MonitorBankRates
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Best Money Market Rates in Kansas (KS) - May 2026

Current Kansas money market deposit account rates include Premier Members Credit UnionPremier Members Credit Union610 E Cloud Ave, Andover, KS 67002 8952A+5.0 ★Texas Ratio: 4.73% Money Market at 4.00% APY, The Bank of TescottThe Bank of Tescott104 S Main St, Tescott, KS 67484A+5.0 ★Texas Ratio: 2.34% Executive Money Market Account at 4.00% APY, Meritrust Federal Credit UnionMeritrust Federal Credit Union11737 E 21st St N, Wichita, KS 67206 3502A+5.0 ★Texas Ratio: 4.67% Corporate Money Market at 3.80% APY, Golden Belt Bank, FSAGolden Belt Bank, FSA1100 E 27th St, Hays, KS 67601A5.0 ★Texas Ratio: 6.19% Money Market at 3.71% APY, and Bank of the Flint HillsBank of the Flint Hills806 5th St, Wamego, KS 66547A-5.0 ★Texas Ratio: 15.48% Money Market at 3.66% APY. Money market rates as of May 12, 2026 according to verified data from MonitorBankRates.

Use the tables below to compare money market rates across Kansas side-by-side. Kansas money market rates currently reach as high as 4.00% APY from Premier Members Credit Union at 610 E Cloud Ave, Andover, KS 67002 8952. Rates are continually updated — we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Kansas and surrounding area. Last Updated and Verified: May 12, 2026

Compare the Best Money Market Rates Today in Kansas

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
The Bank of Tescott
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
104 S Main St, Tescott, KS 67484
Executive Money Market Account
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

Qualifying balance up to $50,000.00

The Bank of Tescott
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
104 S Main St, Tescott, KS 67484
Executive Money Market
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

Premier Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.73%
610 E Cloud Ave, Andover, KS 67002 8952
Money Market
4.00%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 2, 2026
Details

Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
11737 E 21st St N, Wichita, KS 67206 3502
Corporate Money Market
3.80%
$0
Rate3.74%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
11737 E 21st St N, Wichita, KS 67206 3502
Non-Profit Money Market
3.75%
$10,000
Rate3.69%
Min Deposit$10,000
Min Balance
UpdatedMay 10, 2026
Details

Golden Belt Bank, FSA
Institution Rating:
A5.0 ★ Texas Ratio: 6.19%
1100 E 27th St, Hays, KS 67601
Money Market
3.71%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

Golden Belt Bank, FSA
Institution Rating:
A5.0 ★ Texas Ratio: 6.19%
1100 E 27th St, Hays, KS 67601
Business Money Market
3.67%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

Bank of the Flint Hills
Institution Rating:
A-5.0 ★ Texas Ratio: 15.48%
806 5th St, Wamego, KS 66547
Money Market
3.66%
$0
Rate3.60%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

Academy Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.58%
10000 College Blvd, Overland Park, KS 66210
Premier Money Market
3.65%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

introductory rate

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
6860 W 115th St, Overland Park, KS 66211 2457
Money Market Special Intro rate
3.50%
$0
Rate3.45%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

$15,000+

FSB of St. Charles, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
6800 College Blvd, Leawood, KS 66211
Money Market Account Specials
3.50%
$50,000
Rate3.45%
Min Deposit$50,000
Min Balance
UpdatedMay 4, 2026
Details

Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
3626 SW Wanamaker Rd, Topeka, KS 66614 4528
Business Performance Money Market
3.50%
$0
Rate3.44%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
6860 W 115th St, Overland Park, KS 66211 2457
Money Market Special
3.50%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Sunflower Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
711 N Kansas Ave, Liberal, KS 67901
Thrive Money Market
3.45%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

$24,999.01 & Above

Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
3626 SW Wanamaker Rd, Topeka, KS 66614 4528
Business Protection Money Market
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
6280 W 135th St, Overland Park, KS 66223
Money Market Plus Account
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

