☰

Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of savers say their bank still has not raised their rate since the Fed funds rate increase. See the full results

Home›
Credit Unions›
YTR Community Federal Credit Union

iAdvertiser Disclosure

YTR Community Federal Credit Union Rates & Review October 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, YTR Community Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 13, 2026

YTR Community Federal Credit Union's top rates as of October 13, 2026 are 7.50% on its Farm Equipment mortgage, and personal loans from 10.00% APR, according to rates verified by MonitorBankRates. Other YTR Community Federal Credit Union mortgage rates include Farm Equipment at 7.75%, Farm Equipment at 8.00%, and Farm Equipment at 8.25%. MonitorBankRates evaluates the financial stability of YTR Community Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.80%. Rates last updated and verified on 10/13/2026.

YTR Community Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at YTR Community Federal Credit Union? Share your experience about YTR Community Federal Credit Union by leaving a review below, or read customer reviews before you decide to use YTR Community Federal Credit Union.

Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

4.80%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

YTR Community Federal Credit Union
YTR Community Federal Credit Union

134 3rd St
Tiltonsville, OH 43963

https://yorkvillefcu.org

Customer Reviews

Be the first to review

Write a Review

Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

YTR Community Federal Credit Union Mortgage Rates

Product	Rate	Points	APR	Term
Farm Equipment	-	-	7.50%	36 Months
Details over $10,000; Credit Grade: A++ 750+; Auto Loan Rates; *APY is the Annual Percentage Yield Last Updated 10/13/2026 Rate History No change since Oct 5, 2026 · 7.50% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Farm Equipment	-	-	7.75%	36 Months
Details over $10,000; Credit Grade: A+ 720-749; Auto Loan Rates; *APY is the Annual Percentage Yield Last Updated 10/13/2026 Rate History No change since Oct 5, 2026 · 7.75% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Farm Equipment	-	-	8.00%	48 Months
Details over $10,000; Credit Grade: A++ 750+; Auto Loan Rates; *APY is the Annual Percentage Yield Last Updated 10/13/2026 Rate History No change since Oct 5, 2026 · 8.00% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Farm Equipment	-	-	8.25%	48 Months
Details over $10,000; Credit Grade: A+ 720-749; Auto Loan Rates; *APY is the Annual Percentage Yield Last Updated 10/13/2026 Rate History No change since Oct 5, 2026 · 8.25% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Farm Equipment	-	-	8.50%	60 Months
Details over $10,000; Credit Grade: A++ 750+; Auto Loan Rates; *APY is the Annual Percentage Yield Last Updated 10/13/2026 Rate History No change since Oct 5, 2026 · 8.50% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Farm Equipment	-	-	8.75%	36 Months
Details over $10,000; Credit Grade: A 650-719; Auto Loan Rates; *APY is the Annual Percentage Yield Last Updated 10/13/2026 Rate History No change since Oct 5, 2026 · 8.75% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Farm Equipment	-	-	8.75%	60 Months
Details over $10,000; Credit Grade: A+ 720-749; Auto Loan Rates; *APY is the Annual Percentage Yield Last Updated 10/13/2026 Rate History No change since Oct 5, 2026 · 8.75% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Farm Equipment	-	-	9.25%	48 Months
Details over $10,000; Credit Grade: A 650-719; Auto Loan Rates; *APY is the Annual Percentage Yield Last Updated 10/13/2026 Rate History No change since Oct 5, 2026 · 9.25% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Farm Equipment	-	-	9.75%	60 Months
Details over $10,000; Credit Grade: A 650-719; Auto Loan Rates; *APY is the Annual Percentage Yield Last Updated 10/13/2026 Rate History No change since Oct 5, 2026 · 9.75% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Farm Equipment	-	-	10.75%	36 Months
Details over $10,000; Credit Grade: B 620-649; Auto Loan Rates; *APY is the Annual Percentage Yield Last Updated 10/13/2026 Rate History No change since Oct 5, 2026 · 10.75% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Farm Equipment	-	-	11.25%	48 Months
Details over $10,000; Credit Grade: B 620-649; Auto Loan Rates; *APY is the Annual Percentage Yield Last Updated 10/13/2026 Rate History No change since Oct 5, 2026 · 11.25% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Farm Equipment	-	-	11.75%	60 Months
Details over $10,000; Credit Grade: B 620-649; Auto Loan Rates; *APY is the Annual Percentage Yield Last Updated 10/13/2026 Rate History No change since Oct 5, 2026 · 11.75% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Farm Equipment	-	-	13.75%	36 Months
Details over $10,000; Credit Grade: C 549-619; Auto Loan Rates; *APY is the Annual Percentage Yield Last Updated 10/13/2026 Rate History No change since Oct 5, 2026 · 13.75% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Farm Equipment	-	-	14.25%	48 Months
Details over $10,000; Credit Grade: C 549-619; Auto Loan Rates; *APY is the Annual Percentage Yield Last Updated 10/13/2026 Rate History No change since Oct 5, 2026 · 14.25% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Farm Equipment	-	-	14.75%	60 Months
Details over $10,000; Credit Grade: C 549-619; Auto Loan Rates; *APY is the Annual Percentage Yield Last Updated 10/13/2026 Rate History No change since Oct 5, 2026 · 14.75% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Farm Equipment	-	-	16.75%	36 Months
Details over $10,000; Credit Grade: D 548 & below; Auto Loan Rates; *APY is the Annual Percentage Yield Last Updated 10/13/2026 Rate History No change since Oct 5, 2026 · 16.75% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Farm Equipment	-	-	17.25%	48 Months
Details over $10,000; Credit Grade: D 548 & below; Auto Loan Rates; *APY is the Annual Percentage Yield Last Updated 10/13/2026 Rate History No change since Oct 5, 2026 · 17.25% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Farm Equipment	-	-	17.75%	60 Months
Details over $10,000; Credit Grade: D 548 & below; Auto Loan Rates; *APY is the Annual Percentage Yield Last Updated 10/13/2026 Rate History No change since Oct 5, 2026 · 17.75% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%

