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Best Personal Loan Rates in Lawrence, Kansas (KS) - March 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Kansas borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
| ✓Fact Checked | Personal Loan Rates — Last Updated and Verified: March 22, 2026

Current personal loan options available to borrowers in Lawrence, Kansas include: Envista Federal Credit UnionEnvista Federal Credit Union1555 Wakarusa Dr, Lawrence, KS, 66047 1803A+5.0 ★Texas Ratio: 2.83% offering Construction Loans at 7.25% APR, Capitol Federal Savings BankCapitol Federal Savings Bank1025 Iowa St, Lawrence, KS, 66044A+5.0 ★Texas Ratio: 1.06% offering Consumer Lot Loan at 9.44% APR, Meritrust Federal Credit UnionMeritrust Federal Credit Union650 Congressional Dr, Lawrence, KS, 66049 4869A+5.0 ★Texas Ratio: 4.67% offering Signature Loan at 9.50% APR, Emprise BankEmprise Bank1121 Wakarusa Dr, Lawrence, KS, 66049A+5.0 ★Texas Ratio: 0.30% offering Personal Loan at 9.79% APR, and Mainstreet Federal Credit UnionMainstreet Federal Credit Union1001 E 23rd St, Lawrence, KS, 66046 5003A+5.0 ★Texas Ratio: 1.79% offering Signature at 10.75% APR.

Whether you need to consolidate high-interest debt, fund a home improvement project, or cover an unexpected expense, comparing personal loan rates across top-rated lenders in Lawrence, Kansas can save you significantly over the life of your loan.

We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Lawrence, Kansas.

Personal loan rates reflect recent market quotes and representative offers available to borrowers in Lawrence, Kansas. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: March 22, 2026

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Envista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
1555 Wakarusa Dr, Lawrence, KS, 66047 1803
Construction Loans
7.25%
View
▼
APR7.25%
Last UpdatedMarch 23, 2026
Details

No additional details available.

Capitol Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
1025 Iowa St, Lawrence, KS, 66044
Consumer Lot Loan
9.44%
View
▼
APR9.44%
Last UpdatedMarch 23, 2026
Details

Loan Amounts: $1,000 to $300,000; Maximum LTV: 75%

Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
650 Congressional Dr, Lawrence, KS, 66049 4869
Signature Loan
9.50%
View
▼
APR9.50%
Last UpdatedMarch 23, 2026
Details

As Low As

Emprise Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
1121 Wakarusa Dr, Lawrence, KS, 66049
Personal Loan
9.79%
View
▼
APR9.79%
Last UpdatedMarch 23, 2026
Details

As Low As

Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
650 Congressional Dr, Lawrence, KS, 66049 4869
Signature Loan
10.50%
View
▼
APR10.50%
Last UpdatedMarch 23, 2026
Details

As Low As

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.79%
1001 E 23rd St, Lawrence, KS, 66046 5003
Signature
10.75%
View
▼
APR10.75%
Last UpdatedMarch 23, 2026
Details

As Low As

Mid American Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.01%
550 N Wakarusa Dr, Lawrence, KS, 66049
Unsecured
10.90%
View
▼
APR10.90%
Last UpdatedMarch 23, 2026
Details

As Low As

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.79%
1001 E 23rd St, Lawrence, KS, 66046 5003
Signature
11.25%
View
▼
APR11.25%
Last UpdatedMarch 23, 2026
Details

As Low As

Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
650 Congressional Dr, Lawrence, KS, 66049 4869
Signature Loan
11.50%
View
▼
APR11.50%
Last UpdatedMarch 23, 2026
Details

As Low As

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.79%
1001 E 23rd St, Lawrence, KS, 66046 5003
Signature
11.75%
View
▼
APR11.75%
Last UpdatedMarch 23, 2026
Details

As Low As

Premier Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
650 Congressional Dr, Lawrence, KS, 66049
Signature Loan3
11.90%
View
▼
APR11.90%
Last UpdatedMarch 23, 2026
Details

No additional details available.

Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
650 Congressional Dr, Lawrence, KS, 66049 4869
Signature Loan
12.50%
View
▼
APR12.50%
Last UpdatedMarch 23, 2026
Details

As Low As

Premier Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
650 Congressional Dr, Lawrence, KS, 66049
Signature Loan3
12.90%
View
▼
APR12.90%
Last UpdatedMarch 23, 2026
Details

No additional details available.

Premier Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
650 Congressional Dr, Lawrence, KS, 66049
Signature Loan3
13.90%
View
▼
APR13.90%
Last UpdatedMarch 23, 2026
Details

No additional details available.

Envista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
1555 Wakarusa Dr, Lawrence, KS, 66047 1803
Personal Loan
15.07%
View
▼
APR15.07%
Last UpdatedMarch 23, 2026
Details

As Low As

Envista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
1555 Wakarusa Dr, Lawrence, KS, 66047 1803
Personal Loan
15.13%
View
▼
APR15.13%
Last UpdatedMarch 23, 2026
Details

As Low As

Envista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
1555 Wakarusa Dr, Lawrence, KS, 66047 1803
Personal Loan
15.49%
View
▼
APR15.49%
Last UpdatedMarch 23, 2026
Details

As Low As

Campus Credit Union
Institution Rating:
B4.7 ★Texas Ratio: 19.23%
4960 E 21st St N, Wichita, KS, 67208
New PC/Laptop Loan Special
3.99%
View
▼
APR3.99%
Last UpdatedMarch 23, 2026
Details

Loan origination fee may apply. Purchase receipt required.

Farmway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
200 S Hersey Ave, Beloit, KS, 67420
Recreational Loans
4.15%
View
▼
APR4.15%
Last UpdatedMarch 23, 2026
Details

No additional details available.

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
6860 W 115th St, Overland Park, KS, 66211 2457
Credit Builder Loan
4.50%
View
▼
APR4.50%
Last UpdatedMarch 23, 2026
Details

No additional details available.

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
6860 W 115th St, Overland Park, KS, 66211 2457
Refinance Loan
4.64%
View
▼
APR4.64%
Last UpdatedMarch 23, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
6860 W 115th St, Overland Park, KS, 66211 2457
Medical Degree Refinance Loan
4.80%
View
▼
APR4.80%
Last UpdatedMarch 23, 2026
Details

As Low As

County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.78%
8615 W Frazier Ln, Wichita, KS, 67212 3834
Signature (Personal)
4.99%
View
▼
APR4.99%
Last UpdatedMarch 23, 2026
Details

No additional details available.

Public Safety Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
7721 W 123rd St, Overland Park, KS, 66213 1303
Gun Loans
4.99%
View
▼
APR4.99%
Last UpdatedMarch 23, 2026
Details

As Low As; Rate, terms and conditions are subject to change and may vary based on credit worthiness, qualifications and collateral conditions. All loans are subject to approval.

Dillon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.28%
2704 N Lorraine St, Hutchinson, KS, 67502
Unsecured
5.29%
View
▼
APR5.29%
Last UpdatedMarch 23, 2026
Details

No additional details available.

