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Brian McKay

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Brian is the Co-Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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HELOC Rates Rise to 6.779% on Fed Decision Day; Home Equity Loan Rates Ease

HELOC rates rose to 6.779% APR this week and home equity loan rates fell to 6.745%. The Federal Reserve announces its rate decision this afternoon; if it raises rates, borrowers with an open HELOC will most likely see an increase in their rate.

Full home equity loan and HELOC data tracked across all 50 states by MonitorBankRates.com; averages calculated from 6,879 individual rates at 1,746 banks and credit unions.
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Average HELOC rates rose 0.030 points to 6.779% APR since our September 10 report, and average home equity loan rates fell 0.038 points to 6.745%. HELOC rates are quoted as the prime rate plus a percentage, and the prime rate has held at 6.75% since December. The Federal Reserve announces its rate decision this afternoon; these figures were collected before it.

Key takeaways

HELOCs
6.779%
▲ +0.030 since September 10
Home Equity Loans
6.745%
▼ -0.038 since September 10
Fed Decision
Today
announced this afternoon

HELOC rates rose and home equity loan rates eased

Home equity loan and HELOC rates, national average APR since early April

National average home equity loan and HELOC APRs since early April 2026.

Average APRs from MonitorBankRates.com's nightly collection, the same series this report's figures come from, updated daily.

HELOC rates rose 0.030 points to 6.779% APR this week, after falling 0.062 points in the prior report. HELOC rates are quoted as the prime rate plus a percentage, and the prime rate has held at 6.75% since December. The rate on an open HELOC changes when the prime rate changes.

Home equity loan rates fell 0.038 points to 6.745%, slightly more than the 0.032 points they added a week ago, and the average remains inside the narrow range it has held all summer.

Choosing between a home equity loan and a HELOC

A home equity loan is borrowed as one lump sum at a fixed rate, with the same payment every month until it is paid off. A HELOC is drawn as needed, and its rate changes when the prime rate changes. Our guide to the differences between a home equity loan and a HELOC covers both in detail.

Change since September 10, by product (percentage points)

HELOC rates rose this week while home equity loan rates fell.

This report's averages, September 10 to September 16. Red bars rose; green bars fell.

Home equity rates this week: September 10 vs. September 16

National average home equity APRs by product, September 10 vs. September 16, 2026. Source: MonitorBankRates.com; APRs collected directly from institution websites, latest collection September 16, 2026. All rates are APR.
Product September 10 APR September 16 APR Weekly Change
HELOCs ▲Variable rate; a credit line you draw as needed 6.749% 6.779% ▲ +0.030
Home Equity Loans ▼Fixed rate; borrowed as one lump sum 6.783% 6.745% ▼ -0.038
More on borrowing against your home: home equity loan vs HELOC  ·  compare home equity rates
All APRs are national averages of what real licensed institutions are actually offering to borrowers, not promotional teaser rates or rate aggregator estimates. This comparison runs September 10 to September 16, 2026, with figures collected before the Federal Reserve's September 16 announcement. HELOC rates are variable and tied to the prime rate; home equity loan rates are fixed. Source: MonitorBankRates.com.

The answer comes this afternoon

The Federal Reserve announces its rate decision this afternoon. Its benchmark has held at 3.50% to 3.75% since December, and the prime rate has held at 6.75% over the same stretch. When the Fed has raised its benchmark by a quarter point in the past, banks have typically raised the prime rate by a quarter point as well, usually within a day. If that happens today, borrowers with an open HELOC would most likely see an increase in their rate over the following billing cycle or two. If the Fed holds, the prime rate stays at 6.75%. Home equity loan rates are fixed.

Lenders will ask about insurance before they fund

Whatever today brings, one requirement won't change: a lender approving a HELOC or home equity loan wants proof of homeowners insurance on the property for as long as money is owed, so the premium belongs in the same monthly math as any rate on this page. Our MBR Home Insurance Burden Index ranks all 50 states by how heavily those premiums weigh on homeowners, and Texas homeowners can compare carriers in our Texas homeowners insurance guide. If the borrowed money is going into the house itself, get the updated insurance quote in the same sitting.

The bottom line while the Fed meets

Going into this afternoon's announcement, HELOCs average 6.779% and home equity loans 6.745%. Borrowers comparing local offers can line up Texas home equity loan rates against these national averages. These figures average more than a thousand lenders, individual quotes vary widely, and one more quote from your own bank or credit union is worth more than anything on this page.

Compare Home Equity Rates

Data Coverage & Methodology

All APRs in this report are calculated from rates collected directly from institution websites by MonitorBankRates.com's proprietary systems, tracking what real licensed institutions are actually offering to borrowers, not promotional teaser rates or rate aggregator estimates.

