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Auto Loan Rates in Kansas (KS) for May 2026

Current auto loan rates in Kansas include Baxter Credit UnionBaxter Credit Union6860 W 115th St, Overland Park, KS, 66211 2457A5.0 ★Texas Ratio: 7.73% offering Auto Loans at 3.24%, County Credit UnionCounty Credit Union8615 W Frazier Ln, Wichita, KS, 67212 3834A+5.0 ★Texas Ratio: 3.78% offering Auto Loan at 3.99%, First Service Credit UnionFirst Service Credit Union10910 W 87th St, Lenexa, KS, 66214 1603A+5.0 ★Texas Ratio: 5.02% offering Auto Loan at 3.99%, Mid American Credit UnionMid American Credit Union8404 W Kellogg Dr, Wichita, KS, 67209 1845A+5.0 ★Texas Ratio: 5.01% offering New/Used Auto Loans at 4.74%, Mainstreet Federal Credit UnionMainstreet Federal Credit Union13001 W 95th St, Lenexa, KS, 66215 3726A+5.0 ★Texas Ratio: 1.79% offering New & Used Vehicle at 4.99%. Auto loan rates as of May 4, 2026 according to verified data from MonitorBankRates.

Use the tabs below to compare auto loan rates across Kansas side-by-side. Kansas auto loan rates currently start as low as 3.24% APR from Baxter Credit Union at 6860 W 115th St, Overland Park, KS, 66211 2457. Rates are continually updated — we recommend checking back frequently.

Auto loan rates reflect recent market quotes and representative offers available to borrowers in Kansas. Auto Loan Rates Last Updated and Verified: May 4, 2026

Compare Auto Loan Rates Today in Kansas

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
6860 W 115th St, Overland Park, KS, 66211 2457
Auto Loans
3.24%
Auto Buying Service
APR3.24%
TermAuto Buying Service
Last UpdatedMay 2, 2026
Details

As Low As; APR - 2026 & Newer

County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.78%
8615 W Frazier Ln, Wichita, KS, 67212 3834
Auto Loan
3.99%
66 Months
APR3.99%
Term66 Months
Last UpdatedApr 19, 2026
Details

Model Year: 2024-2026 (New or Used)

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
6860 W 115th St, Overland Park, KS, 66211 2457
Auto Loans
3.99%
0 - 75 Months
APR3.99%
Term0 - 75 Months
Last UpdatedMay 2, 2026
Details

As Low As; APR - 2026 & Newer

First Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
10910 W 87th St, Lenexa, KS, 66214 1603
Auto Loan
3.99%
36 - 84
APR3.99%
Term36 - 84
Last UpdatedMay 2, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
6860 W 115th St, Overland Park, KS, 66211 2457
Auto Loans
4.49%
Auto Buying Service
APR4.49%
TermAuto Buying Service
Last UpdatedMay 2, 2026
Details

As Low As; APR - 2023 - 2025*

Mid American Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.01%
8404 W Kellogg Dr, Wichita, KS, 67209 1845
New/Used Auto Loans
4.74%
Up to 63 Months
APR4.74%
TermUp to 63 Months
Last UpdatedApr 19, 2026
Details

As Low As

Mid American Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.01%
8404 W Kellogg Dr, Wichita, KS, 67209 1845
New/Used Auto Loans
4.99%
64 to 75 Months
APR4.99%
Term64 to 75 Months
Last UpdatedApr 19, 2026
Details

As Low As

County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.78%
8615 W Frazier Ln, Wichita, KS, 67212 3834
Auto Loan
4.99%
78 Months
APR4.99%
Term78 Months
Last UpdatedApr 19, 2026
Details

Model Year: 2024-2026 (New or Used)

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
13001 W 95th St, Lenexa, KS, 66215 3726
New & Used Vehicle
4.99%
Up to 63 months
APR4.99%
TermUp to 63 months
Last UpdatedMay 2, 2026
Details

As Low As; 100% Financing with qualified credit

Reliance Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
540 Minnesota Ave, Kansas City, KS, 66101
Auto Loans
4.99%
60 months
APR4.99%
Term60 months
Last UpdatedMay 2, 2026
Details

As Low As; New 2024-Newer

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
6860 W 115th St, Overland Park, KS, 66211 2457
Auto Loans
4.99%
0 - 75 Months
APR4.99%
Term0 - 75 Months
Last UpdatedMay 2, 2026
Details

As Low As; APR - 2023 - 2025*

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
12510 W 62nd Ter Ste 104, Shawnee, KS, 66216 1869
New Vehicle
5.10%
24 months
APR5.10%
Term24 months
Last UpdatedMay 2, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
12510 W 62nd Ter Ste 104, Shawnee, KS, 66216 1869
New Vehicle
5.15%
36 months
APR5.15%
Term36 months
Last UpdatedMay 2, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
12510 W 62nd Ter Ste 104, Shawnee, KS, 66216 1869
New Vehicle
5.20%
48 months
APR5.20%
Term48 months
Last UpdatedMay 2, 2026
Details

Truity Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
3400 W 6th St, Lawrence, KS, 66049 3215
Autos 2022-New
5.24%
60 months
APR5.24%
Term60 months
Last UpdatedApr 17, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
12510 W 62nd Ter Ste 104, Shawnee, KS, 66216 1869
New Vehicle
5.25%
60 months
APR5.25%
Term60 months
Last UpdatedMay 2, 2026
Details

B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
11401 Lamar Ave, Overland Park, KS, 66211 1508
New Auto Loans
5.25%
36 months
APR5.25%
Term36 months
Last UpdatedMay 2, 2026
Details

Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
3626 SW Wanamaker Rd, Topeka, KS, 66614 4528
Auto Loans 2022 & Newer 60 Months
5.30%
60 Months
APR5.30%
Term60 Months
Last UpdatedMay 2, 2026
Details

Best Rate: 5.14%

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
12510 W 62nd Ter Ste 104, Shawnee, KS, 66216 1869
New Vehicle
5.30%
72 months
APR5.30%
Term72 months
Last UpdatedMay 2, 2026
Details

Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
3626 SW Wanamaker Rd, Topeka, KS, 66614 4528
Auto Loans 2021 - 2011 48 Months
5.34%
48 Months
APR5.34%
Term48 Months
Last UpdatedMay 2, 2026
Details

Best Rate: 5.14%

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
12510 W 62nd Ter Ste 104, Shawnee, KS, 66216 1869
New Vehicle
5.35%
84 months
APR5.35%
Term84 months
Last UpdatedMay 2, 2026
Details

Conditions apply

County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.78%
8615 W Frazier Ln, Wichita, KS, 67212 3834
Auto Loan
5.40%
42 Months
APR5.40%
Term42 Months
Last UpdatedApr 19, 2026
Details

Model Year: 2024-2026 (New or Used)

Truity Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
3400 W 6th St, Lawrence, KS, 66049 3215
Autos 2022-New
5.49%
72 months
APR5.49%
Term72 months
Last UpdatedApr 17, 2026
Details

