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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 CoreFirst Bank & Trust Rates & Review October 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: October 14, 2026
CoreFirst Bank & Trust's top rates as of October 14, 2026 are 0.60% APY on its 60-Months 60-Month Certificate of Deposit, 3.82% APY on money market accounts, and 4.44% APY on checking, according to rates verified by MonitorBankRates. Other CoreFirst Bank & Trust CD rates include 48-Months 48-Month Certificate of Deposit at 0.50%, 36-Months 36-Month Certificate of Deposit at 0.25%, and 12-Months 12-Month Certificate of Deposit at 0.15%. MonitorBankRates evaluates the financial stability of CoreFirst Bank & Trust with a 4.1 Star Rating, an B+ Overall Health Grade, and a Texas Ratio of 2.49%. Rates last updated and verified on 10/14/2026. CoreFirst Bank & Trust money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at CoreFirst Bank & Trust? Share your experience about CoreFirst Bank & Trust by leaving a review below, or read customer reviews before you decide to use CoreFirst Bank & Trust. Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends. CoreFirst Bank & Trust CD Rates
CoreFirst Bank & Trust Money Market Rates
CoreFirst Bank & Trust Checking Rates
Financial Health HistoryCoreFirst Bank & Trust’s Texas Ratio fell from 14.24% in Q3 2023 to 2.49% in Q2 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 2.5 to 4.1 and its Health Grade from D to B+. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a bank must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for CoreFirst Bank & Trust is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather CoreFirst Bank & Trust rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with CoreFirst Bank & Trust's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
CoreFirst Bank & Trust
Bank Holding Company
COMMERCE B&T HOLDING EMPLOYEE STK OWNERSHIP PLAN
Address
3035 Sw Topeka Blvd,
Topeka, KS 66611 · Shawnee
Website
https://www.cbtks.com
FDIC Certificate #
18100
Established
19591130
FDIC Insurance Date
19591130
Domestic Offices
13
Total Branches
13
Regulator
FDIC
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsB+
Overall Health Grade
Score: 90/100
4.1
Excellent
Out of 5.0 Stars
2.49%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
1.5472%
Return on Equity (ROE)
26.4200%
Non-Performing Loans (NPL)
0.15%
Total Assets
$1,255,376,000
Total Deposits
$1,061,678,000
Equity Capital
$76,746,000
Net Income
$9,973,000
Headquarters
Topeka
Total Branches and Offices
13
Source: FDIC | Last Updated 06/30/2026
Customer Reviews
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Add Your Rating and Review for CoreFirst Bank & Trust
Frequently Asked Questions About CoreFirst Bank & TrustHow many branches does CoreFirst Bank & Trust operate?CoreFirst Bank & Trust currently maintains approximately 13 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, CoreFirst Bank & Trust does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, CoreFirst Bank & Trust provides members with tools to manage their accounts and build a solid financial history. Does CoreFirst Bank & Trust offer online and mobile banking?Most modern institutions like CoreFirst Bank & Trust provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.cbtks.com. Current CoreFirst Bank & Trust Rates
Retrieved from our database of financial products. Rates subject to change.
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