As of September 16, 2026, these averages were calculated from 6,879 individual rates verified at 1,746 banks and credit unions; the latest collection ran September 16, 2026. The table below shows the institutions and rates behind each product's average.

ProductInstitutionsRates Verified
HELOCs1,0982,074
Home Equity Loans7602,641
Total (distinct institutions)1,7466,879

Product counts overlap because many institutions offer both a home equity loan and a HELOC; the total row counts each institution once across the full home equity universe. Product rows reflect the institutions and rates that fed each product's most recent verified nightly average.

Sources: MonitorBankRates.com proprietary rate collection, national averages as of September 16, 2026. Federal Reserve, FOMC statement and implementation note, July 29, 2026, and meeting calendar for September 15-16, 2026. Wall Street Journal prime rate, 6.75%. Analysis by Monitor Bank Rates.

This report is for general information and is not financial advice. The APR any borrower receives depends on credit profile, equity position, loan size, and lender; confirm current offers with lenders before making decisions.

iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
Kansas Money Market Rate Trends

Rexford, Kansas Money Market Rates - September 2026

Current Rexford, Kansas and the surrounding area money market deposit account rates include The Bank of TescottThe Bank of TescottA+5.0 ★Texas Ratio: 0.62%Real return: +1.20%APY minus 2.8% CPI (February 2026) Kasasa Cash Executive Money Market Account Checking at 4.00% APY, Premier Members Credit UnionPremier Members Credit UnionA+5.0 ★Texas Ratio: 3.43%Real return: +1.20%APY minus 2.8% CPI (February 2026) Money market accounts at 4.00% APY, CoreFirst Bank & TrustCoreFirst Bank & TrustB+4.1 ★Texas Ratio: 2.49%Real return: +1.02%APY minus 2.8% CPI (February 2026) Summit Money Market at 3.82% APY, Bank of the Flint HillsBank of the Flint HillsA+5.0 ★Texas Ratio: 0.96%Real return: +0.86%APY minus 2.8% CPI (February 2026) Money Market at 3.66% APY, and FSB of St. Charles, MOFSB of St. Charles, MOA+5.0 ★Texas Ratio: 2.35%Real return: +0.70%APY minus 2.8% CPI (February 2026) Money Market Account Specials at 3.50% APY. Money market rates as of September 15, 2026 according to verified data from MonitorBankRates.

Rexford is a smaller community with no bank or credit union branches currently in our database. 150 institutions serving the Kansas area are available to Rexford residents, with money market rates as high as 4.00% APY from The Bank of Tescott. Rates are continually updated, so we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Rexford, Kansas and surrounding area. Last Updated and Verified: September 15, 2026

Compare the Best Money Market Rates Today in Rexford, Kansas & the Surrounding Area

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
The Bank of Tescott
Institution Rating:
A+5.0 ★ Texas Ratio: 0.62%
Kasasa Cash Executive Money Market Account Checking
4.00%
Rate3.93%
Min Deposit
Min Balance
UpdatedSep 14, 2026
Details

Qualifications Required: 0 - $50,000

Premier Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.43%
Money market accounts
4.00%
Rate
Min Deposit
Min Balance
UpdatedSep 14, 2026
Details

Earn 4.00% APY* on your first $2,000.

Premier Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.43%
Money Market Including Business and IRA
4.00%
Rate3.93%
Min Deposit
Min Balance
UpdatedSep 14, 2026
Details

Premier Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.43%
Reverse Tiered Money Market 101
4.00%
Rate3.93%
Min Deposit
Min Balance
UpdatedSep 14, 2026
Details

CoreFirst Bank & Trust
Institution Rating:
B+4.1 ★ Texas Ratio: 2.49%
Summit Money Market
3.82%
Rate
Min Deposit
Min Balance
UpdatedSep 14, 2026
Details

Paid on balances $1,000,000.00 to $2,999,999.99

Bank of the Flint Hills
Institution Rating:
A+5.0 ★ Texas Ratio: 0.96%
Money Market
3.66%
Rate3.60%
Min Deposit
Min Balance
UpdatedSep 14, 2026
Details

FSB of St. Charles, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 2.35%
Money Market Account Specials
3.50%
$50,000
Rate3.45%
Min Deposit$50,000
Min Balance
UpdatedSep 7, 2026
Details

Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.04%
Business Performance Money Market
3.50%
Rate3.44%
Min Deposit
Min Balance
UpdatedSep 14, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.20%
Money Market Special
3.50%
Rate3.45%
Min Deposit
Min Balance
UpdatedSep 14, 2026
Details

