MonitorBankRates
☰
  1. Home
  2. ›
  3. Auto Loans
  4. ›
  5. Maryland
  6. ›
  7. Royal Oak
  8. iAdvertiser Disclosure
    Advertiser Disclosure Some of the institutions listed may have a business relationship with MonitorBankRates. However, our proprietary systems independently track and verify all rates and data displayed. Advertiser relationships do not influence our Health Safety Rating, Star Ratings or Texas Ratio calculation, or the rates shown.

Auto Loan Rates in Royal Oak, Maryland (MD) for April 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
  • Automated Online Rate Data Aggregation
  • Location-Based Rate Tables
  • Bank & Credit Union Health Safety Ratings
  • Bank & Credit Union Star Ratings
  • Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Royal Oak, Maryland. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
| ✓Fact Checked | Auto Loan Rates — Last Updated and Verified: April 5, 2026

Current auto loan rates in Royal Oak, Maryland include Act 1st Federal Credit UnionAct 1st Federal Credit UnionA5.0 ★Texas Ratio: 11.88% offering BRAND NEW AUTO Purchase / Never Titled 2025 & Newer at 2.99%, POCU of MarylandPOCU of MarylandA+5.0 ★ offering New Car at 3.09%, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% offering Auto Loans at 3.24%, Cedar Point Federal Credit UnionCedar Point Federal Credit UnionA+5.0 ★Texas Ratio: 3.92% offering New Auto at 3.49%, Market USA Federal Credit UnionMarket USA Federal Credit UnionA5.0 ★Texas Ratio: 6.88% offering New Auto at 3.49%. Auto loan rates as of April 5, 2026 according to verified data from MonitorBankRates.

Royal Oak borrowers have access to 34 lenders serving the Maryland area, with auto loan rates as low as 2.99% APR from Act 1st Federal Credit Union. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.

Auto loan rates reflect recent market quotes and representative offers available to borrowers in Royal Oak, Maryland. Auto Loan Rates Last Updated and Verified: April 5, 2026

Compare Auto Loan Rates Today in Royal Oak, Maryland & Surrounding Area

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
BRAND NEW AUTO Purchase / Never Titled 2025 & Newer
2.99%
0-36
View
▼
APR2.99%
Term0-36
Last UpdatedApr 4, 2026
Details

POCU of Maryland
Institution Rating:
A+5.0 ★
New Car
3.09%
24 Months
View
▼
APR3.09%
Term24 Months
Last UpdatedMar 28, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
3.24%
Auto Buying Service
View
▼
APR3.24%
TermAuto Buying Service
Last UpdatedMar 25, 2026
Details

As Low As; APR - 2026 & Newer

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2024 & Newer
3.24%
0-36
View
▼
APR3.24%
Term0-36
Last UpdatedApr 4, 2026
Details

POCU of Maryland
Institution Rating:
A+5.0 ★
Used Car
3.29%
24 Months
View
▼
APR3.29%
Term24 Months
Last UpdatedMar 28, 2026
Details

Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
New Auto
3.49%
36 months
View
▼
APR3.49%
Term36 months
Last UpdatedApr 4, 2026
Details

As Low As; CPFCU will finance based on credit and retail value of the vehicle.

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
New Auto
3.49%
36 Months
View
▼
APR3.49%
Term36 Months
Last UpdatedApr 4, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
New Auto Loan
3.49%
36 Months
View
▼
APR3.49%
Term36 Months
Last UpdatedApr 4, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Used Auto
3.49%
36 Months
View
▼
APR3.49%
Term36 Months
Last UpdatedApr 4, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Used Auto Loan
3.49%
36 Months
View
▼
APR3.49%
Term36 Months
Last UpdatedApr 4, 2026
Details

As Low As

Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
New Cars and Trucks
3.74%
36 Months
View
▼
APR3.74%
Term36 Months
Last UpdatedMar 29, 2026
Details

As Low As

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
BRAND NEW AUTO Purchase / Never Titled 2025 & Newer
3.74%
49-60
View
▼
APR3.74%
Term49-60
Last UpdatedApr 4, 2026
Details

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
New Auto Loan
3.89%
36 months
View
▼
APR3.89%
Term36 months
Last UpdatedMar 25, 2026
Details

As Low As

None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
New Auto
3.99%
0-48
View
▼
APR3.99%
Term0-48
Last UpdatedMar 24, 2026
Details

As Low As

None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
Used Auto
3.99%
0-36
View
▼
APR3.99%
Term0-36
Last UpdatedMar 24, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
3.99%
0 - 75 Months
View
▼
APR3.99%
Term0 - 75 Months
Last UpdatedMar 25, 2026
Details

As Low As; APR - 2026 & Newer

LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
New Vehicle Loans
3.99%
Up to 48 months
View
▼
APR3.99%
TermUp to 48 months
Last UpdatedApr 4, 2026
Details

As Low As; 0% down

LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
New Vehicle Loans* - To purchase (2024, 2025 or 2026 auto or truck with less than 25,000 miles)
3.99%
Up to 48 months
View
▼
APR3.99%
TermUp to 48 months
Last UpdatedApr 4, 2026
Details

As Low As; 0% down

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
BRAND NEW AUTO Purchase / Never Titled 2025 & Newer
3.99%
61-72
View
▼
APR3.99%
Term61-72
Last UpdatedApr 4, 2026
Details

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2020 - Newer
3.99%
0-36
View
▼
APR3.99%
Term0-36
Last UpdatedApr 4, 2026
Details

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2024 & Newer
3.99%
49-60
View
▼
APR3.99%
Term49-60
Last UpdatedApr 4, 2026
Details

FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
New & Used Vehicles
4.20%
2-3 Years
View
▼
APR4.20%
Term2-3 Years
Last UpdatedApr 4, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
New Auto - FIXED
4.24%
3 Years
View
▼
APR4.24%
Term3 Years
Last UpdatedMar 28, 2026
Details

APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice.

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
Used Auto / Refi - FIXED
4.24%
3 Years
View
▼
APR4.24%
Term3 Years
Last UpdatedMar 28, 2026
Details

APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice.

State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.38%
36 Month - New Auto or Truck Purchase/Refinance
4.24%
36 Months
View
▼
APR4.24%
Term36 Months
Last UpdatedMar 28, 2026
Details

Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
New Cars and Trucks
4.24%
48 Months
View
▼
APR4.24%
Term48 Months
Last UpdatedMar 29, 2026
Details

As Low As

Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
Used Cars and Trucks
4.24%
36 Months
View
▼
APR4.24%
Term36 Months
Last UpdatedMar 29, 2026
Details

As Low As

LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
New Vehicle Loans
4.24%
49 to 60 months
View
▼
APR4.24%
Term49 to 60 months
Last UpdatedApr 4, 2026
Details

As Low As; 0% down

LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
New Vehicle Loans* - To purchase (2024, 2025 or 2026 auto or truck with less than 25,000 miles)
4.24%
49 to 60 months
View
▼
APR4.24%
Term49 to 60 months
Last UpdatedApr 4, 2026
Details

As Low As; 0% down

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2020 - Newer
4.24%
37-48
View
▼
APR4.24%
Term37-48
Last UpdatedApr 4, 2026
Details

POCU of Maryland
Institution Rating:
A+5.0 ★
New Car
4.29%
72 Months
View
▼
APR4.29%
Term72 Months
Last UpdatedMar 28, 2026
Details

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
Used Auto Loan
4.40%
36 Months
View
▼
APR4.40%
Term36 Months
Last UpdatedMar 25, 2026
Details

As Low As

FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
New & Used Vehicles
4.40%
4 Years
View
▼
APR4.40%
Term4 Years
Last UpdatedApr 4, 2026
Details

Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
New Auto
4.44%
1 to 36
View
▼
APR4.44%
Term1 to 36
Last UpdatedMar 27, 2026
Details

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles
4.45%
36 Months
View
▼
APR4.45%
Term36 Months
Last UpdatedMar 28, 2026
Details

As Low As

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles 36
4.45%
36 Months
View
▼
APR4.45%
Term36 Months
Last UpdatedMar 28, 2026
Details

As Low As

None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
New Auto
4.49%
49-60
View
▼
APR4.49%
Term49-60
Last UpdatedMar 24, 2026
Details

As Low As

None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
Used Auto
4.49%
37-48
View
▼
APR4.49%
Term37-48
Last UpdatedMar 24, 2026
Details

As Low As

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
New Auto Loan
4.49%
48 months
View
▼
APR4.49%
Term48 months
Last UpdatedMar 25, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
4.49%
Auto Buying Service
View
▼
APR4.49%
TermAuto Buying Service
Last UpdatedMar 25, 2026
Details

As Low As; APR - 2023 - 2025*

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
New Auto - FIXED
4.49%
4 Years
View
▼
APR4.49%
Term4 Years
Last UpdatedMar 28, 2026
Details

APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.

