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New York University Federal Credit Union Rates & Review October 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
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  • Location-Based Rate Tables
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated and Verified: October 13, 2026

New York University Federal Credit Union's top rates as of October 13, 2026 are 4.06% APY on its 1 Year IRA CD, 3.00% APY on savings, 1.76% APY on money market accounts, and personal loans from 7.50% APR, according to rates verified by MonitorBankRates. Other New York University Federal Credit Union CD rates include 2 Year IRA CD at 3.80%, 24 Month CD at 3.80%, and 6 Month CD at 3.80%. MonitorBankRates evaluates the financial stability of New York University Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.49%. Rates last updated and verified on 10/13/2026.

New York University Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at New York University Federal Credit Union? Share your experience about New York University Federal Credit Union by leaving a review below, or read customer reviews before you decide to use New York University Federal Credit Union.

MonitorBankRates Verified Healthy Badge Q2 2026 Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
3.49%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
New York University Federal Credit Union
Credit Union
726 Broadway Ste 110
New York, NY 10003-9616
https://www.nyufcu.com
Member NCUA
Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

New York University Federal Credit Union CD Rates

Product Rate APY Term View More
1 Year IRA Certificate 4.00% 4.06% 1 Year
Min Balance $1,000
Last Updated 10/13/2026
Rate History
No change since Sep 21, 2026 · 4.06% APY · checked 5 times
3.56%4.06%4.56%Sep 21, 2026: 4.06% APYSep 21, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
2 Year IRA Certificate 3.75% 3.80% 2 Year
Min Balance $1,000
Last Updated 10/13/2026
Rate History
No change since Sep 21, 2026 · 3.80% APY · checked 5 times
3.30%3.80%4.30%Sep 21, 2026: 3.80% APYSep 21, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
24 Month Share Certificate 3.75% 3.80% 24 months
Min Balance $1,000
Details Minimum balance to earn APY: $1,000; Subject to early withdrawal penalties
Last Updated 10/13/2026
Rate History
No change since Sep 29, 2026 · 3.80% APY · checked 2 times
3.30%3.80%4.30%Sep 29, 2026: 3.80% APYSep 29, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
6 Month Share Certificate 3.75% 3.80% 6 months
Min Balance $1,000
Details Minimum balance to earn APY: $1,000; Subject to early withdrawal penalties
Last Updated 10/13/2026
Rate History
No change since Sep 29, 2026 · 3.80% APY · checked 2 times
3.30%3.80%4.30%Sep 29, 2026: 3.80% APYSep 29, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
3 Year IRA Certificate 3.65% 3.70% 3 Year
Min Balance $1,000
Last Updated 10/13/2026
Rate History
No change since Sep 21, 2026 · 3.70% APY · checked 5 times
3.20%3.70%4.20%Sep 21, 2026: 3.70% APYSep 21, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
36 Month Share Certificate 3.65% 3.70% 36 months
Min Balance $1,000
Details Minimum balance to earn APY: $1,000; Subject to early withdrawal penalties
Last Updated 10/13/2026
Rate History
No change since Sep 29, 2026 · 3.70% APY · checked 2 times
3.20%3.70%4.20%Sep 29, 2026: 3.70% APYSep 29, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
5 Year IRA Certificate 3.50% 3.55% 5 Year
Min Balance $1,000
Last Updated 10/13/2026
Rate History
No change since Sep 21, 2026 · 3.55% APY · checked 5 times
3.05%3.55%4.05%Sep 21, 2026: 3.55% APYSep 21, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
12 Month Share Certificate 3.25% 3.29% 12 months
Min Balance $1,000
Details Minimum balance to earn APY: $1,000; Subject to early withdrawal penalties
Last Updated 10/13/2026
Rate History
No change since Sep 29, 2026 · 3.29% APY · checked 2 times
2.79%3.29%3.79%Sep 29, 2026: 3.29% APYSep 29, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%

New York University Federal Credit Union Savings Rates

Product Rate APY View More
High-Yield Savings 2.96% 3.00%
Min Balance $10,000
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 6 times
2.50%3.00%3.50%Sep 14, 2026: 3.00% APYSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
Regular Savings 0.25% 0.25%
Min Deposit $50
Min Balance $250
Details Students can open with $25 if opening both savings and checking; one-time $10 membership fee
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 0.25% APY · checked 6 times
0.00%0.38%0.75%Sep 14, 2026: 0.25% APYSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%

New York University Federal Credit Union Business Savings Rates

Product Rate APY View More
Business Savings 0.25% 0.25%
Min Deposit $50
Min Balance $250
Details Requires regular individual membership; all members of the business must be NYU affiliated; only businesses established in New York are eligible
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 0.25% APY · checked 6 times
0.00%0.38%0.75%Sep 14, 2026: 0.25% APYSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%

