Emporia State Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Emporia State Federal Credit Union12-month CD rates can be found at 2.20%, 6-month CD rates at 3.80% and 3-month CD rates at 0.80%. Savings rates are at 0.35% and money market rates are at 0.30%. Mortgage rates on 30-year fixed loans are around 6.64%. Credit Card rates are at 16.10%. Personal Loan rates are at 12.15%. All these rates, and more, can be found in our database of rates which you can compare to Emporia State Federal Credit Union rates.

Compare Emporia State Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Emporia State Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Emporia State Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Emporia State Federal Credit Union? Share your experience about Emporia State Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Emporia State Federal Credit Union.

Overall, Emporia State Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Emporia State Federal Credit Union
ESFCU Main Branch
310 W 12th Ave
Emporia, KS 66801
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Emporia State Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
FNB Community Bank
FNB Community Bank
Rewards Checking
5.00%
$0
Columbus Bank and Trust Company
Columbus Bank and Trust Company
60-Month CD
4.00%
$500
Home SB of Wapakoneta
Home SB of Wapakoneta
6-Month CD
3.95%
$1,000
Second Federal S&L
Second Federal S&L
48-Month CD
3.85%
$500
GTE Financial Credit Union
GTE Financial Credit Union
24-Month CD
3.82%
$500
Savings Bank of Walpole
Savings Bank of Walpole
12-Month CD
3.75%
$500
Everence Trust Company
Everence Trust Company
12-Month CD
3.70%
$500
Webster Five Cents Savings Bank
Webster Five Cents Savings Bank
12-Month CD
3.35%
$1,000
Alliance Community Bank
Alliance Community Bank
60-Month CD
3.30%
$1,000
ACFCU
ACFCU
48-Month CD
3.20%
$1,000
Community Bank of Trenton
Community Bank of Trenton
18-Month CD
3.15%
$500
St. Ansgar State Bank
St. Ansgar State Bank
18-Month CD
3.02%
$1,000
Camp Grove State Bank
Camp Grove State Bank
24-Month CD
3.00%
$1,000
Bell Bank
Bell Bank
36-Month CD
3.00%
$500
Adrian Bank
Adrian Bank
48-Month CD
2.77%
$1,000
Farmers Savings Bank Mineral Point, WI
Farmers Savings Bank Mineral Point, WI
48-Month CD
2.75%
$2,500
Genoa Community Bank
Genoa Community Bank
36-Month CD
2.55%
$500
First Enterprise Bank
First Enterprise Bank
48-Month CD
2.50%
$1,000
Pathfinder Bank
Pathfinder Bank
36-Month CD
2.50%
$1,000
State Bank of St. Jacob
State Bank of St. Jacob
18-Month CD
2.00%
$1,000
South Central State Bank
South Central State Bank
36-Month CD
1.76%
$1,000
State Bank of Industry
State Bank of Industry
12-Month CD
1.76%
$1,000
The Citizens Bank Company
The Citizens Bank Company
18-Month CD
1.48%
$1,000
Think Mutual Bank
Think Mutual Bank
Money Market
1.45%
$5,000
Lincoln Bank of Hodgenville
Lincoln Bank of Hodgenville
60-Month CD
1.25%
$500
UniBank for Savings
UniBank for Savings
12-Month CD
1.00%
$500
Woodsville Guaranty Savings Bank
Woodsville Guaranty Savings Bank
60-Month CD
0.80%
$1,000
Boone Bank & Trust Co.
Boone Bank & Trust Co.
60-Month CD
0.80%
$1,000
First Federal S&L of Central Illinois, S.B.
First Federal S&L of Central Illinois, S.B.
Savings
0.75%
$100
Peoples Trust Co. of St. Albans
Peoples Trust Co. of St. Albans
24-Month CD
0.60%
$500
Cecil Bank
Cecil Bank
48-Month CD
0.45%
$500
American Bank of Baxter Springs
American Bank of Baxter Springs
36-Month CD
0.45%
$1,000
Bank of Greene County
Bank of Greene County
30-Month CD
0.35%
$1,000
ACFCU
ACFCU
Share Savings
0.35%
$50
USLA Union S&L
USLA Union S&L
18-Month CD
0.30%
$1,000
FSB of Golva
FSB of Golva
Interest Checking
0.25%
$500
Union Bank, Inc.
Union Bank, Inc.
24-Month CD
0.20%
$1,000
Collinsville Building and Loan Association
Collinsville Building and Loan Association
18-Month CD
0.15%
$1,000
Wintrust Bank
Wintrust Bank
Statement Savings
0.15%
$1
PeoplesBank
PeoplesBank
12-Month CD
0.10%
$1,000
Pineries Bank
Pineries Bank
