Auto Loan Rates in Cumberland, Maryland (MD) for March 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Cumberland, Maryland. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in Cumberland, Maryland include Act 1st Federal Credit UnionAct 1st Federal Credit Union11905 Messick Rd SE, Cumberland, MD, 21502A5.0 ★Texas Ratio: 11.88% offering BRAND NEW AUTO Purchase / Never Titled 2025 & Newer at 2.99%, Chessie Federal Credit UnionChessie Federal Credit Union122 W Union St, Cumberland, MD, 21502A+5.0 ★Texas Ratio: 5.80% offering New/Used Auto (2024-NEWER) Auto 0-48 months (up to 110%) at 4.49%, WEPCO Federal Credit UnionWEPCO Federal Credit Union1101 E Oldtown Rd, Cumberland, MD, 21502 4039A+5.0 ★Texas Ratio: 3.70% offering Historic Autos (20 Years and Older) at 9.49%, POCU of MarylandPOCU of Maryland900 E Fayette St Rm 606, Baltimore, MD, 21233 1050A+5.0 ★ offering New Car at 3.09%, Baxter Credit UnionBaxter Credit Union5260 Western Ave, Chevy Chase, MD, 20815A5.0 ★Texas Ratio: 7.73% offering Auto Loans at 3.24%. Auto loan rates as of March 24, 2026 according to verified data from MonitorBankRates.
Auto loan rates in Cumberland, Maryland are continually updated to reflect market conditions. We recommend comparing rates from multiple lenders before visiting the dealership.
We empower borrowers with transparent financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently choose a stable, highly-rated institution.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Cumberland, Maryland. Auto Loan Rates Last Updated and Verified: March 24, 2026
Compare Auto Loan Rates Today in Cumberland, Maryland & Surrounding Area
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
11905 Messick Rd SE, Cumberland, MD, 21502
BRAND NEW AUTO Purchase / Never Titled 2025 & Newer
2.99%
0-36
▼
APR2.99%
Term0-36
Last UpdatedMar 24, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
11905 Messick Rd SE, Cumberland, MD, 21502
USED AUTO 2024 & Newer
3.24%
0-36
▼
APR3.24%
Term0-36
Last UpdatedMar 24, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
11905 Messick Rd SE, Cumberland, MD, 21502
BRAND NEW AUTO Purchase / Never Titled 2025 & Newer
3.74%
49-60
▼
APR3.74%
Term49-60
Last UpdatedMar 24, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
11905 Messick Rd SE, Cumberland, MD, 21502
BRAND NEW AUTO Purchase / Never Titled 2025 & Newer
3.99%
61-72
▼
APR3.99%
Term61-72
Last UpdatedMar 24, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
11905 Messick Rd SE, Cumberland, MD, 21502
USED AUTO 2020 - Newer
3.99%
0-36
▼
APR3.99%
Term0-36
Last UpdatedMar 24, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
11905 Messick Rd SE, Cumberland, MD, 21502
USED AUTO 2024 & Newer
3.99%
49-60
▼
APR3.99%
Term49-60
Last UpdatedMar 24, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
11905 Messick Rd SE, Cumberland, MD, 21502
USED AUTO 2020 - Newer
4.24%
37-48
▼
APR4.24%
Term37-48
Last UpdatedMar 24, 2026
Details
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
New/Used Auto (2024-NEWER) Auto 0-48 months (up to 110%)
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 18, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
11905 Messick Rd SE, Cumberland, MD, 21502
USED AUTO 2020 - Newer
4.49%
49-60
▼
APR4.49%
Term49-60
Last UpdatedMar 24, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
11905 Messick Rd SE, Cumberland, MD, 21502
USED AUTO 2024 & Newer
4.49%
61-72
▼
APR4.49%
Term61-72
Last UpdatedMar 24, 2026
Details
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
New/Used Auto (2024-NEWER) 49-60 months (up to 110%)
4.74%
60 Months
▼
APR4.74%
Term60 Months
Last UpdatedMar 18, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
11905 Messick Rd SE, Cumberland, MD, 21502
BRAND NEW AUTO Purchase / Never Titled 2025 & Newer
4.74%
73-84
▼
APR4.74%
Term73-84
Last UpdatedMar 24, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
11905 Messick Rd SE, Cumberland, MD, 21502
USED AUTO 2020 - Newer
4.74%
61-72
▼
APR4.74%
Term61-72
Last UpdatedMar 24, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
11905 Messick Rd SE, Cumberland, MD, 21502
USED AUTO 2024 & Newer
4.99%
73-84
▼
APR4.99%
Term73-84
Last UpdatedMar 24, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
11905 Messick Rd SE, Cumberland, MD, 21502
USED AUTO 2020 - Newer
5.24%
73-84
▼
APR5.24%
Term73-84
Last UpdatedMar 24, 2026
Details
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
New/Used Auto (2024-NEWER) 61-72 months (up to 110%)
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMar 18, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
Used Auto (20-23) (up to 110%)
5.49%
48 Months
▼
APR5.49%
Term48 Months
Last UpdatedMar 18, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
New/Used Auto (2024-NEWER) 73-84 months
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedMar 18, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
Used Auto (20-23) (up to 110%)
5.74%
60 Months
▼
APR5.74%
Term60 Months
Last UpdatedMar 18, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
11905 Messick Rd SE, Cumberland, MD, 21502
USED AUTO 2017-2019
5.74%
0-60
▼
APR5.74%
Term0-60
Last UpdatedMar 24, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
11905 Messick Rd SE, Cumberland, MD, 21502
USED AUTO 2017-2019
6.24%
61-72
▼
APR6.24%
Term61-72
Last UpdatedMar 24, 2026
Details
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
Used Auto (20-23) (up to 110%)
6.49%
72 Months
▼
APR6.49%
Term72 Months
Last UpdatedMar 18, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
Used Auto (22-23) (up to 110%)
6.74%
84 Months
▼
APR6.74%
Term84 Months
Last UpdatedMar 18, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
Used Auto (16-19)(up to 100%)
6.99%
48 Months
▼
APR6.99%
Term48 Months
Last UpdatedMar 18, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
11905 Messick Rd SE, Cumberland, MD, 21502
USED AUTO 2016-2006
7.24%
0-60
▼
APR7.24%
Term0-60
Last UpdatedMar 24, 2026
Details
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
Used Auto (16-19) (up to 100%)
7.49%
60 Months
▼
APR7.49%
Term60 Months
Last UpdatedMar 18, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
Used Auto (2015 and older) (up to 100%)
8.74%
48 Months
▼
APR8.74%
Term48 Months
Last UpdatedMar 18, 2026
Details
As Low As
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
1101 E Oldtown Rd, Cumberland, MD, 21502 4039
Historic Autos (20 Years and Older)
9.49%
20 Years
▼
APR9.49%
Term20 Years
Last UpdatedMar 22, 2026
Details
As Low As
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
1101 E Oldtown Rd, Cumberland, MD, 21502 4039
Historic Autos (20 Years and Older)
9.99%
20 Years
▼
APR9.99%
Term20 Years
Last UpdatedMar 22, 2026
Details
As Low As; Minimum Financing of $10,000 for 60 Months
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
1101 E Oldtown Rd, Cumberland, MD, 21502 4039
Historic Autos (20 Years and Older)
10.49%
20 Years
▼
APR10.49%
Term20 Years
Last UpdatedMar 22, 2026
Details
As Low As; Minimum Financing of $15,000 for 72 Months
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
1101 E Oldtown Rd, Cumberland, MD, 21502 4039
Historic Autos (20 Years and Older)
10.99%
20 Years
▼
APR10.99%
Term20 Years
Last UpdatedMar 22, 2026
Details
As Low As; Minimum Financing of $25,000 for 84 Months
POCU of Maryland
Institution Rating:
A+5.0 ★
900 E Fayette St Rm 606, Baltimore, MD, 21233 1050
New Car
3.09%
24 Months
▼
APR3.09%
Term24 Months
Last UpdatedMar 21, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
5260 Western Ave, Chevy Chase, MD, 20815
Auto Loans
3.24%
Auto Buying Service
▼
APR3.24%
TermAuto Buying Service
Last UpdatedMar 18, 2026
Details
As Low As; APR - 2026 & Newer
POCU of Maryland
Institution Rating:
A+5.0 ★
900 E Fayette St Rm 606, Baltimore, MD, 21233 1050
Used Car
3.29%
24 Months
▼
APR3.29%
Term24 Months
Last UpdatedMar 21, 2026
Details
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
New Auto
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
New Auto Loan
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
Used Auto
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
Used Auto Loan
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
7901 Sandy Spring Rd, Laurel, MD, 20707
New Cars and Trucks
3.74%
36 Months
▼
APR3.74%
Term36 Months
Last UpdatedMar 22, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
5711 Allentown Rd, Suitland, MD, 20746
New Auto Loan
3.89%
36 Months
▼
APR3.89%
Term36 Months
Last UpdatedMar 17, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
5260 Western Ave, Chevy Chase, MD, 20815
Auto Loans
3.99%
0 - 75 Months
▼
APR3.99%
Term0 - 75 Months
Last UpdatedMar 18, 2026
Details
As Low As; APR - 2026 & Newer
Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
22745 Maple Rd, Lexington Park, MD, 20653
New Auto
3.99%
36 months
▼
APR3.99%
Term36 months
Last UpdatedMar 18, 2026
Details
As Low As
LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
New Vehicle Loans* - To purchase (2024, 2025 or 2026 auto or truck with less than 25,000 miles)
3.99%
Up to 48 months
▼
APR3.99%
TermUp to 48 months
Last UpdatedMar 20, 2026
Details
As Low As; 0% down
LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
New Vehicle Loans* - To purchase (2024, 2025 or 2026 auto or truck with less than 25,000 miles) Up to 48 months
3.99%
48 Months
▼
APR3.99%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As; 0% down
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
New Auto
3.99%
0-48
▼
APR3.99%
Term0-48