YTR Community Federal Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
New Auto (2022-Newer)	2.50%	-	2.50%	24 Months
Details Credit Grade: A++ (750+) Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 2.50% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
New Auto (2022-Newer)	2.75%	-	2.75%	24 Months
Details Credit Grade: A+ (720-749) Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 2.75% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
New Auto (2022-Newer)	2.75%	-	2.75%	36 Months
Details Credit Grade: A++ (750+) Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 2.75% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
New Auto (2022-Newer)	3.00%	-	3.00%	36 Months
Details Credit Grade: A+ (720-749) Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 3.00% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
New Auto (2022-Newer)	3.00%	-	3.00%	48 Months
Details Credit Grade: A++ (750+) Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 3.00% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
New Auto (2022-Newer)	3.25%	-	3.25%	48 Months
Details Credit Grade: A+ (720-749) Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 3.25% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
New Auto (2022-Newer)	3.25%	-	3.25%	60 Months
Details Credit Grade: A++ (750+) Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 3.25% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
New Auto (2022-Newer)	3.50%	-	3.50%	60 Months
Details Credit Grade: A+ (720-749) Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 3.50% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
New Auto (2022-Newer)	3.50%	-	3.50%	72 Months
Details Credit Grade: A++ (750+) Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 3.50% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
New Auto (2022-Newer)	3.75%	-	3.75%	24 Months
Details Credit Grade: A (650-719) Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 3.75% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
New Auto (2022-Newer)	4.00%	-	4.00%	36 Months
Details Credit Grade: A (650-719) Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 4.00% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
New Auto (2022-Newer)	4.00%	-	4.00%	72 Months
Details Credit Grade: A+ (720-749) Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 4.00% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Used Auto (2021-2020)	4.00%	-	4.00%	36 Months
Details Credit Tier: A+ 720-749 Last Updated 10/13/2026 Rate History 1 change since Sep 14, 2026 · 7.00% → 4.00% ▼ 3.00 pts · high 7.00% / low 4.00% Sep 17, 20264.00%▼ from 7.00% Sep 14, 20267.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Used Auto (2021-2020)	4.00%	-	4.00%	48 Months
Details Credit Tier: A++ 750+ Last Updated 10/13/2026 Rate History 1 change since Sep 14, 2026 · 5.25% → 4.00% ▼ 1.25 pts · high 5.25% / low 4.00% Sep 17, 20264.00%▼ from 5.25% Sep 14, 20265.25%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
New Auto (2022-Newer)	4.25%	-	4.25%	48 Months
Details Credit Grade: A (650-719) Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 4.25% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Used Auto (2021-2020)	4.25%	-	4.25%	48 Months
Details Credit Tier: A+ 720-749 Last Updated 10/13/2026 Rate History 1 change since Sep 14, 2026 · 5.25% → 4.25% ▼ 1.00 pts · high 5.25% / low 4.25% Sep 17, 20264.25%▼ from 5.25% Sep 14, 20265.25%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Used Auto (2021-2020)	4.25%	-	4.25%	60 Months
Details Credit Tier: A++ 750+ Last Updated 10/13/2026 Rate History 1 change since Sep 14, 2026 · 4.50% → 4.25% ▼ 0.25 pts · high 4.50% / low 4.25% Sep 17, 20264.25%▼ from 4.50% Sep 14, 20264.50%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
New Auto (2022-Newer)	4.50%	-	4.50%	60 Months
Details Credit Grade: A (650-719) Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 4.50% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
New Auto (2022-Newer)	4.50%	-	4.50%	84 Months
Details Credit Grade: A++ (750+) Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 4.50% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Used Auto (2019-2017)	4.50%	-	4.50%	24 Months
Details Credit Grade: A++ (750+) Last Updated 10/13/2026 Rate History No change since Sep 17, 2026 · 4.50% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Used Auto (2021-2020)	4.50%	-	4.50%	60 Months
Details Credit Tier: A+ 720-749 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 4.50% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
New Auto (2022-Newer)	4.75%	-	4.75%	84 Months
Details Credit Grade: A+ (720-749) Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 4.75% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Used Auto (2019-2017)	4.75%	-	4.75%	36 Months
Details Credit Grade: A++ (750+) Last Updated 10/13/2026 Rate History No change since Sep 17, 2026 · 4.75% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Used Auto (2019-2017)	4.75%	-	4.75%	24 Months
Details Credit Grade: A+ (720-749) Last Updated 10/13/2026 Rate History No change since Sep 17, 2026 · 4.75% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Used Auto (2021-2020)	4.75%	-	4.75%	72 Months
Details Credit Tier: A++ 750+ Last Updated 10/13/2026 Rate History 1 change since Sep 14, 2026 · 6.00% → 4.75% ▼ 1.25 pts · high 6.00% / low 4.75% Sep 17, 20264.75%▼ from 6.00% Sep 14, 20266.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Used Auto (2021-2020)	4.75%	-	4.75%	24 Months
Details Credit Tier: A 650-719 Last Updated 10/13/2026 Rate History 1 change since Sep 14, 2026 · 6.75% → 4.75% ▼ 2.00 pts · high 6.75% / low 4.75% Sep 17, 20264.75%▼ from 6.75% Sep 14, 20266.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
New Auto (2022-Newer)	5.00%	-	5.00%	72 Months
Details Credit Grade: A (650-719) Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 5.00% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Used Auto (2016 & Older)	-	-	5.00%	24 Months
Details Credit Grade: A++ (750+) Last Updated 10/13/2026 Rate History No change since Oct 5, 2026 · 5.00% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Used Auto (2019-2017)	5.00%	-	5.00%	48 Months
Details Credit Grade: A++ (750+) Last Updated 10/13/2026 Rate History 2 changes since Sep 17, 2026 · 5.00% → 5.00% ▼ 0.00 pts · high 14.25% / low 5.00% Sep 25, 20265.00%▼ from 14.25% Sep 21, 202614.25%▲ from 5.00% Sep 17, 20265.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Used Auto (2019-2017)	5.00%	-	5.00%	36 Months
Details Credit Grade: A+ (720-749) Last Updated 10/13/2026 Rate History No change since Sep 17, 2026 · 5.00% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Used Auto (2021-2020)	5.00%	-	5.00%	36 Months
Details Credit Tier: A 650-719 Last Updated 10/13/2026 Rate History 1 change since Sep 14, 2026 · 7.00% → 5.00% ▼ 2.00 pts · high 7.00% / low 5.00% Sep 17, 20265.00%▼ from 7.00% Sep 14, 20267.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Used Auto (2021-2020)	5.00%	-	5.00%	72 Months
Details Credit Tier: A+ 720-749 Last Updated 10/13/2026 Rate History 1 change since Sep 14, 2026 · 6.00% → 5.00% ▼ 1.00 pts · high 6.00% / low 5.00% Sep 17, 20265.00%▼ from 6.00% Sep 14, 20266.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Used Auto (2016 & Older)	-	-	5.25%	24 Months
Details Credit Grade: A+ (720-749) Last Updated 10/13/2026 Rate History No change since Oct 5, 2026 · 5.25% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Used Auto (2016 & Older)	-	-	5.25%	36 Months
Details Credit Grade: A++ (750+) Last Updated 10/13/2026 Rate History No change since Oct 5, 2026 · 5.25% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Used Auto (2019-2017)	5.25%	-	5.25%	60 Months
Details Credit Grade: A++ (750+) Last Updated 10/13/2026 Rate History No change since Sep 17, 2026 · 5.25% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Used Auto (2019-2017)	5.25%	-	5.25%	48 Months
Details Credit Grade: A+ (720-749) Last Updated 10/13/2026 Rate History 2 changes since Sep 17, 2026 · 5.25% → 5.25% ▼ 0.00 pts · high 14.25% / low 5.25% Sep 25, 20265.25%▼ from 14.25% Sep 21, 202614.25%▲ from 5.25% Sep 17, 20265.25%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Used Auto (2021-2020)	5.25%	-	5.25%	48 Months
Details Credit Tier: A 650-719 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 5.25% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Used Auto (2016 & Older)	-	-	5.50%	36 Months
Details Credit Grade: A+ (720-749) Last Updated 10/13/2026 Rate History No change since Oct 5, 2026 · 5.50% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Used Auto (2016 & Older)	-	-	5.50%	48 Months
Details Credit Grade: A++ (750+) Last Updated 10/13/2026 Rate History No change since Oct 5, 2026 · 5.50% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Used Auto (2019-2017)	5.50%	-	5.50%	72 Months
Details Credit Grade: A++ (750+) Last Updated 10/13/2026 Rate History No change since Sep 17, 2026 · 5.50% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Used Auto (2019-2017)	5.50%	-	5.50%	60 Months
Details Credit Grade: A+ (720-749) Last Updated 10/13/2026 Rate History No change since Sep 17, 2026 · 5.50% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Used Auto (2021-2020)	5.50%	-	5.50%	60 Months
Details Credit Tier: A 650-719 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 5.50% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
New Auto (2022-Newer)	5.75%	-	5.75%	24 Months
Details Credit Grade: B (620-649) Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 5.75% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
New Auto (2022-Newer)	5.75%	-	5.75%	84 Months