New York University Federal Credit Union Money Market Rates

Product Rate APY View More
Money Market 1.75% 1.76%
Min Deposit $1,000
Min Balance $0
Details Balance: Over $250,000
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 1.76% APY · checked 3 times
1.26%1.76%2.26%Sep 14, 2026: 1.76% APYSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
Money Market 0.85% 0.85%
Min Deposit $1,000
Min Balance $100,000
Details Balance: $100,000 to $250,000
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 0.85% APY · checked 6 times
0.35%0.85%1.35%Sep 14, 2026: 0.85% APYSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
Money Market 0.75% 0.75%
Min Deposit $1,000
Min Balance $25,000
Details Balance: $25,000 to $99,999.99
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 0.75% APY · checked 6 times
0.25%0.75%1.25%Sep 14, 2026: 0.75% APYSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
Money Market 0.50% 0.50%
Min Deposit $1,000
Min Balance $2,500
Details Balance: $2,500 to $24,999.99
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 0.50% APY · checked 6 times
0.00%0.50%1.00%Sep 14, 2026: 0.50% APYSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
Money Market 0.25% 0.25%
Min Deposit $1,000
Min Balance $1,000
Details Balance: $1,000 to $2,499.99
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 0.25% APY · checked 6 times
0.00%0.38%0.75%Sep 14, 2026: 0.25% APYSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%

New York University Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Loan - 1st Lien 6.50% - 6.50% 5 Years
Details Loan amounts from $50,000 to $500,000; Line available up to 80% of appraised value minus balance of first mortgage; Min credit score 620; New York and New Jersey only
Last Updated 10/13/2026
Rate History
No change since Sep 18, 2026 · 6.50% APR · checked 3 times
6.00%6.50%7.00%Sep 18, 2026: 6.50% APRSep 18, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
Home Equity Loan - 1st Lien 7.25% - 7.25% 10 Years
Details Loan amounts from $50,000 to $500,000; Line available up to 80% of appraised value minus balance of first mortgage; Min credit score 620; New York and New Jersey only
Last Updated 10/13/2026
Rate History
No change since Sep 18, 2026 · 7.25% APR · checked 3 times
6.75%7.25%7.75%Sep 18, 2026: 7.25% APRSep 18, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
Home Equity Loan - 1st Lien 7.50% - 7.50% 15 Years
Details Loan amounts from $50,000 to $500,000; Line available up to 80% of appraised value minus balance of first mortgage; Min credit score 620; New York and New Jersey only
Last Updated 10/13/2026
Rate History
No change since Sep 18, 2026 · 7.50% APR · checked 3 times
7.00%7.50%8.00%Sep 18, 2026: 7.50% APRSep 18, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
Home Equity Loan - 1st Lien 7.75% - 7.75% 20 Years
Details Loan amounts from $50,000 to $500,000; Line available up to 80% of appraised value minus balance of first mortgage; Min credit score 620; New York and New Jersey only
Last Updated 10/13/2026
Rate History
No change since Sep 18, 2026 · 7.75% APR · checked 3 times
7.25%7.75%8.25%Sep 18, 2026: 7.75% APRSep 18, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
Home Equity Loan - 2nd Lien 8.00% - 8.00% 5 Years
Details Loan amounts from $50,000 to $500,000; Line available up to 80% of appraised value minus balance of first mortgage; Min credit score 620; New York and New Jersey only
Last Updated 10/13/2026
Rate History
No change since Sep 18, 2026 · 8.00% APR · checked 3 times
7.50%8.00%8.50%Sep 18, 2026: 8.00% APRSep 18, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
Home Equity Loan - 2nd Lien 8.25% - 8.25% 10 Years
Details Loan amounts from $50,000 to $500,000; Line available up to 80% of appraised value minus balance of first mortgage; Min credit score 620; New York and New Jersey only
Last Updated 10/13/2026
Rate History
No change since Sep 18, 2026 · 8.25% APR · checked 3 times
7.75%8.25%8.75%Sep 18, 2026: 8.25% APRSep 18, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
Home Equity Loan - 2nd Lien 8.50% - 8.50% 15 Years
Details Loan amounts from $50,000 to $500,000; Line available up to 80% of appraised value minus balance of first mortgage; Min credit score 620; New York and New Jersey only
Last Updated 10/13/2026
Rate History
No change since Sep 18, 2026 · 8.50% APR · checked 3 times
8.00%8.50%9.00%Sep 18, 2026: 8.50% APRSep 18, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
Home Equity Loan - 2nd Lien 8.75% - 8.75% 20 Years
Details Loan amounts from $50,000 to $500,000; Line available up to 80% of appraised value minus balance of first mortgage; Min credit score 620; New York and New Jersey only
Last Updated 10/13/2026
Rate History
No change since Sep 18, 2026 · 8.75% APR · checked 3 times
8.25%8.75%9.25%Sep 18, 2026: 8.75% APRSep 18, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%

