Best Personal Loan Rates in Middletown, Maryland (MD) - May 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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- Location-Based Rate Tables
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Maryland borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Middletown, Maryland include: WEPCO Federal Credit UnionWEPCO Federal Credit UnionA+5.0 ★Texas Ratio: 3.70% offering Signature Loan at 4.00% APR, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% offering Credit Builder Loan at 4.50% APR, Chessie Federal Credit UnionChessie Federal Credit UnionA+5.0 ★Texas Ratio: 5.80% offering lot loans at 4.75% APR, Freedom Of Maryland Federal Credit UnionFreedom Of Maryland Federal Credit UnionA5.0 ★Texas Ratio: 9.35% offering Anything Loan at 4.99% APR, and Har-co Credit UnionHar-co Credit UnionA5.0 ★Texas Ratio: 7.97% offering Limited Time Holiday Loan at 5.24% APR. Personal loan rates as of May 7, 2026 according to verified data from MonitorBankRates.
Middletown borrowers have access to 45 lenders serving the Maryland area, with personal loan rates as low as 4.00% APR from WEPCO Federal Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Middletown, Maryland.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Middletown, Maryland. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 7, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
Signature Loan
4.00%
▼
APR4.00%
Last UpdatedMay 9, 2026
Details
As Low As
APR4.50%
Last UpdatedMay 9, 2026
Details
No additional details available.
APR4.64%
Last UpdatedMay 9, 2026
Details
As Low As
APR4.75%
Last UpdatedMay 9, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.80%
Lot Loans - 3 year balloon
4.75%
▼
APR4.75%
Last UpdatedMay 9, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
Medical Degree Refinance Loan
4.80%
▼
APR4.80%
Last UpdatedMay 9, 2026
Details
As Low As
Freedom Of Maryland Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.35%
Anything Loan
4.99%
▼
APR4.99%
Last UpdatedMay 9, 2026
Details
As Low As
Freedom Of Maryland Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.35%
Anything Loan (Terms to 60 months)
4.99%
▼
APR4.99%
Last UpdatedMay 9, 2026
Details
No additional details available.
Freedom Of Maryland Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.35%
Debt Consolidation Loan
4.99%
▼
APR4.99%
Last UpdatedMay 9, 2026
Details
No additional details available.
Har-co Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.97%
Limited Time Holiday Loan
5.24%
▼
APR5.24%
Last UpdatedMay 9, 2026
Details
This special low-rate loan is back for a limited time to help you spread out your holiday purchases. This simple 12-month low-rate loan is here to take the stress out of holiday shopping. Buy now, pay over 12 months.
APR5.24%
Last UpdatedMay 9, 2026
Details
As Low As; Choosing the right PreK-12 school, daycare, or afterschool care is important. We're here to help finance your child's future. This loan covers everything from accredited schools such as The Highlands School to daycares and other private schools throughout Harford County.
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.80%
Lot Loans - 5 year balloon
5.25%
▼
APR5.25%
Last UpdatedMay 9, 2026
Details
As Low As
APR5.74%
Last UpdatedMay 9, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
Holiday Loan
5.99%
▼
APR5.99%
Last UpdatedMay 9, 2026
Details
No additional details available.
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
Holiday Loan Rate
5.99%
▼
APR5.99%
Last UpdatedMay 9, 2026
Details
No additional details available.
First Peoples Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
Summer Loan Special
5.99%
▼
APR5.99%
Last UpdatedMay 9, 2026
Details
As Low As
APR6.74%
Last UpdatedMay 9, 2026
Details
As Low As
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Personal Signature Loan - Closed
6.74%
▼
APR6.74%
Last UpdatedMay 9, 2026
Details
As Low As; Maximum loan amount $3,000 with a maximum term of 12 months. Payment sample: 12 monthly payments of $86.63/$1,000 borrowed.
USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
HELOAN - Primary Residence - 80% CLTV - 5 Year
6.93%
▼
APR6.93%
Last UpdatedMay 9, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.30%
Holiday Loan
6.99%
▼
APR6.99%
Last UpdatedMay 9, 2026
Details
Loan amounts of $500 - $5,000
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Personal Signature Loans
6.99%
▼
APR6.99%
Last UpdatedMay 9, 2026
Details
As Low As
APR6.99%
Last UpdatedMay 9, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
Unsecured, Bill Consolidation, Signature
6.99%
▼
APR6.99%
Last UpdatedMay 9, 2026
Details
As Low As
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMay 9, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
Signature Loan
6.99%
▼
APR6.99%
Last UpdatedMay 9, 2026
Details
As Low As; Up to 36 months
APR6.99%
Last UpdatedMay 9, 2026
Details
As Low As
Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
Tax Loan Special
6.99%
▼
APR6.99%
Last UpdatedMay 9, 2026
Details
As Low As
Tower Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
Signature Loan
7.24%
▼
APR7.24%
Last UpdatedMay 9, 2026
Details
As Low As
APR7.24%
Last UpdatedMay 9, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
Personal Loan
7.24%
▼
APR7.24%
Last UpdatedMay 9, 2026
Details
As Low As
Treasury Department Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.28%
Holiday / Vacation Loan
7.25%
▼
APR7.25%
Last UpdatedMay 9, 2026
Details
APR (Annual Percentage Rate) is subject to change without notice. The quoted rate is the lowest available to qualified applicants without relationship pricing. The actual interest rate is based on individual credit history and relationship pricing.
APR7.44%
Last UpdatedMay 9, 2026
Details
As Low As
USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
HELOAN - Primary Residence - 80% CLTV - 10 Year
7.48%
▼
APR7.48%
Last UpdatedMay 9, 2026
Details
As Low As
APR7.49%
Last UpdatedMay 9, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
Signature Loan
7.49%
▼
APR7.49%
Last UpdatedMay 9, 2026
Details
As Low As; 37-48 months
NATIONAL INSTITUTES OF HEALTH
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
Holiday Loan
7.49%
▼
APR7.49%
Last UpdatedMay 9, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.30%
Personal Loan
7.49%
▼
APR7.49%
Last UpdatedMay 9, 2026
Details
Loan amounts of $500 - $30,000
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.30%
Personal loans
7.49%
▼
APR7.49%
Last UpdatedMay 9, 2026
Details
As Low As
USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
HELOAN - Primary Residence - 90% CLTV - 5 Year
7.55%
▼
APR7.55%
Last UpdatedMay 9, 2026
Details
As Low As
Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.92%
Construction Loan 12 Month
7.69%
▼
APR7.69%
Last UpdatedMay 9, 2026
Details
No additional details available.
APR7.74%
Last UpdatedMay 9, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedMay 9, 2026
Details
As Low As
APR7.85%
Last UpdatedMay 9, 2026
Details
No additional details available.
USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
HELOAN - Primary Residence - 90% CLTV - 10 Year
7.98%
▼
APR7.98%
Last UpdatedMay 9, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedMay 9, 2026
Details
As Low As; 49-66 months
APR7.99%
Last UpdatedMay 9, 2026
Details
As Low As
Tower Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedMay 9, 2026
Details
As Low As
Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
Signature Loans
7.99%
▼
APR7.99%
Last UpdatedMay 9, 2026
Details
As Low As
Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedMay 9, 2026
Details
As Low As
APR8.00%
Last UpdatedMay 9, 2026
Details
No additional details available.
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
Personal Loan
8.24%
▼
APR8.24%
Last UpdatedMay 9, 2026
Details
As Low As
APR8.25%
Last UpdatedMay 9, 2026
Details
As Low As
APR8.26%
Last UpdatedMay 9, 2026
Details
No additional details available.
