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Auto Loan Rates in Penokee, Kansas (KS) for June 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Penokee, Kansas. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
| ✓Fact Checked | Auto Loan Rates — Last Updated and Verified: June 16, 2026

Current auto loan rates in Penokee, Kansas include Cooperative Credit UnionCooperative Credit UnionA+5.0 ★Texas Ratio: 2.06% offering NEW Auto 2025-2026 Mileage Under 10,000 at 2.00%, County Credit UnionCounty Credit UnionA+5.0 ★Texas Ratio: 3.60% offering Auto Loan at 3.99%, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.04% offering Auto Loans at 4.14%, Mainstreet Federal Credit UnionMainstreet Federal Credit UnionA+5.0 ★Texas Ratio: 1.71% offering New & Used Vehicle Loan at 4.99%, Midwest Regional Credit UnionMidwest Regional Credit UnionA+5.0 ★Texas Ratio: 2.40% offering New to 2016 Auto Loan at 4.99%. Auto loan rates as of June 16, 2026 according to verified data from MonitorBankRates.

Penokee borrowers have access to 15 lenders serving the Kansas area, with auto loan rates as low as 2.00% APR from Cooperative Credit Union. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.

Auto loan rates reflect recent market quotes and representative offers available to borrowers in Penokee, Kansas. Auto Loan Rates Last Updated and Verified: June 16, 2026

Compare Auto Loan Rates Today in Penokee, Kansas & Surrounding Area

Jump to: All Auto Loans · New Auto · Used Auto

Penokee Auto Loan Rates

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
2.00%
36 Months
View
▼
APR2.00%
Term36 Months
Last UpdatedJun 16, 2026
Details

Tier A+

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
3.50%
48 Months
View
▼
APR3.50%
Term48 Months
Last UpdatedJun 16, 2026
Details

Tier A+

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
3.75%
36 Months
View
▼
APR3.75%
Term36 Months
Last UpdatedJun 16, 2026
Details

Tier A

County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.60%
Auto Loan
3.99%
66 months
View
▼
APR3.99%
Term66 months
Last UpdatedJun 16, 2026
Details

Model Year: 2024-2026 (New or Used)

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
4.00%
48 Months
View
▼
APR4.00%
Term48 Months
Last UpdatedJun 16, 2026
Details

Tier A

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
Auto Loans
4.14%
0 - 75 Months
View
▼
APR4.14%
Term0 - 75 Months
Last UpdatedJun 11, 2026
Details

As Low As; 2026 & Newer

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
4.25%
60 Months
View
▼
APR4.25%
Term60 Months
Last UpdatedJun 16, 2026
Details

Tier A

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
4.50%
84 Months
View
▼
APR4.50%
Term84 Months
Last UpdatedJun 16, 2026
Details

Tier A+

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
4.75%
36 Months
View
▼
APR4.75%
Term36 Months
Last UpdatedJun 16, 2026
Details

Tier B

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
New & Used Vehicle Loan
4.99%
Up to 63 months
View
▼
APR4.99%
TermUp to 63 months
Last UpdatedJun 16, 2026
Details

100% Financing with qualified credit

Midwest Regional Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.40%
New to 2016 Auto Loan
4.99%
Up to 63 Months
View
▼
APR4.99%
TermUp to 63 Months
Last UpdatedJun 16, 2026
Details

As Low As

Campus Credit Union
Institution Rating:
B4.7 ★ Texas Ratio: 17.47%
New Auto Loans
4.99%
Up to 60 months
View
▼
APR4.99%
TermUp to 60 months
Last UpdatedJun 16, 2026
Details

As low as

County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.60%
Auto Loan
4.99%
78 months
View
▼
APR4.99%
Term78 months
Last UpdatedJun 16, 2026
Details

Model Year: 2024-2026 (New or Used)

Central Kansas Education Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
New Auto
5.00%
Up to 84 months
View
▼
APR5.00%
TermUp to 84 months
Last UpdatedJun 16, 2026
Details

As Low As;*

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
5.00%
48 Months
View
▼
APR5.00%
Term48 Months
Last UpdatedJun 16, 2026
Details

Tier B

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
Auto Loans
5.14%
0 - 75 Months
View
▼
APR5.14%
Term0 - 75 Months
Last UpdatedJun 11, 2026
Details

As Low As; 2023 - 2025*

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
5.25%
60 Months
View
▼
APR5.25%
Term60 Months
Last UpdatedJun 16, 2026
Details

Tier B

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
5.25%
36 Months
View
▼
APR5.25%
Term36 Months
Last UpdatedJun 16, 2026
Details

Tier A+

B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
New Auto Loans
5.25%
36 months
View
▼
APR5.25%
Term36 months
Last UpdatedJun 16, 2026
Details

County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.60%
Auto Loan
5.40%
42 months
View
▼
APR5.40%
Term42 months
Last UpdatedJun 16, 2026
Details

Model Year: 2024-2026 (New or Used)

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
New & Used Vehicle Loan
5.49%
72-75 months
View
▼
APR5.49%
Term72-75 months
Last UpdatedJun 16, 2026
Details

100% Financing with qualified credit

Midwest Regional Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.40%
New to 2016 Auto Loan
5.49%
Up to 75 Months
View
▼
APR5.49%
TermUp to 75 Months
Last UpdatedJun 16, 2026
Details

As Low As

Campus Credit Union
Institution Rating:
B4.7 ★ Texas Ratio: 17.47%
New Auto Loans
5.49%
61 - 72 months
View
▼
APR5.49%
Term61 - 72 months
Last UpdatedJun 16, 2026
Details

As low as

Great Plains Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
New Auto Loan
5.50%
96 months
View
▼
APR5.50%
Term96 months
Last UpdatedJun 16, 2026
Details

Rates as low as...

