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Mortgage Lenders and Brokers in Bethesda, Maryland

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Bethesda, Maryland mortgage lenders include Truist BankTruist Bank7220 Wisconsin Ave, Bethesda, MD 20814A+5.0 ★Texas Ratio: 2.87%, Citibank, NACitibank, NA8001 Wisconsin Ave, Bethesda, MD 20814A+5.0 ★Texas Ratio: 2.82%, M&T BankM&T Bank4800 Hampden Ln, Bethesda, MD 20814A+5.0 ★Texas Ratio: 4.11%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA4749 Bethesda Ave, Bethesda, MD 20814A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA7475 Wisconsin Ave, Bethesda, MD 20814A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA6822 Wisconsin Ave, Bethesda, MD 20815A+5.0 ★Texas Ratio: 4.14%, United Bank VaUnited Bank Va7845 Wisconsin Ave, Bethesda, MD 20814A+5.0 ★Texas Ratio: 2.15%, TD BankTD Bank8101 Wisconsin Ave, Bethesda, MD 20814A+5.0 ★Texas Ratio: 3.71%, Atlantic Union BankAtlantic Union Bank9707 Old Georgetown Rd, Bethesda, MD 20814A+5.0 ★Texas Ratio: 2.51%, and First National Bank of PAFirst National Bank of PA7475 Wisconsin Ave, Bethesda, MD 20814A+5.0 ★Texas Ratio: 1.62%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Bethesda, Maryland in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Bethesda are listed first, then lenders elsewhere in Maryland, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Bethesda, Maryland

