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Best Money Market Rates in Lawrence, Kansas (KS) - May 2026

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Brian McKay Brian McKay
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| ✓Fact Checked | Last Updated: May 12, 2026

Current Lawrence, Kansas and the surrounding area money market deposit account rates include Premier Members Credit UnionPremier Members Credit Union650 Congressional Dr, Lawrence, KS 66049A+5.0 ★Texas Ratio: 4.73% Money Market at 4.00% APY, Meritrust Federal Credit UnionMeritrust Federal Credit Union650 Congressional Dr, Lawrence, KS 66049 4869A+5.0 ★Texas Ratio: 4.67% Corporate Money Market at 3.80% APY, Envista Federal Credit UnionEnvista Federal Credit Union1555 Wakarusa Dr, Lawrence, KS 66047 1803A+5.0 ★Texas Ratio: 2.83% Business Performance Money Market at 3.50% APY, Sunflower BankSunflower Bank4831 Quail Crest Pl, Lawrence, KS 66049A+5.0 ★Texas Ratio: 5.67% Thrive Money Market at 3.45% APY, and Mid American Credit UnionMid American Credit Union550 N Wakarusa Dr, Lawrence, KS 66049A+5.0 ★Texas Ratio: 5.01% Premier Money Market at 3.00% APY. Money market rates as of May 12, 2026 according to verified data from MonitorBankRates.

Lawrence has 8 local institutions in our database, with money market rates as high as 4.00% APY from Premier Members Credit Union at 650 Congressional Dr, Lawrence, KS 66049. Use the table below to compare all available offers, including options from institutions serving the broader Kansas area. Rates are continually updated — we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Lawrence, Kansas and surrounding area. Last Updated and Verified: May 12, 2026

Compare the Best Money Market Rates Today in Lawrence, Kansas & the Surrounding Area

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Premier Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.73%
650 Congressional Dr, Lawrence, KS 66049
Money Market
4.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
650 Congressional Dr, Lawrence, KS 66049 4869
Corporate Money Market
3.80%
$0
View
▼
Rate3.74%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
650 Congressional Dr, Lawrence, KS 66049 4869
Non-Profit Money Market
3.75%
$10,000
View
▼
Rate3.69%
Min Deposit$10,000
Min Balance—
UpdatedMay 10, 2026
Details

Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
1555 Wakarusa Dr, Lawrence, KS 66047 1803
Business Performance Money Market
3.50%
$0
View
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Sunflower Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
4831 Quail Crest Pl, Lawrence, KS 66049
Thrive Money Market
3.45%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

$24,999.01 & Above

Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
1555 Wakarusa Dr, Lawrence, KS 66047 1803
Business Protection Money Market
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Sunflower Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
4831 Quail Crest Pl, Lawrence, KS 66049
Thrive Money Market
3.05%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

$24,999.00 & Below

Mid American Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.01%
550 N Wakarusa Dr, Lawrence, KS 66049
Premier Money Market
3.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Mid American Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.01%
550 N Wakarusa Dr, Lawrence, KS 66049
Premiere Money Market
3.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

TriCentury Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1444 Kasold Dr, Lawrence, KS 66049
Gold Money Market
2.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
650 Congressional Dr, Lawrence, KS 66049 4869
Corporate Money Market
2.75%
$0
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

TriCentury Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1444 Kasold Dr, Lawrence, KS 66049
Gold Money Market
2.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
650 Congressional Dr, Lawrence, KS 66049 4869
Corporate Money Market
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
1555 Wakarusa Dr, Lawrence, KS 66047 1803
Business Performance Money Market
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
650 Congressional Dr, Lawrence, KS 66049 4869
Corporate Money Market
2.25%
$0
View
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
1555 Wakarusa Dr, Lawrence, KS 66047 1803
Business Protection Money Market
2.25%
$0
View
▼
Rate2.22%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
1555 Wakarusa Dr, Lawrence, KS 66047 1803
Advantage Plus Money Market
2.10%
$0
View
▼
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
1555 Wakarusa Dr, Lawrence, KS 66047 1803
Business Protection Money Market
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Mid American Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.01%
550 N Wakarusa Dr, Lawrence, KS 66049
Premiere Money Market
2.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Mid American Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.01%
550 N Wakarusa Dr, Lawrence, KS 66049
Premier Money Market
2.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
650 Congressional Dr, Lawrence, KS 66049 4869
Corporate Money Market
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
1555 Wakarusa Dr, Lawrence, KS 66047 1803
Business Performance Money Market
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
650 Congressional Dr, Lawrence, KS 66049 4869
Flex Money Market
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
650 Congressional Dr, Lawrence, KS 66049 4869
Business Money Market
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