Point Breeze Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
New & Used Auto or Truck
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedMar 28, 2026
Details

As Low As

POCU of Maryland
Institution Rating:
A+5.0 ★
Used Car
4.49%
72 Months
View
▼
APR4.49%
Term72 Months
Last UpdatedMar 28, 2026
Details

State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.38%
36 Month - Used Auto or Truck Purchase/Refinance
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedMar 28, 2026
Details

FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
New & Used Vehicles
4.49%
5 Years
View
▼
APR4.49%
Term5 Years
Last UpdatedApr 4, 2026
Details

Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
New Auto
4.49%
48 months
View
▼
APR4.49%
Term48 months
Last UpdatedApr 4, 2026
Details

As Low As; CPFCU will finance based on credit and retail value of the vehicle.

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
New/Used Auto (2024-NEWER) Auto 0-48 months (up to 110%)
4.49%
48 month
View
▼
APR4.49%
Term48 month
Last UpdatedApr 4, 2026
Details

As Low As

LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
Used Vehicle Loans
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedApr 4, 2026
Details

As Low As; 0% down

LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
Used Vehicle Loans* - To purchase (from a dealer or private party) or refinance a vehicle (2020-2023) model year
4.49%
Up to 48 months
View
▼
APR4.49%
TermUp to 48 months
Last UpdatedApr 4, 2026
Details

As Low As; 0% down

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2020 - Newer
4.49%
49-60
View
▼
APR4.49%
Term49-60
Last UpdatedApr 4, 2026
Details

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2024 & Newer
4.49%
61-72
View
▼
APR4.49%
Term61-72
Last UpdatedApr 4, 2026
Details

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
Auto Loan
4.49%
72 Months
View
▼
APR4.49%
Term72 Months
Last UpdatedApr 4, 2026
Details

As Low As; Up to 72 months

Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.94%
New Auto/Truck
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedApr 4, 2026
Details

As Low As

Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
New Car Loan
4.49%
up to 60
View
▼
APR4.49%
Termup to 60
Last UpdatedApr 5, 2026
Details

As Low As

FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
New Auto Loan
4.50%
60 Months
View
▼
APR4.50%
Term60 Months
Last UpdatedApr 4, 2026
Details

As Low As

FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
New Vehicles
4.50%
60 Months
View
▼
APR4.50%
Term60 Months
Last UpdatedApr 4, 2026
Details

As Low As

Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
New Auto
4.54%
37 to 48
View
▼
APR4.54%
Term37 to 48
Last UpdatedMar 27, 2026
Details

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
Used Auto Loan
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedMar 25, 2026
Details

As Low As

Municipal Employees Credit Union of Balt Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
New Auto Loan
4.74%
12 - 48
View
▼
APR4.74%
Term12 - 48
Last UpdatedMar 27, 2026
Details

As Low As; With Direct Payment Discount

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
New Auto - FIXED
4.74%
5 Years
View
▼
APR4.74%
Term5 Years
Last UpdatedMar 28, 2026
Details

APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.

Point Breeze Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
New & Used Auto or Truck
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedMar 28, 2026
Details

As Low As

Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
New Cars and Trucks
4.74%
72 Months
View
▼
APR4.74%
Term72 Months
Last UpdatedMar 29, 2026
Details

As Low As

Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
Used Cars and Trucks
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedMar 29, 2026
Details

As Low As

Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
Pre-owned Auto
4.74%
36 Months
View
▼
APR4.74%
Term36 Months
Last UpdatedApr 4, 2026
Details

As Low As; Age of Vehicle: 1-7 years

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
New Autos
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedApr 4, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
New/Used Auto (2024-NEWER) 49-60 months (up to 110%)
4.74%
60 months
View
▼
APR4.74%
Term60 months
Last UpdatedApr 4, 2026
Details

As Low As

LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
New Vehicle Loans
4.74%
61 to 72 months
View
▼
APR4.74%
Term61 to 72 months
Last UpdatedApr 4, 2026
Details

As Low As; 0% down

LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
New Vehicle Loans* - To purchase (2024, 2025 or 2026 auto or truck with less than 25,000 miles)
4.74%
61 to 72 months
View
▼
APR4.74%
Term61 to 72 months
Last UpdatedApr 4, 2026
Details

As Low As; 0% down

LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
Used Vehicle Loans
4.74%
60 Months
View
▼
APR4.74%
Term60 Months
Last UpdatedApr 4, 2026
Details

As Low As; 0% down

LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
Used Vehicle Loans* - To purchase (from a dealer or private party) or refinance a vehicle (2020-2023) model year
4.74%
49 to 60 months
View
▼
APR4.74%
Term49 to 60 months
Last UpdatedApr 4, 2026
Details

As Low As; 0% down

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
BRAND NEW AUTO Purchase / Never Titled 2025 & Newer
4.74%
73-84
View
▼
APR4.74%
Term73-84
Last UpdatedApr 4, 2026
Details

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2020 - Newer
4.74%
61-72
View
▼
APR4.74%
Term61-72
Last UpdatedApr 4, 2026
Details

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
New Auto
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedApr 4, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
New Auto Loan
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedApr 4, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Used Auto
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedApr 4, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Used Auto Loan
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedApr 4, 2026
Details

As Low As

Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.94%
New Auto/Truck
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedApr 4, 2026
Details

As Low As

Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.94%
Used Auto/Truck
4.74%
36 Months
View
▼
APR4.74%
Term36 Months
Last UpdatedApr 4, 2026
Details

over $20,000; As Low As

Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
New Car Loan
4.74%
61 - 72
View
▼
APR4.74%
Term61 - 72
Last UpdatedApr 5, 2026
Details

As Low As

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles
4.75%
36 Months
View
▼
APR4.75%
Term36 Months
Last UpdatedMar 28, 2026
Details

As Low As

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles 36
4.75%
36 Months
View
▼
APR4.75%
Term36 Months
Last UpdatedMar 28, 2026
Details

As Low As

FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
New Vehicles
4.75%
72 Months
View
▼
APR4.75%
Term72 Months
Last UpdatedApr 4, 2026
Details

As Low As

Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
New Auto
4.79%
49 to 66
View
▼
APR4.79%
Term49 to 66
Last UpdatedMar 27, 2026
Details

POCU of Maryland
Institution Rating:
A+5.0 ★
New Car
4.79%
84 Months
View
▼
APR4.79%
Term84 Months
Last UpdatedMar 28, 2026
Details

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles
4.80%
48 Months
View
▼
APR4.80%
Term48 Months
Last UpdatedMar 28, 2026
Details

As Low As

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles 48
4.80%
48 Months
View
▼
APR4.80%
Term48 Months
Last UpdatedMar 28, 2026
Details

As Low As

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
New Auto Loan
4.84%
1 - 36
View
▼
APR4.84%
Term1 - 36
Last UpdatedApr 5, 2026
Details

Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
Used Auto Loan
4.89%
Up to 48 Months
View
▼
APR4.89%
TermUp to 48 Months
Last UpdatedMar 29, 2026
Details

As Low As

None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
New Auto
4.99%
61-72
View
▼
APR4.99%
Term61-72
Last UpdatedMar 24, 2026
Details

As Low As

None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
Used Auto
4.99%
49-60
View
▼
APR4.99%
Term49-60
Last UpdatedMar 24, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
4.99%
0 - 75 Months
View
▼
APR4.99%
Term0 - 75 Months
Last UpdatedMar 25, 2026
Details

As Low As; APR - 2023 - 2025*

Municipal Employees Credit Union of Balt Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
New Auto Loan
4.99%
49 - 60
View
▼
APR4.99%
Term49 - 60
Last UpdatedMar 27, 2026
Details

As Low As; With Direct Payment Discount

Municipal Employees Credit Union of Balt Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
Used Auto Loan
4.99%
12 - 48
View
▼
APR4.99%
Term12 - 48
Last UpdatedMar 27, 2026
Details

As Low As; With Direct Payment Discount

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
New Auto - FIXED
4.99%
6 Years
View
▼
APR4.99%
Term6 Years
Last UpdatedMar 28, 2026
Details

APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.