Dillon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.28%
2704 N Lorraine St, Hutchinson, KS, 67502
Unsecured
5.59%
View
▼
APR5.59%
Last UpdatedMarch 23, 2026
Details

No additional details available.

Dillon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.28%
2704 N Lorraine St, Hutchinson, KS, 67502
Unsecured
5.99%
View
▼
APR5.99%
Last UpdatedMarch 23, 2026
Details

No additional details available.

Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
1015 SW Wanamaker Rd, Topeka, KS, 66604 3806
Storm Shelter Loan
5.99%
View
▼
APR5.99%
Last UpdatedMarch 23, 2026
Details

No additional details available.

Farmway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
200 S Hersey Ave, Beloit, KS, 67420
Real Estate Loan
6.55%
View
▼
APR6.55%
Last UpdatedMarch 23, 2026
Details

No additional details available.

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
6860 W 115th St, Overland Park, KS, 66211 2457
Personal Loan
6.99%
View
▼
APR6.99%
Last UpdatedMarch 23, 2026
Details

As Low As

KC FAIRFAX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
104 Sunshine Rd, Kansas City, KS, 66115 1314
Signature Loans
7.00%
View
▼
APR7.00%
Last UpdatedMarch 23, 2026
Details

As Low As

Bell Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
1601 N Lorraine St, Hutchinson, KS, 67501
Signature and/or Miscellaneous Collateral
7.75%
View
▼
APR7.75%
Last UpdatedMarch 23, 2026
Details

"A" APR

Quantum Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
6300 W 21st St N, Wichita, KS, 67205
Signature Loans
7.99%
View
▼
APR7.99%
Last UpdatedMarch 23, 2026
Details

As Low As

Unity One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
4150 Kansas Ave, Kansas City, KS, 66106
Signature & Lifestyle Loans Up to 12 Months
8.24%
View
▼
APR8.24%
Last UpdatedMarch 23, 2026
Details

No additional details available.

Morton Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.38%
121 Morton Dr, South Hutchinson, KS, 67505 1319
Signature Loan A
8.50%
View
▼
APR8.50%
Last UpdatedMarch 23, 2026
Details

No additional details available.

Hutchinson Government Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.18%
121 E Avenue A, Hutchinson, KS, 67501
Signature Loans
8.50%
View
▼
APR8.50%
Last UpdatedMarch 23, 2026
Details

No additional details available.

Azura Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
610 SW 10th Ave, Topeka, KS, 66612
Land Loans
8.62%
View
▼
APR8.62%
Last UpdatedMarch 23, 2026
Details

As Low As; up to 75%

KUMC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.09%
12510 W 62nd Ter Ste 104, Shawnee, KS, 66216 1869
Personal Loan 12 months
8.65%
View
▼
APR8.65%
Last UpdatedMarch 23, 2026
Details

No additional details available.

Quantum Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
6300 W 21st St N, Wichita, KS, 67205
Signature Loans
8.99%
View
▼
APR8.99%
Last UpdatedMarch 23, 2026
Details

As Low As

Dillon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.28%
2704 N Lorraine St, Hutchinson, KS, 67502
Signature Loan
9.00%
View
▼
APR9.00%
Last UpdatedMarch 23, 2026
Details

No additional details available.

Garden City Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
1601 E kansas plz, garden city, KS, 67846
Signature Loans
9.00%
View
▼
APR9.00%
Last UpdatedMarch 23, 2026
Details

As Low As

Liberty Bank and Trust Company
Institution Rating:
A5.0 ★Texas Ratio: 6.28%
4850 State Ave, Kansas City, KS, 66102
Freedom Fast Personal Loan
9.00%
View
▼
APR9.00%
Last UpdatedMarch 23, 2026
Details

As Low As; Minimum and Maximum Period for Repayment: 12 to 36 Months; Minimum and Maximum Annual Percentage Rate (APR): 9% to 18%; Associated Fees: Document Fee - $20.00 and Origination Fee - $45.00

Azura Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
610 SW 10th Ave, Topeka, KS, 66612
Land Loans
9.11%
View
▼
APR9.11%
Last UpdatedMarch 23, 2026
Details

As Low As; up to 75%

Golden Belt Bank, FSA
Institution Rating:
A5.0 ★Texas Ratio: 6.19%
1100 E 27th St, Hays, KS, 67601
Construction Loan
9.21%
View
▼
APR9.21%
Last UpdatedMarch 23, 2026
Details

No additional details available.

KUMC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.09%
12510 W 62nd Ter Ste 104, Shawnee, KS, 66216 1869
Personal Loan 24 months
9.30%
View
▼
APR9.30%
Last UpdatedMarch 23, 2026
Details

No additional details available.

Skyward Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
4 Cessna Blvd, Wichita, KS, 67215 1423
Unsecured Loan
9.39%
View
▼
APR9.39%
Last UpdatedMarch 23, 2026
Details

No additional details available.

Morton Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.38%
121 Morton Dr, South Hutchinson, KS, 67505 1319
Signature Loan B
9.50%
View
▼
APR9.50%
Last UpdatedMarch 23, 2026
Details

No additional details available.

Frontier Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
690 Eisenhower Rd, Leavenworth, KS, 66048 4800
Signature
9.50%
View
▼
APR9.50%
Last UpdatedMarch 23, 2026
Details

As Low As

Unity One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
4150 Kansas Ave, Kansas City, KS, 66106
Signature & Lifestyle Loans Up to 24 Months
9.74%
View
▼
APR9.74%
Last UpdatedMarch 23, 2026
Details

No additional details available.

White Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
2830 Ohio St, Augusta, KS, 67010 2361
Signature Loans
9.75%
View
▼
APR9.75%
Last UpdatedMarch 23, 2026
Details

* APR Annual Percentage Rates to be determined based on loan amount, term and fees. * Example: $3,000 @ 9.75 for 36 months is an estimated monthly payment of $96.43. * Effective date 1-2-2025.

Wichita Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.47%
3730 W 13th St N, Wichita, KS, 67203 4402
Signature Loans
9.75%
View
▼
APR9.75%
Last UpdatedMarch 23, 2026
Details

As Low As

Quantum Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
6300 W 21st St N, Wichita, KS, 67205
Signature Loans
9.99%
View
▼
APR9.99%
Last UpdatedMarch 23, 2026
Details

As Low As

Campus Credit Union
Institution Rating:
B4.7 ★Texas Ratio: 19.23%
4960 E 21st St N, Wichita, KS, 67208
Unsecured Loan
9.99%
View
▼
APR9.99%
Last UpdatedMarch 23, 2026
Details

As Low As

SM Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.04%
6029 BROADMOOR St, MISSION, KS, 66202 9995
Personal Loan
9.99%
View
▼
APR9.99%
Last UpdatedMarch 23, 2026
Details

No additional details available.

First Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.02%
10910 W 87th St, Lenexa, KS, 66214 1603
Seasonal Loan
9.99%
View
▼
APR9.99%
Last UpdatedMarch 23, 2026
Details

No additional details available.

