What are the current interest rates at Mazuma Credit Union?

Current rates for Mazuma Credit Union include: 12-Month CD: 3.60%, 18-Month CD: 3.25%, 24-Month CD: 3.20%, 60-Month CD: 3.00%, Savings: 0.20%, MMA: 1.00%

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Mazuma Credit Union

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Mazuma Credit Union Rates & Review September 2026

Q: How many branches does Mazuma Credit Union operate?

Mazuma Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join Mazuma Credit Union?

Yes, to access services at Mazuma Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Is there a first-time homebuyer program?

Currently, Mazuma Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Mazuma Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: September 3, 2026

Mazuma Credit Union's Premier CD - 1 Year rates are at 3.80%, Signature CD - 1 Year rates are at 3.70%, 1 Year CD rates are at 3.60%, 1 Year Classic CD rates are at 3.60%, 6 month Classic CD rates are at 3.50%. Mazuma Credit Union's savings rates are at 0.20%. Mazuma Credit Union's money market rates are at 1.00%. Mazuma Credit Union's Personal Loan Rates are at 4.89%. MonitorBankRates evaluates the financial stability of Mazuma Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 8.70%. Rates last updated and verified on 09/03/2026.

Mazuma Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Mazuma Credit Union? Share your experience about Mazuma Credit Union by leaving a review below, or read customer reviews before you decide to use Mazuma Credit Union.

Verified Healthy 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

Excellent Health Score: 96/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

8.70%

Excellent Higher than avg

Health Trend

Improving 12 quarters

Full history ›

Mazuma Credit Union
HQ - Corporate Office

7260 W 135th St
Overland Park, KS 66223

https://www.mazuma.org

Mazuma Credit Union CD Rates

Product	Rate	APY	Term
Premier CD - 1 Year	3.74%	3.80%	1 Year
No additional details. Last Updated 09/03/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.70%
Signature CD - 1 Year	3.64%	3.70%	1 Year
No additional details. Last Updated 09/03/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.70%
1 Year Certificate	3.54%	3.60%	1 Year
No additional details. Last Updated 09/03/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.70%
1 Year Classic CD	3.54%	3.60%	1 Year
No additional details. Last Updated 09/03/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.70%
6 month Classic CD	3.45%	3.50%	6 Months
No additional details. Last Updated 09/03/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.70%
Premier CD - 18 month	3.40%	3.45%	18 Months
No additional details. Last Updated 09/03/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.70%
Premier CD - 2 Years	3.35%	3.40%	2 Years
No additional details. Last Updated 09/03/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.70%
Signature CD - 18 month	3.30%	3.35%	18 Months
No additional details. Last Updated 09/03/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.70%
Premier CD - 3 Years	3.25%	3.30%	3 Years
No additional details. Last Updated 09/03/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.70%
Premier CD - 30 month	3.25%	3.30%	30 Months
No additional details. Last Updated 09/03/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.70%
Signature CD - 2 Years	3.25%	3.30%	2 Years
No additional details. Last Updated 09/03/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.70%
18 month Classic CD	3.20%	3.25%	18 Months
No additional details. Last Updated 09/03/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.70%
Premier CD - 4 Years	3.20%	3.25%	4 Years
No additional details. Last Updated 09/03/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.70%
2 Year Certificate	3.15%	3.20%	2 Years
No additional details. Last Updated 09/03/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.70%
2 Years Classic CD	3.15%	3.20%	2 Years
No additional details. Last Updated 09/03/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.70%
Premier CD - 5 Years	3.15%	3.20%	5 Years
No additional details. Last Updated 09/03/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.70%
Signature CD - 3 Years	3.15%	3.20%	3 Years
No additional details. Last Updated 09/03/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.70%
Signature CD - 30 month	3.15%	3.20%	30 Months
No additional details. Last Updated 09/03/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.70%
Signature CD - 4 Years	3.11%	3.15%	4 Years
No additional details. Last Updated 09/03/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.70%
3 Year Certificate	3.06%	3.10%	3 Years
No additional details. Last Updated 09/03/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.70%
30 month Classic CD	3.06%	3.10%	30 Months
No additional details. Last Updated 09/03/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.70%
Signature CD - 5 Years	3.06%	3.10%	5 Years
No additional details. Last Updated 09/03/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.70%
3 Years Young Investors CD	3.06%	3.10%	3 Years
No additional details. Last Updated 09/03/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.70%
4 Years Classic CD	3.01%	3.05%	4 Years
No additional details. Last Updated 09/03/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.70%
5 Years Classic CD	2.96%	3.00%	5 Years
No additional details. Last Updated 09/03/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.70%
3 month Classic CD	2.86%	2.90%	3 Months
No additional details. Last Updated 09/03/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.70%

