Best Money Market Rates in Bethesda, Maryland - May 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Bethesda, Maryland and the surrounding area money market deposit account rates include Citizens BankCitizens Bank7637 Old Georgetown Rd, Bethesda, MD 20814A5.0 ★Texas Ratio: 8.28% Citizens Private Client® Money Market at 3.75% APY, Presidential BankPresidential Bank4520 East West Hwy, Bethesda, MD 20814A5.0 ★Texas Ratio: 9.69% Money Market Advantage Checking at 3.50% APY, TruistTruist7220 Wisconsin Ave, Bethesda, MD 20814A+5.0 ★Texas Ratio: 3.63% Small Business Money Market Account at 3.25% APY, EagleBankEagleBank7500 Old Georgetown Rd, Bethesda, MD 20814A+5.0 ★Texas Ratio: 5.93% Eagle Money Market Account and up at 2.33% APY, and NATIONAL INSTITUTES OF HEALTHNATIONAL INSTITUTES OF HEALTH9000 Rockville Pike Bldg 10, Bethesda, MD 20892A+5.0 ★Texas Ratio: 1.67% Savings Money Market at 0.01% APY. Money market rates as of May 30, 2026 according to verified data from MonitorBankRates.
Bethesda has 5 local institutions in our database, with money market rates as high as 3.75% APY from Citizens Bank at 7637 Old Georgetown Rd, Bethesda, MD 20814. Use the table below to compare all available offers, including options from institutions serving the broader Maryland area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Bethesda, Maryland and surrounding area. Last Updated and Verified: May 30, 2026
Compare the Best Money Market Rates Today in Bethesda, Maryland & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
7637 Old Georgetown Rd, Bethesda, MD 20814
Citizens Private Client® Money Market
3.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Qualifying balance up to $1,000.00
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
7637 Old Georgetown Rd, Bethesda, MD 20814
Citizens Quest® Money Market
3.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Qualifying balance up to $1,000.00
Presidential Bank
Institution Rating:
A5.0 ★ Texas Ratio: 9.69%
4520 East West Hwy, Bethesda, MD 20814
Money Market Advantage Checking
3.50%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 21, 2026
Details
On Balances Between $25,000 and $250,000
Truist
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
7220 Wisconsin Ave, Bethesda, MD 20814
Small Business Money Market Account
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
EagleBank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
7500 Old Georgetown Rd, Bethesda, MD 20814
Eagle Money Market Account and up
2.33%
$0
▼
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
$500,000.00
EagleBank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
7500 Old Georgetown Rd, Bethesda, MD 20814
Eagle Money Market Account
2.13%
$0
▼
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
$250,000.00 - $499,999.99
EagleBank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
7500 Old Georgetown Rd, Bethesda, MD 20814
Eagle Money Market Account
2.03%
$0
▼
Rate2.01%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
$0.00 - $249,999.99
Presidential Bank
Institution Rating:
A5.0 ★ Texas Ratio: 9.69%
4520 East West Hwy, Bethesda, MD 20814
Money Market Checking
0.15%
$1,000
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 21, 2026
Details
Earn 0.25% APY* on Balances $1,000 to $9,999.99
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
7637 Old Georgetown Rd, Bethesda, MD 20814
Personal Money Market
0.01%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
NATIONAL INSTITUTES OF HEALTH
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
9000 Rockville Pike Bldg 10, Bethesda, MD 20892
Savings Money Market
0.01%
$0
▼
Rate0.01%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.51%
Business Advantage Money Market
4.00%
$2,000
▼
Rate—
Min Deposit$2,000
Min Balance—
UpdatedMay 20, 2026
Details
guaranteed through June 2026
CFG Bank
Institution Rating:
A5.0 ★ Texas Ratio: 10.06%
CFG High Yield Money Market Online
3.80%
$1,000
▼
Rate3.74%
Min Deposit$1,000
Min Balance—
UpdatedMay 21, 2026
Details
May add deposits at anytime, no check writing privileges. See below for account details.
CFG Bank
Institution Rating:
A5.0 ★ Texas Ratio: 10.06%
CFG High Yield Money Market In Branch
3.80%
$1,000
▼
Rate3.74%
Min Deposit$1,000
Min Balance—
UpdatedMay 21, 2026
Details
May add deposits at anytime. See below for account details.
Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
Paramount Money Market
3.75%
$0
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Jarrettsville Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 1.25%
Money Market
3.65%
$0
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Harford Bank
Institution Rating:
A5.0 ★ Texas Ratio: 11.55%
Community Money Market Account Tier 9
3.60%
$0
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
Promotional Money Market Account
3.55%
$10,000
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMay 21, 2026
Details
New money deposit of $10,000.