FSB of St. Charles, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
6800 College Blvd, Leawood, KS 66211
Money Market Account Specials
3.25%
$25,000
Rate3.20%
Min Deposit$25,000
Min Balance
UpdatedMay 4, 2026
Details

Elevate Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
101 W Main St, Sedan, KS 67361
Money Market
3.09%
$0
Rate3.05%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

Armed Forces Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.63%
320 Kansas Ave, Fort Leavenworth, KS 66027
Premier Money Market
3.05%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

Sunflower Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
711 N Kansas Ave, Liberal, KS 67901
Thrive Money Market
3.05%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

$24,999.00 & Below

NBKC Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
3510 W 95th St, Leawood, KS 66206
Personal Money Market
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

Mid American Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.01%
8404 W Kellogg Dr, Wichita, KS 67209 1845
Premiere Money Market
3.00%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Mid American Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.01%
8404 W Kellogg Dr, Wichita, KS 67209 1845
Premier Money Market
3.00%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

NBKC Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
3510 W 95th St, Leawood, KS 66206
Money Market
3.00%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
11737 E 21st St N, Wichita, KS 67206 3502
Corporate Money Market
2.75%
$0
Rate2.72%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

TriCentury Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
33485 Lexington Ave, De Soto, KS 66018
Gold Money Market
2.75%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

Bank of the Flint Hills
Institution Rating:
A-5.0 ★ Texas Ratio: 15.48%
806 5th St, Wamego, KS 66547
Money Market
2.73%
$0
Rate2.70%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

Elevate Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
101 W Main St, Sedan, KS 67361
Money Market
2.53%
$0
Rate2.50%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

Azura Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
610 SW 10th Ave, Topeka, KS 66612
Business Money Market
2.53%
$0
Rate2.50%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
3626 SW Wanamaker Rd, Topeka, KS 66614 4528
Business Performance Money Market
2.50%
$0
Rate2.47%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

TriCentury Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
33485 Lexington Ave, De Soto, KS 66018
Gold Money Market
2.50%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
11737 E 21st St N, Wichita, KS 67206 3502
Corporate Money Market
2.50%
$0
Rate2.47%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Mutual Savings Association
Institution Rating:
A+5.0 ★ Texas Ratio: 1.16%
100 S 4th St, Leavenworth, KS 66048
5-Star Money Market
2.40%
$50
Rate2.38%
Min Deposit$50
Min Balance
UpdatedMay 5, 2026
Details

Midwest Heritage Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
8900 W 135th St, Overland Park, KS 66221
Money Market Account
2.40%
$0
Rate2.38%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

Golden Belt Bank, FSA
Institution Rating:
A5.0 ★ Texas Ratio: 6.19%
1100 E 27th St, Hays, KS 67601
Business Money Market
2.33%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
11737 E 21st St N, Wichita, KS 67206 3502
Corporate Money Market
2.25%
$0
Rate2.23%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
3626 SW Wanamaker Rd, Topeka, KS 66614 4528
Business Protection Money Market
2.25%
$0
Rate2.22%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Academy Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.58%
10000 College Blvd, Overland Park, KS 66210
Premier Money Market
2.20%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

United Consumers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.31%
1105 W Dennis Ave, Olathe, KS 66061
Preferred Money Market
2.15%
$75,000
Rate2.13%
Min Deposit$75,000
Min Balance
UpdatedMay 12, 2026
Details

Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
3626 SW Wanamaker Rd, Topeka, KS 66614 4528
Advantage Plus Money Market
2.10%
$0
Rate2.08%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Haviland State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
209 N Main St, Haviland, KS 67059
Money Market Demand Account Tier 3 and over
2.07%
$0
Rate2.05%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

$25,000.01

The Bank of Protection
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
145 E Main St, Coldwater, KS 67029
Money Market Demand Account Tier 3
2.07%
$0
Rate2.05%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

United Consumers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.31%
1105 W Dennis Ave, Olathe, KS 66061
Preferred Money Market
2.05%
$50,000
Rate2.03%
Min Deposit$50,000
Min Balance
UpdatedMay 12, 2026
Details

