MonitorBankRates
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Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

Best Money Market Rates in Kansas - June 2026

Current Kansas money market deposit account rates include Premier Members Credit UnionPremier Members Credit Union610 E Cloud Ave, Andover, KS 67002 8952A+5.0 ★Texas Ratio: 4.43% Money Market Including Business and IRA at 4.00% APY, The Bank of TescottThe Bank of Tescott104 S Main St, Tescott, KS 67484A+5.0 ★Texas Ratio: 2.34% Executive Money Market at 4.00% APY, Meritrust Federal Credit UnionMeritrust Federal Credit Union11737 E 21st St N, Wichita, KS 67206 3502A+5.0 ★Texas Ratio: 4.42% Corporate Money Market at 3.80% APY, Bank of the Flint HillsBank of the Flint Hills806 5th St, Wamego, KS 66547A-5.0 ★Texas Ratio: 15.48% Money Market at 3.66% APY, and Academy BankAcademy Bank10000 College Blvd, Overland Park, KS 66210A+5.0 ★Texas Ratio: 5.58% Premier Money Market at 3.65% APY. Money market rates as of June 27, 2026 according to verified data from MonitorBankRates.

Use the tables below to compare money market rates across Kansas side-by-side. Kansas money market rates currently reach as high as 4.00% APY from Premier Members Credit Union at 610 E Cloud Ave, Andover, KS 67002 8952. Rates are continually updated — we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Kansas and surrounding area. Last Updated and Verified: June 27, 2026

Compare the Best Money Market Rates Today in Kansas

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
The Bank of Tescott
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
104 S Main St, Tescott, KS 67484
Executive Money Market
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

Tiered balance; Balance up to $50,000.00

Premier Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.43%
610 E Cloud Ave, Andover, KS 67002 8952
Reverse Tiered Money Market
4.00%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Premier Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.43%
610 E Cloud Ave, Andover, KS 67002 8952
Reverse Tiered Money Market 101
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Tier: $0.00 - $2,000

Premier Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.43%
610 E Cloud Ave, Andover, KS 67002 8952
Money Market Including Business and IRA
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.42%
11737 E 21st St N, Wichita, KS 67206 3502
Corporate Money Market
3.80%
$0
Rate3.74%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.42%
11737 E 21st St N, Wichita, KS 67206 3502
Non-Profit Money Market
3.75%
$10,000
Rate3.69%
Min Deposit$10,000
Min Balance
UpdatedJun 16, 2026
Details

Bank of the Flint Hills
Institution Rating:
A-5.0 ★ Texas Ratio: 15.48%
806 5th St, Wamego, KS 66547
Money Market
3.66%
$0
Rate3.60%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

Academy Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.58%
10000 College Blvd, Overland Park, KS 66210
Premier Money Market
3.65%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

introductory rate

Alva State Bank & Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
546 Main St, Kiowa, KS 67070
Money Market
3.56%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

Tiered rates. 4th Tier.

Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
3626 SW Wanamaker Rd, Topeka, KS 66614 4528
Business Performance Money Market
3.50%
$0
Rate3.44%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
6860 W 115th St, Overland Park, KS 66211 2457
Money Market Special Intro rate
3.50%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

$15,000+

Sunflower Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
711 N Kansas Ave, Liberal, KS 67901
Thrive Money Market
3.45%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Tiered balance; $24,999.01 & Above

Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
3626 SW Wanamaker Rd, Topeka, KS 66614 4528
Business Protection Money Market
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
6280 W 135th St, Overland Park, KS 66223
Money Market Plus Account
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Alva State Bank & Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
546 Main St, Kiowa, KS 67070
Money Market
3.15%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

Tiered rates. 3rd Tier.

