MonitorBankRates
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Best Money Market Rates in Riva, Maryland (MD) - April 2026

Content reviewed by
Brian McKay Brian McKay
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Brian McKay

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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Last Updated: April 11, 2026

Current Riva, Maryland and the surrounding area money market rates include Har-co Credit UnionHar-co Credit UnionA5.0 ★Texas Ratio: 7.97% Business Advantage Money Market at 4.00% APY, CFG BankCFG BankA5.0 ★Texas Ratio: 10.06% CFG High Yield Money Market In Branch at 3.80% APY, Citizens BankCitizens BankA5.0 ★Texas Ratio: 8.28% Citizens Private Client® Money Market at 3.75% APY, Transit Employees Federal Credit UnionTransit Employees Federal Credit UnionA+5.0 ★Texas Ratio: 2.14% Paramount Money Market at 3.75% APY, and BayVanguard BankBayVanguard BankA+5.0 ★Texas Ratio: 2.54% Business Premier Money Market Savings at 3.73% APY. Money market rates as of April 11, 2026 according to verified data from MonitorBankRates.

Riva is a smaller community with no bank or credit union branches currently in our database. 150 institutions serving the Maryland area are available to Riva residents, with money market rates as high as 4.00% APY from Har-co Credit Union. Rates are continually updated — we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Riva, Maryland and surrounding area. Last Updated and Verified: April 11, 2026

Compare the Best Money Market Rates Today in Riva, Maryland & the Surrounding Area

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Har-co Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.97%
Business Advantage Money Market
4.00%
$2,000
View
▼
Rate—
Min Deposit$2,000
Min Balance—
UpdatedApr 9, 2026
Details

guaranteed through June 2026

CFG Bank
Institution Rating:
A5.0 ★ Texas Ratio: 10.06%
CFG High Yield Money Market Online
3.80%
$1,000
View
▼
Rate3.74%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details

May add deposits at anytime, no check writing privileges. See below for account details.

CFG Bank
Institution Rating:
A5.0 ★ Texas Ratio: 10.06%
CFG High Yield Money Market In Branch
3.80%
$1,000
View
▼
Rate3.74%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details

May add deposits at anytime. See below for account details.

Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Citizens Quest® Money Market
3.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Qualifying balance up to $25,000.00

Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Citizens Private Client® Money Market
3.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Qualifying balance up to $25,000.00

Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.14%
Paramount Money Market
3.75%
$0
View
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

BayVanguard Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
Business Premier Money Market Savings
3.73%
$10,000
View
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedApr 2, 2026
Details

Guaranteed rate for the first 90 days.

Glen Burnie MSB
Institution Rating:
A5.0 ★ Texas Ratio: 9.65%
Money Market ADVANTAGE Account
3.66%
$25,000
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedApr 11, 2026
Details

The Bank of Glen Burnie
Institution Rating:
A+5.0 ★ Texas Ratio: 4.44%
Money Market ADVANTAGE Account
3.66%
$25,000
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedApr 11, 2026
Details

minimum opening deposit. Click to learn more and view complete terms and conditions.

Jarrettsville Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 1.25%
Money Market
3.65%
$0
View
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Harford Bank
Institution Rating:
A5.0 ★ Texas Ratio: 11.55%
Community Money Market Account Tier 9
3.60%
$100
View
▼
Rate3.54%
Min Deposit$100
Min Balance—
UpdatedApr 11, 2026
Details

Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
Promotional Money Market Account
3.55%
$10,000
View
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedApr 11, 2026
Details

New money deposit of $10,000.

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market Special Intro rate
3.50%
$0
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

$15,000+

Money One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.79%
Premium Insured Money Market Account
3.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market Special
3.50%
$0
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

$15,000+ Intro rate

Presidential Bank
Institution Rating:
A5.0 ★ Texas Ratio: 9.69%
Money Market Advantage Checking
3.50%
$25,000
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedApr 11, 2026
Details

On Balances Between $25,000 and $250,000.

BayVanguard Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
Business Premier Money Market Savings
3.22%
$0
View
▼
Rate3.17%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

Bonus Rate for the first 90 days

BayVanguard Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
Business Premier Money Market Savings
3.15%
$0
View
▼
Rate3.17%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

Bonus Rate for the first 90 days

BayVanguard Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
Business Premier Money Market Savings
3.13%
$0
View
▼
Rate3.08%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

BayVanguard Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
Personal Premier Money Market Savings
3.13%
$0
View
▼
Rate3.08%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

Bonus Rate (Relationship) for the first 90 days

CFG Bank
Institution Rating:
A5.0 ★ Texas Ratio: 10.06%
ICS Money Market
3.10%
$250,000
View
▼
Rate3.06%
Min Deposit$250,000
Min Balance—
UpdatedApr 11, 2026
Details

May add deposits at anytime, check writing allowed, and ATM card issued upon request

BayVanguard Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
Personal Premier Money Market Savings
3.07%
$0
View
▼
Rate3.08%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