Topeka Police Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
320 S Kansas Ave Ste 100, Topeka, KS, 66603 3644
New Vehicle
5.49%
60 Months
APR5.49%
Term60 Months
Last UpdatedApr 19, 2026
Details

As Low As; Up to 60 months, for 72 months add 0.25%, for 84 months add 1.25%, for 96 months add 1.75%

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
13001 W 95th St, Lenexa, KS, 66215 3726
New & Used Vehicle
5.49%
72-75 months
APR5.49%
Term72-75 months
Last UpdatedMay 2, 2026
Details

As Low As; 100% Financing with qualified credit

Reliance Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
540 Minnesota Ave, Kansas City, KS, 66101
Auto Loans
5.49%
72 months
APR5.49%
Term72 months
Last UpdatedMay 2, 2026
Details

As Low As; New 2024-Newer

Crossroads Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.01%
217 e main st, goessel, KS, 67053 8800
2024-2020 Vehicle Loan
5.49%
48 Months
APR5.49%
Term48 Months
Last UpdatedMay 2, 2026
Details

Crossroads Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.01%
217 e main st, goessel, KS, 67053 8800
New/2025 Vehicle Loan
5.49%
48 Months
APR5.49%
Term48 Months
Last UpdatedMay 2, 2026
Details

Central Kansas Education Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
1101 S Ohio St Ste D, Salina, KS, 67401 6212
Used Auto - up to 5 years old
5.50%
Up to 72 months
APR5.50%
TermUp to 72 months
Last UpdatedMay 2, 2026
Details

B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
11401 Lamar Ave, Overland Park, KS, 66211 1508
New Auto Loans
5.50%
48 months
APR5.50%
Term48 months
Last UpdatedMay 2, 2026
Details

Truity Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
3400 W 6th St, Lawrence, KS, 66049 3215
Autos 2020-2021
5.74%
60 months
APR5.74%
Term60 months
Last UpdatedApr 17, 2026
Details

Truity Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
3400 W 6th St, Lawrence, KS, 66049 3215
Autos 2022-New
5.74%
84 months
APR5.74%
Term84 months
Last UpdatedApr 17, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
6280 W 135th St, Overland Park, KS, 66223
New & Used Vehicles2
5.74%
Up to 2 years
APR5.74%
TermUp to 2 years
Last UpdatedApr 18, 2026
Details

Central Kansas Education Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
1101 S Ohio St Ste D, Salina, KS, 67401 6212
Used Auto - 6 - 10 years old
5.75%
Up to 60 months
APR5.75%
TermUp to 60 months
Last UpdatedMay 2, 2026
Details

B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
11401 Lamar Ave, Overland Park, KS, 66211 1508
New Auto Loans
5.75%
60 months
APR5.75%
Term60 months
Last UpdatedMay 2, 2026
Details

Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
3626 SW Wanamaker Rd, Topeka, KS, 66614 4528
Auto Loans 2022 & Newer 72 Months
5.77%
72 Months
APR5.77%
Term72 Months
Last UpdatedMay 2, 2026
Details

Best Rate: 5.64%

Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
3626 SW Wanamaker Rd, Topeka, KS, 66614 4528
Auto Loans 2021 - 2011 60 Months
5.80%
60 Months
APR5.80%
Term60 Months
Last UpdatedMay 2, 2026
Details

Best Rate: 5.64%

County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.78%
8615 W Frazier Ln, Wichita, KS, 67212 3834
Auto Loan
5.95%
52 Months
APR5.95%
Term52 Months
Last UpdatedApr 19, 2026
Details

Model Year: 2024-2026 (New or Used)

Mid American Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.01%
8404 W Kellogg Dr, Wichita, KS, 67209 1845
New/Used Auto Loans
5.99%
84 months
APR5.99%
Term84 months
Last UpdatedApr 19, 2026
Details

As Low As

County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.78%
8615 W Frazier Ln, Wichita, KS, 67212 3834
Auto Loan
5.99%
78 Months
APR5.99%
Term78 Months
Last UpdatedApr 19, 2026
Details

Model Year: 2022-2023

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
13001 W 95th St, Lenexa, KS, 66215 3726
New & Used Vehicle
5.99%
76-84 months
APR5.99%
Term76-84 months
Last UpdatedMay 2, 2026
Details

As Low As; 100% Financing with qualified credit

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
13001 W 95th St, Lenexa, KS, 66215 3726
Used Vehicle
5.99%
Up to 63 months
APR5.99%
TermUp to 63 months
Last UpdatedMay 2, 2026
Details

As Low As; 100% Financing with qualified credit

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
6860 W 115th St, Overland Park, KS, 66211 2457
Auto Loans
5.99%
76 - 84 Months
APR5.99%
Term76 - 84 Months
Last UpdatedMay 2, 2026
Details

As Low As; APR - 2023 - 2025*

Crossroads Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.01%
217 e main st, goessel, KS, 67053 8800
2024-2020 Vehicle Loan
5.99%
60 Months
APR5.99%
Term60 Months
Last UpdatedMay 2, 2026
Details

Crossroads Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.01%
217 e main st, goessel, KS, 67053 8800
New/2025 Vehicle Loan
5.99%
60 Months
APR5.99%
Term60 Months
Last UpdatedMay 2, 2026
Details

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
121 Morton Dr, South Hutchinson, KS, 67505 1319
New Vehicles 60 Months A
6.00%
60 Months
APR6.00%
Term60 Months
Last UpdatedApr 19, 2026
Details

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
121 Morton Dr, South Hutchinson, KS, 67505 1319
New Vehicles 72 Months A
6.00%
72 Months
APR6.00%
Term72 Months
Last UpdatedApr 19, 2026
Details

*72 Months only if auto has never been titled *84 Months only if auto has never been titled/Loan is >$35,000.00/Tier A or B Member

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
121 Morton Dr, South Hutchinson, KS, 67505 1319
New Vehicles 84 Months A
6.00%
84 Months
APR6.00%
Term84 Months
Last UpdatedApr 19, 2026
Details

*72 Months only if auto has never been titled *84 Months only if auto has never been titled/Loan is >$35,000.00/Tier A or B Member

B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
11401 Lamar Ave, Overland Park, KS, 66211 1508
New Auto Loans
6.00%
72 months
APR6.00%
Term72 months
Last UpdatedMay 2, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
12510 W 62nd Ter Ste 104, Shawnee, KS, 66216 1869
Used Vehicle
6.10%
24 months
APR6.10%
Term24 months
Last UpdatedMay 2, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
12510 W 62nd Ter Ste 104, Shawnee, KS, 66216 1869
Used Vehicle
6.15%
36 months
APR6.15%
Term36 months
Last UpdatedMay 2, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
12510 W 62nd Ter Ste 104, Shawnee, KS, 66216 1869
Used Vehicle
6.20%
48 months
APR6.20%
Term48 months
Last UpdatedMay 2, 2026
Details

Truity Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
3400 W 6th St, Lawrence, KS, 66049 3215
Autos 2020-2021
6.24%
72 months
APR6.24%
Term72 months
Last UpdatedApr 17, 2026
Details

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
13001 W 95th St, Lenexa, KS, 66215 3726
Used Vehicle
6.24%
72-75 months
APR6.24%
Term72-75 months
Last UpdatedMay 2, 2026
Details

