Best Banks & Checking Accounts in Derby, Kansas - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best checking rates for Derby, Kansas include Fidelity Bank National AssociationFidelity Bank National Association2542 N Rock Rd, Derby, KS 67037A+5.0 ★Texas Ratio: 3.53% Relationship Rewards Checking at 3.50% APY, Emprise BankEmprise Bank1719 E Patriot Ave, Derby, KS 67037A+5.0 ★Texas Ratio: 0.30% High Interest Checking at 3.50% APY, Meritrust Federal Credit UnionMeritrust Federal Credit Union1615 N Rock Rd, Derby, KS 67037A+5.0 ★Texas Ratio: 4.67% Premium Perks Checking at 1.00% APY, Carson BankCarson Bank255 N Rock Rd, Derby, KS 67037A+5.0 ★Texas Ratio: 1.31% e-Checking at 0.75% APY, and Premier Members Credit UnionPremier Members Credit Union1615 N Rock Rd, Derby, KS 67037A+5.0 ★Texas Ratio: 4.73% Pro Checking at 0.25% APY.
Looking for the best checking accounts in Derby, Kansas? You have two main choices: convenient local branches or high-yield online accounts.
The tables below compare the top rates available to residents of Derby, Kansas, featuring both local banks and credit unions near you.
Checking account rates reflect recent market quotes and representative offers available to depositors in Derby, Kansas. Checking Account Rates Last Updated and Verified: March 21, 2026
Derby, KS Checking Rate Trends
Compare local Derby, KS checking rate quotes against the statewide average
Weekly checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Kansas high-yield checking rates rose 0.448 points this week to 0.585% APY, up from 0.138% last week.
Kansas rewards checking rates rose 2.016 points this week to 3.460% APY, up from 1.444% last week.
Compare Checking Account Rates Today in Derby, Kansas & the Surrounding Area
Derby, KS 67037
Qualifications Required: e-statement delivery; at least one direct deposit per statement cycle; 10 or more debit card transactions per statement cycle; Qualifying balance up to $5.00
Derby, KS 67037
Qualifications Required: Cycle qualifications must be met; Qualifying balance up to $10,000.00
Derby, KS 67037
No additional details provided.
Derby, KS 67037
Qualifying balance up to $25,000.00
Derby, KS 67037
No additional details provided.
Derby, KS 67037
No additional details provided.
Derby, KS 67037
No additional details provided.
Derby, KS 67037
No additional details provided.
Derby, KS 67037
No additional details provided.
Derby, KS 67037
No additional details provided.
Derby, KS 67037
No additional details provided.
Overland Park, KS 66211 2457
Qualifying balance up to $15000
Lawrence, KS 66049 3215
Qualifying balance up to $5,000.00
Olsburg, KS 66520
cash back on up to $200 of debit card purchases each cycle*; ATM Fee Refunds up to $25 each cycle**
Mc Louth, KS 66054
cash back on up to $200 of debit card purchases each cycle; ATM Fee Refunds up to $25 each cycle
Olathe, KS 66061
Qualifying balance up to $20,000
Topeka, KS 66612
Qualifying balance up to $15,000.00
Topeka, KS 66604 3806
Qualifying balance up to $30,000.00
Burlington, KS 66839
Qualifications Required: 12 debit card purchases, posted and settled; 1 Direct Deposit/Mobile Deposit per month; 1 electronic debit/ACH transaction per month; Qualifying balance up to $20,000.00
Overland Park, KS 66223
No additional details provided.
Derby, KS 67037
Qualifications Required: e-statement delivery; at least one direct deposit per statement cycle; 10 or more debit card transactions per statement cycle; Qualifying balance up to $5.00
Derby, KS 67037
Qualifications Required: Cycle qualifications must be met; Qualifying balance up to $10,000.00
Derby, KS 67037
No additional details provided.
Derby, KS 67037
No additional details provided.
Derby, KS 67037
No additional details provided.
Derby, KS 67037
No additional details provided.
Derby, KS 67037
No additional details provided.
Overland Park, KS 66211 2457
Qualifying balance up to $15000
Mc Louth, KS 66054
cash back on up to $200 of debit card purchases each cycle; ATM Fee Refunds up to $25 each cycle
Lawrence, KS 66049 3215
Qualifying balance up to $5,000.00
Olsburg, KS 66520
cash back on up to $200 of debit card purchases each cycle*; ATM Fee Refunds up to $25 each cycle**
Olathe, KS 66061
Qualifying balance up to $20,000
Topeka, KS 66612
Qualifying balance up to $15,000.00
Topeka, KS 66604 3806
Qualifying balance up to $30,000.00
Overland Park, KS 66211 2457
Qualifying balance up to $15000
Overland Park, KS 66223
No additional details provided.