Regular Savings
0.10%
$100
First National Bank of Michigan
First National Bank of Michigan
First Personal Savings
0.10%
$100
Bank of Lake Mills
Bank of Lake Mills
Savings
0.10%
$25
Chelsea Groton Bank
Chelsea Groton Bank
6-Month CD
0.05%
$500
First Commerce Bank Lewisburg, TN
First Commerce Bank Lewisburg, TN
Regular Savings
0.05%
$100
Pittsfield Co-operative Bank
Pittsfield Co-operative Bank
Passbook Savings
0.05%
$10
First Hawaiian Bank
First Hawaiian Bank
Money Market
0.02%
$100
Verus Bank of Commerce
Verus Bank of Commerce
Big Thompson Savings
0.02%
$100
Citizens Bank Mukwonago, WI
Citizens Bank Mukwonago, WI
Advantage Plus Checking
0.02%
$1,000
Central Federal SLA
Central Federal SLA
Passbook Savings
0.01%
$100
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Emporia State Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
1st Northern California Credit Union
1st Northern California Credit Union
10-Year Fixed
4.250%
4.514%
0.750
North Carolina Press Association Federal Credit Union
North Carolina Press Association Federal Credit Union
15 Year Fixed
5.250%
5.386%
0.000
Abound Federal Credit Union
Abound Federal Credit Union
15-Year Fixed
5.375%
5.512%
0.000
Premier Bank Dubuque, IA
Premier Bank Dubuque, IA
15-Year Fixed
5.500%
5.661%
0.000
Mid-Atlantic Federal Credit Union
Mid-Atlantic Federal Credit Union
7/6 ARM
5.750%
5.768%
0.000
1st United Credit Union
1st United Credit Union
15-Year Fixed
5.750%
5.823%
0.000
Northfield Savings Bank
Northfield Savings Bank
15-Year Fixed
5.750%
5.851%
0.000
Navy Federal Credit Union
Navy Federal Credit Union
5/5 Jumbo ARM
5.520%
5.856%
0.250
FourLeaf Federal Credit Union
FourLeaf Federal Credit Union
15-Year Fixed
5.750%
5.897%
0.000
Investment Savings Bank
Investment Savings Bank
30-Year Fixed
5.875%
5.936%
0.000
A+ Federal Credit Union
A+ Federal Credit Union
20-Year Fixed
5.875%
5.959%
0.000
Phoenixville Federal B&T
15-Year Fixed
5.875%
5.984%
0.125
Piedmont Advantage Credit Union
Piedmont Advantage Credit Union
30-Year Fixed
5.875%
6.031%
0.000
Northwest Community Bank
Northwest Community Bank
15-Year Fixed
5.875%
6.054%
0.000
Manasquan Bank
Manasquan Bank
5/6 ARM
6.000%
6.074%
0.000
StonehamBank
StonehamBank
20-Year Fixed
6.000%
6.089%
0.000
First National Bank of Hutchinson
First National Bank of Hutchinson
15-Year Fixed
5.875%
6.095%
0.000
NESC Federal Credit Union
NESC Federal Credit Union
5/5 ARM
6.000%
6.109%
0.000
Somerset Savings Bank
Somerset Savings Bank
30-Year Fixed
6.000%
6.133%
0.000
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
30-Year Fixed
6.000%
6.150%
1.250
Ideal Credit Union
Ideal Credit Union
7/1 ARM
5.500%
6.156%
0.000
Holyoke Credit Union
Holyoke Credit Union
10/1 ARM
5.875%
6.163%
0.000
First Northern Credit Union
First Northern Credit Union
15 Year Fixed
6.125%
6.191%
0.000
Greenfield Banking Company Greenfield, IN
Greenfield Banking Company Greenfield, IN
15-Year Fixed
5.875%
6.205%
0.000
Investment Savings Bank
Investment Savings Bank
7/1 ARM
6.500%
6.218%
0.000
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The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Emporia State Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Rewards MasterCard
18.000%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Student
17.990%
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Rewards Credit Card
14.240%
ACFCU
ACFCU
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
America First Federal Credit Union
America First Federal Credit Union
SIGNATURE 1% CASH BACK VISA
14.740%
Unlimited 1% Cash Back Signature Card
Vystar Credit Union
Vystar Credit Union
Platinum Visa
15.350%
ABCO Federal Credit Union
ABCO Federal Credit Union
VISA® Credit Cards
7.990%
America First Federal Credit Union
America First Federal Credit Union
CLASSIC FLAT 1% CASH BACK VISA
18.000%
1% Cash Back Classic Card
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Starter
17.990%
The Golden 1 Credit Union
The Golden 1 Credit Union
Member First VISA
15.040%