$15,000+; Intro rate APY

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.20%
Money Market Special Intro rate
3.50%
Rate3.45%
Min Deposit
Min Balance
UpdatedSep 14, 2026
Details

$15,000+; Intro rate

The Bank of Tescott
Institution Rating:
A+5.0 ★ Texas Ratio: 0.62%
Executive Money Market Account
3.46%
Rate3.42%
Min Deposit
Min Balance
UpdatedSep 14, 2026
Details

Sunflower Bank
Institution Rating:
A5.0 ★ Texas Ratio: 10.77%
Thrive Money Market
3.45%
Rate
Min Deposit
Min Balance
UpdatedSep 9, 2026
Details

First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★ Texas Ratio: 3.90%
Business Money Market
3.45%
Rate3.40%
Min Deposit
Min Balance
UpdatedSep 11, 2026
Details

First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★ Texas Ratio: 3.90%
Money Market
3.45%
Rate3.40%
Min Deposit
Min Balance
UpdatedSep 11, 2026
Details

CoreFirst Bank & Trust
Institution Rating:
B+4.1 ★ Texas Ratio: 2.49%
Summit Money Market
3.30%
Rate
Min Deposit
Min Balance
UpdatedSep 14, 2026
Details

Paid on balances of $250,000 to $999,999.99

The Bank of Tescott
Institution Rating:
A+5.0 ★ Texas Ratio: 0.62%
Executive Money Market Account
3.26%
Rate3.22%
Min Deposit
Min Balance
UpdatedSep 14, 2026
Details

FSB of St. Charles, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 2.35%
Money Market Account Specials
3.25%
$25,000
Rate3.20%
Min Deposit$25,000
Min Balance
UpdatedSep 7, 2026
Details

Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.04%
Business Protection Money Market
3.25%
Rate3.20%
Min Deposit
Min Balance
UpdatedSep 14, 2026
Details

United Consumers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
Preferred Money Market
3.25%
Rate3.20%
Min Deposit
Min Balance
UpdatedSep 14, 2026
Details

United Consumers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
Preferred Money Market
3.20%
Rate3.15%
Min Deposit
Min Balance
UpdatedSep 14, 2026
Details

The Bank of Tescott
Institution Rating:
A+5.0 ★ Texas Ratio: 0.62%
Executive Money Market Account
3.11%
Rate3.07%
Min Deposit
Min Balance
UpdatedSep 14, 2026
Details

Mazuma Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
Money Market
3.10%
Rate3.06%
Min Deposit
Min Balance
UpdatedSep 14, 2026
Details

Elevate Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.93%
Money Market
3.09%
Rate3.05%
Min Deposit
Min Balance
UpdatedSep 14, 2026
Details

Compounding Frequency: MONTHLY

Sunflower Bank
Institution Rating:
A5.0 ★ Texas Ratio: 10.77%
Thrive Money Market
3.05%
Rate
Min Deposit
Min Balance
UpdatedSep 9, 2026
Details

Armed Forces Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.81%
Premier Money Market
3.05%
Rate
Min Deposit
Min Balance
UpdatedSep 14, 2026
Details

Mid American Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.71%
Premier Money Market
3.00%
Rate
Min Deposit
Min Balance
UpdatedSep 14, 2026
Details

Mid American Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.71%
Premiere Money Market
3.00%
Rate
Min Deposit
Min Balance
UpdatedSep 14, 2026
Details

United Consumers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
Preferred Money Market
3.00%
Rate2.96%
Min Deposit
Min Balance
UpdatedSep 14, 2026
Details

The Bank of Tescott
Institution Rating:
A+5.0 ★ Texas Ratio: 0.62%
Executive Money Market Account
2.91%
Rate2.88%
Min Deposit
Min Balance
UpdatedSep 14, 2026
Details

Grant County Bank
Institution Rating:
A5.0 ★ Texas Ratio: 10.01%
Money Market Account
2.84%
$1,000
Rate2.80%
Min Deposit$1,000
Min Balance
UpdatedSep 14, 2026
Details

Union Bank and Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 2.26%
Value Edge Money Market Account
2.83%
$1,000
Rate
Min Deposit$1,000
Min Balance
UpdatedSep 14, 2026
Details

United Consumers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
Preferred Money Market
2.80%
Rate2.76%
Min Deposit
Min Balance
UpdatedSep 14, 2026
Details

CoreFirst Bank & Trust
Institution Rating:
B+4.1 ★ Texas Ratio: 2.49%
Summit Money Market
2.78%
Rate
Min Deposit
Min Balance
UpdatedSep 14, 2026
Details

Paid on balances of $100,000 to $249,999.99

TriCentury Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Gold Money Market
2.75%
$5,000
Rate
Min Deposit$5,000
Min Balance
UpdatedSep 14, 2026
Details