Details Credit Grade: A (650-719) Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 5.75% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Used Auto (2016 & Older)	-	-	5.75%	48 Months
Details Credit Grade: A+ (720-749) Last Updated 10/13/2026 Rate History No change since Oct 5, 2026 · 5.75% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Used Auto (2016 & Older)	-	-	5.75%	60 Months
Details Credit Grade: A++ (750+) Last Updated 10/13/2026 Rate History No change since Oct 5, 2026 · 5.75% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Used Auto (2019-2017)	5.75%	-	5.75%	72 Months
Details Credit Grade: A+ (720-749) Last Updated 10/13/2026 Rate History No change since Sep 17, 2026 · 5.75% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Used Auto (2019-2017)	5.75%	-	5.75%	24 Months
Details Credit Grade: A (650-719) Last Updated 10/13/2026 Rate History No change since Sep 17, 2026 · 5.75% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
New Auto (2022-Newer)	6.00%	-	6.00%	36 Months
Details Credit Grade: B (620-649) Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 6.00% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Used Auto (2016 & Older)	-	-	6.00%	60 Months
Details Credit Grade: A+ (720-749) Last Updated 10/13/2026 Rate History No change since Oct 5, 2026 · 6.00% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Used Auto (2019-2017)	6.00%	-	6.00%	36 Months
Details Credit Grade: A (650-719) Last Updated 10/13/2026 Rate History No change since Sep 17, 2026 · 6.00% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Used Auto (2021-2020)	6.00%	-	6.00%	72 Months
Details Credit Tier: A 650-719 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 6.00% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
New Auto (2022-Newer)	6.25%	-	6.25%	48 Months
Details Credit Grade: B (620-649) Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 6.25% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Used Auto (2016 & Older)	-	-	6.25%	24 Months
Details Credit Grade: A (650-719) Last Updated 10/13/2026 Rate History No change since Oct 5, 2026 · 6.25% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Used Auto (2019-2017)	6.25%	-	6.25%	48 Months
Details Credit Grade: A (650-719) Last Updated 10/13/2026 Rate History 2 changes since Sep 17, 2026 · 6.25% → 6.25% ▼ 0.00 pts · high 14.25% / low 6.25% Sep 25, 20266.25%▼ from 14.25% Sep 21, 202614.25%▲ from 6.25% Sep 17, 20266.25%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Auto Loan - Classic Car Loan (over 20 years old)	-	-	6.50%	36 Months
Details Credit Grade: A++ (750+) Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 6.50% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
New Auto (2022-Newer)	6.50%	-	6.50%	60 Months
Details Credit Grade: B (620-649) Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 6.50% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Used Auto (2016 & Older)	-	-	6.50%	36 Months
Details Credit Grade: A (650-719) Last Updated 10/13/2026 Rate History 1 change since Oct 5, 2026 · 5.50% → 6.50% ▲ 1.00 pts · high 6.50% / low 5.50% Oct 13, 20266.50%▲ from 5.50% Oct 5, 20265.50%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Used Auto (2019-2017)	6.50%	-	6.50%	60 Months
Details Credit Grade: A (650-719) Last Updated 10/13/2026 Rate History No change since Sep 17, 2026 · 6.50% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Auto Loan - Classic Car Loan (over 20 years old)	-	-	6.75%	36 Months
Details Credit Grade: A+ (720-749) Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 6.75% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Used Auto (2016 & Older)	-	-	6.75%	48 Months
Details Credit Grade: A (650-719) Last Updated 10/13/2026 Rate History No change since Oct 5, 2026 · 6.75% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Used Auto (2019-2017)	6.75%	-	6.75%	72 Months
Details Credit Grade: A (650-719) Last Updated 10/13/2026 Rate History No change since Sep 17, 2026 · 6.75% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Used Auto (2021-2020)	6.75%	-	6.75%	24 Months
Details Credit Tier: B 620-649 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 6.75% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
New Auto (2022-Newer)	7.00%	-	7.00%	72 Months
Details Credit Grade: B (620-649) Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 7.00% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Used Auto (2016 & Older)	-	-	7.00%	60 Months
Details Credit Grade: A (650-719) Last Updated 10/13/2026 Rate History No change since Oct 5, 2026 · 7.00% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Used Auto (2021-2020)	7.00%	-	7.00%	36 Months
Details Credit Tier: B 620-649 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 7.00% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Used Auto (2021-2020)	7.25%	-	7.25%	48 Months
Details Credit Tier: B 620-649 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 7.25% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Auto Loan - Classic Car Loan (over 20 years old)	-	-	7.50%	48 Months
Details Credit Grade: A++ (750+) Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 7.50% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Used Auto (2021-2020)	7.50%	-	7.50%	60 Months
Details Credit Tier: B 620-649 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 7.50% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Auto Loan - Classic Car Loan (over 20 years old)	-	-	7.75%	48 Months
Details Credit Grade: A+ (720-749) Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 7.75% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Auto Loan - Classic Car Loan (over 20 years old)	-	-	7.75%	36 Months
Details Credit Grade: A (650-719) Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 7.75% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
New Auto (2022-Newer)	7.75%	-	7.75%	84 Months
Details Credit Grade: B (620-649) Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 7.75% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Used Auto (2019-2017)	7.75%	-	7.75%	24 Months
Details Credit Grade: B (620-649) Last Updated 10/13/2026 Rate History No change since Sep 17, 2026 · 7.75% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Used Auto (2019-2017)	8.00%	-	8.00%	36 Months
Details Credit Grade: B (620-649) Last Updated 10/13/2026 Rate History No change since Sep 17, 2026 · 8.00% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Used Auto (2021-2020)	8.00%	-	8.00%	72 Months
Details Credit Tier: B 620-649 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 8.00% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Used Auto (2016 & Older)	-	-	8.25%	24 Months
Details Credit Grade: B (620-649) Last Updated 10/13/2026 Rate History No change since Oct 5, 2026 · 8.25% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Used Auto (2019-2017)	8.25%	-	8.25%	48 Months
Details Credit Grade: B (620-649) Last Updated 10/13/2026 Rate History 2 changes since Sep 17, 2026 · 8.25% → 8.25% ▼ 0.00 pts · high 14.25% / low 8.25% Sep 25, 20268.25%▼ from 14.25% Sep 21, 202614.25%▲ from 8.25% Sep 17, 20268.25%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Auto Loan - Classic Car Loan (over 20 years old)	-	-	8.50%	60 Months
Details Credit Grade: A++ (750+) Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 8.50% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Used Auto (2016 & Older)	-	-	8.50%	36 Months
Details Credit Grade: B (620-649) Last Updated 10/13/2026 Rate History No change since Oct 5, 2026 · 8.50% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Auto Loan - Classic Car Loan (over 20 years old)	-	-	8.75%	48 Months
Details Credit Grade: A (650-719) Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 8.75% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Auto Loan - Classic Car Loan (over 20 years old)	-	-	8.75%	60 Months
Details Credit Grade: A+ (720-749) Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 8.75% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
New Auto (2022-Newer)	8.75%	-	8.75%	24 Months
Details Credit Grade: C (549-619) Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 8.75% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Used Auto (2016 & Older)	-	-	8.75%	48 Months
Details Credit Grade: B (620-649) Last Updated 10/13/2026 Rate History 1 change since Oct 5, 2026 · 6.75% → 8.75% ▲ 2.00 pts · high 8.75% / low 6.75% Oct 13, 20268.75%▲ from 6.75% Oct 5, 20266.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Used Auto (2019-2017)	8.75%	-	8.75%	72 Months
Details Credit Grade: B (620-649) Last Updated 10/13/2026 Rate History No change since Sep 17, 2026 · 8.75% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
New Auto (2022-Newer)	9.00%	-	9.00%	36 Months
Details Credit Grade: C (549-619) Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 9.00% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Used Auto (2016 & Older)	-	-	9.00%	60 Months
Details Credit Grade: B (620-649) Last Updated 10/13/2026 Rate History No change since Oct 5, 2026 · 9.00% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
New Auto (2022-Newer)	9.25%	-	9.25%	48 Months
Details Credit Grade: C (549-619) Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 9.25% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
New Auto (2022-Newer)	9.50%	-	9.50%	60 Months
Details Credit Grade: C (549-619) Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 9.50% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Auto Loan - Classic Car Loan (over 20 years old)	-	-	9.75%	60 Months