Bonus Rate (Relationship) for the first 90 days

BayVanguard Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
Personal Premier Money Market Savings
3.06%
$0
View
▼
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

BayVanguard Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
Business Premier Money Market Savings
3.04%
$0
View
▼
Rate3.17%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

Bonus Rate for the first 90 days

F&M Bank Upperco, MD
Institution Rating:
A+5.0 ★ Texas Ratio: 3.09%
Local Advantage Money Market
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

BayVanguard Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
ICS Personal Premier Money Market Savings
2.98%
$0
View
▼
Rate2.94%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

BayVanguard Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
Business Premier Money Market Savings
2.98%
$0
View
▼
Rate2.94%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

BayVanguard Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
ICS Business Premier Money Market Savings
2.97%
$0
View
▼
Rate2.93%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

BayVanguard Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
ICS Personal Premier Money Market Savings
2.94%
$0
View
▼
Rate2.90%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

BayVanguard Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
ICS Personal Premier Money Market Savings
2.91%
$0
View
▼
Rate2.87%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
Money Market Account
2.90%
$0
View
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Eastern Savings Bank, FSB
Institution Rating:
B-4.4 ★ Texas Ratio: 22.57%
Business Money Market Savings Accounts
2.90%
$0
View
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

BayVanguard Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
ICS Business Premier Money Market Savings
2.88%
$0
View
▼
Rate2.84%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

BayVanguard Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
ICS Personal Premier Money Market Savings
2.88%
$0
View
▼
Rate2.84%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

BayVanguard Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
Business Premier Money Market Savings
2.85%
$0
View
▼
Rate3.17%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

Bonus Rate for the first 90 days

Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.14%
Paramount Money Market
2.75%
$0
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

BayVanguard Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
ICS Business Premier Money Market Savings
2.73%
$0
View
▼
Rate2.69%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

BayVanguard Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
Business Premier Money Market Savings
2.73%
$0
View
▼
Rate2.69%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
Money Market Account
2.65%
$0
View
▼
Rate2.62%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Jarrettsville Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 1.25%
Money Market
2.65%
$0
View
▼
Rate2.62%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

BayVanguard Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
Business Premier Money Market Savings
2.58%
$0
View
▼
Rate3.17%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

Bonus Rate for the first 90 days

Vantage Point Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.90%
Money Market Account
2.53%
$0
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

ACNB Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
SELECT MONEY MARKET
2.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Flexible and Interest Earning

ACNB Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
Select Money Market Account
2.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

F&M Bank Upperco, MD
Institution Rating:
A+5.0 ★ Texas Ratio: 3.09%
Local Advantage Money Market
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

BayVanguard Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
ICS Business Premier Money Market Savings
2.48%
$0
View
▼
Rate2.45%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
Money Market Accounts
2.40%
$0
View
▼
Rate2.37%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details

Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
Money Market Account
2.40%
$0
View
▼
Rate2.37%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

BayVanguard Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
Business Premier Money Market Savings
2.38%
$0
View
▼
Rate2.35%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

BayVanguard Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
Personal Premier Money Market Savings
2.35%
$0
View
▼
Rate3.08%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

Bonus Rate (Relationship) for the first 90 days

EagleBank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
Eagle Money Market Account and up
2.33%
$0
View
▼
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

$500,000.00

BayVanguard Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
Business Premier Money Market Savings
2.33%
$0
View
▼
Rate3.17%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

Bonus Rate for the first 90 days

Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
Money Market Accounts
2.30%
$0
View
▼
Rate2.27%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details

Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
IRA Money Market Accounts
2.27%
$0
View
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Traditional, Roth, Education

Vantage Point Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.90%
Money Market Account
2.27%
$0
View
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
High Yield Money Market Account
2.25%
$0
View
▼
Rate2.22%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

$750,000 and up

Atlantic Union Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.56%
Performance Money Market
2.25%
$0
View
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
IRA Money Market Accounts
2.17%
$0
View
▼
Rate2.15%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Traditional, Roth, Education

BayVanguard Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
Premier Money Market Savings
2.13%
$0
View
▼
Rate2.11%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

$100,000.00 and above

BayVanguard Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
Personal Premier Money Market Savings
2.13%
$0
View
▼
Rate2.11%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

Bonus Rate (Standard) for the first 90 days; $100,000.00 and above

EagleBank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
Eagle Money Market Account
2.13%
$0
View
▼
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

$250,000.00 - $499,999.99

Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
IRA Money Market Accounts
2.10%
$0
View
▼
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Includes Traditional, Roth & Education IRAs

Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
Money Market Account
2.10%
$0
View
▼
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

For balances greater than $50,000

Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
Money Market Accounts & IRAs
2.10%
$0
View
▼
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Traditional, Roth, Education

Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
Money Market Accounts
2.10%
$0
View
▼
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details

BayVanguard Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
Personal Premier Money Market Savings
2.09%
$0
View
▼
Rate2.07%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

BayVanguard Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
Personal Premier Money Market Savings
2.06%
$0
View
▼
Rate2.11%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