*

Grant County Bank
Institution Rating:
A5.0 ★ Texas Ratio: 10.01%
Money Market Account
2.73%
$1,000
Rate2.70%
Min Deposit$1,000
Min Balance
UpdatedSep 14, 2026
Details

Bank of the Flint Hills
Institution Rating:
A+5.0 ★ Texas Ratio: 0.96%
Money Market
2.73%
Rate2.70%
Min Deposit
Min Balance
UpdatedSep 14, 2026
Details

Mazuma Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
Money Market
2.70%
Rate2.67%
Min Deposit
Min Balance
UpdatedSep 14, 2026
Details

CoreFirst Bank & Trust
Institution Rating:
B+4.1 ★ Texas Ratio: 2.49%
Money Market Preferred Plus
2.53%
Rate
Min Deposit
Min Balance
UpdatedSep 14, 2026
Details

Paid on all balances over $750,000.00

Elevate Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.93%
Money Market
2.53%
Rate2.50%
Min Deposit
Min Balance
UpdatedSep 14, 2026
Details

Compounding Frequency: MONTHLY

Azura Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
Business Money Market
2.53%
Rate2.50%
Min Deposit
Min Balance
UpdatedSep 14, 2026
Details

Legacy Bank Colwich, KS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
Money Market Personal Account
2.50%
$2,500
Rate2.47%
Min Deposit$2,500
Min Balance
UpdatedSep 15, 2026
Details

Balance: $1,000,000 and greater

TriCentury Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Gold Money Market
2.50%
$5,000
Rate
Min Deposit$5,000
Min Balance
UpdatedSep 14, 2026
Details

*

Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.04%
Business Performance Money Market
2.50%
Rate2.47%
Min Deposit
Min Balance
UpdatedSep 14, 2026
Details

Mazuma Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
Money Market
2.50%
Rate2.47%
Min Deposit
Min Balance
UpdatedSep 14, 2026
Details

Mutual Savings Association
Institution Rating:
A+5.0 ★ Texas Ratio: 3.48%
5-Star Money Market
2.40%
$50
Rate2.38%
Min Deposit$50
Min Balance
UpdatedSep 14, 2026
Details

Union Bank and Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 2.26%
Value Edge Money Market Account
2.32%
$1,000
Rate
Min Deposit$1,000
Min Balance
UpdatedSep 14, 2026
Details

Grant County Bank
Institution Rating:
A5.0 ★ Texas Ratio: 10.01%
Money Market Account
2.32%
$1,000
Rate2.30%
Min Deposit$1,000
Min Balance
UpdatedSep 14, 2026
Details

CoreFirst Bank & Trust
Institution Rating:
B+4.1 ★ Texas Ratio: 2.49%
Summit Money Market
2.27%
Rate
Min Deposit
Min Balance
UpdatedSep 14, 2026
Details

Paid on balances of $50,000 to $99,999.99

Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.04%
Business Protection Money Market
2.25%
Rate2.22%
Min Deposit
Min Balance
UpdatedSep 14, 2026
Details

Premier Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.43%
Jumbo Money Market Including Business and IRA
2.25%
Rate2.23%
Min Deposit
Min Balance
UpdatedSep 14, 2026
Details

Farmers and Merchants Bank Milligan, NE
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
Money Markets
2.17%
Rate2.15%
Min Deposit
Min Balance
UpdatedSep 9, 2026
Details

Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.04%
Advantage Plus Money Market
2.10%
Rate2.08%
Min Deposit
Min Balance
UpdatedSep 14, 2026
Details

Union Bank and Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 2.26%
Value Edge Money Market Account
2.08%
$1,000
Rate
Min Deposit$1,000
Min Balance
UpdatedSep 14, 2026
Details

CoreFirst Bank & Trust
Institution Rating:
B+4.1 ★ Texas Ratio: 2.49%
Money Market Preferred Plus
2.02%
Rate
Min Deposit
Min Balance
UpdatedSep 14, 2026
Details

Paid on all balances of $250,000 to $749,999

Farmers and Merchants Bank Milligan, NE
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
Money Markets
2.02%
Rate2.00%
Min Deposit
Min Balance
UpdatedSep 9, 2026
Details

First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★ Texas Ratio: 3.90%
Business Money Market
2.02%
Rate2.00%
Min Deposit
Min Balance
UpdatedSep 11, 2026
Details

First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★ Texas Ratio: 3.90%
Money Market
2.02%
Rate2.00%
Min Deposit
Min Balance
UpdatedSep 11, 2026
Details

Bell Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.28%
Money Market Shares
2.02%
Rate2.00%
Min Deposit
Min Balance
UpdatedSep 14, 2026
Details

