Best Banks & Checking Accounts in Trends, Kansas - August 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best checking rates for Trends, Kansas include Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.04% PowerPlusTM Checking at 8.00% APY, Alva State Bank & Trust CompanyAlva State Bank & Trust CompanyA+5.0 ★Texas Ratio: 2.51% Free Heritage Cash Checking at 6.00% APY, ESB FinancialESB FinancialC+4.1 ★Texas Ratio: 25.76% Kasasa Cash Checking at 5.04% APY, Silver Lake BankSilver Lake BankA+5.0 ★Texas Ratio: 1.64% Kasasa Cash - Enhanced Rewards Checking at 5.00% APY, and Security State Bank Scott City, KSSecurity State Bank Scott City, KSA+5.0 ★Texas Ratio: 1.87% Interest Reward Checking at 5.00% APY. Checking account rates as of August 28, 2026 according to verified data from MonitorBankRates.
Trends is a smaller community with no bank or credit union branches currently in our database. 39 institutions serving the Kansas area are available to Trends residents, with checking rates as high as 8.00% APY from Baxter Credit Union. Rates are continually updated — we recommend checking back frequently.
Checking account rates reflect recent market quotes and representative offers available to depositors in Trends, Kansas. Checking Account Rates Last Updated and Verified: August 28, 2026
Compare Checking Account Rates Today in Trends, Kansas & the Surrounding Area
Qualifications Required: Qualifying balance up to $15,000.00; Introductory APY; Introductory Dividend Rate
Qualifications Required: 12 debit card purchases; 1 direct deposit, ACH credit, or ACH payment transaction; eStatements enrollment; Interest earning checking account. Refunds on ATM withdrawal fees, nationwide (up to $25 monthly). APYs accurate as of June 2026. Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. Fees may reduce earnings.
Qualifications Required; Qualifying balance up to $20,000.00
Qualifications Required: At least 30 debit card purchases; At least 1 direct deposit, ACH credit or ACH payment transaction; Be enrolled in and agree to receive eStatements; Balances up to $25,000 earn 4.889% interest. Balances over $25,000 earn 0.995% interest. Refunds on ATM withdrawal fees, nationwide (up to $25 monthly). Linked to free Kasasa Saver to build savings automatically.
Qualifying balance up to $10,000.00
Qualifications Required; Qualifying balance up to $20,000.00
Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Qualifying balance up to $10,000.00
Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Bonus Tiers**; Qualifying balance up to $15,000.00
Qualifications Required; Qualifying balance up to $50,000.00
Qualifications Required: Be enrolled and receive your monthly account statement electronically; At least 1 direct deposit or ACH payment; At least 25 debit card purchases
Qualifications Required: At least 12 debit card purchases; At least 1 direct deposit, ACH credit or ACH payment transaction; Be enrolled in and agree to receive eStatements; Balances up to $25,000 earn 3.928% interest. Balances over $25,000 earn 0.995% interest. Refunds on ATM withdrawal fees, nationwide (up to $25 monthly). Linked to free Kasasa Saver to build savings automatically.
Qualifications Required: Qualifying balance up to $15,000.00; Introductory APY; Introductory Dividend Rate
Introductory APY 8.00% Introductory Dividend Rate 7.72%
balances up to $15,000; Introductory APY: 8.00%; Introductory Dividend Rate: 7.72%
Qualifications Required; Qualifying balance up to $30,000.00
Qualifications Required: Cycle qualifications must be met; Cycle qualifications must be met. In order to earn Savings Plus reward rates, High Interest Checking or Cash Back Checking qualifications must be met.
Interest Rate (on balances up to $10,000)
Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; When activity requirements met**; Qualifying balance up to $100,000.00
Qualifications Required; Nationwide ATM fee refunds up to $25; No monthly service fee; No minimum balance to earn rewards; Can link to a Super Saver Savings for automatic savings; Unlimited Check Writing; Unlimited Debit/ATM Transactions; Free Direct Deposit; Free Web Statements; Free Online Banking; Free Bill Pay; Free Mobile Banking; Free Mobile Deposit; Free ATM Deposit; Free Telephone Banking
No additional details provided.
