What are the current interest rates at Stock Exchange Bank, Caldwell, KS?

Current rates for Stock Exchange Bank, Caldwell, KS include: 12-Month CD: 2.15%, 18-Month CD: 1.00%, 24-Month CD: 2.15%, 36-Month CD: 2.25%, Savings: 0.15%

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Stock Exchange Bank, Caldwell, KS

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Stock Exchange Bank, Caldwell, KS Rates & Review October 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Stock Exchange Bank, Caldwell, KS provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 14, 2026

Stock Exchange Bank, Caldwell, KS's top rates as of October 14, 2026 are 2.27% APY on its 3 years Certificate of Deposit - Three Years, 0.15% APY on savings, and 0.10% APY on checking, according to rates verified by MonitorBankRates. Other Stock Exchange Bank, Caldwell, KS CD rates include 3 years Certificates Of Deposit - Three Years at 2.25%, 12-Months 12-Month Certificates Of Deposit at 2.17%, and 18-Months 18-Month Certificates Of Deposit at 2.17%. MonitorBankRates evaluates the financial stability of Stock Exchange Bank, Caldwell, KS with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 10.16%. Rates last updated and verified on 10/14/2026.

Stock Exchange Bank, Caldwell, KS money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Stock Exchange Bank, Caldwell, KS? Share your experience about Stock Exchange Bank, Caldwell, KS by leaving a review below, or read customer reviews before you decide to use Stock Exchange Bank, Caldwell, KS.

Verified Healthy Q2 2026 Use This Badge on Your Bank Website

Overall Health & Safety Grade

Excellent Health Score: 95/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

10.16%

Excellent Higher than avg

Health Trend

Steady 12 quarters

Full history ›

Stock Exchange Bank, Caldwell, KS

103 S Main St
Caldwell, KS 67022

https://www.stockxbank.com

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Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.

Stock Exchange Bank, Caldwell, KS CD Rates

Product	Rate	APY	Term
3 years Certificate of Deposit - Three Years	2.25%	2.27%	3 years
No additional details. Last Updated 10/14/2026 Rate History No change since Sep 24, 2026 · 2.27% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.16%
3 years Certificates Of Deposit - Three Years	2.25%	2.25%	3 years
No additional details. Last Updated 10/14/2026 Rate History 1 change since Sep 24, 2026 · 2.27% → 2.25% ▼ 0.02 pts · high 2.27% / low 2.25% Oct 14, 20262.25%▼ from 2.27% Sep 24, 20262.27%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.16%
12 Month Certificates Of Deposit	2.15%	2.17%	12 Months
Details Early withdrawal penalty applies Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 2.17% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.16%
18 Month Certificates Of Deposit	2.15%	2.17%	18 Months
Details Early withdrawal penalty applies Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 2.17% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.16%
2 years Certificate of Deposit - Two Year	2.15%	2.17%	2 years
No additional details. Last Updated 10/14/2026 Rate History No change since Sep 24, 2026 · 2.17% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.16%
12 Month Certificate of Deposit	2.15%	2.15%	12 Months
No additional details. Last Updated 10/14/2026 Rate History 1 change since Sep 27, 2026 · 2.17% → 2.15% ▼ 0.02 pts · high 2.17% / low 2.15% Oct 7, 20262.15%▼ from 2.17% Sep 27, 20262.17%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.16%
2 years Certificates Of Deposit - Two Year	2.15%	2.15%	2 years
No additional details. Last Updated 10/14/2026 Rate History 1 change since Sep 24, 2026 · 2.17% → 2.15% ▼ 0.02 pts · high 2.17% / low 2.15% Oct 14, 20262.15%▼ from 2.17% Sep 24, 20262.17%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.16%
6 Month Certificates Of Deposit	1.50%	1.51%	6 Months
Details Early withdrawal penalty applies Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 1.51% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.16%
6 Month Certificate of Deposit	1.50%	1.50%	6 Months
No additional details. Last Updated 10/14/2026 Rate History 1 change since Sep 27, 2026 · 1.51% → 1.50% ▼ 0.01 pts · high 1.51% / low 1.50% Oct 7, 20261.50%▼ from 1.51% Sep 27, 20261.51%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.16%
18 Month Certificate of Deposit	1.00%	1.00%	18 Months
No additional details. Last Updated 10/14/2026 Rate History 1 change since Sep 27, 2026 · 2.17% → 1.00% ▼ 1.17 pts · high 2.17% / low 1.00% Oct 7, 20261.00%▼ from 2.17% Sep 27, 20262.17%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.16%
90 Day Certificate of Deposit	0.75%	0.75%	90 Days
Details Interest will be forfeited if funds are withdrawn before statement cutoff. Last Updated 10/14/2026 Rate History No change since Oct 7, 2026 · 0.75% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.16%
Certificates Of Deposit - 90 Days	0.75%	0.75%	90 Days
No additional details. Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 0.75% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.16%

