Current auto loan rates in Kansas include Cooperative Credit UnionCooperative Credit Union313 W 9th St, Coffeyville, KS, 67337 5813A+5.0 ★Texas Ratio: 2.06% offering NEW Auto 2025-2026 Mileage Under 10,000 at 2.00%, County Credit UnionCounty Credit Union8615 W Frazier Ln, Wichita, KS, 67212 3834A+5.0 ★Texas Ratio: 3.60% offering Auto Loan at 3.99%, Baxter Credit UnionBaxter Credit Union6860 W 115th St, Overland Park, KS, 66211 2457A5.0 ★Texas Ratio: 7.04% offering Auto Loans at 4.14%, Mainstreet Federal Credit UnionMainstreet Federal Credit Union13001 W 95th St, Lenexa, KS, 66215 3726A+5.0 ★Texas Ratio: 1.71% offering New & Used Vehicle Loan at 4.99%, Midwest Regional Credit UnionMidwest Regional Credit Union7240 STATE AVE, KANSAS CITY, KS, 66112A+5.0 ★Texas Ratio: 2.40% offering New to 2016 Auto Loan at 4.99%. Auto loan rates as of June 16, 2026 according to verified data from MonitorBankRates.
Use the tabs below to compare auto loan rates across Kansas side-by-side. Kansas auto loan rates currently start as low as 2.00% APR from Cooperative Credit Union at 313 W 9th St, Coffeyville, KS, 67337 5813. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Kansas. Auto Loan Rates Last Updated and Verified: June 16, 2026
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Model Year: 2024-2026 (New or Used)
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Model Year: 2024-2026 (New or Used)
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As Low As; 6 year terms available on some vehicle loans. Some restrictions may apply.
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Model Year: 2024-2026 (New or Used)
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Model Year: 2022-2023
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Model Year: 2022-2023
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Model Year: 2022-2023
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Credit Rating 2
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Model Year: 2016-2021
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Model Year: 2024-2026 (New or Used)
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Model Year: 2016-2021
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Credit Rating: 1
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Model Year: 2022-2023
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100% Financing with qualified credit
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100% Financing with qualified credit
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As Low As; 6 year terms available on some vehicle loans. Some restrictions may apply.
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100% Financing with qualified credit
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100% Financing with qualified credit
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Credit Rating 1
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100% Financing with qualified credit
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Credit Rating 2
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Credit Rating: 1
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Credit Rating 3
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Credit Rating 3
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Credit Rating 3
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Credit Rating 3
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Credit Rating: 2
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Credit Rating: 3
Credit Rating: 3
Credit Rating: 3
Compare local Kansas auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Kansas new auto rates fell 0.867 points over the past 7 days to 5.934% APR.
Kansas used auto rates fell 0.465 points over the past 7 days to 8.012% APR.
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Kansas auto loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Auto Loan Rate Data: We aggregate new and used auto loan rates for Kansas directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the lenders’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available auto loan products in Kansas. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national auto lenders available to borrowers in KS.
Regularly Updated APRs: Our rate updaters verify and update auto loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Auto loan APRs shown typically represent the lowest available rate for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, loan term, vehicle age, and other underwriting factors.