
Used Car
4.49%
72 Months
▼
APR4.49%
Term72 Months
Last UpdatedMar 15, 2026
Details
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
10001 Willowdale Rd, Lanham, MD, 20706 4321
New Vehicles
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedMar 18, 2026
Details
As Low As
Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
30 N Hickory Ave, Bel Air, MD, 21014 3249
New Auto
4.54%
37 to 48
▼
APR4.54%
Term37 to 48
Last UpdatedMar 20, 2026
Details
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
1807 Rockville Pike, Rockville, MD, 20852
2025 Car Loans
4.69%
up to 36
▼
APR4.69%
Termup to 36
Last UpdatedMar 20, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
5711 Allentown Rd, Suitland, MD, 20746
Used Auto Loan
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 17, 2026
Details
As Low As
Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
22745 Maple Rd, Lexington Park, MD, 20653
Pre-owned Auto
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 18, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
3015 University Blvd W, Kensington, MD, 20895 1936
New Autos
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 15, 2026
Details
As Low As; Up to 48 months
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
New/Used Auto (2024-NEWER) 49-60 months (up to 110%)
4.74%
60 Months
▼
APR4.74%
Term60 Months
Last UpdatedMar 18, 2026
Details
As Low As
LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
New Vehicle Loans* - To purchase (2024, 2025 or 2026 auto or truck with less than 25,000 miles)
4.74%
61 to 72 months
▼
APR4.74%
Term61 to 72 months
Last UpdatedMar 20, 2026
Details
As Low As; 0% down
LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
New Vehicle Loans* - To purchase (2024, 2025 or 2026 auto or truck with less than 25,000 miles) 61 to 72 months
4.74%
72 Months
▼
APR4.74%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As; 0% down
LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
Used Vehicle Loans
4.74%
60 Months
▼
APR4.74%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As; 0% down
LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
Used Vehicle Loans* - To purchase (from a dealer or private party) or refinance a vehicle (2020-2023) model year
4.74%
49 to 60 months
▼
APR4.74%
Term49 to 60 months
Last UpdatedMar 20, 2026
Details
As Low As; 0% down
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
BRAND NEW AUTO Purchase / Never Titled 2025 & Newer
4.74%
73-84
▼
APR4.74%
Term73-84
Last UpdatedMar 17, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
USED AUTO 2020 - Newer
4.74%
61-72
▼
APR4.74%
Term61-72
Last UpdatedMar 17, 2026
Details
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
New Auto
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
New Auto Loan
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
Used Auto
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
Used Auto Loan
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As
Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.94%
55 Thiokol Rd, Elkton, MD, 21921
New Auto/Truck
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 15, 2026
Details
Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.94%
55 Thiokol Rd, Elkton, MD, 21921
Used Auto/Truck
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 15, 2026
Details
over $20,000
Municipal Employees Credit Union of Balt Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
1 South St, Baltimore, MD, 21202
New Auto Loan
4.74%
12 - 48
▼
APR4.74%
Term12 - 48
Last UpdatedMar 20, 2026
Details
As Low As; With Direct Payment Discount
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
7901 Sandy Spring Rd, Laurel, MD, 20707
New Cars and Trucks
4.74%
72 Months
▼
APR4.74%
Term72 Months
Last UpdatedMar 15, 2026
Details
As Low As
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
7901 Sandy Spring Rd, Laurel, MD, 20707
Used Cars and Trucks
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 15, 2026
Details
As Low As
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
10001 Willowdale Rd, Lanham, MD, 20706 4321
New Vehicles
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedMar 18, 2026
Details
As Low As
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
Used Vehicles
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedMar 15, 2026
Details
As Low As
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
1807 Rockville Pike, Rockville, MD, 20852
2024 Car Loans
4.79%
up to 36
▼
APR4.79%
Termup to 36
Last UpdatedMar 20, 2026
Details
As Low As
Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
30 N Hickory Ave, Bel Air, MD, 21014 3249
New Auto
4.79%
49 to 66
▼
APR4.79%
Term49 to 66
Last UpdatedMar 20, 2026
Details
POCU of Maryland
Institution Rating:
A+5.0 ★
900 E Fayette St Rm 606, Baltimore, MD, 21233 1050
New Car
4.79%
84 Months
▼
APR4.79%
Term84 Months
Last UpdatedMar 15, 2026
Details
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
New Vehicles
4.80%
48 Months
▼
APR4.80%
Term48 Months
Last UpdatedMar 15, 2026
Details
As Low As
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
996 Beards Hill Rd # Rt, Aberdeen, MD, 21001 1733
Used Auto, Truck, Van
4.84%
1-36
▼
APR4.84%
Term1-36
Last UpdatedMar 17, 2026
Details
As Low As; Automated Payments
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
New Auto Loan
4.84%
1 - 36
▼
APR4.84%
Term1 - 36
Last UpdatedMar 15, 2026
Details
Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2345 Eastern Ave, Baltimore, MD, 21224
Used Auto Loan
4.89%
Up to 48 Months
▼
APR4.89%
TermUp to 48 Months
Last UpdatedMar 15, 2026
Details
As Low As
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
1807 Rockville Pike, Rockville, MD, 20852
2023 Car Loans
4.89%
up to 36
▼
APR4.89%
Termup to 36
Last UpdatedMar 20, 2026
Details
As Low As
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
1807 Rockville Pike, Rockville, MD, 20852
2026 Car Loans
4.89%
up to 36
▼
APR4.89%
Termup to 36
Last UpdatedMar 20, 2026
Details
As Low As
Treasury Department Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.28%
6505 Belcrest Rd Rm 605, HYATTSVILLE, MD, 20782 2011
New Vehicle (Auto, Trucks and SUVs)
4.95%
61 to 72 months*
▼
APR4.95%
Term61 to 72 months*
Last UpdatedMar 12, 2026
Details
Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2345 Eastern Ave, Baltimore, MD, 21224
Used Auto Loan
4.99%
49 to 66 Months
▼
APR4.99%
Term49 to 66 Months
Last UpdatedMar 15, 2026
Details
As Low As
Treasury Department Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.28%
6505 Belcrest Rd Rm 605, HYATTSVILLE, MD, 20782 2011
New Vehicle (Auto, Trucks and SUVs)
4.99%
61 to 72 months*
▼
APR4.99%
Term61 to 72 months*
Last UpdatedMar 12, 2026
Details
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
3015 University Blvd W, Kensington, MD, 20895 1936
New Autos
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 15, 2026
Details
As Low As; Up to 60 months
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
3015 University Blvd W, Kensington, MD, 20895 1936
Used Autos
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMar 15, 2026
Details
As Low As; Up to 48 months
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
USED AUTO 2024 & Newer
4.99%
73-84
▼
APR4.99%
Term73-84
Last UpdatedMar 17, 2026
Details
Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.94%
55 Thiokol Rd, Elkton, MD, 21921
New Auto/Truck