Last UpdatedMar 24, 2026
Details
As Low As
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
Used Auto
3.99%
0-36
▼
APR3.99%
Term0-36
Last UpdatedMar 24, 2026
Details
As Low As
FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
10903 New Hampshire Ave, Silver Spring, MD, 20993
New & Used Vehicles
4.20%
2-3 Years
▼
APR4.20%
Term2-3 Years
Last UpdatedMar 18, 2026
Details
LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
New Vehicle Loans* - To purchase (2024, 2025 or 2026 auto or truck with less than 25,000 miles)
4.24%
49 to 60 months
▼
APR4.24%
Term49 to 60 months
Last UpdatedMar 20, 2026
Details
As Low As; 0% down
LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
New Vehicle Loans* - To purchase (2024, 2025 or 2026 auto or truck with less than 25,000 miles) 49 to 60 months
4.24%
60 Months
▼
APR4.24%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As; 0% down
State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.38%
971 Corporate Blvd, Linthicum, MD, 21090 2342
36 Month - New Auto or Truck Purchase/Refinance
4.24%
36 Months
▼
APR4.24%
Term36 Months
Last UpdatedMar 21, 2026
Details
Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.79%
9800 TECHNOLOGY WAY, LARGO, MD, 20774
New/Used Car or Truck
4.24%
24 months
▼
APR4.24%
Term24 months
Last UpdatedMar 21, 2026
Details
Up to 135% of Car Value
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
7901 Sandy Spring Rd, Laurel, MD, 20707
New Cars and Trucks
4.24%
48 Months
▼
APR4.24%
Term48 Months
Last UpdatedMar 22, 2026
Details
As Low As
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
7901 Sandy Spring Rd, Laurel, MD, 20707
Used Cars and Trucks
4.24%
36 Months
▼
APR4.24%
Term36 Months
Last UpdatedMar 22, 2026
Details
As Low As
POCU of Maryland
Institution Rating:
A+5.0 ★
900 E Fayette St Rm 606, Baltimore, MD, 21233 1050
New Car
4.29%
72 Months
▼
APR4.29%
Term72 Months
Last UpdatedMar 21, 2026
Details
Agriculture Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
4700 River Rd, Riverdale, MD, 20737
Vehicle Loans
4.29%
Up to 36 months
▼
APR4.29%
TermUp to 36 months
Last UpdatedMar 24, 2026
Details
As Low As; Model Year 2025 - 2026, Fixed
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
5711 Allentown Rd, Suitland, MD, 20746
Used Auto Loan
4.40%
36 Months
▼
APR4.40%
Term36 Months
Last UpdatedMar 17, 2026
Details
As Low As
FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
10903 New Hampshire Ave, Silver Spring, MD, 20993
New & Used Vehicles
4.40%
4 Years
▼
APR4.40%
Term4 Years
Last UpdatedMar 18, 2026
Details
Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
30 N Hickory Ave, Bel Air, MD, 21014 3249
New Auto
4.44%
1 to 36
▼
APR4.44%
Term1 to 36
Last UpdatedMar 20, 2026
Details
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
New Vehicles
4.45%
36 Months
▼
APR4.45%
Term36 Months
Last UpdatedMar 21, 2026
Details
As Low As
Treasury Department Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.28%
6505 Belcrest Rd Rm 605, HYATTSVILLE, MD, 20782 2011
New Vehicle (Auto, Trucks and SUVs) Up to 80% financing
4.49%
Up to 60 months
▼
APR4.49%
TermUp to 60 months
Last UpdatedMar 12, 2026
Details
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
5711 Allentown Rd, Suitland, MD, 20746
New Auto Loan
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 17, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
5260 Western Ave, Chevy Chase, MD, 20815
Auto Loans
4.49%
Auto Buying Service
▼
APR4.49%
TermAuto Buying Service
Last UpdatedMar 18, 2026
Details
As Low As; APR - 2023 - 2025*
Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
22745 Maple Rd, Lexington Park, MD, 20653
New Auto
4.49%
48 months
▼
APR4.49%
Term48 months
Last UpdatedMar 18, 2026
Details
As Low As
FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
10903 New Hampshire Ave, Silver Spring, MD, 20993
New & Used Vehicles
4.49%
5 Years
▼
APR4.49%
Term5 Years
Last UpdatedMar 18, 2026
Details
LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
Used Vehicle Loans
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As; 0% down
LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
Used Vehicle Loans* - To purchase (from a dealer or private party) or refinance a vehicle (2020-2023) model year
4.49%
Up to 48 months
▼
APR4.49%
TermUp to 48 months
Last UpdatedMar 20, 2026
Details
As Low As; 0% down
State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.38%
971 Corporate Blvd, Linthicum, MD, 21090 2342
36 Month - Used Auto or Truck Purchase/Refinance
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 21, 2026
Details
Point Breeze Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
11104 McCormick Rd, Hunt Valley, MD, 21031 1404
New & Used Auto or Truck
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 21, 2026
Details
As Low As
POCU of Maryland
Institution Rating:
A+5.0 ★
900 E Fayette St Rm 606, Baltimore, MD, 21233 1050
Used Car
4.49%
72 Months
▼
APR4.49%
Term72 Months
Last UpdatedMar 21, 2026
Details
Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.79%
9800 TECHNOLOGY WAY, LARGO, MD, 20774
New/Used Car or Truck
4.49%
36 months
▼
APR4.49%
Term36 months
Last UpdatedMar 21, 2026
Details
Up to 135% of Car Value
Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.94%
55 Thiokol Rd, Elkton, MD, 21921
New Auto/Truck
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 21, 2026
Details
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
New Auto
4.49%
49-60
▼
APR4.49%
Term49-60
Last UpdatedMar 24, 2026
Details
As Low As
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
Used Auto
4.49%
37-48
▼
APR4.49%
Term37-48
Last UpdatedMar 24, 2026
Details
As Low As
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
10001 Willowdale Rd, Lanham, MD, 20706 4321
New Vehicles
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedMar 18, 2026
Details
As Low As
Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
30 N Hickory Ave, Bel Air, MD, 21014 3249
New Auto
4.54%
37 to 48
▼
APR4.54%
Term37 to 48
Last UpdatedMar 20, 2026
Details
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
1807 Rockville Pike, Rockville, MD, 20852
2025 Car Loans
4.69%
up to 36
▼
APR4.69%
Termup to 36
Last UpdatedMar 20, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
5711 Allentown Rd, Suitland, MD, 20746
Used Auto Loan
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 17, 2026
Details
As Low As
Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
22745 Maple Rd, Lexington Park, MD, 20653
Pre-owned Auto
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 18, 2026
Details
As Low As
LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
New Vehicle Loans* - To purchase (2024, 2025 or 2026 auto or truck with less than 25,000 miles)
4.74%
61 to 72 months
▼
APR4.74%
Term61 to 72 months
Last UpdatedMar 20, 2026
Details
As Low As; 0% down
LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
New Vehicle Loans* - To purchase (2024, 2025 or 2026 auto or truck with less than 25,000 miles) 61 to 72 months
4.74%
72 Months
▼
APR4.74%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As; 0% down
LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
Used Vehicle Loans
4.74%
60 Months
▼
APR4.74%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As; 0% down
LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
Used Vehicle Loans* - To purchase (from a dealer or private party) or refinance a vehicle (2020-2023) model year
4.74%
49 to 60 months
▼
APR4.74%
Term49 to 60 months
Last UpdatedMar 20, 2026
Details
As Low As; 0% down
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
New Auto
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
New Auto Loan
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
Used Auto
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
Used Auto Loan
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As
Municipal Employees Credit Union of Balt Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
1 South St, Baltimore, MD, 21202
New Auto Loan
4.74%
12 - 48
▼
APR4.74%
Term12 - 48
Last UpdatedMar 20, 2026
Details
As Low As; With Direct Payment Discount
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
3015 University Blvd W, Kensington, MD, 20895 1936
New Autos
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 21, 2026
Details
As Low As
Point Breeze Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
11104 McCormick Rd, Hunt Valley, MD, 21031 1404
New & Used Auto or Truck
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 21, 2026
Details
As Low As
Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.94%
55 Thiokol Rd, Elkton, MD, 21921
New Auto/Truck
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 21, 2026
Details
Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.94%
55 Thiokol Rd, Elkton, MD, 21921
Used Auto/Truck
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 21, 2026
Details
over $20,000
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
7901 Sandy Spring Rd, Laurel, MD, 20707
New Cars and Trucks
4.74%
72 Months
▼
APR4.74%
Term72 Months
Last UpdatedMar 22, 2026
Details
As Low As
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
7901 Sandy Spring Rd, Laurel, MD, 20707
Used Cars and Trucks
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 22, 2026
Details
As Low As
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
10001 Willowdale Rd, Lanham, MD, 20706 4321
New Vehicles
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedMar 18, 2026
Details
As Low As
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