TriCentury Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1444 Kasold Dr, Lawrence, KS 66049
Gold Money Market
2.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
650 Congressional Dr, Lawrence, KS 66049 4869
Corporate Money Market
1.50%
$0
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
1555 Wakarusa Dr, Lawrence, KS 66047 1803
Business Performance Money Market
1.50%
$0
View
▼
Rate1.48%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
1555 Wakarusa Dr, Lawrence, KS 66047 1803
Business Protection Money Market
1.50%
$0
View
▼
Rate1.48%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

TriCentury Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1444 Kasold Dr, Lawrence, KS 66049
Gold Money Market
1.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
1555 Wakarusa Dr, Lawrence, KS 66047 1803
Advantage Plus Money Market
1.40%
$0
View
▼
Rate1.39%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
1555 Wakarusa Dr, Lawrence, KS 66047 1803
Advantage Plus Money Market
1.20%
$0
View
▼
Rate1.19%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
1001 E 23rd St, Lawrence, KS 66046 5003
Money Market Advantage
1.20%
$0
View
▼
Rate1.19%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
1001 E 23rd St, Lawrence, KS 66046 5003
Business Money Market Advantage
1.20%
$0
View
▼
Rate1.19%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Truity Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
3400 W 6th St, Lawrence, KS 66049 3215
Advantage Money Market
1.10%
$0
View
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

TriCentury Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1444 Kasold Dr, Lawrence, KS 66049
Gold Money Market
1.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
1555 Wakarusa Dr, Lawrence, KS 66047 1803
Business Protection Money Market
1.00%
$0
View
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
1555 Wakarusa Dr, Lawrence, KS 66047 1803
Business Performance Money Market
1.00%
$0
View
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
1555 Wakarusa Dr, Lawrence, KS 66047 1803
Advantage Plus Money Market
1.00%
$0
View
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
650 Congressional Dr, Lawrence, KS 66049 4869
Meritrust Money Market
1.00%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
1001 E 23rd St, Lawrence, KS 66046 5003
Money Market Advantage
1.00%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Truity Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
3400 W 6th St, Lawrence, KS 66049 3215
Advantage Money Market
1.00%
$0
View
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Premier Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.73%
650 Congressional Dr, Lawrence, KS 66049
Money Market
1.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
1001 E 23rd St, Lawrence, KS 66046 5003
Business Money Market Advantage
1.00%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Truity Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
3400 W 6th St, Lawrence, KS 66049 3215
Advantage Money Market
0.95%
$0
View
▼
Rate0.94%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
1001 E 23rd St, Lawrence, KS 66046 5003
Business Money Market Advantage
0.90%
$0
View
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
1001 E 23rd St, Lawrence, KS 66046 5003
Money Market Advantage
0.90%
$0
View
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Truity Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
3400 W 6th St, Lawrence, KS 66049 3215
Advantage Money Market
0.90%
$0
View
▼
Rate0.89%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
650 Congressional Dr, Lawrence, KS 66049 4869
Meritrust Money Market
0.85%
$0
View
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
1001 E 23rd St, Lawrence, KS 66046 5003
Business Money Market Advantage
0.80%
$0
View
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
1001 E 23rd St, Lawrence, KS 66046 5003
Money Market Advantage
0.80%
$0
View
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
1555 Wakarusa Dr, Lawrence, KS 66047 1803
Advantage Plus Money Market
0.80%
$0
View
▼
Rate0.79%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
1555 Wakarusa Dr, Lawrence, KS 66047 1803
Business Performance Money Market
0.80%
$0
View
▼
Rate0.79%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
1555 Wakarusa Dr, Lawrence, KS 66047 1803
Business Protection Money Market
0.80%
$0
View
▼
Rate0.79%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Premier Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.73%
650 Congressional Dr, Lawrence, KS 66049
Money Market
0.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Truity Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
3400 W 6th St, Lawrence, KS 66049 3215
Advantage Money Market
0.75%
$0
View
▼
Rate0.74%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Envista Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
1555 Wakarusa Dr, Lawrence, KS 66047 1803
Advantage Plus Money Market
0.70%
$0
View
▼
Rate0.69%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
650 Congressional Dr, Lawrence, KS 66049 4869
Meritrust Money Market
0.70%
$0
View
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