As Low As; 100% Financing with qualified credit

County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.78%
8615 W Frazier Ln, Wichita, KS, 67212 3834
Auto Loan
6.25%
42 Months
APR6.25%
Term42 Months
Last UpdatedApr 19, 2026
Details

Model Year: 2022-2023

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
12510 W 62nd Ter Ste 104, Shawnee, KS, 66216 1869
Used Vehicle
6.25%
60 months
APR6.25%
Term60 months
Last UpdatedMay 2, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
12510 W 62nd Ter Ste 104, Shawnee, KS, 66216 1869
Used Vehicle
6.30%
72 months
APR6.30%
Term72 months
Last UpdatedMay 2, 2026
Details

First National Bank of Hutchinson
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
1 N Main St, Hutchinson, KS, 67501
Auto Loans
6.43%
72 Months
APR6.43%
Term72 Months
Last UpdatedMay 4, 2026
Details

Up to 72 Mo

First National Bank of Hutchinson
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
1 N Main St, Hutchinson, KS, 67501
Auto Loans
6.46%
60 Months
APR6.46%
Term60 Months
Last UpdatedMay 4, 2026
Details

Up to 60 Mo

Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
3626 SW Wanamaker Rd, Topeka, KS, 66614 4528
Auto Loans 2022 & Newer 84 Months
6.47%
84 Months
APR6.47%
Term84 Months
Last UpdatedMay 2, 2026
Details

Best Rate: 6.39%

Truity Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
3400 W 6th St, Lawrence, KS, 66049 3215
Autos 2016-2019
6.49%
48 months
APR6.49%
Term48 months
Last UpdatedApr 17, 2026
Details

Reliance Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
540 Minnesota Ave, Kansas City, KS, 66101
Auto Loans
6.49%
84 months
APR6.49%
Term84 months
Last UpdatedMay 2, 2026
Details

As Low As; New 2024-Newer

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
121 Morton Dr, South Hutchinson, KS, 67505 1319
Used Vehicles 2016 & Older A
6.50%
36 Months
APR6.50%
Term36 Months
Last UpdatedApr 19, 2026
Details

Up to 36 Months

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
121 Morton Dr, South Hutchinson, KS, 67505 1319
Used Vehicles 2017-2021 A
6.50%
48 Months
APR6.50%
Term48 Months
Last UpdatedApr 19, 2026
Details

Up to 48 Months

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
121 Morton Dr, South Hutchinson, KS, 67505 1319
Used Vehicles 2022-2024
6.50%
60 Months
APR6.50%
Term60 Months
Last UpdatedApr 19, 2026
Details

Up to 60 Months

First National Bank of Hutchinson
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
1 N Main St, Hutchinson, KS, 67501
Auto Loans
6.51%
48 Months
APR6.51%
Term48 Months
Last UpdatedMay 4, 2026
Details

Up to 48 Mo

Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
3626 SW Wanamaker Rd, Topeka, KS, 66614 4528
Auto Loans 2021 - 2011 72 Months
6.53%
72 Months
APR6.53%
Term72 Months
Last UpdatedMay 2, 2026
Details

Best Rate: 6.39%

First National Bank of Hutchinson
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
1 N Main St, Hutchinson, KS, 67501
Auto Loans
6.59%
36 Months
APR6.59%
Term36 Months
Last UpdatedMay 4, 2026
Details

Up to 36 Mo

Truity Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
3400 W 6th St, Lawrence, KS, 66049 3215
Autos 2020-2021
6.74%
84 months
APR6.74%
Term84 months
Last UpdatedApr 17, 2026
Details

Reliance Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
540 Minnesota Ave, Kansas City, KS, 66101
Auto Loans
6.74%
60 months
APR6.74%
Term60 months
Last UpdatedMay 2, 2026
Details

As Low As; Used 2019-2016

County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.78%
8615 W Frazier Ln, Wichita, KS, 67212 3834
Auto Loan
6.75%
52 Months
APR6.75%
Term52 Months
Last UpdatedApr 19, 2026
Details

Model Year: 2022-2023

B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
11401 Lamar Ave, Overland Park, KS, 66211 1508
Used Auto Loans
6.79%
60 months
APR6.79%
Term60 months
Last UpdatedMay 2, 2026
Details

Truity Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
3400 W 6th St, Lawrence, KS, 66049 3215
Autos 2016-2019
6.99%
60 months
APR6.99%
Term60 months
Last UpdatedApr 17, 2026
Details

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
13001 W 95th St, Lenexa, KS, 66215 3726
Used Vehicle
6.99%
76-84 months
APR6.99%
Term76-84 months
Last UpdatedMay 2, 2026
Details

As Low As; 100% Financing with qualified credit

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
121 Morton Dr, South Hutchinson, KS, 67505 1319
New Vehicles 60 Months B
7.00%
60 Months
APR7.00%
Term60 Months
Last UpdatedApr 19, 2026
Details

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
121 Morton Dr, South Hutchinson, KS, 67505 1319
New Vehicles 72 Months B
7.00%
72 Months
APR7.00%
Term72 Months
Last UpdatedApr 19, 2026
Details

*72 Months only if auto has never been titled *84 Months only if auto has never been titled/Loan is >$35,000.00/Tier A or B Member

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
121 Morton Dr, South Hutchinson, KS, 67505 1319
New Vehicles 84 Months B
7.00%
84 Months
APR7.00%
Term84 Months
Last UpdatedApr 19, 2026
Details

*72 Months only if auto has never been titled *84 Months only if auto has never been titled/Loan is >$35,000.00/Tier A or B Member

Central Kansas Education Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
1101 S Ohio St Ste D, Salina, KS, 67401 6212
Older Autos - over 10 years old
7.00%
Up to 48 months
APR7.00%
TermUp to 48 months
Last UpdatedMay 2, 2026
Details

B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
11401 Lamar Ave, Overland Park, KS, 66211 1508
New Auto Loans
7.00%
84 months
APR7.00%
Term84 months
Last UpdatedMay 2, 2026
Details

B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
11401 Lamar Ave, Overland Park, KS, 66211 1508
Used Auto Loans
7.19%
72 months
APR7.19%
Term72 months
Last UpdatedMay 2, 2026
Details

County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.78%
8615 W Frazier Ln, Wichita, KS, 67212 3834
Auto Loan
7.25%
52 Months
APR7.25%
Term52 Months
Last UpdatedApr 19, 2026
Details

Model Year: 2016-2021

B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
11401 Lamar Ave, Overland Park, KS, 66211 1508
Used Auto Loans
7.29%
48 months
APR7.29%
Term48 months
Last UpdatedMay 2, 2026
Details

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
13001 W 95th St, Lenexa, KS, 66215 3726
Used Vehicle
7.49%
Up to 48 months
APR7.49%
TermUp to 48 months
Last UpdatedMay 2, 2026
Details

As Low As; 100% Financing with qualified credit

Reliance Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
540 Minnesota Ave, Kansas City, KS, 66101
Auto Loans
7.49%
48 months
APR7.49%
Term48 months
Last UpdatedMay 2, 2026
Details