White Eagle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.24%
2830 Ohio St, Augusta, KS 67010 2361
Money Market - plus)
2.02%
$2,500
Rate2.00%
Min Deposit$2,500
Min Balance
UpdatedMay 10, 2026
Details

$50,000; $2,500 minimum deposit to open; Dividends paid monthly; $5 service charge if balance falls below $50,000 which could reduce the earnings on the account; 6 free withdrawals/transfers (max of 3 checks per month)

Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
1601 N Lorraine St, Hutchinson, KS 67501
Money Market Shares
2.02%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

TriCentury Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
33485 Lexington Ave, De Soto, KS 66018
Gold Money Market
2.00%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
11737 E 21st St N, Wichita, KS 67206 3502
Corporate Money Market
2.00%
$0
Rate1.98%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Mid American Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.01%
8404 W Kellogg Dr, Wichita, KS 67209 1845
Premier Money Market
2.00%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
3626 SW Wanamaker Rd, Topeka, KS 66614 4528
Business Protection Money Market
2.00%
$0
Rate1.98%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
3626 SW Wanamaker Rd, Topeka, KS 66614 4528
Business Performance Money Market
2.00%
$0
Rate1.98%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
11737 E 21st St N, Wichita, KS 67206 3502
Flex Money Market
2.00%
$0
Rate1.98%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
11737 E 21st St N, Wichita, KS 67206 3502
Business Money Market
2.00%
$0
Rate1.98%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Wichita Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.47%
3730 W 13th St N, Wichita, KS 67203 4402
Money Market Account
2.00%
$0
Rate1.99%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Mid American Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.01%
8404 W Kellogg Dr, Wichita, KS 67209 1845
Premiere Money Market
2.00%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Mutual Savings Association
Institution Rating:
A+5.0 ★ Texas Ratio: 1.16%
100 S 4th St, Leavenworth, KS 66048
5-Star Money Market
2.00%
$50
Rate1.99%
Min Deposit$50
Min Balance
UpdatedMay 5, 2026
Details

The Bank of Tescott
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
104 S Main St, Tescott, KS 67484
Executive Money Market
2.00%
$0
Rate1.98%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

All Amounts (no cap)

The Bank of Tescott
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
104 S Main St, Tescott, KS 67484
Executive Money Market Account
2.00%
$0
Rate1.98%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

All Amounts (no cap)

The Valley State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
502 N Merchant St, Belle Plaine, KS 67013
Money Market Plus
2.00%
$50,000
Rate1.98%
Min Deposit$50,000
Min Balance
UpdatedMay 5, 2026
Details

First National Bank of Hutchinson
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
1 N Main St, Hutchinson, KS 67501
Ultra Money Market Account
1.92%
$100
Rate1.90%
Min Deposit$100
Min Balance
UpdatedMay 4, 2026
Details

Midwest Heritage Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
8900 W 135th St, Overland Park, KS 66221
Money Market Account
1.87%
$0
Rate1.87%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

Exchange Bank & Trust
Institution Rating:
A+5.0 ★ Texas Ratio: 0.59%
600 Commercial St, Atchison, KS 66002
Money Market
1.80%
$500
Rate1.79%
Min Deposit$500
Min Balance
UpdatedMay 4, 2026
Details

Mutual Savings Association
Institution Rating:
A+5.0 ★ Texas Ratio: 1.16%
100 S 4th St, Leavenworth, KS 66048
5-Star Money Market
1.75%
$50
Rate1.74%
Min Deposit$50
Min Balance
UpdatedMay 5, 2026
Details

Garden Plain State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
10526 W Maple St, Wichita, KS 67209
Money Market Investor Account
1.75%
$0
Rate1.75%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

Bank of the Flint Hills
Institution Rating:
A-5.0 ★ Texas Ratio: 15.48%
806 5th St, Wamego, KS 66547
Money Market
1.68%
$0
Rate1.67%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