The Bank of Tescott
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
Executive Money Market Account
4.00%
$0
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Qualifying balance up to $50,000.00

The Bank of Tescott
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
Executive Money Market
4.00%
$0
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Golden Belt Bank, FSA
Institution Rating:
A5.0 ★ Texas Ratio: 6.19%
Money Market
3.71%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Golden Belt Bank, FSA
Institution Rating:
A5.0 ★ Texas Ratio: 6.19%
Business Money Market
3.67%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Bank of the Flint Hills
Institution Rating:
A-5.0 ★ Texas Ratio: 15.48%
Money Market
3.66%
$0
View
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Academy Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.58%
Premier Money Market
3.65%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

introductory rate

FSB of St. Charles, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
Money Market Account Specials
3.50%
$50,000
View
▼
Rate3.45%
Min Deposit$50,000
Min Balance—
UpdatedMay 4, 2026
Details

FSB of St. Charles, MO
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
Money Market Account Specials
3.25%
$25,000
View
▼
Rate3.20%
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details

Elevate Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Money Market
3.09%
$0
View
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Armed Forces Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.63%
Premier Money Market
3.05%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

NBKC Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Money Market
3.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

NBKC Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Personal Money Market
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Bank of the Flint Hills
Institution Rating:
A-5.0 ★ Texas Ratio: 15.48%
Money Market
2.73%
$0
View
▼
Rate2.70%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Elevate Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Money Market
2.53%
$0
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Midwest Heritage Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
Money Market Account
2.40%
$0
View
▼
Rate2.38%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Mutual Savings Association
Institution Rating:
A+5.0 ★ Texas Ratio: 1.16%
5-Star Money Market
2.40%
$50
View
▼
Rate2.38%
Min Deposit$50
Min Balance—
UpdatedMay 5, 2026
Details

Golden Belt Bank, FSA
Institution Rating:
A5.0 ★ Texas Ratio: 6.19%
Business Money Market
2.33%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Academy Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.58%
Premier Money Market
2.20%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Haviland State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market Demand Account Tier 3 and over
2.07%
$0
View
▼
Rate2.05%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

$25,000.01

The Bank of Protection
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
Money Market Demand Account Tier 3
2.07%
$0
View
▼
Rate2.05%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Mutual Savings Association
Institution Rating:
A+5.0 ★ Texas Ratio: 1.16%
5-Star Money Market
2.00%
$50
View
▼
Rate1.99%
Min Deposit$50
Min Balance—
UpdatedMay 5, 2026
Details

The Bank of Tescott
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
Executive Money Market
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

All Amounts (no cap)

The Valley State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
Money Market Plus
2.00%
$50,000
View
▼
Rate1.98%
Min Deposit$50,000
Min Balance—
UpdatedMay 5, 2026
Details

The Bank of Tescott
Institution Rating:
A+5.0 ★ Texas Ratio: 2.34%
Executive Money Market Account
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

All Amounts (no cap)

First National Bank of Hutchinson
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
Ultra Money Market Account
1.92%
$100
View
▼
Rate1.90%
Min Deposit$100
Min Balance—
UpdatedMay 4, 2026
Details