New York University Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New Electric Vehicle Loan - - 3.75% Up to 48 months
Details Credit Score: 760+; Credit Tier: A+
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 3.75% APR
3.25%3.75%4.25%Oct 13, 2026: 3.75% APROct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
New Vehicle Auto Loan - - 4.00% Up to 48 months
Details Credit Score: 760+; Credit Tier: A+; New vehicles (model years 2026, 2025, 2024 with under 500 miles)
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 4.00% APR
3.50%4.00%4.50%Oct 13, 2026: 4.00% APROct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
New Electric Vehicle Loan - - 4.50% Up to 48 months
Details Credit Score: 700-759; Credit Tier: A
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 4.50% APR
4.00%4.50%5.00%Oct 13, 2026: 4.50% APROct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
New Electric Vehicle Loan - - 4.75% 49-60 months
Details Credit Score: 760+; Credit Tier: A+
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 4.75% APR
4.25%4.75%5.25%Oct 13, 2026: 4.75% APROct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
New Vehicle Auto Loan - - 4.75% Up to 48 months
Details Credit Score: 700-759; Credit Tier: A; New vehicles (model years 2026, 2025, 2024 with under 500 miles)
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 4.75% APR
4.25%4.75%5.25%Oct 13, 2026: 4.75% APROct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
Used Electric Vehicles Loan - - 4.75% Up to 48 months
Details Credit Score: 760+; Credit Tier: A+; Electric vehicles must have Plug-In feature with external charging source
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 4.75% APR
4.25%4.75%5.25%Oct 13, 2026: 4.75% APROct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
New Vehicle Auto Loan - - 5.00% 49-60 months
Details Credit Score: 760+; Credit Tier: A+; New vehicles (model years 2026, 2025, 2024 with under 500 miles)
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 5.00% APR
4.50%5.00%5.50%Oct 13, 2026: 5.00% APROct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
Used Vehicle Auto Loan - - 5.00% Up to 48 months
Details Credit Score: 760+; Credit Tier: A+; Used Vehicles
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 5.00% APR
4.50%5.00%5.50%Oct 13, 2026: 5.00% APROct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
New Electric Vehicle Loan - - 5.25% 61-72 months
Details Credit Score: 760+; Credit Tier: A+
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 5.25% APR
4.75%5.25%5.75%Oct 13, 2026: 5.25% APROct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
Used Electric Vehicles Loan - - 5.25% 49-60 months
Details Credit Score: 760+; Credit Tier: A+; Electric vehicles must have Plug-In feature with external charging source
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 5.25% APR
4.75%5.25%5.75%Oct 13, 2026: 5.25% APROct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
New Electric Vehicle Loan - - 5.50% Up to 48 months
Details Credit Score: 650-699; Credit Tier: B
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 5.50% APR
5.00%5.50%6.00%Oct 13, 2026: 5.50% APROct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
New Electric Vehicle Loan - - 5.75% 73-84 months
Details Credit Score: 760+; Credit Tier: A+
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 5.75% APR
5.25%5.75%6.25%Oct 13, 2026: 5.75% APROct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
Used Electric Vehicles Loan - - 5.75% 61-72 months
Details Credit Score: 760+; Credit Tier: A+; Electric vehicles must have Plug-In feature with external charging source
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 5.75% APR
5.25%5.75%6.25%Oct 13, 2026: 5.75% APROct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
Used Electric Vehicles Loan - - 5.75% Up to 48 months
Details Credit Score: 700-759; Credit Tier: A; Electric vehicles must have Plug-In feature with external charging source
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 5.75% APR
5.25%5.75%6.25%Oct 13, 2026: 5.75% APROct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
New Vehicle Auto Loan - - 6.00% Up to 48 months
Details Credit Score: 650-699; Credit Tier: B; New vehicles (model years 2026, 2025, 2024 with under 500 miles)
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 6.00% APR
5.50%6.00%6.50%Oct 13, 2026: 6.00% APROct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
New Vehicle Auto Loan - - 6.00% 61-72 months
Details Credit Score: 760+; Credit Tier: A+; New vehicles (model years 2026, 2025, 2024 with under 500 miles)
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 6.00% APR
5.50%6.00%6.50%Oct 13, 2026: 6.00% APROct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
New Vehicle Auto Loan - - 6.00% 49-60 months
Details Credit Score: 700-759; Credit Tier: A; New vehicles (model years 2026, 2025, 2024 with under 500 miles)
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 6.00% APR
5.50%6.00%6.50%Oct 13, 2026: 6.00% APROct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
Used Vehicle Auto Loan - - 6.00% 49-60 months
Details Credit Score: 760+; Credit Tier: A+; Used Vehicles
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 6.00% APR
5.50%6.00%6.50%Oct 13, 2026: 6.00% APROct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
Used Vehicle Auto Loan - - 6.00% Up to 48 months
Details Credit Score: 700-759; Credit Tier: A; Used Vehicles
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 6.00% APR
5.50%6.00%6.50%Oct 13, 2026: 6.00% APROct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
New Electric Vehicle Loan - - 6.25% 73-84 months
Details Credit Score: 700-759; Credit Tier: A
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 6.25% APR
5.75%6.25%6.75%Oct 13, 2026: 6.25% APROct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
Used Electric Vehicles Loan - - 6.25% 49-60 months
Details Credit Score: 700-759; Credit Tier: A; Electric vehicles must have Plug-In feature with external charging source
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 6.25% APR
5.75%6.25%6.75%Oct 13, 2026: 6.25% APROct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
New Vehicle Auto Loan - - 6.50% 73-84 months
Details Credit Score: 760+; Credit Tier: A+; New vehicles (model years 2026, 2025, 2024 with under 500 miles)
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 6.50% APR
6.00%6.50%7.00%Oct 13, 2026: 6.50% APROct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
New Vehicle Auto Loan - - 6.50% 61-72 months
Details Credit Score: 700-759; Credit Tier: A; New vehicles (model years 2026, 2025, 2024 with under 500 miles)
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 6.50% APR
6.00%6.50%7.00%Oct 13, 2026: 6.50% APROct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
Used Vehicle Auto Loan - - 6.50% 61-72 months
Details Credit Score: 760+; Credit Tier: A+; Used Vehicles
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 6.50% APR
6.00%6.50%7.00%Oct 13, 2026: 6.50% APROct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
New Electric Vehicle Loan - - 6.75% 49-60 months
Details Credit Score: 650-699; Credit Tier: B
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 6.75% APR
6.25%6.75%7.25%Oct 13, 2026: 6.75% APROct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
Used Electric Vehicles Loan - - 6.75% 61-72 months
Details Credit Score: 700-759; Credit Tier: A; Electric vehicles must have Plug-In feature with external charging source
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 6.75% APR
6.25%6.75%7.25%Oct 13, 2026: 6.75% APROct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
Used Electric Vehicles Loan - - 6.75% Up to 48 months
Details Credit Score: 650-699; Credit Tier: B; Electric vehicles must have Plug-In feature with external charging source