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 15, 2026
Details
Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.94%
55 Thiokol Rd, Elkton, MD, 21921
Used Auto/Truck
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMar 15, 2026
Details
over $20,000
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
14501 Sweitzer Ln, Laurel, MD, 20707
Drive4Less - New Auto
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMar 15, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
14501 Sweitzer Ln, Laurel, MD, 20707
Drive4Less - New Auto Loan
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMar 15, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
14501 Sweitzer Ln, Laurel, MD, 20707
New Auto
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMar 15, 2026
Details
As Low As
Prince Georges Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.22%
15201 Hall RD, Bowie, MD, 20721
New and Used Auto
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMar 15, 2026
Details
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
12820 Wisteria Dr, Germantown, MD, 20874 2627
New/Used Auto Loan
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedMar 20, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
New Auto Loan
4.99%
37 - 48
▼
APR4.99%
Term37 - 48
Last UpdatedMar 15, 2026
Details
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
New Auto
4.99%
61-72
▼
APR4.99%
Term61-72
Last UpdatedMar 17, 2026
Details
As Low As
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
Used Auto
4.99%
49-60
▼
APR4.99%
Term49-60
Last UpdatedMar 17, 2026
Details
As Low As
Municipal Employees Credit Union of Balt Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
1 South St, Baltimore, MD, 21202
New Auto Loan
4.99%
49 - 60
▼
APR4.99%
Term49 - 60
Last UpdatedMar 20, 2026
Details
As Low As; With Direct Payment Discount
Municipal Employees Credit Union of Balt Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
1 South St, Baltimore, MD, 21202
Used Auto Loan
4.99%
12 - 48
▼
APR4.99%
Term12 - 48
Last UpdatedMar 20, 2026
Details
As Low As; With Direct Payment Discount
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
5260 Western Ave, Chevy Chase, MD, 20815
Auto Loans
4.99%
0 - 75 Months
▼
APR4.99%
Term0 - 75 Months
Last UpdatedMar 18, 2026
Details
As Low As; APR - 2023 - 2025*
POCU of Maryland
Institution Rating:
A+5.0 ★
900 E Fayette St Rm 606, Baltimore, MD, 21233 1050
Used Car
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedMar 15, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
New Auto Loan
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedMar 20, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
Used Auto Loan
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedMar 20, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
Vehicle Loans New Auto
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedMar 20, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
Vehicle Loans Used Auto
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedMar 20, 2026
Details
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
996 Beards Hill Rd # Rt, Aberdeen, MD, 21001 1733
Used Auto, Truck, Van
5.09%
37-51
▼
APR5.09%
Term37-51
Last UpdatedMar 17, 2026
Details
As Low As; Automated Payments
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
1807 Rockville Pike, Rockville, MD, 20852
2022 Car Loans
5.09%
up to 36
▼
APR5.09%
Termup to 36
Last UpdatedMar 20, 2026
Details
As Low As
Agriculture Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
4700 River Rd, Riverdale, MD, 20737
Vehicle Loan
5.09%
Up to 48 months
▼
APR5.09%
TermUp to 48 months
Last UpdatedMar 17, 2026
Details
As Low As; Model Year: 2025 - 2026, Loan Type: Fixed
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
5720 Silver Hill Rd, District Heights, MD, 20747
New Auto Loan
5.10%
66 Months
▼
APR5.10%
Term66 Months
Last UpdatedMar 13, 2026
Details
As Low As; Up to 125% of MSRP to include tax, tags, warranties and GAP
Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2345 Eastern Ave, Baltimore, MD, 21224
Used Auto Loan
5.19%
67 to 75 Months
▼
APR5.19%
Term67 to 75 Months
Last UpdatedMar 15, 2026
Details
As Low As
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
Used Vehicles
5.20%
48 Months
▼
APR5.20%
Term48 Months
Last UpdatedMar 15, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
3015 University Blvd W, Kensington, MD, 20895 1936
New Autos
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMar 15, 2026
Details
As Low As; Up to 72 months
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
3015 University Blvd W, Kensington, MD, 20895 1936
Used Autos
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedMar 15, 2026
Details
As Low As; Up to 60 months
LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
Used Vehicle Loans
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As; 0% down
LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
Used Vehicle Loans* (2017 - 2019)
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As; 0% down
LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
Used Vehicle Loans* - To purchase (from a dealer or private party) or refinance a vehicle (2020-2023) model year
5.24%
61 to 72 months
▼
APR5.24%
Term61 to 72 months
Last UpdatedMar 20, 2026
Details
As Low As; 0% down
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
USED AUTO 2020 - Newer
5.24%
73-84
▼
APR5.24%
Term73-84
Last UpdatedMar 17, 2026
Details
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
New Auto
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
New Auto Loan
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
Used Auto
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
Used Auto Loan
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As
Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.94%
55 Thiokol Rd, Elkton, MD, 21921
Used Auto/Truck
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedMar 15, 2026
Details
over $20,000
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
14501 Sweitzer Ln, Laurel, MD, 20707
Drive4Less - New Auto
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedMar 15, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
14501 Sweitzer Ln, Laurel, MD, 20707
Drive4Less - New Auto Loan
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedMar 15, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
14501 Sweitzer Ln, Laurel, MD, 20707
New Auto
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedMar 15, 2026
Details
As Low As
Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
5210 Chairmans Ct, FREDERICK, MD, 21703
Auto Loan
5.24%
12-48
▼
APR5.24%
Term12-48
Last UpdatedMar 20, 2026
Details
As Low As; Amount: $5,000+
Prince Georges Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.22%
15201 Hall RD, Bowie, MD, 20721
New and Used Auto
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMar 15, 2026
Details
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
12820 Wisteria Dr, Germantown, MD, 20874 2627
New/Used Auto Loan
5.24%
48 months
▼
APR5.24%
Term48 months
Last UpdatedMar 20, 2026
Details
As Low As
Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
900 Caton Ave, Baltimore, MD, 21229
New Car Loan
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As
Central Credit Union of Maryland
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
8501 La Salle Rd, Baltimore, MD, 21286 5914
New or Used Car / Truck
5.24%