No balance transfer fees or annual fees.
Achieve Financial Credit Union
Achieve Financial Credit Union
Visa Platinum with Rewards
9.900%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Visa Signature Rewards
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Cash Back World MasterCard
16.950% - 18.000%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Rewards
15.740% - 17.990%
Achieve Financial Credit Union
Achieve Financial Credit Union
Visa Balance Transfer
8.990%
The balance transfer rate is good only on balances transferred from non-Achieve credit cards.
Abbey Credit Union
Abbey Credit Union
VISA® Gold
11.960%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Secured
18.000%
1st United Credit Union
1st United Credit Union
Visa Platinum Rewards
14.900%
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Low Rate Credit Card
13.240%
Randolph Brooks FCU
Randolph Brooks FCU
World Cash Back Credit Card Mastercard
18.000%
Canyon View Credit Union
Canyon View Credit Union
Visa Crimson Rewards Card
13.740%
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Inspire Mastercard
13.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
ACMG Federal Credit Union
ACMG Federal Credit Union
VISA Platinum without Rewards
7.900%
America First Federal Credit Union
America First Federal Credit Union
SILICON SLOPES SIGNATURE VISA
18.000%
Unlimited 1% Cash Back .5% Donation Signature Card
ACFCU
ACFCU
Secure Card Visa
29.240%
A card that\'s perfect for anyone who wants to improve or establish their credit.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Emporia State Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
ACFCU
ACFCU
Gold Star Loan
14.200%
$0
48
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Personal Line of Credit
7.750% - 16.750%
$0
1 - 36
Access Federal Credit Union
Access Federal Credit Union
Consolidation Loans
14.850%
$0
37 - 60
ABNB Federal Credit Union
ABNB Federal Credit Union
Personal Loans
11.740% - 17.990%
$0
1st Ed Credit Union
1st Ed Credit Union
Personal/Signature Loans
11.150%
$0
60 - 60
360 Federal Credit Union
360 Federal Credit Union
Anything Loan
10.990%
$500
36
Acme Continental Credit Union
Acme Continental Credit Union
Signature Loan
8.950%
$0
1 - 60
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Access Line Of Credit
16.240%
$0
Vystar Credit Union
Vystar Credit Union
Personal Loans
10.000%
$0
1 - 36
AHE Plant 3 Federal Credit Union
AHE Plant 3 Federal Credit Union
Loan Specials
8.500%
$0 - $6,000
42
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
14.700%
$8,000
60 - 60
Acadia Federal Credit Union
Acadia Federal Credit Union
Personal Loans
11.900%
$0 - $15,000
24 - 60
360 Federal Credit Union
360 Federal Credit Union
Debt Consolidated
9.490%
$500
36
Hughes Federal Credit Union
Hughes Federal Credit Union
Summer/Holiday Loans
9.500%
$0
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
Open End Line-of-Credit
11.990%
$0
ABCO Federal Credit Union
ABCO Federal Credit Union
Vacation Loans
10.490%
$0
705 Federal Credit Union
705 Federal Credit Union
Personal Line of Credit
11.500% - 18.000%
$0 - $5,000
802 Credit Union
802 Credit Union
Personal/Signature
10.990%
$0
24 - 36
Academic Employees Credit Union
Academic Employees Credit Union
Personal Loan
10.500%
$0 - $5,000
24 - 36
Academic Federal Credit Union
Academic Federal Credit Union
Debt Consolidation Loan
9.000%
$0
108
Hughes Federal Credit Union
Hughes Federal Credit Union
Line of Credit
13.450%
$0
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
13.700%
$2,500 - $5,000
36 - 36
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Ultra Loan
13.990%
$0
Randolph Brooks FCU
Randolph Brooks FCU
Personal Line of Credit
12.950% - 18.000%
$0
Academic Federal Credit Union
Academic Federal Credit Union
Signature Loan
7.000%
$500 - $15,000
60
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Emporia State Federal Credit Union rate data right now, check back for updates, we are adding rates all the time.