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 6.75% APR
6.25%6.75%7.25%Oct 13, 2026: 6.75% APROct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
New Vehicle Auto Loan - - 7.00% 73-84 months
Details Credit Score: 700-759; Credit Tier: A; New vehicles (model years 2026, 2025, 2024 with under 500 miles)
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 7.00% APR
6.50%7.00%7.50%Oct 13, 2026: 7.00% APROct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
Used Vehicle Auto Loan - - 7.00% 49-60 months
Details Credit Score: 700-759; Credit Tier: A; Used Vehicles
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 7.00% APR
6.50%7.00%7.50%Oct 13, 2026: 7.00% APROct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
Used Vehicle Auto Loan - - 7.00% Up to 48 months
Details Credit Score: 650-699; Credit Tier: B; Used Vehicles
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 7.00% APR
6.50%7.00%7.50%Oct 13, 2026: 7.00% APROct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
New Electric Vehicle Loan - - 7.25% Up to 48 months
Details Credit Score: 600-649; Credit Tier: C
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 7.25% APR
6.75%7.25%7.75%Oct 13, 2026: 7.25% APROct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
Used Electric Vehicles Loan - - 7.25% 49-60 months
Details Credit Score: 650-699; Credit Tier: B; Electric vehicles must have Plug-In feature with external charging source
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 7.25% APR
6.75%7.25%7.75%Oct 13, 2026: 7.25% APROct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
New Vehicle Auto Loan - - 7.50% 49-60 months
Details Credit Score: 650-699; Credit Tier: B; New vehicles (model years 2026, 2025, 2024 with under 500 miles)
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 7.50% APR
7.00%7.50%8.00%Oct 13, 2026: 7.50% APROct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
Used Vehicle Auto Loan - - 7.50% 61-72 months
Details Credit Score: 700-759; Credit Tier: A; Used Vehicles
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 7.50% APR
7.00%7.50%8.00%Oct 13, 2026: 7.50% APROct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
New Electric Vehicle Loan - - 7.75% 61-72 months
Details Credit Score: 650-699; Credit Tier: B
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 7.75% APR
7.25%7.75%8.25%Oct 13, 2026: 7.75% APROct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
New Vehicle Auto Loan - - 8.00% Up to 48 months
Details Credit Score: 600-649; Credit Tier: C; New vehicles (model years 2026, 2025, 2024 with under 500 miles)
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 8.00% APR
7.50%8.00%8.50%Oct 13, 2026: 8.00% APROct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
Used Vehicle Auto Loan - - 8.00% 49-60 months
Details Credit Score: 650-699; Credit Tier: B; Used Vehicles
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 8.00% APR
7.50%8.00%8.50%Oct 13, 2026: 8.00% APROct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
New Electric Vehicle Loan - - 8.25% 49-60 months
Details Credit Score: 600-649; Credit Tier: C
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 8.25% APR
7.75%8.25%8.75%Oct 13, 2026: 8.25% APROct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
Used Electric Vehicles Loan - - 8.25% 61-72 months
Details Credit Score: 650-699; Credit Tier: B; Electric vehicles must have Plug-In feature with external charging source
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 8.25% APR
7.75%8.25%8.75%Oct 13, 2026: 8.25% APROct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
New Vehicle Auto Loan - - 8.50% 61-72 months
Details Credit Score: 650-699; Credit Tier: B; New vehicles (model years 2026, 2025, 2024 with under 500 miles)
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 8.50% APR
8.00%8.50%9.00%Oct 13, 2026: 8.50% APROct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
New Electric Vehicle Loan - - 8.75% 73-84 months
Details Credit Score: 650-699; Credit Tier: B
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 8.75% APR
8.25%8.75%9.25%Oct 13, 2026: 8.75% APROct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
New Vehicle Auto Loan - - 9.00% 49-60 months
Details Credit Score: 600-649; Credit Tier: C; New vehicles (model years 2026, 2025, 2024 with under 500 miles)
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 9.00% APR
8.50%9.00%9.50%Oct 13, 2026: 9.00% APROct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
Used Vehicle Auto Loan - - 9.00% 61-72 months
Details Credit Score: 650-699; Credit Tier: B; Used Vehicles
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 9.00% APR
8.50%9.00%9.50%Oct 13, 2026: 9.00% APROct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
New Electric Vehicle Loan - - 9.25% 61-72 months
Details Credit Score: 600-649; Credit Tier: C
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 9.25% APR
8.75%9.25%9.75%Oct 13, 2026: 9.25% APROct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
Used Electric Vehicles Loan - - 9.25% Up to 48 months
Details Credit Score: 600-649; Credit Tier: C; Electric vehicles must have Plug-In feature with external charging source
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 9.25% APR
8.75%9.25%9.75%Oct 13, 2026: 9.25% APROct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
New Vehicle Auto Loan - - 9.50% 73-84 months
Details Credit Score: 650-699; Credit Tier: B; New vehicles (model years 2026, 2025, 2024 with under 500 miles)
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 9.50% APR
9.00%9.50%10.00%Oct 13, 2026: 9.50% APROct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
New Vehicle Auto Loan - - 9.50% Up to 48 months
Details Credit Score: 550-599; Credit Tier: D; New vehicles (model years 2026, 2025, 2024 with under 500 miles)
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 9.50% APR
9.00%9.50%10.00%Oct 13, 2026: 9.50% APROct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
New Vehicle Auto Loan - - 10.00% 61-72 months
Details Credit Score: 600-649; Credit Tier: C; New vehicles (model years 2026, 2025, 2024 with under 500 miles)
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 10.00% APR
9.50%10.00%10.50%Oct 13, 2026: 10.00% APROct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
Used Vehicle Auto Loan - - 10.00% Up to 48 months
Details Credit Score: 600-649; Credit Tier: C; Used Vehicles
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 10.00% APR
9.50%10.00%10.50%Oct 13, 2026: 10.00% APROct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
Used Electric Vehicles Loan - - 10.25% 49-60 months
Details Credit Score: 600-649; Credit Tier: C; Electric vehicles must have Plug-In feature with external charging source
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 10.25% APR
9.75%10.25%10.75%Oct 13, 2026: 10.25% APROct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
Used Electric Vehicles Loan - - 10.25% Up to 48 months
Details Credit Score: 550-599; Credit Tier: D; Electric vehicles must have Plug-In feature with external charging source
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 10.25% APR
9.75%10.25%10.75%Oct 13, 2026: 10.25% APROct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
Used Vehicle Auto Loan - - 11.00% 49-60 months
Details Credit Score: 600-649; Credit Tier: C; Used Vehicles
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 11.00% APR
10.50%11.00%11.50%Oct 13, 2026: 11.00% APROct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
Used Vehicle Auto Loan - - 11.00% Up to 48 months
Details Credit Score: 550-599; Credit Tier: D; Used Vehicles
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 11.00% APR
10.50%11.00%11.50%Oct 13, 2026: 11.00% APROct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%