Used Vehicles
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedMar 21, 2026
Details
As Low As
Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
30 N Hickory Ave, Bel Air, MD, 21014 3249
New Auto
4.79%
49 to 66
▼
APR4.79%
Term49 to 66
Last UpdatedMar 20, 2026
Details
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
1807 Rockville Pike, Rockville, MD, 20852
2024 Car Loans
4.79%
up to 36
▼
APR4.79%
Termup to 36
Last UpdatedMar 20, 2026
Details
As Low As
POCU of Maryland
Institution Rating:
A+5.0 ★
900 E Fayette St Rm 606, Baltimore, MD, 21233 1050
New Car
4.79%
84 Months
▼
APR4.79%
Term84 Months
Last UpdatedMar 21, 2026
Details
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
New Vehicles
4.80%
48 Months
▼
APR4.80%
Term48 Months
Last UpdatedMar 21, 2026
Details
As Low As
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
996 Beards Hill Rd # Rt, Aberdeen, MD, 21001 1733
Used Auto, Truck, Van
4.84%
1-36
▼
APR4.84%
Term1-36
Last UpdatedMar 17, 2026
Details
As Low As; Automated Payments
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
New Auto Loan
4.84%
1 - 36
▼
APR4.84%
Term1 - 36
Last UpdatedMar 21, 2026
Details
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
1807 Rockville Pike, Rockville, MD, 20852
2023 Car Loans
4.89%
up to 36
▼
APR4.89%
Termup to 36
Last UpdatedMar 20, 2026
Details
As Low As
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
1807 Rockville Pike, Rockville, MD, 20852
2026 Car Loans
4.89%
up to 36
▼
APR4.89%
Termup to 36
Last UpdatedMar 20, 2026
Details
As Low As
Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2345 Eastern Ave, Baltimore, MD, 21224
Used Auto Loan
4.89%
Up to 48 Months
▼
APR4.89%
TermUp to 48 Months
Last UpdatedMar 22, 2026
Details
As Low As
Treasury Department Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.28%
6505 Belcrest Rd Rm 605, HYATTSVILLE, MD, 20782 2011
New Vehicle (Auto, Trucks and SUVs)
4.95%
61 to 72 months*
▼
APR4.95%
Term61 to 72 months*
Last UpdatedMar 12, 2026
Details
Treasury Department Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.28%
6505 Belcrest Rd Rm 605, HYATTSVILLE, MD, 20782 2011
New Vehicle (Auto, Trucks and SUVs)
4.99%
61 to 72 months*
▼
APR4.99%
Term61 to 72 months*
Last UpdatedMar 12, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
5260 Western Ave, Chevy Chase, MD, 20815
Auto Loans
4.99%
0 - 75 Months
▼
APR4.99%
Term0 - 75 Months
Last UpdatedMar 18, 2026
Details
As Low As; APR - 2023 - 2025*
First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
40 W Plaza, Catonsville, MD, 21228
Auto Loans - New or Used/Purchase or Refinance
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 18, 2026
Details
As Low As
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
12820 Wisteria Dr, Germantown, MD, 20874 2627
New/Used Auto Loan
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedMar 20, 2026
Details
As Low As
Municipal Employees Credit Union of Balt Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
1 South St, Baltimore, MD, 21202
New Auto Loan
4.99%
49 - 60
▼
APR4.99%
Term49 - 60
Last UpdatedMar 20, 2026
Details
As Low As; With Direct Payment Discount
Municipal Employees Credit Union of Balt Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
1 South St, Baltimore, MD, 21202
Used Auto Loan
4.99%
12 - 48
▼
APR4.99%
Term12 - 48
Last UpdatedMar 20, 2026
Details
As Low As; With Direct Payment Discount
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
3015 University Blvd W, Kensington, MD, 20895 1936
New Autos
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 21, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
3015 University Blvd W, Kensington, MD, 20895 1936
Used Autos
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMar 21, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
New Auto Loan
4.99%
37 - 48
▼
APR4.99%
Term37 - 48
Last UpdatedMar 21, 2026
Details
Point Breeze Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
11104 McCormick Rd, Hunt Valley, MD, 21031 1404
New & Used Auto or Truck
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 21, 2026
Details
As Low As
POCU of Maryland
Institution Rating:
A+5.0 ★
900 E Fayette St Rm 606, Baltimore, MD, 21233 1050
Used Car
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedMar 21, 2026
Details
Prince Georges Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.22%
15201 Hall RD, Bowie, MD, 20721
New and Used Auto
4.99%
Up to 36 Months
▼
APR4.99%
TermUp to 36 Months
Last UpdatedMar 21, 2026
Details
Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.94%
55 Thiokol Rd, Elkton, MD, 21921
New Auto/Truck
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 21, 2026
Details
Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.94%
55 Thiokol Rd, Elkton, MD, 21921
Used Auto/Truck
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMar 21, 2026
Details
over $20,000
Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2345 Eastern Ave, Baltimore, MD, 21224
Used Auto Loan
4.99%
49 to 66 Months
▼
APR4.99%
Term49 to 66 Months
Last UpdatedMar 22, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
14501 Sweitzer Ln, Laurel, MD, 20707
Drive4Less - New Auto
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMar 22, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
14501 Sweitzer Ln, Laurel, MD, 20707
Drive4Less - New Auto Loan
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMar 22, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
14501 Sweitzer Ln, Laurel, MD, 20707
New Auto
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMar 22, 2026
Details
As Low As
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
New Auto
4.99%
61-72
▼
APR4.99%
Term61-72
Last UpdatedMar 24, 2026
Details
As Low As
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
Used Auto
4.99%
49-60
▼
APR4.99%
Term49-60
Last UpdatedMar 24, 2026
Details
As Low As
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
New Auto Loan
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedMar 20, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
Used Auto Loan
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedMar 20, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
Vehicle Loans New Auto
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedMar 20, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
Vehicle Loans Used Auto
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedMar 20, 2026
Details
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
996 Beards Hill Rd # Rt, Aberdeen, MD, 21001 1733
Used Auto, Truck, Van
5.09%
37-51
▼
APR5.09%
Term37-51
Last UpdatedMar 17, 2026
Details
As Low As; Automated Payments
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
1807 Rockville Pike, Rockville, MD, 20852
2022 Car Loans
5.09%
up to 36
▼
APR5.09%
Termup to 36
Last UpdatedMar 20, 2026
Details
As Low As
Agriculture Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
4700 River Rd, Riverdale, MD, 20737
Vehicle Loans
5.09%
Up to 48 months
▼
APR5.09%
TermUp to 48 months
Last UpdatedMar 24, 2026
Details
As Low As; Model Year 2025 - 2026, Fixed
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
5720 Silver Hill Rd, District Heights, MD, 20747
New Auto Loan
5.10%
66 Months
▼
APR5.10%
Term66 Months
Last UpdatedMar 13, 2026
Details
As Low As; Up to 125% of MSRP to include tax, tags, warranties and GAP
Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2345 Eastern Ave, Baltimore, MD, 21224
Used Auto Loan
5.19%
67 to 75 Months
▼
APR5.19%
Term67 to 75 Months
Last UpdatedMar 22, 2026
Details
As Low As
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
Used Vehicles
5.20%
48 Months
▼
APR5.20%
Term48 Months
Last UpdatedMar 21, 2026
Details
As Low As
Central Credit Union of Maryland
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
8501 La Salle Rd, Baltimore, MD, 21286 5914
New or Used Car / Truck
5.24%
84 Months
▼
APR5.24%
Term84 Months
Last UpdatedMar 18, 2026
Details
As Low As; 12-84 Months available
Central Credit Union of Maryland
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
8501 La Salle Rd, Baltimore, MD, 21286 5914
Refinance Auto Loan
5.24%
84 Months
▼
APR5.24%
Term84 Months
Last UpdatedMar 18, 2026
Details
As Low As
First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
40 W Plaza, Catonsville, MD, 21228
Auto Loans - New or Used/Purchase or Refinance
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedMar 18, 2026
Details
As Low As
Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
900 Caton Ave, Baltimore, MD, 21229
New Car Loan
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As
LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
Used Vehicle Loans
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As; 0% down
LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
Used Vehicle Loans* (2017 - 2019)
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As; 0% down
LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
Used Vehicle Loans* - To purchase (from a dealer or private party) or refinance a vehicle (2020-2023) model year
5.24%
61 to 72 months
▼
APR5.24%
Term61 to 72 months
Last UpdatedMar 20, 2026
Details
As Low As; 0% down
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
12820 Wisteria Dr, Germantown, MD, 20874 2627
New/Used Auto Loan
5.24%
48 months
▼
APR5.24%
Term48 months
Last UpdatedMar 20, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
New Auto
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
New Auto Loan
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