84 Months
▼
APR5.24%
Term84 Months
Last UpdatedMar 18, 2026
Details
As Low As; 12-84 Months available
Central Credit Union of Maryland
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
8501 La Salle Rd, Baltimore, MD, 21286 5914
Refinance Auto Loan
5.24%
84 Months
▼
APR5.24%
Term84 Months
Last UpdatedMar 18, 2026
Details
As Low As
Municipal Employees Credit Union of Balt Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
1 South St, Baltimore, MD, 21202
New Auto Loan
5.24%
61 - 72
▼
APR5.24%
Term61 - 72
Last UpdatedMar 20, 2026
Details
As Low As; With Direct Payment Discount
Municipal Employees Credit Union of Balt Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
1 South St, Baltimore, MD, 21202
Used Auto Loan
5.24%
49 - 60
▼
APR5.24%
Term49 - 60
Last UpdatedMar 20, 2026
Details
As Low As; With Direct Payment Discount
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
7901 Sandy Spring Rd, Laurel, MD, 20707
Used Cars and Trucks
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMar 15, 2026
Details
As Low As
Treasury Department Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.28%
6505 Belcrest Rd Rm 605, HYATTSVILLE, MD, 20782 2011
Used Vehicles (Auto, Trucks and SUVs) Up to 80 financing
5.25%
Up to 60 months
▼
APR5.25%
TermUp to 60 months
Last UpdatedMar 12, 2026
Details
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
1807 Rockville Pike, Rockville, MD, 20852
2024 Car Loans
5.29%
37-63
▼
APR5.29%
Term37-63
Last UpdatedMar 20, 2026
Details
As Low As
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
1807 Rockville Pike, Rockville, MD, 20852
2025 Car Loans
5.29%
37-63
▼
APR5.29%
Term37-63
Last UpdatedMar 20, 2026
Details
As Low As
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
996 Beards Hill Rd # Rt, Aberdeen, MD, 21001 1733
Used Auto, Truck, Van
5.34%
52-63
▼
APR5.34%
Term52-63
Last UpdatedMar 17, 2026
Details
As Low As; Automated Payments
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Used Auto Loan
5.34%
1 - 36
▼
APR5.34%
Term1 - 36
Last UpdatedMar 15, 2026
Details
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
New Vehicles
5.35%
60 Months
▼
APR5.35%
Term60 Months
Last UpdatedMar 15, 2026
Details
As Low As
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
1807 Rockville Pike, Rockville, MD, 20852
2023 Car Loans
5.39%
37-63
▼
APR5.39%
Term37-63
Last UpdatedMar 20, 2026
Details
As Low As
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
1807 Rockville Pike, Rockville, MD, 20852
2026 Car Loans
5.39%
37-63
▼
APR5.39%
Term37-63
Last UpdatedMar 20, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
5711 Allentown Rd, Suitland, MD, 20746
New Auto Loan
5.42%
72 Months
▼
APR5.42%
Term72 Months
Last UpdatedMar 17, 2026
Details
As Low As
Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
30 N Hickory Ave, Bel Air, MD, 21014 3249
New Auto
5.44%
67 to 78
▼
APR5.44%
Term67 to 78
Last UpdatedMar 20, 2026
Details
Treasury Department Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.28%
6505 Belcrest Rd Rm 605, HYATTSVILLE, MD, 20782 2011
Used Vehicles (Auto, Trucks and SUVs)
5.49%
61 to 72 months*
▼
APR5.49%
Term61 to 72 months*
Last UpdatedMar 12, 2026
Details
FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
10903 New Hampshire Ave, Silver Spring, MD, 20993
New & Used Vehicles
5.49%
6 Years
▼
APR5.49%
Term6 Years
Last UpdatedMar 18, 2026
Details
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
4003 Branch Ave, Temple Hills, MD, 20748
New and Used Auto Loans
5.49%
36 Months
▼
APR5.49%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As
Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
22745 Maple Rd, Lexington Park, MD, 20653
New Auto
5.49%
84 months
▼
APR5.49%
Term84 months
Last UpdatedMar 18, 2026
Details
As Low As
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
1807 Rockville Pike, Rockville, MD, 20852
2025 Car Loans
5.49%
64-75
▼
APR5.49%
Term64-75
Last UpdatedMar 20, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
3015 University Blvd W, Kensington, MD, 20895 1936
New Autos
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedMar 15, 2026
Details
As Low As; Up to 84 months
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
3015 University Blvd W, Kensington, MD, 20895 1936
Used Autos
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMar 15, 2026
Details
As Low As; Up to 72 months
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
New/Used Auto (2024-NEWER) 61-72 months (up to 110%)
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMar 18, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
Used Auto (20-23) (up to 110%)
5.49%
48 Months
▼
APR5.49%
Term48 Months
Last UpdatedMar 18, 2026
Details
As Low As
LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
New Vehicle Loans* - To purchase (2024, 2025 or 2026 auto or truck with less than 25,000 miles)
5.49%
73 to 84 months
▼
APR5.49%
Term73 to 84 months
Last UpdatedMar 20, 2026
Details
As Low As; 0% down
LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
New Vehicle Loans* - To purchase (2024, 2025 or 2026 auto or truck with less than 25,000 miles) 73 to 84 months
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As; 0% down
LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
Used Vehicle Loans* (2017 - 2019)
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As; 0% down
Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.94%
55 Thiokol Rd, Elkton, MD, 21921
New Auto/Truck
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMar 15, 2026
Details
Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
5210 Chairmans Ct, FREDERICK, MD, 21703
Auto Loan
5.49%
49-60
▼
APR5.49%
Term49-60
Last UpdatedMar 20, 2026
Details
As Low As; Amount: $10,000+
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
12820 Wisteria Dr, Germantown, MD, 20874 2627
New/Used Auto Loan
5.49%
60 months
▼
APR5.49%
Term60 months
Last UpdatedMar 20, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Used Auto Loan
5.49%
37 - 48
▼
APR5.49%
Term37 - 48
Last UpdatedMar 15, 2026
Details
Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
900 Caton Ave, Baltimore, MD, 21229
New Car Loan
5.49%
61-72
▼
APR5.49%
Term61-72
Last UpdatedMar 20, 2026
Details
As Low As
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
New Auto
5.49%
73-84
▼
APR5.49%
Term73-84
Last UpdatedMar 17, 2026
Details
As Low As
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
Used Auto
5.49%
61-72
▼
APR5.49%
Term61-72
Last UpdatedMar 17, 2026
Details
As Low As
Municipal Employees Credit Union of Balt Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
1 South St, Baltimore, MD, 21202
Used Auto Loan
5.49%
61 - 72
▼
APR5.49%
Term61 - 72
Last UpdatedMar 20, 2026
Details
As Low As; With Direct Payment Discount
Treasury Department Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.28%
6505 Belcrest Rd Rm 605, HYATTSVILLE, MD, 20782 2011
New Vehicle (Auto, Trucks and SUVs)
5.50%
73 to 84 months*
▼
APR5.50%
Term73 to 84 months*
Last UpdatedMar 12, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
Classic Vehicle Loans
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As; The stated APR is the lowest rate available for qualified members and reflects a 0.25% discount for Direct Deposit and automatic debit of loan payment from a Checking Account with Lafayette Federal. The actual rate may be higher based on income, creditworthiness, and loan-to-value.