New York University Federal Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
Motorcycle Loan - 6.00% Up to 36 months
Details Credit Score: 760+; Credit Tier: A+
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 6.00% APR
5.50%6.00%6.50%Oct 13, 2026: 6.00% APROct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
Motorcycle Loan - 7.00% 37-48 months
Details Credit Score: 760+; Credit Tier: A+
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 7.00% APR
6.50%7.00%7.50%Oct 13, 2026: 7.00% APROct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
Motorcycle Loan - 8.00% 49-60 months
Details Credit Score: 760+; Credit Tier: A+
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 8.00% APR
7.50%8.00%8.50%Oct 13, 2026: 8.00% APROct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
Motorcycle Loan - 9.00% 37-48 months
Details Credit Score: 700-759; Credit Tier: A
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 9.00% APR
8.50%9.00%9.50%Oct 13, 2026: 9.00% APROct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
Motorcycle Loan - 10.00% 49-60 months
Details Credit Score: 700-759; Credit Tier: A
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 10.00% APR
9.50%10.00%10.50%Oct 13, 2026: 10.00% APROct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
Motorcycle Loan - 11.00% 49-60 months
Details Credit Score: 650-699; Credit Tier: B
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 11.00% APR
10.50%11.00%11.50%Oct 13, 2026: 11.00% APROct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%