Central Kansas Education Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
Used Auto - up to 5 years old
5.50%
Up to 72 months
View
▼
APR5.50%
TermUp to 72 months
Last UpdatedJun 16, 2026
Details

As Low As;*

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
5.50%
66 Months
View
▼
APR5.50%
Term66 Months
Last UpdatedJun 16, 2026
Details

Tier B

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
5.50%
48 Months
View
▼
APR5.50%
Term48 Months
Last UpdatedJun 16, 2026
Details

Tier A+

B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
New Auto Loans
5.50%
48 months
View
▼
APR5.50%
Term48 months
Last UpdatedJun 16, 2026
Details

SM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New Auto Loan
5.59%
6 year
View
▼
APR5.59%
Term6 year
Last UpdatedJun 16, 2026
Details

As Low As; 6 year terms available on some vehicle loans. Some restrictions may apply.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
New & Used Vehicles Loan
5.74%
Up to 2 years
View
▼
APR5.74%
TermUp to 2 years
Last UpdatedJun 16, 2026
Details

Central Kansas Education Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
Used Auto - 6 - 10 years old
5.75%
Up to 60 months
View
▼
APR5.75%
TermUp to 60 months
Last UpdatedJun 16, 2026
Details

As Low As;*

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
5.75%
72 Months
View
▼
APR5.75%
Term72 Months
Last UpdatedJun 16, 2026
Details

Tier B

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
5.75%
36 Months
View
▼
APR5.75%
Term36 Months
Last UpdatedJun 16, 2026
Details

Tier A

Hutchinson Government Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
Autos Over 10 Years Old
5.75%
10 Years
View
▼
APR5.75%
Term10 Years
Last UpdatedJun 16, 2026
Details

B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
New Auto Loans
5.75%
60 months
View
▼
APR5.75%
Term60 months
Last UpdatedJun 16, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
5.85%
24 months
View
▼
APR5.85%
Term24 months
Last UpdatedJun 16, 2026
Details

Credit Rating 1

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
5.90%
36 months
View
▼
APR5.90%
Term36 months
Last UpdatedJun 16, 2026
Details

Credit Rating 1

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
5.95%
48 months
View
▼
APR5.95%
Term48 months
Last UpdatedJun 16, 2026
Details

Credit Rating 1

County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.60%
Auto Loan
5.95%
52 months
View
▼
APR5.95%
Term52 months
Last UpdatedJun 16, 2026
Details

Model Year: 2024-2026 (New or Used)

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
New & Used Vehicle Loan
5.99%
76-84 months
View
▼
APR5.99%
Term76-84 months
Last UpdatedJun 16, 2026
Details

100% Financing with qualified credit

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
Used Vehicle Loan
5.99%
Up to 63 months
View
▼
APR5.99%
TermUp to 63 months
Last UpdatedJun 16, 2026
Details

Midwest Regional Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.40%
New to 2016 Auto Loan
5.99%
Up to 84 Months
View
▼
APR5.99%
TermUp to 84 Months
Last UpdatedJun 16, 2026
Details

As Low As

Campus Credit Union
Institution Rating:
B4.7 ★ Texas Ratio: 17.47%
New Auto Loans
5.99%
73 - 84 months
View
▼
APR5.99%
Term73 - 84 months
Last UpdatedJun 16, 2026
Details

As low as

Campus Credit Union
Institution Rating:
B4.7 ★ Texas Ratio: 17.47%
Used Auto Loans
5.99%
Up to 60 months
View
▼
APR5.99%
TermUp to 60 months
Last UpdatedJun 16, 2026
Details

As low as

County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.60%
Auto Loan
5.99%
78 months
View
▼
APR5.99%
Term78 months
Last UpdatedJun 16, 2026
Details

Model Year: 2022-2023

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
6.00%
84 Months
View
▼
APR6.00%
Term84 Months
Last UpdatedJun 16, 2026
Details

Tier B

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
6.00%
48 Months
View
▼
APR6.00%
Term48 Months
Last UpdatedJun 16, 2026
Details

Tier A

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
6.00%
60 months
View
▼
APR6.00%
Term60 months
Last UpdatedJun 16, 2026
Details

Credit Rating 1

B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
New Auto Loans
6.00%
72 months
View
▼
APR6.00%
Term72 months
Last UpdatedJun 16, 2026
Details

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
New Vehicles 2025 - 2026* Loan
6.00%
84 Months
View
▼
APR6.00%
Term84 Months
Last UpdatedJun 16, 2026
Details

Tier A

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
6.05%
72 months
View
▼
APR6.05%
Term72 months
Last UpdatedJun 16, 2026
Details

Credit Rating 1

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
Auto Loans
6.14%
76 - 84 Months
View
▼
APR6.14%
Term76 - 84 Months
Last UpdatedJun 11, 2026
Details

As Low As

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
Used Vehicle Loan
6.24%
72-75 months
View
▼
APR6.24%
Term72-75 months
Last UpdatedJun 16, 2026
Details

Great Plains Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
Preowned Auto Loan
6.25%
96 months
View
▼
APR6.25%
Term96 months
Last UpdatedJun 16, 2026
Details

Rates as low as...

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto 2012-2019 36 months
6.25%
36 months
View
▼
APR6.25%
Term36 months
Last UpdatedJun 16, 2026
Details

Tier A+

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
6.25%
60 Months
View
▼
APR6.25%
Term60 Months
Last UpdatedJun 16, 2026
Details

Tier A

County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.60%
Auto Loan
6.25%
42 months
View
▼
APR6.25%
Term42 months
Last UpdatedJun 16, 2026
Details

Model Year: 2022-2023

First National Bank of Hutchinson
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
Auto Loans
6.43%
Up to 72 Mo
View
▼
APR6.43%
TermUp to 72 Mo
Last UpdatedJun 16, 2026
Details

7

First National Bank of Hutchinson
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
Auto Loans
6.46%
Up to 60 Mo
View
▼
APR6.46%
TermUp to 60 Mo
Last UpdatedJun 16, 2026
Details

7

Campus Credit Union
Institution Rating:
B4.7 ★ Texas Ratio: 17.47%
Used Auto Loans
6.49%
61 - 72 months
View
▼
APR6.49%
Term61 - 72 months
Last UpdatedJun 16, 2026
Details

As low as

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto 2012-2019 48 months
6.50%
48 months
View
▼
APR6.50%
Term48 months
Last UpdatedJun 16, 2026
Details

Tier A+

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
6.50%
66 Months
View
▼
APR6.50%
Term66 Months
Last UpdatedJun 16, 2026
Details

Tier A

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Member Used Vehicles 2016 & Older Loan
6.50%
Up to 36 Months
View
▼
APR6.50%
TermUp to 36 Months
Last UpdatedJun 16, 2026
Details

Tier A

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Member Used Vehicles 2017-2021 Loan
6.50%
Up to 48 Months
View
▼
APR6.50%
TermUp to 48 Months
Last UpdatedJun 16, 2026
Details

Tier A

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Member Used Vehicles 2022-2024 Loan
6.50%
Up to 60 Months
View
▼
APR6.50%
TermUp to 60 Months
Last UpdatedJun 16, 2026
Details

Tier A

First National Bank of Hutchinson
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
Auto Loans
6.51%
Up to 48 Mo
View
▼
APR6.51%
TermUp to 48 Mo
Last UpdatedJun 16, 2026
Details