Glen Burnie MSB
Institution Rating:
A5.0 ★ Texas Ratio: 9.65%
Money Market ADVANTAGE Account
3.51%
$25,000
▼
Rate3.45%
Min Deposit$25,000
Min Balance—
UpdatedMay 29, 2026
Details
The Bank of Glen Burnie
Institution Rating:
A+5.0 ★ Texas Ratio: 4.44%
Money Market ADVANTAGE Account
3.51%
$25,000
▼
Rate3.45%
Min Deposit$25,000
Min Balance—
UpdatedMay 17, 2026
Details
($25,000 or more)
WesBanco Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
Money Market Special
3.50%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 29, 2026
Details
With a minimum of $25k new money
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
Money Market Special Intro rate
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
$15,000+
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
Money Market Special
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.38%
Premium Insured Money Market Account
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Rate3.06%
Min Deposit$250,000
Min Balance—
UpdatedMay 21, 2026
Details
May add deposits at anytime, check writing allowed, and ATM card issued upon request
F&M Bank Upperco, MD
Institution Rating:
A+5.0 ★ Texas Ratio: 3.09%
Local Advantage Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.25%
Money Market Account
2.90%
$0
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Eastern Savings Bank, FSB
Institution Rating:
B-4.4 ★ Texas Ratio: 22.57%
Business Money Market Savings Accounts
2.90%
$0
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details
Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
Paramount Money Market
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Jarrettsville Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 1.25%
Money Market
2.65%
$0
▼
Rate2.62%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.25%
Money Market Account
2.65%
$0
▼
Rate2.62%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Vantage Point Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.75%
Money Market Account
2.53%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
ACNB Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
Select Money Market Account
2.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
F&M Bank Upperco, MD
Institution Rating:
A+5.0 ★ Texas Ratio: 3.09%
Local Advantage Money Market
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.25%
Money Market Account
2.40%
$0
▼
Rate2.37%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
Money Market Accounts
2.40%
$0
▼
Rate2.37%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
Money Market Accounts
2.30%
$0
▼
Rate2.27%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 12.49%
IRA Money Market Accounts
2.27%
$0
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Traditional, Roth, Education
Vantage Point Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.75%
Money Market Account
2.27%
$0
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 5.98%
High Yield Money Market Account
2.25%
$0
▼
Rate2.22%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
$750,000 and up
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 12.49%
IRA Money Market Accounts
2.17%
$0
▼
Rate2.15%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Traditional, Roth, Education
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 12.49%
IRA Money Market Accounts
2.10%
$0
▼
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
For balances greater than $50,000
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 12.49%
Money Market Account
2.10%
$50,000
▼
Rate2.10%
Min Deposit$50,000
Min Balance—
UpdatedMay 21, 2026
Details
For balances greater than $50,000
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 12.49%
Money Market Accounts & IRAs
2.10%
$0
▼
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
for balances greater than $50,000
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
Money Market Accounts
2.10%
$0
▼
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.46%
Money Market Accounts
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Vantage Point Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.75%
Money Market Account
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 12.49%
Money Market Account
2.02%
$20,000
▼
Rate2.00%
Min Deposit$20,000
Min Balance—
UpdatedMay 21, 2026
Details
For balances from $20,000 to $49,999
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 12.49%
Money Market Accounts & IRAs
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
for balances from $20,000 - $49,999
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 12.49%
IRA Money Market Accounts
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
For balances from $20,000 to $49,999
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 5.98%
High Yield Money Market Account
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
$500,000 - $749,999.99
Harford Bank
Institution Rating:
A5.0 ★ Texas Ratio: 11.55%
Community Money Market Account Tier 8
2.00%
$0
▼
Rate1.99%
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details
F&M Bank Upperco, MD
Institution Rating:
A+5.0 ★ Texas Ratio: 3.09%
Local Advantage Money Market
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
Rate1.93%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
$249,999.01 - $999,999
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.46%
Money Market Accounts
1.91%
$0
▼
Rate1.90%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
Money Market Accounts
1.90%
$0
▼
Rate1.88%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.25%
Money Market Account
1.90%
$0
▼
Rate1.88%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 12.49%
IRA Money Market Accounts
1.87%
$0
▼
Rate1.85%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
For balances from $100 to $19,999
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 12.49%
Money Market Account
1.87%
$2,500
▼
Rate1.85%
Min Deposit$2,500
Min Balance—
UpdatedMay 21, 2026
Details
For balances from $2,500 to $19,999
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 12.49%
Money Market Accounts & IRAs
1.87%
$0
▼
Rate1.85%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
for balances from $100 - $19,999
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.46%
Money Market Accounts
1.81%
$0
▼
Rate1.80%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.17%
Money Market
1.76%
$2,500
▼
Rate1.75%
Min Deposit$2,500
Min Balance—
UpdatedMay 22, 2026
Details
Qualifying balance up to $100,000.00
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.17%
Money Market or greater)
1.76%
$2,500
▼
Rate1.75%
Min Deposit$2,500
Min Balance—
UpdatedMay 22, 2026
Details
$100,000.00
Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
Paramount Money Market
1.75%
$0
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.48%
Premium Money Market 1
1.75%
$0
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
Credit Union Insured Money Market Account (CUIMMA)
1.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Rates are variable and are subject to change at any time. Rates effective as of January 1, 2026
Washington County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.90%
Money Market
1.75%
$0
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Dividends are compounded daily and paid monthly. No minimum balance is required to open the account; however, dividends are earned only on balances over $2,500. If a balance of less than $2,500 is maintained, there is no penalty, but dividends are not paid on the account.