Ark Valley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
1515 N Summit St, Arkansas City, KS, 67005
Signature Loan
10.00%
View
▼
APR10.00%
Last UpdatedMarch 23, 2026
Details

No additional details available.

Summit Ridge Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.14%
14902 W 117th St, Olathe, KS, 66062
Holiday & Vacation Loans
10.00%
View
▼
APR10.00%
Last UpdatedMarch 23, 2026
Details

As Low As

1st Kansas Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
400 S Kansas Ave Ste B, Topeka, KS, 66603 3438
Unsecured Loan
10.00%
View
▼
APR10.00%
Last UpdatedMarch 23, 2026
Details

No additional details available.

C&R Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
801 5th St, Clay Center, KS, 67432 2502
BACK TO SCHOOL LOAN SPECIAL
10.00%
View
▼
APR10.00%
Last UpdatedMarch 23, 2026
Details

LIMIT - $1,000.00

C&R Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
801 5th St, Clay Center, KS, 67432 2502
SPRING LOAN SPECIAL
10.00%
View
▼
APR10.00%
Last UpdatedMarch 23, 2026
Details

LIMIT - $1,000.00

Central Kansas Education Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
1101 S Ohio St Ste D, Salina, KS, 67401 6212
Personal & Seasonal
10.00%
View
▼
APR10.00%
Last UpdatedMarch 23, 2026
Details

As Low As

Frontier Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
690 Eisenhower Rd, Leavenworth, KS, 66048 4800
Signature
10.00%
View
▼
APR10.00%
Last UpdatedMarch 23, 2026
Details

As Low As

Garden City Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
1601 E kansas plz, garden city, KS, 67846
Signature Loans
10.00%
View
▼
APR10.00%
Last UpdatedMarch 23, 2026
Details

As Low As

KUMC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.09%
12510 W 62nd Ter Ste 104, Shawnee, KS, 66216 1869
Personal Loan 36 months
10.15%
View
▼
APR10.15%
Last UpdatedMarch 23, 2026
Details

No additional details available.

Unity One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
4150 Kansas Ave, Kansas City, KS, 66106
Signature & Lifestyle Loans Up to 36 Months
10.24%
View
▼
APR10.24%
Last UpdatedMarch 23, 2026
Details

No additional details available.

Kansas Teachers Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.51%
416 N Broadway St, Pittsburg, KS, 66762 3919
Signature
10.25%
View
▼
APR10.25%
Last UpdatedMarch 23, 2026
Details

No additional details available.

Mid Kansas Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.41%
200 W 2nd Ave, Buhler, KS, 67522 2245
SIGNATURE UNSECURED
10.49%
View
▼
APR10.49%
Last UpdatedMarch 23, 2026
Details

As Low As

Morton Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.38%
121 Morton Dr, South Hutchinson, KS, 67505 1319
Signature Loan C
10.50%
View
▼
APR10.50%
Last UpdatedMarch 23, 2026
Details

No additional details available.

Quantum Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
6300 W 21st St N, Wichita, KS, 67205
Signature Loans
10.99%
View
▼
APR10.99%
Last UpdatedMarch 23, 2026
Details

As Low As

First Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.02%
10910 W 87th St, Lenexa, KS, 66214 1603
Seasonal Loan
10.99%
View
▼
APR10.99%
Last UpdatedMarch 23, 2026
Details

No additional details available.

Summit Ridge Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.14%
14902 W 117th St, Olathe, KS, 66062
Personal Loans
10.99%
View
▼
APR10.99%
Last UpdatedMarch 23, 2026
Details

As Low As

CATHOLIC FAMILY
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
717 N Socora St, Wichita, KS, 67212 3670
Signature Loan
11.00%
View
▼
APR11.00%
Last UpdatedMarch 23, 2026
Details

As Low As; Up to 12 months (Other rates up to 60 months)

Sunflower Community Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 21.22%
407 Broadway, Marysville, KS, 66508
Signature Loans
11.00%
View
▼
APR11.00%
Last UpdatedMarch 23, 2026
Details

Credit Score: A - 750 & higher

C&R Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
801 5th St, Clay Center, KS, 67432 2502
Unsecured Loans A
11.00%
View
▼
APR11.00%
Last UpdatedMarch 23, 2026
Details

Credit Score: 750 & higher; Limit: $5,000.00

Frontier Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
690 Eisenhower Rd, Leavenworth, KS, 66048 4800
Signature
11.00%
View
▼
APR11.00%
Last UpdatedMarch 23, 2026
Details

As Low As

Garden City Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
1601 E kansas plz, garden city, KS, 67846
Signature Loans
11.00%
View
▼
APR11.00%
Last UpdatedMarch 23, 2026
Details

As Low As

Great Plains Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
720 N MAIN ST, MCPHERSON, KS, 67460
Signature
11.00%
View
▼
APR11.00%
Last UpdatedMarch 23, 2026
Details

As Low As

Reliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
540 Minnesota Ave, Kansas City, KS, 66101
Signature Loans
11.00%
View
▼
APR11.00%
Last UpdatedMarch 23, 2026
Details

As Low As

Security State Bank Scott City, KS
Institution Rating:
A+5.0 ★Texas Ratio: 1.87%
110 West Avenue B, Syracuse, KS, 67878
Signature Unsecured Loan
11.15%
View
▼
APR11.15%
Last UpdatedMarch 23, 2026
Details

As Low As

Mazuma Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.86%
7260 W 135th St, Overland Park, KS, 66223
Personal Loans
11.29%
View
▼
APR11.29%
Last UpdatedMarch 23, 2026
Details

As Low As

Morton Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.38%
121 Morton Dr, South Hutchinson, KS, 67505 1319
Signature Loan D
11.50%
View
▼
APR11.50%
Last UpdatedMarch 23, 2026
Details

No additional details available.

First National Bank of Hutchinson
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
1 N Main St, Hutchinson, KS, 67501
Personal Loans
11.55%
View
▼
APR11.55%
Last UpdatedMarch 23, 2026
Details

No additional details available.

First National Bank of Hutchinson
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
1 N Main St, Hutchinson, KS, 67501
Unsecured Personal Loans
11.55%
View
▼
APR11.55%
Last UpdatedMarch 23, 2026
Details

No additional details available.

Unity One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
4150 Kansas Ave, Kansas City, KS, 66106
Signature & Lifestyle Loans Up to 48 Months
11.74%
View
▼
APR11.74%
Last UpdatedMarch 23, 2026
Details

No additional details available.

First National Bank of Hutchinson
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
1 N Main St, Hutchinson, KS, 67501
Personal Loans
11.88%
View
▼
APR11.88%
Last UpdatedMarch 23, 2026
Details

No additional details available.

First National Bank of Hutchinson
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
1 N Main St, Hutchinson, KS, 67501
Unsecured Personal Loans
11.88%
View
▼
APR11.88%
Last UpdatedMarch 23, 2026
Details

No additional details available.

KUMC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.09%
12510 W 62nd Ter Ste 104, Shawnee, KS, 66216 1869
Personal Loan 48 months
11.95%
View
▼
APR11.95%
Last UpdatedMarch 23, 2026
Details

No additional details available.

First Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.02%
10910 W 87th St, Lenexa, KS, 66214 1603
Seasonal Loan
11.99%
View
▼
APR11.99%
Last UpdatedMarch 23, 2026
Details

No additional details available.

Quantum Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
6300 W 21st St N, Wichita, KS, 67205
Signature Loans
11.99%
View
▼
APR11.99%
Last UpdatedMarch 23, 2026
Details

As Low As

First Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.02%
10910 W 87th St, Lenexa, KS, 66214 1603
Personal Loan
11.99%
View
▼
APR11.99%
Last UpdatedMarch 23, 2026
Details

As Low As

Topeka Firemens Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
2447 SE 29th St, Topeka, KS, 66605 2240
Unsecured
12.00%
View
▼
APR12.00%
Last UpdatedMarch 23, 2026
Details

No additional details available.

C&R Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
801 5th St, Clay Center, KS, 67432 2502
Unsecured Loans B
12.00%
View
▼
APR12.00%
Last UpdatedMarch 23, 2026
Details

Credit Score: 700 - 749; Limit: $4,500.00

Central Kansas Education Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
1101 S Ohio St Ste D, Salina, KS, 67401 6212
Signature
12.00%
View
▼
APR12.00%
Last UpdatedMarch 23, 2026
Details

As Low As

Peoples Choice Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
402 W 12th St, Coffeyville, KS, 67337
Unsecured Loan
12.00%
View
▼
APR12.00%
Last UpdatedMarch 23, 2026
Details

Amount up to $11,000.00

Reliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
540 Minnesota Ave, Kansas City, KS, 66101
Signature Loans
12.00%
View
▼
APR12.00%
Last UpdatedMarch 23, 2026
Details

As Low As

Public Safety Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
7721 W 123rd St, Overland Park, KS, 66213 1303
Unsecured Loans
12.14%
View
▼
APR12.14%
Last UpdatedMarch 23, 2026
Details

As Low As; Rate, terms and conditions are subject to change and may vary based on credit worthiness, qualifications and collateral conditions. All loans are subject to approval.

Topeka Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
320 S Kansas Ave Ste 100, Topeka, KS, 66603 3644
Unsecured/Personal Loan
12.25%
View
▼
APR12.25%
Last UpdatedMarch 23, 2026
Details

As Low As

Farmway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
200 S Hersey Ave, Beloit, KS, 67420
Unsecured Closed End
12.25%
View
▼
APR12.25%
Last UpdatedMarch 23, 2026
Details

As Low As

Kansas State University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.26%
2600 Anderson Ave, Manhattan, KS, 66502
Signature Loan
12.35%
View
▼
APR12.35%
Last UpdatedMarch 23, 2026
Details

As Low As

Sunflower Community Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 21.22%
407 Broadway, Marysville, KS, 66508
Signature Loans
12.50%
View
▼
APR12.50%
Last UpdatedMarch 23, 2026
Details

Credit Score: B - 700 - 749

Credit Union of Emporia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
2711 W 15TH AVE, EMPORIA, KS, 66801
Signature
12.50%
View
▼
APR12.50%
Last UpdatedMarch 23, 2026
Details

As Low As; Over $1000

B&V Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.87%
11401 Lamar Ave, Overland Park, KS, 66211 1508
Signature Loans
13.00%
View
▼
APR13.00%
Last UpdatedMarch 23, 2026
Details

No additional details available.

United Consumers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
1105 W Dennis Ave, Olathe, KS, 66061
Signature Loan
13.00%
View
▼
APR13.00%
Last UpdatedMarch 23, 2026
Details

As Low As

C&R Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
801 5th St, Clay Center, KS, 67432 2502
Unsecured Loans C
13.00%
View
▼
APR13.00%
Last UpdatedMarch 23, 2026
Details

Credit Score: 650 - 699; Limit: $3,000.00

B&V Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.87%
11401 Lamar Ave, Overland Park, KS, 66211 1508
Signature
13.00%
View
▼
APR13.00%
Last UpdatedMarch 23, 2026
Details

No additional details available.

Emporia State Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
310 W 12th Ave, Emporia, KS, 66801
Unsecured (Signature) to $10,000
13.00%
View
▼
APR13.00%
Last UpdatedMarch 23, 2026
Details

$5,000; As Low As

Emporia State Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
310 W 12th Ave, Emporia, KS, 66801
Unsecured (Signature)
13.00%
View
▼
APR13.00%
Last UpdatedMarch 23, 2026
Details

Up to $5,000; As Low As

Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
1015 SW Wanamaker Rd, Topeka, KS, 66604 3806
Signature
13.24%
View
▼
APR13.24%
Last UpdatedMarch 23, 2026
Details

No additional details available.

Bell Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
1601 N Lorraine St, Hutchinson, KS, 67501
Signature and/or Miscellaneous Collateral
13.25%
View
▼
APR13.25%
Last UpdatedMarch 23, 2026
Details

"B" APR

Credit Union of Emporia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
2711 W 15TH AVE, EMPORIA, KS, 66801
Signature
13.50%
View
▼
APR13.50%
Last UpdatedMarch 23, 2026
Details

As Low As; Up to $1000

KUMC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.09%
12510 W 62nd Ter Ste 104, Shawnee, KS, 66216 1869
Personal Loan 12 months
13.50%
View
▼
APR13.50%
Last UpdatedMarch 23, 2026
Details

No additional details available.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
6280 W 135th St, Overland Park, KS, 66223
Personal Loan
13.74%
View
▼
APR13.74%
Last UpdatedMarch 23, 2026
Details

No additional details available.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
6280 W 135th St, Overland Park, KS, 66223
Personal Loans
13.74%
View
▼
APR13.74%
Last UpdatedMarch 23, 2026
Details

As Low As; Rates as low as 13.74% APR* for a 12-month term.

Midwest Heritage Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
8900 W 135th St, Overland Park, KS, 66221
Personal Loan
13.97%
View
▼
APR13.97%
Last UpdatedMarch 23, 2026
Details

Loan Amount: $7,500

C&R Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
801 5th St, Clay Center, KS, 67432 2502
Unsecured Loans D
14.00%
View
▼
APR14.00%
Last UpdatedMarch 23, 2026
Details

Credit Score: 600 - 649; Limit: $1,500.00

Crossroads Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.01%
217 e main st, goessel, KS, 67053 8800
Signature
14.00%
View
▼
APR14.00%
Last UpdatedMarch 23, 2026
Details

No additional details available.

Peoples Choice Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
402 W 12th St, Coffeyville, KS, 67337
Loan
14.00%
View
▼
APR14.00%
Last UpdatedMarch 23, 2026
Details

No additional details available.