Used Auto
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
Used Auto Loan
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As
Municipal Employees Credit Union of Balt Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
1 South St, Baltimore, MD, 21202
New Auto Loan
5.24%
61 - 72
▼
APR5.24%
Term61 - 72
Last UpdatedMar 20, 2026
Details
As Low As; With Direct Payment Discount
Municipal Employees Credit Union of Balt Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
1 South St, Baltimore, MD, 21202
Used Auto Loan
5.24%
49 - 60
▼
APR5.24%
Term49 - 60
Last UpdatedMar 20, 2026
Details
As Low As; With Direct Payment Discount
Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
5210 Chairmans Ct, FREDERICK, MD, 21703
Auto Loan
5.24%
12-48
▼
APR5.24%
Term12-48
Last UpdatedMar 20, 2026
Details
As Low As; Amount: $5,000+
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
3015 University Blvd W, Kensington, MD, 20895 1936
New Autos
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMar 21, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
3015 University Blvd W, Kensington, MD, 20895 1936
Used Autos
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedMar 21, 2026
Details
As Low As
Point Breeze Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
11104 McCormick Rd, Hunt Valley, MD, 21031 1404
New & Used Auto or Truck
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMar 21, 2026
Details
As Low As
Prince Georges Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.22%
15201 Hall RD, Bowie, MD, 20721
New and Used Auto
5.24%
37 - 72 Months
▼
APR5.24%
Term37 - 72 Months
Last UpdatedMar 21, 2026
Details
Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.94%
55 Thiokol Rd, Elkton, MD, 21921
Used Auto/Truck
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedMar 21, 2026
Details
over $20,000
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
7901 Sandy Spring Rd, Laurel, MD, 20707
Used Cars and Trucks
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMar 22, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
14501 Sweitzer Ln, Laurel, MD, 20707
Drive4Less - New Auto
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedMar 22, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
14501 Sweitzer Ln, Laurel, MD, 20707
Drive4Less - New Auto Loan
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedMar 22, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
14501 Sweitzer Ln, Laurel, MD, 20707
New Auto
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedMar 22, 2026
Details
As Low As
Treasury Department Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.28%
6505 Belcrest Rd Rm 605, HYATTSVILLE, MD, 20782 2011
Used Vehicles (Auto, Trucks and SUVs) Up to 80 financing
5.25%
Up to 60 months
▼
APR5.25%
TermUp to 60 months
Last UpdatedMar 12, 2026
Details
First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
40 W Plaza, Catonsville, MD, 21228
Auto Loans - New or Used/Purchase or Refinance
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedMar 18, 2026
Details
As Low As
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
1807 Rockville Pike, Rockville, MD, 20852
2024 Car Loans
5.29%
37-63
▼
APR5.29%
Term37-63
Last UpdatedMar 20, 2026
Details
As Low As
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
1807 Rockville Pike, Rockville, MD, 20852
2025 Car Loans
5.29%
37-63
▼
APR5.29%
Term37-63
Last UpdatedMar 20, 2026
Details
As Low As
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
996 Beards Hill Rd # Rt, Aberdeen, MD, 21001 1733
Used Auto, Truck, Van
5.34%
52-63
▼
APR5.34%
Term52-63
Last UpdatedMar 17, 2026
Details
As Low As; Automated Payments
State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.38%
971 Corporate Blvd, Linthicum, MD, 21090 2342
72 Month - New Auto or Truck Purchase/Refinance
5.34%
72 Months
▼
APR5.34%
Term72 Months
Last UpdatedMar 21, 2026
Details
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Used Auto Loan
5.34%
1 - 36
▼
APR5.34%
Term1 - 36
Last UpdatedMar 21, 2026
Details
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
New Vehicles
5.35%
60 Months
▼
APR5.35%
Term60 Months
Last UpdatedMar 21, 2026
Details
As Low As
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
1807 Rockville Pike, Rockville, MD, 20852
2023 Car Loans
5.39%
37-63
▼
APR5.39%
Term37-63
Last UpdatedMar 20, 2026
Details
As Low As
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
1807 Rockville Pike, Rockville, MD, 20852
2026 Car Loans
5.39%
37-63
▼
APR5.39%
Term37-63
Last UpdatedMar 20, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
5711 Allentown Rd, Suitland, MD, 20746
New Auto Loan
5.42%
72 Months
▼
APR5.42%
Term72 Months
Last UpdatedMar 17, 2026
Details
As Low As
Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
30 N Hickory Ave, Bel Air, MD, 21014 3249
New Auto
5.44%
67 to 78
▼
APR5.44%
Term67 to 78
Last UpdatedMar 20, 2026
Details
Treasury Department Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.28%
6505 Belcrest Rd Rm 605, HYATTSVILLE, MD, 20782 2011
Used Vehicles (Auto, Trucks and SUVs)
5.49%
61 to 72 months*
▼
APR5.49%
Term61 to 72 months*
Last UpdatedMar 12, 2026
Details
Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
22745 Maple Rd, Lexington Park, MD, 20653
New Auto
5.49%
84 months
▼
APR5.49%
Term84 months
Last UpdatedMar 18, 2026
Details
As Low As
FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
10903 New Hampshire Ave, Silver Spring, MD, 20993
New & Used Vehicles
5.49%
6 Years
▼
APR5.49%
Term6 Years
Last UpdatedMar 18, 2026
Details
Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
900 Caton Ave, Baltimore, MD, 21229
New Car Loan
5.49%
61-72
▼
APR5.49%
Term61-72
Last UpdatedMar 20, 2026
Details
As Low As
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
4003 Branch Ave, Temple Hills, MD, 20748
New and Used Auto Loans
5.49%
36 Months
▼
APR5.49%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As
LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
New Vehicle Loans* - To purchase (2024, 2025 or 2026 auto or truck with less than 25,000 miles)
5.49%
73 to 84 months
▼
APR5.49%
Term73 to 84 months
Last UpdatedMar 20, 2026
Details
As Low As; 0% down
LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
New Vehicle Loans* - To purchase (2024, 2025 or 2026 auto or truck with less than 25,000 miles) 73 to 84 months
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As; 0% down
LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
Used Vehicle Loans* (2017 - 2019)
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As; 0% down
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
12820 Wisteria Dr, Germantown, MD, 20874 2627
New/Used Auto Loan
5.49%
60 months
▼
APR5.49%
Term60 months
Last UpdatedMar 20, 2026
Details
As Low As
Municipal Employees Credit Union of Balt Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
1 South St, Baltimore, MD, 21202
Used Auto Loan
5.49%
61 - 72
▼
APR5.49%
Term61 - 72
Last UpdatedMar 20, 2026
Details
As Low As; With Direct Payment Discount
Northwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
1807 Rockville Pike, Rockville, MD, 20852
2025 Car Loans
5.49%
64-75
▼
APR5.49%
Term64-75
Last UpdatedMar 20, 2026
Details
As Low As
Nymeo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
5210 Chairmans Ct, FREDERICK, MD, 21703
Auto Loan
5.49%
49-60
▼
APR5.49%
Term49-60
Last UpdatedMar 20, 2026
Details
As Low As; Amount: $10,000+
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
3015 University Blvd W, Kensington, MD, 20895 1936
New Autos
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedMar 21, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
3015 University Blvd W, Kensington, MD, 20895 1936
Used Autos
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMar 21, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Used Auto Loan
5.49%
37 - 48
▼
APR5.49%
Term37 - 48
Last UpdatedMar 21, 2026
Details
Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.94%
55 Thiokol Rd, Elkton, MD, 21921
New Auto/Truck
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMar 21, 2026
Details
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
New Auto
5.49%
73-84
▼
APR5.49%
Term73-84
Last UpdatedMar 24, 2026
Details
As Low As
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
Used Auto
5.49%
61-72
▼
APR5.49%
Term61-72
Last UpdatedMar 24, 2026
Details
As Low As
Treasury Department Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.28%
6505 Belcrest Rd Rm 605, HYATTSVILLE, MD, 20782 2011
New Vehicle (Auto, Trucks and SUVs)
5.50%
73 to 84 months*
▼
APR5.50%
Term73 to 84 months*
Last UpdatedMar 12, 2026
Details
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
5720 Silver Hill Rd, District Heights, MD, 20747
Used Auto Loan
5.50%
66 Months
▼
APR5.50%
Term66 Months
Last UpdatedMar 13, 2026
Details
As Low As; Up to $15,000
First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
40 W Plaza, Catonsville, MD, 21228
Auto Loans - New or Used/Purchase or Refinance
5.50%
72 Months
▼
APR5.50%
Term72 Months
Last UpdatedMar 18, 2026
Details
As Low As
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
Classic Vehicle Loans
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As; The stated APR is the lowest rate available for qualified members and reflects a 0.25% discount for Direct Deposit and automatic debit of loan payment from a Checking Account with Lafayette Federal. The actual rate may be higher based on income, creditworthiness, and loan-to-value.