New York University Federal Credit Union Personal Loan Rates

Product APR Term View More
Personal Loans 7.50% Up to 36 months
Details Credit Score: 760+; Credit Tier: A+
Last Updated 10/13/2026
Rate History
No change since Sep 17, 2026 · 7.50% APR · checked 7 times
7.00%7.50%8.00%Sep 17, 2026: 7.50% APRSep 17, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
Personal Loans 7.50%
Details As Low As; Borrow $500-$20,000; Maximum term: 60 months; Loan amounts: $500 - $20,000
Last Updated 10/13/2026
Rate History
1 change since Sep 17, 2026 · 16.00% → 7.50% ▼ 8.50 pts · high 16.00% / low 7.50%
0.00%12.25%24.50%Sep 17, 2026: 16.00% APROct 13, 2026: 7.50% APRSep 17, 2026Oct 15, 2026
  • Oct 13, 20267.50%▼ from 16.00%
  • Sep 17, 202616.00%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
Personal Loans 8.50% 37-48 months
Details Credit Score: 760+; Credit Tier: A+
Last Updated 10/13/2026
Rate History
No change since Sep 17, 2026 · 8.50% APR · checked 7 times
8.00%8.50%9.00%Sep 17, 2026: 8.50% APRSep 17, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
Personal Loans 9.00% Up to 36 months
Details Credit Score: 700-759; Credit Tier: A
Last Updated 10/13/2026
Rate History
No change since Sep 17, 2026 · 9.00% APR · checked 7 times
8.50%9.00%9.50%Sep 17, 2026: 9.00% APRSep 17, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
Personal Loans 9.50% 49-60 months
Details Credit Score: 760+; Credit Tier: A+
Last Updated 10/13/2026
Rate History
1 change since Sep 14, 2026 · 18.00% → 9.50% ▼ 8.50 pts · high 18.00% / low 9.50%
1.00%13.75%26.50%Sep 14, 2026: 18.00% APRSep 17, 2026: 9.50% APRSep 14, 2026Oct 15, 2026
  • Sep 17, 20269.50%▼ from 18.00%
  • Sep 14, 202618.00%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
Personal Loans 10.00% 37-48 months
Details Credit Score: 700-759; Credit Tier: A
Last Updated 10/13/2026
Rate History
No change since Sep 17, 2026 · 10.00% APR · checked 7 times
9.50%10.00%10.50%Sep 17, 2026: 10.00% APRSep 17, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
Personal Loans 10.00% Up to 36 months
Details Credit Score: 650-699; Credit Tier: B
Last Updated 10/13/2026
Rate History
No change since Sep 17, 2026 · 10.00% APR · checked 7 times
9.50%10.00%10.50%Sep 17, 2026: 10.00% APRSep 17, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
Bill Consolidation Loan 11.00% Up to 36 Months
Details Credit Score: 760+; Credit Tier: A+; Loan amounts: $500 - $25,000; Credit score over 680 required for loans over $10,000
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 11.00% APR
10.50%11.00%11.50%Oct 13, 2026: 11.00% APROct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
Personal Loans 11.00% 37-48 months
Details Credit Score: 650-699; Credit Tier: B
Last Updated 10/13/2026
Rate History
No change since Sep 17, 2026 · 11.00% APR · checked 7 times
10.50%11.00%11.50%Sep 17, 2026: 11.00% APRSep 17, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
Personal Loans 11.00% Up to 36 months
Details Credit Score: 600-649; Credit Tier: C
Last Updated 10/13/2026
Rate History
No change since Sep 17, 2026 · 11.00% APR · checked 7 times
10.50%11.00%11.50%Sep 17, 2026: 11.00% APRSep 17, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
Personal Loans 11.50% 49-60 months
Details Credit Score: 700-759; Credit Tier: A
Last Updated 10/13/2026
Rate History
1 change since Sep 14, 2026 · 18.00% → 11.50% ▼ 6.50 pts · high 18.00% / low 11.50%
5.00%14.75%24.50%Sep 14, 2026: 18.00% APRSep 17, 2026: 11.50% APRSep 14, 2026Oct 15, 2026
  • Sep 17, 202611.50%▼ from 18.00%
  • Sep 14, 202618.00%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
Bill Consolidation Loan 12.00% 37-48 months
Details Credit Score: 760+; Credit Tier: A+; Loan amounts: $500 - $25,000; Credit score over 680 required for loans over $10,000
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 12.00% APR
11.50%12.00%12.50%Oct 13, 2026: 12.00% APROct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
Bill Consolidation Loan 12.00% Up to 36 Months
Details Credit Score: 700-759; Credit Tier: A; Loan amounts: $500 - $25,000; Credit score over 680 required for loans over $10,000
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 12.00% APR
11.50%12.00%12.50%Oct 13, 2026: 12.00% APROct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
Personal Loans 12.00% 37-48 months
Details Credit Score: 600-649; Credit Tier: C
Last Updated 10/13/2026
Rate History
No change since Sep 17, 2026 · 12.00% APR · checked 7 times
11.50%12.00%12.50%Sep 17, 2026: 12.00% APRSep 17, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
Personal Loans 12.50% 49-60 months
Details Credit Score: 650-699; Credit Tier: B
Last Updated 10/13/2026
Rate History
1 change since Sep 14, 2026 · 18.00% → 12.50% ▼ 5.50 pts · high 18.00% / low 12.50%
7.00%15.25%23.50%Sep 14, 2026: 18.00% APRSep 17, 2026: 12.50% APRSep 14, 2026Oct 15, 2026
  • Sep 17, 202612.50%▼ from 18.00%
  • Sep 14, 202618.00%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
Bill Consolidation Loan 13.00% 49-60 months
Details Credit Score: 760+; Credit Tier: A+; Loan amounts: $500 - $25,000; Credit score over 680 required for loans over $10,000
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 13.00% APR