As Low As; Used 2015-Older

Crossroads Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.01%
217 e main st, goessel, KS, 67053 8800
2019 & Older Vehicle Loan
7.49%
36 Months
APR7.49%
Term36 Months
Last UpdatedMay 2, 2026
Details

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
121 Morton Dr, South Hutchinson, KS, 67505 1319
Used Vehicles 2016 & Older B
7.50%
36 Months
APR7.50%
Term36 Months
Last UpdatedApr 19, 2026
Details

Up to 36 Months

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
121 Morton Dr, South Hutchinson, KS, 67505 1319
Used Vehicles 2017-2021 B
7.50%
48 Months
APR7.50%
Term48 Months
Last UpdatedApr 19, 2026
Details

Up to 48 Months

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
121 Morton Dr, South Hutchinson, KS, 67505 1319
Used Vehicles 2022-2024 B
7.50%
60 Months
APR7.50%
Term60 Months
Last UpdatedApr 19, 2026
Details

Up to 60 Months

County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.78%
8615 W Frazier Ln, Wichita, KS, 67212 3834
Auto Loan
7.90%
84 Months
APR7.90%
Term84 Months
Last UpdatedApr 19, 2026
Details

Model Year: 2024-2026 (New or Used)

Crossroads Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.01%
217 e main st, goessel, KS, 67053 8800
2019 & Older Vehicle Loan
7.99%
48 Months
APR7.99%
Term48 Months
Last UpdatedMay 2, 2026
Details

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
121 Morton Dr, South Hutchinson, KS, 67505 1319
New Vehicles 60 Months C
8.00%
60 Months
APR8.00%
Term60 Months
Last UpdatedApr 19, 2026
Details

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
121 Morton Dr, South Hutchinson, KS, 67505 1319
New Vehicles 72 Months C
8.00%
72 Months
APR8.00%
Term72 Months
Last UpdatedApr 19, 2026
Details

County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.78%
8615 W Frazier Ln, Wichita, KS, 67212 3834
Auto Loan
8.00%
66 Months
APR8.00%
Term66 Months
Last UpdatedApr 19, 2026
Details

Model Year: 2016-2021

McPherson Co-op Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1999 S Main St, McPherson, KS, 67460 9400
Used Vehicles
8.49%
36 Months
APR8.49%
Term36 Months
Last UpdatedApr 19, 2026
Details

McPherson Co-op Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1999 S Main St, McPherson, KS, 67460 9400
New Vehicles
8.50%
84 Months
APR8.50%
Term84 Months
Last UpdatedApr 19, 2026
Details

for $40K+

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
121 Morton Dr, South Hutchinson, KS, 67505 1319
Used Vehicles 2016 & Older C
8.50%
36 Months
APR8.50%
Term36 Months
Last UpdatedApr 19, 2026
Details

Up to 36 Months

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
121 Morton Dr, South Hutchinson, KS, 67505 1319
Used Vehicles 2017-2021 C
8.50%
48 Months
APR8.50%
Term48 Months
Last UpdatedApr 19, 2026
Details

Up to 48 Months

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
121 Morton Dr, South Hutchinson, KS, 67505 1319
Used Vehicles 2022-2024 C
8.50%
60 Months
APR8.50%
Term60 Months
Last UpdatedApr 19, 2026
Details

Up to 60 Months

Truity Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
3400 W 6th St, Lawrence, KS, 66049 3215
Autos 2015-Older
8.99%
48 months
APR8.99%
Term48 months
Last UpdatedApr 17, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
6280 W 135th St, Overland Park, KS, 66223
Classic Vehicle Loans2
8.99%
Up to 4 years
APR8.99%
TermUp to 4 years
Last UpdatedApr 18, 2026
Details

McPherson Co-op Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1999 S Main St, McPherson, KS, 67460 9400
Used Vehicles
9.00%
81 Months
APR9.00%
Term81 Months
Last UpdatedApr 19, 2026
Details

for $40K+

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
121 Morton Dr, South Hutchinson, KS, 67505 1319
New Vehicles 60 Months D
9.00%
60 Months
APR9.00%
Term60 Months
Last UpdatedApr 19, 2026
Details

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
121 Morton Dr, South Hutchinson, KS, 67505 1319
New Vehicles 72 Months D
9.00%
72 Months
APR9.00%
Term72 Months
Last UpdatedApr 19, 2026
Details

County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.78%
8615 W Frazier Ln, Wichita, KS, 67212 3834
Auto Loan
9.25%
84 Months
APR9.25%
Term84 Months
Last UpdatedApr 19, 2026
Details

Model Year: 2022-2023

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
121 Morton Dr, South Hutchinson, KS, 67505 1319
Used Vehicles 2016 & Older D
9.50%
36 Months
APR9.50%
Term36 Months
Last UpdatedApr 19, 2026
Details

Up to 36 Months

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
121 Morton Dr, South Hutchinson, KS, 67505 1319
Used Vehicles 2017-2021 D
9.50%
48 Months
APR9.50%
Term48 Months
Last UpdatedApr 19, 2026
Details

Up to 48 Months

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
121 Morton Dr, South Hutchinson, KS, 67505 1319
Used Vehicles 2022-2024 D
9.50%
60 Months
APR9.50%
Term60 Months
Last UpdatedApr 19, 2026
Details

Up to 60 Months

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Mid American Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.01%
8404 W Kellogg Dr, Wichita, KS, 67209 1845
New/Used Auto Loans
4.74%
Up to 63 Months
APR4.74%
TermUp to 63 Months
Last UpdatedApr 19, 2026
Details

As Low As

Mid American Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.01%
8404 W Kellogg Dr, Wichita, KS, 67209 1845
New/Used Auto Loans
4.99%
64 to 75 Months
APR4.99%
Term64 to 75 Months
Last UpdatedApr 19, 2026
Details

As Low As

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
13001 W 95th St, Lenexa, KS, 66215 3726
New & Used Vehicle
4.99%
Up to 63 months
APR4.99%
TermUp to 63 months
Last UpdatedMay 2, 2026
Details

As Low As; 100% Financing with qualified credit

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
12510 W 62nd Ter Ste 104, Shawnee, KS, 66216 1869
New Vehicle
5.10%
24 months
APR5.10%
Term24 months
Last UpdatedMay 2, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
12510 W 62nd Ter Ste 104, Shawnee, KS, 66216 1869
New Vehicle
5.15%
36 months
APR5.15%
Term36 months
Last UpdatedMay 2, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
12510 W 62nd Ter Ste 104, Shawnee, KS, 66216 1869
New Vehicle
5.20%
48 months
APR5.20%
Term48 months
Last UpdatedMay 2, 2026
Details

Truity Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
3400 W 6th St, Lawrence, KS, 66049 3215
Autos 2022-New
5.24%
60 months
APR5.24%
Term60 months
Last UpdatedApr 17, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
12510 W 62nd Ter Ste 104, Shawnee, KS, 66216 1869
New Vehicle
5.25%
60 months
APR5.25%
Term60 months
Last UpdatedMay 2, 2026
Details