Emporia State Federal Credit Union Information

Credit Union Name: Emporia State Federal Credit Union
Full Time Employees: 25
Part Time Employees: 4
President: Aron Dody
CEO: Angela Miller
Branch Locations: 2
ATM Locations: 2
Corporate Office Address:
310 W 12th Ave
Emporia, KS 66801
Phone Number: 620-342-2336
Fax Number: 620-343-7273

Emporia State Federal Credit Union Financials

Total Assets:
134,686,719
Total Amount of Shares and Deposits:
121,138,699
Total Shares and Deposits < 1 Year:
114,419,244
Total Shares and Deposits 1 3 Years:
4,346,994
Total Shares and Deposits > 3 Years:
2,372,460
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
842,866
Total Uninsured Shares and Deposits > $250K (F+J):
842,866
Total Insured Shares and Deposits > $250K (item 17 less item K):
120,295,833
Total Interest Expense (Sum of items 6 8):
455,569
Share Certificates:
1,547
Number of Accounts for Share Drafts:
5,346
IRA KEOGH Accounts:
116
Number of Accounts for Regular Shares:
8,786
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
11,729,125
Total Liabilities:
121,466,206
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Emporia State Federal Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
Yes
Credit management and repair offered?:
No
Online Financial Literacy?:
Yes
Bilingual Services:
1
No Cost Bill Payer:
Yes
No Cost Tax Prep Services:
1
Student Scholarships:
1
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
Deposits and Shares Meeting 70310(a):
1
Brokered Certificates of Deposits:
1
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
No
Are New Loans Available:
Yes
New Share Account:
No
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
No
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

Fixed rate mortgages decreased to an all time low in the latest mortgage survey released this morning. 30 year fixed mortgage rates and 15 year fixed mortgage rates both made record lows in this week’s Weekly Mortgage Survey released by the Mortgage Bankers Association (MBA). 1 year adjustable mortgage interest rates increased for the third consecutive week in the mortgage rate survey.
BBVA Compass Money Market Account Jumbo rates are now at 0.85 percent with a yield of 0.85 percent. View current Money Market Account Jumbo rates at BBVA Compass below.
For several years now, we have all been waiting for higher deposit rates on savings accounts, money market accounts, and certificates of deposit. Two stronger-than-expected economic reports released this morning point to the possibility of higher interest rates sooner than later.

Bank or Credit Union Offers and Deals

Bank of America Net 5 Mortgage Rate 4.551% APY
Seasons Credit Union CD Rates
Navy FCU Savings Account Rates
Home Buyer Tax Credit Ends April 30, 2010
The Best CD Rates are Found Online
Mortgage Rates at Lowest Level in 2010: 30 Year Mortgage Rates at 4.84%
15 Year Mortgage Rates as Low as 2.25% with 2 Points on a Refinance
JaxMetro CU Savings Accounts and Money Market Accounts
12 Month CD Rates Higher Than Inflation Rate
Current Mortgage Rates at 5.18% - 10-Year Treasury Yields at 3.45%

Alternative Bank and Credit Union Offers to Explore

AimLoan Mortgage Rates: 30 Year Loan 4.88%
Comenity Direct CD Rates
Mortgage Interest Rates: Today's 30 Year Mortgage Rates at 4.97% - 15 Year Mortgage Rates at 4.40%
Wells Fargo Auto Loans
Higher Mortgage Rates Hurt Buyers
Mortgage Rates Remain Low - Average 15 Year Rates at 2.87%
CD Rates: Updated May 4th
Mortgage Rates Today Move Higher as FOMC is Set to Meet Next Week
Top Money Market Account Rates and Savings Account Rates
ING Direct CD Rates

Emporia State Federal Credit Union Reviews

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