12.50%13.00%13.50%Oct 13, 2026: 13.00% APROct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
Bill Consolidation Loan 13.00% 37-48 months
Details Credit Score: 700-759; Credit Tier: A; Loan amounts: $500 - $25,000; Credit score over 680 required for loans over $10,000
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 13.00% APR
12.50%13.00%13.50%Oct 13, 2026: 13.00% APROct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
Bill Consolidation Loan 13.00% Up to 36 Months
Details Credit Score: 650-699; Credit Tier: B; Loan amounts: $500 - $25,000; Credit score over 680 required for loans over $10,000
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 13.00% APR
12.50%13.00%13.50%Oct 13, 2026: 13.00% APROct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
Personal Loans 13.00% Up to 36 months
Details Credit Score: 520-599; Credit Tier: D
Last Updated 10/13/2026
Rate History
No change since Sep 17, 2026 · 13.00% APR · checked 7 times
12.50%13.00%13.50%Sep 17, 2026: 13.00% APRSep 17, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
Personal Loans 13.50% 49-60 months
Details Credit Score: 600-649; Credit Tier: C
Last Updated 10/13/2026
Rate History
1 change since Sep 14, 2026 · 18.00% → 13.50% ▼ 4.50 pts · high 18.00% / low 13.50%
9.00%15.75%22.50%Sep 14, 2026: 18.00% APRSep 17, 2026: 13.50% APRSep 14, 2026Oct 15, 2026
  • Sep 17, 202613.50%▼ from 18.00%
  • Sep 14, 202618.00%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
Bill Consolidation Loan 14.00% 49-60 months
Details Credit Score: 700-759; Credit Tier: A; Loan amounts: $500 - $25,000; Credit score over 680 required for loans over $10,000
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 14.00% APR
13.50%14.00%14.50%Oct 13, 2026: 14.00% APROct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
Bill Consolidation Loan 14.00% 37-48 months
Details Credit Score: 650-699; Credit Tier: B; Loan amounts: $500 - $25,000; Credit score over 680 required for loans over $10,000
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 14.00% APR
13.50%14.00%14.50%Oct 13, 2026: 14.00% APROct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
Personal Loans 14.00% 37-48 months
Details Credit Score: 520-599; Credit Tier: D
Last Updated 10/13/2026
Rate History
No change since Sep 17, 2026 · 14.00% APR · checked 7 times
13.50%14.00%14.50%Sep 17, 2026: 14.00% APRSep 17, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
Bill Consolidation Loan 15.00% 49-60 months
Details Credit Score: 650-699; Credit Tier: B; Loan amounts: $500 - $25,000; Credit score over 680 required for loans over $10,000
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 15.00% APR
14.50%15.00%15.50%Oct 13, 2026: 15.00% APROct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
Bill Consolidation Loan 15.00% Up to 36 Months
Details Credit Score: 600-649; Credit Tier: C; Loan amounts: $500 - $25,000; Credit score over 680 required for loans over $10,000
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 15.00% APR
14.50%15.00%15.50%Oct 13, 2026: 15.00% APROct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
Personal Loans 15.50% 49-60 months
Details Credit Score: 520-599; Credit Tier: D
Last Updated 10/13/2026
Rate History
1 change since Sep 14, 2026 · 18.00% → 15.50% ▼ 2.50 pts · high 18.00% / low 15.50%
13.00%16.75%20.50%Sep 14, 2026: 18.00% APRSep 17, 2026: 15.50% APRSep 14, 2026Oct 15, 2026
  • Sep 17, 202615.50%▼ from 18.00%
  • Sep 14, 202618.00%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
Bill Consolidation Loan 16.00% 37-48 months
Details Credit Score: 600-649; Credit Tier: C; Loan amounts: $500 - $25,000; Credit score over 680 required for loans over $10,000
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 16.00% APR
15.50%16.00%16.50%Oct 13, 2026: 16.00% APROct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
Bill Consolidation Loan 16.00% Up to 36 Months
Details Credit Score: 520-599; Credit Tier: D; Loan amounts: $500 - $25,000; Credit score over 680 required for loans over $10,000
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 16.00% APR
15.50%16.00%16.50%Oct 13, 2026: 16.00% APROct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
Bill Consolidation Loan 17.00% 49-60 months
Details Credit Score: 600-649; Credit Tier: C; Loan amounts: $500 - $25,000; Credit score over 680 required for loans over $10,000
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 17.00% APR
16.50%17.00%17.50%Oct 13, 2026: 17.00% APROct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
Bill Consolidation Loan 17.00% 37-48 months
Details Credit Score: 520-599; Credit Tier: D; Loan amounts: $500 - $25,000; Credit score over 680 required for loans over $10,000
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 17.00% APR
16.50%17.00%17.50%Oct 13, 2026: 17.00% APROct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
Bill Consolidation Loan 18.00% 49-60 months
Details Credit Score: 520-599; Credit Tier: D; Loan amounts: $500 - $25,000; Credit score over 680 required for loans over $10,000
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 18.00% APR
17.50%18.00%18.50%Oct 13, 2026: 18.00% APROct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%