Details Credit Grade: A (650-719) Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 9.75% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Auto Loan - Classic Car Loan (over 20 years old)	-	-	9.75%	36 Months
Details Credit Grade: B (620-649) Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 9.75% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Used Auto (2021-2020)	9.75%	-	9.75%	24 Months
Details Credit Tier: C 549-619 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 9.75% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
New Auto (2022-Newer)	10.00%	-	10.00%	72 Months
Details Credit Grade: C (549-619) Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 10.00% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Used Auto (2021-2020)	10.00%	-	10.00%	36 Months
Details Credit Tier: C 549-619 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 10.00% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Used Auto (2021-2020)	10.25%	-	10.25%	48 Months
Details Credit Tier: C 549-619 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 10.25% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Used Auto (2021-2020)	10.50%	-	10.50%	60 Months
Details Credit Tier: C 549-619 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 10.50% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Auto Loan - Classic Car Loan (over 20 years old)	-	-	10.75%	48 Months
Details Credit Grade: B (620-649) Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 10.75% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
New Auto (2022-Newer)	10.75%	-	10.75%	84 Months
Details Credit Grade: C (549-619) Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 10.75% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Used Auto (2019-2017)	10.75%	-	10.75%	24 Months
Details Credit Grade: C (549-619) Last Updated 10/13/2026 Rate History No change since Sep 17, 2026 · 10.75% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Used Auto (2019-2017)	11.00%	-	11.00%	36 Months
Details Credit Grade: C (549-619) Last Updated 10/13/2026 Rate History No change since Sep 17, 2026 · 11.00% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Used Auto (2021-2020)	11.00%	-	11.00%	72 Months
Details Credit Tier: C 549-619 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 11.00% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Used Auto (2016 & Older)	-	-	11.25%	24 Months
Details Credit Grade: C (549-619) Last Updated 10/13/2026 Rate History No change since Oct 5, 2026 · 11.25% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Used Auto (2019-2017)	11.25%	-	11.25%	48 Months
Details Credit Grade: C (549-619) Last Updated 10/13/2026 Rate History 2 changes since Sep 17, 2026 · 11.25% → 11.25% ▼ 0.00 pts · high 14.25% / low 11.25% Sep 25, 202611.25%▼ from 14.25% Sep 21, 202614.25%▲ from 11.25% Sep 17, 202611.25%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Used Auto (2016 & Older)	-	-	11.50%	36 Months
Details Credit Grade: C (549-619) Last Updated 10/13/2026 Rate History No change since Oct 5, 2026 · 11.50% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Used Auto (2019-2017)	11.50%	-	11.50%	60 Months
Details Credit Grade: C (549-619) Last Updated 10/13/2026 Rate History No change since Sep 17, 2026 · 11.50% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Auto Loan - Classic Car Loan (over 20 years old)	-	-	11.75%	60 Months
Details Credit Grade: B (620-649) Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 11.75% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
New Auto (2022-Newer)	11.75%	-	11.75%	24 Months
Details Credit Grade: D (548 & below) Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 11.75% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Used Auto (2016 & Older)	-	-	11.75%	48 Months
Details Credit Grade: C (549-619) Last Updated 10/13/2026 Rate History No change since Oct 5, 2026 · 11.75% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Used Auto (2019-2017)	11.75%	-	11.75%	72 Months
Details Credit Grade: C (549-619) Last Updated 10/13/2026 Rate History No change since Sep 17, 2026 · 11.75% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
New Auto (2022-Newer)	12.00%	-	12.00%	36 Months
Details Credit Grade: D (548 & below) Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 12.00% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Used Auto (2016 & Older)	-	-	12.00%	60 Months
Details Credit Grade: C (549-619) Last Updated 10/13/2026 Rate History No change since Oct 5, 2026 · 12.00% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
New Auto (2022-Newer)	12.25%	-	12.25%	48 Months
Details Credit Grade: D (548 & below) Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 12.25% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
New Auto (2022-Newer)	12.50%	-	12.50%	60 Months
Details Credit Grade: D (548 & below) Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 12.50% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Auto Loan - Classic Car Loan (over 20 years old)	-	-	12.75%	36 Months
Details Credit Grade: C (549-619) Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 12.75% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Used Auto (2021-2020)	12.75%	-	12.75%	24 Months
Details Credit Tier: D 548 & below Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 12.75% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
New Auto (2022-Newer)	13.00%	-	13.00%	72 Months
Details Credit Grade: D (548 & below) Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 13.00% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Used Auto (2021-2020)	13.00%	-	13.00%	36 Months
Details Credit Tier: D 548 & below Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 13.00% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Used Auto (2021-2020)	13.25%	-	13.25%	48 Months
Details Credit Tier: D 548 & below Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 13.25% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Used Auto (2021-2020)	13.50%	-	13.50%	60 Months
Details Credit Tier: D 548 & below Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 13.50% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Auto Loan - Classic Car Loan (over 20 years old)	-	-	13.75%	48 Months
Details Credit Grade: C (549-619) Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 13.75% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
New Auto (2022-Newer)	13.75%	-	13.75%	84 Months
Details Credit Grade: D (548 & below) Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 13.75% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Used Auto (2019-2017)	13.75%	-	13.75%	24 Months
Details Credit Grade: D (548 & below) Last Updated 10/13/2026 Rate History No change since Sep 17, 2026 · 13.75% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Used Auto (2019-2017)	14.00%	-	14.00%	36 Months
Details Credit Grade: D (548 & below) Last Updated 10/13/2026 Rate History No change since Sep 17, 2026 · 14.00% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Used Auto (2021-2020)	14.00%	-	14.00%	72 Months
Details Credit Tier: D 548 & below Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 14.00% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Used Auto (2016 & Older)	-	-	14.25%	24 Months
Details Credit Grade: D (548 & below) Last Updated 10/13/2026 Rate History No change since Oct 5, 2026 · 14.25% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Used Auto (2019-2017)	14.25%	-	14.25%	48 Months
Details Credit Grade: D (548 & below) Last Updated 10/13/2026 Rate History 2 changes since Sep 17, 2026 · 14.25% → 14.25% ▼ 0.00 pts · high 14.25% / low 11.25% Sep 21, 202614.25%▲ from 11.25% Sep 21, 202611.25%▼ from 14.25% Sep 17, 202614.25%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Used Auto (2016 & Older)	-	-	14.50%	36 Months
Details Credit Grade: D (548 & below) Last Updated 10/13/2026 Rate History No change since Oct 5, 2026 · 14.50% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Used Auto (2019-2017)	14.50%	-	14.50%	60 Months
Details Credit Grade: D (548 & below) Last Updated 10/13/2026 Rate History No change since Sep 17, 2026 · 14.50% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Auto Loan - Classic Car Loan (over 20 years old)	-	-	14.75%	60 Months
Details Credit Grade: C (549-619) Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 14.75% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Used Auto (2016 & Older)	-	-	14.75%	48 Months
Details Credit Grade: D (548 & below) Last Updated 10/13/2026 Rate History No change since Oct 5, 2026 · 14.75% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Used Auto (2019-2017)	14.75%	-	14.75%	72 Months
Details Credit Grade: D (548 & below) Last Updated 10/13/2026 Rate History No change since Sep 17, 2026 · 14.75% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Used Auto (2016 & Older)	-	-	15.00%	60 Months
Details Credit Grade: D (548 & below) Last Updated 10/13/2026 Rate History No change since Oct 5, 2026 · 15.00% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Auto Loan - Classic Car Loan (over 20 years old)	-	-	15.75%	36 Months
Details Credit Grade: D (548 & below) Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 15.75% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Auto Loan - Classic Car Loan (over 20 years old)	-	-	16.75%	48 Months
Details Credit Grade: D (548 & below) Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 16.75% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Auto Loan - Classic Car Loan (over 20 years old)	-	-	17.75%	60 Months
Details Credit Grade: D (548 & below) Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 17.75% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%

