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 Midwest Heritage Bank Rates & Review May 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: May 3, 2026
Midwest Heritage Bank's 15-Months 15-Month CD Options rates are at 3.76%, 15-Month Certificate rates are at 3.76%, 12-Months 12-Month CD Options rates are at 3.50%, 12-Month Certificate rates are at 3.50%, 6-Months 6-Month CD Options rates are at 3.28%. Midwest Heritage Bank's savings rates are at 0.05%. Midwest Heritage Bank's money market rates are at 0.85%. Midwest Heritage Bank's 15 Year Fixed rates are at 5.62%, 30 Year Fixed rates are at 5.88%. Midwest Heritage Bank's Personal Loan Rates are at 13.97%. MonitorBankRates evaluates the financial stability of Midwest Heritage Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.99%. Rates were last updated on 05/03/2026. Midwest Heritage Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Midwest Heritage Bank? Share your experience about Midwest Heritage Bank by leaving a review below, or read customer reviews before you decide to use Midwest Heritage Bank. 
Midwest Heritage Bank CD Rates
Midwest Heritage Bank Savings Rates
Midwest Heritage Bank Money Market Rates
Midwest Heritage Bank Checking Rates
Midwest Heritage Bank Mortgage Rates
Midwest Heritage Bank Home Equity & HELOC
Midwest Heritage Bank Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Midwest Heritage Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Midwest Heritage Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Midwest Heritage Bank's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
Midwest Heritage Bank
Bank Holding Company
HY-VEE INC
Address
3580 Ep True Pkwy,
West Des Moines, IA 50265 · Polk
Website
https://www.mhbank.com
FDIC Certificate #
4432
Established
04/01/1930
FDIC Insurance Date
02/09/1995
Domestic Offices
9
Total Branches
9
Regulator
OCC
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsA+
Overall Health Grade
Score: 100/100
5.0
Exceptional
Out of 5.0 Stars
0.99%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
1.5053%
Return on Equity (ROE)
13.9300%
Non-Performing Loans (NPL)
0.10%
Total Assets
$491,648,000
Total Deposits
$358,299,000
Equity Capital
$68,371,000
Net Income
$9,343,000
Headquarters
West Des Moines
Total Offices
9
Source: FDIC | Last Updated 12/31/2025
Customer Reviews
There are no reviews for Midwest Heritage Bank yet. Feel free to create one below.
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Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Midwest Heritage Bank
Frequently Asked Questions About Midwest Heritage BankIs Midwest Heritage Bank a safe place to deposit money?Yes, Midwest Heritage Bank is considered a safe financial institution. With a Texas Ratio of 0.98557642846855%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category. How many branches does Midwest Heritage Bank operate?Midwest Heritage Bank currently maintains approximately 9 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, Midwest Heritage Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Midwest Heritage Bank provides members with tools to manage their accounts and build a solid financial history. Does Midwest Heritage Bank offer online and mobile banking?Most modern institutions like Midwest Heritage Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.mhbank.com. Current Midwest Heritage Bank Rates
Retrieved from our database of financial products. Rates subject to change.
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