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
New Auto Loan
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMar 20, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
Used Auto APR1
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMar 20, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
Used Auto Loan
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMar 20, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
Vehicle Loans New Auto
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMar 20, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
Vehicle Loans Used Auto
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMar 20, 2026
Details
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
5720 Silver Hill Rd, District Heights, MD, 20747
Used Auto Loan
5.50%
66 Months
▼
APR5.50%
Term66 Months
Last UpdatedMar 13, 2026
Details
As Low As; Up to $15,000
Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2345 Eastern Ave, Baltimore, MD, 21224
Used Auto Loan
5.54%
Up to 48 Months
▼
APR5.54%
TermUp to 48 Months
Last UpdatedMar 15, 2026
Details
As Low As
Treasury Department Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.28%
6505 Belcrest Rd Rm 605, HYATTSVILLE, MD, 20782 2011
New Vehicle (Auto, Trucks and SUVs)
5.55%
73 to 84 months*
▼
APR5.55%
Term73 to 84 months*
Last UpdatedMar 12, 2026
Details
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
5711 Allentown Rd, Suitland, MD, 20746
New Auto Loan
5.57%
84 Months
▼
APR5.57%
Term84 Months
Last UpdatedMar 17, 2026
Details
As Low As
Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2345 Eastern Ave, Baltimore, MD, 21224
Used Auto Loan
5.59%
76 to 84 Months
▼
APR5.59%
Term76 to 84 Months
Last UpdatedMar 15, 2026
Details
As Low As
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
1807 Rockville Pike, Rockville, MD, 20852
2022 Car Loans
5.59%
37-63
▼
APR5.59%
Term37-63
Last UpdatedMar 20, 2026
Details
As Low As
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
1807 Rockville Pike, Rockville, MD, 20852
2024 Car Loans
5.59%
64-75
▼
APR5.59%
Term64-75
Last UpdatedMar 20, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business New Auto Loan
5.59%
1 - 36
▼
APR5.59%
Term1 - 36
Last UpdatedMar 15, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business New Vehicle Loan
5.59%
1 - 36
▼
APR5.59%
Term1 - 36
Last UpdatedMar 15, 2026
Details
As Low As
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
New Vehicles
5.65%
72 Months
▼
APR5.65%
Term72 Months
Last UpdatedMar 15, 2026
Details
As Low As
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
1807 Rockville Pike, Rockville, MD, 20852
2026 Car Loans
5.69%
64-75
▼
APR5.69%
Term64-75
Last UpdatedMar 20, 2026
Details
As Low As
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
1325 E West HWY, silver spring, MD, 20910
New Vehicles
5.74%
36 Months
▼
APR5.74%
Term36 Months
Last UpdatedMar 13, 2026
Details
As Low As
Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2345 Eastern Ave, Baltimore, MD, 21224
Used Auto Loan
5.74%
49 to 66 Months
▼
APR5.74%
Term49 to 66 Months
Last UpdatedMar 15, 2026
Details
As Low As
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
996 Beards Hill Rd # Rt, Aberdeen, MD, 21001 1733
Used Auto, Truck, Van
5.74%
64-75
▼
APR5.74%
Term64-75
Last UpdatedMar 17, 2026
Details
As Low As; Automated Payments
Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
22745 Maple Rd, Lexington Park, MD, 20653
Pre-owned Auto
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedMar 18, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
3015 University Blvd W, Kensington, MD, 20895 1936
Used Autos
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedMar 15, 2026
Details
As Low As; Up to 84 months
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
New/Used Auto (2024-NEWER) 73-84 months
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedMar 18, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
Used Auto (20-23) (up to 110%)
5.74%
60 Months
▼
APR5.74%
Term60 Months
Last UpdatedMar 18, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.38%
8603 La Salle Rd, Towson, MD, 21286 2002
36 Month - New Auto or Truck Purchase/Refinance
4.24%
36 Months
▼
APR4.24%
Term36 Months
Last UpdatedMar 11, 2026
Details
First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
7601 Osler Dr, Towson, MD, 21204 7700
Auto Loans - New or Used/Purchase or Refinance
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 18, 2026
Details
As Low As
First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
7601 Osler Dr, Towson, MD, 21204 7700
Auto Loans - New or Used/Purchase or Refinance
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedMar 18, 2026
Details
As Low As
First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
7601 Osler Dr, Towson, MD, 21204 7700
Auto Loans - New or Used/Purchase or Refinance
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedMar 18, 2026
Details
As Low As
State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.38%
8603 La Salle Rd, Towson, MD, 21286 2002
72 Month - New Auto or Truck Purchase/Refinance
5.34%
72 Months
▼
APR5.34%
Term72 Months
Last UpdatedMar 11, 2026
Details
First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
7601 Osler Dr, Towson, MD, 21204 7700
Auto Loans - New or Used/Purchase or Refinance
5.50%
72 Months
▼
APR5.50%
Term72 Months
Last UpdatedMar 18, 2026
Details
As Low As
First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
7601 Osler Dr, Towson, MD, 21204 7700
Auto Loans - New or Used/Purchase or Refinance
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedMar 18, 2026
Details
As Low As
State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.38%
8603 La Salle Rd, Towson, MD, 21286 2002
84 Month - New Auto or Truck Purchase/Refinance
6.09%
84 Months
▼
APR6.09%
Term84 Months
Last UpdatedMar 11, 2026
Details
First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
7601 Osler Dr, Towson, MD, 21204 7700
Auto Loans - New or Used/Purchase or Refinance
6.24%
84 Months
▼
APR6.24%
Term84 Months
Last UpdatedMar 18, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
BRAND NEW AUTO Purchase / Never Titled 2025 & Newer
2.99%
0-36
▼
APR2.99%
Term0-36
Last UpdatedMar 17, 2026
Details
POCU of Maryland
Institution Rating:
A+5.0 ★
900 E Fayette St Rm 606, Baltimore, MD, 21233 1050
New Car
3.09%
24 Months
▼
APR3.09%
Term24 Months
Last UpdatedMar 15, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
USED AUTO 2024 & Newer
3.24%
0-36
▼
APR3.24%
Term0-36
Last UpdatedMar 17, 2026
Details
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
New Auto
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
New Auto Loan
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
BRAND NEW AUTO Purchase / Never Titled 2025 & Newer
3.74%
49-60
▼
APR3.74%
Term49-60
Last UpdatedMar 17, 2026
Details
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
7901 Sandy Spring Rd, Laurel, MD, 20707
New Cars and Trucks
3.74%
36 Months
▼
APR3.74%
Term36 Months
Last UpdatedMar 15, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
5711 Allentown Rd, Suitland, MD, 20746
New Auto Loan
3.89%
36 Months
▼
APR3.89%
Term36 Months
Last UpdatedMar 17, 2026
Details
As Low As
Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
22745 Maple Rd, Lexington Park, MD, 20653
New Auto
3.99%
36 months
▼
APR3.99%
Term36 months
Last UpdatedMar 18, 2026
Details
As Low As
LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
New Vehicle Loans* - To purchase (2024, 2025 or 2026 auto or truck with less than 25,000 miles)
3.99%
Up to 48 months
▼
APR3.99%
TermUp to 48 months
Last UpdatedMar 20, 2026
Details
As Low As; 0% down
LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
New Vehicle Loans* - To purchase (2024, 2025 or 2026 auto or truck with less than 25,000 miles) Up to 48 months
3.99%
48 Months
▼
APR3.99%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As; 0% down
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
BRAND NEW AUTO Purchase / Never Titled 2025 & Newer
3.99%
61-72
▼
APR3.99%
Term61-72
Last UpdatedMar 17, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
USED AUTO 2020 - Newer
3.99%
0-36
▼
APR3.99%
Term0-36
Last UpdatedMar 17, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
USED AUTO 2024 & Newer
3.99%
49-60
▼
APR3.99%
Term49-60
Last UpdatedMar 17, 2026
Details
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
New Auto
3.99%
0-48
▼
APR3.99%
Term0-48
Last UpdatedMar 17, 2026
Details
As Low As
FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
10903 New Hampshire Ave, Silver Spring, MD, 20993
New & Used Vehicles