YTR Community Federal Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
Campers/RV's Loan	-	4.50%	36 Months
Details over $12,000; Credit Grade: A++ 750+ Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 4.50% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Campers/RV's Loan	-	4.75%	36 Months
Details over $12,000; Credit Grade: A+ 720-749 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 4.75% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Campers/RV's Loan	-	4.75%	48 Months
Details over $12,000; Credit Grade: A++ 750+ Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 4.75% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Campers/RV's Loan	-	5.00%	48 Months
Details over $12,000; Credit Grade: A+ 720-749 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 5.00% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Campers/RV's Loan	-	5.00%	60 Months
Details over $12,000; Credit Grade: A++ 750+ Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 5.00% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Campers/RV's Loan	-	5.25%	60 Months
Details over $12,000; Credit Grade: A+ 720-749 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 5.25% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Campers/RV's Loan	-	5.25%	72 Months
Details over $12,000; Credit Grade: A++ 750+ Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 5.25% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Campers/RV's Loan	-	5.50%	72 Months
Details over $12,000; Credit Grade: A+ 720-749 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 5.50% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Campers/RV's Loan	-	5.50%	84 Months
Details over $12,000; Credit Grade: A++ 750+ Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 5.50% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Boats/Trailers/ATV/Dirt Bikes Loan	5.75%	5.75%	24 Months
Details Credit Grade: A++ 750+ Last Updated 10/13/2026 Rate History No change since Oct 5, 2026 · 5.75% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Campers/RV's Loan	-	5.75%	36 Months
Details over $12,000; Credit Grade: A 650-719 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 5.75% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Campers/RV's Loan	-	5.75%	84 Months
Details over $12,000; Credit Grade: A+ 720-749 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 5.75% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Boats/Trailers/ATV/Dirt Bikes Loan	6.00%	6.00%	24 Months
Details Credit Grade: A+ 720-749 Last Updated 10/13/2026 Rate History No change since Oct 5, 2026 · 6.00% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Campers/RV's Loan	-	6.00%	48 Months
Details over $12,000; Credit Grade: A 650-719 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 6.00% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Motorcycles Loan	-	6.00%	36 Months
Details over $7,500; Credit Grade: A++ (750+) Last Updated 10/13/2026 Rate History 2 changes since Sep 14, 2026 · 6.00% → 6.00% ▼ 0.00 pts · high 7.00% / low 6.00% Oct 9, 20266.00%▼ from 7.00% Oct 5, 20267.00%▲ from 6.00% Sep 14, 20266.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Boats/Trailers/ATV/Dirt Bikes Loan	6.25%	6.25%	36 Months
Details Credit Grade: A++ 750+ Last Updated 10/13/2026 Rate History No change since Oct 5, 2026 · 6.25% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Campers/RV's Loan	-	6.25%	60 Months
Details over $12,000; Credit Grade: A 650-719 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 6.25% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Motorcycles Loan	-	6.25%	36 Months
Details over $7,500; Credit Grade: A+ (720-749) Last Updated 10/13/2026 Rate History 3 changes since Sep 14, 2026 · 6.00% → 6.25% ▲ 0.25 pts · high 7.00% / low 6.00% Oct 9, 20266.25%▼ from 7.00% Oct 5, 20267.00%▲ from 6.25% Sep 17, 20266.25%▲ from 6.00% Sep 14, 20266.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Boats/Trailers/ATV/Dirt Bikes Loan	6.50%	6.50%	36 Months
Details Credit Grade: A+ 720-749 Last Updated 10/13/2026 Rate History No change since Oct 5, 2026 · 6.50% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Campers/RV's Loan	-	6.50%	72 Months
Details over $12,000; Credit Grade: A 650-719 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 6.50% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Campers/RV's Loan	-	6.50%	24 Months
Details under $12,000; Credit Grade: A++ (750+) Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 6.50% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Boats/Trailers/ATV/Dirt Bikes Loan	6.75%	6.75%	48 Months
Details Credit Grade: A++ 750+ Last Updated 10/13/2026 Rate History No change since Oct 5, 2026 · 6.75% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Campers/RV's Loan	-	6.75%	84 Months
Details over $12,000; Credit Grade: A 650-719 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 6.75% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Campers/RV's Loan	-	6.75%	24 Months
Details under $12,000; Credit Grade: A+ (720-749) Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 6.75% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Campers/RV's Loan	-	6.75%	36 Months
Details under $12,000; Credit Grade: A++ (750+) Last Updated 10/13/2026 Rate History 2 changes since Sep 14, 2026 · 6.75% → 6.75% ▼ 0.00 pts · high 6.75% / low 5.75% Oct 5, 20266.75%▲ from 5.75% Sep 21, 20265.75%▼ from 6.75% Sep 14, 20266.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Boats/Trailers/ATV/Dirt Bikes Loan	7.00%	7.00%	24 Months
Details Credit Grade: A 650-719 Last Updated 10/13/2026 Rate History No change since Oct 5, 2026 · 7.00% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Boats/Trailers/ATV/Dirt Bikes Loan	7.00%	7.00%	48 Months
Details Credit Grade: A+ 720-749 Last Updated 10/13/2026 Rate History No change since Oct 5, 2026 · 7.00% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Campers/RV's Loan	-	7.00%	36 Months
Details under $12,000; Credit Grade: A+ (720-749) Last Updated 10/13/2026 Rate History 2 changes since Sep 14, 2026 · 7.00% → 7.00% ▼ 0.00 pts · high 7.75% / low 7.00% Oct 5, 20267.00%▼ from 7.75% Sep 21, 20267.75%▲ from 7.00% Sep 14, 20267.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Campers/RV's Loan	-	7.00%	48 Months
Details under $12,000; Credit Grade: A++ (750+) Last Updated 10/13/2026 Rate History 2 changes since Sep 14, 2026 · 7.00% → 7.00% ▼ 0.00 pts · high 7.00% / low 6.00% Oct 5, 20267.00%▲ from 6.00% Sep 21, 20266.00%▼ from 7.00% Sep 14, 20267.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Motorcycles Loan	-	7.00%	48 Months
Details over $7,500; Credit Grade: A++ (750+) Last Updated 10/13/2026 Rate History 2 changes since Sep 14, 2026 · 7.00% → 7.00% ▼ 0.00 pts · high 8.00% / low 7.00% Oct 9, 20267.00%▼ from 8.00% Oct 5, 20268.00%▲ from 7.00% Sep 14, 20267.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Boats/Trailers/ATV/Dirt Bikes Loan	7.25%	7.25%	60 Months
Details Credit Grade: A++ 750+ Last Updated 10/13/2026 Rate History 2 changes since Oct 5, 2026 · 7.25% → 7.25% ▼ 0.00 pts · high 8.50% / low 7.25% Oct 13, 20267.25%▼ from 8.50% Oct 5, 20268.50%▲ from 7.25% Oct 5, 20267.25%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Campers/RV's Loan	-	7.25%	48 Months
Details under $12,000; Credit Grade: A+ (720-749) Last Updated 10/13/2026 Rate History 2 changes since Sep 14, 2026 · 7.25% → 7.25% ▼ 0.00 pts · high 8.00% / low 7.25% Oct 5, 20267.25%▼ from 8.00% Sep 21, 20268.00%▲ from 7.25% Sep 14, 20267.25%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Motorcycles Loan	-	7.25%	36 Months
Details over $7,500; Credit Grade: A (650-719) Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 7.25% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Motorcycles Loan	-	7.25%	48 Months
Details over $7,500; Credit Grade: A+ (720-749) Last Updated 10/13/2026 Rate History 3 changes since Sep 14, 2026 · 7.00% → 7.25% ▲ 0.25 pts · high 8.00% / low 7.00% Oct 9, 20267.25%▼ from 8.00% Oct 5, 20268.00%▲ from 7.25% Sep 17, 20267.25%▲ from 7.00% Sep 14, 20267.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Boats/Trailers/ATV/Dirt Bikes Loan	7.50%	7.50%	36 Months
Details Credit Grade: A 650-719 Last Updated 10/13/2026 Rate History No change since Oct 5, 2026 · 7.50% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Boats/Trailers/ATV/Dirt Bikes Loan	7.50%	7.50%	60 Months
Details Credit Grade: A+ 720-749 Last Updated 10/13/2026 Rate History 2 changes since Oct 5, 2026 · 7.50% → 7.50% ▼ 0.00 pts · high 8.50% / low 7.50% Oct 13, 20267.50%▼ from 8.50% Oct 5, 20268.50%▲ from 7.50% Oct 5, 20267.50%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Boats/Trailers/ATV/Dirt Bikes Loan	7.75%	7.75%	72 Months
Details Credit Grade: A++ 750+ Last Updated 10/13/2026 Rate History No change since Oct 5, 2026 · 7.75% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Campers/RV's Loan	-	7.75%	36 Months
Details over $12,000; Credit Grade: B 620-649 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 7.75% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Campers/RV's Loan	-	7.75%	24 Months
Details under $12,000; Credit Grade: A (650-719) Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 7.75% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Boats/Trailers/ATV/Dirt Bikes Loan	8.00%	8.00%	48 Months
Details Credit Grade: A 650-719 Last Updated 10/13/2026 Rate History No change since Oct 5, 2026 · 8.00% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Boats/Trailers/ATV/Dirt Bikes Loan	8.00%	8.00%	72 Months
Details Credit Grade: A+ 720-749 Last Updated 10/13/2026 Rate History No change since Oct 5, 2026 · 8.00% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Campers/RV's Loan	-	8.00%	48 Months
Details over $12,000; Credit Grade: B 620-649 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 8.00% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Campers/RV's Loan	-	8.00%	36 Months
Details under $12,000; Credit Grade: A (650-719) Last Updated 10/13/2026 Rate History 2 changes since Sep 14, 2026 · 8.00% → 8.00% ▼ 0.00 pts · high 8.00% / low 7.75% Oct 5, 20268.00%▲ from 7.75% Sep 21, 20267.75%▼ from 8.00% Sep 14, 20268.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Motorcycles Loan	-	8.00%	60 Months
Details over $7,500; Credit Grade: A++ (750+) Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 8.00% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Campers/RV's Loan	-	8.25%	60 Months
Details over $12,000; Credit Grade: B 620-649 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 8.25% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Campers/RV's Loan	-	8.25%	48 Months
Details under $12,000; Credit Grade: A (650-719) Last Updated 10/13/2026 Rate History 2 changes since Sep 14, 2026 · 8.25% → 8.25% ▼ 0.00 pts · high 8.25% / low 8.00% Oct 5, 20268.25%▲ from 8.00% Sep 21, 20268.00%▼ from 8.25% Sep 14, 20268.25%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Motorcycles Loan	-	8.25%	48 Months
Details over $7,500; Credit Grade: A (650-719) Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 8.25% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Motorcycles Loan	-	8.25%	60 Months
Details over $7,500; Credit Grade: A+ (720-749) Last Updated 10/13/2026 Rate History 1 change since Sep 14, 2026 · 8.00% → 8.25% ▲ 0.25 pts · high 8.25% / low 8.00% Sep 17, 20268.25%▲ from 8.00% Sep 14, 20268.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Boats/Trailers/ATV/Dirt Bikes Loan	8.50%	8.50%	60 Months
Details Credit Grade: A 650-719 Last Updated 10/13/2026 Rate History 1 change since Oct 5, 2026 · 7.50% → 8.50% ▲ 1.00 pts · high 8.50% / low 7.50% Oct 5, 20268.50%▲ from 7.50% Oct 5, 20267.50%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Campers/RV's Loan	-	8.50%	72 Months
Details over $12,000; Credit Grade: B 620-649 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 8.50% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Campers/RV's Loan	-	8.75%	84 Months