Bonus Rate (Standard) for the first 90 days; $50,000.00 - $99,999.99

BayVanguard Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
Premier Money Market Savings
2.04%
$0
View
▼
Rate2.02%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

$50,000.00 - $99,999.99

BayVanguard Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
Business Premier Money Market Savings
2.04%
$0
View
▼
Rate2.02%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

EagleBank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.93%
Eagle Money Market Account
2.03%
$0
View
▼
Rate2.01%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

$0.00 - $249,999.99

Vantage Point Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.90%
Money Market Account
2.02%
$0
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
Money Market Accounts
2.02%
$0
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
Money Market Accounts & IRAs
2.02%
$0
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Traditional, Roth, Education

Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
Money Market Account
2.02%
$0
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

For balances from $20,000 to $49,999

Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
IRA Money Market Accounts
2.02%
$0
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Includes Traditional, Roth & Education IRAs

Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
High Yield Money Market Account
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

$500,000 - $749,999.99

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
Money Market Accounts
1.91%
$0
View
▼
Rate1.90%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
Money Market Account
1.90%
$0
View
▼
Rate1.88%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Tower Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
Money Market Accounts
1.90%
$0
View
▼
Rate1.88%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details

Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
IRA Money Market Accounts
1.87%
$0
View
▼
Rate1.85%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Includes Traditional, Roth & Education IRAs

Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
Money Market Account
1.87%
$0
View
▼
Rate1.85%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

For balances from $2,500 to $19,999

Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
Money Market Accounts & IRAs
1.87%
$0
View
▼
Rate1.85%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Traditional, Roth, Education

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
Money Market Accounts
1.81%
$0
View
▼
Rate1.80%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
Premium High-Yield Money Market Account
1.80%
$0
View
▼
Rate1.78%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Money Market
1.76%
$2,500
View
▼
Rate1.75%
Min Deposit$2,500
Min Balance—
UpdatedApr 5, 2026
Details

Transit Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.14%
Paramount Money Market
1.75%
$0
View
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Washington County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.90%
Money Market
1.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Patriot Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.86%
Credit Union Insured Money Market Account (CUIMMA)
1.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Rates are variable and are subject to change at any time. Rates effective as of January 1, 2026

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Premium Money Market 1
1.75%
$0
View
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
Money Market Accounts
1.71%
$0
View
▼
Rate1.70%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
Commercial Money Market Account
1.70%
$1,500
View
▼
Rate1.69%
Min Deposit$1,500
Min Balance—
UpdatedApr 5, 2026
Details

Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
Money Market Account
1.65%
$0
View
▼
Rate1.64%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

SkyPoint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.30%
Money Market
1.60%
$0
View
▼
Rate1.59%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Patriot Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.86%
Credit Union Insured Money Market Account (CUIMMA)
1.55%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Rates are variable and are subject to change at any time. Rates effective as of January 1, 2026

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
Money Market Accounts
1.51%
$0
View
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

WSSC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.05%
Money Market
1.51%
$2,500
View
▼
Rate1.50%
Min Deposit$2,500
Min Balance—
UpdatedApr 5, 2026
Details

Mid-Atlantic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
Commercial Money Market Account
1.50%
$1,500
View
▼
Rate1.49%
Min Deposit$1,500
Min Balance—
UpdatedApr 5, 2026
Details

APL Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
IRA MONEY MARKET
1.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
High Yield Money Market Account
1.50%
$0
View
▼
Rate1.48%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

$200,000 - $499,999.99

LM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
Money Market Plus
1.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

IRA, Roth or ESA Money Market Plus Shares

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Riva, Maryland and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Riva, MD Money Market Rate Trends

Compare local Riva, MD money market quotes against the statewide average

Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Maryland MMA Trends →
High-Yield MMA — MD Avg
1.259%
▼ 0.320 vs 7 days ago

Maryland high-yield MMA rates fell 0.320 points over the past 7 days to 1.259% APY.

Standard MMA — MD Avg
1.115%
▲ 0.126 vs 7 days ago

Maryland standard MMA rates rose 0.126 points over the past 7 days to 1.115% APY.

As of Apr 12, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for Riva, Maryland directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Riva, Maryland. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in MD.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in Riva, Maryland

What is a Money Market Account (MMA)?

A Money Market Account (MMA) is a type of savings account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Maryland.

Are Money Market accounts in Riva, Maryland safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Maryland up to $250,000 per depositor, per institution.

How often do MMA rates change in Riva, Maryland?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Maryland rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

Best Money Market Rates in Riva, Maryland

Here are some of the highest money market account APYs currently available in Riva, Maryland and the surrounding area:
  • Har-co Credit Union
    Business Advantage Money Market — 4.00% APY
  • CFG Bank
    CFG High Yield Money Market In Branch — 3.80% APY
  • Citizens Bank
    Citizens Private Client® Money Market — 3.75% APY
  • Transit Employees Federal Credit Union
    Paramount Money Market — 3.75% APY
  • BayVanguard Bank
    Business Premier Money Market Savings — 3.73% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Riva, Maryland. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: April 11, 2026

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