Current auto loan rates in Kansas include Baxter Credit UnionBaxter Credit Union6860 W 115th St, Overland Park, KS, 66211 2457A5.0 ★Texas Ratio: 7.73% offering Auto Loans at 3.24%, County Credit UnionCounty Credit Union8615 W Frazier Ln, Wichita, KS, 67212 3834A+5.0 ★Texas Ratio: 3.78% offering Auto Loan at 3.99%, First Service Credit UnionFirst Service Credit Union10910 W 87th St, Lenexa, KS, 66214 1603A+5.0 ★Texas Ratio: 5.02% offering Auto Loan at 3.99%, Mid American Credit UnionMid American Credit Union8404 W Kellogg Dr, Wichita, KS, 67209 1845A+5.0 ★Texas Ratio: 5.01% offering New/Used Auto Loans at 4.74%, Mainstreet Federal Credit UnionMainstreet Federal Credit Union13001 W 95th St, Lenexa, KS, 66215 3726A+5.0 ★Texas Ratio: 1.79% offering New & Used Vehicle at 4.99%. Auto loan rates as of May 4, 2026 according to verified data from MonitorBankRates.
Use the tabs below to compare auto loan rates across Kansas side-by-side. Kansas auto loan rates currently start as low as 3.24% APR from Baxter Credit Union at 6860 W 115th St, Overland Park, KS, 66211 2457. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Kansas. Auto Loan Rates Last Updated and Verified: May 4, 2026
As Low As; APR - 2026 & Newer
Model Year: 2024-2026 (New or Used)
As Low As; APR - 2026 & Newer
As Low As
As Low As; APR - 2023 - 2025*
As Low As
As Low As
Model Year: 2024-2026 (New or Used)
As Low As; 100% Financing with qualified credit
As Low As; New 2024-Newer
As Low As; APR - 2023 - 2025*
Best Rate: 5.14%
Best Rate: 5.14%
Conditions apply
Model Year: 2024-2026 (New or Used)
As Low As; Up to 60 months, for 72 months add 0.25%, for 84 months add 1.25%, for 96 months add 1.75%
As Low As; 100% Financing with qualified credit
As Low As; New 2024-Newer
Best Rate: 5.64%
Best Rate: 5.64%
Model Year: 2024-2026 (New or Used)
As Low As
Model Year: 2022-2023
As Low As; 100% Financing with qualified credit
As Low As; 100% Financing with qualified credit
As Low As; APR - 2023 - 2025*
*72 Months only if auto has never been titled *84 Months only if auto has never been titled/Loan is >$35,000.00/Tier A or B Member
*72 Months only if auto has never been titled *84 Months only if auto has never been titled/Loan is >$35,000.00/Tier A or B Member
As Low As; 100% Financing with qualified credit
Model Year: 2022-2023
Up to 72 Mo
Up to 60 Mo
Best Rate: 6.39%
As Low As; New 2024-Newer
Up to 36 Months
Up to 48 Months
Up to 60 Months
Up to 48 Mo
Best Rate: 6.39%
Up to 36 Mo
As Low As; Used 2019-2016
Model Year: 2022-2023
As Low As; 100% Financing with qualified credit
*72 Months only if auto has never been titled *84 Months only if auto has never been titled/Loan is >$35,000.00/Tier A or B Member
*72 Months only if auto has never been titled *84 Months only if auto has never been titled/Loan is >$35,000.00/Tier A or B Member
Model Year: 2016-2021
As Low As; 100% Financing with qualified credit
As Low As; Used 2015-Older
Up to 36 Months
Up to 48 Months
Up to 60 Months
Model Year: 2024-2026 (New or Used)
Model Year: 2016-2021
for $40K+
Up to 36 Months
Up to 48 Months
Up to 60 Months
for $40K+
Model Year: 2022-2023
Up to 36 Months
Up to 48 Months
Up to 60 Months
As Low As
As Low As
As Low As; 100% Financing with qualified credit
Best Rate: 5.14%
Conditions apply
As Low As; Up to 60 months, for 72 months add 0.25%, for 84 months add 1.25%, for 96 months add 1.75%
As Low As; 100% Financing with qualified credit
Best Rate: 5.64%
As Low As
As Low As; 100% Financing with qualified credit
*72 Months only if auto has never been titled *84 Months only if auto has never been titled/Loan is >$35,000.00/Tier A or B Member
*72 Months only if auto has never been titled *84 Months only if auto has never been titled/Loan is >$35,000.00/Tier A or B Member
Best Rate: 6.39%
*72 Months only if auto has never been titled *84 Months only if auto has never been titled/Loan is >$35,000.00/Tier A or B Member
*72 Months only if auto has never been titled *84 Months only if auto has never been titled/Loan is >$35,000.00/Tier A or B Member
for $40K+
As Low As
As Low As
As Low As; 100% Financing with qualified credit
As Low As; 100% Financing with qualified credit
As Low As
As Low As; 100% Financing with qualified credit
As Low As; 100% Financing with qualified credit
As Low As; 100% Financing with qualified credit
Up to 36 Months
Up to 48 Months
Up to 60 Months
As Low As; 100% Financing with qualified credit
As Low As; 100% Financing with qualified credit
Up to 36 Months
Up to 48 Months
Up to 60 Months
Up to 36 Months
Up to 48 Months
Up to 60 Months
for $40K+
Up to 36 Months
Up to 48 Months
Up to 60 Months
Compare local Kansas auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Kansas new auto rates fell 0.365 points over the past 7 days to 6.211% APR.
Kansas used auto rates fell 0.813 points over the past 7 days to 6.450% APR.