Qualifications Required: Qualifying balance up to $15,000.00; Introductory APY; Introductory Dividend Rate
Qualifications Required: 12 debit card purchases; 1 direct deposit, ACH credit, or ACH payment transaction; eStatements enrollment; Interest earning checking account. Refunds on ATM withdrawal fees, nationwide (up to $25 monthly). APYs accurate as of June 2026. Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. Fees may reduce earnings.
Qualifications Required; Qualifying balance up to $20,000.00
Qualifications Required: At least 30 debit card purchases; At least 1 direct deposit, ACH credit or ACH payment transaction; Be enrolled in and agree to receive eStatements; Balances up to $25,000 earn 4.889% interest. Balances over $25,000 earn 0.995% interest. Refunds on ATM withdrawal fees, nationwide (up to $25 monthly). Linked to free Kasasa Saver to build savings automatically.
Qualifying balance up to $10,000.00
Qualifications Required; Qualifying balance up to $20,000.00
Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Qualifying balance up to $10,000.00
Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Bonus Tiers**; Qualifying balance up to $15,000.00
Qualifications Required; Qualifying balance up to $50,000.00
Qualifications Required: Be enrolled and receive your monthly account statement electronically; At least 1 direct deposit or ACH payment; At least 25 debit card purchases
Qualifications Required: At least 12 debit card purchases; At least 1 direct deposit, ACH credit or ACH payment transaction; Be enrolled in and agree to receive eStatements; Balances up to $25,000 earn 3.928% interest. Balances over $25,000 earn 0.995% interest. Refunds on ATM withdrawal fees, nationwide (up to $25 monthly). Linked to free Kasasa Saver to build savings automatically.
Qualifications Required: Qualifying balance up to $15,000.00; Introductory APY; Introductory Dividend Rate
Introductory APY 8.00% Introductory Dividend Rate 7.72%
balances up to $15,000; Introductory APY: 8.00%; Introductory Dividend Rate: 7.72%
Qualifications Required; Qualifying balance up to $30,000.00
Qualifications Required: Cycle qualifications must be met; Cycle qualifications must be met. In order to earn Savings Plus reward rates, High Interest Checking or Cash Back Checking qualifications must be met.
Interest Rate (on balances up to $10,000)
Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; When activity requirements met**; Qualifying balance up to $100,000.00
Qualifications Required; Nationwide ATM fee refunds up to $25; No monthly service fee; No minimum balance to earn rewards; Can link to a Super Saver Savings for automatic savings; Unlimited Check Writing; Unlimited Debit/ATM Transactions; Free Direct Deposit; Free Web Statements; Free Online Banking; Free Bill Pay; Free Mobile Banking; Free Mobile Deposit; Free ATM Deposit; Free Telephone Banking
No additional details provided.
Qualifications Required; Qualifying balance up to $20,000.00
Qualifications Required: At least 30 debit card purchases; At least 1 direct deposit, ACH credit or ACH payment transaction; Be enrolled in and agree to receive eStatements; Balances up to $25,000 earn 4.889% interest. Balances over $25,000 earn 0.995% interest. Refunds on ATM withdrawal fees, nationwide (up to $25 monthly). Linked to free Kasasa Saver to build savings automatically.
Qualifying balance up to $10,000.00
Qualifications Required; Qualifying balance up to $20,000.00
Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Qualifying balance up to $10,000.00
Qualifications Required; Qualifying balance up to $50,000.00
Qualifications Required: Be enrolled and receive your monthly account statement electronically; At least 1 direct deposit or ACH payment; At least 25 debit card purchases
Qualifications Required: At least 12 debit card purchases; At least 1 direct deposit, ACH credit or ACH payment transaction; Be enrolled in and agree to receive eStatements; Balances up to $25,000 earn 3.928% interest. Balances over $25,000 earn 0.995% interest. Refunds on ATM withdrawal fees, nationwide (up to $25 monthly). Linked to free Kasasa Saver to build savings automatically.