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.46%
Money Market Accounts
1.71%
$0
▼
Rate1.70%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.48%
Commercial Money Market Account
1.70%
$1,500
▼
Rate1.69%
Min Deposit$1,500
Min Balance—
UpdatedMay 22, 2026
Details
Jarrettsville Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 1.25%
Money Market
1.70%
$0
▼
Rate1.69%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.25%
Money Market Account
1.65%
$0
▼
Rate1.64%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Rate1.63%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
$99,999.01 - $249,999
SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.48%
Money Market
1.60%
$0
▼
Rate1.59%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
Credit Union Insured Money Market Account (CUIMMA)
1.55%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Rates are variable and are subject to change at any time. Rates effective as of January 1, 2026
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.17%
Money Market to $99,999.99)
1.51%
$2,500
▼
Rate1.50%
Min Deposit$2,500
Min Balance—
UpdatedMay 22, 2026
Details
$50,000.00
WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.17%
Money Market
1.51%
$2,500
▼
Rate1.50%
Min Deposit$2,500
Min Balance—
UpdatedMay 22, 2026
Details
Qualifying balance up to $99,999.99
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.46%
Money Market Accounts
1.51%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 5.98%
High Yield Money Market Account
1.50%
$0
▼
Rate1.48%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
$200,000 - $499,999.99
LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.27%
Money Market Plus & IRA, Roth or ESA Money Market Plus Shares
1.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
APL Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
IRA MONEY MARKET
1.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
First Shore Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
Gold Money Market
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Eastern Savings Bank, FSB
Institution Rating:
B-4.4 ★ Texas Ratio: 22.57%
Business Money Market Savings Accounts
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Money Market Savings Tier 6
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Rate1.40%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Rate1.40%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Money Market Savings Tier 5
1.40%
$0
▼
Rate1.39%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Harford Bank
Institution Rating:
A5.0 ★ Texas Ratio: 11.55%
Community Money Market Account Tier 7
1.30%
$0
▼
Rate1.29%
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Money Market Savings Tier 4
1.30%
$0
▼
Rate1.29%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Jarrettsville Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 1.25%
Money Market
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Harford Bank
Institution Rating:
A5.0 ★ Texas Ratio: 11.55%
Community Money Market Account Tier 6
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Money Market Savings Tier 3
1.20%
$0
▼
Rate1.19%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Eastern Savings Bank, FSB
Institution Rating:
B-4.4 ★ Texas Ratio: 22.57%
Business Money Market Savings Accounts
1.10%
$0
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Money Market Savings Tier 2
1.10%
$0
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Eastern Savings Bank, FSB
Institution Rating:
B-4.4 ★ Texas Ratio: 22.57%
Business Money Market Savings Accounts
1.05%
$0
▼
Rate1.04%
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Money Market Savings Tier 1
1.05%
$0
▼
Rate1.05%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Harford Bank
Institution Rating:
A5.0 ★ Texas Ratio: 11.55%
Community Money Market Account Tier 5
1.00%
$0
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details
First Shore Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
Gold Money Market
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Jarrettsville Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 1.25%
Money Market
1.00%
$0
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Powered by
MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Bethesda, Maryland and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Bethesda, MD Money Market Rate Trends
Compare local Bethesda, MD money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — MD Avg
3.294%
Unchanged vs 7 days ago
Maryland high-yield MMA rates currently average 3.294% APY.
Standard MMA — MD Avg
0.648%
Unchanged vs 7 days ago
Maryland standard MMA rates currently average 0.648% APY.
As of May 30, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Bethesda, Maryland money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Bethesda, Maryland directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Bethesda, Maryland. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in MD.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Bethesda, Maryland
What is a Money Market Account (MMA)?
A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Maryland.
Are Money Market accounts in Bethesda, Maryland safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Maryland up to $250,000 per depositor, per institution.
How often do MMA rates change in Bethesda, Maryland?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Maryland rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
How much do I need to deposit to open a money market account in Bethesda, Maryland?
Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Bethesda, Maryland require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.
Best Money Market Rates in Bethesda, Maryland
Here are some of the highest money market account APYs currently available in Bethesda, Maryland and the surrounding area:
- Citizens Bank
Citizens Private Client® Money Market — 3.75% APY - Presidential Bank
Money Market Advantage Checking — 3.50% APY - Truist
Small Business Money Market Account — 3.25% APY - EagleBank
Eagle Money Market Account and up — 2.33% APY - NATIONAL INSTITUTES OF HEALTH
Savings Money Market — 0.01% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Bethesda, Maryland. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: May 30, 2026
Rate Assistant
MonitorBankRates.com · Live Data
Try asking