Tower Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
Signature Loan
8.74%
▼
APR8.74%
Last UpdatedMay 9, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
Personal Loan
8.74%
▼
APR8.74%
Last UpdatedMay 9, 2026
Details
As Low As
Baltimore County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
Personal Loans
8.90%
▼
APR8.90%
Last UpdatedMay 9, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.30%
Personal Loan
8.99%
▼
APR8.99%
Last UpdatedMay 9, 2026
Details
Loan amounts of $5,000 - $30,000
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Personal Signature Loans
8.99%
▼
APR8.99%
Last UpdatedMay 9, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
Unsecured, Bill Consolidation, Signature
8.99%
▼
APR8.99%
Last UpdatedMay 9, 2026
Details
As Low As
APR8.99%
Last UpdatedMay 9, 2026
Details
No additional details available.
APR8.99%
Last UpdatedMay 9, 2026
Details
As Low As
Vantage Point Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
Personal/Unsecured Loans
8.99%
▼
APR8.99%
Last UpdatedMay 9, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.05%
Debt Consolidation
9.00%
▼
APR9.00%
Last UpdatedMay 9, 2026
Details
As Low As
Bull Dog Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
Signature (unsecured)
9.00%
▼
APR9.00%
Last UpdatedMay 9, 2026
Details
As Low As
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
One-Payment Loans
9.00%
▼
APR9.00%
Last UpdatedMay 9, 2026
Details
As Low As
Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.92%
American Freedom Loan
9.00%
▼
APR9.00%
Last UpdatedMay 9, 2026
Details
As Low As; Borrower must have at least three years of job history.
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
Personal Loan
9.24%
▼
APR9.24%
Last UpdatedMay 9, 2026
Details
As Low As
Bull Dog Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
Signature (unsecured)
9.25%
▼
APR9.25%
Last UpdatedMay 9, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
Unsecured, Bill Consolidation, Signature
9.25%
▼
APR9.25%
Last UpdatedMay 9, 2026
Details
As Low As
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.41%
Personal Loan
9.25%
▼
APR9.25%
Last UpdatedMay 9, 2026
Details
No additional details available.
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Personal Signature Loan - Closed Fixed APR as low as
9.49%
▼
APR9.49%
Last UpdatedMay 9, 2026
Details
As Low As
APR9.49%
Last UpdatedMay 9, 2026
Details
No additional details available.
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.79%
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedMay 9, 2026
Details
No additional details available.
APR9.50%
Last UpdatedMay 9, 2026
Details
No additional details available.
Bull Dog Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
PC Loan (max 36 mo. term)
9.50%
▼
APR9.50%
Last UpdatedMay 9, 2026
Details
No additional details available.
Bull Dog Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
Signature (unsecured)
9.50%
▼
APR9.50%
Last UpdatedMay 9, 2026
Details
As Low As
Washington County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
Personal
9.50%
▼
APR9.50%
Last UpdatedMay 9, 2026
Details
As Low As; 5 YEARS
Washington County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
Personal Loan
9.50%
▼
APR9.50%
Last UpdatedMay 9, 2026
Details
As Low As
APR9.55%
Last UpdatedMay 9, 2026
Details
No additional details available.
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.64%
Signature Loan
9.75%
▼
APR9.75%
Last UpdatedMay 9, 2026
Details
As Low As; *Loan rate for the Signature Loan shown is the lowest rate for the product advertised and would require Auto Pay.
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.30%
Pathway Loan
9.90%
▼
APR9.90%
Last UpdatedMay 9, 2026
Details
Loan amounts of $500 - $1,000
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Personal Signature Loans
9.99%
▼
APR9.99%
Last UpdatedMay 9, 2026
Details
As Low As
APR9.99%
Last UpdatedMay 9, 2026
Details
As Low As
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
Personal Loans 12 Months
9.99%
▼
APR9.99%
Last UpdatedMay 9, 2026
Details
As Low As
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
Unsecured Loan
9.99%
▼
APR9.99%
Last UpdatedMay 9, 2026
Details
No additional details available.