7

First National Bank of Hutchinson
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
Auto Loans
6.59%
Up to 36 Mo
View
▼
APR6.59%
TermUp to 36 Mo
Last UpdatedJun 16, 2026
Details

7

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto 2012-2019 36 months
6.75%
36 months
View
▼
APR6.75%
Term36 months
Last UpdatedJun 16, 2026
Details

Tier A

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto 2012-2019 60 months
6.75%
60 months
View
▼
APR6.75%
Term60 months
Last UpdatedJun 16, 2026
Details

Tier A+

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
6.75%
36 Months
View
▼
APR6.75%
Term36 Months
Last UpdatedJun 16, 2026
Details

Tier B

County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.60%
Auto Loan
6.75%
52 months
View
▼
APR6.75%
Term52 months
Last UpdatedJun 16, 2026
Details

Model Year: 2022-2023

B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
Used Auto Loans (2025-2021 Model Year)
6.79%
60 months
View
▼
APR6.79%
Term60 months
Last UpdatedJun 16, 2026
Details

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
Used Vehicle Loan
6.99%
76-84 months
View
▼
APR6.99%
Term76-84 months
Last UpdatedJun 16, 2026
Details

Campus Credit Union
Institution Rating:
B4.7 ★ Texas Ratio: 17.47%
Older Vehicle Loans
6.99%
Up to 60 months
View
▼
APR6.99%
TermUp to 60 months
Last UpdatedJun 16, 2026
Details

As low as

Campus Credit Union
Institution Rating:
B4.7 ★ Texas Ratio: 17.47%
Used Auto Loans
6.99%
73 - 84 months
View
▼
APR6.99%
Term73 - 84 months
Last UpdatedJun 16, 2026
Details

As low as

Central Kansas Education Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
Older Autos - over 10 years old
7.00%
Up to 48 months
View
▼
APR7.00%
TermUp to 48 months
Last UpdatedJun 16, 2026
Details

As Low As;*

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto 2012-2019 48 months
7.00%
48 months
View
▼
APR7.00%
Term48 months
Last UpdatedJun 16, 2026
Details

Tier A

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto 2012-2019 66 months
7.00%
66 months
View
▼
APR7.00%
Term66 months
Last UpdatedJun 16, 2026
Details

Tier A+

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
7.00%
48 Months
View
▼
APR7.00%
Term48 Months
Last UpdatedJun 16, 2026
Details

Tier B

B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
New Auto Loans
7.00%
84 months
View
▼
APR7.00%
Term84 months
Last UpdatedJun 16, 2026
Details

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
New Vehicles 2025 - 2026* Loan
7.00%
84 Months
View
▼
APR7.00%
Term84 Months
Last UpdatedJun 16, 2026
Details

Tier B

B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
Used Auto Loans (2025-2021 Model Year)
7.19%
72 months
View
▼
APR7.19%
Term72 months
Last UpdatedJun 16, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
7.20%
24 months
View
▼
APR7.20%
Term24 months
Last UpdatedJun 16, 2026
Details

Credit Rating 2

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto 2012-2019 60 months
7.25%
60 months
View
▼
APR7.25%
Term60 months
Last UpdatedJun 16, 2026
Details

Tier A

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
7.25%
60 Months
View
▼
APR7.25%
Term60 Months
Last UpdatedJun 16, 2026
Details

Tier B

County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.60%
Auto Loan
7.25%
52 months
View
▼
APR7.25%
Term52 months
Last UpdatedJun 16, 2026
Details

Model Year: 2016-2021

B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
Used Auto Loans (2020-2019 Model Year)
7.29%
48 months max
View
▼
APR7.29%
Term48 months max
Last UpdatedJun 16, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
7.45%
36 months
View
▼
APR7.45%
Term36 months
Last UpdatedJun 16, 2026
Details

Credit Rating 2

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
Used Vehicle Loan
7.49%
Up to 48 months
View
▼
APR7.49%
TermUp to 48 months
Last UpdatedJun 16, 2026
Details

Campus Credit Union
Institution Rating:
B4.7 ★ Texas Ratio: 17.47%
Older Vehicle Loans
7.49%
61 - 72 months
View
▼
APR7.49%
Term61 - 72 months
Last UpdatedJun 16, 2026
Details

As low as

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto 2012-2019 66 months
7.50%
66 months
View
▼
APR7.50%
Term66 months
Last UpdatedJun 16, 2026
Details

Tier A

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
7.50%
66 Months
View
▼
APR7.50%
Term66 Months
Last UpdatedJun 16, 2026
Details

Tier B

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Member Used Vehicles 2016 & Older Loan
7.50%
Up to 36 Months
View
▼
APR7.50%
TermUp to 36 Months
Last UpdatedJun 16, 2026
Details

Tier B

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Member Used Vehicles 2017-2021 Loan
7.50%
Up to 48 Months
View
▼
APR7.50%
TermUp to 48 Months
Last UpdatedJun 16, 2026
Details

Tier B

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Member Used Vehicles 2022-2024 Loan
7.50%
Up to 60 Months
View
▼
APR7.50%
TermUp to 60 Months
Last UpdatedJun 16, 2026
Details

Tier B

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
7.70%
48 months
View
▼
APR7.70%
Term48 months
Last UpdatedJun 16, 2026
Details

Credit Rating 2

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto 2012-2019 36 months
7.75%
36 months
View
▼
APR7.75%
Term36 months
Last UpdatedJun 16, 2026
Details

Tier B

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
7.75%
72 Months
View
▼
APR7.75%
Term72 Months
Last UpdatedJun 16, 2026
Details

Tier B

County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.60%
Auto Loan
7.90%
84 months
View
▼
APR7.90%
Term84 months
Last UpdatedJun 16, 2026
Details

Model Year: 2024-2026 (New or Used)

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
7.95%
60 months
View
▼
APR7.95%
Term60 months
Last UpdatedJun 16, 2026
Details

Credit Rating 2

Campus Credit Union
Institution Rating:
B4.7 ★ Texas Ratio: 17.47%
Older Vehicle Loans
7.99%
73 - 84 months
View
▼
APR7.99%
Term73 - 84 months
Last UpdatedJun 16, 2026
Details

As low as

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
8.00%
36 Months
View
▼
APR8.00%
Term36 Months
Last UpdatedJun 16, 2026
Details

Tier C

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto 2012-2019 48 months
8.00%
48 months
View
▼
APR8.00%
Term48 months
Last UpdatedJun 16, 2026
Details