Market share is the lender's share of all home loans closed in Bethesda, Maryland. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Truist Bank ★ 1 stars, 1 review 3 offices in Bethesda 7220 Wisconsin Ave, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 2.87%	Conventional, Jumbo, HELOC	38 +27 HELOCs	5.2%	97.5%	$1,374,736	View
Citibank, NA 2 offices in Bethesda 8001 Wisconsin Ave, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 2.82%	Conventional, Jumbo, HELOC	36 +4 HELOCs	4.9%	94.7%	$1,738,333	View
M&T Bank 1 office in Bethesda 4800 Hampden Ln, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 4.11%	Conventional, Jumbo, HELOC	34 +10 HELOCs	4.6%	100%	$1,415,882	View
JPMorgan Chase Bank, NA 4 offices in Bethesda 4749 Bethesda Ave, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo, HELOC	28 +1 HELOCs	3.8%	100%	$1,625,357	View
Wells Fargo Bank NA 3 offices in Bethesda 7475 Wisconsin Ave, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 5.36%	Conventional, VA, Jumbo	23	3.1%	82.1%	$1,165,869	View
Bank of America NA 2 offices in Bethesda 6822 Wisconsin Ave, Bethesda, MD 20815 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	20 +24 HELOCs	2.7%	87%	$1,407,000	View
United Bank Va 1 office in Bethesda 7845 Wisconsin Ave, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 2.15%	Conventional, Jumbo, HELOC	13 +3 HELOCs	1.8%	100%	$1,362,692	View
TD Bank 1 office in Bethesda 8101 Wisconsin Ave, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 3.71%	Conventional, Jumbo, HELOC	10 +18 HELOCs	1.4%	100%	$1,605,000	View
Atlantic Union Bank 2 offices in Bethesda 9707 Old Georgetown Rd, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 2.51%	Conventional, FHA, Jumbo, HELOC	8 +19 HELOCs	1.1%	88.9%	$603,750	View
First National Bank of PA 2 offices in Bethesda 7475 Wisconsin Ave, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 1.62%	Conventional, Jumbo, HELOC	8 +6 HELOCs	1.1%	80%	$1,123,750	View
Citizens Bank, NA 1 office in Bethesda 7637 Old Georgetown Rd, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 5.44%	Conventional, Jumbo, HELOC	7 +12 HELOCs	1%	100%	$905,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 2 offices in Bethesda 10211 Old Georgetown Rd, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 4.24%	Conventional, Jumbo, HELOC	6 +20 HELOCs	0.8%	100%	$975,000	View
Presidential Bank, FSB 1 office in Bethesda 4520 East West Hwy, Bethesda, MD 20814 A-4.9 ★Texas Ratio: 16.48%	Conventional, Jumbo	3	0.4%	75%	$1,238,333	View
Trustar Bank 1 office in Bethesda 7901 Norfolk Avenue, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 3.45%	Conventional, Jumbo	1	0.1%	100%	$2,605,000	View
Fulton Bank, National Association 96 Village Sq, Baltimore, MD 21210 A+5.0 ★Texas Ratio: 4.85%	Conventional, Jumbo, HELOC	9 +3 HELOCs	1.2%	100%	$1,271,666	View
State Employees Credit Union of MD 10025 Baltimore National Pike, Annapolis, MD 20740 A5.0 ★Texas Ratio: 6.00%	Conventional, Jumbo, HELOC	7 +5 HELOCs	1%	77.8%	$1,239,285
Shore United Bank, N.A. 200 Westgate Circle, Annapolis, MD 21401 A5.0 ★Texas Ratio: 9.61%	Conventional, Jumbo	4	0.5%	80%	$2,570,000	View
Wesbanco Bank, Inc. 2530 Riva Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 3.87%	Conventional, Jumbo, HELOC	2 +1 HELOCs	0.3%	100%	$1,530,000	View
Dollar Bank, FSB 1275 National Hwy, Cumberland, MD 21502 A+5.0 ★Texas Ratio: 5.29%	Conventional	2	0.3%	100%	$1,100,000	View
Lafayette Federal Credit Union 7537 Greenbelt Rd, Greenbelt, MD 20770 3403	Conventional, HELOC	1 +3 HELOCs	0.1%	100%	$715,000
Capital Bank, N.A. 6711 Columbia Gateway Dr, Columbia, MD 21046 A-5.0 ★Texas Ratio: 15.49%	Conventional	1	0.1%	100%	$1,185,000	View
BayVanguard Bank 501 S Stepney Rd, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 2.09%	Conventional, Jumbo	1	0.1%	100%	$1,575,000	View
Securityplus FCU 7135 Windsor Blvd, Baltimore, MD 21244 A5.0 ★Texas Ratio: 9.19%	Conventional, Jumbo	1	0.1%	100%	$1,285,000	View
Mid-Atlantic FCU 555 Quince Orchard Rd, Gaithersburg, MD 20878 A+5.0 ★Texas Ratio: 4.60%	Conventional	1	0.1%	100%	$875,000	View
First United Bank & Trust 207 N Main St, Boonsboro, MD 21713 A+5.0 ★Texas Ratio: 2.11%	Conventional	1	0.1%	100%	$925,000	View
First Financial of Maryland Federal Credit Union 8665 Pulaski Hwy Ste 118, Baltimore, MD 21237 3028 A+5.0 ★Texas Ratio: 2.01%	Conventional	1	0.1%	50%	$255,000	View
Nasa Federal Credit Union 2452 Solomons Island Rd, Annapolis, MD 21401 3709 A+5.0 ★Texas Ratio: 3.54%	Conventional	1	0.1%	100%	$335,000	View
Potomac Bank 1101 Frederick St, Hagerstown, MD 21740 A+5.0 ★Texas Ratio: 0.66%	Conventional, Jumbo	1	0.1%	100%	$2,025,000	View