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.88%
Signature / Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMay 9, 2026
Details
As Low As
Agriculture Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.89%
Personal Loan Fixed
9.99%
▼
APR9.99%
Last UpdatedMay 9, 2026
Details
As Low As
APR10.00%
Last UpdatedMay 9, 2026
Details
As Low As
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
Signature Loan
10.00%
▼
APR10.00%
Last UpdatedMay 9, 2026
Details
As Low As
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
Signature Loan
10.25%
▼
APR10.25%
Last UpdatedMay 9, 2026
Details
As Low As
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
Personal Loans 24 Months
10.49%
▼
APR10.49%
Last UpdatedMay 9, 2026
Details
As Low As
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.79%
Personal Loan
10.49%
▼
APR10.49%
Last UpdatedMay 9, 2026
Details
No additional details available.
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.79%
Personal Loans
10.49%
▼
APR10.49%
Last UpdatedMay 9, 2026
Details
No additional details available.
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.80%
Signature Loans
10.49%
▼
APR10.49%
Last UpdatedMay 9, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.88%
Signature / Personal Loan
10.49%
▼
APR10.49%
Last UpdatedMay 9, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
Personal Loan
10.49%
▼
APR10.49%
Last UpdatedMay 9, 2026
Details
No additional details available.
APR10.50%
Last UpdatedMay 9, 2026
Details
No additional details available.
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
Signature Loan
10.50%
▼
APR10.50%
Last UpdatedMay 9, 2026
Details
As Low As
Bull Dog Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
Signature (unsecured) up to 36 months
10.75%
▼
APR10.75%
Last UpdatedMay 9, 2026
Details
As Low As
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
Personal Loans 36 Months
10.99%
▼
APR10.99%
Last UpdatedMay 9, 2026
Details
As Low As
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.79%
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedMay 9, 2026
Details
No additional details available.
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.79%
Personal Loans
10.99%
▼
APR10.99%
Last UpdatedMay 9, 2026
Details
No additional details available.
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.88%
Signature / Personal Loan
10.99%
▼
APR10.99%
Last UpdatedMay 9, 2026
Details
As Low As
Howard County Education Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.65%
Vacation Loan
10.99%
▼
APR10.99%
Last UpdatedMay 9, 2026
Details
Amount: $1,001 - $6,000
WSSC Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.05%
Debt Consolidation
11.00%
▼
APR11.00%
Last UpdatedMay 9, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.88%
Signature / Personal Loan
11.00%
▼
APR11.00%
Last UpdatedMay 9, 2026
Details
As Low As; >$10,000
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
Signature Loan
11.00%
▼
APR11.00%
Last UpdatedMay 9, 2026
Details
As Low As
Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.92%
Any Reason Loan
11.00%
▼
APR11.00%
Last UpdatedMay 9, 2026
Details
As Low As
Bull Dog Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
Signature (unsecured) 37-48 months
11.00%
▼
APR11.00%
Last UpdatedMay 9, 2026
Details
As Low As
Bull Dog Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
Signature (unsecured) 49-60 months
11.25%
▼
APR11.25%
Last UpdatedMay 9, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
Unsecured, Bill Consolidation, Signature
11.25%
▼
APR11.25%
Last UpdatedMay 9, 2026
Details
As Low As
Nymeo Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.40%
Personal Loan
11.25%
▼
APR11.25%
Last UpdatedMay 9, 2026
Details
As Low As; Amount: $250+
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
Personal Loans 60 Months
11.49%
▼
APR11.49%
Last UpdatedMay 9, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
Personal Loan
11.49%
▼
APR11.49%
Last UpdatedMay 9, 2026
Details
No additional details available.
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
Personal Loans 48 Months
11.49%
▼
APR11.49%
Last UpdatedMay 9, 2026
Details
As Low As
Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
Personal Loan
11.49%
▼
APR11.49%
Last UpdatedMay 9, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
Unsecured, Bill Consolidation, Signature
11.50%
▼
APR11.50%
Last UpdatedMay 9, 2026
Details
As Low As
APR11.74%
Last UpdatedMay 9, 2026
Details
No additional details available.
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.79%
Personal Loan
11.74%
▼
APR11.74%
Last UpdatedMay 9, 2026
Details
No additional details available.