Tier B

County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.60%
Auto Loan
8.00%
66 months
View
▼
APR8.00%
Term66 months
Last UpdatedJun 16, 2026
Details

Model Year: 2016-2021

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
New Vehicles 2025 - 2026* Loan
8.00%
72 Months
View
▼
APR8.00%
Term72 Months
Last UpdatedJun 16, 2026
Details

Tier C

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
8.20%
72 months
View
▼
APR8.20%
Term72 months
Last UpdatedJun 16, 2026
Details

Credit Rating 2

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
8.25%
48 Months
View
▼
APR8.25%
Term48 Months
Last UpdatedJun 16, 2026
Details

Tier C

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto 2012-2019 60 months
8.25%
60 months
View
▼
APR8.25%
Term60 months
Last UpdatedJun 16, 2026
Details

Tier B

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
8.50%
60 Months
View
▼
APR8.50%
Term60 Months
Last UpdatedJun 16, 2026
Details

Tier C

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto 2012-2019 66 months
8.50%
66 months
View
▼
APR8.50%
Term66 months
Last UpdatedJun 16, 2026
Details

Tier B

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Member Used Vehicles 2016 & Older Loan
8.50%
Up to 36 Months
View
▼
APR8.50%
TermUp to 36 Months
Last UpdatedJun 16, 2026
Details

Tier C

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Member Used Vehicles 2017-2021 Loan
8.50%
Up to 48 Months
View
▼
APR8.50%
TermUp to 48 Months
Last UpdatedJun 16, 2026
Details

Tier C

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Member Used Vehicles 2022-2024 Loan
8.50%
Up to 60 Months
View
▼
APR8.50%
TermUp to 60 Months
Last UpdatedJun 16, 2026
Details

Tier C

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
8.60%
24 months
View
▼
APR8.60%
Term24 months
Last UpdatedJun 16, 2026
Details

Credit Rating: 1

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
8.65%
36 months
View
▼
APR8.65%
Term36 months
Last UpdatedJun 16, 2026
Details

Credit Rating: 1

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
8.70%
48 months
View
▼
APR8.70%
Term48 months
Last UpdatedJun 16, 2026
Details

Credit Rating: 1

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
8.75%
66 Months
View
▼
APR8.75%
Term66 Months
Last UpdatedJun 16, 2026
Details

Tier C

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
Classic Vehicle Loans
8.99%
Up to 4 years
View
▼
APR8.99%
TermUp to 4 years
Last UpdatedJun 16, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
9.00%
36 Months
View
▼
APR9.00%
Term36 Months
Last UpdatedJun 16, 2026
Details

Tier D

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
New Vehicles 2025 - 2026* Loan
9.00%
72 Months
View
▼
APR9.00%
Term72 Months
Last UpdatedJun 16, 2026
Details

Tier D

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
9.25%
48 Months
View
▼
APR9.25%
Term48 Months
Last UpdatedJun 16, 2026
Details

Tier D

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
9.25%
36 Months
View
▼
APR9.25%
Term36 Months
Last UpdatedJun 16, 2026
Details

Tier C

County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.60%
Auto Loan
9.25%
84 months
View
▼
APR9.25%
Term84 months
Last UpdatedJun 16, 2026
Details

Model Year: 2022-2023

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
9.50%
48 Months
View
▼
APR9.50%
Term48 Months
Last UpdatedJun 16, 2026
Details

Tier C

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Member Used Vehicles 2016 & Older Loan
9.50%
Up to 36 Months
View
▼
APR9.50%
TermUp to 36 Months
Last UpdatedJun 16, 2026
Details

Tier D

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Member Used Vehicles 2017-2021 Loan
9.50%
Up to 48 Months
View
▼
APR9.50%
TermUp to 48 Months
Last UpdatedJun 16, 2026
Details

Tier D

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Member Used Vehicles 2022-2024 Loan
9.50%
Up to 60 Months
View
▼
APR9.50%
TermUp to 60 Months
Last UpdatedJun 16, 2026
Details

Tier D

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
9.75%
60 Months
View
▼
APR9.75%
Term60 Months
Last UpdatedJun 16, 2026
Details

Tier D

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
9.75%
60 Months
View
▼
APR9.75%
Term60 Months
Last UpdatedJun 16, 2026
Details

Tier C

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
9.75%
24 months
View
▼
APR9.75%
Term24 months
Last UpdatedJun 16, 2026
Details

Credit Rating 3

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
10.00%
66 Months
View
▼
APR10.00%
Term66 Months
Last UpdatedJun 16, 2026
Details

Tier C

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
10.00%
36 months
View
▼
APR10.00%
Term36 months
Last UpdatedJun 16, 2026
Details

Credit Rating 3

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
10.25%
66 Months
View
▼
APR10.25%
Term66 Months
Last UpdatedJun 16, 2026
Details

Tier D

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto 2012-2019 36 months
10.25%
36 months
View
▼
APR10.25%
Term36 months
Last UpdatedJun 16, 2026
Details

Tier C

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
10.25%
72 Months
View
▼
APR10.25%
Term72 Months
Last UpdatedJun 16, 2026
Details

Tier C

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
10.25%
48 months
View
▼
APR10.25%
Term48 months
Last UpdatedJun 16, 2026
Details

Credit Rating 3

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto 2012-2019 48 months
10.50%
48 months
View
▼
APR10.50%
Term48 months
Last UpdatedJun 16, 2026
Details

Tier C

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
10.50%
60 months
View
▼
APR10.50%
Term60 months
Last UpdatedJun 16, 2026
Details

Credit Rating 3

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
10.75%
72 Months
View
▼
APR10.75%
Term72 Months
Last UpdatedJun 16, 2026
Details

Tier D

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
10.75%
36 Months
View
▼
APR10.75%
Term36 Months
Last UpdatedJun 16, 2026
Details

Tier D

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
10.75%
72 months
View
▼
APR10.75%
Term72 months
Last UpdatedJun 16, 2026
Details

Credit Rating 3

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto 2012-2019 60 months
11.00%
60 months
View
▼
APR11.00%
Term60 months
Last UpdatedJun 16, 2026
Details

Tier C

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
11.00%
48 Months
View
▼
APR11.00%
Term48 Months
Last UpdatedJun 16, 2026
Details

Tier D

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
11.00%
36 months
View
▼
APR11.00%
Term36 months
Last UpdatedJun 16, 2026
Details

Credit Rating: 2

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
11.25%
48 months
View
▼
APR11.25%
Term48 months
Last UpdatedJun 16, 2026
Details