Elevate Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
101 W Main St, Sedan, KS 67361
Money Market
3.09%
$0
Rate3.05%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

Sunflower Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
711 N Kansas Ave, Liberal, KS 67901
Thrive Money Market
3.05%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Tiered balance; $24,999.00 & Below

Armed Forces Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.63%
320 Kansas Ave, Fort Leavenworth, KS 66027
Premier Money Market
3.05%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

APY for 6 months

NBKC Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
3510 W 95th St, Leawood, KS 66206
Money Market
3.00%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

APY is variable and subject to change at our discretion, without prior notice. Fees could reduce the earnings on the account.

Premier Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.43%
610 E Cloud Ave, Andover, KS 67002 8952
Money Market
2.78%
$0
Rate2.75%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.42%
11737 E 21st St N, Wichita, KS 67206 3502
Corporate Money Market
2.75%
$0
Rate2.72%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

TriCentury Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
33485 Lexington Ave, De Soto, KS 66018
Gold Money Market
2.75%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 22, 2026
Details

Online Only

Bank of the Flint Hills
Institution Rating:
A-5.0 ★ Texas Ratio: 15.48%
806 5th St, Wamego, KS 66547
Money Market
2.73%
$0
Rate2.70%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

Alva State Bank & Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
546 Main St, Kiowa, KS 67070
Money Market
2.69%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

Tiered rates. 2nd Tier.

Azura Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.53%
610 SW 10th Ave, Topeka, KS 66612
Business Money Market
2.53%
$0
Rate2.50%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Elevate Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
101 W Main St, Sedan, KS 67361
Money Market
2.53%
$0
Rate2.50%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.42%
11737 E 21st St N, Wichita, KS 67206 3502
Corporate Money Market
2.50%
$0
Rate2.47%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

TriCentury Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
33485 Lexington Ave, De Soto, KS 66018
Gold Money Market
2.50%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 22, 2026
Details

Online Only

Legacy Bank Colwich, KS
Institution Rating:
A+5.0 ★ Texas Ratio: 1.85%
223 S Main St, Pratt, KS 67124
Money Market
2.50%
$2,500
Rate2.47%
Min Deposit$2,500
Min Balance
UpdatedJun 16, 2026
Details

Daily Balances of: $1,000,000 and greater

Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
3626 SW Wanamaker Rd, Topeka, KS 66614 4528
Business Performance Money Market
2.50%
$0
Rate2.47%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Mutual Savings Association
Institution Rating:
A+5.0 ★ Texas Ratio: 1.16%
100 S 4th St, Leavenworth, KS 66048
5-Star Money Market
2.40%
$50
Rate2.38%
Min Deposit$50
Min Balance
UpdatedJun 23, 2026
Details

Midwest Heritage Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
8900 W 135th St, Overland Park, KS 66221
Money Market Account
2.40%
$0
Rate2.38%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Golden Belt Bank, FSA
Institution Rating:
A5.0 ★ Texas Ratio: 6.19%
1100 E 27th St, Hays, KS 67601
Business Money Market
2.33%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Tiered rates based on balance.

Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
3626 SW Wanamaker Rd, Topeka, KS 66614 4528
Business Protection Money Market
2.25%
$0
Rate2.22%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Premier Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.43%
610 E Cloud Ave, Andover, KS 67002 8952
Jumbo Money Market Including Business and IRA
2.25%
$0
Rate2.23%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.42%
11737 E 21st St N, Wichita, KS 67206 3502
Corporate Money Market
2.25%
$0
Rate2.23%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Academy Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.58%
10000 College Blvd, Overland Park, KS 66210
Premier Money Market Account
2.20%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

United Consumers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.93%
1105 W Dennis Ave, Olathe, KS 66061
Preferred Money Market
2.15%
$0
Rate2.13%
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
3626 SW Wanamaker Rd, Topeka, KS 66614 4528
Advantage Plus Money Market
2.10%
$0
Rate2.08%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

The Bank of Protection
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
145 E Main St, Coldwater, KS 67029
Money Market Demand Account Tier 3
2.07%
$0
Rate2.05%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Haviland State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
209 N Main St, Haviland, KS 67059
Money Market Demand Account Tier 3
2.07%
$0
Rate2.05%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