TriCentury Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Gold Money Market
2.00%
$5,000
Rate
Min Deposit$5,000
Min Balance
UpdatedSep 14, 2026
Details

*

Mutual Savings Association
Institution Rating:
A+5.0 ★ Texas Ratio: 3.48%
5-Star Money Market
2.00%
$50
Rate1.99%
Min Deposit$50
Min Balance
UpdatedSep 14, 2026
Details

Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.04%
Business Performance Money Market
2.00%
Rate1.98%
Min Deposit
Min Balance
UpdatedSep 14, 2026
Details

Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.04%
Business Protection Money Market
2.00%
Rate1.98%
Min Deposit
Min Balance
UpdatedSep 14, 2026
Details

Premier Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.43%
Jumbo Money Market Including Business and IRA
2.00%
Rate1.98%
Min Deposit
Min Balance
UpdatedSep 14, 2026
Details

Mid American Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.71%
Premier Money Market
2.00%
Rate
Min Deposit
Min Balance
UpdatedSep 14, 2026
Details

Mid American Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.71%
Premiere Money Market
2.00%
Rate
Min Deposit
Min Balance
UpdatedSep 14, 2026
Details

Farmers and Merchants Bank Milligan, NE
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
Money Markets
1.96%
Rate1.95%
Min Deposit
Min Balance
UpdatedSep 9, 2026
Details

Grant County Bank
Institution Rating:
A5.0 ★ Texas Ratio: 10.01%
Money Market Account
1.92%
$1,000
Rate1.90%
Min Deposit$1,000
Min Balance
UpdatedSep 14, 2026
Details

Farmers and Merchants Bank Milligan, NE
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
Money Markets
1.86%
Rate1.85%
Min Deposit
Min Balance
UpdatedSep 9, 2026
Details

Mazuma Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
Money Market
1.85%
Rate1.83%
Min Deposit
Min Balance
UpdatedSep 14, 2026
Details

Union Bank and Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 2.26%
Value Edge Money Market Account
1.82%
$1,000
Rate
Min Deposit$1,000
Min Balance
UpdatedSep 14, 2026
Details

Farmers and Merchants Bank Milligan, NE
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
Money Markets
1.81%
Rate1.80%
Min Deposit
Min Balance
UpdatedSep 9, 2026
Details

Home Bank and Trust Company
Institution Rating:
A5.0 ★ Texas Ratio: 6.38%
NewRelationship Rewards Money Market Account
1.80%
Rate
Min Deposit
Min Balance
UpdatedSep 11, 2026
Details

Mutual Savings Association
Institution Rating:
A+5.0 ★ Texas Ratio: 3.48%
5-Star Money Market
1.75%
$50
Rate1.74%
Min Deposit$50
Min Balance
UpdatedSep 14, 2026
Details

Garden Plain State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.94%
Money Market Investor Account
1.75%
Rate1.75%
Min Deposit
Min Balance
UpdatedSep 14, 2026
Details

Home Bank and Trust Company
Institution Rating:
A5.0 ★ Texas Ratio: 6.38%
NewRelationship Rewards Money Market Account
1.70%
Rate
Min Deposit
Min Balance
UpdatedSep 11, 2026
Details

Bank of the Flint Hills
Institution Rating:
A+5.0 ★ Texas Ratio: 0.96%
Money Market
1.68%
Rate1.67%
Min Deposit
Min Balance
UpdatedSep 14, 2026
Details

Home Bank and Trust Company
Institution Rating:
A5.0 ★ Texas Ratio: 6.38%
NewRelationship Rewards Money Market Account
1.65%
Rate
Min Deposit
Min Balance
UpdatedSep 11, 2026
Details

Capitol Federal Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.21%
Money Market Select Account
1.65%
Rate1.65%
Min Deposit
Min Balance
UpdatedSep 14, 2026
Details

Azura Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
Business Money Market
1.61%
Rate1.60%
Min Deposit
Min Balance
UpdatedSep 14, 2026
Details

Unity One Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.31%
Money Market Account
1.60%
Rate
Min Deposit
Min Balance
UpdatedSep 14, 2026
Details

Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.04%
Business Performance Money Market
1.50%
Rate1.48%
Min Deposit
Min Balance
UpdatedSep 14, 2026
Details

Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.04%
Business Protection Money Market
1.50%
Rate1.48%
Min Deposit
Min Balance
UpdatedSep 14, 2026
Details

Wheat State Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.24%
Money Market
1.50%
Rate1.49%
Min Deposit
Min Balance
UpdatedSep 14, 2026
Details

Credit Union of Dodge City
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
Business Money Market
1.45%
Rate
Min Deposit
Min Balance
UpdatedSep 14, 2026
Details

Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.04%
Advantage Plus Money Market
1.40%
Rate1.39%
Min Deposit
Min Balance
UpdatedSep 14, 2026
Details

Azura Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
Money Market
1.31%
Rate1.30%
Min Deposit
Min Balance
UpdatedSep 14, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.20%
Money Market Special
1.25%
Rate1.24%
Min Deposit
Min Balance
UpdatedSep 14, 2026
Details

$15,000+

Azura Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
Business Money Market
1.21%
Rate1.20%
Min Deposit
Min Balance
UpdatedSep 14, 2026
Details

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
Business Money Market Advantage
1.20%
Rate1.19%
Min Deposit
Min Balance
UpdatedSep 14, 2026
Details

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
Money Market Advantage
1.20%
Rate1.19%
Min Deposit
Min Balance
UpdatedSep 14, 2026
Details

Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.04%
Advantage Plus Money Market
1.20%
Rate1.19%
Min Deposit
Min Balance
UpdatedSep 14, 2026
Details

Credit Union of Dodge City
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
CUDODGE Money Market Account
1.20%
Rate
Min Deposit
Min Balance
UpdatedSep 14, 2026
Details

$25,000 & Over

Azura Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
Money Market
1.11%
Rate1.10%
Min Deposit
Min Balance
UpdatedSep 14, 2026
Details

Truity Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.56%
Advantage Money Market
1.10%
Rate1.09%
Min Deposit
Min Balance
UpdatedSep 14, 2026
Details

Azura Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
Business Money Market
1.01%
Rate1.00%
Min Deposit
Min Balance
UpdatedSep 14, 2026
Details

Truity Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.56%
Advantage Money Market
1.00%
Rate0.99%
Min Deposit
Min Balance
UpdatedSep 14, 2026
Details

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
Business Money Market Advantage
1.00%
Rate1.00%
Min Deposit
Min Balance
UpdatedSep 14, 2026
Details

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
Money Market Advantage
1.00%
Rate1.00%
Min Deposit
Min Balance
UpdatedSep 14, 2026
Details

Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.04%
Advantage Plus Money Market
1.00%
Rate0.99%
Min Deposit
Min Balance
UpdatedSep 14, 2026
Details

Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.04%
Business Performance Money Market
1.00%
Rate0.99%
Min Deposit
Min Balance
UpdatedSep 14, 2026
Details

Powered by MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Rexford, Kansas and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Top Money Market Rates from Rexford, Kansas Institutions

Highest verified APYs available today, updated September 15, 2026

B Top 5 Bank Rates
The Bank of Tescott
Kasasa Cash Executive Money Market Account Checking
A+ 5.0 ★ TX: 0.62%
Min: —
4.00%
CoreFirst Bank & Trust
Summit Money Market
B+ 4.1 ★ TX: 2.49%
Min: —
3.82%
Bank of the Flint Hills
Money Market
A+ 5.0 ★ TX: 0.96%
Min: —
3.66%
FSB of St. Charles, MO
Money Market Account Specials
A+ 5.0 ★ TX: 2.35%
Min: $50,000
3.50%
Sunflower Bank
Thrive Money Market
A 5.0 ★ TX: 10.77%
Min: —
3.45%
CU Top 5 Credit Union Rates
Premier Members Credit Union
Money market accounts
A+ 5.0 ★ TX: 3.43%
Min: —
4.00%
Envista Federal Credit Union
Business Performance Money Market
A+ 5.0 ★ TX: 2.04%
Min: —
3.50%
Baxter Credit Union
Money Market Special
A 5.0 ★ TX: 6.20%
Min: —
3.50%
United Consumers Credit Union
Preferred Money Market
A+ 5.0 ★ TX: 4.05%
Min: —
3.25%
Mazuma Credit Union
Money Market
A 5.0 ★ TX: 8.70%
Min: —
3.10%
Rates verified September 15, 2026 . Click an institution name to view its full profile, safety ratings, and all money market products.

Rexford, KS Money Market Rate Trends

Compare local Rexford, KS money market quotes against the statewide average

Daily money market rate averages tracked across our database of 8,500+ banks and credit unions, updated every evening.

View Full Kansas MMA Trends →
High-Yield MMA KS Avg
3.037%
Unchanged vs 7 days ago

Kansas high-yield MMA rates currently average 3.037% APY.

Standard MMA KS Avg
0.753%
▲ 0.003 vs 7 days ago

Kansas standard MMA rates rose 0.003 points over the past 7 days to 0.753% APY.