Details over $12,000; Credit Grade: B 620-649 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 8.75% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Boats/Trailers/ATV/Dirt Bikes Loan	9.00%	9.00%	24 Months
Details Credit Grade: B 620-649 Last Updated 10/13/2026 Rate History No change since Oct 5, 2026 · 9.00% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Boats/Trailers/ATV/Dirt Bikes Loan	9.00%	9.00%	72 Months
Details Credit Grade: A 650-719 Last Updated 10/13/2026 Rate History No change since Oct 5, 2026 · 9.00% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Motorcycles Loan	-	9.25%	36 Months
Details over $7,500; Credit Grade: B (620-649) Last Updated 10/13/2026 Rate History 3 changes since Sep 14, 2026 · 8.25% → 9.25% ▲ 1.00 pts · high 9.25% / low 8.25% Oct 9, 20269.25%▲ from 8.25% Oct 5, 20268.25%▼ from 9.25% Sep 17, 20269.25%▲ from 8.25% Sep 14, 20268.25%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Motorcycles Loan	-	9.25%	60 Months
Details over $7,500; Credit Grade: A (650-719) Last Updated 10/13/2026 Rate History 1 change since Sep 14, 2026 · 8.00% → 9.25% ▲ 1.25 pts · high 9.25% / low 8.00% Sep 17, 20269.25%▲ from 8.00% Sep 14, 20268.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Boats/Trailers/ATV/Dirt Bikes Loan	9.50%	9.50%	36 Months
Details Credit Grade: B 620-649 Last Updated 10/13/2026 Rate History No change since Oct 5, 2026 · 9.50% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Campers/RV's Loan	-	9.75%	24 Months
Details under $12,000; Credit Grade: B (620-649) Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 9.75% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Boats/Trailers/ATV/Dirt Bikes Loan	10.00%	10.00%	48 Months
Details Credit Grade: B 620-649 Last Updated 10/13/2026 Rate History No change since Oct 5, 2026 · 10.00% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Campers/RV's Loan	-	10.00%	36 Months
Details under $12,000; Credit Grade: B (620-649) Last Updated 10/13/2026 Rate History 2 changes since Sep 14, 2026 · 10.00% → 10.00% ▼ 0.00 pts · high 10.75% / low 10.00% Oct 5, 202610.00%▼ from 10.75% Sep 21, 202610.75%▲ from 10.00% Sep 14, 202610.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Campers/RV's Loan	-	10.25%	48 Months
Details under $12,000; Credit Grade: B (620-649) Last Updated 10/13/2026 Rate History 2 changes since Sep 14, 2026 · 10.25% → 10.25% ▼ 0.00 pts · high 11.00% / low 10.25% Oct 5, 202610.25%▼ from 11.00% Sep 21, 202611.00%▲ from 10.25% Sep 14, 202610.25%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Motorcycles Loan	-	10.25%	48 Months
Details over $7,500; Credit Grade: B (620-649) Last Updated 10/13/2026 Rate History 3 changes since Sep 14, 2026 · 9.25% → 10.25% ▲ 1.00 pts · high 10.25% / low 9.25% Oct 9, 202610.25%▲ from 9.25% Oct 5, 20269.25%▼ from 10.25% Sep 17, 202610.25%▲ from 9.25% Sep 14, 20269.25%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Boats/Trailers/ATV/Dirt Bikes Loan	10.50%	10.50%	60 Months
Details Credit Grade: B 620-649 Last Updated 10/13/2026 Rate History 1 change since Oct 5, 2026 · 7.50% → 10.50% ▲ 3.00 pts · high 10.50% / low 7.50% Oct 5, 202610.50%▲ from 7.50% Oct 5, 20267.50%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Campers/RV's Loan	-	10.75%	36 Months
Details over $12,000; Credit Grade: C 549-619 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 10.75% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Boats/Trailers/ATV/Dirt Bikes Loan	11.00%	11.00%	72 Months
Details Credit Grade: B 620-649 Last Updated 10/13/2026 Rate History No change since Oct 5, 2026 · 11.00% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Campers/RV's Loan	-	11.00%	48 Months
Details over $12,000; Credit Grade: C 549-619 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 11.00% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Campers/RV's Loan	-	11.25%	60 Months
Details over $12,000; Credit Grade: C 549-619 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 11.25% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Motorcycles Loan	-	11.25%	60 Months
Details over $7,500; Credit Grade: B (620-649) Last Updated 10/13/2026 Rate History 1 change since Sep 14, 2026 · 8.00% → 11.25% ▲ 3.25 pts · high 11.25% / low 8.00% Sep 17, 202611.25%▲ from 8.00% Sep 14, 20268.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Campers/RV's Loan	-	11.50%	72 Months
Details over $12,000; Credit Grade: C 549-619 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 11.50% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Campers/RV's Loan	-	11.75%	84 Months
Details over $12,000; Credit Grade: C 549-619 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 11.75% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Boats/Trailers/ATV/Dirt Bikes Loan	12.00%	12.00%	24 Months
Details Credit Grade: C 549-619 Last Updated 10/13/2026 Rate History No change since Oct 5, 2026 · 12.00% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Motorcycles Loan	-	12.25%	36 Months
Details over $7,500; Credit Grade: C (549-619) Last Updated 10/13/2026 Rate History 3 changes since Sep 14, 2026 · 13.25% → 12.25% ▼ 1.00 pts · high 13.25% / low 12.25% Oct 9, 202612.25%▼ from 13.25% Oct 5, 202613.25%▲ from 12.25% Sep 17, 202612.25%▼ from 13.25% Sep 14, 202613.25%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Boats/Trailers/ATV/Dirt Bikes Loan	12.50%	12.50%	36 Months
Details Credit Grade: C 549-619 Last Updated 10/13/2026 Rate History No change since Oct 5, 2026 · 12.50% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Campers/RV's Loan	-	12.75%	24 Months
Details under $12,000; Credit Grade: C (549-619) Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 12.75% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Boats/Trailers/ATV/Dirt Bikes Loan	13.00%	13.00%	48 Months
Details Credit Grade: C 549-619 Last Updated 10/13/2026 Rate History No change since Oct 5, 2026 · 13.00% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Campers/RV's Loan	-	13.00%	36 Months
Details under $12,000; Credit Grade: C (549-619) Last Updated 10/13/2026 Rate History 2 changes since Sep 14, 2026 · 13.00% → 13.00% ▼ 0.00 pts · high 13.75% / low 13.00% Oct 5, 202613.00%▼ from 13.75% Sep 21, 202613.75%▲ from 13.00% Sep 14, 202613.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Campers/RV's Loan	-	13.25%	48 Months
Details under $12,000; Credit Grade: C (549-619) Last Updated 10/13/2026 Rate History 2 changes since Sep 14, 2026 · 13.25% → 13.25% ▼ 0.00 pts · high 14.00% / low 13.25% Oct 5, 202613.25%▼ from 14.00% Sep 21, 202614.00%▲ from 13.25% Sep 14, 202613.25%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Motorcycles Loan	-	13.25%	48 Months
Details over $7,500; Credit Grade: C (549-619) Last Updated 10/13/2026 Rate History 3 changes since Sep 14, 2026 · 14.25% → 13.25% ▼ 1.00 pts · high 14.25% / low 13.25% Oct 9, 202613.25%▼ from 14.25% Oct 5, 202614.25%▲ from 13.25% Sep 17, 202613.25%▼ from 14.25% Sep 14, 202614.25%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Boats/Trailers/ATV/Dirt Bikes Loan	13.50%	13.50%	60 Months
Details Credit Grade: C 549-619 Last Updated 10/13/2026 Rate History 1 change since Oct 5, 2026 · 7.50% → 13.50% ▲ 6.00 pts · high 13.50% / low 7.50% Oct 5, 202613.50%▲ from 7.50% Oct 5, 20267.50%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Campers/RV's Loan	-	13.75%	36 Months
Details over $12,000; Credit Grade: D 548 & below Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 13.75% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Boats/Trailers/ATV/Dirt Bikes Loan	14.00%	14.00%	72 Months
Details Credit Grade: C 549-619 Last Updated 10/13/2026 Rate History No change since Oct 5, 2026 · 14.00% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Campers/RV's Loan	-	14.00%	48 Months
Details over $12,000; Credit Grade: D 548 & below Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 14.00% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Campers/RV's Loan	-	14.25%	60 Months
Details over $12,000; Credit Grade: D 548 & below Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 14.25% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Motorcycles Loan	-	14.25%	60 Months
Details over $7,500; Credit Grade: C (549-619) Last Updated 10/13/2026 Rate History 1 change since Sep 14, 2026 · 8.00% → 14.25% ▲ 6.25 pts · high 14.25% / low 8.00% Sep 17, 202614.25%▲ from 8.00% Sep 14, 20268.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Campers/RV's Loan	-	14.50%	72 Months
Details over $12,000; Credit Grade: D 548 & below Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 14.50% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Campers/RV's Loan	-	14.75%	84 Months
Details over $12,000; Credit Grade: D 548 & below Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 14.75% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Boats/Trailers/ATV/Dirt Bikes Loan	15.00%	15.00%	24 Months
Details Credit Grade: D 548 & below Last Updated 10/13/2026 Rate History No change since Oct 5, 2026 · 15.00% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Campers/RV's Loan	-	15.25%	24 Months
Details under $12,000; Credit Grade: D (548 & below) Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 15.25% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Motorcycles Loan	-	15.25%	36 Months
Details over $7,500; Credit Grade: D (548 & below) Last Updated 10/13/2026 Rate History 3 changes since Sep 14, 2026 · 16.25% → 15.25% ▼ 1.00 pts · high 16.25% / low 15.25% Oct 9, 202615.25%▼ from 16.25% Oct 5, 202616.25%▲ from 15.25% Sep 17, 202615.25%▼ from 16.25% Sep 14, 202616.25%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Boats/Trailers/ATV/Dirt Bikes Loan	15.50%	15.50%	36 Months
Details Credit Grade: D 548 & below Last Updated 10/13/2026 Rate History No change since Oct 5, 2026 · 15.50% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Boats/Trailers/ATV/Dirt Bikes Loan	16.00%	16.00%	48 Months
Details Credit Grade: D 548 & below Last Updated 10/13/2026 Rate History No change since Oct 5, 2026 · 16.00% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Campers/RV's Loan	-	16.00%	36 Months
Details under $12,000; Credit Grade: D (548 & below) Last Updated 10/13/2026 Rate History 2 changes since Sep 14, 2026 · 16.00% → 16.00% ▼ 0.00 pts · high 16.00% / low 13.75% Oct 5, 202616.00%▲ from 13.75% Sep 21, 202613.75%▼ from 16.00% Sep 14, 202616.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Campers/RV's Loan	-	16.25%	48 Months
Details under $12,000; Credit Grade: D (548 & below) Last Updated 10/13/2026 Rate History 2 changes since Sep 14, 2026 · 16.25% → 16.25% ▼ 0.00 pts · high 16.25% / low 14.00% Oct 5, 202616.25%▲ from 14.00% Sep 21, 202614.00%▼ from 16.25% Sep 14, 202616.25%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Motorcycles Loan	-	16.25%	48 Months
Details over $7,500; Credit Grade: D (548 & below) Last Updated 10/13/2026 Rate History 3 changes since Sep 14, 2026 · 17.25% → 16.25% ▼ 1.00 pts · high 17.25% / low 16.25% Oct 9, 202616.25%▼ from 17.25% Oct 5, 202617.25%▲ from 16.25% Sep 17, 202616.25%▼ from 17.25% Sep 14, 202617.25%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Boats/Trailers/ATV/Dirt Bikes Loan	16.50%	16.50%	60 Months
Details Credit Grade: D 548 & below Last Updated 10/13/2026 Rate History 1 change since Oct 5, 2026 · 7.50% → 16.50% ▲ 9.00 pts · high 16.50% / low 7.50% Oct 5, 202616.50%▲ from 7.50% Oct 5, 20267.50%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Boats/Trailers/ATV/Dirt Bikes Loan	17.00%	17.00%	72 Months
Details Credit Grade: D 548 & below Last Updated 10/13/2026 Rate History No change since Oct 5, 2026 · 17.00% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Motorcycles Loan	-	17.25%	60 Months
Details over $7,500; Credit Grade: D (548 & below) Last Updated 10/13/2026 Rate History 1 change since Sep 14, 2026 · 8.00% → 17.25% ▲ 9.25 pts · high 17.25% / low 8.00% Sep 17, 202617.25%▲ from 8.00% Sep 14, 20268.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%