United Consumers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.93%
1105 W Dennis Ave, Olathe, KS 66061
Preferred Money Market
2.05%
$0
Rate2.03%
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

The Valley State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
502 N Merchant St, Belle Plaine, KS 67013
Money Market Plus
2.00%
$0
Rate1.98%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Balance to obtain APY: $0

Premier Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.43%
610 E Cloud Ave, Andover, KS 67002 8952
Jumbo Money Market Including Business and IRA
2.00%
$0
Rate1.98%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Wichita Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.48%
3730 W 13th St N, Wichita, KS 67203 4402
Money Market Account
2.00%
$0
Rate1.99%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
3626 SW Wanamaker Rd, Topeka, KS 66614 4528
Business Protection Money Market
2.00%
$0
Rate1.98%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
3626 SW Wanamaker Rd, Topeka, KS 66614 4528
Business Performance Money Market
2.00%
$0
Rate1.98%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.42%
11737 E 21st St N, Wichita, KS 67206 3502
Flex Money Market
2.00%
$0
Rate1.98%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.42%
11737 E 21st St N, Wichita, KS 67206 3502
Corporate Money Market
2.00%
$0
Rate1.98%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.42%
11737 E 21st St N, Wichita, KS 67206 3502
Business Money Market
2.00%
$0
Rate1.98%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Blended rate

TriCentury Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
33485 Lexington Ave, De Soto, KS 66018
Gold Money Market
2.00%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 22, 2026
Details

Online Only

The Bank of Tescott
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
104 S Main St, Tescott, KS 67484
Executive Money Market
2.00%
$0
Rate1.98%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

Qualifications not met: 0.05% Interest Rate, 0.05% APY

Mutual Savings Association
Institution Rating:
A+5.0 ★ Texas Ratio: 1.16%
100 S 4th St, Leavenworth, KS 66048
5-Star Money Market
2.00%
$50
Rate1.99%
Min Deposit$50
Min Balance
UpdatedJun 23, 2026
Details

First National Bank of Hutchinson
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
1 N Main St, Hutchinson, KS 67501
Ultra Money Market Account
1.92%
$100
Rate1.90%
Min Deposit$100
Min Balance
UpdatedJun 16, 2026
Details

$250,000 and up

Alva State Bank & Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
546 Main St, Kiowa, KS 67070
Money Market
1.92%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

Tiered rates. 1st Tier.

Midwest Heritage Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
8900 W 135th St, Overland Park, KS 66221
Money Market Account
1.87%
$0
Rate1.87%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Exchange Bank & Trust
Institution Rating:
A+5.0 ★ Texas Ratio: 0.59%
600 Commercial St, Atchison, KS 66002
Money Market
1.80%
$500
Rate1.79%
Min Deposit$500
Min Balance
UpdatedJun 16, 2026
Details

Exchange Bank & Trust
Institution Rating:
A+5.0 ★ Texas Ratio: 0.59%
600 Commercial St, Atchison, KS 66002
Money Market and greater
1.80%
$500
Rate1.79%
Min Deposit$500
Min Balance
UpdatedJun 16, 2026
Details

$250,000

Garden Plain State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
10526 W Maple St, Wichita, KS 67209
Money Market Investor Account
1.75%
$0
Rate1.75%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

Mutual Savings Association
Institution Rating:
A+5.0 ★ Texas Ratio: 1.16%
100 S 4th St, Leavenworth, KS 66048
5-Star Money Market
1.75%
$50
Rate1.74%
Min Deposit$50
Min Balance
UpdatedJun 23, 2026
Details

Bank of the Flint Hills
Institution Rating:
A-5.0 ★ Texas Ratio: 15.48%
806 5th St, Wamego, KS 66547
Money Market
1.68%
$0
Rate1.67%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

Golden Belt Bank, FSA
Institution Rating:
A5.0 ★ Texas Ratio: 6.19%
1100 E 27th St, Hays, KS 67601
Money Market
1.61%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Tiered rates based on balance.

