Best Money Market Rates in Derby, Kansas (KS) - May 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Derby, Kansas and the surrounding area money market deposit account rates include Premier Members Credit UnionPremier Members Credit Union1615 N Rock Rd, Derby, KS 67037A+5.0 ★Texas Ratio: 4.73% Money Market at 4.00% APY, Meritrust Federal Credit UnionMeritrust Federal Credit Union1615 N Rock Rd, Derby, KS 67037A+5.0 ★Texas Ratio: 4.67% Corporate Money Market at 3.80% APY, The Valley State BankThe Valley State Bank330 E Madison Ave, Derby, KS 67037A+5.0 ★Texas Ratio: 3.63% Money Market Plus at 2.00% APY, The Bank of TescottThe Bank of TescottA+5.0 ★Texas Ratio: 2.34% Executive Money Market at 4.00% APY, and Mid-America BankMid-America BankA+5.0 ★Texas Ratio: 0.00% Business Money Market at 3.82% APY. Money market rates as of May 15, 2026 according to verified data from MonitorBankRates.
Derby has 3 local institutions in our database, with money market rates as high as 4.00% APY from Premier Members Credit Union at 1615 N Rock Rd, Derby, KS 67037. Use the table below to compare all available offers, including options from institutions serving the broader Kansas area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Derby, Kansas and surrounding area. Last Updated and Verified: May 15, 2026
Compare the Best Money Market Rates Today in Derby, Kansas & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Premier Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.73%
1615 N Rock Rd, Derby, KS 67037
Money Market
4.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
1615 N Rock Rd, Derby, KS 67037
Corporate Money Market
3.80%
$0
▼
Rate3.74%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
1615 N Rock Rd, Derby, KS 67037
Non-Profit Money Market
3.75%
$10,000
▼
Rate3.69%
Min Deposit$10,000
Min Balance—
UpdatedMay 10, 2026
Details
Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
1615 N Rock Rd, Derby, KS 67037
Corporate Money Market
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
1615 N Rock Rd, Derby, KS 67037
Corporate Money Market
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
1615 N Rock Rd, Derby, KS 67037
Corporate Money Market
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
1615 N Rock Rd, Derby, KS 67037
Business Money Market
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
1615 N Rock Rd, Derby, KS 67037
Corporate Money Market
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
1615 N Rock Rd, Derby, KS 67037
Flex Money Market
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
The Valley State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
330 E Madison Ave, Derby, KS 67037
Money Market Plus
2.00%
$50,000
▼
Rate1.98%
Min Deposit$50,000
Min Balance—
UpdatedMay 15, 2026
Details
Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
1615 N Rock Rd, Derby, KS 67037
Corporate Money Market
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
1615 N Rock Rd, Derby, KS 67037
Meritrust Money Market
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Premier Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.73%
1615 N Rock Rd, Derby, KS 67037
Money Market
1.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
1615 N Rock Rd, Derby, KS 67037
Meritrust Money Market
0.85%
$0
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Premier Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.73%
1615 N Rock Rd, Derby, KS 67037
Money Market
0.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
1615 N Rock Rd, Derby, KS 67037
Meritrust Money Market
0.70%
$0
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
1615 N Rock Rd, Derby, KS 67037
Meritrust Money Market
0.65%
$0
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Premier Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.73%
1615 N Rock Rd, Derby, KS 67037
Money Market
0.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
1615 N Rock Rd, Derby, KS 67037
Meritrust Money Market
0.25%
$2,000
▼
Rate0.25%
Min Deposit$2,000
Min Balance—
UpdatedMay 10, 2026
Details
Premier Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.73%
1615 N Rock Rd, Derby, KS 67037
Money Market
0.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
The Valley State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
330 E Madison Ave, Derby, KS 67037
Super Money Market
0.25%
$10,000
▼
Rate0.25%
Min Deposit$10,000
Min Balance—
UpdatedMay 15, 2026
Details
The Valley State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
330 E Madison Ave, Derby, KS 67037
Money Market
0.15%
$2,500
▼
Rate0.15%
Min Deposit$2,500
Min Balance—
UpdatedMay 15, 2026
Details
Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
1615 N Rock Rd, Derby, KS 67037
Business Non-Profit Money Market
0.00%
$10,000
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMay 10, 2026
Details
The Bank of Tescott
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
Executive Money Market Account
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Qualifying balance up to $50,000.00
The Bank of Tescott
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
Executive Money Market
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Mid-America Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Business Money Market
3.82%
$0
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
Mid-America Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market Accounts
3.82%
$0
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Golden Belt Bank, FSA
Institution Rating:
A5.0 ★ Texas Ratio: 6.19%
Business Money Market
3.67%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Bank of the Flint Hills
Institution Rating:
A-5.0 ★ Texas Ratio: 15.48%
Money Market