Golden Belt Bank, FSA
Institution Rating:
A5.0 ★ Texas Ratio: 6.19%
1100 E 27th St, Hays, KS 67601
Money Market
1.61%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

Golden Belt Bank, FSA
Institution Rating:
A5.0 ★ Texas Ratio: 6.19%
1100 E 27th St, Hays, KS 67601
Business Money Market
1.61%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

Azura Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
610 SW 10th Ave, Topeka, KS 66612
Business Money Market
1.61%
$0
Rate1.60%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Unity One Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.97%
4150 Kansas Ave, Kansas City, KS 66106
Money Market Account1
1.60%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

United Consumers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.31%
1105 W Dennis Ave, Olathe, KS 66061
Preferred Money Market
1.60%
$10,000
Rate1.59%
Min Deposit$10,000
Min Balance
UpdatedMay 12, 2026
Details

The Bank of Protection
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
145 E Main St, Coldwater, KS 67029
Money Market Demand Account Tier 2
1.51%
$0
Rate1.50%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

Dillon Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.28%
2704 N Lorraine St, Hutchinson, KS 67502
Money Market Shares
1.51%
$250,000
Rate1.50%
Min Deposit$250,000
Min Balance
UpdatedMay 12, 2026
Details

White Eagle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.24%
2830 Ohio St, Augusta, KS 67010 2361
Money Market
1.51%
$2,500
Rate1.50%
Min Deposit$2,500
Min Balance
UpdatedMay 10, 2026
Details

$25,000 - $49,999; $2,500 minimum deposit to open; Dividends paid monthly; $5 service charge if balance falls below $25,000 which could reduce the earnings on the account; 6 free withdrawals/transfers (max of 3 checks per month)

CNB Hugoton, KS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
601 S Main St, Hugoton, KS 67951
Money Market Investment Account above
1.51%
$0
Rate1.50%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

$500,000.00

Haviland State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
209 N Main St, Haviland, KS 67059
Money Market Demand Account Tier 2
1.51%
$0
Rate1.50%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

$2,500.01

Wheat State Credit Union
Institution Rating:
D3.6 ★ Texas Ratio: 32.05%
1400 S Oliver Ave, Wichita, KS 67218 3226
Money Market
1.50%
$100,000
Rate1.49%
Min Deposit$100,000
Min Balance
UpdatedMay 10, 2026
Details

Wichita Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.47%
3730 W 13th St N, Wichita, KS 67203 4402
Money Market Account
1.50%
$0
Rate1.49%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
11737 E 21st St N, Wichita, KS 67206 3502
Corporate Money Market
1.50%
$0
Rate1.49%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
3626 SW Wanamaker Rd, Topeka, KS 66614 4528
Business Protection Money Market
1.50%
$0
Rate1.48%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Academy Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.58%
10000 College Blvd, Overland Park, KS 66210
Premier Money Market
1.50%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

TriCentury Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
33485 Lexington Ave, De Soto, KS 66018
Gold Money Market
1.50%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

First National Bank of Hutchinson
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
1 N Main St, Hutchinson, KS 67501
Ultra Money Market Account
1.50%
$100
Rate1.49%
Min Deposit$100
Min Balance
UpdatedMay 4, 2026
Details

Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
3626 SW Wanamaker Rd, Topeka, KS 66614 4528
Business Performance Money Market
1.50%
$0
Rate1.48%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Credit Union of Dodge City
Institution Rating:
A+5.0 ★ Texas Ratio: 3.05%
802 W Trail St, Dodge City, KS 67801
Business Money Market
1.45%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
3626 SW Wanamaker Rd, Topeka, KS 66614 4528
Advantage Plus Money Market
1.40%
$0
Rate1.39%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Exchange Bank & Trust
Institution Rating:
A+5.0 ★ Texas Ratio: 0.59%
600 Commercial St, Atchison, KS 66002
Money Market
1.35%
$500
Rate1.34%
Min Deposit$500
Min Balance
UpdatedMay 4, 2026
Details