Golden Belt Bank, FSA
Institution Rating:
A5.0 ★ Texas Ratio: 6.19%
1100 E 27th St, Hays, KS 67601
Business Money Market
1.61%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Tiered rates based on balance.

Azura Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.53%
610 SW 10th Ave, Topeka, KS 66612
Business Money Market
1.61%
$0
Rate1.60%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

United Consumers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.93%
1105 W Dennis Ave, Olathe, KS 66061
Preferred Money Market
1.60%
$0
Rate1.59%
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

Unity One Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.61%
4150 Kansas Ave, Kansas City, KS 66106
Money Market Account
1.60%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 27, 2026
Details

CNB Hugoton, KS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
601 S Main St, Hugoton, KS 67951
Money Market Investment Account above
1.51%
$0
Rate1.50%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

$500,000.00

Haviland State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
209 N Main St, Haviland, KS 67059
Money Market Demand Account Tier 2
1.51%
$0
Rate1.50%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

The Bank of Protection
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
145 E Main St, Coldwater, KS 67029
Money Market Demand Account Tier 2
1.51%
$0
Rate1.50%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

TriCentury Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
33485 Lexington Ave, De Soto, KS 66018
Gold Money Market
1.50%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 22, 2026
Details

Online Only

Academy Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.58%
10000 College Blvd, Overland Park, KS 66210
Premier Money Market Account
1.50%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

First National Bank of Hutchinson
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
1 N Main St, Hutchinson, KS 67501
Ultra Money Market Account
1.50%
$100
Rate1.49%
Min Deposit$100
Min Balance
UpdatedJun 16, 2026
Details

$150,000 - $249,999

Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.42%
11737 E 21st St N, Wichita, KS 67206 3502
Corporate Money Market
1.50%
$0
Rate1.49%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
3626 SW Wanamaker Rd, Topeka, KS 66614 4528
Business Performance Money Market
1.50%
$0
Rate1.48%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Wichita Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.48%
3730 W 13th St N, Wichita, KS 67203 4402
Money Market Account
1.50%
$0
Rate1.49%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
3626 SW Wanamaker Rd, Topeka, KS 66614 4528
Business Protection Money Market
1.50%
$0
Rate1.48%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
3626 SW Wanamaker Rd, Topeka, KS 66614 4528
Advantage Plus Money Market
1.40%
$0
Rate1.39%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Exchange Bank & Trust
Institution Rating:
A+5.0 ★ Texas Ratio: 0.59%
600 Commercial St, Atchison, KS 66002
Money Market
1.35%
$500
Rate1.34%
Min Deposit$500
Min Balance
UpdatedJun 16, 2026
Details

Azura Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.53%
610 SW 10th Ave, Topeka, KS 66612
Money Market
1.31%
$0
Rate1.30%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

United Consumers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.93%
1105 W Dennis Ave, Olathe, KS 66061
Preferred Money Market
1.30%
$0
Rate1.29%
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.42%
11737 E 21st St N, Wichita, KS 67206 3502
Business Money Market
1.28%
$0
Rate2.25%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Blended rate

Bank of the Flint Hills
Institution Rating:
A-5.0 ★ Texas Ratio: 15.48%
806 5th St, Wamego, KS 66547
Money Market
1.26%
$0
Rate1.25%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
6860 W 115th St, Overland Park, KS 66211 2457
Money Market Special
1.25%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

$15,000+

Communication Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.00%
1015 SW Wanamaker Rd, Topeka, KS 66604 3806
Liquid Gold Money Market
1.25%
$0
Rate1.24%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

Denison State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.80%
3675 74th St, Meriden, KS 66512
Money Market Savings
1.25%
$100
Rate1.24%
Min Deposit$100
Min Balance
UpdatedJun 16, 2026
Details

First National Bank of Hutchinson
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
1 N Main St, Hutchinson, KS 67501
Ultra Money Market Account
1.25%
$100
Rate1.24%
Min Deposit$100
Min Balance
UpdatedJun 16, 2026
Details

$100,000 - $149,999

Azura Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.53%
610 SW 10th Ave, Topeka, KS 66612
Business Money Market
1.21%
$0
Rate1.20%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Golden Belt Bank, FSA
Institution Rating:
A5.0 ★ Texas Ratio: 6.19%
1100 E 27th St, Hays, KS 67601
Money Market
1.21%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Tiered rates based on balance.