Lower, LLC 810 Bestgate Rd, Annapolis, MD 21401	Conventional, Jumbo	1	0.1%	100%	$2,125,000
Woori America Bank 10035 Baltimore National Pike, Ellicott City, MD 21042 A5.0 ★Texas Ratio: 11.01%	Conventional	1	0.1%	100%	$435,000	View
Somerset Trust Company 351 E Main St, Frostburg, MD 21532 A5.0 ★Texas Ratio: 12.17%	Conventional	1	0.1%	100%	$805,000	View
Tower Federal Credit Union 810 Bestgate Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 1.97%	HELOC	0 +11 HELOCs	0%	n/a
Educational Systems FCU 2625 Riva Rd Ste C, Annapolis, MD 21401 7375 A+5.0 ★Texas Ratio: 3.40%	HELOC	0 +4 HELOCs	0%	n/a		View
FedChoice Federal Credit Union 10001 Willowdale Rd, Lanham, MD 20706 4321 A+5.0 ★Texas Ratio: 4.50%	HELOC	0 +2 HELOCs	0%	n/a		View
First Home Mortgage A+5.0 ★Texas Ratio: 0.00%	Conventional, FHA, VA	25	3.4%	100%	$499,800	View
Nih Federal Credit Union	Conventional	4	0.5%	100%	$237,500
Nfm, Inc	Conventional	2	0.3%	100%	$615,000
The Mortgage Link, Inc.	Conventional	2	0.3%	100%	$555,000
Fidelity Direct Mortgage, LLC	Conventional	1	0.1%	100%	$175,000
Credence Funding Corporation	VA, Jumbo	1	0.1%	100%	$1,785,000
Direct Mortgage Loans, LLC	Conventional	1	0.1%	100%	$255,000
Bank Fund Staff Federal Credit	Conventional, Jumbo, HELOC	32 +32 HELOCs	4.3%	94.1%	$789,687
First Savings Mortgage Corporation	Conventional, FHA, VA, Jumbo	31	4.2%	93.9%	$1,012,096
Rocket Mortgage	Conventional, Jumbo, HELOC	25 +1 HELOCs	3.4%	73.5%	$611,000
Prosperity Home Mortgage, LLC	Conventional, FHA, VA, Jumbo	20	2.7%	87%	$739,500
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	19 +2 HELOCs	2.6%	82.6%	$930,263
Guaranteed Rate, Inc.	Conventional, VA, Jumbo	17	2.3%	100%	$1,064,411
Atlantic Coast Mortgage, LLC	Conventional, VA, Jumbo	14	1.9%	100%	$814,285
CrossCountry Mortgage, LLC	Conventional, VA, Jumbo	13	1.8%	100%	$1,050,384
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo	13	1.8%	100%	$2,036,538	View
US Bank, N.A. A+5.0 ★Texas Ratio: 2.85%	Conventional, Jumbo, HELOC	12 +4 HELOCs	1.6%	92.3%	$1,205,000	View
Newrez LLC	Conventional, FHA, VA, Jumbo	12	1.6%	75%	$655,833
First Heritage Mortgage, LLC	Conventional, Jumbo	12	1.6%	100%	$1,056,666
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, Jumbo, HELOC	10 +9 HELOCs	1.4%	90.9%	$553,000	View
Pennymac Loan Services LLC	Conventional, VA, Jumbo	10	1.4%	90.9%	$734,000
National Cooperative Bank, N.A. A5.0 ★Texas Ratio: 6.04%	Conventional	10	1.4%	100%	$198,000	View
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, Jumbo	8	1.1%	88.9%	$778,750	View
Guild Mortgage Company	Conventional, VA, Jumbo	8	1.1%	88.9%	$1,065,000
Idb Global Federal Credit Union	Conventional, Jumbo	8	1.1%	100%	$781,250
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional, Jumbo	8	1.1%	88.9%	$1,552,500	View
Freedom Mortgage Corporation	Conventional, FHA, VA, Jumbo	6	0.8%	77.8%	$788,333
Vellum Mortgage, Inc.	Conventional, Jumbo	6	0.8%	100%	$901,666
TowneBank	Conventional, FHA, Jumbo	6	0.8%	100%	$396,666
Credit Union Mortgage Associat	Conventional	5	0.7%	100%	$847,000
Congressional Federal Credit Union	Conventional	5	0.7%	83.3%	$461,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional, Jumbo	5	0.7%	71.4%	$463,000	View
Loansteady LLC	Conventional	4	0.5%	100%	$662,500
Bay Equity LLC	Conventional	4	0.5%	100%	$690,000
Raymond James Bank A+5.0 ★Texas Ratio: 3.19%	Conventional, Jumbo	4	0.5%	100%	$2,052,500	View
United Nations Federal CU	Conventional	4	0.5%	66.7%	$477,500
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	3 +8 HELOCs	0.4%	75%	$251,666	View
Pentagon Federal Credit Union	Conventional, VA, HELOC	3 +6 HELOCs	0.4%	100%	$1,018,333
loanDepot.com LLC	Conventional, HELOC	3 +2 HELOCs	0.4%	75%	$778,333
State Departmenet Federal Credit Union	Conventional, HELOC	3 +1 HELOCs	0.4%	75%	$228,333
Sage Home Loans Corporation	Conventional, FHA	3	0.4%	100%	$1,018,333
Embrace Home Loans, Inc.	Conventional, Jumbo	3	0.4%	75%	$1,691,666
Nationstar Mortgage	Conventional	3	0.4%	100%	$481,666
Founders Bank	Conventional, Jumbo	3	0.4%	100%	$2,115,000
Spring Eq, LLC	Conventional, HELOC	2 +4 HELOCs	0.3%	25%	$330,000
HomeBridge Financial Services, Inc	Conventional, HELOC	2 +2 HELOCs	0.3%	100%	$525,000
City National Bank A+5.0 ★Texas Ratio: 5.55%	Conventional, Jumbo, HELOC	2 +1 HELOCs	0.3%	100%	$1,965,000	View
Huntington National Bank A+5.0 ★Texas Ratio: 3.66%	Conventional, Jumbo	2	0.3%	100%	$1,030,000	View
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional, Jumbo	2	0.3%	100%	$1,320,000	View
SWBC Mortgage Corporation	Conventional, Jumbo	2	0.3%	66.7%	$1,340,000
Intercoastal Mortgage, LLC	Conventional	2	0.3%	100%	$650,000