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
New Auto Loan
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMar 20, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
Used Auto APR1
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMar 20, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
Used Auto Loan
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMar 20, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
Vehicle Loans New Auto
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMar 20, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
Vehicle Loans Used Auto
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMar 20, 2026
Details
Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2345 Eastern Ave, Baltimore, MD, 21224
Used Auto Loan
5.54%
Up to 48 Months
▼
APR5.54%
TermUp to 48 Months
Last UpdatedMar 22, 2026
Details
As Low As
Treasury Department Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.28%
6505 Belcrest Rd Rm 605, HYATTSVILLE, MD, 20782 2011
New Vehicle (Auto, Trucks and SUVs)
5.55%
73 to 84 months*
▼
APR5.55%
Term73 to 84 months*
Last UpdatedMar 12, 2026
Details
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
11905 Messick Rd SE, Cumberland, MD, 21502
BRAND NEW AUTO Purchase / Never Titled 2025 & Newer
2.99%
0-36
▼
APR2.99%
Term0-36
Last UpdatedMar 24, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
11905 Messick Rd SE, Cumberland, MD, 21502
USED AUTO 2024 & Newer
3.24%
0-36
▼
APR3.24%
Term0-36
Last UpdatedMar 24, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
11905 Messick Rd SE, Cumberland, MD, 21502
BRAND NEW AUTO Purchase / Never Titled 2025 & Newer
3.74%
49-60
▼
APR3.74%
Term49-60
Last UpdatedMar 24, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
11905 Messick Rd SE, Cumberland, MD, 21502
BRAND NEW AUTO Purchase / Never Titled 2025 & Newer
3.99%
61-72
▼
APR3.99%
Term61-72
Last UpdatedMar 24, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
11905 Messick Rd SE, Cumberland, MD, 21502
USED AUTO 2020 - Newer
3.99%
0-36
▼
APR3.99%
Term0-36
Last UpdatedMar 24, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
11905 Messick Rd SE, Cumberland, MD, 21502
USED AUTO 2024 & Newer
3.99%
49-60
▼
APR3.99%
Term49-60
Last UpdatedMar 24, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
11905 Messick Rd SE, Cumberland, MD, 21502
USED AUTO 2020 - Newer
4.24%
37-48
▼
APR4.24%
Term37-48
Last UpdatedMar 24, 2026
Details
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
New/Used Auto (2024-NEWER) Auto 0-48 months (up to 110%)
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 18, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
11905 Messick Rd SE, Cumberland, MD, 21502
USED AUTO 2020 - Newer
4.49%
49-60
▼
APR4.49%
Term49-60
Last UpdatedMar 24, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
11905 Messick Rd SE, Cumberland, MD, 21502
USED AUTO 2024 & Newer
4.49%
61-72
▼
APR4.49%
Term61-72
Last UpdatedMar 24, 2026
Details
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
New/Used Auto (2024-NEWER) 49-60 months (up to 110%)
4.74%
60 Months
▼
APR4.74%
Term60 Months
Last UpdatedMar 18, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
11905 Messick Rd SE, Cumberland, MD, 21502
BRAND NEW AUTO Purchase / Never Titled 2025 & Newer
4.74%
73-84
▼
APR4.74%
Term73-84
Last UpdatedMar 24, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
11905 Messick Rd SE, Cumberland, MD, 21502
USED AUTO 2020 - Newer
4.74%
61-72
▼
APR4.74%
Term61-72
Last UpdatedMar 24, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
11905 Messick Rd SE, Cumberland, MD, 21502
USED AUTO 2024 & Newer
4.99%
73-84
▼
APR4.99%
Term73-84
Last UpdatedMar 24, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
11905 Messick Rd SE, Cumberland, MD, 21502
USED AUTO 2020 - Newer
5.24%
73-84
▼
APR5.24%
Term73-84
Last UpdatedMar 24, 2026
Details
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
New/Used Auto (2024-NEWER) 61-72 months (up to 110%)
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMar 18, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
New/Used Auto (2024-NEWER) 73-84 months
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedMar 18, 2026
Details
As Low As
POCU of Maryland
Institution Rating:
A+5.0 ★
900 E Fayette St Rm 606, Baltimore, MD, 21233 1050
New Car
3.09%
24 Months
▼
APR3.09%
Term24 Months
Last UpdatedMar 21, 2026
Details
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
New Auto
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
New Auto Loan
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
7901 Sandy Spring Rd, Laurel, MD, 20707
New Cars and Trucks
3.74%
36 Months
▼
APR3.74%
Term36 Months
Last UpdatedMar 22, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
5711 Allentown Rd, Suitland, MD, 20746
New Auto Loan
3.89%
36 Months
▼
APR3.89%
Term36 Months
Last UpdatedMar 17, 2026
Details
As Low As
Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
22745 Maple Rd, Lexington Park, MD, 20653
New Auto
3.99%
36 months
▼
APR3.99%
Term36 months
Last UpdatedMar 18, 2026
Details
As Low As
LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
New Vehicle Loans* - To purchase (2024, 2025 or 2026 auto or truck with less than 25,000 miles)
3.99%
Up to 48 months
▼
APR3.99%
TermUp to 48 months
Last UpdatedMar 20, 2026
Details
As Low As; 0% down
LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
New Vehicle Loans* - To purchase (2024, 2025 or 2026 auto or truck with less than 25,000 miles) Up to 48 months
3.99%
48 Months
▼
APR3.99%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As; 0% down
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
New Auto
3.99%
0-48
▼
APR3.99%
Term0-48
Last UpdatedMar 24, 2026
Details
As Low As
FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
10903 New Hampshire Ave, Silver Spring, MD, 20993
New & Used Vehicles
4.20%
2-3 Years
▼
APR4.20%
Term2-3 Years
Last UpdatedMar 18, 2026
Details
LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
New Vehicle Loans* - To purchase (2024, 2025 or 2026 auto or truck with less than 25,000 miles)
4.24%
49 to 60 months
▼
APR4.24%
Term49 to 60 months
Last UpdatedMar 20, 2026
Details
As Low As; 0% down
LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
New Vehicle Loans* - To purchase (2024, 2025 or 2026 auto or truck with less than 25,000 miles) 49 to 60 months
4.24%
60 Months
▼
APR4.24%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As; 0% down
State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.38%
971 Corporate Blvd, Linthicum, MD, 21090 2342
36 Month - New Auto or Truck Purchase/Refinance
4.24%
36 Months
▼
APR4.24%
Term36 Months
Last UpdatedMar 21, 2026
Details
Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.79%
9800 TECHNOLOGY WAY, LARGO, MD, 20774
New/Used Car or Truck
4.24%
24 months
▼
APR4.24%
Term24 months
Last UpdatedMar 21, 2026
Details
Up to 135% of Car Value
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
7901 Sandy Spring Rd, Laurel, MD, 20707
New Cars and Trucks
4.24%
48 Months
▼
APR4.24%
Term48 Months
Last UpdatedMar 22, 2026
Details
As Low As
POCU of Maryland
Institution Rating:
A+5.0 ★
900 E Fayette St Rm 606, Baltimore, MD, 21233 1050
New Car
4.29%
72 Months
▼
APR4.29%
Term72 Months
Last UpdatedMar 21, 2026
Details
FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
10903 New Hampshire Ave, Silver Spring, MD, 20993
New & Used Vehicles
4.40%
4 Years
▼
APR4.40%
Term4 Years
Last UpdatedMar 18, 2026
Details
Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
30 N Hickory Ave, Bel Air, MD, 21014 3249
New Auto
4.44%
1 to 36
▼
APR4.44%
Term1 to 36
Last UpdatedMar 20, 2026
Details
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
New Vehicles
4.45%
36 Months
▼
APR4.45%
Term36 Months
Last UpdatedMar 21, 2026
Details
As Low As
Treasury Department Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.28%
6505 Belcrest Rd Rm 605, HYATTSVILLE, MD, 20782 2011
New Vehicle (Auto, Trucks and SUVs) Up to 80% financing
4.49%
Up to 60 months
▼
APR4.49%
TermUp to 60 months
Last UpdatedMar 12, 2026
Details
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
5711 Allentown Rd, Suitland, MD, 20746
New Auto Loan
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 17, 2026
Details
As Low As
Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
22745 Maple Rd, Lexington Park, MD, 20653
New Auto
4.49%
48 months
▼
APR4.49%
Term48 months
Last UpdatedMar 18, 2026
Details
As Low As
FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
10903 New Hampshire Ave, Silver Spring, MD, 20993
New & Used Vehicles
4.49%
5 Years
▼
APR4.49%
Term5 Years
Last UpdatedMar 18, 2026
Details
Point Breeze Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
11104 McCormick Rd, Hunt Valley, MD, 21031 1404
New & Used Auto or Truck
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 21, 2026
Details
As Low As
Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.79%
9800 TECHNOLOGY WAY, LARGO, MD, 20774
New/Used Car or Truck
4.49%
36 months
▼
APR4.49%
Term36 months
Last UpdatedMar 21, 2026
Details
Up to 135% of Car Value
Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.94%
55 Thiokol Rd, Elkton, MD, 21921
New Auto/Truck
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 21, 2026
Details
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
New Auto
4.49%
49-60
▼
APR4.49%
Term49-60
Last UpdatedMar 24, 2026
Details
As Low As
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
10001 Willowdale Rd, Lanham, MD, 20706 4321
New Vehicles
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedMar 18, 2026
Details
As Low As
Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
30 N Hickory Ave, Bel Air, MD, 21014 3249
New Auto
4.54%
37 to 48
▼
APR4.54%
Term37 to 48
Last UpdatedMar 20, 2026
Details
LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
New Vehicle Loans* - To purchase (2024, 2025 or 2026 auto or truck with less than 25,000 miles)
4.74%
61 to 72 months
▼
APR4.74%
Term61 to 72 months
Last UpdatedMar 20, 2026
Details
As Low As; 0% down
LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
New Vehicle Loans* - To purchase (2024, 2025 or 2026 auto or truck with less than 25,000 miles) 61 to 72 months
4.74%
72 Months
▼
APR4.74%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As; 0% down
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
New Auto
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
New Auto Loan
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As
Municipal Employees Credit Union of Balt Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