Golden Belt Bank, FSA
Institution Rating:
A5.0 ★ Texas Ratio: 6.19%
1100 E 27th St, Hays, KS 67601
Business Money Market
1.21%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Tiered rates based on balance.

Legacy Bank Colwich, KS
Institution Rating:
A+5.0 ★ Texas Ratio: 1.85%
223 S Main St, Pratt, KS 67124
Money Market
1.20%
$2,500
Rate1.19%
Min Deposit$2,500
Min Balance
UpdatedJun 16, 2026
Details

Daily Balances of: $200,000 - $999,999.99

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
13001 W 95th St, Lenexa, KS 66215 3726
Money Market Advantage*
1.20%
$0
Rate1.19%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Tiered rate structure

Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.67%
3626 SW Wanamaker Rd, Topeka, KS 66614 4528
Advantage Plus Money Market
1.20%
$0
Rate1.19%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
13001 W 95th St, Lenexa, KS 66215 3726
Money Market Advantage
1.20%
$0
Rate1.19%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
13001 W 95th St, Lenexa, KS 66215 3726
Business Money Market Advantage
1.20%
$0
Rate1.19%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Haviland State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
209 N Main St, Haviland, KS 67059
Money Market Demand Account
1.16%
$2,500
Rate1.15%
Min Deposit$2,500
Min Balance
UpdatedJun 16, 2026
Details

Azura Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.53%
610 SW 10th Ave, Topeka, KS 66612
Money Market
1.11%
$0
Rate1.10%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Truity Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.25%
3400 W 6th St, Lawrence, KS 66049 3215
Advantage Money Market
1.10%
$0
Rate1.09%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.42%
11737 E 21st St N, Wichita, KS 67206 3502
Business Money Market
1.04%
$0
Rate1.50%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Blended rate

Azura Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.53%
610 SW 10th Ave, Topeka, KS 66612
Business Money Market
1.01%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Unity One Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.61%
4150 Kansas Ave, Kansas City, KS 66106
Money Market Account
1.00%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 27, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Kansas and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Kansas Money Market Rate Trends

Compare local Kansas money market quotes against the statewide average

Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Kansas MMA Trends →
High-Yield MMA — KS Avg
3.208%
Unchanged vs 7 days ago

Kansas high-yield MMA rates currently average 3.208% APY.

Standard MMA — KS Avg
0.850%
Unchanged vs 7 days ago

Kansas standard MMA rates currently average 0.850% APY.

As of Jun 29, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Kansas money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Kansas directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Kansas. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in KS.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in Kansas

What is a Money Market Account (MMA)?

A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Kansas.

Are Money Market accounts in Kansas safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Kansas up to $250,000 per depositor, per institution.

How often do MMA rates change in Kansas?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Kansas rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

How much do I need to deposit to open a money market account in Kansas?

Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Kansas require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.