Credit Rating: 2

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto 2012-2019 66 months
11.50%
66 months
View
▼
APR11.50%
Term66 months
Last UpdatedJun 16, 2026
Details

Tier C

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
11.50%
60 Months
View
▼
APR11.50%
Term60 Months
Last UpdatedJun 16, 2026
Details

Tier D

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
12.00%
66 Months
View
▼
APR12.00%
Term66 Months
Last UpdatedJun 16, 2026
Details

Tier D

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto 2012-2019 36 months
12.50%
36 months
View
▼
APR12.50%
Term36 months
Last UpdatedJun 16, 2026
Details

Tier D

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
12.50%
72 Months
View
▼
APR12.50%
Term72 Months
Last UpdatedJun 16, 2026
Details

Tier D

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto 2012-2019 48 months
13.00%
48 months
View
▼
APR13.00%
Term48 months
Last UpdatedJun 16, 2026
Details

Tier D

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto 2012-2019 60 months
13.50%
60 months
View
▼
APR13.50%
Term60 months
Last UpdatedJun 16, 2026
Details

Tier D

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto 2012-2019 66 months
14.00%
66 months
View
▼
APR14.00%
Term66 months
Last UpdatedJun 16, 2026
Details

Tier D

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
15.50%
24 months
View
▼
APR15.50%
Term24 months
Last UpdatedJun 16, 2026
Details

Credit Rating: 3

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
15.75%
36 months
View
▼
APR15.75%
Term36 months
Last UpdatedJun 16, 2026
Details

Credit Rating: 3

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
16.00%
48 months
View
▼
APR16.00%
Term48 months
Last UpdatedJun 16, 2026
Details

Credit Rating: 3

Penokee New Auto Auto Loan Rates

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
2.00%
36 Months
View
▼
APR2.00%
Term36 Months
Last UpdatedJun 16, 2026
Details

Tier A+

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
3.50%
48 Months
View
▼
APR3.50%
Term48 Months
Last UpdatedJun 16, 2026
Details

Tier A+

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
3.75%
36 Months
View
▼
APR3.75%
Term36 Months
Last UpdatedJun 16, 2026
Details

Tier A

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
4.00%
48 Months
View
▼
APR4.00%
Term48 Months
Last UpdatedJun 16, 2026
Details

Tier A

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
4.25%
60 Months
View
▼
APR4.25%
Term60 Months
Last UpdatedJun 16, 2026
Details

Tier A

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
4.50%
84 Months
View
▼
APR4.50%
Term84 Months
Last UpdatedJun 16, 2026
Details

Tier A+

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
4.75%
36 Months
View
▼
APR4.75%
Term36 Months
Last UpdatedJun 16, 2026
Details

Tier B

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
New & Used Vehicle Loan
4.99%
Up to 63 months
View
▼
APR4.99%
TermUp to 63 months
Last UpdatedJun 16, 2026
Details

100% Financing with qualified credit

Midwest Regional Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.40%
New to 2016 Auto Loan
4.99%
Up to 63 Months
View
▼
APR4.99%
TermUp to 63 Months
Last UpdatedJun 16, 2026
Details

As Low As

Campus Credit Union
Institution Rating:
B4.7 ★ Texas Ratio: 17.47%
New Auto Loans
4.99%
Up to 60 months
View
▼
APR4.99%
TermUp to 60 months
Last UpdatedJun 16, 2026
Details

As low as

Central Kansas Education Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
New Auto
5.00%
Up to 84 months
View
▼
APR5.00%
TermUp to 84 months
Last UpdatedJun 16, 2026
Details

As Low As;*

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
5.00%
48 Months
View
▼
APR5.00%
Term48 Months
Last UpdatedJun 16, 2026
Details

Tier B

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
5.25%
60 Months
View
▼
APR5.25%
Term60 Months
Last UpdatedJun 16, 2026
Details

Tier B

B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
New Auto Loans
5.25%
36 months
View
▼
APR5.25%
Term36 months
Last UpdatedJun 16, 2026
Details

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
New & Used Vehicle Loan
5.49%
72-75 months
View
▼
APR5.49%
Term72-75 months
Last UpdatedJun 16, 2026
Details

100% Financing with qualified credit

Midwest Regional Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.40%
New to 2016 Auto Loan
5.49%
Up to 75 Months
View
▼
APR5.49%
TermUp to 75 Months
Last UpdatedJun 16, 2026
Details

As Low As

Campus Credit Union
Institution Rating:
B4.7 ★ Texas Ratio: 17.47%
New Auto Loans
5.49%
61 - 72 months
View
▼
APR5.49%
Term61 - 72 months
Last UpdatedJun 16, 2026
Details

As low as

Great Plains Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
New Auto Loan
5.50%
96 months
View
▼
APR5.50%
Term96 months
Last UpdatedJun 16, 2026
Details

Rates as low as...

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
5.50%
66 Months
View
▼
APR5.50%
Term66 Months
Last UpdatedJun 16, 2026
Details

Tier B

B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
New Auto Loans
5.50%
48 months
View
▼
APR5.50%
Term48 months
Last UpdatedJun 16, 2026
Details

SM Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New Auto Loan
5.59%
6 year
View
▼
APR5.59%
Term6 year
Last UpdatedJun 16, 2026
Details

As Low As; 6 year terms available on some vehicle loans. Some restrictions may apply.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
New & Used Vehicles Loan
5.74%
Up to 2 years
View
▼
APR5.74%
TermUp to 2 years
Last UpdatedJun 16, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
5.75%
72 Months
View
▼
APR5.75%
Term72 Months
Last UpdatedJun 16, 2026
Details

Tier B

B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
New Auto Loans
5.75%
60 months
View
▼
APR5.75%
Term60 months
Last UpdatedJun 16, 2026
Details

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
New & Used Vehicle Loan
5.99%
76-84 months
View
▼
APR5.99%
Term76-84 months
Last UpdatedJun 16, 2026
Details

100% Financing with qualified credit

Midwest Regional Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.40%
New to 2016 Auto Loan
5.99%
Up to 84 Months
View
▼
APR5.99%
TermUp to 84 Months
Last UpdatedJun 16, 2026
Details

As Low As

Campus Credit Union
Institution Rating:
B4.7 ★ Texas Ratio: 17.47%
New Auto Loans
5.99%
73 - 84 months
View
▼
APR5.99%
Term73 - 84 months
Last UpdatedJun 16, 2026
Details

As low as

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
6.00%
84 Months
View
▼
APR6.00%
Term84 Months
Last UpdatedJun 16, 2026
Details