4.20%
2-3 Years
▼
APR4.20%
Term2-3 Years
Last UpdatedMar 18, 2026
Details
LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
New Vehicle Loans* - To purchase (2024, 2025 or 2026 auto or truck with less than 25,000 miles)
4.24%
49 to 60 months
▼
APR4.24%
Term49 to 60 months
Last UpdatedMar 20, 2026
Details
As Low As; 0% down
LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
New Vehicle Loans* - To purchase (2024, 2025 or 2026 auto or truck with less than 25,000 miles) 49 to 60 months
4.24%
60 Months
▼
APR4.24%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As; 0% down
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
USED AUTO 2020 - Newer
4.24%
37-48
▼
APR4.24%
Term37-48
Last UpdatedMar 17, 2026
Details
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
7901 Sandy Spring Rd, Laurel, MD, 20707
New Cars and Trucks
4.24%
48 Months
▼
APR4.24%
Term48 Months
Last UpdatedMar 15, 2026
Details
As Low As
POCU of Maryland
Institution Rating:
A+5.0 ★
900 E Fayette St Rm 606, Baltimore, MD, 21233 1050
New Car
4.29%
72 Months
▼
APR4.29%
Term72 Months
Last UpdatedMar 15, 2026
Details
FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
10903 New Hampshire Ave, Silver Spring, MD, 20993
New & Used Vehicles
4.40%
4 Years
▼
APR4.40%
Term4 Years
Last UpdatedMar 18, 2026
Details
Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
30 N Hickory Ave, Bel Air, MD, 21014 3249
New Auto
4.44%
1 to 36
▼
APR4.44%
Term1 to 36
Last UpdatedMar 20, 2026
Details
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
New Vehicles
4.45%
36 Months
▼
APR4.45%
Term36 Months
Last UpdatedMar 15, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
5711 Allentown Rd, Suitland, MD, 20746
New Auto Loan
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 17, 2026
Details
As Low As
Treasury Department Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.28%
6505 Belcrest Rd Rm 605, HYATTSVILLE, MD, 20782 2011
New Vehicle (Auto, Trucks and SUVs) Up to 80% financing
4.49%
Up to 60 months
▼
APR4.49%
TermUp to 60 months
Last UpdatedMar 12, 2026
Details
FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
10903 New Hampshire Ave, Silver Spring, MD, 20993
New & Used Vehicles
4.49%
5 Years
▼
APR4.49%
Term5 Years
Last UpdatedMar 18, 2026
Details
Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
22745 Maple Rd, Lexington Park, MD, 20653
New Auto
4.49%
48 months
▼
APR4.49%
Term48 months
Last UpdatedMar 18, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
New/Used Auto (2024-NEWER) Auto 0-48 months (up to 110%)
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 18, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
USED AUTO 2020 - Newer
4.49%
49-60
▼
APR4.49%
Term49-60
Last UpdatedMar 17, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
USED AUTO 2024 & Newer
4.49%
61-72
▼
APR4.49%
Term61-72
Last UpdatedMar 17, 2026
Details
Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.94%
55 Thiokol Rd, Elkton, MD, 21921
New Auto/Truck
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 15, 2026
Details
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
New Auto
4.49%
49-60
▼
APR4.49%
Term49-60
Last UpdatedMar 17, 2026
Details
As Low As
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
10001 Willowdale Rd, Lanham, MD, 20706 4321
New Vehicles
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedMar 18, 2026
Details
As Low As
Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
30 N Hickory Ave, Bel Air, MD, 21014 3249
New Auto
4.54%
37 to 48
▼
APR4.54%
Term37 to 48
Last UpdatedMar 20, 2026
Details
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
3015 University Blvd W, Kensington, MD, 20895 1936
New Autos
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 15, 2026
Details
As Low As; Up to 48 months
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
New/Used Auto (2024-NEWER) 49-60 months (up to 110%)
4.74%
60 Months
▼
APR4.74%
Term60 Months
Last UpdatedMar 18, 2026
Details
As Low As
LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
New Vehicle Loans* - To purchase (2024, 2025 or 2026 auto or truck with less than 25,000 miles)
4.74%
61 to 72 months
▼
APR4.74%
Term61 to 72 months
Last UpdatedMar 20, 2026
Details
As Low As; 0% down
LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
New Vehicle Loans* - To purchase (2024, 2025 or 2026 auto or truck with less than 25,000 miles) 61 to 72 months
4.74%
72 Months
▼
APR4.74%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As; 0% down
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
BRAND NEW AUTO Purchase / Never Titled 2025 & Newer
4.74%
73-84
▼
APR4.74%
Term73-84
Last UpdatedMar 17, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
USED AUTO 2020 - Newer
4.74%
61-72
▼
APR4.74%
Term61-72
Last UpdatedMar 17, 2026
Details
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
New Auto
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
New Auto Loan
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As
Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.94%
55 Thiokol Rd, Elkton, MD, 21921
New Auto/Truck
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 15, 2026
Details
Municipal Employees Credit Union of Balt Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
1 South St, Baltimore, MD, 21202
New Auto Loan
4.74%
12 - 48
▼
APR4.74%
Term12 - 48
Last UpdatedMar 20, 2026
Details
As Low As; With Direct Payment Discount
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
7901 Sandy Spring Rd, Laurel, MD, 20707
New Cars and Trucks
4.74%
72 Months
▼
APR4.74%
Term72 Months
Last UpdatedMar 15, 2026
Details
As Low As
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
10001 Willowdale Rd, Lanham, MD, 20706 4321
New Vehicles
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedMar 18, 2026
Details
As Low As
Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
30 N Hickory Ave, Bel Air, MD, 21014 3249
New Auto
4.79%
49 to 66
▼
APR4.79%
Term49 to 66
Last UpdatedMar 20, 2026
Details
POCU of Maryland
Institution Rating:
A+5.0 ★
900 E Fayette St Rm 606, Baltimore, MD, 21233 1050
New Car
4.79%
84 Months
▼
APR4.79%
Term84 Months
Last UpdatedMar 15, 2026
Details
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
New Vehicles
4.80%
48 Months
▼
APR4.80%
Term48 Months
Last UpdatedMar 15, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
New Auto Loan
4.84%
1 - 36
▼
APR4.84%
Term1 - 36
Last UpdatedMar 15, 2026
Details
Treasury Department Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.28%
6505 Belcrest Rd Rm 605, HYATTSVILLE, MD, 20782 2011
New Vehicle (Auto, Trucks and SUVs)
4.95%
61 to 72 months*
▼
APR4.95%
Term61 to 72 months*
Last UpdatedMar 12, 2026
Details
Treasury Department Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.28%
6505 Belcrest Rd Rm 605, HYATTSVILLE, MD, 20782 2011
New Vehicle (Auto, Trucks and SUVs)
4.99%
61 to 72 months*
▼
APR4.99%
Term61 to 72 months*
Last UpdatedMar 12, 2026
Details
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
3015 University Blvd W, Kensington, MD, 20895 1936
New Autos
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 15, 2026
Details
As Low As; Up to 60 months
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
USED AUTO 2024 & Newer
4.99%
73-84
▼
APR4.99%
Term73-84
Last UpdatedMar 17, 2026
Details
Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.94%
55 Thiokol Rd, Elkton, MD, 21921
New Auto/Truck
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 15, 2026
Details
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
14501 Sweitzer Ln, Laurel, MD, 20707
Drive4Less - New Auto
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMar 15, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
14501 Sweitzer Ln, Laurel, MD, 20707
Drive4Less - New Auto Loan
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMar 15, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
14501 Sweitzer Ln, Laurel, MD, 20707
New Auto
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMar 15, 2026
Details
As Low As
Prince Georges Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.22%
15201 Hall RD, Bowie, MD, 20721
New and Used Auto
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMar 15, 2026
Details
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
12820 Wisteria Dr, Germantown, MD, 20874 2627
New/Used Auto Loan
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedMar 20, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
New Auto Loan
4.99%
37 - 48
▼
APR4.99%
Term37 - 48
Last UpdatedMar 15, 2026
Details
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
New Auto
4.99%
61-72