Best Money Market Rates in Kansas

Here are some of the highest money market account APYs currently available in Kansas:
  • Premier Members Credit Union
    Money Market Including Business and IRA — 4.00% APY
  • The Bank of Tescott
    Executive Money Market — 4.00% APY
  • Meritrust Federal Credit Union
    Corporate Money Market — 3.80% APY
  • Bank of the Flint Hills
    Money Market — 3.66% APY
  • Academy Bank
    Premier Money Market — 3.65% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Kansas. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: June 27, 2026

Cities in Kansas

  • Abbyville
  • Abilene
  • Admire
  • Agenda
  • Agra
  • Albert
  • Alden
  • Alexander
  • Allen
  • Alma
  • Almena
  • Alta Vista
  • Altamont
  • Alton
  • Altoona
  • Americus
  • Andale
  • Andover
  • Anthony
  • Arcadia
  • Argonia
  • Arkansas City
  • Arlington
  • Arma
  • Arnold
  • Ashland
  • Assaria
  • Atchison
  • Athol
  • Atlanta
  • Attica
  • Atwood
  • Auburn
  • Augusta
  • Aurora
  • Axtell
  • Baileyville
  • Baldwin City
  • Barnard
  • Barnes
  • Bartlett
  • Basehor
  • Baxter Springs
  • Bazine
  • Beattie
  • Beaumont
  • Beeler
  • Belle Plaine
  • Belleville
  • Beloit
  • Belpre
  • Belvue
  • Bendena
  • Benedict
  • Bennington
  • Bentley
  • Benton
  • Bern
  • Berryton
  • Beverly
  • Bird City
  • Bison
  • Bloom
  • Blue Mound
  • Blue Rapids
  • Bluff City
  • Bogue
  • Bonner Springs
  • Bremen
  • Brewster
  • Bronson
  • Brookville
  • Brownell
  • Bucklin
  • Bucyrus
  • Buffalo
  • Buhler
  • Bunker Hill
  • Burden
  • Burdett
  • Burdick
  • Burlingame
  • Burlington
  • Burns
  • Burr Oak
  • Burrton
  • Bushton
  • Byers
  • Caldwell
  • Cambridge
  • Caney
  • Canton
  • Carbondale
  • Cassoday
  • Catharine
  • Cawker City
  • Cedar
  • Cedar Point
  • Cedar Vale
  • Centerville
  • Centralia
  • Chanute
  • Chapman
  • Chase
  • Chautauqua
  • Cheney
  • Cherokee
  • Cherryvale
  • Chetopa
  • Cimarron
  • Circleville
  • Claflin
  • Clay Center
  • Clayton
  • Clearview City
  • Clearwater
  • Clifton
  • Clyde
  • Coats
  • Coffeyville
  • Colby
  • Coldwater
  • Colfax
  • Collyer
  • Colony
  • Columbus
  • Colwich
  • Concordia
  • Conway Springs
  • Coolidge
  • Copeland
  • Corning
  • Cottonwood Falls
  • Council Grove
  • Courtland
  • Coyville
  • Crestline
  • Cuba
  • Cummings
  • Cunningham
  • Damar
  • Danville
  • De Soto
  • Dearing
  • Deerfield
  • Delia
  • Delphos
  • Denison
  • Dennis
  • Denton
  • Derby
  • Dexter
  • Dighton
  • Dodge City
  • Dorrance
  • Douglass
  • Dover
  • Downs
  • Dresden
  • Durham
  • Dwight
  • Easton
  • Edgerton
  • Edna
  • Edson
  • Edwardsville
  • Effingham
  • El Dorado
  • Elbing
  • Elk City
  • Elk Falls
  • Elkhart
  • Ellinwood
  • Ellis
  • Ellsworth
  • Elmdale
  • Elsmore
  • Elwood
  • Emmett
  • Emporia
  • Englewood
  • Ensign
  • Enterprise