Tier B

B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
New Auto Loans
6.00%
72 months
View
▼
APR6.00%
Term72 months
Last UpdatedJun 16, 2026
Details

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
New Vehicles 2025 - 2026* Loan
6.00%
84 Months
View
▼
APR6.00%
Term84 Months
Last UpdatedJun 16, 2026
Details

Tier A

B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
New Auto Loans
7.00%
84 months
View
▼
APR7.00%
Term84 months
Last UpdatedJun 16, 2026
Details

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
New Vehicles 2025 - 2026* Loan
7.00%
84 Months
View
▼
APR7.00%
Term84 Months
Last UpdatedJun 16, 2026
Details

Tier B

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
8.00%
36 Months
View
▼
APR8.00%
Term36 Months
Last UpdatedJun 16, 2026
Details

Tier C

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
New Vehicles 2025 - 2026* Loan
8.00%
72 Months
View
▼
APR8.00%
Term72 Months
Last UpdatedJun 16, 2026
Details

Tier C

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
8.25%
48 Months
View
▼
APR8.25%
Term48 Months
Last UpdatedJun 16, 2026
Details

Tier C

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
8.50%
60 Months
View
▼
APR8.50%
Term60 Months
Last UpdatedJun 16, 2026
Details

Tier C

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
8.75%
66 Months
View
▼
APR8.75%
Term66 Months
Last UpdatedJun 16, 2026
Details

Tier C

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
9.00%
36 Months
View
▼
APR9.00%
Term36 Months
Last UpdatedJun 16, 2026
Details

Tier D

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
New Vehicles 2025 - 2026* Loan
9.00%
72 Months
View
▼
APR9.00%
Term72 Months
Last UpdatedJun 16, 2026
Details

Tier D

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
9.25%
48 Months
View
▼
APR9.25%
Term48 Months
Last UpdatedJun 16, 2026
Details

Tier D

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
9.75%
60 Months
View
▼
APR9.75%
Term60 Months
Last UpdatedJun 16, 2026
Details

Tier D

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
10.25%
66 Months
View
▼
APR10.25%
Term66 Months
Last UpdatedJun 16, 2026
Details

Tier D

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
NEW Auto 2025-2026 Mileage Under 10,000
10.75%
72 Months
View
▼
APR10.75%
Term72 Months
Last UpdatedJun 16, 2026
Details

Tier D

Penokee Used Auto Auto Loan Rates

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
New & Used Vehicle Loan
4.99%
Up to 63 months
View
▼
APR4.99%
TermUp to 63 months
Last UpdatedJun 16, 2026
Details

100% Financing with qualified credit

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
5.25%
36 Months
View
▼
APR5.25%
Term36 Months
Last UpdatedJun 16, 2026
Details

Tier A+

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
New & Used Vehicle Loan
5.49%
72-75 months
View
▼
APR5.49%
Term72-75 months
Last UpdatedJun 16, 2026
Details

100% Financing with qualified credit

Central Kansas Education Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
Used Auto - up to 5 years old
5.50%
Up to 72 months
View
▼
APR5.50%
TermUp to 72 months
Last UpdatedJun 16, 2026
Details

As Low As;*

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
5.50%
48 Months
View
▼
APR5.50%
Term48 Months
Last UpdatedJun 16, 2026
Details

Tier A+

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
New & Used Vehicles Loan
5.74%
Up to 2 years
View
▼
APR5.74%
TermUp to 2 years
Last UpdatedJun 16, 2026
Details

Central Kansas Education Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
Used Auto - 6 - 10 years old
5.75%
Up to 60 months
View
▼
APR5.75%
TermUp to 60 months
Last UpdatedJun 16, 2026
Details

As Low As;*

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
5.75%
36 Months
View
▼
APR5.75%
Term36 Months
Last UpdatedJun 16, 2026
Details

Tier A

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
5.85%
24 months
View
▼
APR5.85%
Term24 months
Last UpdatedJun 16, 2026
Details

Credit Rating 1

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
5.90%
36 months
View
▼
APR5.90%
Term36 months
Last UpdatedJun 16, 2026
Details

Credit Rating 1

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
5.95%
48 months
View
▼
APR5.95%
Term48 months
Last UpdatedJun 16, 2026
Details

Credit Rating 1

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
New & Used Vehicle Loan
5.99%
76-84 months
View
▼
APR5.99%
Term76-84 months
Last UpdatedJun 16, 2026
Details

100% Financing with qualified credit

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
Used Vehicle Loan
5.99%
Up to 63 months
View
▼
APR5.99%
TermUp to 63 months
Last UpdatedJun 16, 2026
Details

Campus Credit Union
Institution Rating:
B4.7 ★ Texas Ratio: 17.47%
Used Auto Loans
5.99%
Up to 60 months
View
▼
APR5.99%
TermUp to 60 months
Last UpdatedJun 16, 2026
Details

As low as

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
6.00%
48 Months
View
▼
APR6.00%
Term48 Months
Last UpdatedJun 16, 2026
Details

Tier A

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
6.00%
60 months
View
▼
APR6.00%
Term60 months
Last UpdatedJun 16, 2026
Details

Credit Rating 1

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
6.05%
72 months
View
▼
APR6.05%
Term72 months
Last UpdatedJun 16, 2026
Details

Credit Rating 1

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
Used Vehicle Loan
6.24%
72-75 months
View
▼
APR6.24%
Term72-75 months
Last UpdatedJun 16, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto 2012-2019 36 months
6.25%
36 months
View
▼
APR6.25%
Term36 months
Last UpdatedJun 16, 2026
Details

Tier A+

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
6.25%
60 Months
View
▼
APR6.25%
Term60 Months
Last UpdatedJun 16, 2026
Details

Tier A

Campus Credit Union
Institution Rating:
B4.7 ★ Texas Ratio: 17.47%
Used Auto Loans
6.49%
61 - 72 months
View
▼
APR6.49%
Term61 - 72 months
Last UpdatedJun 16, 2026
Details

As low as

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto 2012-2019 48 months
6.50%
48 months
View
▼
APR6.50%
Term48 months
Last UpdatedJun 16, 2026
Details

Tier A+

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
6.50%
66 Months
View
▼
APR6.50%
Term66 Months
Last UpdatedJun 16, 2026
Details

Tier A

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Member Used Vehicles 2016 & Older Loan
6.50%
Up to 36 Months
View
▼
APR6.50%
TermUp to 36 Months
Last UpdatedJun 16, 2026
Details