As of Sep 16, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Rexford, Kansas Money Market Rate Forecast, Next 12 Months

Money market rates move with Federal Reserve policy. Our model uses the current KS high-yield MMA average and a Fed funds spread to project the likely rate trajectory for 2026–2027.

Current HY MMA Avg, KS
3.037%
As of Sep 16, 2026
6-Month Forecast
3.087%
Fed hold assumed
12-Month Forecast
3.137%
Range: 2.887% – 3.337%

Money market account rates are variable and move in close correlation with the Federal Reserve’s federal funds rate target. Our 12-month forecast is derived from the current KS high-yield money market average of 3.037% APY and a Fed funds spread model calibrated to the historical relationship between policy rate changes and deposit rate adjustments at banks and credit unions.

Key assumptions: the Federal Reserve holds the federal funds rate at its current level over the next 12 months, with the possibility of one 25 basis point increase; deposit rates at banks and credit unions track policy-rate changes within 60–90 days. High-yield money market rates tend to adjust faster than standard branch-based accounts.

Important notice: This forecast is for informational purposes only and should not be used as the sole basis for financial decisions. Rate forecasts carry significant uncertainty. The actual trajectory will depend on Federal Reserve decisions, economic conditions, and competitive dynamics among financial institutions in Rexford, Kansas.

Money Market Account Earnings in Rexford, Kansas

Annual interest earnings at current KS average APYs, based on the high-yield and standard money market averages tracked in our database. Balances reflect the higher minimums typical of money market accounts. Compounding assumed monthly.

Balance HY Money Market (3.037% APY) Monthly Earnings Standard MMA (0.753% APY) Monthly Earnings
$10,000 $303.65 / year $25.30 $75.27 / year $6.27
$25,000 $759.13 / year $63.26 $188.18 / year $15.68
$50,000 $1,518.25 / year $126.52 $376.35 / year $31.36
$100,000 $3,036.50 / year $253.04 $752.70 / year $62.73
Earnings estimates use daily compounding. Actual earnings depend on exact rate, compounding frequency, rate tier, and daily balance maintained. Rates are variable and subject to change. Source: Rexford, Kansas money market rate averages as of September 16, 2026.
43
Institutions with Money Market Rates
Available in Rexford, Kansas Area
27 Banks 16 Credit Unions

About Our Rexford, Kansas Money Market Rate Database

MonitorBankRates tracks money market rate offers from 43 banks and credit unions available to Rexford, Kansas residents via statewide and national offers. No branch locations physically in Rexford are currently in our database, but all listed offers are open to Rexford depositors. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website, no estimates, no national averages passed off as real offers.

Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1–5), and Texas Ratio, objective financial health metrics calculated from FDIC and NCUA regulatory data, so you can compare yield and institutional safety in one place.

Current top rate: The Bank of Tescott offers a money market account at 4.00% APY. Use the rate table above to compare all current offers in Rexford, Kansas.

How to Find the Best Money Market Rates in Rexford, Kansas

What to compare when shopping for a money market account in Rexford, Kansas

To find the best money market APYs in Rexford, Kansas, start with credit unions and online-only banks: Rexford, Kansas has 16 credit unions in our database, and they consistently offer some of the highest yields because they are member-owned nonprofits with lower overhead than traditional banks.

Always compare the APY (Annual Percentage Yield), not just the interest rate, and pay close attention to balance tiers. Many money market accounts only pay their advertised top rate above a minimum balance of $1,000–$25,000, with lower rates (or monthly fees) below that threshold. The current KS high-yield money market average is 3.037% but top local institutions are offering as high as 4.00%, so shopping around pays off.

Unlike a CD, money market rates are variable. Your rate can change at any time with Federal Reserve policy. Also check check-writing and debit card limits: most MMAs allow a set number of withdrawals per month, and exceeding the limit can trigger fees. Review your account periodically to ensure your APY remains competitive.

When a Money Market Account Makes Sense

  • Emergency fund with flexibility: You get savings-level yields plus limited check-writing and debit access. Rexford, Kansas high-yield money market rates currently average 3.037% APY, far above a typical checking account.
  • Larger balances ($10,000+): Many MMAs pay tiered rates that rise with your balance, so bigger deposits often earn more than they would in a standard savings account.
  • Parking cash between investments: A high-yield money market account at Rexford, Kansas institutions keeps idle cash working harder while remaining fully accessible.
  • You prefer banking locally: 43 institutions in Rexford, Kansas report money market rates to our database.
  • No rate lock-in risk: Unlike a CD, your rate moves up with the market if rates rise further.