  • Erie
  • Esbon
  • Eskridge
  • Eudora
  • Eureka
  • Everest
  • Fairview
  • Fall River
  • Falun
  • Farlington
  • Florence
  • Fontana
  • Ford
  • Formoso
  • Fort Leavenworth
  • Fort Riley
  • Fort Scott
  • Fostoria
  • Fowler
  • Frankfort
  • Franklin
  • Fredonia
  • Freeport
  • Frontenac
  • Fulton
  • Galena
  • Galesburg
  • Galva
  • Garden City
  • Garden Plain
  • Gardner
  • Garfield
  • Garnett
  • Gas
  • Gaylord
  • Gem
  • Geneseo
  • Geuda Springs
  • Girard
  • Glade
  • Glasco
  • Glen Elder
  • Goddard
  • Goessel
  • Goff
  • Goodland
  • Gorham
  • Gove
  • Grainfield
  • Grantville
  • Great Bend
  • Greeley
  • Green
  • Greenleaf
  • Greensburg
  • Greenwich
  • Grenola
  • Gridley
  • Grinnell
  • Gypsum
  • Haddam
  • Halstead
  • Hamilton
  • Hanover
  • Hanston
  • Hardtner
  • Harper
  • Hartford
  • Harveyville
  • Havana
  • Haven
  • Havensville
  • Haviland
  • Hays
  • Haysville
  • Hazelton
  • Healy
  • Hepler
  • Herington
  • Herndon
  • Hesston
  • Hiawatha
  • Highland
  • Hill City
  • Hillsboro
  • Hillsdale
  • Hoisington
  • Holcomb
  • Hollenberg
  • Holton
  • Holyrood
  • Home
  • Hope
  • Horton
  • Howard
  • Hoxie
  • Hoyt
  • Hudson
  • Hugoton
  • Humboldt
  • Hunter
  • Hutchinson
  • Independence
  • Ingalls
  • Inman
  • Iola
  • Isabel
  • Iuka
  • Jamestown
  • Jennings
  • Jetmore
  • Jewell
  • Johnson
  • Junction City
  • Kanopolis
  • Kanorado
  • Kansas City
  • Kechi
  • Kendall
  • Kensington
  • Kincaid
  • Kingman
  • Kinsley
  • Kiowa
  • Kirwin
  • Kismet
  • La Crosse
  • La Cygne
  • La Harpe
  • Lake City
  • Lakin
  • Lamont
  • Lancaster
  • Lane
  • Lansing
  • Larned
  • Latham
  • Lawrence
  • Le Roy
  • Leavenworth
  • Lebanon
  • Lebo
  • Lecompton
  • Lehigh
  • Lenora
  • Leon
  • Leonardville
  • Leoti
  • Levant
  • Lewis
  • Liberal
  • Liberty
  • Liebenthal
  • Lincoln
  • Lincolnville
  • Lindsborg
  • Linn
  • Linwood
  • Little River
  • Logan
  • Long Island
  • Longford
  • Longton
  • Lorraine
  • Lost Springs
  • Louisburg
  • Louisville
  • Lucas
  • Ludell
  • Luray
  • Lyndon
  • Lyons
  • Macksville
  • Madison
  • Mahaska
  • Maize
  • Manhattan
  • Mankato
  • Manter
  • Maple City
  • Maple Hill
  • Mapleton
  • Marienthal
  • Marion
  • Marquette
  • Marysville
  • Matfield Green
  • Mayetta
  • Mayfield
  • McConnell A F B
  • McCracken
  • McCune
  • McDonald
  • McFarland
  • McLouth
  • Mcpherson
  • Meade
  • Medicine Lodge
  • Melvern
  • Meriden
  • Milan
  • Milford
  • Milton
  • Miltonvale
  • Minneapolis
  • Minneola
  • Moline
  • Montezuma
  • Monument
  • Moran
  • Morganville
  • Morland
  • Morrill
  • Morrowville
  • Moscow
  • Mound City
  • Mound Valley
  • Moundridge
  • Mount Hope
  • Mulberry
  • Mullinville
  • Mulvane
  • Munden
  • Murdock
  • Muscotah
  • Narka
  • Nashville
  • Natoma
  • Neal
  • Nekoma