Azura Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
610 SW 10th Ave, Topeka, KS 66612
Money Market
1.31%
$0
Rate1.30%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

United Consumers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.31%
1105 W Dennis Ave, Olathe, KS 66061
Preferred Money Market
1.30%
$2,500
Rate1.29%
Min Deposit$2,500
Min Balance
UpdatedMay 12, 2026
Details

Bank of the Flint Hills
Institution Rating:
A-5.0 ★ Texas Ratio: 15.48%
806 5th St, Wamego, KS 66547
Money Market
1.26%
$0
Rate1.25%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
6860 W 115th St, Overland Park, KS 66211 2457
Money Market Special
1.25%
$0
Rate1.24%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

$15,000+

Communication Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.85%
1015 SW Wanamaker Rd, Topeka, KS 66604 3806
Liquid Gold Money Market
1.25%
$0
Rate1.24%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

First Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
10910 W 87th St, Lenexa, KS 66214 1603
Money Market
1.25%
$0
Rate1.24%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

First National Bank of Hutchinson
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
1 N Main St, Hutchinson, KS 67501
Ultra Money Market Account
1.25%
$100
Rate1.24%
Min Deposit$100
Min Balance
UpdatedMay 4, 2026
Details

First Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
10910 W 87th St, Lenexa, KS 66214 1603
Business Money Market
1.25%
$0
Rate1.24%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Azura Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
610 SW 10th Ave, Topeka, KS 66612
Business Money Market
1.21%
$0
Rate1.20%
Min Deposit$0
Min Balance
UpdatedMay 10, 2026
Details

Golden Belt Bank, FSA
Institution Rating:
A5.0 ★ Texas Ratio: 6.19%
1100 E 27th St, Hays, KS 67601
Money Market
1.21%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

Golden Belt Bank, FSA
Institution Rating:
A5.0 ★ Texas Ratio: 6.19%
1100 E 27th St, Hays, KS 67601
Business Money Market
1.21%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

First Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
10910 W 87th St, Lenexa, KS 66214 1603
Business Money Market
1.20%
$0
Rate1.19%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

First Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
10910 W 87th St, Lenexa, KS 66214 1603
Money Market
1.20%
$0
Rate1.19%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

The Bank of Protection
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
145 E Main St, Coldwater, KS 67029
Money Market Demand Account
1.16%
$2,500
Rate1.15%
Min Deposit$2,500
Min Balance
UpdatedMay 5, 2026
Details

Haviland State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
209 N Main St, Haviland, KS 67059
Money Market Demand Account
1.16%
$2,500
Rate1.15%
Min Deposit$2,500
Min Balance
UpdatedMay 5, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Kansas and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Kansas Money Market Rate Trends

Compare local Kansas money market quotes against the statewide average

Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Kansas MMA Trends →
High-Yield MMA — KS Avg
3.314%
▲ 0.017 vs 7 days ago

Kansas high-yield MMA rates rose 0.017 points over the past 7 days to 3.314% APY.

Standard MMA — KS Avg
0.838%
▼ 0.008 vs 7 days ago

Kansas standard MMA rates fell 0.008 points over the past 7 days to 0.838% APY.

As of May 13, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Kansas directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Kansas. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in KS.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in Kansas

What is a Money Market Account (MMA)?

A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Kansas.

Are Money Market accounts in Kansas safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Kansas up to $250,000 per depositor, per institution.

How often do MMA rates change in Kansas?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Kansas rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

How much do I need to deposit to open a money market account in Kansas?

Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Kansas require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.