▼
APR4.99%
Term61-72
Last UpdatedMar 17, 2026
Details
As Low As
Municipal Employees Credit Union of Balt Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
1 South St, Baltimore, MD, 21202
New Auto Loan
4.99%
49 - 60
▼
APR4.99%
Term49 - 60
Last UpdatedMar 20, 2026
Details
As Low As; With Direct Payment Discount
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
New Auto Loan
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedMar 20, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
Vehicle Loans New Auto
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedMar 20, 2026
Details
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
5720 Silver Hill Rd, District Heights, MD, 20747
New Auto Loan
5.10%
66 Months
▼
APR5.10%
Term66 Months
Last UpdatedMar 13, 2026
Details
As Low As; Up to 125% of MSRP to include tax, tags, warranties and GAP
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
3015 University Blvd W, Kensington, MD, 20895 1936
New Autos
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMar 15, 2026
Details
As Low As; Up to 72 months
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
USED AUTO 2020 - Newer
5.24%
73-84
▼
APR5.24%
Term73-84
Last UpdatedMar 17, 2026
Details
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
New Auto
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
New Auto Loan
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
14501 Sweitzer Ln, Laurel, MD, 20707
Drive4Less - New Auto
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedMar 15, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
14501 Sweitzer Ln, Laurel, MD, 20707
Drive4Less - New Auto Loan
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedMar 15, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
14501 Sweitzer Ln, Laurel, MD, 20707
New Auto
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedMar 15, 2026
Details
As Low As
Prince Georges Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.22%
15201 Hall RD, Bowie, MD, 20721
New and Used Auto
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMar 15, 2026
Details
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
12820 Wisteria Dr, Germantown, MD, 20874 2627
New/Used Auto Loan
5.24%
48 months
▼
APR5.24%
Term48 months
Last UpdatedMar 20, 2026
Details
As Low As
Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
900 Caton Ave, Baltimore, MD, 21229
New Car Loan
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As
Central Credit Union of Maryland
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
8501 La Salle Rd, Baltimore, MD, 21286 5914
New or Used Car / Truck
5.24%
84 Months
▼
APR5.24%
Term84 Months
Last UpdatedMar 18, 2026
Details
As Low As; 12-84 Months available
Municipal Employees Credit Union of Balt Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
1 South St, Baltimore, MD, 21202
New Auto Loan
5.24%
61 - 72
▼
APR5.24%
Term61 - 72
Last UpdatedMar 20, 2026
Details
As Low As; With Direct Payment Discount
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
New Vehicles
5.35%
60 Months
▼
APR5.35%
Term60 Months
Last UpdatedMar 15, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
5711 Allentown Rd, Suitland, MD, 20746
New Auto Loan
5.42%
72 Months
▼
APR5.42%
Term72 Months
Last UpdatedMar 17, 2026
Details
As Low As
Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
30 N Hickory Ave, Bel Air, MD, 21014 3249
New Auto
5.44%
67 to 78
▼
APR5.44%
Term67 to 78
Last UpdatedMar 20, 2026
Details
FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
10903 New Hampshire Ave, Silver Spring, MD, 20993
New & Used Vehicles
5.49%
6 Years
▼
APR5.49%
Term6 Years
Last UpdatedMar 18, 2026
Details
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
4003 Branch Ave, Temple Hills, MD, 20748
New and Used Auto Loans
5.49%
36 Months
▼
APR5.49%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As
Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
22745 Maple Rd, Lexington Park, MD, 20653
New Auto
5.49%
84 months
▼
APR5.49%
Term84 months
Last UpdatedMar 18, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
3015 University Blvd W, Kensington, MD, 20895 1936
New Autos
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedMar 15, 2026
Details
As Low As; Up to 84 months
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
New/Used Auto (2024-NEWER) 61-72 months (up to 110%)
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMar 18, 2026
Details
As Low As
LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
New Vehicle Loans* - To purchase (2024, 2025 or 2026 auto or truck with less than 25,000 miles)
5.49%
73 to 84 months
▼
APR5.49%
Term73 to 84 months
Last UpdatedMar 20, 2026
Details
As Low As; 0% down
LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
New Vehicle Loans* - To purchase (2024, 2025 or 2026 auto or truck with less than 25,000 miles) 73 to 84 months
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As; 0% down
Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.94%
55 Thiokol Rd, Elkton, MD, 21921
New Auto/Truck
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMar 15, 2026
Details
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
12820 Wisteria Dr, Germantown, MD, 20874 2627
New/Used Auto Loan
5.49%
60 months
▼
APR5.49%
Term60 months
Last UpdatedMar 20, 2026
Details
As Low As
Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
900 Caton Ave, Baltimore, MD, 21229
New Car Loan
5.49%
61-72
▼
APR5.49%
Term61-72
Last UpdatedMar 20, 2026
Details
As Low As
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
New Auto
5.49%
73-84
▼
APR5.49%
Term73-84
Last UpdatedMar 17, 2026
Details
As Low As
Treasury Department Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.28%
6505 Belcrest Rd Rm 605, HYATTSVILLE, MD, 20782 2011
New Vehicle (Auto, Trucks and SUVs)
5.50%
73 to 84 months*
▼
APR5.50%
Term73 to 84 months*
Last UpdatedMar 12, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
New Auto Loan
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMar 20, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
Vehicle Loans New Auto
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMar 20, 2026
Details
Treasury Department Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.28%
6505 Belcrest Rd Rm 605, HYATTSVILLE, MD, 20782 2011
New Vehicle (Auto, Trucks and SUVs)
5.55%
73 to 84 months*
▼
APR5.55%
Term73 to 84 months*
Last UpdatedMar 12, 2026
Details
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
5711 Allentown Rd, Suitland, MD, 20746
New Auto Loan
5.57%
84 Months
▼
APR5.57%
Term84 Months
Last UpdatedMar 17, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business New Auto Loan
5.59%
1 - 36
▼
APR5.59%
Term1 - 36
Last UpdatedMar 15, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Business New Vehicle Loan
5.59%
1 - 36
▼
APR5.59%
Term1 - 36
Last UpdatedMar 15, 2026
Details
As Low As
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
New Vehicles
5.65%
72 Months
▼
APR5.65%
Term72 Months
Last UpdatedMar 15, 2026
Details
As Low As
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
1325 E West HWY, silver spring, MD, 20910
New Vehicles
5.74%
36 Months
▼
APR5.74%
Term36 Months
Last UpdatedMar 13, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
New/Used Auto (2024-NEWER) 73-84 months
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedMar 18, 2026
Details
As Low As
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MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.38%
8603 La Salle Rd, Towson, MD, 21286 2002
36 Month - Used Auto or Truck Purchase/Refinance
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 11, 2026
Details
First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
7601 Osler Dr, Towson, MD, 21204 7700
Auto Loans - New or Used/Purchase or Refinance
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 18, 2026
Details
As Low As
First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
7601 Osler Dr, Towson, MD, 21204 7700
Auto Loans - New or Used/Purchase or Refinance
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedMar 18, 2026
Details
As Low As
First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
7601 Osler Dr, Towson, MD, 21204 7700
Auto Loans - New or Used/Purchase or Refinance
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedMar 18, 2026
Details
As Low As
First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
7601 Osler Dr, Towson, MD, 21204 7700
Auto Loans - New or Used/Purchase or Refinance
5.50%
72 Months
▼
APR5.50%
Term72 Months
Last UpdatedMar 18, 2026
Details
As Low As
State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.38%