1 South St, Baltimore, MD, 21202
New Auto Loan
4.74%
12 - 48
▼
APR4.74%
Term12 - 48
Last UpdatedMar 20, 2026
Details
As Low As; With Direct Payment Discount
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
3015 University Blvd W, Kensington, MD, 20895 1936
New Autos
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 21, 2026
Details
As Low As
Point Breeze Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
11104 McCormick Rd, Hunt Valley, MD, 21031 1404
New & Used Auto or Truck
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 21, 2026
Details
As Low As
Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.94%
55 Thiokol Rd, Elkton, MD, 21921
New Auto/Truck
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 21, 2026
Details
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
7901 Sandy Spring Rd, Laurel, MD, 20707
New Cars and Trucks
4.74%
72 Months
▼
APR4.74%
Term72 Months
Last UpdatedMar 22, 2026
Details
As Low As
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
10001 Willowdale Rd, Lanham, MD, 20706 4321
New Vehicles
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedMar 18, 2026
Details
As Low As
Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
30 N Hickory Ave, Bel Air, MD, 21014 3249
New Auto
4.79%
49 to 66
▼
APR4.79%
Term49 to 66
Last UpdatedMar 20, 2026
Details
POCU of Maryland
Institution Rating:
A+5.0 ★
900 E Fayette St Rm 606, Baltimore, MD, 21233 1050
New Car
4.79%
84 Months
▼
APR4.79%
Term84 Months
Last UpdatedMar 21, 2026
Details
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
New Vehicles
4.80%
48 Months
▼
APR4.80%
Term48 Months
Last UpdatedMar 21, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
New Auto Loan
4.84%
1 - 36
▼
APR4.84%
Term1 - 36
Last UpdatedMar 21, 2026
Details
Treasury Department Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.28%
6505 Belcrest Rd Rm 605, HYATTSVILLE, MD, 20782 2011
New Vehicle (Auto, Trucks and SUVs)
4.95%
61 to 72 months*
▼
APR4.95%
Term61 to 72 months*
Last UpdatedMar 12, 2026
Details
Treasury Department Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.28%
6505 Belcrest Rd Rm 605, HYATTSVILLE, MD, 20782 2011
New Vehicle (Auto, Trucks and SUVs)
4.99%
61 to 72 months*
▼
APR4.99%
Term61 to 72 months*
Last UpdatedMar 12, 2026
Details
First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
40 W Plaza, Catonsville, MD, 21228
Auto Loans - New or Used/Purchase or Refinance
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 18, 2026
Details
As Low As
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
12820 Wisteria Dr, Germantown, MD, 20874 2627
New/Used Auto Loan
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedMar 20, 2026
Details
As Low As
Municipal Employees Credit Union of Balt Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
1 South St, Baltimore, MD, 21202
New Auto Loan
4.99%
49 - 60
▼
APR4.99%
Term49 - 60
Last UpdatedMar 20, 2026
Details
As Low As; With Direct Payment Discount
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
3015 University Blvd W, Kensington, MD, 20895 1936
New Autos
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 21, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
New Auto Loan
4.99%
37 - 48
▼
APR4.99%
Term37 - 48
Last UpdatedMar 21, 2026
Details
Point Breeze Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
11104 McCormick Rd, Hunt Valley, MD, 21031 1404
New & Used Auto or Truck
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 21, 2026
Details
As Low As
Prince Georges Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.22%
15201 Hall RD, Bowie, MD, 20721
New and Used Auto
4.99%
Up to 36 Months
▼
APR4.99%
TermUp to 36 Months
Last UpdatedMar 21, 2026
Details
Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.94%
55 Thiokol Rd, Elkton, MD, 21921
New Auto/Truck
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 21, 2026
Details
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
14501 Sweitzer Ln, Laurel, MD, 20707
Drive4Less - New Auto
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMar 22, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
14501 Sweitzer Ln, Laurel, MD, 20707
Drive4Less - New Auto Loan
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMar 22, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
14501 Sweitzer Ln, Laurel, MD, 20707
New Auto
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMar 22, 2026
Details
As Low As
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
New Auto
4.99%
61-72
▼
APR4.99%
Term61-72
Last UpdatedMar 24, 2026
Details
As Low As
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
New Auto Loan
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedMar 20, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
Vehicle Loans New Auto
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedMar 20, 2026
Details
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
5720 Silver Hill Rd, District Heights, MD, 20747
New Auto Loan
5.10%
66 Months
▼
APR5.10%
Term66 Months
Last UpdatedMar 13, 2026
Details
As Low As; Up to 125% of MSRP to include tax, tags, warranties and GAP
Central Credit Union of Maryland
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
8501 La Salle Rd, Baltimore, MD, 21286 5914
New or Used Car / Truck
5.24%
84 Months
▼
APR5.24%
Term84 Months
Last UpdatedMar 18, 2026
Details
As Low As; 12-84 Months available
First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
40 W Plaza, Catonsville, MD, 21228
Auto Loans - New or Used/Purchase or Refinance
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedMar 18, 2026
Details
As Low As
Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
900 Caton Ave, Baltimore, MD, 21229
New Car Loan
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
12820 Wisteria Dr, Germantown, MD, 20874 2627
New/Used Auto Loan
5.24%
48 months
▼
APR5.24%
Term48 months
Last UpdatedMar 20, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
New Auto
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
New Auto Loan
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As
Municipal Employees Credit Union of Balt Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
1 South St, Baltimore, MD, 21202
New Auto Loan
5.24%
61 - 72
▼
APR5.24%
Term61 - 72
Last UpdatedMar 20, 2026
Details
As Low As; With Direct Payment Discount
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
3015 University Blvd W, Kensington, MD, 20895 1936
New Autos
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMar 21, 2026
Details
As Low As
Point Breeze Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
11104 McCormick Rd, Hunt Valley, MD, 21031 1404
New & Used Auto or Truck
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMar 21, 2026
Details
As Low As
Prince Georges Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.22%
15201 Hall RD, Bowie, MD, 20721
New and Used Auto
5.24%
37 - 72 Months
▼
APR5.24%
Term37 - 72 Months
Last UpdatedMar 21, 2026
Details
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
14501 Sweitzer Ln, Laurel, MD, 20707
Drive4Less - New Auto
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedMar 22, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
14501 Sweitzer Ln, Laurel, MD, 20707
Drive4Less - New Auto Loan
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedMar 22, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
14501 Sweitzer Ln, Laurel, MD, 20707
New Auto
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedMar 22, 2026
Details
As Low As
First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
40 W Plaza, Catonsville, MD, 21228
Auto Loans - New or Used/Purchase or Refinance
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedMar 18, 2026
Details
As Low As
State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.38%
971 Corporate Blvd, Linthicum, MD, 21090 2342
72 Month - New Auto or Truck Purchase/Refinance
5.34%
72 Months
▼
APR5.34%
Term72 Months
Last UpdatedMar 21, 2026
Details
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
New Vehicles
5.35%
60 Months
▼
APR5.35%
Term60 Months
Last UpdatedMar 21, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
5711 Allentown Rd, Suitland, MD, 20746
New Auto Loan
5.42%
72 Months
▼
APR5.42%
Term72 Months
Last UpdatedMar 17, 2026
Details
As Low As
Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
30 N Hickory Ave, Bel Air, MD, 21014 3249
New Auto
5.44%
67 to 78
▼
APR5.44%
Term67 to 78
Last UpdatedMar 20, 2026
Details
Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
22745 Maple Rd, Lexington Park, MD, 20653
New Auto
5.49%
84 months
▼
APR5.49%
Term84 months
Last UpdatedMar 18, 2026
Details
As Low As
FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
10903 New Hampshire Ave, Silver Spring, MD, 20993
New & Used Vehicles
5.49%
6 Years
▼
APR5.49%
Term6 Years
Last UpdatedMar 18, 2026
Details
Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
900 Caton Ave, Baltimore, MD, 21229
New Car Loan
5.49%
61-72
▼
APR5.49%
Term61-72
Last UpdatedMar 20, 2026
Details
As Low As
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
4003 Branch Ave, Temple Hills, MD, 20748
New and Used Auto Loans
5.49%
36 Months
▼
APR5.49%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As
LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
New Vehicle Loans* - To purchase (2024, 2025 or 2026 auto or truck with less than 25,000 miles)
5.49%
73 to 84 months
▼
APR5.49%
Term73 to 84 months
Last UpdatedMar 20, 2026
Details
As Low As; 0% down
LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
New Vehicle Loans* - To purchase (2024, 2025 or 2026 auto or truck with less than 25,000 miles) 73 to 84 months
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As; 0% down
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
12820 Wisteria Dr, Germantown, MD, 20874 2627
New/Used Auto Loan
5.49%
60 months
▼
APR5.49%
Term60 months
Last UpdatedMar 20, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
3015 University Blvd W, Kensington, MD, 20895 1936
New Autos
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedMar 21, 2026
Details
As Low As
Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.94%
55 Thiokol Rd, Elkton, MD, 21921
New Auto/Truck
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMar 21, 2026
Details
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
New Auto
5.49%
73-84
▼
APR5.49%
Term73-84
Last UpdatedMar 24, 2026
Details
As Low As
Treasury Department Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.28%
6505 Belcrest Rd Rm 605, HYATTSVILLE, MD, 20782 2011
New Vehicle (Auto, Trucks and SUVs)