Best Money Market Rates in Kansas

Here are some of the highest money market account APYs currently available in Kansas:
  • Premier Members Credit Union
    Money Market — 4.00% APY
  • The Bank of Tescott
    Executive Money Market Account — 4.00% APY
  • Meritrust Federal Credit Union
    Corporate Money Market — 3.80% APY
  • Golden Belt Bank, FSA
    Money Market — 3.71% APY
  • Bank of the Flint Hills
    Money Market — 3.66% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Kansas. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: May 12, 2026

Cities in Kansas

  • Abbyville
  • Abilene
  • Admire
  • Agenda
  • Agra
  • Albert
  • Alden
  • Alexander
  • Allen
  • Alma
  • Almena
  • Alta Vista
  • Altamont
  • Alton
  • Altoona
  • Americus
  • Andale
  • Andover
  • Anthony
  • Arcadia
  • Argonia
  • Arkansas City
  • Arlington
  • Arma
  • Arnold
  • Ashland
  • Assaria
  • Atchison
  • Athol
  • Atlanta
  • Attica
  • Atwood
  • Auburn
  • Augusta
  • Aurora
  • Axtell
  • Baileyville
  • Baldwin City
  • Barnard
  • Barnes
  • Bartlett
  • Basehor
  • Baxter Springs
  • Bazine
  • Beattie
  • Beaumont
  • Beeler
  • Belle Plaine
  • Belleville
  • Beloit
  • Belpre
  • Belvue
  • Bendena
  • Benedict
  • Bennington
  • Bentley
  • Benton
  • Bern
  • Berryton
  • Beverly
  • Bird City
  • Bison
  • Bloom
  • Blue Mound
  • Blue Rapids
  • Bluff City
  • Bogue
  • Bonner Springs
  • Bremen
  • Brewster
  • Bronson
  • Brookville
  • Brownell
  • Bucklin
  • Bucyrus
  • Buffalo
  • Buhler
  • Bunker Hill
  • Burden
  • Burdett
  • Burdick
  • Burlingame
  • Burlington
  • Burns
  • Burr Oak
  • Burrton
  • Bushton
  • Byers
  • Caldwell
  • Cambridge
  • Caney
  • Canton
  • Carbondale
  • Cassoday
  • Catharine
  • Cawker City
  • Cedar
  • Cedar Point
  • Cedar Vale
  • Centerville
  • Centralia
  • Chanute
  • Chapman
  • Chase
  • Chautauqua
  • Cheney
  • Cherokee
  • Cherryvale
  • Chetopa
  • Cimarron
  • Circleville
  • Claflin
  • Clay Center
  • Clayton
  • Clearview City
  • Clearwater
  • Clifton
  • Clyde
  • Coats
  • Coffeyville
  • Colby
  • Coldwater
  • Colfax
  • Collyer
  • Colony
  • Columbus
  • Colwich
  • Concordia
  • Conway Springs
  • Coolidge
  • Copeland
  • Corning
  • Cottonwood Falls
  • Council Grove
  • Courtland
  • Coyville
  • Crestline
  • Cuba
  • Cummings
  • Cunningham
  • Damar
  • Danville
  • De Soto
  • Dearing
  • Deerfield
  • Delia
  • Delphos
  • Denison
  • Dennis
  • Denton
  • Derby
  • Dexter
  • Dighton
  • Dodge City
  • Dorrance
  • Douglass
  • Dover
  • Downs
  • Dresden
  • Durham
  • Dwight
  • Easton
  • Edgerton
  • Edna
  • Edson
  • Edwardsville
  • Effingham
  • El Dorado
  • Elbing
  • Elk City
  • Elk Falls
  • Elkhart
  • Ellinwood
  • Ellis
  • Ellsworth
  • Elmdale
  • Elsmore
  • Elwood
  • Emmett
  • Emporia
  • Englewood
  • Ensign
  • Enterprise
  • Erie