Nova Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
10910 W 87th St, Lenexa, KS, 66214
Personal Loan
14.00%
View
▼
APR14.00%
Last UpdatedMarch 23, 2026
Details

No additional details available.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
6280 W 135th St, Overland Park, KS, 66223
Debt Consolidation Loan
14.49%
View
▼
APR14.49%
Last UpdatedMarch 23, 2026
Details

No additional details available.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
6280 W 135th St, Overland Park, KS, 66223
Debt Consolidation Loans
14.49%
View
▼
APR14.49%
Last UpdatedMarch 23, 2026
Details

As Low As

Sunflower Community Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 21.22%
407 Broadway, Marysville, KS, 66508
Signature Loans
14.50%
View
▼
APR14.50%
Last UpdatedMarch 23, 2026
Details

Credit Score: C - 650 - 699

KUMC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.09%
12510 W 62nd Ter Ste 104, Shawnee, KS, 66216 1869
Personal Loan 24 months
14.50%
View
▼
APR14.50%
Last UpdatedMarch 23, 2026
Details

No additional details available.

Unity One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
4150 Kansas Ave, Kansas City, KS, 66106
Signature & Lifestyle Loans Up to 60 Months
14.74%
View
▼
APR14.74%
Last UpdatedMarch 23, 2026
Details

No additional details available.

Bell Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
1601 N Lorraine St, Hutchinson, KS, 67501
Signature and/or Miscellaneous Collateral
14.75%
View
▼
APR14.75%
Last UpdatedMarch 23, 2026
Details

"C" APR

C&R Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
801 5th St, Clay Center, KS, 67432 2502
Unsecured Loans E
15.00%
View
▼
APR15.00%
Last UpdatedMarch 23, 2026
Details

Credit Score: 550 - 599; Limit: $1,000.00

C&R Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
801 5th St, Clay Center, KS, 67432 2502
Unsecured Loans No Score
15.00%
View
▼
APR15.00%
Last UpdatedMarch 23, 2026
Details

Limit: $500.00

KUMC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.09%
12510 W 62nd Ter Ste 104, Shawnee, KS, 66216 1869
Personal Loan 36 months
15.50%
View
▼
APR15.50%
Last UpdatedMarch 23, 2026
Details

No additional details available.

Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
1015 SW Wanamaker Rd, Topeka, KS, 66604 3806
Flex Loan
15.65%
View
▼
APR15.65%
Last UpdatedMarch 23, 2026
Details

No additional details available.

Sunflower Community Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 21.22%
407 Broadway, Marysville, KS, 66508
Signature Loans
16.00%
View
▼
APR16.00%
Last UpdatedMarch 23, 2026
Details

Credit Score: D - 600 - 649

Nova Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
10910 W 87th St, Lenexa, KS, 66214
Co-Maker Loans
16.00%
View
▼
APR16.00%
Last UpdatedMarch 23, 2026
Details

No additional details available.

Azura Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
610 SW 10th Ave, Topeka, KS, 66612
Personal Loan
16.33%
View
▼
APR16.33%
Last UpdatedMarch 23, 2026
Details

As Low As

Azura Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
610 SW 10th Ave, Topeka, KS, 66612
Personal Loans
16.33%
View
▼
APR16.33%
Last UpdatedMarch 23, 2026
Details

As Low As

KUMC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.09%
12510 W 62nd Ter Ste 104, Shawnee, KS, 66216 1869
Personal Loan 48 months
16.50%
View
▼
APR16.50%
Last UpdatedMarch 23, 2026
Details

No additional details available.

Great Southern Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.82%
1900 Main St, Parsons, KS, 67357
Unsecured Loan
16.75%
View
▼
APR16.75%
Last UpdatedMarch 23, 2026
Details

No additional details available.

Bell Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
1601 N Lorraine St, Hutchinson, KS, 67501
Signature and/or Miscellaneous Collateral
17.75%
View
▼
APR17.75%
Last UpdatedMarch 23, 2026
Details

"D" APR

KUMC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.09%
12510 W 62nd Ter Ste 104, Shawnee, KS, 66216 1869
Personal Loan 12 months
17.75%
View
▼
APR17.75%
Last UpdatedMarch 23, 2026
Details

No additional details available.

KUMC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.09%
12510 W 62nd Ter Ste 104, Shawnee, KS, 66216 1869
Personal Loan 24 months
17.75%
View
▼
APR17.75%
Last UpdatedMarch 23, 2026
Details

No additional details available.

1st Kansas Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.07%
400 S Kansas Ave Ste B, Topeka, KS, 66603 3438
Unsecured Loan
18.00%
View
▼
APR18.00%
Last UpdatedMarch 23, 2026
Details

No additional details available.

Liberty Bank and Trust Company
Institution Rating:
A5.0 ★Texas Ratio: 6.28%
4850 State Ave, Kansas City, KS, 66102
Freedom Fast Personal Loan
18.00%
View
▼
APR18.00%
Last UpdatedMarch 23, 2026
Details

As Low As; Minimum and Maximum Period for Repayment: 12 to 36 Months; Minimum and Maximum Annual Percentage Rate (APR): 9% to 18%; Associated Fees: Document Fee - $20.00 and Origination Fee - $45.00

Unity One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
4150 Kansas Ave, Kansas City, KS, 66106
Cash Advance Loan Monthly, Semi-Monthly, Weekly or Semi-Weekly Terms
18.00%
View
▼
APR18.00%
Last UpdatedMarch 23, 2026
Details

No additional details available.

Summit Ridge Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.14%
14902 W 117th St, Olathe, KS, 66062
Handi/Cash Loan
39.00%
View
▼
APR39.00%
Last UpdatedMarch 23, 2026
Details

5% advance fee -up to $500

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Emprise Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
1121 Wakarusa Dr, Lawrence, KS, 66049
Personal Loan
9.79%
View
▼
APR9.79%
Last UpdatedMarch 23, 2026
Details

As Low As

Envista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
1555 Wakarusa Dr, Lawrence, KS, 66047 1803
Personal Loan
15.07%
View
▼
APR15.07%
Last UpdatedMarch 23, 2026
Details

As Low As

Envista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
1555 Wakarusa Dr, Lawrence, KS, 66047 1803
Personal Loan
15.13%
View
▼
APR15.13%
Last UpdatedMarch 23, 2026
Details

As Low As

Envista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
1555 Wakarusa Dr, Lawrence, KS, 66047 1803
Personal Loan
15.49%
View
▼
APR15.49%
Last UpdatedMarch 23, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
6860 W 115th St, Overland Park, KS, 66211 2457
Personal Loan
6.99%
View
▼
APR6.99%
Last UpdatedMarch 23, 2026
Details

As Low As

KUMC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.09%
12510 W 62nd Ter Ste 104, Shawnee, KS, 66216 1869
Personal Loan 12 months
8.65%
View
▼
APR8.65%
Last UpdatedMarch 23, 2026
Details

No additional details available.

Liberty Bank and Trust Company
Institution Rating:
A5.0 ★Texas Ratio: 6.28%
4850 State Ave, Kansas City, KS, 66102
Freedom Fast Personal Loan
9.00%
View
▼
APR9.00%
Last UpdatedMarch 23, 2026
Details

As Low As; Minimum and Maximum Period for Repayment: 12 to 36 Months; Minimum and Maximum Annual Percentage Rate (APR): 9% to 18%; Associated Fees: Document Fee - $20.00 and Origination Fee - $45.00

KUMC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.09%
12510 W 62nd Ter Ste 104, Shawnee, KS, 66216 1869
Personal Loan 24 months
9.30%
View
▼
APR9.30%
Last UpdatedMarch 23, 2026
Details

No additional details available.