Qualifications Required: When your Kasasa Cash account qualifications are met during a monthly qualification cycle; Daily balances of $15,000 and above earn an interest rate of 0.25% on the portion of the daily balance of $15,000 and above, resulting in a range from 0.25% to 2.00% depending on the account's daily balance.
Qualifications Required: At least 30 debit card purchases; At least 1 direct deposit, ACH credit or ACH payment transaction; Be enrolled in and agree to receive eStatements; Balances up to $25,000 earn 4.889% interest. Balances over $25,000 earn 0.995% interest. Refunds on ATM withdrawal fees, nationwide (up to $25 monthly). Linked to free Kasasa Saver to build savings automatically.
Qualifications Required: At least 12 debit card purchases; At least 1 direct deposit, ACH credit or ACH payment transaction; Be enrolled in and agree to receive eStatements; Balances up to $25,000 earn 3.928% interest. Balances over $25,000 earn 0.995% interest. Refunds on ATM withdrawal fees, nationwide (up to $25 monthly). Linked to free Kasasa Saver to build savings automatically.
No additional details provided.
Rate applies to balances over $10,000.00
No additional details provided.
Balances over $25,000.00
No additional details provided.
Qualifications not met
No additional details provided.
If qualifications not met
If qualifications aren't met. Refunds on ATM withdrawal fees, nationwide (up to $25 monthly). Linked to free Kasasa Saver to build savings automatically.
Qualifications Required: 12 debit card purchases; 1 direct deposit, ACH credit, or ACH payment transaction; eStatements enrollment; Interest earning checking account. Refunds on ATM withdrawal fees, nationwide (up to $25 monthly). APYs accurate as of June 2026. Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. Fees may reduce earnings.
Qualifications Required; Qualifying balance up to $50,000.00
Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; When activity requirements met**; Qualifying balance up to $100,000.00
Qualifications Required: 12 debit card purchases; 1 direct deposit, ACH credit, or ACH payment transaction; eStatements enrollment; Interest earning checking account. Refunds on ATM withdrawal fees, nationwide (up to $25 monthly). APYs accurate as of June 2026. Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. Fees may reduce earnings.
When activity requirements met**
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
Interest earning checking account. Refunds on ATM withdrawal fees, nationwide (up to $25 monthly). APYs accurate as of June 2026. Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. Fees may reduce earnings.
Qualifications not met
When activity requirements not met**
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
Age 13-21; NO service charge
No additional details provided.
In Branch Only
$0 to $1,000 (paid monthly)
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
above $1,000 (paid monthly)
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
No additional details provided.
Trends, KS Checking Rate Trends
Compare local Trends, KS checking rate quotes against the statewide average
Daily checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Kansas high-yield checking rates fell 0.072 points over the past 7 days to 1.609% APY.
Kansas free checking rates rose 0.017 points over the past 7 days to 0.609% APY.
Methodology & Data Sources
Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Trends, Kansas directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Trends, Kansas. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in KS.
Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.
Frequently Asked Questions
Do checking accounts in Trends, Kansas earn interest?
Are banks in Trends, Kansas FDIC insured?
What fees should I watch out for?
What is a Rewards Checking account?
Best Checking Rates in Trends, Kansas
- Baxter Credit Union
PowerPlusTM Checking — 8.00% APY - Alva State Bank & Trust Company
Free Heritage Cash Checking — 6.00% APY - ESB Financial
Kasasa Cash Checking — 5.04% APY - Silver Lake Bank
Kasasa Cash - Enhanced Rewards Checking — 5.00% APY - Security State Bank Scott City, KS
Interest Reward Checking — 5.00% APY