  • Esbon
  • Eskridge
  • Eudora
  • Eureka
  • Everest
  • Fairview
  • Fall River
  • Falun
  • Farlington
  • Florence
  • Fontana
  • Ford
  • Formoso
  • Fort Leavenworth
  • Fort Riley
  • Fort Scott
  • Fostoria
  • Fowler
  • Frankfort
  • Franklin
  • Fredonia
  • Freeport
  • Frontenac
  • Fulton
  • Galena
  • Galesburg
  • Galva
  • Garden City
  • Garden Plain
  • Gardner
  • Garfield
  • Garnett
  • Gas
  • Gaylord
  • Gem
  • Geneseo
  • Geuda Springs
  • Girard
  • Glade
  • Glasco
  • Glen Elder
  • Goddard
  • Goessel
  • Goff
  • Goodland
  • Gorham
  • Gove
  • Grainfield
  • Grantville
  • Great Bend
  • Greeley
  • Green
  • Greenleaf
  • Greensburg
  • Greenwich
  • Grenola
  • Gridley
  • Grinnell
  • Gypsum
  • Haddam
  • Halstead
  • Hamilton
  • Hanover
  • Hanston
  • Hardtner
  • Harper
  • Hartford
  • Harveyville
  • Havana
  • Haven
  • Havensville
  • Haviland
  • Hays
  • Haysville
  • Hazelton
  • Healy
  • Hepler
  • Herington
  • Herndon
  • Hesston
  • Hiawatha
  • Highland
  • Hill City
  • Hillsboro
  • Hillsdale
  • Hoisington
  • Holcomb
  • Hollenberg
  • Holton
  • Holyrood
  • Home
  • Hope
  • Horton
  • Howard
  • Hoxie
  • Hoyt
  • Hudson
  • Hugoton
  • Humboldt
  • Hunter
  • Hutchinson
  • Independence
  • Ingalls
  • Inman
  • Iola
  • Isabel
  • Iuka
  • Jamestown
  • Jennings
  • Jetmore
  • Jewell
  • Johnson
  • Junction City
  • Kanopolis
  • Kanorado
  • Kansas City
  • Kechi
  • Kendall
  • Kensington
  • Kincaid
  • Kingman
  • Kinsley
  • Kiowa
  • Kirwin
  • Kismet
  • La Crosse
  • La Cygne
  • La Harpe
  • Lake City
  • Lakin
  • Lamont
  • Lancaster
  • Lane
  • Lansing
  • Larned
  • Latham
  • Lawrence
  • Le Roy
  • Leavenworth
  • Lebanon
  • Lebo
  • Lecompton
  • Lehigh
  • Lenora
  • Leon
  • Leonardville
  • Leoti
  • Levant
  • Lewis
  • Liberal
  • Liberty
  • Liebenthal
  • Lincoln
  • Lincolnville
  • Lindsborg
  • Linn
  • Linwood
  • Little River
  • Logan
  • Long Island
  • Longford
  • Longton
  • Lorraine
  • Lost Springs
  • Louisburg
  • Louisville
  • Lucas
  • Ludell
  • Luray
  • Lyndon
  • Lyons
  • Macksville
  • Madison
  • Mahaska
  • Maize
  • Manhattan
  • Mankato
  • Manter
  • Maple City
  • Maple Hill
  • Mapleton
  • Marienthal
  • Marion
  • Marquette
  • Marysville
  • Matfield Green
  • Mayetta
  • Mayfield
  • McConnell A F B
  • McCracken
  • McCune
  • McDonald
  • McFarland
  • McLouth
  • Mcpherson
  • Meade
  • Medicine Lodge
  • Melvern
  • Meriden
  • Milan
  • Milford
  • Milton
  • Miltonvale
  • Minneapolis
  • Minneola
  • Moline
  • Montezuma
  • Monument
  • Moran
  • Morganville
  • Morland
  • Morrill
  • Morrowville
  • Moscow
  • Mound City
  • Mound Valley
  • Moundridge
  • Mount Hope
  • Mulberry
  • Mullinville
  • Mulvane
  • Munden
  • Murdock
  • Muscotah
  • Narka
  • Nashville
  • Natoma
  • Neal
  • Nekoma
  • Neodesha