SM Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.04%
6029 BROADMOOR St, MISSION, KS, 66202 9995
Personal Loan
9.99%
View
▼
APR9.99%
Last UpdatedMarch 23, 2026
Details

No additional details available.

KUMC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.09%
12510 W 62nd Ter Ste 104, Shawnee, KS, 66216 1869
Personal Loan 36 months
10.15%
View
▼
APR10.15%
Last UpdatedMarch 23, 2026
Details

No additional details available.

Summit Ridge Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.14%
14902 W 117th St, Olathe, KS, 66062
Personal Loans
10.99%
View
▼
APR10.99%
Last UpdatedMarch 23, 2026
Details

As Low As

Mazuma Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.86%
7260 W 135th St, Overland Park, KS, 66223
Personal Loans
11.29%
View
▼
APR11.29%
Last UpdatedMarch 23, 2026
Details

As Low As

First National Bank of Hutchinson
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
1 N Main St, Hutchinson, KS, 67501
Personal Loans
11.55%
View
▼
APR11.55%
Last UpdatedMarch 23, 2026
Details

No additional details available.

First National Bank of Hutchinson
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
1 N Main St, Hutchinson, KS, 67501
Unsecured Personal Loans
11.55%
View
▼
APR11.55%
Last UpdatedMarch 23, 2026
Details

No additional details available.

First National Bank of Hutchinson
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
1 N Main St, Hutchinson, KS, 67501
Personal Loans
11.88%
View
▼
APR11.88%
Last UpdatedMarch 23, 2026
Details

No additional details available.

First National Bank of Hutchinson
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
1 N Main St, Hutchinson, KS, 67501
Unsecured Personal Loans
11.88%
View
▼
APR11.88%
Last UpdatedMarch 23, 2026
Details

No additional details available.

KUMC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.09%
12510 W 62nd Ter Ste 104, Shawnee, KS, 66216 1869
Personal Loan 48 months
11.95%
View
▼
APR11.95%
Last UpdatedMarch 23, 2026
Details

No additional details available.

First Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.02%
10910 W 87th St, Lenexa, KS, 66214 1603
Personal Loan
11.99%
View
▼
APR11.99%
Last UpdatedMarch 23, 2026
Details

As Low As

Topeka Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
320 S Kansas Ave Ste 100, Topeka, KS, 66603 3644
Unsecured/Personal Loan
12.25%
View
▼
APR12.25%
Last UpdatedMarch 23, 2026
Details

As Low As

KUMC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.09%
12510 W 62nd Ter Ste 104, Shawnee, KS, 66216 1869
Personal Loan 12 months
13.50%
View
▼
APR13.50%
Last UpdatedMarch 23, 2026
Details

No additional details available.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
6280 W 135th St, Overland Park, KS, 66223
Personal Loan
13.74%
View
▼
APR13.74%
Last UpdatedMarch 23, 2026
Details

No additional details available.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
6280 W 135th St, Overland Park, KS, 66223
Personal Loans
13.74%
View
▼
APR13.74%
Last UpdatedMarch 23, 2026
Details

As Low As; Rates as low as 13.74% APR* for a 12-month term.

Midwest Heritage Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
8900 W 135th St, Overland Park, KS, 66221
Personal Loan
13.97%
View
▼
APR13.97%
Last UpdatedMarch 23, 2026
Details

Loan Amount: $7,500

Nova Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
10910 W 87th St, Lenexa, KS, 66214
Personal Loan
14.00%
View
▼
APR14.00%
Last UpdatedMarch 23, 2026
Details

No additional details available.

KUMC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.09%
12510 W 62nd Ter Ste 104, Shawnee, KS, 66216 1869
Personal Loan 24 months
14.50%
View
▼
APR14.50%
Last UpdatedMarch 23, 2026
Details

No additional details available.

KUMC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.09%
12510 W 62nd Ter Ste 104, Shawnee, KS, 66216 1869
Personal Loan 36 months
15.50%
View
▼
APR15.50%
Last UpdatedMarch 23, 2026
Details

No additional details available.

Azura Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
610 SW 10th Ave, Topeka, KS, 66612
Personal Loan
16.33%
View
▼
APR16.33%
Last UpdatedMarch 23, 2026
Details

As Low As

Azura Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
610 SW 10th Ave, Topeka, KS, 66612
Personal Loans
16.33%
View
▼
APR16.33%
Last UpdatedMarch 23, 2026
Details

As Low As

KUMC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.09%
12510 W 62nd Ter Ste 104, Shawnee, KS, 66216 1869
Personal Loan 48 months
16.50%
View
▼
APR16.50%
Last UpdatedMarch 23, 2026
Details

No additional details available.

KUMC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.09%
12510 W 62nd Ter Ste 104, Shawnee, KS, 66216 1869
Personal Loan 12 months
17.75%
View
▼
APR17.75%
Last UpdatedMarch 23, 2026
Details

No additional details available.

KUMC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.09%
12510 W 62nd Ter Ste 104, Shawnee, KS, 66216 1869
Personal Loan 24 months
17.75%
View
▼
APR17.75%
Last UpdatedMarch 23, 2026
Details

No additional details available.

Liberty Bank and Trust Company
Institution Rating:
A5.0 ★Texas Ratio: 6.28%
4850 State Ave, Kansas City, KS, 66102
Freedom Fast Personal Loan
18.00%
View
▼
APR18.00%
Last UpdatedMarch 23, 2026
Details

As Low As; Minimum and Maximum Period for Repayment: 12 to 36 Months; Minimum and Maximum Annual Percentage Rate (APR): 9% to 18%; Associated Fees: Document Fee - $20.00 and Origination Fee - $45.00

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
6280 W 135th St, Overland Park, KS, 66223
Debt Consolidation Loan
14.49%
View
▼
APR14.49%
Last UpdatedMarch 23, 2026
Details

No additional details available.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
6280 W 135th St, Overland Park, KS, 66223
Debt Consolidation Loans
14.49%
View
▼
APR14.49%
Last UpdatedMarch 23, 2026
Details

As Low As

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
650 Congressional Dr, Lawrence, KS, 66049 4869
Signature Loan
9.50%
View
▼
APR9.50%
Last UpdatedMarch 23, 2026
Details

As Low As

Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
650 Congressional Dr, Lawrence, KS, 66049 4869
Signature Loan
10.50%
View
▼
APR10.50%
Last UpdatedMarch 23, 2026
Details

As Low As

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.79%
1001 E 23rd St, Lawrence, KS, 66046 5003
Signature
10.75%
View
▼
APR10.75%
Last UpdatedMarch 23, 2026
Details

As Low As

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.79%
1001 E 23rd St, Lawrence, KS, 66046 5003
Signature
11.25%
View
▼
APR11.25%
Last UpdatedMarch 23, 2026
Details

As Low As

Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
650 Congressional Dr, Lawrence, KS, 66049 4869
Signature Loan
11.50%
View
▼
APR11.50%
Last UpdatedMarch 23, 2026
Details

As Low As

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.79%
1001 E 23rd St, Lawrence, KS, 66046 5003
Signature
11.75%
View
▼
APR11.75%
Last UpdatedMarch 23, 2026
Details

As Low As

Premier Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
650 Congressional Dr, Lawrence, KS, 66049
Signature Loan3
11.90%
View
▼
APR11.90%
Last UpdatedMarch 23, 2026
Details

No additional details available.

Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
650 Congressional Dr, Lawrence, KS, 66049 4869
Signature Loan
12.50%
View
▼
APR12.50%
Last UpdatedMarch 23, 2026
Details

As Low As

Premier Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
650 Congressional Dr, Lawrence, KS, 66049
Signature Loan3
12.90%
View
▼
APR12.90%
Last UpdatedMarch 23, 2026
Details

No additional details available.

Premier Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
650 Congressional Dr, Lawrence, KS, 66049
Signature Loan3
13.90%
View
▼
APR13.90%
Last UpdatedMarch 23, 2026
Details

No additional details available.

County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.78%
8615 W Frazier Ln, Wichita, KS, 67212 3834
Signature (Personal)
4.99%
View
▼
APR4.99%
Last UpdatedMarch 23, 2026
Details

No additional details available.

KC FAIRFAX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
104 Sunshine Rd, Kansas City, KS, 66115 1314
Signature Loans
7.00%
View
▼
APR7.00%
Last UpdatedMarch 23, 2026
Details

As Low As

Bell Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
1601 N Lorraine St, Hutchinson, KS, 67501
Signature and/or Miscellaneous Collateral
7.75%
View
▼
APR7.75%
Last UpdatedMarch 23, 2026
Details

"A" APR

Quantum Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
6300 W 21st St N, Wichita, KS, 67205
Signature Loans
7.99%
View
▼
APR7.99%
Last UpdatedMarch 23, 2026
Details

As Low As

Unity One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
4150 Kansas Ave, Kansas City, KS, 66106
Signature & Lifestyle Loans Up to 12 Months
8.24%
View
▼
APR8.24%
Last UpdatedMarch 23, 2026
Details

No additional details available.

Morton Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.38%
121 Morton Dr, South Hutchinson, KS, 67505 1319
Signature Loan A
8.50%
View
▼
APR8.50%
Last UpdatedMarch 23, 2026
Details

No additional details available.

Hutchinson Government Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.18%
121 E Avenue A, Hutchinson, KS, 67501
Signature Loans
8.50%
View
▼
APR8.50%
Last UpdatedMarch 23, 2026
Details

No additional details available.

Quantum Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
6300 W 21st St N, Wichita, KS, 67205
Signature Loans
8.99%
View
▼
APR8.99%
Last UpdatedMarch 23, 2026
Details

As Low As

Dillon Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.28%
2704 N Lorraine St, Hutchinson, KS, 67502
Signature Loan
9.00%
View
▼
APR9.00%
Last UpdatedMarch 23, 2026
Details

No additional details available.

Garden City Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
1601 E kansas plz, garden city, KS, 67846
Signature Loans
9.00%
View
▼
APR9.00%
Last UpdatedMarch 23, 2026
Details

As Low As

Morton Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.38%
121 Morton Dr, South Hutchinson, KS, 67505 1319
Signature Loan B
9.50%
View
▼
APR9.50%
Last UpdatedMarch 23, 2026
Details

No additional details available.

Frontier Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
690 Eisenhower Rd, Leavenworth, KS, 66048 4800
Signature
9.50%
View
▼
APR9.50%
Last UpdatedMarch 23, 2026
Details

As Low As

Unity One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
4150 Kansas Ave, Kansas City, KS, 66106
Signature & Lifestyle Loans Up to 24 Months
9.74%
View
▼
APR9.74%
Last UpdatedMarch 23, 2026
Details

No additional details available.

White Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
2830 Ohio St, Augusta, KS, 67010 2361
Signature Loans
9.75%
View
▼
APR9.75%
Last UpdatedMarch 23, 2026
Details

* APR Annual Percentage Rates to be determined based on loan amount, term and fees. * Example: $3,000 @ 9.75 for 36 months is an estimated monthly payment of $96.43. * Effective date 1-2-2025.

Wichita Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.47%
3730 W 13th St N, Wichita, KS, 67203 4402
Signature Loans
9.75%
View
▼
APR9.75%
Last UpdatedMarch 23, 2026
Details

As Low As

Quantum Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
6300 W 21st St N, Wichita, KS, 67205
Signature Loans
9.99%
View
▼
APR9.99%
Last UpdatedMarch 23, 2026
Details

As Low As

Ark Valley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
1515 N Summit St, Arkansas City, KS, 67005
Signature Loan
10.00%
View
▼
APR10.00%
Last UpdatedMarch 23, 2026
Details

No additional details available.

Frontier Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
690 Eisenhower Rd, Leavenworth, KS, 66048 4800
Signature
10.00%
View
▼
APR10.00%
Last UpdatedMarch 23, 2026
Details

As Low As

Garden City Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
1601 E kansas plz, garden city, KS, 67846
Signature Loans
10.00%
View
▼
APR10.00%
Last UpdatedMarch 23, 2026
Details

As Low As

Unity One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
4150 Kansas Ave, Kansas City, KS, 66106
Signature & Lifestyle Loans Up to 36 Months
10.24%
View
▼
APR10.24%
Last UpdatedMarch 23, 2026
Details

No additional details available.

Kansas Teachers Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.51%
416 N Broadway St, Pittsburg, KS, 66762 3919
Signature
10.25%
View
▼
APR10.25%
Last UpdatedMarch 23, 2026
Details

No additional details available.

Mid Kansas Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.41%
200 W 2nd Ave, Buhler, KS, 67522 2245
SIGNATURE UNSECURED
10.49%
View
▼
APR10.49%
Last UpdatedMarch 23, 2026
Details

As Low As

Morton Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.38%
121 Morton Dr, South Hutchinson, KS, 67505 1319
Signature Loan C
10.50%
View
▼
APR10.50%
Last UpdatedMarch 23, 2026
Details

No additional details available.