Consider an Alternative If…

Kansas Financial Snapshot

Local demographics and economic context for savers . Source: U.S. Census Bureau (state-level data shown; city data not available)

Population 65+
17.0%
National avg: 17.3%
Median Individual Earnings
$43,089
National avg: $47,340
Poverty Rate
11.3%
National avg: 11.1%
Unemployment Rate
3.8%
National avg: 4.8%
MMA Earnings on 10% of Salary
$131/yr
At KS HY MMA avg 3.037% APY

17.0% of residents are 65 or older, in line with the national average of 17.3%. At today’s KS high-yield money market average of 3.037%, saving 10% of the local median salary ($4,308/year) would earn an additional $131 annually in interest.

Data: U.S. Census Bureau and U.S. Bureau of Labor Statistics.

Money Market Accounts vs. Other Rexford, Kansas Options

How money market deposit accounts compare to other deposit products available at banks and credit unions in Rexford, Kansas.

Feature Money Market High-Yield Savings Standard Savings CD (12-Month)
Current KS Avg APY 3.037% View Savings Rates 0.753%(Standard MMA) View CD Rates
Rate Type Variable Variable Variable Fixed for term
FDIC / NCUA Insured Up to $250K Up to $250K Up to $250K Up to $250K
Withdraw Anytime Yes Yes Yes Penalty applies
Check Writing Often yes No No No
Debit / ATM Card Often yes Some institutions Rarely No
Typical Min Deposit $0 – $2,500 $0 – $100 $25 – $100 $500 – $1,000
Rate Risk Variable, moves with Fed policy Variable, moves with Fed policy Variable, moves with Fed policy None, locked for term
Best For Active savers wanting flexibility + check writing Emergency fund, short-term goals, parking cash Everyday saving, low-balance accounts Locking in a rate for a defined period

APY data reflects Rexford, Kansas averages tracked in our database as of September 16, 2026. Rates are variable and may differ by institution. See individual product pages for full details.

Rexford, Kansas Money Market Account Calculator

See how much a money market account can earn you. Enter your deposit, monthly contribution, and time frame, or click any current Rexford, Kansas rate on the right to apply it instantly. Interest compounds monthly.

Interest Earned
$0
Total Contributions
$0
Ending Balance
$0

Assumes monthly compounding and a constant APY for the full period. Money market rates are variable and can change at any time, so actual earnings will differ. Estimates are for informational purposes only.

Current Rexford, Kansas Money Market Rates

Verified September 15, 2026 — click a rate to use it
Rates shown are actual verified offers available in Rexford, Kansas and statewide averages from our monitoring database. See the full rate table above for all offers.

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Rexford, Kansas money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Rexford, Kansas directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Rexford, Kansas. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in KS.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution’s official website. Last Updated and Verified: September 15, 2026

Frequently Asked Questions about Money Market Accounts in Rexford, Kansas

What is a Money Market Account (MMA)?

A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Kansas.

Are Money Market accounts in Rexford, Kansas safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Kansas up to $250,000 per depositor, per institution.

How often do MMA rates change in Rexford, Kansas?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Kansas rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

How much do I need to deposit to open a money market account in Rexford, Kansas?

Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Rexford, Kansas require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.

Can I lose money in a Money Market Account?

No. You cannot lose your principal in a money market deposit account as long as the bank is FDIC insured or the credit union is NCUA insured, up to $250,000 per depositor. This makes MMAs different from money market mutual funds, which are investments and are not federally insured.

What is the difference between a Money Market Account and a Money Market Fund?

A Money Market Account (MMA) is a federally insured bank or credit union deposit account. A money market fund is a mutual fund investment offered by brokerages that is not FDIC or NCUA insured and can, in rare cases, lose value. The rates on this page are for insured money market deposit accounts.

Do I have to pay taxes on money market account interest?

Yes. Interest earned on money market deposit accounts is taxable income in the U.S. You will typically receive a Form 1099-INT if you earn more than $10 in interest annually.

Are online banks better than local banks in Rexford, Kansas for money market accounts?

Online banks often offer higher money market APYs because they have lower overhead costs. However, local banks and credit unions in Rexford, Kansas offer in-person service and may waive minimum balance requirements for existing customers, which some savers prefer.

Best Money Market Rates in Rexford, Kansas

Here are some of the highest money market account APYs currently available in Rexford, Kansas and the surrounding area:
  • The Bank of Tescott
    Kasasa Cash Executive Money Market Account Checking: 4.00% APY
  • Premier Members Credit Union
    Money market accounts: 4.00% APY
  • CoreFirst Bank & Trust
    Summit Money Market: 3.82% APY
  • Bank of the Flint Hills
    Money Market: 3.66% APY
  • FSB of St. Charles, MO
    Money Market Account Specials: 3.50% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Rexford, Kansas. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: September 15, 2026

Rexford, Kansas Rates & Resources