Point Breeze Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
New & Used Auto or Truck
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedMar 28, 2026
Details

As Low As

POCU of Maryland
Institution Rating:
A+5.0 ★
Used Car
4.99%
84 Months
View
▼
APR4.99%
Term84 Months
Last UpdatedMar 28, 2026
Details

Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
Used Auto Loan
4.99%
49 to 66 Months
View
▼
APR4.99%
Term49 to 66 Months
Last UpdatedMar 29, 2026
Details

As Low As

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
New Autos
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedApr 4, 2026
Details

As Low As

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
Used Autos
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedApr 4, 2026
Details

As Low As

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2024 & Newer
4.99%
73-84
View
▼
APR4.99%
Term73-84
Last UpdatedApr 4, 2026
Details

First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
Auto Loans - New or Used/Purchase or Refinance
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedApr 4, 2026
Details

As Low As

Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.94%
New Auto/Truck
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedApr 4, 2026
Details

As Low As

Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.94%
Used Auto/Truck
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedApr 4, 2026
Details

over $20,000

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Drive4Less - New Auto
4.99%
36 Months
View
▼
APR4.99%
Term36 Months
Last UpdatedApr 5, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Drive4Less - New Auto Loan
4.99%
36 Months
View
▼
APR4.99%
Term36 Months
Last UpdatedApr 5, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
New Auto
4.99%
36 Months
View
▼
APR4.99%
Term36 Months
Last UpdatedApr 5, 2026
Details

As Low As

Prince Georges Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.22%
New and Used Auto
4.99%
36 Months
View
▼
APR4.99%
Term36 Months
Last UpdatedApr 5, 2026
Details

Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
New/Used Auto Loan
4.99%
36 months
View
▼
APR4.99%
Term36 months
Last UpdatedApr 5, 2026
Details

As Low As

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
New Auto Loan
4.99%
37 - 48
View
▼
APR4.99%
Term37 - 48
Last UpdatedApr 5, 2026
Details

Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
Used Car Loan
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedApr 5, 2026
Details

As Low As

FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
Used Auto Loan
5.00%
60 Months
View
▼
APR5.00%
Term60 Months
Last UpdatedApr 4, 2026
Details

As Low As

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
Used Auto / Refi - FIXED
5.04%
4 Years
View
▼
APR5.04%
Term4 Years
Last UpdatedMar 28, 2026
Details

APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
Used Auto / Refi - FIXED
5.09%
5 Years
View
▼
APR5.09%
Term5 Years
Last UpdatedMar 28, 2026
Details

APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.

Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
New Auto Loan
5.10%
66 Months
View
▼
APR5.10%
Term66 Months
Last UpdatedApr 4, 2026
Details

As Low As; Up to $25,000

Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
Used Same as New Auto Loan
5.10%
66 Months
View
▼
APR5.10%
Term66 Months
Last UpdatedApr 4, 2026
Details

As Low As; Up to 125% of financing of NADA Clean Retail to include tax, tags, warranties and GAP

Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
Used Auto Loan
5.19%
67 to 75 Months
View
▼
APR5.19%
Term67 to 75 Months
Last UpdatedMar 29, 2026
Details

As Low As

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles
5.20%
48 Months
View
▼
APR5.20%
Term48 Months
Last UpdatedMar 28, 2026
Details

As Low As

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles 48
5.20%
48 Months
View
▼
APR5.20%
Term48 Months
Last UpdatedMar 28, 2026
Details

As Low As

Central Credit Union of Maryland
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
New or Used Car / Truck
5.24%
84 Months
View
▼
APR5.24%
Term84 Months
Last UpdatedMar 25, 2026
Details

As Low As; 12-84 Months available

Central Credit Union of Maryland
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
Refinance Auto Loan
5.24%
84 Months
View
▼
APR5.24%
Term84 Months
Last UpdatedMar 25, 2026
Details

As Low As

Municipal Employees Credit Union of Balt Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
New Auto Loan
5.24%
61 - 72
View
▼
APR5.24%
Term61 - 72
Last UpdatedMar 27, 2026
Details

As Low As; With Direct Payment Discount

Municipal Employees Credit Union of Balt Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
Used Auto Loan
5.24%
49 - 60
View
▼
APR5.24%
Term49 - 60
Last UpdatedMar 27, 2026
Details

As Low As; With Direct Payment Discount

Point Breeze Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
New & Used Auto or Truck
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedMar 28, 2026
Details

As Low As

Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
Used Cars and Trucks
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedMar 29, 2026
Details

As Low As

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
New Autos
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedApr 4, 2026
Details

As Low As

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
Used Autos
5.24%
60 Months
View
▼
APR5.24%
Term60 Months
Last UpdatedApr 4, 2026
Details

As Low As

LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
Used Vehicle Loans
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedApr 4, 2026
Details

As Low As; 0% down

LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
Used Vehicle Loans* (2017 - 2019)
5.24%
Up to 48 months
View
▼
APR5.24%
TermUp to 48 months
Last UpdatedApr 4, 2026
Details

As Low As; 0% down

LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
Used Vehicle Loans* - To purchase (from a dealer or private party) or refinance a vehicle (2020-2023) model year
5.24%
61 to 72 months
View
▼
APR5.24%
Term61 to 72 months
Last UpdatedApr 4, 2026
Details

As Low As; 0% down

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2020 - Newer
5.24%
73-84
View
▼
APR5.24%
Term73-84
Last UpdatedApr 4, 2026
Details

First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
Auto Loans - New or Used/Purchase or Refinance
5.24%
60 Months
View
▼
APR5.24%
Term60 Months
Last UpdatedApr 4, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
New Auto
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedApr 4, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
New Auto Loan
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedApr 4, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Used Auto
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedApr 4, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Used Auto Loan
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedApr 4, 2026
Details

As Low As

Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.94%
Used Auto/Truck
5.24%
60 Months
View
▼
APR5.24%
Term60 Months
Last UpdatedApr 4, 2026
Details

over $20,000; As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Drive4Less - New Auto
5.24%
48 Months
View
▼
APR5.24%
Term48 Months
Last UpdatedApr 5, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Drive4Less - New Auto Loan
5.24%
48 Months
View
▼
APR5.24%
Term48 Months
Last UpdatedApr 5, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
New Auto
5.24%
48 Months
View
▼
APR5.24%
Term48 Months
Last UpdatedApr 5, 2026
Details

As Low As

Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
New Vehicles (Refinance or Purchase, Model Year 2025 or Newer)
5.24%
12-48
View
▼
APR5.24%
Term12-48
Last UpdatedApr 5, 2026
Details

As Low As

Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
Used Vehicles (Refinance or Purchase, Model Year 2022 to 2024)
5.24%
12-48 Months
View
▼
APR5.24%
Term12-48 Months
Last UpdatedApr 5, 2026
Details

As Low As

Prince Georges Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.22%
New and Used Auto
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedApr 5, 2026
Details

Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
New/Used Auto Loan
5.24%
48 months
View
▼
APR5.24%
Term48 months
Last UpdatedApr 5, 2026
Details

As Low As

Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
Used Car Loan
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedApr 5, 2026
Details

As Low As

First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
Auto Loans - New or Used/Purchase or Refinance
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedApr 4, 2026
Details

As Low As

First Peoples Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
First Time Auto Loan
5.25%
0-60
View
▼
APR5.25%
Term0-60
Last UpdatedApr 5, 2026
Details

As Low As; 2021 & Newer- 0-60 months

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
Used Auto / Refi - FIXED
5.34%
6 Years
View
▼
APR5.34%
Term6 Years
Last UpdatedMar 28, 2026
Details

APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.

State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.38%
72 Month - New Auto or Truck Purchase/Refinance
5.34%
72 Months
View
▼
APR5.34%
Term72 Months
Last UpdatedMar 28, 2026
Details

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Used Auto Loan
5.34%
1 - 36
View
▼
APR5.34%
Term1 - 36
Last UpdatedApr 5, 2026
Details

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles
5.35%
60 Months
View
▼
APR5.35%
Term60 Months
Last UpdatedMar 28, 2026
Details

As Low As

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles 60
5.35%
60 Months
View
▼
APR5.35%
Term60 Months
Last UpdatedMar 28, 2026
Details

As Low As

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
New Auto Loan
5.42%
72 months
View
▼
APR5.42%
Term72 months
Last UpdatedMar 25, 2026
Details

As Low As

Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
New Auto
5.44%
67 to 78
View
▼
APR5.44%
Term67 to 78
Last UpdatedMar 27, 2026
Details

None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
New Auto
5.49%
73-84
View
▼
APR5.49%
Term73-84
Last UpdatedMar 24, 2026
Details

As Low As

None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
Used Auto
5.49%
61-72
View
▼
APR5.49%
Term61-72
Last UpdatedMar 24, 2026
Details

As Low As

Municipal Employees Credit Union of Balt Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
Used Auto Loan
5.49%
61 - 72
View
▼
APR5.49%
Term61 - 72
Last UpdatedMar 27, 2026
Details

As Low As; With Direct Payment Discount

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
New Auto - FIXED
5.49%
7 Years
View
▼
APR5.49%
Term7 Years
Last UpdatedMar 28, 2026
Details

APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.

FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
New & Used Vehicles
5.49%
6 Years
View
▼
APR5.49%
Term6 Years
Last UpdatedApr 4, 2026
Details

InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
New and Used Auto Loans
5.49%
36 Months
View
▼
APR5.49%
Term36 Months
Last UpdatedApr 4, 2026
Details

As Low As

Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
New Auto
5.49%
84 months
View
▼
APR5.49%
Term84 months
Last UpdatedApr 4, 2026
Details

As Low As; CPFCU will finance based on credit and retail value of the vehicle.

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
New Autos
5.49%
84 Months
View
▼
APR5.49%
Term84 Months
Last UpdatedApr 4, 2026
Details

As Low As

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
Used Autos
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedApr 4, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
New/Used Auto (2024-NEWER) 61-72 months (up to 110%)
5.49%
72 months
View
▼
APR5.49%
Term72 months
Last UpdatedApr 4, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
Used Auto (20-23) (up to 110%)
5.49%
48 months
View
▼
APR5.49%
Term48 months
Last UpdatedApr 4, 2026
Details

As Low As

LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
New Vehicle Loans
5.49%
73 to 84 months
View
▼
APR5.49%
Term73 to 84 months
Last UpdatedApr 4, 2026
Details

As Low As; 0% down

LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
New Vehicle Loans* - To purchase (2024, 2025 or 2026 auto or truck with less than 25,000 miles)
5.49%
73 to 84 months
View
▼
APR5.49%
Term73 to 84 months
Last UpdatedApr 4, 2026
Details

As Low As; 0% down

LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
Used Vehicle Loans* (2017 - 2019)
5.49%
49 to 60 months
View
▼
APR5.49%
Term49 to 60 months
Last UpdatedApr 4, 2026
Details

As Low As; 0% down

Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.94%
New Auto/Truck
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedApr 4, 2026
Details

Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
New Vehicles (Refinance or Purchase, Model Year 2025 or Newer)
5.49%
49-60
View
▼
APR5.49%
Term49-60
Last UpdatedApr 5, 2026
Details

As Low As

Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
Used Vehicles (Refinance or Purchase, Model Year 2018 to 2021)
5.49%
12-48
View
▼
APR5.49%
Term12-48
Last UpdatedApr 5, 2026
Details

As Low As

Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
Used Vehicles (Refinance or Purchase, Model Year 2022 to 2024)
5.49%
49-60 Months
View
▼
APR5.49%
Term49-60 Months
Last UpdatedApr 5, 2026
Details

As Low As

Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
New/Used Auto Loan
5.49%
60 months
View
▼
APR5.49%
Term60 months
Last UpdatedApr 5, 2026
Details

As Low As

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Used Auto Loan
5.49%
37 - 48
View
▼
APR5.49%
Term37 - 48
Last UpdatedApr 5, 2026
Details

Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
New Car Loan
5.49%
73 - 84
View
▼
APR5.49%
Term73 - 84
Last UpdatedApr 5, 2026
Details

As Low As

Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
Used Auto Loan
5.50%
66 Months
View
▼
APR5.50%
Term66 Months
Last UpdatedApr 4, 2026
Details

As Low As; Up to $15,000

First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
Auto Loans - New or Used/Purchase or Refinance
5.50%
72 Months
View
▼
APR5.50%
Term72 Months
Last UpdatedApr 4, 2026
Details

As Low As

Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
Used Auto Loan
5.54%
Up to 48 Months
View
▼
APR5.54%
TermUp to 48 Months
Last UpdatedMar 29, 2026
Details

As Low As

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
New Auto Loan
5.57%
84 months
View
▼
APR5.57%
Term84 months
Last UpdatedMar 25, 2026
Details

As Low As

State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.38%
72 Month - Used Auto or Truck Purchase/Refinance
5.59%
72 Months
View
▼
APR5.59%
Term72 Months
Last UpdatedMar 28, 2026
Details

Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
Used Auto Loan
5.59%
76 to 84 Months
View
▼
APR5.59%
Term76 to 84 Months
Last UpdatedMar 29, 2026
Details

As Low As

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Business New Auto Loan
5.59%
1 - 36
View
▼
APR5.59%
Term1 - 36
Last UpdatedApr 5, 2026
Details

As Low As

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Business New Vehicle Loan
5.59%
1 - 36
View
▼
APR5.59%
Term1 - 36
Last UpdatedApr 5, 2026
Details

As Low As

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles
5.65%
72 Months
View
▼
APR5.65%
Term72 Months
Last UpdatedMar 28, 2026
Details

As Low As

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles 72
5.65%
72 Months
View
▼
APR5.65%
Term72 Months
Last UpdatedMar 28, 2026
Details

As Low As

Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
New Vehicles
5.74%
36 Months
View
▼
APR5.74%
Term36 Months
Last UpdatedMar 25, 2026
Details

As Low As

Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
New Cars and Trucks
5.74%
84 Months
View
▼
APR5.74%
Term84 Months
Last UpdatedMar 29, 2026
Details

As Low As

Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
Used Auto Loan
5.74%
49 to 66 Months
View
▼
APR5.74%
Term49 to 66 Months
Last UpdatedMar 29, 2026
Details

As Low As

Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
Pre-owned Auto
5.74%
84 Months
View
▼
APR5.74%
Term84 Months
Last UpdatedApr 4, 2026
Details

As Low As; Age of Vehicle: **

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
Used Autos
5.74%
84 Months
View
▼
APR5.74%
Term84 Months
Last UpdatedApr 4, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
New/Used Auto (2024-NEWER) 73-84 months
5.74%
84 months
View
▼
APR5.74%
Term84 months
Last UpdatedApr 4, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
Used Auto (20-23) (up to 110%)
5.74%
60 months
View
▼
APR5.74%
Term60 months
Last UpdatedApr 4, 2026
Details

As Low As

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2017-2019
5.74%
0-60
View
▼
APR5.74%
Term0-60
Last UpdatedApr 4, 2026
Details

Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.94%
Used Auto/Truck
5.74%
72 Months
View
▼
APR5.74%
Term72 Months
Last UpdatedApr 4, 2026
Details

over $20,000; As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Drive4Less - New Auto
5.74%
60 Months
View
▼
APR5.74%
Term60 Months
Last UpdatedApr 5, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Drive4Less - New Auto Loan
5.74%
60 Months
View
▼
APR5.74%
Term60 Months
Last UpdatedApr 5, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Drive4Less - Used Auto Loan
5.74%
36 Months
View
▼
APR5.74%
Term36 Months
Last UpdatedApr 5, 2026
Details

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
New Auto
5.74%
60 Months
View
▼
APR5.74%
Term60 Months
Last UpdatedApr 5, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Used Auto
5.74%
36 Months
View
▼
APR5.74%
Term36 Months
Last UpdatedApr 5, 2026
Details

As Low As

Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
New Vehicles (Refinance or Purchase, Model Year 2025 or Newer)
5.74%
61-72
View
▼
APR5.74%
Term61-72
Last UpdatedApr 5, 2026
Details

As Low As

Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
Used Vehicles (Refinance or Purchase, Model Year 2017 and Older**)
5.74%
12-48
View
▼
APR5.74%
Term12-48
Last UpdatedApr 5, 2026
Details

As Low As

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
BRAND NEW AUTO Purchase / Never Titled 2025 & Newer
2.99%
0-36
View
▼
APR2.99%
Term0-36
Last UpdatedApr 4, 2026
Details

POCU of Maryland
Institution Rating:
A+5.0 ★
New Car
3.09%
24 Months
View
▼
APR3.09%
Term24 Months
Last UpdatedMar 28, 2026
Details

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2024 & Newer
3.24%
0-36
View
▼
APR3.24%
Term0-36
Last UpdatedApr 4, 2026
Details

Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
New Auto
3.49%
36 months
View
▼
APR3.49%
Term36 months
Last UpdatedApr 4, 2026
Details

As Low As; CPFCU will finance based on credit and retail value of the vehicle.

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
New Auto
3.49%
36 Months
View
▼
APR3.49%
Term36 Months
Last UpdatedApr 4, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
New Auto Loan
3.49%
36 Months
View
▼
APR3.49%
Term36 Months
Last UpdatedApr 4, 2026
Details

As Low As

Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
New Cars and Trucks
3.74%
36 Months
View
▼
APR3.74%
Term36 Months
Last UpdatedMar 29, 2026
Details

As Low As

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
BRAND NEW AUTO Purchase / Never Titled 2025 & Newer
3.74%
49-60
View
▼
APR3.74%
Term49-60
Last UpdatedApr 4, 2026
Details

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
New Auto Loan
3.89%
36 months
View
▼
APR3.89%
Term36 months
Last UpdatedMar 25, 2026
Details

As Low As

None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
New Auto
3.99%
0-48
View
▼
APR3.99%
Term0-48
Last UpdatedMar 24, 2026
Details

As Low As

LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
New Vehicle Loans
3.99%
Up to 48 months
View
▼
APR3.99%
TermUp to 48 months
Last UpdatedApr 4, 2026
Details

As Low As; 0% down

LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
New Vehicle Loans* - To purchase (2024, 2025 or 2026 auto or truck with less than 25,000 miles)
3.99%
Up to 48 months
View
▼
APR3.99%
TermUp to 48 months
Last UpdatedApr 4, 2026
Details

As Low As; 0% down

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
BRAND NEW AUTO Purchase / Never Titled 2025 & Newer
3.99%
61-72
View
▼
APR3.99%
Term61-72
Last UpdatedApr 4, 2026
Details

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2020 - Newer
3.99%
0-36
View
▼
APR3.99%
Term0-36
Last UpdatedApr 4, 2026
Details

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2024 & Newer
3.99%
49-60
View
▼
APR3.99%
Term49-60
Last UpdatedApr 4, 2026
Details

FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
New & Used Vehicles
4.20%
2-3 Years
View
▼
APR4.20%
Term2-3 Years
Last UpdatedApr 4, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
New Auto - FIXED
4.24%
3 Years
View
▼
APR4.24%
Term3 Years
Last UpdatedMar 28, 2026
Details

APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice.