  • Neosho Falls
  • Neosho Rapids
  • Ness City
  • Netawaka
  • New Albany
  • New Cambria
  • New Century
  • Newton
  • Nickerson
  • Ninnescah
  • Niotaze
  • Norcatur
  • North Newton
  • Norton
  • Nortonville
  • Norway
  • Norwich
  • Oakley
  • Oberlin
  • Offerle
  • Ogallah
  • Ogden
  • Oketo
  • Olathe
  • Olmitz
  • Olpe
  • Olsburg
  • Onaga
  • Oneida
  • Opolis
  • Osage City
  • Osawatomie
  • Osborne
  • Oskaloosa
  • Oswego
  • Otis
  • Ottawa
  • Overbrook
  • Oxford
  • Ozawkie
  • Palco
  • Palmer
  • Paola
  • Paradise
  • Park
  • Parker
  • Parsons
  • Partridge
  • Pawnee Rock
  • Paxico
  • Peabody
  • Peck
  • Penokee
  • Perry
  • Peru
  • Pfeifer
  • Phillipsburg
  • Piedmont
  • Pierceville
  • Piqua
  • Pittsburg
  • Plains
  • Plainville
  • Pleasanton
  • Plevna
  • Pomona
  • Portis
  • Potter
  • Potwin
  • Powhattan
  • Prairie View
  • Pratt
  • Prescott
  • Pretty Prairie
  • Princeton
  • Protection
  • Quenemo
  • Quinter
  • Rago
  • Ramona
  • Randall
  • Randolph
  • Ransom
  • Rantoul
  • Raymond
  • Reading
  • Redfield
  • Republic
  • Rexford
  • Richfield
  • Richland
  • Richmond
  • Riley
  • Riverton
  • Robinson
  • Rock
  • Rolla
  • Rosalia
  • Rose Hill
  • Ross
  • Rossville
  • Roxbury
  • Rozel
  • Rush Center
  • Russell
  • Sabetha
  • Saint Francis
  • Saint George
  • Saint John
  • Saint Marys
  • Saint Paul
  • Salina
  • Satanta
  • Savonburg
  • Sawyer
  • Scammon
  • Scandia
  • Schoenchen
  • Scott City
  • Scranton
  • Sedan
  • Sedgwick
  • Selden
  • Seneca
  • Severy
  • Sharon
  • Sharon Springs
  • Shawnee Mission
  • Silver Lake
  • Simpson
  • Smith Center
  • Smolan
  • Sodville
  • Soldier
  • Solomon
  • South Haven
  • South Hutchinson
  • Spearville
  • Spivey
  • Spring Hill
  • St. George
  • Stafford
  • Stark
  • Sterling
  • Stilwell
  • Stockton
  • Strong City
  • Stuttgart
  • Sublette
  • Summerfield
  • Sun City
  • Sycamore
  • Sylvan Grove
  • Sylvia
  • Syracuse
  • Talmage
  • Tampa
  • Tecumseh
  • Tescott
  • Thayer
  • Tipton
  • Tonganoxie
  • Topeka
  • Toronto
  • Towanda
  • Treece
  • Tribune
  • Troy
  • Turon
  • Tyro
  • Udall
  • Ulysses
  • Union
  • Uniontown
  • Utica
  • Valley Center
  • Valley Falls
  • Vassar
  • Vermillion
  • Victoria
  • Viola
  • Virgil
  • Wa Keeney
  • Wakarusa
  • Wakefield
  • Waldo
  • Waldron
  • Walker
  • Wallace
  • Walnut
  • Walton
  • Wamego
  • Washington
  • Waterville
  • Wathena
  • Waverly
  • Webber
  • Weir
  • Welda
  • Wellington
  • Wellsville
  • Weskan
  • West Mineral
  • Westmoreland
  • Westphalia
  • Wetmore
  • Wheaton
  • White City
  • White Cloud
  • Whitewater
  • Whiting
  • Wichita
  • Williamsburg
  • Wilmore
  • Wilsey
  • Wilson
  • Winchester
  • Windom
  • Winfield
  • Winona
  • Wolf River
  • Woodbine
  • Woodston
  • Wright
  • Yates Center
  • Yoder
  • Zenda