3.66%
$0
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
introductory rate
Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
Business Performance Money Market
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
FSB of St. Charles, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
Money Market Account Specials
3.50%
$50,000
▼
Rate3.45%
Min Deposit$50,000
Min Balance—
UpdatedMay 15, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market Special Intro rate
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
$15,000+
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market Special
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
$24,999.01 & Above
Mid-America Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market Accounts
3.30%
$0
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
Mid-America Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Business Money Market
3.30%
$0
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
FSB of St. Charles, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
Money Market Account Specials
3.25%
$25,000
▼
Rate3.20%
Min Deposit$25,000
Min Balance—
UpdatedMay 15, 2026
Details
Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
Business Protection Money Market
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
Money Market Plus Account
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
$24,999.00 & Below
Armed Forces Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.63%
Premier Money Market
3.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Mid-America Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market Accounts
3.04%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
Mid-America Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Business Money Market
3.04%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
Mid American Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.01%
Premier Money Market
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Mid American Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.01%
Premiere Money Market
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Mid-America Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market Accounts
2.78%
$0
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
Mid-America Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Business Money Market
2.78%
$0
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Bank of the Flint Hills
Institution Rating:
A-5.0 ★ Texas Ratio: 15.48%
Money Market
2.73%
$0
▼
Rate2.70%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Azura Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
Business Money Market
2.53%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
Business Performance Money Market
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Midwest Heritage Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
Money Market Account
2.40%
$0
▼
Rate2.38%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
Mutual Savings Association
Institution Rating:
A+5.0 ★ Texas Ratio: 1.16%
5-Star Money Market
2.40%
$50
▼
Rate2.38%
Min Deposit$50
Min Balance—
UpdatedMay 5, 2026
Details
Golden Belt Bank, FSA
Institution Rating:
A5.0 ★ Texas Ratio: 6.19%
Business Money Market
2.33%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
Business Protection Money Market
2.25%
$0
▼
Rate2.22%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
United Consumers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.31%
Preferred Money Market
2.15%
$75,000
▼
Rate2.13%
Min Deposit$75,000
Min Balance—
UpdatedMay 12, 2026
Details
Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
Advantage Plus Money Market
2.10%
$0
▼
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
The Bank of Protection
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
Money Market Demand Account Tier 3
2.07%
$0
▼
Rate2.05%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
Haviland State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market Demand Account Tier 3 and over
2.07%
$0
▼
Rate2.05%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
$25,000.01
United Consumers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.31%
Preferred Money Market
2.05%
$50,000
▼
Rate2.03%
Min Deposit$50,000
Min Balance—
UpdatedMay 12, 2026
Details
Bell Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
Money Market Shares
2.02%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
White Eagle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.24%
Money Market - plus)
2.02%
$2,500
▼
Rate2.00%
Min Deposit$2,500
Min Balance—
UpdatedMay 10, 2026
Details
$50,000; $2,500 minimum deposit to open; Dividends paid monthly; $5 service charge if balance falls below $50,000 which could reduce the earnings on the account; 6 free withdrawals/transfers (max of 3 checks per month)
Wichita Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.47%
Money Market Account
2.00%
$0
▼
Rate1.99%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
Business Performance Money Market
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
Business Protection Money Market
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Mid American Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.01%
Premier Money Market
2.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Mid American Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.01%
Premiere Money Market
2.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
The Bank of Tescott
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
Executive Money Market Account
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
All Amounts (no cap)
The Bank of Tescott
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