Hsbc Bank USA, NA A+5.0 ★Texas Ratio: 4.86%	Conventional	2	0.3%	100%	$645,000	View
Agriculture Federal Credit Union	Conventional	2	0.3%	100%	$95,000
Zillow Home Loans, LLC	Conventional, FHA	2	0.3%	100%	$260,000
New American Funding, LLC.	Conventional	2	0.3%	100%	$870,000
Fairway Independent Mort Corp	Conventional	2	0.3%	100%	$590,000
Plaza Home Mortgage, Inc	Conventional	2	0.3%	66.7%	$570,000
Meridian Bank C3.9 ★Texas Ratio: 27.97%	Conventional, Jumbo, HELOC	1 +2 HELOCs	0.1%	100%	$1,375,000	View
Better Mortgage Corporation	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$365,000
Angel Oak Mortgage Solutions LLC	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$705,000
Blue Ridge Bank A5.0 ★Texas Ratio: 8.11%	Conventional	1	0.1%	100%	$1,135,000	View
Equity Resources Inc	Conventional	1	0.1%	100%	$405,000
Originpoint, LLC	Conventional, Jumbo	1	0.1%	100%	$1,345,000
Guaranteed Rate Affinity, LLC	Conventional	1	0.1%	100%	$1,185,000
Keybank National Association A+5.0 ★Texas Ratio: 4.81%	Conventional	1	0.1%	100%	$555,000	View
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	Conventional, Jumbo	1	0.1%	100%	$5,405,000	View
Movement Mortgage, LLC	Conventional	1	0.1%	100%	$1,095,000
PHH Mortgage Corporation	Conventional	1	0.1%	100%	$805,000
Resicentral LLC	Conventional	1	0.1%	100%	$745,000
Deephaven Mortgage LLC	Conventional	1	0.1%	100%	$1,185,000
AmWest Funding Corp	Conventional	1	0.1%	100%	$715,000
Ocmbc, Inc. A+5.0 ★Texas Ratio: 5.05%	Conventional	1	0.1%	100%	$1,195,000	View
Cmg Mortgage Inc	Conventional	1	0.1%	100%	$1,205,000
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional	1	0.1%	100%	$455,000	View
City National Bank of Florida A5.0 ★Texas Ratio: 7.12%	Conventional	1	0.1%	100%	$1,145,000	View
Apple Federal Credit Union A+5.0 ★Texas Ratio: 2.79%	Conventional	1	0.1%	100%	$255,000	View
New Wave Lending Group Inc	Conventional	1	0.1%	100%	$995,000
Hightechlending, Inc	Conventional, Jumbo	1	0.1%	100%	$1,665,000
Weichert Financial Services	Conventional	1	0.1%	100%	$345,000
Leader Bank NA A+5.0 ★Texas Ratio: 0.22%	Conventional, Jumbo	1	0.1%	100%	$2,105,000	View
Atlantic Bay Mortgage Group	VA, Jumbo	1	0.1%	100%	$1,815,000
The Freedom Bank of Virginia C+4.2 ★Texas Ratio: 24.99%	Conventional	1	0.1%	100%	$555,000	View
Peoples Mortgage Company	Conventional, Jumbo	1	0.1%	100%	$1,325,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	VA	1	0.1%	100%	$965,000	View
Mortgage Equity Partners LLC	Conventional	1	0.1%	100%	$1,005,000
Waterstone Mortgage Corporation	Conventional	1	0.1%	100%	$825,000
Old Dominion National Bank A5.0 ★Texas Ratio: 6.07%	Conventional, Jumbo	1	0.1%	100%	$1,465,000	View
Hometown Equity Mortgage, LLC	Conventional	1	0.1%	100%	$275,000
Integrity Home Mortgage Corporation	FHA	1	0.1%	100%	$285,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	1	0.1%	100%	$755,000	View
GuardHill Financial LLC	Conventional, Jumbo	1	0.1%	100%	$2,855,000
Keystone Funding, Inc	Conventional	1	0.1%	100%	$365,000
RoundPoint Mortgage Servicing LLC	Conventional	1	0.1%	100%	$635,000
Hingham Institution For Savings	Conventional	1	0.1%	100%	$205,000
BMO Harris Bank NA A+5.0 ★Texas Ratio: 3.54%	Conventional, Jumbo	1	0.1%	100%	$2,105,000	View
ClearEdge Lending LLC	Conventional, Jumbo	1	0.1%	100%	$1,295,000
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	Conventional, Jumbo	1	0.1%	100%	$1,615,000	View
Paramount Residential Mortgage	Conventional	1	0.1%	100%	$445,000
Nexera Holding LLC	Conventional	1	0.1%	100%	$685,000
Carrington Mortgage Services LLC	Conventional	1	0.1%	100%	$935,000
Reliance First Capital, LLC	Conventional	1	0.1%	100%	$625,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, Jumbo	1	0.1%	100%	$1,945,000	View
Tomo Mortgage LLC	Conventional	1	0.1%	100%	$505,000
Ameris Bank ★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82%	Conventional	1	0.1%	100%	$805,000	View
American Neighborhood Mortgage Acceptance Company	Conventional	1	0.1%	100%	$465,000
Figure Lending LLC	HELOC	0 +4 HELOCs	0%	n/a
Northwest Federal Credit Union A+5.0 ★Texas Ratio: 3.99%	HELOC	0 +3 HELOCs	0%	n/a		View
Usalliance Federal Credit Union A5.0 ★Texas Ratio: 8.11%	HELOC	0 +2 HELOCs	0%	n/a
Langley Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Democracy Federal Credit Union A-4.6 ★Texas Ratio: 9.01%	HELOC	0 +1 HELOCs	0%	n/a		View
Union Home Mortgage Corp.	HELOC	0 +1 HELOCs	0%	n/a
Service Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Justice Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Affinity Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +1 HELOCs	0%	n/a		View
Lendage, LLC dba Achieve Loans	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Bethesda Mortgage Rate Trends