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.79%
Personal Loans
11.74%
▼
APR11.74%
Last UpdatedMay 9, 2026
Details
No additional details available.
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
Signature Loan
11.75%
▼
APR11.75%
Last UpdatedMay 9, 2026
Details
As Low As
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
Emergency Loan
11.99%
▼
APR11.99%
Last UpdatedMay 9, 2026
Details
As Low As
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
Personal/Signature Loans
11.99%
▼
APR11.99%
Last UpdatedMay 9, 2026
Details
As Low As
APL Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
Personal Loan (variable)
12.50%
▼
APR12.50%
Last UpdatedMay 9, 2026
Details
No additional details available.
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
Personal Loans 72 Months
12.99%
▼
APR12.99%
Last UpdatedMay 9, 2026
Details
As Low As
Howard County Education Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.65%
Vacation Loan
12.99%
▼
APR12.99%
Last UpdatedMay 9, 2026
Details
Amount: $1,001 - $6,000
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
Signature Loan
13.00%
▼
APR13.00%
Last UpdatedMay 9, 2026
Details
As Low As
Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.92%
Signature Loans
13.25%
▼
APR13.25%
Last UpdatedMay 9, 2026
Details
As Low As
Howard County Education Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.65%
Honey Pot Money Loan
13.90%
▼
APR13.90%
Last UpdatedMay 9, 2026
Details
No additional details available.
Howard County Education Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.65%
Vacation Loan
13.99%
▼
APR13.99%
Last UpdatedMay 9, 2026
Details
Amount: $1,001 - $6,000
State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.38%
Signature Loan
14.49%
▼
APR14.49%
Last UpdatedMay 9, 2026
Details
No additional details available.
Howard County Education Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.65%
New Beginnings Loans Second Beginnings**
16.99%
▼
APR16.99%
Last UpdatedMay 9, 2026
Details
Amount: $1,800
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
Express Signature Loans
17.37%
▼
APR17.37%
Last UpdatedMay 9, 2026
Details
As Low As; $1000 minimum loan amount. $20.00 processing fee. Interest rate is 13.50%. Example: $1,000 loan with a 17.37% APR would have a monthly payment of $89.55. Rates may change without notice. All loans subject to credit approval.
Howard County Education Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.65%
New Beginnings Loans New Beginnings*
17.99%
▼
APR17.99%
Last UpdatedMay 9, 2026
Details
Amount: $1,200
APR18.00%
Last UpdatedMay 9, 2026
Details
No additional details available.
Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
Buy Now, Pay Later Loyalty Loan
18.00%
▼
APR18.00%
Last UpdatedMay 9, 2026
Details
As Low As
Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
Credit Builder Plus Loan
18.00%
▼
APR18.00%
Last UpdatedMay 9, 2026
Details
As Low As
Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
Loyalty Loan
18.00%
▼
APR18.00%
Last UpdatedMay 9, 2026
Details
As Low As
APR28.00%
Last UpdatedMay 9, 2026
Details
No additional details available.
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
Payday Alternative Loan (PAL)
28.00%
▼
APR28.00%
Last UpdatedMay 9, 2026
Details
As Low As
Vantage Point Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
Quick Loans
28.00%
▼
APR28.00%
Last UpdatedMay 9, 2026
Details
No additional details available.