  • Neodesha
  • Neosho Falls
  • Neosho Rapids
  • Ness City
  • Netawaka
  • New Albany
  • New Cambria
  • New Century
  • Newton
  • Nickerson
  • Ninnescah
  • Niotaze
  • Norcatur
  • North Newton
  • Norton
  • Nortonville
  • Norway
  • Norwich
  • Oakley
  • Oberlin
  • Offerle
  • Ogallah
  • Ogden
  • Oketo
  • Olathe
  • Olmitz
  • Olpe
  • Olsburg
  • Onaga
  • Oneida
  • Opolis
  • Osage City
  • Osawatomie
  • Osborne
  • Oskaloosa
  • Oswego
  • Otis
  • Ottawa
  • Overbrook
  • Oxford
  • Ozawkie
  • Palco
  • Palmer
  • Paola
  • Paradise
  • Park
  • Parker
  • Parsons
  • Partridge
  • Pawnee Rock
  • Paxico
  • Peabody
  • Peck
  • Penokee
  • Perry
  • Peru
  • Pfeifer
  • Phillipsburg
  • Piedmont
  • Pierceville
  • Piqua
  • Pittsburg
  • Plains
  • Plainville
  • Pleasanton
  • Plevna
  • Pomona
  • Portis
  • Potter
  • Potwin
  • Powhattan
  • Prairie View
  • Pratt
  • Prescott
  • Pretty Prairie
  • Princeton
  • Protection
  • Quenemo
  • Quinter
  • Rago
  • Ramona
  • Randall
  • Randolph
  • Ransom
  • Rantoul
  • Raymond
  • Reading
  • Redfield
  • Republic
  • Rexford
  • Richfield
  • Richland
  • Richmond
  • Riley
  • Riverton
  • Robinson
  • Rock
  • Rolla
  • Rosalia
  • Rose Hill
  • Ross
  • Rossville
  • Roxbury
  • Rozel
  • Rush Center
  • Russell
  • Sabetha
  • Saint Francis
  • Saint George
  • Saint John
  • Saint Marys
  • Saint Paul
  • Salina
  • Satanta
  • Savonburg
  • Sawyer
  • Scammon
  • Scandia
  • Schoenchen
  • Scott City
  • Scranton
  • Sedan
  • Sedgwick
  • Selden
  • Seneca
  • Severy
  • Sharon
  • Sharon Springs
  • Shawnee Mission
  • Silver Lake
  • Simpson
  • Smith Center
  • Smolan
  • Sodville
  • Soldier
  • Solomon
  • South Haven
  • South Hutchinson
  • Spearville
  • Spivey
  • Spring Hill
  • St. George
  • Stafford
  • Stark
  • Sterling
  • Stilwell
  • Stockton
  • Strong City
  • Stuttgart
  • Sublette
  • Summerfield
  • Sun City
  • Sycamore
  • Sylvan Grove
  • Sylvia
  • Syracuse
  • Talmage
  • Tampa
  • Tecumseh
  • Tescott
  • Thayer
  • Tipton
  • Tonganoxie
  • Topeka
  • Toronto
  • Towanda
  • Treece
  • Tribune
  • Troy
  • Turon
  • Tyro
  • Udall
  • Ulysses
  • Union
  • Uniontown
  • Utica
  • Valley Center
  • Valley Falls
  • Vassar
  • Vermillion
  • Victoria
  • Viola
  • Virgil
  • Wa Keeney
  • Wakarusa
  • Wakefield
  • Waldo
  • Waldron
  • Walker
  • Wallace
  • Walnut
  • Walton
  • Wamego
  • Washington
  • Waterville
  • Wathena
  • Waverly
  • Webber
  • Weir
  • Welda
  • Wellington
  • Wellsville
  • Weskan
  • West Mineral
  • Westmoreland
  • Westphalia
  • Wetmore
  • Wheaton
  • White City
  • White Cloud
  • Whitewater
  • Whiting
  • Wichita
  • Williamsburg
  • Wilmore
  • Wilsey
  • Wilson
  • Winchester
  • Windom
  • Winfield
  • Winona
  • Wolf River
  • Woodbine
  • Woodston
  • Wright
  • Yates Center
  • Yoder
  • Zenda