8603 La Salle Rd, Towson, MD, 21286 2002
72 Month - Used Auto or Truck Purchase/Refinance
5.59%
72 Months
▼
APR5.59%
Term72 Months
Last UpdatedMar 11, 2026
Details
First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
7601 Osler Dr, Towson, MD, 21204 7700
Auto Loans - New or Used/Purchase or Refinance
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedMar 18, 2026
Details
As Low As
First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
7601 Osler Dr, Towson, MD, 21204 7700
Auto Loans - New or Used/Purchase or Refinance
6.24%
84 Months
▼
APR6.24%
Term84 Months
Last UpdatedMar 18, 2026
Details
As Low As
State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.38%
8603 La Salle Rd, Towson, MD, 21286 2002
84 Month - Used Auto or Truck Purchase/Refinance
6.34%
84 Months
▼
APR6.34%
Term84 Months
Last UpdatedMar 11, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
USED AUTO 2024 & Newer
3.24%
0-36
▼
APR3.24%
Term0-36
Last UpdatedMar 17, 2026
Details
POCU of Maryland
Institution Rating:
A+5.0 ★
900 E Fayette St Rm 606, Baltimore, MD, 21233 1050
Used Car
3.29%
24 Months
▼
APR3.29%
Term24 Months
Last UpdatedMar 15, 2026
Details
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
Used Auto
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
Used Auto Loan
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
USED AUTO 2020 - Newer
3.99%
0-36
▼
APR3.99%
Term0-36
Last UpdatedMar 17, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
USED AUTO 2024 & Newer
3.99%
49-60
▼
APR3.99%
Term49-60
Last UpdatedMar 17, 2026
Details
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
Used Auto
3.99%
0-36
▼
APR3.99%
Term0-36
Last UpdatedMar 17, 2026
Details
As Low As
FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
10903 New Hampshire Ave, Silver Spring, MD, 20993
New & Used Vehicles
4.20%
2-3 Years
▼
APR4.20%
Term2-3 Years
Last UpdatedMar 18, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
USED AUTO 2020 - Newer
4.24%
37-48
▼
APR4.24%
Term37-48
Last UpdatedMar 17, 2026
Details
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
7901 Sandy Spring Rd, Laurel, MD, 20707
Used Cars and Trucks
4.24%
36 Months
▼
APR4.24%
Term36 Months
Last UpdatedMar 15, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
5711 Allentown Rd, Suitland, MD, 20746
Used Auto Loan
4.40%
36 Months
▼
APR4.40%
Term36 Months
Last UpdatedMar 17, 2026
Details
As Low As
FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
10903 New Hampshire Ave, Silver Spring, MD, 20993
New & Used Vehicles
4.40%
4 Years
▼
APR4.40%
Term4 Years
Last UpdatedMar 18, 2026
Details
FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
10903 New Hampshire Ave, Silver Spring, MD, 20993
New & Used Vehicles
4.49%
5 Years
▼
APR4.49%
Term5 Years
Last UpdatedMar 18, 2026
Details
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
New/Used Auto (2024-NEWER) Auto 0-48 months (up to 110%)
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 18, 2026
Details
As Low As
LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
Used Vehicle Loans
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As; 0% down
LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
Used Vehicle Loans* - To purchase (from a dealer or private party) or refinance a vehicle (2020-2023) model year
4.49%
Up to 48 months
▼
APR4.49%
TermUp to 48 months
Last UpdatedMar 20, 2026
Details
As Low As; 0% down
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
USED AUTO 2020 - Newer
4.49%
49-60
▼
APR4.49%
Term49-60
Last UpdatedMar 17, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
USED AUTO 2024 & Newer
4.49%
61-72
▼
APR4.49%
Term61-72
Last UpdatedMar 17, 2026
Details
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
Used Auto
4.49%
37-48
▼
APR4.49%
Term37-48
Last UpdatedMar 17, 2026
Details
As Low As
POCU of Maryland
Institution Rating:
A+5.0 ★
900 E Fayette St Rm 606, Baltimore, MD, 21233 1050
Used Car
4.49%
72 Months
▼
APR4.49%
Term72 Months
Last UpdatedMar 15, 2026
Details
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
5711 Allentown Rd, Suitland, MD, 20746
Used Auto Loan
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 17, 2026
Details
As Low As
Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
22745 Maple Rd, Lexington Park, MD, 20653
Pre-owned Auto
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 18, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
New/Used Auto (2024-NEWER) 49-60 months (up to 110%)
4.74%
60 Months
▼
APR4.74%
Term60 Months
Last UpdatedMar 18, 2026
Details
As Low As
LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
Used Vehicle Loans
4.74%
60 Months
▼
APR4.74%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As; 0% down
LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
Used Vehicle Loans* - To purchase (from a dealer or private party) or refinance a vehicle (2020-2023) model year
4.74%
49 to 60 months
▼
APR4.74%
Term49 to 60 months
Last UpdatedMar 20, 2026
Details
As Low As; 0% down
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
USED AUTO 2020 - Newer
4.74%
61-72
▼
APR4.74%
Term61-72
Last UpdatedMar 17, 2026
Details
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
Used Auto
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
Used Auto Loan
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As
Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.94%
55 Thiokol Rd, Elkton, MD, 21921
Used Auto/Truck
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 15, 2026
Details
over $20,000
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
7901 Sandy Spring Rd, Laurel, MD, 20707
Used Cars and Trucks
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 15, 2026
Details
As Low As
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
Used Vehicles
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedMar 15, 2026
Details
As Low As
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
996 Beards Hill Rd # Rt, Aberdeen, MD, 21001 1733
Used Auto, Truck, Van
4.84%
1-36
▼
APR4.84%
Term1-36
Last UpdatedMar 17, 2026
Details
As Low As; Automated Payments
Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2345 Eastern Ave, Baltimore, MD, 21224
Used Auto Loan
4.89%
Up to 48 Months
▼
APR4.89%
TermUp to 48 Months
Last UpdatedMar 15, 2026
Details
As Low As
Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2345 Eastern Ave, Baltimore, MD, 21224
Used Auto Loan
4.99%
49 to 66 Months
▼
APR4.99%
Term49 to 66 Months
Last UpdatedMar 15, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
3015 University Blvd W, Kensington, MD, 20895 1936
Used Autos
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMar 15, 2026
Details
As Low As; Up to 48 months
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
USED AUTO 2024 & Newer
4.99%
73-84
▼
APR4.99%
Term73-84
Last UpdatedMar 17, 2026
Details
Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.94%
55 Thiokol Rd, Elkton, MD, 21921
Used Auto/Truck
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMar 15, 2026
Details
over $20,000
Prince Georges Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.22%
15201 Hall RD, Bowie, MD, 20721
New and Used Auto
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMar 15, 2026
Details
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
12820 Wisteria Dr, Germantown, MD, 20874 2627
New/Used Auto Loan
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedMar 20, 2026
Details
As Low As
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
Used Auto
4.99%
49-60
▼
APR4.99%
Term49-60
Last UpdatedMar 17, 2026
Details
As Low As
Municipal Employees Credit Union of Balt Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
1 South St, Baltimore, MD, 21202
Used Auto Loan
4.99%
12 - 48
▼
APR4.99%
Term12 - 48
Last UpdatedMar 20, 2026
Details
As Low As; With Direct Payment Discount
POCU of Maryland
Institution Rating:
A+5.0 ★
900 E Fayette St Rm 606, Baltimore, MD, 21233 1050
Used Car
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedMar 15, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
Used Auto Loan
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedMar 20, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
Vehicle Loans Used Auto
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedMar 20, 2026
Details
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
996 Beards Hill Rd # Rt, Aberdeen, MD, 21001 1733
Used Auto, Truck, Van
5.09%
37-51
▼
APR5.09%
Term37-51
Last UpdatedMar 17, 2026
Details
As Low As; Automated Payments
Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2345 Eastern Ave, Baltimore, MD, 21224