State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.38%
36 Month - New Auto or Truck Purchase/Refinance
4.24%
36 Months
View
▼
APR4.24%
Term36 Months
Last UpdatedMar 28, 2026
Details

Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
New Cars and Trucks
4.24%
48 Months
View
▼
APR4.24%
Term48 Months
Last UpdatedMar 29, 2026
Details

As Low As

LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
New Vehicle Loans
4.24%
49 to 60 months
View
▼
APR4.24%
Term49 to 60 months
Last UpdatedApr 4, 2026
Details

As Low As; 0% down

LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
New Vehicle Loans* - To purchase (2024, 2025 or 2026 auto or truck with less than 25,000 miles)
4.24%
49 to 60 months
View
▼
APR4.24%
Term49 to 60 months
Last UpdatedApr 4, 2026
Details

As Low As; 0% down

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2020 - Newer
4.24%
37-48
View
▼
APR4.24%
Term37-48
Last UpdatedApr 4, 2026
Details

POCU of Maryland
Institution Rating:
A+5.0 ★
New Car
4.29%
72 Months
View
▼
APR4.29%
Term72 Months
Last UpdatedMar 28, 2026
Details

FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
New & Used Vehicles
4.40%
4 Years
View
▼
APR4.40%
Term4 Years
Last UpdatedApr 4, 2026
Details

Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
New Auto
4.44%
1 to 36
View
▼
APR4.44%
Term1 to 36
Last UpdatedMar 27, 2026
Details

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles
4.45%
36 Months
View
▼
APR4.45%
Term36 Months
Last UpdatedMar 28, 2026
Details

As Low As

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles 36
4.45%
36 Months
View
▼
APR4.45%
Term36 Months
Last UpdatedMar 28, 2026
Details

As Low As

None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
New Auto
4.49%
49-60
View
▼
APR4.49%
Term49-60
Last UpdatedMar 24, 2026
Details

As Low As

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
New Auto Loan
4.49%
48 months
View
▼
APR4.49%
Term48 months
Last UpdatedMar 25, 2026
Details

As Low As

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
New Auto - FIXED
4.49%
4 Years
View
▼
APR4.49%
Term4 Years
Last UpdatedMar 28, 2026
Details

APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.

Point Breeze Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
New & Used Auto or Truck
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedMar 28, 2026
Details

As Low As

FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
New & Used Vehicles
4.49%
5 Years
View
▼
APR4.49%
Term5 Years
Last UpdatedApr 4, 2026
Details

Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
New Auto
4.49%
48 months
View
▼
APR4.49%
Term48 months
Last UpdatedApr 4, 2026
Details

As Low As; CPFCU will finance based on credit and retail value of the vehicle.

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
New/Used Auto (2024-NEWER) Auto 0-48 months (up to 110%)
4.49%
48 month
View
▼
APR4.49%
Term48 month
Last UpdatedApr 4, 2026
Details

As Low As

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2020 - Newer
4.49%
49-60
View
▼
APR4.49%
Term49-60
Last UpdatedApr 4, 2026
Details

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2024 & Newer
4.49%
61-72
View
▼
APR4.49%
Term61-72
Last UpdatedApr 4, 2026
Details

Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.94%
New Auto/Truck
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedApr 4, 2026
Details

As Low As

Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
New Car Loan
4.49%
up to 60
View
▼
APR4.49%
Termup to 60
Last UpdatedApr 5, 2026
Details

As Low As

FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
New Auto Loan
4.50%
60 Months
View
▼
APR4.50%
Term60 Months
Last UpdatedApr 4, 2026
Details

As Low As

FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
New Vehicles
4.50%
60 Months
View
▼
APR4.50%
Term60 Months
Last UpdatedApr 4, 2026
Details

As Low As

Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
New Auto
4.54%
37 to 48
View
▼
APR4.54%
Term37 to 48
Last UpdatedMar 27, 2026
Details

Municipal Employees Credit Union of Balt Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
New Auto Loan
4.74%
12 - 48
View
▼
APR4.74%
Term12 - 48
Last UpdatedMar 27, 2026
Details

As Low As; With Direct Payment Discount

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
New Auto - FIXED
4.74%
5 Years
View
▼
APR4.74%
Term5 Years
Last UpdatedMar 28, 2026
Details

APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.

Point Breeze Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
New & Used Auto or Truck
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedMar 28, 2026
Details

As Low As

Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
New Cars and Trucks
4.74%
72 Months
View
▼
APR4.74%
Term72 Months
Last UpdatedMar 29, 2026
Details

As Low As

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
New Autos
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedApr 4, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
New/Used Auto (2024-NEWER) 49-60 months (up to 110%)
4.74%
60 months
View
▼
APR4.74%
Term60 months
Last UpdatedApr 4, 2026
Details

As Low As

LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
New Vehicle Loans
4.74%
61 to 72 months
View
▼
APR4.74%
Term61 to 72 months
Last UpdatedApr 4, 2026
Details

As Low As; 0% down

LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
New Vehicle Loans* - To purchase (2024, 2025 or 2026 auto or truck with less than 25,000 miles)
4.74%
61 to 72 months
View
▼
APR4.74%
Term61 to 72 months
Last UpdatedApr 4, 2026
Details

As Low As; 0% down

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
BRAND NEW AUTO Purchase / Never Titled 2025 & Newer
4.74%
73-84
View
▼
APR4.74%
Term73-84
Last UpdatedApr 4, 2026
Details

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2020 - Newer
4.74%
61-72
View
▼
APR4.74%
Term61-72
Last UpdatedApr 4, 2026
Details

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
New Auto
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedApr 4, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
New Auto Loan
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedApr 4, 2026
Details

As Low As

Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.94%
New Auto/Truck
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedApr 4, 2026
Details

As Low As

Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
New Car Loan
4.74%
61 - 72
View
▼
APR4.74%
Term61 - 72
Last UpdatedApr 5, 2026
Details

As Low As

FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
New Vehicles
4.75%
72 Months
View
▼
APR4.75%
Term72 Months
Last UpdatedApr 4, 2026
Details

As Low As

Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
New Auto
4.79%
49 to 66
View
▼
APR4.79%
Term49 to 66
Last UpdatedMar 27, 2026
Details

POCU of Maryland
Institution Rating:
A+5.0 ★
New Car
4.79%
84 Months
View
▼
APR4.79%
Term84 Months
Last UpdatedMar 28, 2026
Details

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles
4.80%
48 Months
View
▼
APR4.80%
Term48 Months
Last UpdatedMar 28, 2026
Details

As Low As

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles 48
4.80%
48 Months
View
▼
APR4.80%
Term48 Months
Last UpdatedMar 28, 2026
Details

As Low As

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
New Auto Loan
4.84%
1 - 36
View
▼
APR4.84%
Term1 - 36
Last UpdatedApr 5, 2026
Details

None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
New Auto
4.99%
61-72
View
▼
APR4.99%
Term61-72
Last UpdatedMar 24, 2026
Details

As Low As

Municipal Employees Credit Union of Balt Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
New Auto Loan
4.99%
49 - 60
View
▼
APR4.99%
Term49 - 60
Last UpdatedMar 27, 2026
Details

As Low As; With Direct Payment Discount

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
New Auto - FIXED
4.99%
6 Years
View
▼
APR4.99%
Term6 Years
Last UpdatedMar 28, 2026
Details

APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.