Executive Money Market
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
All Amounts (no cap)
Mutual Savings Association
Institution Rating:
A+5.0 ★ Texas Ratio: 1.16%
5-Star Money Market
2.00%
$50
▼
Rate1.99%
Min Deposit$50
Min Balance—
UpdatedMay 5, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
First National Bank of Hutchinson
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
Ultra Money Market Account
1.92%
$100
▼
Rate1.90%
Min Deposit$100
Min Balance—
UpdatedMay 4, 2026
Details
Midwest Heritage Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
Money Market Account
1.87%
$0
▼
Rate1.87%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
Rate1.79%
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details
Mutual Savings Association
Institution Rating:
A+5.0 ★ Texas Ratio: 1.16%
5-Star Money Market
1.75%
$50
▼
Rate1.74%
Min Deposit$50
Min Balance—
UpdatedMay 5, 2026
Details
Garden Plain State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market Investor Account
1.75%
$0
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Bank of the Flint Hills
Institution Rating:
A-5.0 ★ Texas Ratio: 15.48%
Money Market
1.68%
$0
▼
Rate1.67%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Golden Belt Bank, FSA
Institution Rating:
A5.0 ★ Texas Ratio: 6.19%
Business Money Market
1.61%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Azura Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
Business Money Market
1.61%
$0
▼
Rate1.60%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Unity One Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.97%
Money Market Account1
1.60%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
United Consumers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.31%
Preferred Money Market
1.60%
$10,000
▼
Rate1.59%
Min Deposit$10,000
Min Balance—
UpdatedMay 12, 2026
Details
Dillon Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.28%
Money Market Shares
1.51%
$250,000
▼
Rate1.50%
Min Deposit$250,000
Min Balance—
UpdatedMay 12, 2026
Details
White Eagle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.24%
Money Market
1.51%
$2,500
▼
Rate1.50%
Min Deposit$2,500
Min Balance—
UpdatedMay 10, 2026
Details
$25,000 - $49,999; $2,500 minimum deposit to open; Dividends paid monthly; $5 service charge if balance falls below $25,000 which could reduce the earnings on the account; 6 free withdrawals/transfers (max of 3 checks per month)
Haviland State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market Demand Account Tier 2
1.51%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
$2,500.01
The Bank of Protection
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
Money Market Demand Account Tier 2
1.51%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
CNB Hugoton, KS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market Investment Account above
1.51%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
$500,000.00
Wichita Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.47%
Money Market Account
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
Business Performance Money Market
1.50%
$0
▼
Rate1.48%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
Business Protection Money Market
1.50%
$0
▼
Rate1.48%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Wheat State Credit Union
Institution Rating:
D3.6 ★ Texas Ratio: 32.05%
Money Market
1.50%
$100,000
▼
Rate1.49%
Min Deposit$100,000
Min Balance—
UpdatedMay 10, 2026
Details
Credit Union of Dodge City
Institution Rating:
A+5.0 ★ Texas Ratio: 3.05%
Business Money Market
1.45%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Powered by
MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Derby, Kansas and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Derby, KS Money Market Rate Trends
Compare local Derby, KS money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — KS Avg
3.314%
Unchanged vs 7 days ago
Kansas high-yield MMA rates currently average 3.314% APY.
Standard MMA — KS Avg
0.838%
Unchanged vs 7 days ago
Kansas standard MMA rates currently average 0.838% APY.
As of May 15, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Derby, Kansas money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Derby, Kansas directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Derby, Kansas. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in KS.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Derby, Kansas
What is a Money Market Account (MMA)?
A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Kansas.
Are Money Market accounts in Derby, Kansas safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Kansas up to $250,000 per depositor, per institution.
How often do MMA rates change in Derby, Kansas?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Kansas rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
How much do I need to deposit to open a money market account in Derby, Kansas?
Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Derby, Kansas require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.
Best Money Market Rates in Derby, Kansas
Here are some of the highest money market account APYs currently available in Derby, Kansas and the surrounding area:
- Premier Members Credit Union
Money Market — 4.00% APY - Meritrust Federal Credit Union
Corporate Money Market — 3.80% APY - The Valley State Bank
Money Market Plus — 2.00% APY - The Bank of Tescott
Executive Money Market — 4.00% APY - Mid-America Bank
Business Money Market — 3.82% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Derby, Kansas. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: May 15, 2026
Rate Assistant
MonitorBankRates.com · Live Data
Try asking