Midwest Heritage Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
Money Market Account
1.87%
$0
View
▼
Rate1.87%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Exchange Bank & Trust
Institution Rating:
A+5.0 ★ Texas Ratio: 0.59%
Money Market
1.80%
$500
View
▼
Rate1.79%
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details

Mutual Savings Association
Institution Rating:
A+5.0 ★ Texas Ratio: 1.16%
5-Star Money Market
1.75%
$50
View
▼
Rate1.74%
Min Deposit$50
Min Balance—
UpdatedMay 5, 2026
Details

Garden Plain State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market Investor Account
1.75%
$0
View
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Bank of the Flint Hills
Institution Rating:
A-5.0 ★ Texas Ratio: 15.48%
Money Market
1.68%
$0
View
▼
Rate1.67%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Golden Belt Bank, FSA
Institution Rating:
A5.0 ★ Texas Ratio: 6.19%
Money Market
1.61%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Golden Belt Bank, FSA
Institution Rating:
A5.0 ★ Texas Ratio: 6.19%
Business Money Market
1.61%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

CNB Hugoton, KS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market Investment Account above
1.51%
$0
View
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

$500,000.00

The Bank of Protection
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
Money Market Demand Account Tier 2
1.51%
$0
View
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Haviland State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market Demand Account Tier 2
1.51%
$0
View
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

$2,500.01

Academy Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.58%
Premier Money Market
1.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

First National Bank of Hutchinson
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
Ultra Money Market Account
1.50%
$100
View
▼
Rate1.49%
Min Deposit$100
Min Balance—
UpdatedMay 4, 2026
Details

Exchange Bank & Trust
Institution Rating:
A+5.0 ★ Texas Ratio: 0.59%
Money Market
1.35%
$500
View
▼
Rate1.34%
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details

Bank of the Flint Hills
Institution Rating:
A-5.0 ★ Texas Ratio: 15.48%
Money Market
1.26%
$0
View
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

First National Bank of Hutchinson
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
Ultra Money Market Account
1.25%
$100
View
▼
Rate1.24%
Min Deposit$100
Min Balance—
UpdatedMay 4, 2026
Details

Golden Belt Bank, FSA
Institution Rating:
A5.0 ★ Texas Ratio: 6.19%
Money Market
1.21%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Golden Belt Bank, FSA
Institution Rating:
A5.0 ★ Texas Ratio: 6.19%
Business Money Market
1.21%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Lawrence, Kansas and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Lawrence, KS Money Market Rate Trends

Compare local Lawrence, KS money market quotes against the statewide average

Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Kansas MMA Trends →
High-Yield MMA — KS Avg
3.314%
▲ 0.017 vs 7 days ago

Kansas high-yield MMA rates rose 0.017 points over the past 7 days to 3.314% APY.

Standard MMA — KS Avg
0.838%
▼ 0.008 vs 7 days ago

Kansas standard MMA rates fell 0.008 points over the past 7 days to 0.838% APY.

As of May 13, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Lawrence, Kansas directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Lawrence, Kansas. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in KS.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in Lawrence, Kansas

What is a Money Market Account (MMA)?

A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Kansas.

Are Money Market accounts in Lawrence, Kansas safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Kansas up to $250,000 per depositor, per institution.

How often do MMA rates change in Lawrence, Kansas?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Kansas rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

How much do I need to deposit to open a money market account in Lawrence, Kansas?

Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Lawrence, Kansas require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.

Best Money Market Rates in Lawrence, Kansas

Here are some of the highest money market account APYs currently available in Lawrence, Kansas and the surrounding area:
  • Premier Members Credit Union
    Money Market — 4.00% APY
  • Meritrust Federal Credit Union
    Corporate Money Market — 3.80% APY
  • Envista Federal Credit Union
    Business Performance Money Market — 3.50% APY
  • Sunflower Bank
    Thrive Money Market — 3.45% APY
  • Mid American Credit Union
    Premier Money Market — 3.00% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Lawrence, Kansas. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: May 12, 2026

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