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Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
APR5.74%
Last UpdatedMay 9, 2026
Details
As Low As
APR6.99%
Last UpdatedMay 9, 2026
Details
As Low As
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMay 9, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
Personal Loan
7.24%
▼
APR7.24%
Last UpdatedMay 9, 2026
Details
As Low As
APR7.44%
Last UpdatedMay 9, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.30%
Personal Loan
7.49%
▼
APR7.49%
Last UpdatedMay 9, 2026
Details
Loan amounts of $500 - $30,000
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.30%
Personal loans
7.49%
▼
APR7.49%
Last UpdatedMay 9, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
Personal Loan
7.74%
▼
APR7.74%
Last UpdatedMay 9, 2026
Details
As Low As
APR7.99%
Last UpdatedMay 9, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
Personal Loan
8.24%
▼
APR8.24%
Last UpdatedMay 9, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
Personal Loan
8.74%
▼
APR8.74%
Last UpdatedMay 9, 2026
Details
As Low As
Baltimore County Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
Personal Loans
8.90%
▼
APR8.90%
Last UpdatedMay 9, 2026
Details
As Low As
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.30%
Personal Loan
8.99%
▼
APR8.99%
Last UpdatedMay 9, 2026
Details
Loan amounts of $5,000 - $30,000
APR8.99%
Last UpdatedMay 9, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
Personal Loan
9.24%
▼
APR9.24%
Last UpdatedMay 9, 2026
Details
As Low As
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.41%
Personal Loan
9.25%
▼
APR9.25%
Last UpdatedMay 9, 2026
Details
No additional details available.
APR9.49%
Last UpdatedMay 9, 2026
Details
No additional details available.
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.79%
Personal Loans
9.49%
▼
APR9.49%
Last UpdatedMay 9, 2026
Details
No additional details available.
Washington County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
Personal Loan
9.50%
▼
APR9.50%
Last UpdatedMay 9, 2026
Details
As Low As
Agriculture Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.89%
Personal Loan Fixed
9.99%
▼
APR9.99%
Last UpdatedMay 9, 2026
Details
As Low As
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
Personal Loans 12 Months
9.99%
▼
APR9.99%
Last UpdatedMay 9, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.88%
Signature / Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMay 9, 2026
Details
As Low As
APR10.00%
Last UpdatedMay 9, 2026
Details
As Low As
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
Personal Loans 24 Months
10.49%
▼
APR10.49%
Last UpdatedMay 9, 2026
Details
As Low As
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.79%
Personal Loan
10.49%
▼
APR10.49%
Last UpdatedMay 9, 2026
Details
No additional details available.
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.79%
Personal Loans
10.49%
▼
APR10.49%
Last UpdatedMay 9, 2026
Details
No additional details available.
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.88%
Signature / Personal Loan
10.49%
▼
APR10.49%
Last UpdatedMay 9, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
Personal Loan
10.49%
▼
APR10.49%
Last UpdatedMay 9, 2026
Details
No additional details available.
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.79%
Personal Loans
10.99%
▼
APR10.99%
Last UpdatedMay 9, 2026
Details
No additional details available.
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.88%
Signature / Personal Loan
10.99%
▼
APR10.99%
Last UpdatedMay 9, 2026
Details
As Low As
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.79%
Personal Loan
10.99%
▼
APR10.99%
Last UpdatedMay 9, 2026
Details
No additional details available.
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
Personal Loans 36 Months
10.99%
▼
APR10.99%
Last UpdatedMay 9, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.88%
Signature / Personal Loan
11.00%
▼
APR11.00%
Last UpdatedMay 9, 2026
Details
As Low As; >$10,000
Nymeo Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.40%
Personal Loan
11.25%
▼
APR11.25%
Last UpdatedMay 9, 2026
Details
As Low As; Amount: $250+
Five Star of Maryland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
Personal Loan
11.49%
▼
APR11.49%
Last UpdatedMay 9, 2026
Details
As Low As
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
Personal Loans 48 Months
11.49%
▼
APR11.49%
Last UpdatedMay 9, 2026
Details
As Low As
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
Personal Loans 60 Months
11.49%
▼
APR11.49%
Last UpdatedMay 9, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
Personal Loan
11.49%
▼
APR11.49%
Last UpdatedMay 9, 2026
Details
No additional details available.
APR11.74%
Last UpdatedMay 9, 2026
Details
No additional details available.
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.79%
Personal Loan
11.74%
▼
APR11.74%
Last UpdatedMay 9, 2026
Details
No additional details available.
Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.79%
Personal Loans
11.74%
▼
APR11.74%
Last UpdatedMay 9, 2026
Details
No additional details available.