Stock Exchange Bank, Caldwell, KS Savings Rates

Product	Rate	APY
MMDA Savings	0.15%	0.15%
Min Balance $2,500 Details Minimum $2,500.00; Interest will be forfeited if funds are withdrawn before statement cutoff. Last Updated 10/14/2026 Rate History No change since Sep 8, 2026 · 0.15% APY · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.16%
Regular Passbook Savings	0.13%	0.13%
Details Interest will be forfeited if funds are withdrawn before statement cutoff. Last Updated 10/14/2026 Rate History No change since Sep 8, 2026 · 0.13% APY · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.16%

Stock Exchange Bank, Caldwell, KS Checking Rates

Product	Rate	APY	View More
Interest Checking Account (NOW)	0.10%	0.10%
Min Balance $1,500 Details Minimum $1,500.00; Interest will be forfeited if funds are withdrawn before statement cutoff. Last Updated 10/14/2026 Rate History No change since Sep 8, 2026 · 0.10% APY · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.16%

Stock Exchange Bank, Caldwell, KS Business Checking Rates

Product	Rate	APY	View More
Business Interest Checking Account	0.10%	0.10%
Min Balance $1,500 Details Minimum $1,500.00; Interest will be forfeited if funds are withdrawn before statement cutoff. Last Updated 10/14/2026 Rate History No change since Sep 8, 2026 · 0.10% APY · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.16%

Stock Exchange Bank, Caldwell, KS Other Rates

Product	Rate	Points	APY/APR	Term
Certificate of Deposit - 12 Months	2.15%	-	2.17%	12 Months
Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 2.17% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.16%
Certificate of Deposit - 18 Months	2.15%	-	2.17%	18 Months
Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 2.17% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.16%
Certificate of Deposit - 6 Months	1.50%	-	1.51%	6 Months
Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 1.51% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.16%
Certificates Of Deposit - 12 Months	2.15%	-	2.15%	12 Months
Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 2.15% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.16%
Certificates Of Deposit - 18 Months	1.00%	-	1.00%	18 Months
Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 1.00% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.16%
Certificates Of Deposit - 6 Months	1.50%	-	1.50%	6 Months
Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 1.50% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.16%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Stock Exchange Bank, Caldwell, KS’s Texas Ratio rose from 0.00% in Q3 2023 to 10.16% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 4.8 to 5.0 and its Health Grade from A+ to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a bank must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$90M	10.16%	5.0	A
March 31, 2026	$95M	8.47%	5.0	A
December 31, 2025	$90M	7.83%	5.0	A
September 30, 2025	$90M	10.30%	5.0	A
June 30, 2025	$85M	2.16%	5.0	A+
March 31, 2025	$86M	10.22%	5.0	A
December 31, 2024	$86M	10.36%	5.0	A
September 30, 2024	$85M	8.07%	5.0	A
June 30, 2024	$82M	22.05%	4.4	B
March 31, 2024	$80M	2.14%	5.0	A+
December 31, 2023	$82M	5.38%	5.0	A+
September 30, 2023	$80M	0.00%	4.8	A+

Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Stock Exchange Bank, Caldwell, KS is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Stock Exchange Bank, Caldwell, KS rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Stock Exchange Bank, Caldwell, KS's official website for the most current offers and terms.

Bank Profile & Overview

Bank Name Stock Exchange Bank, Caldwell, KS

Website https://www.stockxbank.com

Address 103 S Main St, Caldwell, KS 67022 · Sumner

Bank Holding Company STOCK EXCHANGE FINANCIAL CORP

FDIC Certificate # 15784

Regulator FED

Established November 12, 1881

FDIC Insurance Date December 27, 1940

Domestic Offices 2

Total Branches 2

FDIC Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A (95/100)

Texas Ratio

10.16%

National Average Texas Ratio

5.85%

Return on Assets (ROA)

1.3055%

Return on Equity (ROE)

15.8400%

Non-Performing Loans Ratio (NPL)

0.87%

Total Assets

$90,298,000

Total Deposits

$81,799,000

Equity Capital

$7,755,000

Net Income

$598,000

Headquarters

Caldwell

Total Branches and Offices

Source: FDIC — Last Updated June 30, 2026

Q2 2026 MBR Health & Safety Badge

Stock Exchange Bank, Caldwell, KS earned the Verified Healthy badge

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Customer Reviews

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Frequently Asked Questions About Stock Exchange Bank, Caldwell, KS

How many branches does Stock Exchange Bank, Caldwell, KS operate?

Stock Exchange Bank, Caldwell, KS currently maintains approximately 2 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Stock Exchange Bank, Caldwell, KS does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Stock Exchange Bank, Caldwell, KS provides members with tools to manage their accounts and build a solid financial history.

Does Stock Exchange Bank, Caldwell, KS offer online and mobile banking?

Most modern institutions like Stock Exchange Bank, Caldwell, KS provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.stockxbank.com.