Quantum Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
6300 W 21st St N, Wichita, KS, 67205
Signature Loans
10.99%
View
▼
APR10.99%
Last UpdatedMarch 23, 2026
Details

As Low As

CATHOLIC FAMILY
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
717 N Socora St, Wichita, KS, 67212 3670
Signature Loan
11.00%
View
▼
APR11.00%
Last UpdatedMarch 23, 2026
Details

As Low As; Up to 12 months (Other rates up to 60 months)

Sunflower Community Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 21.22%
407 Broadway, Marysville, KS, 66508
Signature Loans
11.00%
View
▼
APR11.00%
Last UpdatedMarch 23, 2026
Details

Credit Score: A - 750 & higher

Frontier Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
690 Eisenhower Rd, Leavenworth, KS, 66048 4800
Signature
11.00%
View
▼
APR11.00%
Last UpdatedMarch 23, 2026
Details

As Low As

Garden City Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
1601 E kansas plz, garden city, KS, 67846
Signature Loans
11.00%
View
▼
APR11.00%
Last UpdatedMarch 23, 2026
Details

As Low As

Great Plains Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
720 N MAIN ST, MCPHERSON, KS, 67460
Signature
11.00%
View
▼
APR11.00%
Last UpdatedMarch 23, 2026
Details

As Low As

Reliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
540 Minnesota Ave, Kansas City, KS, 66101
Signature Loans
11.00%
View
▼
APR11.00%
Last UpdatedMarch 23, 2026
Details

As Low As

Security State Bank Scott City, KS
Institution Rating:
A+5.0 ★Texas Ratio: 1.87%
110 West Avenue B, Syracuse, KS, 67878
Signature Unsecured Loan
11.15%
View
▼
APR11.15%
Last UpdatedMarch 23, 2026
Details

As Low As

Morton Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.38%
121 Morton Dr, South Hutchinson, KS, 67505 1319
Signature Loan D
11.50%
View
▼
APR11.50%
Last UpdatedMarch 23, 2026
Details

No additional details available.

Unity One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
4150 Kansas Ave, Kansas City, KS, 66106
Signature & Lifestyle Loans Up to 48 Months
11.74%
View
▼
APR11.74%
Last UpdatedMarch 23, 2026
Details

No additional details available.

Quantum Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
6300 W 21st St N, Wichita, KS, 67205
Signature Loans
11.99%
View
▼
APR11.99%
Last UpdatedMarch 23, 2026
Details

As Low As

Central Kansas Education Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
1101 S Ohio St Ste D, Salina, KS, 67401 6212
Signature
12.00%
View
▼
APR12.00%
Last UpdatedMarch 23, 2026
Details

As Low As

Reliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
540 Minnesota Ave, Kansas City, KS, 66101
Signature Loans
12.00%
View
▼
APR12.00%
Last UpdatedMarch 23, 2026
Details

As Low As

Kansas State University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.26%
2600 Anderson Ave, Manhattan, KS, 66502
Signature Loan
12.35%
View
▼
APR12.35%
Last UpdatedMarch 23, 2026
Details

As Low As

Sunflower Community Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 21.22%
407 Broadway, Marysville, KS, 66508
Signature Loans
12.50%
View
▼
APR12.50%
Last UpdatedMarch 23, 2026
Details

Credit Score: B - 700 - 749

Credit Union of Emporia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
2711 W 15TH AVE, EMPORIA, KS, 66801
Signature
12.50%
View
▼
APR12.50%
Last UpdatedMarch 23, 2026
Details

As Low As; Over $1000

Emporia State Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
310 W 12th Ave, Emporia, KS, 66801
Unsecured (Signature)
13.00%
View
▼
APR13.00%
Last UpdatedMarch 23, 2026
Details

Up to $5,000; As Low As

Emporia State Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
310 W 12th Ave, Emporia, KS, 66801
Unsecured (Signature) to $10,000
13.00%
View
▼
APR13.00%
Last UpdatedMarch 23, 2026
Details

$5,000; As Low As

B&V Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.87%
11401 Lamar Ave, Overland Park, KS, 66211 1508
Signature
13.00%
View
▼
APR13.00%
Last UpdatedMarch 23, 2026
Details

No additional details available.

B&V Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.87%
11401 Lamar Ave, Overland Park, KS, 66211 1508
Signature Loans
13.00%
View
▼
APR13.00%
Last UpdatedMarch 23, 2026
Details

No additional details available.

United Consumers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
1105 W Dennis Ave, Olathe, KS, 66061
Signature Loan
13.00%
View
▼
APR13.00%
Last UpdatedMarch 23, 2026
Details

As Low As

Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
1015 SW Wanamaker Rd, Topeka, KS, 66604 3806
Signature
13.24%
View
▼
APR13.24%
Last UpdatedMarch 23, 2026
Details

No additional details available.

Bell Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
1601 N Lorraine St, Hutchinson, KS, 67501
Signature and/or Miscellaneous Collateral
13.25%
View
▼
APR13.25%
Last UpdatedMarch 23, 2026
Details

"B" APR

Credit Union of Emporia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
2711 W 15TH AVE, EMPORIA, KS, 66801
Signature
13.50%
View
▼
APR13.50%
Last UpdatedMarch 23, 2026
Details

As Low As; Up to $1000

Crossroads Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.01%
217 e main st, goessel, KS, 67053 8800
Signature
14.00%
View
▼
APR14.00%
Last UpdatedMarch 23, 2026
Details

No additional details available.

Sunflower Community Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 21.22%
407 Broadway, Marysville, KS, 66508
Signature Loans
14.50%
View
▼
APR14.50%
Last UpdatedMarch 23, 2026
Details

Credit Score: C - 650 - 699

Unity One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
4150 Kansas Ave, Kansas City, KS, 66106
Signature & Lifestyle Loans Up to 60 Months
14.74%
View
▼
APR14.74%
Last UpdatedMarch 23, 2026
Details

No additional details available.

Bell Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
1601 N Lorraine St, Hutchinson, KS, 67501
Signature and/or Miscellaneous Collateral
14.75%
View
▼
APR14.75%
Last UpdatedMarch 23, 2026
Details

"C" APR

Sunflower Community Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 21.22%
407 Broadway, Marysville, KS, 66508
Signature Loans
16.00%
View
▼
APR16.00%
Last UpdatedMarch 23, 2026
Details

Credit Score: D - 600 - 649

Bell Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
1601 N Lorraine St, Hutchinson, KS, 67501
Signature and/or Miscellaneous Collateral
17.75%
View
▼
APR17.75%
Last UpdatedMarch 23, 2026
Details

"D" APR

No home improvement personal loan rates found in Lawrence, KS currently.

Frequently Asked Questions

What credit score do I need for a personal loan in Kansas?

Most lenders in Lawrence, Kansas require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Kansas often have more flexible requirements than traditional banks.

What is the difference between secured and unsecured personal loans?

Unsecured personal loans in Lawrence, Kansas require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.

Can I use a personal loan for debt consolidation in Kansas?

Yes. Debt consolidation is one of the most common uses of personal loans in Lawrence, Kansas. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.

Are credit unions or banks better for personal loans in Lawrence, Kansas?

Credit unions in Lawrence, Kansas often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.

What are the best personal loan rates in Lawrence, Kansas?

  • Envista Federal Credit Union: 7.25% (Construction Loans)
  • Capitol Federal Savings Bank: 9.44% (Consumer Lot Loan)
  • Meritrust Federal Credit Union: 9.50% (Signature Loan)
  • Emprise Bank: 9.79% (Personal Loan)
  • Mainstreet Federal Credit Union: 10.75% (Signature)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Lawrence, Kansas. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: March 22, 2026.

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