Point Breeze Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
New & Used Auto or Truck
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedMar 28, 2026
Details

As Low As

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
New Autos
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedApr 4, 2026
Details

As Low As

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2024 & Newer
4.99%
73-84
View
▼
APR4.99%
Term73-84
Last UpdatedApr 4, 2026
Details

First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
Auto Loans - New or Used/Purchase or Refinance
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedApr 4, 2026
Details

As Low As

Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.94%
New Auto/Truck
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedApr 4, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Drive4Less - New Auto
4.99%
36 Months
View
▼
APR4.99%
Term36 Months
Last UpdatedApr 5, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Drive4Less - New Auto Loan
4.99%
36 Months
View
▼
APR4.99%
Term36 Months
Last UpdatedApr 5, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
New Auto
4.99%
36 Months
View
▼
APR4.99%
Term36 Months
Last UpdatedApr 5, 2026
Details

As Low As

Prince Georges Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.22%
New and Used Auto
4.99%
36 Months
View
▼
APR4.99%
Term36 Months
Last UpdatedApr 5, 2026
Details

Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
New/Used Auto Loan
4.99%
36 months
View
▼
APR4.99%
Term36 months
Last UpdatedApr 5, 2026
Details

As Low As

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
New Auto Loan
4.99%
37 - 48
View
▼
APR4.99%
Term37 - 48
Last UpdatedApr 5, 2026
Details

Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
New Auto Loan
5.10%
66 Months
View
▼
APR5.10%
Term66 Months
Last UpdatedApr 4, 2026
Details

As Low As; Up to $25,000

Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
Used Same as New Auto Loan
5.10%
66 Months
View
▼
APR5.10%
Term66 Months
Last UpdatedApr 4, 2026
Details

As Low As; Up to 125% of financing of NADA Clean Retail to include tax, tags, warranties and GAP

Central Credit Union of Maryland
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
New or Used Car / Truck
5.24%
84 Months
View
▼
APR5.24%
Term84 Months
Last UpdatedMar 25, 2026
Details

As Low As; 12-84 Months available

Municipal Employees Credit Union of Balt Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
New Auto Loan
5.24%
61 - 72
View
▼
APR5.24%
Term61 - 72
Last UpdatedMar 27, 2026
Details

As Low As; With Direct Payment Discount

Point Breeze Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
New & Used Auto or Truck
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedMar 28, 2026
Details

As Low As

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
New Autos
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedApr 4, 2026
Details

As Low As

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2020 - Newer
5.24%
73-84
View
▼
APR5.24%
Term73-84
Last UpdatedApr 4, 2026
Details

First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
Auto Loans - New or Used/Purchase or Refinance
5.24%
60 Months
View
▼
APR5.24%
Term60 Months
Last UpdatedApr 4, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
New Auto
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedApr 4, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
New Auto Loan
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedApr 4, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Drive4Less - New Auto
5.24%
48 Months
View
▼
APR5.24%
Term48 Months
Last UpdatedApr 5, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Drive4Less - New Auto Loan
5.24%
48 Months
View
▼
APR5.24%
Term48 Months
Last UpdatedApr 5, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
New Auto
5.24%
48 Months
View
▼
APR5.24%
Term48 Months
Last UpdatedApr 5, 2026
Details

As Low As

Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
New Vehicles (Refinance or Purchase, Model Year 2025 or Newer)
5.24%
12-48
View
▼
APR5.24%
Term12-48
Last UpdatedApr 5, 2026
Details

As Low As

Prince Georges Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.22%
New and Used Auto
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedApr 5, 2026
Details

Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
New/Used Auto Loan
5.24%
48 months
View
▼
APR5.24%
Term48 months
Last UpdatedApr 5, 2026
Details

As Low As

First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
Auto Loans - New or Used/Purchase or Refinance
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedApr 4, 2026
Details

As Low As

State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.38%
72 Month - New Auto or Truck Purchase/Refinance
5.34%
72 Months
View
▼
APR5.34%
Term72 Months
Last UpdatedMar 28, 2026
Details

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles
5.35%
60 Months
View
▼
APR5.35%
Term60 Months
Last UpdatedMar 28, 2026
Details

As Low As

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles 60
5.35%
60 Months
View
▼
APR5.35%
Term60 Months
Last UpdatedMar 28, 2026
Details

As Low As

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
New Auto Loan
5.42%
72 months
View
▼
APR5.42%
Term72 months
Last UpdatedMar 25, 2026
Details

As Low As

Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
New Auto
5.44%
67 to 78
View
▼
APR5.44%
Term67 to 78
Last UpdatedMar 27, 2026
Details

None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
New Auto
5.49%
73-84
View
▼
APR5.49%
Term73-84
Last UpdatedMar 24, 2026
Details

As Low As

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
New Auto - FIXED
5.49%
7 Years
View
▼
APR5.49%
Term7 Years
Last UpdatedMar 28, 2026
Details

APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.

FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
New & Used Vehicles
5.49%
6 Years
View
▼
APR5.49%
Term6 Years
Last UpdatedApr 4, 2026
Details

InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
New and Used Auto Loans
5.49%
36 Months
View
▼
APR5.49%
Term36 Months
Last UpdatedApr 4, 2026
Details

As Low As

Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
New Auto
5.49%
84 months
View
▼
APR5.49%
Term84 months
Last UpdatedApr 4, 2026
Details

As Low As; CPFCU will finance based on credit and retail value of the vehicle.

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
New Autos
5.49%
84 Months
View
▼
APR5.49%
Term84 Months
Last UpdatedApr 4, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
New/Used Auto (2024-NEWER) 61-72 months (up to 110%)
5.49%
72 months
View
▼
APR5.49%
Term72 months
Last UpdatedApr 4, 2026
Details

As Low As

LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
New Vehicle Loans
5.49%
73 to 84 months
View
▼
APR5.49%
Term73 to 84 months
Last UpdatedApr 4, 2026
Details

As Low As; 0% down

LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
New Vehicle Loans* - To purchase (2024, 2025 or 2026 auto or truck with less than 25,000 miles)
5.49%
73 to 84 months
View
▼
APR5.49%
Term73 to 84 months
Last UpdatedApr 4, 2026
Details

As Low As; 0% down

Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.94%
New Auto/Truck
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedApr 4, 2026
Details

Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
New Vehicles (Refinance or Purchase, Model Year 2025 or Newer)
5.49%
49-60
View
▼
APR5.49%
Term49-60
Last UpdatedApr 5, 2026
Details

As Low As

Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
New/Used Auto Loan
5.49%
60 months
View
▼
APR5.49%
Term60 months
Last UpdatedApr 5, 2026
Details

As Low As

Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
New Car Loan
5.49%
73 - 84
View
▼
APR5.49%
Term73 - 84
Last UpdatedApr 5, 2026
Details

As Low As

First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
Auto Loans - New or Used/Purchase or Refinance
5.50%
72 Months
View
▼
APR5.50%
Term72 Months
Last UpdatedApr 4, 2026
Details

As Low As

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
New Auto Loan
5.57%
84 months
View
▼
APR5.57%
Term84 months
Last UpdatedMar 25, 2026
Details

As Low As

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Business New Auto Loan
5.59%
1 - 36
View
▼
APR5.59%
Term1 - 36
Last UpdatedApr 5, 2026
Details

As Low As

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Business New Vehicle Loan
5.59%
1 - 36
View
▼
APR5.59%
Term1 - 36
Last UpdatedApr 5, 2026
Details

As Low As

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles
5.65%
72 Months
View
▼
APR5.65%
Term72 Months
Last UpdatedMar 28, 2026
Details

As Low As

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicles 72
5.65%
72 Months
View
▼
APR5.65%
Term72 Months
Last UpdatedMar 28, 2026
Details

As Low As

Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
New Vehicles
5.74%
36 Months
View
▼
APR5.74%
Term36 Months
Last UpdatedMar 25, 2026
Details

As Low As

Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
New Cars and Trucks
5.74%
84 Months
View
▼
APR5.74%
Term84 Months
Last UpdatedMar 29, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
New/Used Auto (2024-NEWER) 73-84 months
5.74%
84 months
View
▼
APR5.74%
Term84 months
Last UpdatedApr 4, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Drive4Less - New Auto
5.74%
60 Months
View
▼
APR5.74%
Term60 Months
Last UpdatedApr 5, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Drive4Less - New Auto Loan
5.74%
60 Months
View
▼
APR5.74%
Term60 Months
Last UpdatedApr 5, 2026
Details

As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
New Auto
5.74%
60 Months
View
▼
APR5.74%
Term60 Months
Last UpdatedApr 5, 2026
Details

As Low As

Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
New Vehicles (Refinance or Purchase, Model Year 2025 or Newer)
5.74%
61-72
View
▼
APR5.74%
Term61-72
Last UpdatedApr 5, 2026
Details

As Low As

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2024 & Newer
3.24%
0-36
View
▼
APR3.24%
Term0-36
Last UpdatedApr 4, 2026
Details

POCU of Maryland
Institution Rating:
A+5.0 ★
Used Car
3.29%
24 Months
View
▼
APR3.29%
Term24 Months
Last UpdatedMar 28, 2026
Details

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Used Auto
3.49%
36 Months
View
▼
APR3.49%
Term36 Months
Last UpdatedApr 4, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Used Auto Loan
3.49%
36 Months
View
▼
APR3.49%
Term36 Months
Last UpdatedApr 4, 2026
Details

As Low As

None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
Used Auto
3.99%
0-36
View
▼
APR3.99%
Term0-36
Last UpdatedMar 24, 2026
Details

As Low As

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2020 - Newer
3.99%
0-36
View
▼
APR3.99%
Term0-36
Last UpdatedApr 4, 2026
Details

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2024 & Newer
3.99%
49-60
View
▼
APR3.99%
Term49-60
Last UpdatedApr 4, 2026
Details

FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
New & Used Vehicles
4.20%
2-3 Years
View
▼
APR4.20%
Term2-3 Years
Last UpdatedApr 4, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
Used Auto / Refi - FIXED
4.24%
3 Years
View
▼
APR4.24%
Term3 Years
Last UpdatedMar 28, 2026
Details

APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice.

Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
Used Cars and Trucks
4.24%
36 Months
View
▼
APR4.24%
Term36 Months
Last UpdatedMar 29, 2026
Details

As Low As

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2020 - Newer
4.24%
37-48
View
▼
APR4.24%
Term37-48
Last UpdatedApr 4, 2026
Details

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
Used Auto Loan
4.40%
36 Months
View
▼
APR4.40%
Term36 Months
Last UpdatedMar 25, 2026
Details

As Low As

FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
New & Used Vehicles
4.40%
4 Years
View
▼
APR4.40%
Term4 Years
Last UpdatedApr 4, 2026
Details

None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
Used Auto
4.49%
37-48
View
▼
APR4.49%
Term37-48
Last UpdatedMar 24, 2026
Details

As Low As

Point Breeze Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
New & Used Auto or Truck
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedMar 28, 2026
Details

As Low As

POCU of Maryland
Institution Rating:
A+5.0 ★
Used Car
4.49%
72 Months
View
▼
APR4.49%
Term72 Months
Last UpdatedMar 28, 2026
Details

State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.38%
36 Month - Used Auto or Truck Purchase/Refinance
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedMar 28, 2026
Details

FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
New & Used Vehicles
4.49%
5 Years
View
▼
APR4.49%
Term5 Years
Last UpdatedApr 4, 2026
Details

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
New/Used Auto (2024-NEWER) Auto 0-48 months (up to 110%)
4.49%
48 month
View
▼
APR4.49%
Term48 month
Last UpdatedApr 4, 2026
Details

As Low As

LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
Used Vehicle Loans
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedApr 4, 2026
Details

As Low As; 0% down

LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
Used Vehicle Loans* - To purchase (from a dealer or private party) or refinance a vehicle (2020-2023) model year
4.49%
Up to 48 months
View
▼
APR4.49%
TermUp to 48 months
Last UpdatedApr 4, 2026
Details

As Low As; 0% down

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2020 - Newer
4.49%
49-60
View
▼
APR4.49%
Term49-60
Last UpdatedApr 4, 2026
Details

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2024 & Newer
4.49%
61-72
View
▼
APR4.49%
Term61-72
Last UpdatedApr 4, 2026
Details

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
Used Auto Loan
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedMar 25, 2026
Details

As Low As

Point Breeze Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
New & Used Auto or Truck
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedMar 28, 2026
Details

As Low As

Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
Used Cars and Trucks
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedMar 29, 2026
Details

As Low As

Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
Pre-owned Auto
4.74%
36 Months
View
▼
APR4.74%
Term36 Months
Last UpdatedApr 4, 2026
Details

As Low As; Age of Vehicle: 1-7 years

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
New/Used Auto (2024-NEWER) 49-60 months (up to 110%)
4.74%
60 months
View
▼
APR4.74%
Term60 months
Last UpdatedApr 4, 2026
Details

As Low As

LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
Used Vehicle Loans
4.74%
60 Months
View
▼
APR4.74%
Term60 Months
Last UpdatedApr 4, 2026
Details

As Low As; 0% down

LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
Used Vehicle Loans* - To purchase (from a dealer or private party) or refinance a vehicle (2020-2023) model year
4.74%
49 to 60 months
View
▼
APR4.74%
Term49 to 60 months
Last UpdatedApr 4, 2026
Details

As Low As; 0% down

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2020 - Newer
4.74%
61-72
View
▼
APR4.74%
Term61-72
Last UpdatedApr 4, 2026
Details

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Used Auto
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedApr 4, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Used Auto Loan
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedApr 4, 2026
Details

As Low As

Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.94%
Used Auto/Truck
4.74%
36 Months
View
▼
APR4.74%
Term36 Months
Last UpdatedApr 4, 2026
Details

over $20,000; As Low As

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles
4.75%
36 Months
View
▼
APR4.75%
Term36 Months
Last UpdatedMar 28, 2026
Details

As Low As

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles 36
4.75%
36 Months
View
▼
APR4.75%
Term36 Months
Last UpdatedMar 28, 2026
Details

As Low As

Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
Used Auto Loan
4.89%
Up to 48 Months
View
▼
APR4.89%
TermUp to 48 Months
Last UpdatedMar 29, 2026
Details

As Low As

None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
Used Auto
4.99%
49-60
View
▼
APR4.99%
Term49-60
Last UpdatedMar 24, 2026
Details

As Low As

Municipal Employees Credit Union of Balt Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
Used Auto Loan
4.99%
12 - 48
View
▼
APR4.99%
Term12 - 48
Last UpdatedMar 27, 2026
Details

As Low As; With Direct Payment Discount

Point Breeze Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
New & Used Auto or Truck
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedMar 28, 2026
Details

As Low As

POCU of Maryland
Institution Rating:
A+5.0 ★
Used Car
4.99%
84 Months
View
▼
APR4.99%
Term84 Months
Last UpdatedMar 28, 2026
Details

Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
Used Auto Loan
4.99%
49 to 66 Months
View
▼
APR4.99%
Term49 to 66 Months
Last UpdatedMar 29, 2026
Details

As Low As

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
Used Autos
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedApr 4, 2026
Details

As Low As

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2024 & Newer
4.99%
73-84
View
▼
APR4.99%
Term73-84
Last UpdatedApr 4, 2026
Details

First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
Auto Loans - New or Used/Purchase or Refinance
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedApr 4, 2026
Details

As Low As

Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.94%
Used Auto/Truck
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedApr 4, 2026
Details

over $20,000

Prince Georges Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.22%
New and Used Auto
4.99%
36 Months
View
▼
APR4.99%
Term36 Months
Last UpdatedApr 5, 2026
Details

Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
New/Used Auto Loan
4.99%
36 months
View
▼
APR4.99%
Term36 months
Last UpdatedApr 5, 2026
Details

As Low As

Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
Used Car Loan
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedApr 5, 2026
Details

As Low As

FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
Used Auto Loan
5.00%
60 Months
View
▼
APR5.00%
Term60 Months
Last UpdatedApr 4, 2026
Details

As Low As

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
Used Auto / Refi - FIXED
5.04%
4 Years
View
▼
APR5.04%
Term4 Years
Last UpdatedMar 28, 2026
Details

APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
Used Auto / Refi - FIXED
5.09%
5 Years
View
▼
APR5.09%
Term5 Years
Last UpdatedMar 28, 2026
Details

APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.

Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
Used Same as New Auto Loan
5.10%
66 Months
View
▼
APR5.10%
Term66 Months
Last UpdatedApr 4, 2026
Details

As Low As; Up to 125% of financing of NADA Clean Retail to include tax, tags, warranties and GAP

Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
Used Auto Loan
5.19%
67 to 75 Months
View
▼
APR5.19%
Term67 to 75 Months
Last UpdatedMar 29, 2026
Details

As Low As

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles
5.20%
48 Months
View
▼
APR5.20%
Term48 Months
Last UpdatedMar 28, 2026
Details

As Low As

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicles 48
5.20%
48 Months
View
▼
APR5.20%
Term48 Months
Last UpdatedMar 28, 2026
Details

As Low As

Central Credit Union of Maryland
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
New or Used Car / Truck
5.24%
84 Months
View
▼
APR5.24%
Term84 Months
Last UpdatedMar 25, 2026
Details

As Low As; 12-84 Months available

Municipal Employees Credit Union of Balt Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
Used Auto Loan
5.24%
49 - 60
View
▼
APR5.24%
Term49 - 60
Last UpdatedMar 27, 2026
Details

As Low As; With Direct Payment Discount

Point Breeze Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
New & Used Auto or Truck
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedMar 28, 2026
Details

As Low As

Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
Used Cars and Trucks
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedMar 29, 2026
Details

As Low As

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
Used Autos
5.24%
60 Months
View
▼
APR5.24%
Term60 Months
Last UpdatedApr 4, 2026
Details