B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
11401 Lamar Ave, Overland Park, KS, 66211 1508
New Auto Loans
5.25%
36 months
APR5.25%
Term36 months
Last UpdatedMay 2, 2026
Details

Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
3626 SW Wanamaker Rd, Topeka, KS, 66614 4528
Auto Loans 2022 & Newer 60 Months
5.30%
60 Months
APR5.30%
Term60 Months
Last UpdatedMay 2, 2026
Details

Best Rate: 5.14%

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
12510 W 62nd Ter Ste 104, Shawnee, KS, 66216 1869
New Vehicle
5.30%
72 months
APR5.30%
Term72 months
Last UpdatedMay 2, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
12510 W 62nd Ter Ste 104, Shawnee, KS, 66216 1869
New Vehicle
5.35%
84 months
APR5.35%
Term84 months
Last UpdatedMay 2, 2026
Details

Conditions apply

Truity Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
3400 W 6th St, Lawrence, KS, 66049 3215
Autos 2022-New
5.49%
72 months
APR5.49%
Term72 months
Last UpdatedApr 17, 2026
Details

Topeka Police Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
320 S Kansas Ave Ste 100, Topeka, KS, 66603 3644
New Vehicle
5.49%
60 Months
APR5.49%
Term60 Months
Last UpdatedApr 19, 2026
Details

As Low As; Up to 60 months, for 72 months add 0.25%, for 84 months add 1.25%, for 96 months add 1.75%

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
13001 W 95th St, Lenexa, KS, 66215 3726
New & Used Vehicle
5.49%
72-75 months
APR5.49%
Term72-75 months
Last UpdatedMay 2, 2026
Details

As Low As; 100% Financing with qualified credit

Crossroads Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.01%
217 e main st, goessel, KS, 67053 8800
New/2025 Vehicle Loan
5.49%
48 Months
APR5.49%
Term48 Months
Last UpdatedMay 2, 2026
Details

B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
11401 Lamar Ave, Overland Park, KS, 66211 1508
New Auto Loans
5.50%
48 months
APR5.50%
Term48 months
Last UpdatedMay 2, 2026
Details

Truity Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
3400 W 6th St, Lawrence, KS, 66049 3215
Autos 2022-New
5.74%
84 months
APR5.74%
Term84 months
Last UpdatedApr 17, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
6280 W 135th St, Overland Park, KS, 66223
New & Used Vehicles2
5.74%
Up to 2 years
APR5.74%
TermUp to 2 years
Last UpdatedApr 18, 2026
Details

B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
11401 Lamar Ave, Overland Park, KS, 66211 1508
New Auto Loans
5.75%
60 months
APR5.75%
Term60 months
Last UpdatedMay 2, 2026
Details

Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
3626 SW Wanamaker Rd, Topeka, KS, 66614 4528
Auto Loans 2022 & Newer 72 Months
5.77%
72 Months
APR5.77%
Term72 Months
Last UpdatedMay 2, 2026
Details

Best Rate: 5.64%

Mid American Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.01%
8404 W Kellogg Dr, Wichita, KS, 67209 1845
New/Used Auto Loans
5.99%
84 months
APR5.99%
Term84 months
Last UpdatedApr 19, 2026
Details

As Low As

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
13001 W 95th St, Lenexa, KS, 66215 3726
New & Used Vehicle
5.99%
76-84 months
APR5.99%
Term76-84 months
Last UpdatedMay 2, 2026
Details

As Low As; 100% Financing with qualified credit

Crossroads Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.01%
217 e main st, goessel, KS, 67053 8800
New/2025 Vehicle Loan
5.99%
60 Months
APR5.99%
Term60 Months
Last UpdatedMay 2, 2026
Details

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
121 Morton Dr, South Hutchinson, KS, 67505 1319
New Vehicles 60 Months A
6.00%
60 Months
APR6.00%
Term60 Months
Last UpdatedApr 19, 2026
Details

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
121 Morton Dr, South Hutchinson, KS, 67505 1319
New Vehicles 72 Months A
6.00%
72 Months
APR6.00%
Term72 Months
Last UpdatedApr 19, 2026
Details

*72 Months only if auto has never been titled *84 Months only if auto has never been titled/Loan is >$35,000.00/Tier A or B Member

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
121 Morton Dr, South Hutchinson, KS, 67505 1319
New Vehicles 84 Months A
6.00%
84 Months
APR6.00%
Term84 Months
Last UpdatedApr 19, 2026
Details

*72 Months only if auto has never been titled *84 Months only if auto has never been titled/Loan is >$35,000.00/Tier A or B Member

B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
11401 Lamar Ave, Overland Park, KS, 66211 1508
New Auto Loans
6.00%
72 months
APR6.00%
Term72 months
Last UpdatedMay 2, 2026
Details

Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
3626 SW Wanamaker Rd, Topeka, KS, 66614 4528
Auto Loans 2022 & Newer 84 Months
6.47%
84 Months
APR6.47%
Term84 Months
Last UpdatedMay 2, 2026
Details

Best Rate: 6.39%

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
121 Morton Dr, South Hutchinson, KS, 67505 1319
New Vehicles 60 Months B
7.00%
60 Months
APR7.00%
Term60 Months
Last UpdatedApr 19, 2026
Details

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
121 Morton Dr, South Hutchinson, KS, 67505 1319
New Vehicles 72 Months B
7.00%
72 Months
APR7.00%
Term72 Months
Last UpdatedApr 19, 2026
Details

*72 Months only if auto has never been titled *84 Months only if auto has never been titled/Loan is >$35,000.00/Tier A or B Member

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
121 Morton Dr, South Hutchinson, KS, 67505 1319
New Vehicles 84 Months B
7.00%
84 Months
APR7.00%
Term84 Months
Last UpdatedApr 19, 2026
Details

*72 Months only if auto has never been titled *84 Months only if auto has never been titled/Loan is >$35,000.00/Tier A or B Member

B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
11401 Lamar Ave, Overland Park, KS, 66211 1508
New Auto Loans
7.00%
84 months
APR7.00%
Term84 months
Last UpdatedMay 2, 2026
Details

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
121 Morton Dr, South Hutchinson, KS, 67505 1319
New Vehicles 60 Months C
8.00%
60 Months
APR8.00%
Term60 Months
Last UpdatedApr 19, 2026
Details

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
121 Morton Dr, South Hutchinson, KS, 67505 1319
New Vehicles 72 Months C
8.00%
72 Months
APR8.00%
Term72 Months
Last UpdatedApr 19, 2026
Details

McPherson Co-op Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1999 S Main St, McPherson, KS, 67460 9400
New Vehicles
8.50%
84 Months
APR8.50%
Term84 Months
Last UpdatedApr 19, 2026
Details

for $40K+

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
121 Morton Dr, South Hutchinson, KS, 67505 1319
New Vehicles 60 Months D
9.00%
60 Months
APR9.00%
Term60 Months
Last UpdatedApr 19, 2026
Details

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
121 Morton Dr, South Hutchinson, KS, 67505 1319
New Vehicles 72 Months D
9.00%
72 Months
APR9.00%
Term72 Months
Last UpdatedApr 19, 2026
Details