Daily average mortgage rates for Maryland compared with the national average, updated every evening.

30-Year Fixed MD Avg

7.259%

▲ 0.075 vs 7 days ago

15-Year Fixed MD Avg

6.805%

▲ 0.055 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Bethesda, Maryland

Looking for mortgage lenders near me or mortgage brokers near me in Bethesda? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Bethesda in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Bethesda, MD

Use these to narrow the list above. Each category shows how many Bethesda, MD lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 68 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 55 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 27 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 11 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 17 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 65 lenders. Loans above the conforming limit for higher priced homes Local lenders based in MD 22 lenders headquartered in Maryland, the closest thing to a mortgage lender near you

Who Lends in Bethesda, MD

Independent mortgage companies closed 39.8 percent of home loans in Bethesda, Maryland in 2025, banks 48.1 percent and credit unions 12.1 percent. Lower, LLC was the largest mortgage company, Truist Bank the largest bank and State Employees Credit Union of MD the largest credit union. Among lenders headquartered in Maryland, Presidential Bank, FSB led with 3 loans.

39.8%

Mortgage companies

48.1%

Banks

12.1%

Credit unions

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Attorneys customarily handle closings in Maryland. State transfer tax of 0.5 percent of the price (0.25 percent, paid by the seller, when the buyer is a first time Maryland homebuyer), plus county transfer taxes of 0 to 1.5 percent and county recordation taxes on deeds and mortgages ranging from about $5 to $14 per $1,000, with Montgomery County using tiered rates up to 2.27 percent above $1 million.

More Maryland Mortgage Lender Pages

All Maryland lenders 631 lenders Baltimore 316 lenders Frederick 198 lenders Waldorf 193 lenders Columbia 218 lenders Bowie 190 lenders Ellicott City 184 lenders Glen Burnie 186 lenders Bel Air South 158 lenders Germantown 179 lenders Odenton 173 lenders Pasadena 160 lenders Dundalk 146 lenders

Frequently Asked Questions About Mortgage Lenders in Bethesda, MD

Who is the largest mortgage lender in Bethesda, MD?

By home loans closed in 2025, Truist Bank was the largest mortgage lender in Bethesda, Maryland with 38 loans, about 5.2 percent of the market. The largest lender headquartered in Maryland was Presidential Bank, FSB with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Bethesda, MD mortgage lenders offer FHA, VA and USDA loans?

11 lenders closed FHA loans in Bethesda, Maryland in 2025, led by United Wholesale Mortgage with 3. 17 lenders closed VA loans, led by Prosperity Home Mortgage, LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Bethesda, MD lender list?

Yes. 55 banks and 27 credit unions closed home loans in Bethesda, Maryland in 2025, alongside 68 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Bethesda, MD ranked on this page?

Lenders are ranked only by the number of home loans they closed in Bethesda, Maryland during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Bethesda, Maryland for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Bethesda. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.