5.50%
73 to 84 months*
▼
APR5.50%
Term73 to 84 months*
Last UpdatedMar 12, 2026
Details
First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
40 W Plaza, Catonsville, MD, 21228
Auto Loans - New or Used/Purchase or Refinance
5.50%
72 Months
▼
APR5.50%
Term72 Months
Last UpdatedMar 18, 2026
Details
As Low As
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
New Auto Loan
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMar 20, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
Vehicle Loans New Auto
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMar 20, 2026
Details
Treasury Department Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.28%
6505 Belcrest Rd Rm 605, HYATTSVILLE, MD, 20782 2011
New Vehicle (Auto, Trucks and SUVs)
5.55%
73 to 84 months*
▼
APR5.55%
Term73 to 84 months*
Last UpdatedMar 12, 2026
Details
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
11905 Messick Rd SE, Cumberland, MD, 21502
USED AUTO 2024 & Newer
3.24%
0-36
▼
APR3.24%
Term0-36
Last UpdatedMar 24, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
11905 Messick Rd SE, Cumberland, MD, 21502
USED AUTO 2020 - Newer
3.99%
0-36
▼
APR3.99%
Term0-36
Last UpdatedMar 24, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
11905 Messick Rd SE, Cumberland, MD, 21502
USED AUTO 2024 & Newer
3.99%
49-60
▼
APR3.99%
Term49-60
Last UpdatedMar 24, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
11905 Messick Rd SE, Cumberland, MD, 21502
USED AUTO 2020 - Newer
4.24%
37-48
▼
APR4.24%
Term37-48
Last UpdatedMar 24, 2026
Details
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
New/Used Auto (2024-NEWER) Auto 0-48 months (up to 110%)
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 18, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
11905 Messick Rd SE, Cumberland, MD, 21502
USED AUTO 2020 - Newer
4.49%
49-60
▼
APR4.49%
Term49-60
Last UpdatedMar 24, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
11905 Messick Rd SE, Cumberland, MD, 21502
USED AUTO 2024 & Newer
4.49%
61-72
▼
APR4.49%
Term61-72
Last UpdatedMar 24, 2026
Details
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
New/Used Auto (2024-NEWER) 49-60 months (up to 110%)
4.74%
60 Months
▼
APR4.74%
Term60 Months
Last UpdatedMar 18, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
11905 Messick Rd SE, Cumberland, MD, 21502
USED AUTO 2020 - Newer
4.74%
61-72
▼
APR4.74%
Term61-72
Last UpdatedMar 24, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
11905 Messick Rd SE, Cumberland, MD, 21502
USED AUTO 2024 & Newer
4.99%
73-84
▼
APR4.99%
Term73-84
Last UpdatedMar 24, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
11905 Messick Rd SE, Cumberland, MD, 21502
USED AUTO 2020 - Newer
5.24%
73-84
▼
APR5.24%
Term73-84
Last UpdatedMar 24, 2026
Details
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
New/Used Auto (2024-NEWER) 61-72 months (up to 110%)
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMar 18, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
Used Auto (20-23) (up to 110%)
5.49%
48 Months
▼
APR5.49%
Term48 Months
Last UpdatedMar 18, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
New/Used Auto (2024-NEWER) 73-84 months
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedMar 18, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
Used Auto (20-23) (up to 110%)
5.74%
60 Months
▼
APR5.74%
Term60 Months
Last UpdatedMar 18, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
11905 Messick Rd SE, Cumberland, MD, 21502
USED AUTO 2017-2019
5.74%
0-60
▼
APR5.74%
Term0-60
Last UpdatedMar 24, 2026
Details
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
11905 Messick Rd SE, Cumberland, MD, 21502
USED AUTO 2017-2019
6.24%
61-72
▼
APR6.24%
Term61-72
Last UpdatedMar 24, 2026
Details
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
Used Auto (20-23) (up to 110%)
6.49%
72 Months
▼
APR6.49%
Term72 Months
Last UpdatedMar 18, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
Used Auto (22-23) (up to 110%)
6.74%
84 Months
▼
APR6.74%
Term84 Months
Last UpdatedMar 18, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
Used Auto (16-19)(up to 100%)
6.99%
48 Months
▼
APR6.99%
Term48 Months
Last UpdatedMar 18, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
11905 Messick Rd SE, Cumberland, MD, 21502
USED AUTO 2016-2006
7.24%
0-60
▼
APR7.24%
Term0-60
Last UpdatedMar 24, 2026
Details
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
Used Auto (16-19) (up to 100%)
7.49%
60 Months
▼
APR7.49%
Term60 Months
Last UpdatedMar 18, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
122 W Union St, Cumberland, MD, 21502
Used Auto (2015 and older) (up to 100%)
8.74%
48 Months
▼
APR8.74%
Term48 Months
Last UpdatedMar 18, 2026
Details
As Low As
POCU of Maryland
Institution Rating:
A+5.0 ★
900 E Fayette St Rm 606, Baltimore, MD, 21233 1050
Used Car
3.29%
24 Months
▼
APR3.29%
Term24 Months
Last UpdatedMar 21, 2026
Details
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
Used Auto
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
Used Auto Loan
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
Used Auto
3.99%
0-36
▼
APR3.99%
Term0-36
Last UpdatedMar 24, 2026
Details
As Low As
FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
10903 New Hampshire Ave, Silver Spring, MD, 20993
New & Used Vehicles
4.20%
2-3 Years
▼
APR4.20%
Term2-3 Years
Last UpdatedMar 18, 2026
Details
Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.79%
9800 TECHNOLOGY WAY, LARGO, MD, 20774
New/Used Car or Truck
4.24%
24 months
▼
APR4.24%
Term24 months
Last UpdatedMar 21, 2026
Details
Up to 135% of Car Value
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
7901 Sandy Spring Rd, Laurel, MD, 20707
Used Cars and Trucks
4.24%
36 Months
▼
APR4.24%
Term36 Months
Last UpdatedMar 22, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
5711 Allentown Rd, Suitland, MD, 20746
Used Auto Loan
4.40%
36 Months
▼
APR4.40%
Term36 Months
Last UpdatedMar 17, 2026
Details
As Low As
FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
10903 New Hampshire Ave, Silver Spring, MD, 20993
New & Used Vehicles
4.40%
4 Years
▼
APR4.40%
Term4 Years
Last UpdatedMar 18, 2026
Details
FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
10903 New Hampshire Ave, Silver Spring, MD, 20993
New & Used Vehicles
4.49%
5 Years
▼
APR4.49%
Term5 Years
Last UpdatedMar 18, 2026
Details
LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
Used Vehicle Loans
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As; 0% down
LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
Used Vehicle Loans* - To purchase (from a dealer or private party) or refinance a vehicle (2020-2023) model year
4.49%
Up to 48 months
▼
APR4.49%
TermUp to 48 months
Last UpdatedMar 20, 2026
Details
As Low As; 0% down
State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.38%
971 Corporate Blvd, Linthicum, MD, 21090 2342
36 Month - Used Auto or Truck Purchase/Refinance
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 21, 2026
Details
Point Breeze Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
11104 McCormick Rd, Hunt Valley, MD, 21031 1404
New & Used Auto or Truck
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 21, 2026
Details
As Low As
POCU of Maryland
Institution Rating:
A+5.0 ★
900 E Fayette St Rm 606, Baltimore, MD, 21233 1050
Used Car
4.49%
72 Months
▼
APR4.49%
Term72 Months
Last UpdatedMar 21, 2026
Details
Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.79%
9800 TECHNOLOGY WAY, LARGO, MD, 20774
New/Used Car or Truck
4.49%
36 months
▼
APR4.49%
Term36 months
Last UpdatedMar 21, 2026
Details
Up to 135% of Car Value
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
Used Auto
4.49%
37-48
▼
APR4.49%
Term37-48
Last UpdatedMar 24, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
5711 Allentown Rd, Suitland, MD, 20746
Used Auto Loan
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 17, 2026
Details
As Low As
Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
22745 Maple Rd, Lexington Park, MD, 20653
Pre-owned Auto
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 18, 2026
Details
As Low As
LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
Used Vehicle Loans
4.74%
60 Months
▼
APR4.74%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As; 0% down
LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
Used Vehicle Loans* - To purchase (from a dealer or private party) or refinance a vehicle (2020-2023) model year
4.74%
49 to 60 months
▼
APR4.74%
Term49 to 60 months
Last UpdatedMar 20, 2026
Details
As Low As; 0% down
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
Used Auto
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
Used Auto Loan
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As
Point Breeze Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
11104 McCormick Rd, Hunt Valley, MD, 21031 1404
New & Used Auto or Truck
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 21, 2026
Details
As Low As
Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.94%
55 Thiokol Rd, Elkton, MD, 21921
Used Auto/Truck
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 21, 2026
Details
over $20,000
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
7901 Sandy Spring Rd, Laurel, MD, 20707
Used Cars and Trucks
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 22, 2026
Details
As Low As
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
Used Vehicles
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedMar 21, 2026
Details
As Low As
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
996 Beards Hill Rd # Rt, Aberdeen, MD, 21001 1733
Used Auto, Truck, Van
4.84%
1-36
▼
APR4.84%
Term1-36
Last UpdatedMar 17, 2026
Details
As Low As; Automated Payments
Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2345 Eastern Ave, Baltimore, MD, 21224
Used Auto Loan
4.89%
Up to 48 Months
▼
APR4.89%
TermUp to 48 Months
Last UpdatedMar 22, 2026
Details
As Low As
First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
40 W Plaza, Catonsville, MD, 21228
Auto Loans - New or Used/Purchase or Refinance
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 18, 2026
Details
As Low As
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
12820 Wisteria Dr, Germantown, MD, 20874 2627
New/Used Auto Loan
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedMar 20, 2026
Details
As Low As
Municipal Employees Credit Union of Balt Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
1 South St, Baltimore, MD, 21202
Used Auto Loan
4.99%
12 - 48
▼
APR4.99%
Term12 - 48
Last UpdatedMar 20, 2026