Used Auto Loan
5.19%
67 to 75 Months
▼
APR5.19%
Term67 to 75 Months
Last UpdatedMar 15, 2026
Details
As Low As
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
Used Vehicles
5.20%
48 Months
▼
APR5.20%
Term48 Months
Last UpdatedMar 15, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
3015 University Blvd W, Kensington, MD, 20895 1936
Used Autos
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedMar 15, 2026
Details
As Low As; Up to 60 months
LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
Used Vehicle Loans
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As; 0% down
LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
Used Vehicle Loans* (2017 - 2019)
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As; 0% down
LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
Used Vehicle Loans* - To purchase (from a dealer or private party) or refinance a vehicle (2020-2023) model year
5.24%
61 to 72 months
▼
APR5.24%
Term61 to 72 months
Last UpdatedMar 20, 2026
Details
As Low As; 0% down
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
14316 National Hwy SW, LaVale, MD, 21502
USED AUTO 2020 - Newer
5.24%
73-84
▼
APR5.24%
Term73-84
Last UpdatedMar 17, 2026
Details
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
Used Auto
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
Used Auto Loan
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As
Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.94%
55 Thiokol Rd, Elkton, MD, 21921
Used Auto/Truck
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedMar 15, 2026
Details
over $20,000
Prince Georges Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.22%
15201 Hall RD, Bowie, MD, 20721
New and Used Auto
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMar 15, 2026
Details
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
12820 Wisteria Dr, Germantown, MD, 20874 2627
New/Used Auto Loan
5.24%
48 months
▼
APR5.24%
Term48 months
Last UpdatedMar 20, 2026
Details
As Low As
Central Credit Union of Maryland
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
8501 La Salle Rd, Baltimore, MD, 21286 5914
New or Used Car / Truck
5.24%
84 Months
▼
APR5.24%
Term84 Months
Last UpdatedMar 18, 2026
Details
As Low As; 12-84 Months available
Municipal Employees Credit Union of Balt Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
1 South St, Baltimore, MD, 21202
Used Auto Loan
5.24%
49 - 60
▼
APR5.24%
Term49 - 60
Last UpdatedMar 20, 2026
Details
As Low As; With Direct Payment Discount
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
7901 Sandy Spring Rd, Laurel, MD, 20707
Used Cars and Trucks
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMar 15, 2026
Details
As Low As
Treasury Department Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.28%
6505 Belcrest Rd Rm 605, HYATTSVILLE, MD, 20782 2011
Used Vehicles (Auto, Trucks and SUVs) Up to 80 financing
5.25%
Up to 60 months
▼
APR5.25%
TermUp to 60 months
Last UpdatedMar 12, 2026
Details
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
996 Beards Hill Rd # Rt, Aberdeen, MD, 21001 1733
Used Auto, Truck, Van
5.34%
52-63
▼
APR5.34%
Term52-63
Last UpdatedMar 17, 2026
Details
As Low As; Automated Payments
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Used Auto Loan
5.34%
1 - 36
▼
APR5.34%
Term1 - 36
Last UpdatedMar 15, 2026
Details
Treasury Department Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.28%
6505 Belcrest Rd Rm 605, HYATTSVILLE, MD, 20782 2011
Used Vehicles (Auto, Trucks and SUVs)
5.49%
61 to 72 months*
▼
APR5.49%
Term61 to 72 months*
Last UpdatedMar 12, 2026
Details
FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
10903 New Hampshire Ave, Silver Spring, MD, 20993
New & Used Vehicles
5.49%
6 Years
▼
APR5.49%
Term6 Years
Last UpdatedMar 18, 2026
Details
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
4003 Branch Ave, Temple Hills, MD, 20748
New and Used Auto Loans
5.49%
36 Months
▼
APR5.49%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
3015 University Blvd W, Kensington, MD, 20895 1936
Used Autos
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMar 15, 2026
Details
As Low As; Up to 72 months
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
New/Used Auto (2024-NEWER) 61-72 months (up to 110%)
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMar 18, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
Used Auto (20-23) (up to 110%)
5.49%
48 Months
▼
APR5.49%
Term48 Months
Last UpdatedMar 18, 2026
Details
As Low As
LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
Used Vehicle Loans* (2017 - 2019)
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As; 0% down
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
12820 Wisteria Dr, Germantown, MD, 20874 2627
New/Used Auto Loan
5.49%
60 months
▼
APR5.49%
Term60 months
Last UpdatedMar 20, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Used Auto Loan
5.49%
37 - 48
▼
APR5.49%
Term37 - 48
Last UpdatedMar 15, 2026
Details
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
Used Auto
5.49%
61-72
▼
APR5.49%
Term61-72
Last UpdatedMar 17, 2026
Details
As Low As
Municipal Employees Credit Union of Balt Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
1 South St, Baltimore, MD, 21202
Used Auto Loan
5.49%
61 - 72
▼
APR5.49%
Term61 - 72
Last UpdatedMar 20, 2026
Details
As Low As; With Direct Payment Discount
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
Used Auto APR1
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMar 20, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
Used Auto Loan
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMar 20, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
Vehicle Loans Used Auto
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMar 20, 2026
Details
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
5720 Silver Hill Rd, District Heights, MD, 20747
Used Auto Loan
5.50%
66 Months
▼
APR5.50%
Term66 Months
Last UpdatedMar 13, 2026
Details
As Low As; Up to $15,000
Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2345 Eastern Ave, Baltimore, MD, 21224
Used Auto Loan
5.54%
Up to 48 Months
▼
APR5.54%
TermUp to 48 Months
Last UpdatedMar 15, 2026
Details
As Low As
Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2345 Eastern Ave, Baltimore, MD, 21224
Used Auto Loan
5.59%
76 to 84 Months
▼
APR5.59%
Term76 to 84 Months
Last UpdatedMar 15, 2026
Details
As Low As
Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2345 Eastern Ave, Baltimore, MD, 21224
Used Auto Loan
5.74%
49 to 66 Months
▼
APR5.74%
Term49 to 66 Months
Last UpdatedMar 15, 2026
Details
As Low As
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
996 Beards Hill Rd # Rt, Aberdeen, MD, 21001 1733
Used Auto, Truck, Van
5.74%
64-75
▼
APR5.74%
Term64-75
Last UpdatedMar 17, 2026
Details
As Low As; Automated Payments
Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
22745 Maple Rd, Lexington Park, MD, 20653
Pre-owned Auto
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedMar 18, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
3015 University Blvd W, Kensington, MD, 20895 1936
Used Autos
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedMar 15, 2026
Details
As Low As; Up to 84 months
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
New/Used Auto (2024-NEWER) 73-84 months
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedMar 18, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
Used Auto (20-23) (up to 110%)
5.74%
60 Months
▼
APR5.74%
Term60 Months
Last UpdatedMar 18, 2026
Details
As Low As
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Frequently Asked Questions about Auto Loans in Towson, Maryland
How does my credit score affect my car loan rate in Maryland?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in Towson, Maryland with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in Maryland *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in Towson, Maryland typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in Towson, Maryland?
Based on our current data, some of the lowest auto loan rates available in Towson, Maryland include:
- State Employees Credit Union: 4.24% (36 Month - New Auto or Truck Purchase/Refinance)
- First Financial of Maryland FCU: 4.99% (Auto Loans - New or Used/Purchase or Refinance)
- Act 1st Federal Credit Union: 2.99% (BRAND NEW AUTO Purchase / Never Titled 2025 & Newer)
- POCU of Maryland: 3.09% (New Car)
- Baxter Credit Union: 3.24% (Auto Loans)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Towson, Maryland. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: March 20, 2026