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Mid American Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.01%
8404 W Kellogg Dr, Wichita, KS, 67209 1845
New/Used Auto Loans
4.74%
Up to 63 Months
APR4.74%
TermUp to 63 Months
Last UpdatedApr 19, 2026
Details

As Low As

Mid American Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.01%
8404 W Kellogg Dr, Wichita, KS, 67209 1845
New/Used Auto Loans
4.99%
64 to 75 Months
APR4.99%
Term64 to 75 Months
Last UpdatedApr 19, 2026
Details

As Low As

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
13001 W 95th St, Lenexa, KS, 66215 3726
New & Used Vehicle
4.99%
Up to 63 months
APR4.99%
TermUp to 63 months
Last UpdatedMay 2, 2026
Details

As Low As; 100% Financing with qualified credit

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
13001 W 95th St, Lenexa, KS, 66215 3726
New & Used Vehicle
5.49%
72-75 months
APR5.49%
Term72-75 months
Last UpdatedMay 2, 2026
Details

As Low As; 100% Financing with qualified credit

Central Kansas Education Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
1101 S Ohio St Ste D, Salina, KS, 67401 6212
Used Auto - up to 5 years old
5.50%
Up to 72 months
APR5.50%
TermUp to 72 months
Last UpdatedMay 2, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
6280 W 135th St, Overland Park, KS, 66223
New & Used Vehicles2
5.74%
Up to 2 years
APR5.74%
TermUp to 2 years
Last UpdatedApr 18, 2026
Details

Central Kansas Education Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
1101 S Ohio St Ste D, Salina, KS, 67401 6212
Used Auto - 6 - 10 years old
5.75%
Up to 60 months
APR5.75%
TermUp to 60 months
Last UpdatedMay 2, 2026
Details

Mid American Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.01%
8404 W Kellogg Dr, Wichita, KS, 67209 1845
New/Used Auto Loans
5.99%
84 months
APR5.99%
Term84 months
Last UpdatedApr 19, 2026
Details

As Low As

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
13001 W 95th St, Lenexa, KS, 66215 3726
New & Used Vehicle
5.99%
76-84 months
APR5.99%
Term76-84 months
Last UpdatedMay 2, 2026
Details

As Low As; 100% Financing with qualified credit

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
13001 W 95th St, Lenexa, KS, 66215 3726
Used Vehicle
5.99%
Up to 63 months
APR5.99%
TermUp to 63 months
Last UpdatedMay 2, 2026
Details

As Low As; 100% Financing with qualified credit

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
12510 W 62nd Ter Ste 104, Shawnee, KS, 66216 1869
Used Vehicle
6.10%
24 months
APR6.10%
Term24 months
Last UpdatedMay 2, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
12510 W 62nd Ter Ste 104, Shawnee, KS, 66216 1869
Used Vehicle
6.15%
36 months
APR6.15%
Term36 months
Last UpdatedMay 2, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
12510 W 62nd Ter Ste 104, Shawnee, KS, 66216 1869
Used Vehicle
6.20%
48 months
APR6.20%
Term48 months
Last UpdatedMay 2, 2026
Details

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
13001 W 95th St, Lenexa, KS, 66215 3726
Used Vehicle
6.24%
72-75 months
APR6.24%
Term72-75 months
Last UpdatedMay 2, 2026
Details

As Low As; 100% Financing with qualified credit

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
12510 W 62nd Ter Ste 104, Shawnee, KS, 66216 1869
Used Vehicle
6.25%
60 months
APR6.25%
Term60 months
Last UpdatedMay 2, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
12510 W 62nd Ter Ste 104, Shawnee, KS, 66216 1869
Used Vehicle
6.30%
72 months
APR6.30%
Term72 months
Last UpdatedMay 2, 2026
Details

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
121 Morton Dr, South Hutchinson, KS, 67505 1319
Used Vehicles 2016 & Older A
6.50%
36 Months
APR6.50%
Term36 Months
Last UpdatedApr 19, 2026
Details

Up to 36 Months

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
121 Morton Dr, South Hutchinson, KS, 67505 1319
Used Vehicles 2017-2021 A
6.50%
48 Months
APR6.50%
Term48 Months
Last UpdatedApr 19, 2026
Details

Up to 48 Months

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
121 Morton Dr, South Hutchinson, KS, 67505 1319
Used Vehicles 2022-2024
6.50%
60 Months
APR6.50%
Term60 Months
Last UpdatedApr 19, 2026
Details

Up to 60 Months

B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
11401 Lamar Ave, Overland Park, KS, 66211 1508
Used Auto Loans
6.79%
60 months
APR6.79%
Term60 months
Last UpdatedMay 2, 2026
Details

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
13001 W 95th St, Lenexa, KS, 66215 3726
Used Vehicle
6.99%
76-84 months
APR6.99%
Term76-84 months
Last UpdatedMay 2, 2026
Details

As Low As; 100% Financing with qualified credit

B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
11401 Lamar Ave, Overland Park, KS, 66211 1508
Used Auto Loans
7.19%
72 months
APR7.19%
Term72 months
Last UpdatedMay 2, 2026
Details

B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
11401 Lamar Ave, Overland Park, KS, 66211 1508
Used Auto Loans
7.29%
48 months
APR7.29%
Term48 months
Last UpdatedMay 2, 2026
Details

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
13001 W 95th St, Lenexa, KS, 66215 3726
Used Vehicle
7.49%
Up to 48 months
APR7.49%
TermUp to 48 months
Last UpdatedMay 2, 2026
Details

As Low As; 100% Financing with qualified credit

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
121 Morton Dr, South Hutchinson, KS, 67505 1319
Used Vehicles 2016 & Older B
7.50%
36 Months
APR7.50%
Term36 Months
Last UpdatedApr 19, 2026
Details

Up to 36 Months

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
121 Morton Dr, South Hutchinson, KS, 67505 1319
Used Vehicles 2017-2021 B
7.50%
48 Months
APR7.50%
Term48 Months
Last UpdatedApr 19, 2026
Details

Up to 48 Months

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
121 Morton Dr, South Hutchinson, KS, 67505 1319
Used Vehicles 2022-2024 B
7.50%
60 Months
APR7.50%
Term60 Months
Last UpdatedApr 19, 2026
Details

Up to 60 Months

McPherson Co-op Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1999 S Main St, McPherson, KS, 67460 9400
Used Vehicles
8.49%
36 Months
APR8.49%
Term36 Months
Last UpdatedApr 19, 2026
Details

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
121 Morton Dr, South Hutchinson, KS, 67505 1319
Used Vehicles 2016 & Older C
8.50%
36 Months
APR8.50%
Term36 Months
Last UpdatedApr 19, 2026
Details

Up to 36 Months

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
121 Morton Dr, South Hutchinson, KS, 67505 1319
Used Vehicles 2017-2021 C
8.50%
48 Months
APR8.50%
Term48 Months
Last UpdatedApr 19, 2026
Details

Up to 48 Months

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
121 Morton Dr, South Hutchinson, KS, 67505 1319
Used Vehicles 2022-2024 C
8.50%
60 Months
APR8.50%
Term60 Months
Last UpdatedApr 19, 2026
Details