Burlington, KS 66839
Qualifications Required: 12 debit card purchases, posted and settled; 1 Direct Deposit/Mobile Deposit per month; 1 electronic debit/ACH transaction per month; Qualifying balance up to $20,000.00
Mcpherson, KS 67460
Qualifications Required: 15 debit card purchases post and settle; Be enrolled and receive free monthly Web Statements; At least one direct deposit or automatic payment (ACH) post and settle; Qualifying balance up to $200
Kiowa, KS 67070
Qualifications Required; Cash back earned on up to $250 in purchases monthly
Bonner Springs, KS 66012
Qualifications Required; Qualifying balance up to $100,000.00
Derby, KS 67037
Qualifications Required: e-statement delivery; at least one direct deposit per statement cycle; 10 or more debit card transactions per statement cycle; Qualifying balance up to $5.00
Derby, KS 67037
No additional details provided.
Olsburg, KS 66520
cash back on up to $200 of debit card purchases each cycle*; ATM Fee Refunds up to $25 each cycle**
Mc Louth, KS 66054
cash back on up to $200 of debit card purchases each cycle; ATM Fee Refunds up to $25 each cycle
Olathe, KS 66061
Qualifying balance up to $20,000
Mcpherson, KS 67460
Qualifications Required: 15 debit card purchases post and settle; Be enrolled and receive free monthly Web Statements; At least one direct deposit or automatic payment (ACH) post and settle; Qualifying balance up to $200
Kiowa, KS 67070
Qualifications Required; Cash back earned on up to $250 in purchases monthly
Lyons, KS 67554
Daily Balance $400 and Greater
Lyons, KS 67554
Daily Balance Below $400
Kiowa, KS 67070
Qualifications Required; Cash back earned on up to $250 in purchases monthly
Bonner Springs, KS 66012
Qualifications Required; Qualifying balance up to $100,000.00
Bonner Springs, KS 66012
No additional details provided.
Bonner Springs, KS 66012
No additional details provided.
Bonner Springs, KS 66012
No additional details provided.
Wichita, KS 67209 1845
No additional details provided.
Bonner Springs, KS 66012
No additional details provided.
Kansas City, KS 66106
No additional details provided.
Overland Park, KS 66223
No additional details provided.
Kansas City, KS 66106
Qualifying balance up to $2,499.99
Overland Park, KS 66223
No additional details provided.
Overland Park, KS 66223
No additional details provided.
Wichita, KS 67209 1845
No additional details provided.
Wichita, KS 67209 1845
No additional details provided.
Wichita, KS 67209 1845
No additional details provided.
Dodge City, KS 67801
No additional details provided.
Arkansas City, KS 67005
NO service charge; Minimum balance of $1,000 to earn dividends
Derby, KS 67037
No additional details provided.
Derby, KS 67037
No additional details provided.
Derby, KS 67037
No additional details provided.
Derby, KS 67037
No additional details provided.
Derby, KS 67037
No additional details provided.
Derby, KS 67037
No additional details provided.
Derby, KS 67037
No additional details provided.
Derby, KS 67037
No additional details provided.
Junction City, KS 66441
The Interest Rate and Annual Percentage Yield may change after account opening. The Interest Rate and Annual Percentage Yield are current as of the date of this publication. Fees may be charged to the account, which could reduce earnings. Offer may expire without notice.
De Soto, KS 66018
In Branch Only
Wichita, KS 67209 1845
Qualifying balance up to $1,000.00; paid monthly
Topeka, KS 66608
No additional details provided.
Leawood, KS 66211
No additional details provided.
Topeka, KS 66614 4528
No additional details provided.
Topeka, KS 66614 4528
No additional details provided.
Overland Park, KS 66211 2457
No additional details provided.
Ulysses, KS 67880
No additional details provided.
Baldwin City, KS 66006
No additional details provided.
Baldwin City, KS 66006
No additional details provided.
Olathe, KS 66061
No additional details provided.
Methodology & Data Sources
Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Derby, Kansas directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Derby, Kansas. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in KS.
Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.
Frequently Asked Questions
Do checking accounts in Derby, Kansas earn interest?
Are banks in Derby, Kansas FDIC insured?
What fees should I watch out for?
What is a Rewards Checking account?
Best Checking Rates in Derby, Kansas
- Fidelity Bank National Association
Relationship Rewards Checking — 3.50% APY - Emprise Bank
High Interest Checking — 3.50% APY - Meritrust Federal Credit Union
Premium Perks Checking — 1.00% APY - Carson Bank
e-Checking — 0.75% APY - Premier Members Credit Union
Pro Checking — 0.25% APY