As Low As

LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
Used Vehicle Loans
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedApr 4, 2026
Details

As Low As; 0% down

LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
Used Vehicle Loans* (2017 - 2019)
5.24%
Up to 48 months
View
▼
APR5.24%
TermUp to 48 months
Last UpdatedApr 4, 2026
Details

As Low As; 0% down

LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
Used Vehicle Loans* - To purchase (from a dealer or private party) or refinance a vehicle (2020-2023) model year
5.24%
61 to 72 months
View
▼
APR5.24%
Term61 to 72 months
Last UpdatedApr 4, 2026
Details

As Low As; 0% down

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2020 - Newer
5.24%
73-84
View
▼
APR5.24%
Term73-84
Last UpdatedApr 4, 2026
Details

First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
Auto Loans - New or Used/Purchase or Refinance
5.24%
60 Months
View
▼
APR5.24%
Term60 Months
Last UpdatedApr 4, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Used Auto
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedApr 4, 2026
Details

As Low As

Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Used Auto Loan
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedApr 4, 2026
Details

As Low As

Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.94%
Used Auto/Truck
5.24%
60 Months
View
▼
APR5.24%
Term60 Months
Last UpdatedApr 4, 2026
Details

over $20,000; As Low As

Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
Used Vehicles (Refinance or Purchase, Model Year 2022 to 2024)
5.24%
12-48 Months
View
▼
APR5.24%
Term12-48 Months
Last UpdatedApr 5, 2026
Details

As Low As

Prince Georges Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.22%
New and Used Auto
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedApr 5, 2026
Details

Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
New/Used Auto Loan
5.24%
48 months
View
▼
APR5.24%
Term48 months
Last UpdatedApr 5, 2026
Details

As Low As

Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
Used Car Loan
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedApr 5, 2026
Details

As Low As

First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
Auto Loans - New or Used/Purchase or Refinance
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedApr 4, 2026
Details

As Low As

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
Used Auto / Refi - FIXED
5.34%
6 Years
View
▼
APR5.34%
Term6 Years
Last UpdatedMar 28, 2026
Details

APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Used Auto Loan
5.34%
1 - 36
View
▼
APR5.34%
Term1 - 36
Last UpdatedApr 5, 2026
Details

None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
Used Auto
5.49%
61-72
View
▼
APR5.49%
Term61-72
Last UpdatedMar 24, 2026
Details

As Low As

Municipal Employees Credit Union of Balt Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
Used Auto Loan
5.49%
61 - 72
View
▼
APR5.49%
Term61 - 72
Last UpdatedMar 27, 2026
Details

As Low As; With Direct Payment Discount

FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
New & Used Vehicles
5.49%
6 Years
View
▼
APR5.49%
Term6 Years
Last UpdatedApr 4, 2026
Details

InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
New and Used Auto Loans
5.49%
36 Months
View
▼
APR5.49%
Term36 Months
Last UpdatedApr 4, 2026
Details

As Low As

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
Used Autos
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedApr 4, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
New/Used Auto (2024-NEWER) 61-72 months (up to 110%)
5.49%
72 months
View
▼
APR5.49%
Term72 months
Last UpdatedApr 4, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
Used Auto (20-23) (up to 110%)
5.49%
48 months
View
▼
APR5.49%
Term48 months
Last UpdatedApr 4, 2026
Details

As Low As

LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
Used Vehicle Loans* (2017 - 2019)
5.49%
49 to 60 months
View
▼
APR5.49%
Term49 to 60 months
Last UpdatedApr 4, 2026
Details

As Low As; 0% down

Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
Used Vehicles (Refinance or Purchase, Model Year 2018 to 2021)
5.49%
12-48
View
▼
APR5.49%
Term12-48
Last UpdatedApr 5, 2026
Details

As Low As

Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
Used Vehicles (Refinance or Purchase, Model Year 2022 to 2024)
5.49%
49-60 Months
View
▼
APR5.49%
Term49-60 Months
Last UpdatedApr 5, 2026
Details

As Low As

Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
New/Used Auto Loan
5.49%
60 months
View
▼
APR5.49%
Term60 months
Last UpdatedApr 5, 2026
Details

As Low As

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Used Auto Loan
5.49%
37 - 48
View
▼
APR5.49%
Term37 - 48
Last UpdatedApr 5, 2026
Details

Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
Used Auto Loan
5.50%
66 Months
View
▼
APR5.50%
Term66 Months
Last UpdatedApr 4, 2026
Details

As Low As; Up to $15,000

First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
Auto Loans - New or Used/Purchase or Refinance
5.50%
72 Months
View
▼
APR5.50%
Term72 Months
Last UpdatedApr 4, 2026
Details

As Low As

Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
Used Auto Loan
5.54%
Up to 48 Months
View
▼
APR5.54%
TermUp to 48 Months
Last UpdatedMar 29, 2026
Details

As Low As

State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.38%
72 Month - Used Auto or Truck Purchase/Refinance
5.59%
72 Months
View
▼
APR5.59%
Term72 Months
Last UpdatedMar 28, 2026
Details

Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
Used Auto Loan
5.59%
76 to 84 Months
View
▼
APR5.59%
Term76 to 84 Months
Last UpdatedMar 29, 2026
Details

As Low As

Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
Used Auto Loan
5.74%
49 to 66 Months
View
▼
APR5.74%
Term49 to 66 Months
Last UpdatedMar 29, 2026
Details

As Low As

Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
Pre-owned Auto
5.74%
84 Months
View
▼
APR5.74%
Term84 Months
Last UpdatedApr 4, 2026
Details

As Low As; Age of Vehicle: **

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
Used Autos
5.74%
84 Months
View
▼
APR5.74%
Term84 Months
Last UpdatedApr 4, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
New/Used Auto (2024-NEWER) 73-84 months
5.74%
84 months
View
▼
APR5.74%
Term84 months
Last UpdatedApr 4, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
Used Auto (20-23) (up to 110%)
5.74%
60 months
View
▼
APR5.74%
Term60 months
Last UpdatedApr 4, 2026
Details

As Low As

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
USED AUTO 2017-2019
5.74%
0-60
View
▼
APR5.74%
Term0-60
Last UpdatedApr 4, 2026
Details

Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.94%
Used Auto/Truck
5.74%
72 Months
View
▼
APR5.74%
Term72 Months
Last UpdatedApr 4, 2026
Details

over $20,000; As Low As

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Drive4Less - Used Auto Loan
5.74%
36 Months
View
▼
APR5.74%
Term36 Months
Last UpdatedApr 5, 2026
Details

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Used Auto
5.74%
36 Months
View
▼
APR5.74%
Term36 Months
Last UpdatedApr 5, 2026
Details

As Low As

Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
Used Vehicles (Refinance or Purchase, Model Year 2017 and Older**)
5.74%
12-48
View
▼
APR5.74%
Term12-48
Last UpdatedApr 5, 2026
Details

As Low As

Royal Oak, MD Auto Loan Rate Trends

Compare local Royal Oak, MD auto loan rates against the statewide average

Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Maryland Auto Trends →
New Auto Loan — MD Avg
5.445%
▲ 0.045 vs 7 days ago

Maryland new auto rates rose 0.045 points over the past 7 days to 5.445% APR.

Used Auto Loan — MD Avg
6.495%
▲ 0.149 vs 7 days ago

Maryland used auto rates rose 0.149 points over the past 7 days to 6.495% APR.

As of Apr 6, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions about Auto Loans in Royal Oak, Maryland

How does my credit score affect my car loan rate in Maryland?

Your credit score is the biggest factor determining your auto loan APR. Borrowers in Royal Oak, Maryland with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.

Is it better to finance through a dealership or a bank?

It is highly recommended to get pre-approved through a local bank or credit union in Maryland *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.

What is the difference between New and Used Auto Loan rates?

Lenders in Royal Oak, Maryland typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.

How long should my auto loan term be?

While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.

What are the best Auto Loan rates in Royal Oak, Maryland?

Based on our current data, some of the lowest auto loan rates available in Royal Oak, Maryland include:
  • Act 1st Federal Credit Union: 2.99% (BRAND NEW AUTO Purchase / Never Titled 2025 & Newer)
  • POCU of Maryland: 3.09% (New Car)
  • Baxter Credit Union: 3.24% (Auto Loans)
  • Cedar Point Federal Credit Union: 3.49% (New Auto)
  • Market USA Federal Credit Union: 3.49% (New Auto)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Royal Oak, Maryland. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 5, 2026

Royal Oak, Maryland Rates & Resources

$
Royal Oak, Maryland CD Rates
$
Royal Oak, Maryland Savings Rates
$
Royal Oak, Maryland Money Market Rates
$
Royal Oak, Maryland Mortgage Rates
$
Royal Oak, Maryland Checking Account Rates
$
Royal Oak, Maryland Personal Loan Rates