Up to 60 Months

McPherson Co-op Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1999 S Main St, McPherson, KS, 67460 9400
Used Vehicles
9.00%
81 Months
APR9.00%
Term81 Months
Last UpdatedApr 19, 2026
Details

for $40K+

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
121 Morton Dr, South Hutchinson, KS, 67505 1319
Used Vehicles 2016 & Older D
9.50%
36 Months
APR9.50%
Term36 Months
Last UpdatedApr 19, 2026
Details

Up to 36 Months

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
121 Morton Dr, South Hutchinson, KS, 67505 1319
Used Vehicles 2017-2021 D
9.50%
48 Months
APR9.50%
Term48 Months
Last UpdatedApr 19, 2026
Details

Up to 48 Months

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
121 Morton Dr, South Hutchinson, KS, 67505 1319
Used Vehicles 2022-2024 D
9.50%
60 Months
APR9.50%
Term60 Months
Last UpdatedApr 19, 2026
Details

Up to 60 Months

Kansas Auto Loan Rate Trends

Compare local Kansas auto loan rates against the statewide average

Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Kansas Auto Trends →
New Auto Loan — KS Avg
6.211%
▼ 0.365 vs 7 days ago

Kansas new auto rates fell 0.365 points over the past 7 days to 6.211% APR.

Used Auto Loan — KS Avg
6.450%
▼ 0.813 vs 7 days ago

Kansas used auto rates fell 0.813 points over the past 7 days to 6.450% APR.

As of May 5, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions about Auto Loans in Kansas

How does my credit score affect my car loan rate in Kansas?

Your credit score is the biggest factor determining your auto loan APR. Borrowers in Kansas with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.

Is it better to finance through a dealership or a bank?

It is highly recommended to get pre-approved through a local bank or credit union in Kansas *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.

What is the difference between New and Used Auto Loan rates?

Lenders in Kansas typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.

How long should my auto loan term be?

While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.

What are the best Auto Loan rates in Kansas?

Based on our current data, some of the lowest auto loan rates available in Kansas include:
  • Baxter Credit Union: 3.24% (Auto Loans)
  • County Credit Union: 3.99% (Auto Loan)
  • First Service Credit Union: 3.99% (Auto Loan)
  • Mid American Credit Union: 4.74% (New/Used Auto Loans)
  • Mainstreet Federal Credit Union: 4.99% (New & Used Vehicle)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Kansas. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: May 4, 2026