YTR Community Federal Credit Union Personal Loan Rates

Product	APR	Term
Signature Loan	10.00%	24 Months
Details Amount: up to $3,000; Credit Grade: A++ 750+ Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 10.00% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Signature Loan	11.00%	24 Months
Details Amount: up to $3,000; Credit Grade: A+ 720-749 Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 11.00% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Signature Loan	11.00%	36 Months
Details Amount: $3,000+; Credit Grade: A++ 750+ Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 11.00% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Signature Loan	12.00%	24 Months
Details Amount: up to $3,000; Credit Grade: A 650-719 Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 12.00% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Signature Loan	12.00%	36 Months
Details Amount: $3,000+; Credit Grade: A+ 720-749 Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 12.00% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Signature Loan	12.00%	48 Months
Details Amount: $6,000+; Credit Grade: A++ 750+ Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 12.00% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Signature Loan	13.00%	36 Months
Details Amount: $3,000+; Credit Grade: A 650-719 Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 13.00% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Signature Loan	13.00%	48 Months
Details Amount: $6,000+; Credit Grade: A+ 720-749 Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 13.00% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Signature Loan	13.00%	60 Months
Details Amount: $6,000+; Credit Grade: A++ 750+ Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 13.00% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Signature Loan	14.00%	24 Months
Details Amount: up to $3,000; Credit Grade: B 620-649 Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 14.00% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Signature Loan	14.00%	48 Months
Details Amount: $6,000+; Credit Grade: A 650-719 Last Updated 10/13/2026 Rate History 1 change since Sep 18, 2026 · 13.00% → 14.00% ▲ 1.00 pts · high 14.00% / low 13.00% Oct 13, 202614.00%▲ from 13.00% Sep 18, 202613.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Signature Loan	14.00%	60 Months
Details Amount: $6,000+; Credit Grade: A+ 720-749 Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 14.00% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Signature Loan	15.00%	36 Months
Details Amount: $3,000+; Credit Grade: B 620-649 Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 15.00% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Signature Loan	16.00%	24 Months
Details Amount: up to $3,000; Credit Grade: C 549-619 Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 16.00% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Signature Loan	16.00%	48 Months
Details Amount: $6,000+; Credit Grade: B 620-649 Last Updated 10/13/2026 Rate History 1 change since Sep 18, 2026 · 13.00% → 16.00% ▲ 3.00 pts · high 16.00% / low 13.00% Oct 13, 202616.00%▲ from 13.00% Sep 18, 202613.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Signature Loan	17.00%	36 Months
Details Amount: $3,000+; Credit Grade: C 549-619 Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 17.00% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Signature Loan	18.00%	24 Months
Details Amount: up to $3,000; Credit Grade: D 548 & below Last Updated 10/13/2026 Rate History No change since Sep 18, 2026 · 18.00% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%