APL Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
Personal Loan (variable)
12.50%
▼
APR12.50%
Last UpdatedMay 9, 2026
Details
No additional details available.
Department of Commerce FCU
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
Personal Loans 72 Months
12.99%
▼
APR12.99%
Last UpdatedMay 9, 2026
Details
As Low As
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Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Freedom Of Maryland Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.35%
Debt Consolidation Loan
4.99%
▼
APR4.99%
Last UpdatedMay 9, 2026
Details
No additional details available.
WSSC Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.05%
Debt Consolidation
9.00%
▼
APR9.00%
Last UpdatedMay 9, 2026
Details
As Low As
WSSC Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.05%
Debt Consolidation
11.00%
▼
APR11.00%
Last UpdatedMay 9, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
Signature Loan
4.00%
▼
APR4.00%
Last UpdatedMay 9, 2026
Details
As Low As
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Personal Signature Loan - Closed
6.74%
▼
APR6.74%
Last UpdatedMay 9, 2026
Details
As Low As; Maximum loan amount $3,000 with a maximum term of 12 months. Payment sample: 12 monthly payments of $86.63/$1,000 borrowed.
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Personal Signature Loans
6.99%
▼
APR6.99%
Last UpdatedMay 9, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
Unsecured, Bill Consolidation, Signature
6.99%
▼
APR6.99%
Last UpdatedMay 9, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
Signature Loan
6.99%
▼
APR6.99%
Last UpdatedMay 9, 2026
Details
As Low As; Up to 36 months
Tower Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
Signature Loan
7.24%
▼
APR7.24%
Last UpdatedMay 9, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
Signature Loan
7.49%
▼
APR7.49%
Last UpdatedMay 9, 2026
Details
As Low As; 37-48 months
Tower Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedMay 9, 2026
Details
As Low As
Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedMay 9, 2026
Details
As Low As
Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
Signature Loans
7.99%
▼
APR7.99%
Last UpdatedMay 9, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedMay 9, 2026
Details
As Low As; 49-66 months
APR8.25%
Last UpdatedMay 9, 2026
Details
As Low As
Tower Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
Signature Loan
8.74%
▼
APR8.74%
Last UpdatedMay 9, 2026
Details
As Low As
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Personal Signature Loans
8.99%
▼
APR8.99%
Last UpdatedMay 9, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
Unsecured, Bill Consolidation, Signature
8.99%
▼
APR8.99%
Last UpdatedMay 9, 2026
Details
As Low As
APR8.99%
Last UpdatedMay 9, 2026
Details
No additional details available.
Bull Dog Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
Signature (unsecured)
9.00%
▼
APR9.00%
Last UpdatedMay 9, 2026
Details
As Low As
Bull Dog Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
Signature (unsecured)
9.25%
▼
APR9.25%
Last UpdatedMay 9, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
Unsecured, Bill Consolidation, Signature
9.25%
▼
APR9.25%
Last UpdatedMay 9, 2026
Details
As Low As
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Personal Signature Loan - Closed Fixed APR as low as
9.49%
▼
APR9.49%
Last UpdatedMay 9, 2026
Details
As Low As
Bull Dog Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
Signature (unsecured)
9.50%
▼
APR9.50%
Last UpdatedMay 9, 2026
Details
As Low As
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.64%
Signature Loan
9.75%
▼
APR9.75%
Last UpdatedMay 9, 2026
Details
As Low As; *Loan rate for the Signature Loan shown is the lowest rate for the product advertised and would require Auto Pay.