Tier A

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Member Used Vehicles 2017-2021 Loan
6.50%
Up to 48 Months
View
▼
APR6.50%
TermUp to 48 Months
Last UpdatedJun 16, 2026
Details

Tier A

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Member Used Vehicles 2022-2024 Loan
6.50%
Up to 60 Months
View
▼
APR6.50%
TermUp to 60 Months
Last UpdatedJun 16, 2026
Details

Tier A

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto 2012-2019 36 months
6.75%
36 months
View
▼
APR6.75%
Term36 months
Last UpdatedJun 16, 2026
Details

Tier A

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto 2012-2019 60 months
6.75%
60 months
View
▼
APR6.75%
Term60 months
Last UpdatedJun 16, 2026
Details

Tier A+

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
6.75%
36 Months
View
▼
APR6.75%
Term36 Months
Last UpdatedJun 16, 2026
Details

Tier B

B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
Used Auto Loans (2025-2021 Model Year)
6.79%
60 months
View
▼
APR6.79%
Term60 months
Last UpdatedJun 16, 2026
Details

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
Used Vehicle Loan
6.99%
76-84 months
View
▼
APR6.99%
Term76-84 months
Last UpdatedJun 16, 2026
Details

Campus Credit Union
Institution Rating:
B4.7 ★ Texas Ratio: 17.47%
Used Auto Loans
6.99%
73 - 84 months
View
▼
APR6.99%
Term73 - 84 months
Last UpdatedJun 16, 2026
Details

As low as

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto 2012-2019 48 months
7.00%
48 months
View
▼
APR7.00%
Term48 months
Last UpdatedJun 16, 2026
Details

Tier A

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto 2012-2019 66 months
7.00%
66 months
View
▼
APR7.00%
Term66 months
Last UpdatedJun 16, 2026
Details

Tier A+

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
7.00%
48 Months
View
▼
APR7.00%
Term48 Months
Last UpdatedJun 16, 2026
Details

Tier B

B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
Used Auto Loans (2025-2021 Model Year)
7.19%
72 months
View
▼
APR7.19%
Term72 months
Last UpdatedJun 16, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
7.20%
24 months
View
▼
APR7.20%
Term24 months
Last UpdatedJun 16, 2026
Details

Credit Rating 2

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto 2012-2019 60 months
7.25%
60 months
View
▼
APR7.25%
Term60 months
Last UpdatedJun 16, 2026
Details

Tier A

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
7.25%
60 Months
View
▼
APR7.25%
Term60 Months
Last UpdatedJun 16, 2026
Details

Tier B

B&V Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
Used Auto Loans (2020-2019 Model Year)
7.29%
48 months max
View
▼
APR7.29%
Term48 months max
Last UpdatedJun 16, 2026
Details

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
7.45%
36 months
View
▼
APR7.45%
Term36 months
Last UpdatedJun 16, 2026
Details

Credit Rating 2

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
Used Vehicle Loan
7.49%
Up to 48 months
View
▼
APR7.49%
TermUp to 48 months
Last UpdatedJun 16, 2026
Details

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto 2012-2019 66 months
7.50%
66 months
View
▼
APR7.50%
Term66 months
Last UpdatedJun 16, 2026
Details

Tier A

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
7.50%
66 Months
View
▼
APR7.50%
Term66 Months
Last UpdatedJun 16, 2026
Details

Tier B

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Member Used Vehicles 2016 & Older Loan
7.50%
Up to 36 Months
View
▼
APR7.50%
TermUp to 36 Months
Last UpdatedJun 16, 2026
Details

Tier B

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Member Used Vehicles 2017-2021 Loan
7.50%
Up to 48 Months
View
▼
APR7.50%
TermUp to 48 Months
Last UpdatedJun 16, 2026
Details

Tier B

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Member Used Vehicles 2022-2024 Loan
7.50%
Up to 60 Months
View
▼
APR7.50%
TermUp to 60 Months
Last UpdatedJun 16, 2026
Details

Tier B

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
7.70%
48 months
View
▼
APR7.70%
Term48 months
Last UpdatedJun 16, 2026
Details

Credit Rating 2

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto 2012-2019 36 months
7.75%
36 months
View
▼
APR7.75%
Term36 months
Last UpdatedJun 16, 2026
Details

Tier B

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
7.75%
72 Months
View
▼
APR7.75%
Term72 Months
Last UpdatedJun 16, 2026
Details

Tier B

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
7.95%
60 months
View
▼
APR7.95%
Term60 months
Last UpdatedJun 16, 2026
Details

Credit Rating 2

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto 2012-2019 48 months
8.00%
48 months
View
▼
APR8.00%
Term48 months
Last UpdatedJun 16, 2026
Details

Tier B

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
8.20%
72 months
View
▼
APR8.20%
Term72 months
Last UpdatedJun 16, 2026
Details

Credit Rating 2

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto 2012-2019 60 months
8.25%
60 months
View
▼
APR8.25%
Term60 months
Last UpdatedJun 16, 2026
Details

Tier B

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto 2012-2019 66 months
8.50%
66 months
View
▼
APR8.50%
Term66 months
Last UpdatedJun 16, 2026
Details

Tier B

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Member Used Vehicles 2016 & Older Loan
8.50%
Up to 36 Months
View
▼
APR8.50%
TermUp to 36 Months
Last UpdatedJun 16, 2026
Details

Tier C

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Member Used Vehicles 2017-2021 Loan
8.50%
Up to 48 Months
View
▼
APR8.50%
TermUp to 48 Months
Last UpdatedJun 16, 2026
Details

Tier C

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Member Used Vehicles 2022-2024 Loan
8.50%
Up to 60 Months
View
▼
APR8.50%
TermUp to 60 Months
Last UpdatedJun 16, 2026
Details

Tier C

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
8.60%
24 months
View
▼
APR8.60%
Term24 months
Last UpdatedJun 16, 2026
Details

Credit Rating: 1

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
8.65%
36 months
View
▼
APR8.65%
Term36 months
Last UpdatedJun 16, 2026
Details

Credit Rating: 1

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
8.70%
48 months
View
▼
APR8.70%
Term48 months
Last UpdatedJun 16, 2026
Details

Credit Rating: 1

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
9.25%
36 Months
View
▼
APR9.25%
Term36 Months
Last UpdatedJun 16, 2026
Details

Tier C

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
9.50%
48 Months
View
▼
APR9.50%
Term48 Months
Last UpdatedJun 16, 2026
Details