Auto Loan Rates by City in Kansas

  • Abbyville
  • Abilene
  • Admire
  • Agenda
  • Agra
  • Albert
  • Alden
  • Alexander
  • Allen
  • Alma
  • Almena
  • Alta Vista
  • Altamont
  • Alton
  • Altoona
  • Americus
  • Andale
  • Andover
  • Anthony
  • Arcadia
  • Argonia
  • Arkansas City
  • Arlington
  • Arma
  • Arnold
  • Ashland
  • Assaria
  • Atchison
  • Athol
  • Atlanta
  • Attica
  • Atwood
  • Auburn
  • Augusta
  • Aurora
  • Axtell
  • Baileyville
  • Baldwin City
  • Barnard
  • Barnes
  • Bartlett
  • Basehor
  • Baxter Springs
  • Bazine
  • Beattie
  • Beaumont
  • Beeler
  • Belle Plaine
  • Belleville
  • Beloit
  • Belpre
  • Belvue
  • Bendena
  • Benedict
  • Bennington
  • Bentley
  • Benton
  • Bern
  • Berryton
  • Beverly
  • Bird City
  • Bison
  • Bloom
  • Blue Mound
  • Blue Rapids
  • Bluff City
  • Bogue
  • Bonner Springs
  • Bremen
  • Brewster
  • Bronson
  • Brookville
  • Brownell
  • Bucklin
  • Bucyrus
  • Buffalo
  • Buhler
  • Bunker Hill
  • Burden
  • Burdett
  • Burdick
  • Burlingame
  • Burlington
  • Burns
  • Burr Oak
  • Burrton
  • Bushton
  • Byers
  • Caldwell
  • Cambridge
  • Caney
  • Canton
  • Carbondale
  • Cassoday
  • Catharine
  • Cawker City
  • Cedar
  • Cedar Point
  • Cedar Vale
  • Centerville
  • Centralia
  • Chanute
  • Chapman
  • Chase
  • Chautauqua
  • Cheney
  • Cherokee
  • Cherryvale
  • Chetopa
  • Cimarron
  • Circleville
  • Claflin
  • Clay Center
  • Clayton
  • Clearview City
  • Clearwater
  • Clifton
  • Clyde
  • Coats
  • Coffeyville
  • Colby
  • Coldwater
  • Colfax
  • Collyer
  • Colony
  • Columbus
  • Colwich
  • Concordia
  • Conway Springs
  • Coolidge
  • Copeland
  • Corning
  • Cottonwood Falls
  • Council Grove
  • Courtland
  • Coyville
  • Crestline
  • Cuba
  • Cummings
  • Cunningham
  • Damar
  • Danville
  • De Soto
  • Dearing
  • Deerfield
  • Delia
  • Delphos
  • Denison
  • Dennis
  • Denton
  • Derby
  • Dexter
  • Dighton
  • Dodge City
  • Dorrance
  • Douglass
  • Dover
  • Downs
  • Dresden
  • Durham
  • Dwight
  • Easton
  • Edgerton
  • Edna
  • Edson
  • Edwardsville
  • Effingham
  • El Dorado
  • Elbing
  • Elk City
  • Elk Falls
  • Elkhart
  • Ellinwood
  • Ellis
  • Ellsworth
  • Elmdale
  • Elsmore
  • Elwood
  • Emmett
  • Emporia
  • Englewood
  • Ensign
  • Enterprise
  • Erie
  • Esbon
  • Eskridge
  • Eudora
  • Eureka
  • Everest
  • Fairview
  • Fall River
  • Falun
  • Farlington
  • Florence
  • Fontana
  • Ford
  • Formoso
  • Fort Leavenworth
  • Fort Riley
  • Fort Scott
  • Fostoria
  • Fowler
  • Frankfort
  • Franklin
  • Fredonia
  • Freeport
  • Frontenac
  • Fulton
  • Galena
  • Galesburg
  • Galva
  • Garden City
  • Garden Plain
  • Gardner
  • Garfield
  • Garnett
  • Gas
  • Gaylord
  • Gem
  • Geneseo
  • Geuda Springs
  • Girard
  • Glade
  • Glasco
  • Glen Elder
  • Goddard
  • Goessel
  • Goff
  • Goodland
  • Gorham
  • Gove
  • Grainfield
  • Grantville
  • Great Bend
  • Greeley
  • Green
  • Greenleaf
  • Greensburg
  • Greenwich
  • Grenola
  • Gridley
  • Grinnell
  • Gypsum
  • Haddam
  • Halstead
  • Hamilton
  • Hanover
  • Hanston
  • Hardtner
  • Harper
  • Hartford
  • Harveyville
  • Havana
  • Haven
  • Havensville
  • Haviland
  • Hays
  • Haysville
  • Hazelton
  • Healy
  • Hepler
  • Herington
  • Herndon
  • Hesston
  • Hiawatha
  • Highland
  • Hill City
  • Hillsboro
  • Hillsdale
  • Hoisington
  • Holcomb
  • Hollenberg
  • Holton
  • Holyrood
  • Home
  • Hope
  • Horton
  • Howard
  • Hoxie
  • Hoyt
  • Hudson
  • Hugoton
  • Humboldt
  • Hunter
  • Hutchinson
  • Independence
  • Ingalls
  • Inman
  • Iola
  • Isabel
  • Iuka
  • Jamestown
  • Jennings
  • Jetmore
  • Jewell
  • Johnson
  • Junction City
  • Kanopolis
  • Kanorado
  • Kansas City
  • Kechi
  • Kendall
  • Kensington
  • Kincaid
  • Kingman
  • Kinsley
  • Kiowa
  • Kirwin
  • Kismet
  • La Crosse
  • La Cygne
  • La Harpe
  • Lake City
  • Lakin
  • Lamont
  • Lancaster
  • Lane
  • Lansing
  • Larned
  • Latham
  • Lawrence
  • Le Roy
  • Leavenworth
  • Lebanon
  • Lebo
  • Lecompton
  • Lehigh
  • Lenora
  • Leon
  • Leonardville
  • Leoti
  • Levant
  • Lewis
  • Liberal
  • Liberty
  • Liebenthal
  • Lincoln
  • Lincolnville
  • Lindsborg
  • Linn
  • Linwood
  • Little River
  • Logan
  • Long Island
  • Longford
  • Longton
  • Lorraine
  • Lost Springs
  • Louisburg
  • Louisville
  • Lucas
  • Ludell
  • Luray
  • Lyndon
  • Lyons
  • Macksville
  • Madison
  • Mahaska
  • Maize
  • Manhattan
  • Mankato
  • Manter
  • Maple City
  • Maple Hill
  • Mapleton
  • Marienthal
  • Marion
  • Marquette
  • Marysville
  • Matfield Green
  • Mayetta
  • Mayfield
  • McConnell A F B
  • McCracken
  • McCune
  • McDonald
  • McFarland
  • McLouth
  • Mcpherson
  • Meade
  • Medicine Lodge
  • Melvern
  • Meriden
  • Milan
  • Milford
  • Milton
  • Miltonvale
  • Minneapolis
  • Minneola
  • Moline
  • Montezuma
  • Monument
  • Moran
  • Morganville
  • Morland
  • Morrill
  • Morrowville
  • Moscow
  • Mound City
  • Mound Valley
  • Moundridge
  • Mount Hope
  • Mulberry
  • Mullinville
  • Mulvane
  • Munden
  • Murdock
  • Muscotah
  • Narka
  • Nashville
  • Natoma
  • Neal
  • Nekoma
  • Neodesha
  • Neosho Falls
  • Neosho Rapids
  • Ness City
  • Netawaka
  • New Albany
  • New Cambria
  • New Century
  • Newton
  • Nickerson
  • Ninnescah
  • Niotaze
  • Norcatur
  • North Newton
  • Norton
  • Nortonville
  • Norway
  • Norwich
  • Oakley
  • Oberlin
  • Offerle
  • Ogallah
  • Ogden
  • Oketo
  • Olathe
  • Olmitz
  • Olpe
  • Olsburg
  • Onaga
  • Oneida
  • Opolis
  • Osage City
  • Osawatomie
  • Osborne
  • Oskaloosa
  • Oswego
  • Otis
  • Ottawa
  • Overbrook
  • Oxford
  • Ozawkie
  • Palco
  • Palmer
  • Paola
  • Paradise
  • Park
  • Parker
  • Parsons
  • Partridge
  • Pawnee Rock
  • Paxico
  • Peabody
  • Peck
  • Penokee
  • Perry
  • Peru
  • Pfeifer
  • Phillipsburg
  • Piedmont
  • Pierceville
  • Piqua
  • Pittsburg
  • Plains
  • Plainville
  • Pleasanton
  • Plevna
  • Pomona
  • Portis
  • Potter
  • Potwin
  • Powhattan
  • Prairie View
  • Pratt
  • Prescott
  • Pretty Prairie
  • Princeton
  • Protection
  • Quenemo
  • Quinter
  • Rago
  • Ramona
  • Randall
  • Randolph
  • Ransom
  • Rantoul
  • Raymond
  • Reading
  • Redfield
  • Republic
  • Rexford
  • Richfield
  • Richland
  • Richmond
  • Riley
  • Riverton
  • Robinson
  • Rock
  • Rolla
  • Rosalia
  • Rose Hill
  • Ross
  • Rossville
  • Roxbury
  • Rozel
  • Rush Center
  • Russell
  • Sabetha
  • Saint Francis
  • Saint George
  • Saint John
  • Saint Marys
  • Saint Paul
  • Salina
  • Satanta
  • Savonburg
  • Sawyer
  • Scammon
  • Scandia
  • Schoenchen
  • Scott City
  • Scranton
  • Sedan
  • Sedgwick
  • Selden
  • Seneca
  • Severy
  • Sharon
  • Sharon Springs
  • Shawnee Mission
  • Silver Lake
  • Simpson
  • Smith Center
  • Smolan
  • Sodville
  • Soldier
  • Solomon
  • South Haven
  • South Hutchinson
  • Spearville
  • Spivey
  • Spring Hill
  • St. George
  • Stafford
  • Stark
  • Sterling
  • Stilwell
  • Stockton
  • Strong City
  • Stuttgart
  • Sublette
  • Summerfield
  • Sun City
  • Sycamore
  • Sylvan Grove
  • Sylvia
  • Syracuse
  • Talmage
  • Tampa
  • Tecumseh
  • Tescott
  • Thayer
  • Tipton
  • Tonganoxie
  • Topeka
  • Toronto
  • Towanda
  • Treece
  • Tribune
  • Troy
  • Turon
  • Tyro
  • Udall
  • Ulysses
  • Union
  • Uniontown
  • Utica
  • Valley Center
  • Valley Falls
  • Vassar
  • Vermillion
  • Victoria
  • Viola
  • Virgil
  • Wa Keeney
  • Wakarusa
  • Wakefield
  • Waldo
  • Waldron
  • Walker
  • Wallace
  • Walnut
  • Walton
  • Wamego
  • Washington
  • Waterville
  • Wathena
  • Waverly
  • Webber
  • Weir
  • Welda
  • Wellington
  • Wellsville
  • Weskan
  • West Mineral
  • Westmoreland
  • Westphalia
  • Wetmore
  • Wheaton
  • White City
  • White Cloud
  • Whitewater
  • Whiting
  • Wichita
  • Williamsburg
  • Wilmore
  • Wilsey
  • Wilson
  • Winchester
  • Windom
  • Winfield
  • Winona
  • Wolf River
  • Woodbine
  • Woodston
  • Wright
  • Yates Center
  • Yoder
  • Zenda