Mazuma Credit Union Savings Rates

Product	Rate	APY	View More
Savings Account	0.20%	0.20%
Min Balance $100 Last Updated 09/03/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.70%

Mazuma Credit Union Money Market Rates

Product	Rate	APY
Money Market	3.06%	3.10%
Min Balance $500,000 Last Updated 09/03/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.70%
Money Market	2.67%	2.70%
Min Balance $200,000 Last Updated 09/03/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.70%
Money Market	2.47%	2.50%
Min Balance $100,000 Last Updated 09/03/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.70%
Money Market	1.83%	1.85%
Min Balance $50,000 Last Updated 09/03/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.70%
Money Market	1.00%	1.00%
Min Balance $1,000 Last Updated 09/03/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.70%

Mazuma Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term	View More
Car and Auto Loans	-	-	4.89%	up to 84 months
Details Financing up to 125% for well qualified Members. Rates and terms will vary depending on the creditworthiness of the applicant, age of the vehicle, amount and term of the loan. Down payments may be required depending on the creditworthiness of the borrower and the age and value of the vehicle. For a $10,000 auto loan with a term of 48 months and a 4.89% APR, the monthly payment will be $233. The 4.89% rate is subject to conditions including the applicant's credit score, age of the vehicle, the amount and term of the loan, and enrollment in an approved automatic loan payment program. All loans are subject to credit approval. Other terms and conditions may apply. Rates accurate as of 7/17/26. Limited-time offer valid 7/17-7/24/26. Last Updated 09/03/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.70%

Mazuma Credit Union Credit Card Rates

Product	Rate	APR	View More
Credit Cards	-	9.90%
Details Current rates as low as 9.90% APR. Last Updated 09/03/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.70%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Mazuma Credit Union’s Texas Ratio fell from 10.06% in Q2 2023 to 8.70% in Q1 2026, so its financial health has improved over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the amber line marks the 15% level a credit union must stay under to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy threshold

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
March 31, 2026	$1.1B	8.70%	5.0	A
December 31, 2025	$1.0B	11.77%	5.0	A
September 30, 2025	$1.0B	10.03%	5.0	A
June 30, 2025	$1.0B	11.46%	5.0	A
March 31, 2025	$1.0B	11.42%	5.0	A
December 31, 2024	$985M	12.29%	5.0	A
September 30, 2024	$989M	11.46%	5.0	A
June 30, 2024	$1.0B	9.76%	5.0	A
March 31, 2024	$1.0B	8.89%	5.0	A
December 31, 2023	$974M	8.49%	5.0	A
September 30, 2023	$974M	7.46%	5.0	A
June 30, 2023	$957M	10.06%	5.0	A

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Mazuma Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Mazuma Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Mazuma Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Mazuma Credit Union

Website https://www.mazuma.org

Address 7260 W 135th St, Overland Park, KS 66223

Phone 913-574-5000

Fax

President Russ Petry

CEO Deonne Christensen

Full-Time Employees 254

Part-Time Employees 2

Branch Locations 10

ATM Locations 10

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A (96/100)

Texas Ratio

8.70%

Return on Assets (ROA)

0.1622%

Return on Equity (ROE)

1.5619%

Non-Performing Loans Ratio (NPL)

1.37%

Total Assets

1,060,628,028

Total Amount of Shares and Deposits

872,494,819

Total Shares and Deposits < 1 Year

808,325,655

Total Shares and Deposits 1 3 Years

61,898,025

Total Shares and Deposits > 3 Years

2,271,139

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

29,745,642

Total Uninsured Shares and Deposits > $250K (F+J)

29,745,642

Total Insured Shares and Deposits > $250K (item 17 less item K)

842,749,177

Total Interest Expense (Sum of items 6 8)

4,385,917

Share Certificates

8,535

Number of Accounts for Share Drafts

42,628

IRA KEOGH Accounts

2,769

Number of Accounts for Regular Shares

93,969

Money Market Shares

5,907

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

89,552,300

Total Liabilities

953,309,579

Source: NCUA — Last Updated 03/31/2026

2026 MBR Health & Safety Badge

Mazuma Credit Union earned the Verified Healthy badge

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Customer Reviews

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Average Rating

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Total Reviews

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Frequently Asked Questions About Mazuma Credit Union

How many branches does Mazuma Credit Union operate?

Mazuma Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Mazuma Credit Union?

Yes, to access services at Mazuma Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Mazuma Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Mazuma Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Mazuma Credit Union offer online and mobile banking?

Most modern institutions like Mazuma Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.mazuma.org.