Tier C

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Member Used Vehicles 2016 & Older Loan
9.50%
Up to 36 Months
View
▼
APR9.50%
TermUp to 36 Months
Last UpdatedJun 16, 2026
Details

Tier D

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Member Used Vehicles 2017-2021 Loan
9.50%
Up to 48 Months
View
▼
APR9.50%
TermUp to 48 Months
Last UpdatedJun 16, 2026
Details

Tier D

Morton Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
Member Used Vehicles 2022-2024 Loan
9.50%
Up to 60 Months
View
▼
APR9.50%
TermUp to 60 Months
Last UpdatedJun 16, 2026
Details

Tier D

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
9.75%
60 Months
View
▼
APR9.75%
Term60 Months
Last UpdatedJun 16, 2026
Details

Tier C

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
9.75%
24 months
View
▼
APR9.75%
Term24 months
Last UpdatedJun 16, 2026
Details

Credit Rating 3

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
10.00%
66 Months
View
▼
APR10.00%
Term66 Months
Last UpdatedJun 16, 2026
Details

Tier C

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
10.00%
36 months
View
▼
APR10.00%
Term36 months
Last UpdatedJun 16, 2026
Details

Credit Rating 3

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto 2012-2019 36 months
10.25%
36 months
View
▼
APR10.25%
Term36 months
Last UpdatedJun 16, 2026
Details

Tier C

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
10.25%
72 Months
View
▼
APR10.25%
Term72 Months
Last UpdatedJun 16, 2026
Details

Tier C

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
10.25%
48 months
View
▼
APR10.25%
Term48 months
Last UpdatedJun 16, 2026
Details

Credit Rating 3

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto 2012-2019 48 months
10.50%
48 months
View
▼
APR10.50%
Term48 months
Last UpdatedJun 16, 2026
Details

Tier C

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
10.50%
60 months
View
▼
APR10.50%
Term60 months
Last UpdatedJun 16, 2026
Details

Credit Rating 3

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
10.75%
36 Months
View
▼
APR10.75%
Term36 Months
Last UpdatedJun 16, 2026
Details

Tier D

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
10.75%
72 months
View
▼
APR10.75%
Term72 months
Last UpdatedJun 16, 2026
Details

Credit Rating 3

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto 2012-2019 60 months
11.00%
60 months
View
▼
APR11.00%
Term60 months
Last UpdatedJun 16, 2026
Details

Tier C

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
11.00%
48 Months
View
▼
APR11.00%
Term48 Months
Last UpdatedJun 16, 2026
Details

Tier D

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
11.00%
36 months
View
▼
APR11.00%
Term36 months
Last UpdatedJun 16, 2026
Details

Credit Rating: 2

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
11.25%
48 months
View
▼
APR11.25%
Term48 months
Last UpdatedJun 16, 2026
Details

Credit Rating: 2

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto 2012-2019 66 months
11.50%
66 months
View
▼
APR11.50%
Term66 months
Last UpdatedJun 16, 2026
Details

Tier C

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
11.50%
60 Months
View
▼
APR11.50%
Term60 Months
Last UpdatedJun 16, 2026
Details

Tier D

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
12.00%
66 Months
View
▼
APR12.00%
Term66 Months
Last UpdatedJun 16, 2026
Details

Tier D

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto 2012-2019 36 months
12.50%
36 months
View
▼
APR12.50%
Term36 months
Last UpdatedJun 16, 2026
Details

Tier D

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
USED Auto 2020-2026 Mileage between 10,000 and 60,000
12.50%
72 Months
View
▼
APR12.50%
Term72 Months
Last UpdatedJun 16, 2026
Details

Tier D

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto 2012-2019 48 months
13.00%
48 months
View
▼
APR13.00%
Term48 months
Last UpdatedJun 16, 2026
Details

Tier D

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto 2012-2019 60 months
13.50%
60 months
View
▼
APR13.50%
Term60 months
Last UpdatedJun 16, 2026
Details

Tier D

Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto 2012-2019 66 months
14.00%
66 months
View
▼
APR14.00%
Term66 months
Last UpdatedJun 16, 2026
Details

Tier D

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
15.50%
24 months
View
▼
APR15.50%
Term24 months
Last UpdatedJun 16, 2026
Details

Credit Rating: 3

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
15.75%
36 months
View
▼
APR15.75%
Term36 months
Last UpdatedJun 16, 2026
Details

Credit Rating: 3

KUMC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
16.00%
48 months
View
▼
APR16.00%
Term48 months
Last UpdatedJun 16, 2026
Details

Credit Rating: 3

Penokee, KS Auto Loan Rate Trends

Compare local Penokee, KS auto loan rates against the statewide average

Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Kansas Auto Trends →
New Auto Loan — KS Avg
5.934%
▼ 0.867 vs 7 days ago

Kansas new auto rates fell 0.867 points over the past 7 days to 5.934% APR.

Used Auto Loan — KS Avg
8.012%
▼ 0.465 vs 7 days ago

Kansas used auto rates fell 0.465 points over the past 7 days to 8.012% APR.

As of Jun 20, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Penokee, Kansas auto loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Auto Loan Rate Data: We aggregate new and used auto loan rates for Penokee, Kansas directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the lenders’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available auto loan products in Penokee, Kansas. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national auto lenders available to borrowers in KS.

Regularly Updated APRs: Our rate updaters verify and update auto loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Auto loan APRs shown typically represent the lowest available rate for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, loan term, vehicle age, and other underwriting factors.

Frequently Asked Questions about Auto Loans in Penokee, Kansas

How does my credit score affect my car loan rate in Kansas?

Your credit score is the biggest factor determining your auto loan APR. Borrowers in Penokee, Kansas with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.

Is it better to finance through a dealership or a bank?

It is highly recommended to get pre-approved through a local bank or credit union in Kansas *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.

What is the difference between New and Used Auto Loan rates?

Lenders in Penokee, Kansas typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.

How long should my auto loan term be?

While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.

What are the best Auto Loan rates in Penokee, Kansas?

Based on our current data, some of the lowest auto loan rates available in Penokee, Kansas include:
  • Cooperative Credit Union: 2.00% (NEW Auto 2025-2026 Mileage Under 10,000)
  • County Credit Union: 3.99% (Auto Loan)
  • Baxter Credit Union: 4.14% (Auto Loans)
  • Mainstreet Federal Credit Union: 4.99% (New & Used Vehicle Loan)
  • Midwest Regional Credit Union: 4.99% (New to 2016 Auto Loan)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Penokee, Kansas. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: June 16, 2026

Penokee, Kansas Rates & Resources

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