New York University Federal Credit Union Other Rates

Product Rate Points APY/APR Term View More
Credit Builder Loans - - 10.00% Up to 12 months
Details Credit Score: 760+; Credit Tier: A+; Loan amounts: $500 - $1,000; Maximum term: 12 months
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 10.00% APR
9.50%10.00%10.50%Oct 13, 2026: 10.00% APROct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
Credit Builder Loans - - 12.50% Up to 12 months
Details Credit Score: 700-759; Credit Tier: A; Loan amounts: $500 - $1,000; Maximum term: 12 months
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 12.50% APR
12.00%12.50%13.00%Oct 13, 2026: 12.50% APROct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
Credit Builder Loans - - 13.50% Up to 12 months
Details Credit Score: 650-699; Credit Tier: B; Loan amounts: $500 - $1,000; Maximum term: 12 months
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 13.50% APR
13.00%13.50%14.00%Oct 13, 2026: 13.50% APROct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
Credit Builder Loans - - 14.50% Up to 12 months
Details Credit Score: 600-649; Credit Tier: C; Loan amounts: $500 - $1,000; Maximum term: 12 months
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 14.50% APR
14.00%14.50%15.00%Oct 13, 2026: 14.50% APROct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
Credit Builder Loans - - 16.50% Up to 12 months
Details Credit Score: 520-599; Credit Tier: D; Loan amounts: $500 - $1,000; Maximum term: 12 months
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 16.50% APR
16.00%16.50%17.00%Oct 13, 2026: 16.50% APROct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
Life Happens Loan - - 16.00% 12 months
Details Salary: $60,000+; Loan Maximum Amount: $2,500; Maximum term: 12 months; Must be NYU employee for more than 2 years, a member for at least 6 months, must have a checking account with a payroll deduction
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 16.00% APR
15.50%16.00%16.50%Oct 13, 2026: 16.00% APROct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
Vacation & Holiday Loans - - 9.00% Up to 12 months
Details Credit Score: 700+; Credit Tier: A to A+; Loan amounts: $500 - $3,000
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 9.00% APR
8.50%9.00%9.50%Oct 13, 2026: 9.00% APROct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
Vacation & Holiday Loans - - 9.50% Up to 12 months
Details Credit Score: 650-699; Credit Tier: B; Loan amounts: $500 - $3,000
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 9.50% APR
9.00%9.50%10.00%Oct 13, 2026: 9.50% APROct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
Vacation & Holiday Loans - - 9.99% Up to 12 months
Details Credit Score: 600-649; Credit Tier: C; Loan amounts: $500 - $3,000
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 9.99% APR
9.49%9.99%10.49%Oct 13, 2026: 9.99% APROct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
Vacation & Holiday Loans - - 11.99% Up to 12 months
Details Credit Score: 520-599; Credit Tier: D; Loan amounts: $500 - $3,000
Last Updated 10/13/2026
Rate History
No change since Oct 13, 2026 · 11.99% APR
11.49%11.99%12.49%Oct 13, 2026: 11.99% APROct 13, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
Roth IRA 0.499% - 0.50%
Min Balance $50
Details Minimum balance to earn APY: $50; Rates are variable and may change after account opening
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 0.50% APY · checked 5 times
0.00%0.50%1.00%Sep 14, 2026: 0.50% APYSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
Traditional IRA 0.499% - 0.50%
Min Balance $50
Details Tax Year: 2026; Under age 50: $7,500; Age 50+: $8,600; Minimum balance to earn APY: $50
Last Updated 10/13/2026
Rate History
No change since Sep 14, 2026 · 0.50% APY · checked 5 times
0.00%0.50%1.00%Sep 14, 2026: 0.50% APYSep 14, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.49%
Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

New York University Federal Credit Union’s Texas Ratio stayed near 3.66% in Q3 2023 to 3.49% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 1.3% 2.0★ 2.6% 3.0★ 3.9% 4.0★ 5.2% 5.0★ Healthy zone – entire history below the 15% limit 3.66% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 3.49% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$78M3.49%5.0A+
March 31, 2026$76M3.86%5.0A+
December 31, 2025$73M3.27%5.0A+
September 30, 2025$73M3.17%5.0A+
June 30, 2025$72M3.20%5.0A+
March 31, 2025$73M1.32%5.0A+
December 31, 2024$71M1.52%5.0A+
September 30, 2024$72M2.40%5.0A+
June 30, 2024$74M1.50%5.0A+
March 31, 2024$73M2.27%5.0A+
December 31, 2023$71M3.03%5.0A+
September 30, 2023$72M3.66%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for New York University Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather New York University Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with New York University Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name New York University Federal Credit Union
Website https://www.nyufcu.com
Address 726 Broadway Ste 110, New York, NY 10003-9616
Phone 212-995-3171
Fax 212-995-4582
President Richard Vogel
CEO Mira Ness
Full-Time Employees 15
Part-Time Employees 0
Branch Locations 2
ATM Locations 1
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.49%
Return on Assets (ROA)
0.4670%
Return on Equity (ROE)
2.5125%
Non-Performing Loans Ratio (NPL)
1.02%
Total Assets
77,650,894
Total Amount of Shares and Deposits
62,461,860
Total Shares and Deposits < 1 Year
58,461,028
Total Shares and Deposits 1 3 Years
3,989,536
Total Shares and Deposits > 3 Years
11,296
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,058,384
Total Uninsured Shares and Deposits > $250K (F+J)
1,058,384
Total Insured Shares and Deposits > $250K (item 17 less item K)
61,403,476
Total Interest Expense (Sum of items 6 8)
358,089
Share Certificates
533
Number of Accounts for Share Drafts
3,962
IRA KEOGH Accounts
90
Number of Accounts for Regular Shares
9,619
Non Member Deposits
6
Money Market Shares
131
Net Income (unless the amount is already included in Undivided Earnings)
198,694
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
5,414,766
Total Liabilities
63,229,530
Source: NCUA — Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge Q2 2026
Q2 2026 MBR Health & Safety Badge

New York University Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.

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  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026-q2.svg"
       alt="MonitorBankRates Verified Healthy Badge Q2 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About New York University Federal Credit Union

How many branches does New York University Federal Credit Union operate?

New York University Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join New York University Federal Credit Union?

Yes, to access services at New York University Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, New York University Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, New York University Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does New York University Federal Credit Union offer online and mobile banking?

Most modern institutions like New York University Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.nyufcu.com.

Current New York University Federal Credit Union Rates

  • 12-Month CD3.29%
  • 24-Month CD3.80%
  • 60-Month CD3.55%
  • Savings3.00%
  • MMA1.76%
Retrieved from our database of financial products. Rates subject to change.

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