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.88%
Signature / Personal Loan
9.99%
▼
APR9.99%
Last UpdatedMay 9, 2026
Details
As Low As
None Suffer Lack Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Personal Signature Loans
9.99%
▼
APR9.99%
Last UpdatedMay 9, 2026
Details
As Low As
APR9.99%
Last UpdatedMay 9, 2026
Details
As Low As
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
Signature Loan
10.00%
▼
APR10.00%
Last UpdatedMay 9, 2026
Details
As Low As
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
Signature Loan
10.25%
▼
APR10.25%
Last UpdatedMay 9, 2026
Details
As Low As
Chessie Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.80%
Signature Loans
10.49%
▼
APR10.49%
Last UpdatedMay 9, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.88%
Signature / Personal Loan
10.49%
▼
APR10.49%
Last UpdatedMay 9, 2026
Details
As Low As
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
Signature Loan
10.50%
▼
APR10.50%
Last UpdatedMay 9, 2026
Details
As Low As
Bull Dog Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
Signature (unsecured) up to 36 months
10.75%
▼
APR10.75%
Last UpdatedMay 9, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.88%
Signature / Personal Loan
10.99%
▼
APR10.99%
Last UpdatedMay 9, 2026
Details
As Low As
Act 1st Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.88%
Signature / Personal Loan
11.00%
▼
APR11.00%
Last UpdatedMay 9, 2026
Details
As Low As; >$10,000
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
Signature Loan
11.00%
▼
APR11.00%
Last UpdatedMay 9, 2026
Details
As Low As
Bull Dog Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
Signature (unsecured) 37-48 months
11.00%
▼
APR11.00%
Last UpdatedMay 9, 2026
Details
As Low As
Bull Dog Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
Signature (unsecured) 49-60 months
11.25%
▼
APR11.25%
Last UpdatedMay 9, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
Unsecured, Bill Consolidation, Signature
11.25%
▼
APR11.25%
Last UpdatedMay 9, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.92%
Unsecured, Bill Consolidation, Signature
11.50%
▼
APR11.50%
Last UpdatedMay 9, 2026
Details
As Low As
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
Signature Loan
11.75%
▼
APR11.75%
Last UpdatedMay 9, 2026
Details
As Low As
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
Personal/Signature Loans
11.99%
▼
APR11.99%
Last UpdatedMay 9, 2026
Details
As Low As
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
Signature Loan
13.00%
▼
APR13.00%
Last UpdatedMay 9, 2026
Details
As Low As
Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.92%
Signature Loans
13.25%
▼
APR13.25%
Last UpdatedMay 9, 2026
Details
As Low As
State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.38%
Signature Loan
14.49%
▼
APR14.49%
Last UpdatedMay 9, 2026
Details
No additional details available.
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
Express Signature Loans
17.37%
▼
APR17.37%
Last UpdatedMay 9, 2026
Details
As Low As; $1000 minimum loan amount. $20.00 processing fee. Interest rate is 13.50%. Example: $1,000 loan with a 17.37% APR would have a monthly payment of $89.55. Rates may change without notice. All loans subject to credit approval.
Powered by
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No home improvement personal loan rates found in Middletown, MD currently.
Middletown, MD Personal Loan Rate Trends
Compare local Middletown, MD personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Personal Loan — MD Avg
9.527%
▲ 0.389 vs 7 days ago
Maryland personal loan rates rose 0.389 points over the past 7 days to 9.527% APR.
Signature Loan — MD Avg
9.847%
▼ 0.552 vs 7 days ago
Maryland signature loan rates fell 0.552 points over the past 7 days to 9.847% APR.
As of May 9, 2026 • Rate data sourced from 8,500+ monitored institutions
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Frequently Asked Questions
What credit score do I need for a personal loan in Maryland?
Most lenders in Middletown, Maryland require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Maryland often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Middletown, Maryland require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Maryland?
Yes. Debt consolidation is one of the most common uses of personal loans in Middletown, Maryland. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Middletown, Maryland?
Credit unions in Middletown, Maryland often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Middletown, Maryland?
- WEPCO Federal Credit Union: 4.00% (Signature Loan)
- Baxter Credit Union: 4.50% (Credit Builder Loan)
- Chessie Federal Credit Union: 4.75% (lot loans)
- Freedom Of Maryland Federal Credit Union: 4.99% (Anything Loan)
- Har-co Credit Union: 5.24% (Limited Time Holiday Loan)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Middletown, Maryland. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: May 7, 2026.
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