YTR Community Federal Credit Union Other Rates

Product	Rate	Points	APY/APR	Term
Tractors/Lawn Mowers Loan	-	-	7.00%	24 Months
Details under $10,000; Credit Grade: A++ 750+ Last Updated 10/13/2026 Rate History No change since Oct 5, 2026 · 7.00% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Tractors/Lawn Mowers Loan	-	-	7.25%	24 Months
Details under $10,000; Credit Grade: A+ 720-749 Last Updated 10/13/2026 Rate History No change since Oct 5, 2026 · 7.25% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Tractors/Lawn Mowers Loan	-	-	8.25%	24 Months
Details under $10,000; Credit Grade: A 650-719 Last Updated 10/13/2026 Rate History No change since Oct 5, 2026 · 8.25% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Tractors/Lawn Mowers Loan	-	-	10.25%	24 Months
Details under $10,000; Credit Grade: B 620-649 Last Updated 10/13/2026 Rate History No change since Oct 5, 2026 · 10.25% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Tractors/Lawn Mowers Loan	-	-	13.25%	24 Months
Details under $10,000; Credit Grade: C 549-619 Last Updated 10/13/2026 Rate History No change since Oct 5, 2026 · 13.25% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Tractors/Lawn Mowers Loan	-	-	16.25%	24 Months
Details under $10,000; Credit Grade: D 548 & below Last Updated 10/13/2026 Rate History No change since Oct 5, 2026 · 16.25% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Tractors/Lawn Mowers Loan	-	-	7.50%	36 Months
Details under $10,000; Credit Grade: A++ 750+ Last Updated 10/13/2026 Rate History No change since Oct 5, 2026 · 7.50% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Tractors/Lawn Mowers Loan	-	-	7.75%	36 Months
Details under $10,000; Credit Grade: A+ 720-749 Last Updated 10/13/2026 Rate History No change since Oct 5, 2026 · 7.75% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Tractors/Lawn Mowers Loan	-	-	8.75%	36 Months
Details under $10,000; Credit Grade: A 650-719 Last Updated 10/13/2026 Rate History No change since Oct 5, 2026 · 8.75% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Tractors/Lawn Mowers Loan	-	-	10.75%	36 Months
Details under $10,000; Credit Grade: B 620-649 Last Updated 10/13/2026 Rate History No change since Oct 5, 2026 · 10.75% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Tractors/Lawn Mowers Loan	-	-	11.50%	36 Months
Details under $10,000; Credit Grade: C 549-619 Last Updated 10/13/2026 Rate History No change since Oct 5, 2026 · 11.50% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Tractors/Lawn Mowers Loan	-	-	16.75%	36 Months
Details under $10,000; Credit Grade: D 548 & below Last Updated 10/13/2026 Rate History No change since Oct 5, 2026 · 16.75% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Tractors/Lawn Mowers Loan	-	-	8.00%	48 Months
Details under $10,000; Credit Grade: A++ 750+ Last Updated 10/13/2026 Rate History No change since Oct 5, 2026 · 8.00% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Tractors/Lawn Mowers Loan	-	-	8.25%	48 Months
Details under $10,000; Credit Grade: A+ 720-749 Last Updated 10/13/2026 Rate History No change since Oct 5, 2026 · 8.25% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Tractors/Lawn Mowers Loan	-	-	9.25%	48 Months
Details under $10,000; Credit Grade: A 650-719 Last Updated 10/13/2026 Rate History No change since Oct 5, 2026 · 9.25% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Tractors/Lawn Mowers Loan	-	-	11.25%	48 Months
Details under $10,000; Credit Grade: B 620-649 Last Updated 10/13/2026 Rate History No change since Oct 5, 2026 · 11.25% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Tractors/Lawn Mowers Loan	-	-	14.25%	48 Months
Details under $10,000; Credit Grade: C 549-619 Last Updated 10/13/2026 Rate History No change since Oct 5, 2026 · 14.25% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%
Tractors/Lawn Mowers Loan	-	-	17.25%	48 Months
Details under $10,000; Credit Grade: D 548 & below Last Updated 10/13/2026 Rate History No change since Oct 5, 2026 · 17.25% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.80%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

YTR Community Federal Credit Union’s Texas Ratio rose from 2.20% in Q3 2023 to 4.80% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$12M	4.80%	5.0	A+
March 31, 2026	$12M	4.29%	5.0	A+
December 31, 2025	$12M	3.95%	5.0	A+
September 30, 2025	$12M	0.85%	5.0	A+
June 30, 2025	$12M	0.26%	5.0	A+
March 31, 2025	$12M	0.00%	5.0	A+
December 31, 2024	$12M	0.15%	5.0	A+
September 30, 2024	$12M	0.24%	5.0	A+
June 30, 2024	$11M	0.36%	5.0	A+
March 31, 2024	$12M	0.24%	5.0	A+
December 31, 2023	$12M	0.12%	5.0	A+
September 30, 2023	$12M	2.20%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for YTR Community Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather YTR Community Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with YTR Community Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name YTR Community Federal Credit Union

Website https://yorkvillefcu.org

Address 134 3rd St, Tiltonsville, OH 43963

Phone 740-859-4922

Fax 740-859-4793

President Daryl Rambsel

CEO Kathy King

Full-Time Employees 3

Part-Time Employees 0

Branch Locations 1

ATM Locations 0

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (98/100)

Texas Ratio

4.80%

Return on Assets (ROA)

0.4568%

Return on Equity (ROE)

3.0356%

Non-Performing Loans Ratio (NPL)

1.65%

Total Assets

12,088,516

Total Amount of Shares and Deposits

10,244,385

Total Shares and Deposits < 1 Year

9,950,249

Total Shares and Deposits 1 3 Years

294,136

Total Insured Shares and Deposits > $250K (item 17 less item K)

10,244,385

Total Interest Expense (Sum of items 6 8)

25,530

Share Certificates

Number of Accounts for Share Drafts

443

IRA KEOGH Accounts

Number of Accounts for Regular Shares

1,208

All other shares

Net Income (unless the amount is already included in Undivided Earnings)

55,215

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

1,583,996

Total Liabilities

10,269,599

Source: NCUA — Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

YTR Community Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.

<a href="https://www.monitorbankrates.com/credit-unions/ytr-community-federal-credit-union-rates-review-17550">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026-q2.svg"
       alt="MonitorBankRates Verified Healthy Badge Q2 2026"
       width="160" height="160">
</a>

Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for YTR Community Federal Credit Union yet. Feel free to create one below.

Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.

Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for YTR Community Federal Credit Union

Frequently Asked Questions About YTR Community Federal Credit Union

How many branches does YTR Community Federal Credit Union operate?

YTR Community Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join YTR Community Federal Credit Union?

Yes, to access services at YTR Community Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, YTR Community Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, YTR Community Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does YTR Community Federal Credit Union offer online and mobile banking?

Most modern institutions like YTR Community Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://yorkvillefcu.org.