Details
As Low As; With Direct Payment Discount
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
3015 University Blvd W, Kensington, MD, 20895 1936
Used Autos
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMar 21, 2026
Details
As Low As
Point Breeze Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
11104 McCormick Rd, Hunt Valley, MD, 21031 1404
New & Used Auto or Truck
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 21, 2026
Details
As Low As
POCU of Maryland
Institution Rating:
A+5.0 ★
900 E Fayette St Rm 606, Baltimore, MD, 21233 1050
Used Car
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedMar 21, 2026
Details
Prince Georges Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.22%
15201 Hall RD, Bowie, MD, 20721
New and Used Auto
4.99%
Up to 36 Months
▼
APR4.99%
TermUp to 36 Months
Last UpdatedMar 21, 2026
Details
Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.94%
55 Thiokol Rd, Elkton, MD, 21921
Used Auto/Truck
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMar 21, 2026
Details
over $20,000
Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2345 Eastern Ave, Baltimore, MD, 21224
Used Auto Loan
4.99%
49 to 66 Months
▼
APR4.99%
Term49 to 66 Months
Last UpdatedMar 22, 2026
Details
As Low As
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
Used Auto
4.99%
49-60
▼
APR4.99%
Term49-60
Last UpdatedMar 24, 2026
Details
As Low As
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
Used Auto Loan
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedMar 20, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
Vehicle Loans Used Auto
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedMar 20, 2026
Details
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
996 Beards Hill Rd # Rt, Aberdeen, MD, 21001 1733
Used Auto, Truck, Van
5.09%
37-51
▼
APR5.09%
Term37-51
Last UpdatedMar 17, 2026
Details
As Low As; Automated Payments
Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2345 Eastern Ave, Baltimore, MD, 21224
Used Auto Loan
5.19%
67 to 75 Months
▼
APR5.19%
Term67 to 75 Months
Last UpdatedMar 22, 2026
Details
As Low As
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1024 Saint Nicholas Dr, Waldorf, MD, 20603
Used Vehicles
5.20%
48 Months
▼
APR5.20%
Term48 Months
Last UpdatedMar 21, 2026
Details
As Low As
Central Credit Union of Maryland
Institution Rating:
A+5.0 ★ Texas Ratio: 0.61%
8501 La Salle Rd, Baltimore, MD, 21286 5914
New or Used Car / Truck
5.24%
84 Months
▼
APR5.24%
Term84 Months
Last UpdatedMar 18, 2026
Details
As Low As; 12-84 Months available
First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
40 W Plaza, Catonsville, MD, 21228
Auto Loans - New or Used/Purchase or Refinance
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedMar 18, 2026
Details
As Low As
LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
Used Vehicle Loans
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As; 0% down
LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
Used Vehicle Loans* (2017 - 2019)
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As; 0% down
LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
Used Vehicle Loans* - To purchase (from a dealer or private party) or refinance a vehicle (2020-2023) model year
5.24%
61 to 72 months
▼
APR5.24%
Term61 to 72 months
Last UpdatedMar 20, 2026
Details
As Low As; 0% down
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
12820 Wisteria Dr, Germantown, MD, 20874 2627
New/Used Auto Loan
5.24%
48 months
▼
APR5.24%
Term48 months
Last UpdatedMar 20, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
Used Auto
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
8871 Gorman Rd, Laurel, MD, 20723 5877
Used Auto Loan
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As
Municipal Employees Credit Union of Balt Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
1 South St, Baltimore, MD, 21202
Used Auto Loan
5.24%
49 - 60
▼
APR5.24%
Term49 - 60
Last UpdatedMar 20, 2026
Details
As Low As; With Direct Payment Discount
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
3015 University Blvd W, Kensington, MD, 20895 1936
Used Autos
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedMar 21, 2026
Details
As Low As
Point Breeze Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
11104 McCormick Rd, Hunt Valley, MD, 21031 1404
New & Used Auto or Truck
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMar 21, 2026
Details
As Low As
Prince Georges Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.22%
15201 Hall RD, Bowie, MD, 20721
New and Used Auto
5.24%
37 - 72 Months
▼
APR5.24%
Term37 - 72 Months
Last UpdatedMar 21, 2026
Details
Thiokol Elkton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.94%
55 Thiokol Rd, Elkton, MD, 21921
Used Auto/Truck
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedMar 21, 2026
Details
over $20,000
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
7901 Sandy Spring Rd, Laurel, MD, 20707
Used Cars and Trucks
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMar 22, 2026
Details
As Low As
Treasury Department Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.28%
6505 Belcrest Rd Rm 605, HYATTSVILLE, MD, 20782 2011
Used Vehicles (Auto, Trucks and SUVs) Up to 80 financing
5.25%
Up to 60 months
▼
APR5.25%
TermUp to 60 months
Last UpdatedMar 12, 2026
Details
First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
40 W Plaza, Catonsville, MD, 21228
Auto Loans - New or Used/Purchase or Refinance
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedMar 18, 2026
Details
As Low As
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
996 Beards Hill Rd # Rt, Aberdeen, MD, 21001 1733
Used Auto, Truck, Van
5.34%
52-63
▼
APR5.34%
Term52-63
Last UpdatedMar 17, 2026
Details
As Low As; Automated Payments
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Used Auto Loan
5.34%
1 - 36
▼
APR5.34%
Term1 - 36
Last UpdatedMar 21, 2026
Details
Treasury Department Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.28%
6505 Belcrest Rd Rm 605, HYATTSVILLE, MD, 20782 2011
Used Vehicles (Auto, Trucks and SUVs)
5.49%
61 to 72 months*
▼
APR5.49%
Term61 to 72 months*
Last UpdatedMar 12, 2026
Details
FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
10903 New Hampshire Ave, Silver Spring, MD, 20993
New & Used Vehicles
5.49%
6 Years
▼
APR5.49%
Term6 Years
Last UpdatedMar 18, 2026
Details
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
4003 Branch Ave, Temple Hills, MD, 20748
New and Used Auto Loans
5.49%
36 Months
▼
APR5.49%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As
LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
101 CHESAPEAKE PARK PLZ, BALTIMORE, MD, 21220
Used Vehicle Loans* (2017 - 2019)
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As; 0% down
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
12820 Wisteria Dr, Germantown, MD, 20874 2627
New/Used Auto Loan
5.49%
60 months
▼
APR5.49%
Term60 months
Last UpdatedMar 20, 2026
Details
As Low As
Municipal Employees Credit Union of Balt Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.50%
1 South St, Baltimore, MD, 21202
Used Auto Loan
5.49%
61 - 72
▼
APR5.49%
Term61 - 72
Last UpdatedMar 20, 2026
Details
As Low As; With Direct Payment Discount
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
3015 University Blvd W, Kensington, MD, 20895 1936
Used Autos
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMar 21, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
19785 CRYSTAL ROCK DR Ste 201, Germantown, MD, 20874
Used Auto Loan
5.49%
37 - 48
▼
APR5.49%
Term37 - 48
Last UpdatedMar 21, 2026
Details
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
4929 Allentown Rd, Suitland, MD, 20746 3934
Used Auto
5.49%
61-72
▼
APR5.49%
Term61-72
Last UpdatedMar 24, 2026
Details
As Low As
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
5720 Silver Hill Rd, District Heights, MD, 20747
Used Auto Loan
5.50%
66 Months
▼
APR5.50%
Term66 Months
Last UpdatedMar 13, 2026
Details
As Low As; Up to $15,000
First Financial of Maryland FCU
Institution Rating:
A+5.0 ★
40 W Plaza, Catonsville, MD, 21228
Auto Loans - New or Used/Purchase or Refinance
5.50%
72 Months
▼
APR5.50%
Term72 Months
Last UpdatedMar 18, 2026
Details
As Low As
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
Used Auto APR1
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMar 20, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
Used Auto Loan
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMar 20, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
7741 TUCKERMAN LN, POTOMAC, MD, 20854 3266
Vehicle Loans Used Auto
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMar 20, 2026
Details
Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
2345 Eastern Ave, Baltimore, MD, 21224
Used Auto Loan
5.54%
Up to 48 Months
▼
APR5.54%
TermUp to 48 Months
Last UpdatedMar 22, 2026
Details
As Low As
Powered by
MonitorBankRates
National Auto Loan Rate Trends
Weekly national average APRs for new and used auto loans
Auto loan rate data from our database of 8,500+ banks and credit unions — updated weekly.
New Auto Loan — National Avg APR
5.365%
▼ 0.012 from last week
New auto loan rates fell 0.012 points this week to 5.365% APR, down from 5.377% last week.
Used Auto Loan — National Avg APR
5.673%
▼ 0.027 from last week
Used auto loan rates fell 0.027 points this week to 5.673% APR, down from 5.700% last week.
National averages as of Mar 25, 2026 • Weekly data from 8,500+ U.S. banks & credit unions
Powered byMonitorBankRates
Frequently Asked Questions about Auto Loans in Cumberland, Maryland
How does my credit score affect my car loan rate in Maryland?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in Cumberland, Maryland with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in Maryland *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in Cumberland, Maryland typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in Cumberland, Maryland?
Based on our current data, some of the lowest auto loan rates available in Cumberland, Maryland include:
- Act 1st Federal Credit Union: 2.99% (BRAND NEW AUTO Purchase / Never Titled 2025 & Newer)
- Chessie Federal Credit Union: 4.49% (New/Used Auto (2024-NEWER) Auto 0-48 months (up to 110%))
- WEPCO Federal Credit Union: 9.49% (Historic Autos (20 Years and Older))
- POCU of Maryland: 3.09% (New Car)
- Baxter Credit Union: 3.24% (Auto Loans)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Cumberland, Maryland. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: March 24, 2026
