CD Rates Lawrence, Kansas (KS) for April 2026
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Brian McKay
iEditorial Disclosure
Brian McKay
Brian McKay
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Lawrence, Kansas CD rates include Mid-America BankMid-America Bank4114 W 6th St, Lawrence, KS 66049A+5.0 ★Texas Ratio: 0.00% offering 60 Month CD or IRA Jumbo at 4.04% APY, TriCentury BankTriCentury Bank1444 Kasold Dr, Lawrence, KS 66049A+5.0 ★Texas Ratio: 0.00% offering 12 Month Special CD at 4.00% APY, Mainstreet Federal Credit UnionMainstreet Federal Credit Union1001 E 23rd St, Lawrence, KS 66046 5003A+5.0 ★Texas Ratio: 1.79% offering Share & IRA Certificates 12 month term at 3.64% APY, Envista Federal Credit UnionEnvista Federal Credit Union1555 Wakarusa Dr, Lawrence, KS 66047 1803A+5.0 ★Texas Ratio: 2.83% offering 60 Month Certificate at 3.50% APY, and Truity Federal Credit UnionTruity Federal Credit Union3400 W 6th St, Lawrence, KS 66049 3215A5.0 ★Texas Ratio: 7.04% offering Share Certificate 6 Mo. Jumbo at 3.50% APY. CD rates as of April 2, 2026 according to verified data from MonitorBankRates.
To help you find the best CD rates in Lawrence, Kansas, and the surrounding area,, use our comprehensive rate tables for side-by-side comparisons across all 8 CD terms from local and national banks and credit unions, to ensure you find the best CD rates available.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: April 2, 2026
Compare Best CD Rates in Lawrence, Kansas & the Surrounding Area
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Envista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
1555 Wakarusa Dr, Lawrence, KS 66047 1803
3 Month Certificate
$500
1.50%
▼
Rate1.49%
Min Deposit$500
Min Balance—
UpdatedApr 2, 2026
Details
Farmers and Merchants Bank Milligan, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
719 Wisconsin St, Cawker City, KS 67430
3 Month Certificates of Deposit
$0
4.06%
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Omb Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.97%
8801 Renner Boulevard Suite 401, Lenexa, KS 66219
3 Month CD
$1,000
4.05%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 2, 2026
Details
The renewal rate for the 3-month CD will be based on the 3-month board rate in effect at time of maturity.
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.43%
17000 W 119th St, Olathe, KS 66061
3-Month Certificate
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
No minimum deposit.
Bank of the Flint Hills
Institution Rating:
A-5.0 ★Texas Ratio: 15.48%
806 5th St, Wamego, KS 66547
Certificates of Deposit 3 Month
$0
3.91%
▼
Rate3.85%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
711 Minnesota Ave, Kansas City, KS 66101
3-Month CD
$0
3.80%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Argentine Federal Savings
Institution Rating:
A5.0 ★Texas Ratio: 10.78%
3004 Strong Ave, Kansas City, KS 66106
3 Month CD Special (New Money)
$0
3.70%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
CommunityAmerica Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.94%
9777 Ridge Dr, Lenexa, KS 66219
3-Month Share Certificate
$500
3.60%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 2, 2026
Details
Great Southern Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.82%
1900 Main St, Parsons, KS 67357
3-Month CD
$1,000
3.40%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 2, 2026
Details
Farmway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
200 S Hersey Ave, Beloit, KS 67420
3 Month Share Certificate
$0
3.29%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Kansas Teachers Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.51%
416 N Broadway St, Pittsburg, KS 66762 3919
3 Month Certificate of Deposit
$500
3.25%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 2, 2026
Details
Home Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
217 N Main St, Eureka, KS 67045
3 Month CD
$1,000
3.00%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 2, 2026
Details
Farmers and Drovers Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
201 W Main St, Council Grove, KS 66846
3 Month CD
$0
2.75%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
First FarmBank
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
522 Broadway Ave, Tribune, KS 67879
3 Month CD
$0
2.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
First Bank Creve Coeur, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
6201 College Blvd, Overland Park, KS 66211
3-Month CD
$0
2.01%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Panhandle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
1300 E 5th Ave, Winfield, KS 67156 2407
90 Day CD
$0
1.81%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
FSB of St. Charles, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
6800 College Blvd, Leawood, KS 66211
Certificates of Deposit 3-month
$1,000
1.65%
▼
Rate1.64%
Min Deposit$1,000
Min Balance—
UpdatedApr 2, 2026
Details
KSB Overbrook, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
400 Maple St, Overbrook, KS 66524
3 Month Certificates of Deposit (CD's) & Individual Retirement Accounts (IRA's)
$1,000
1.56%
▼
Rate1.55%
Min Deposit$1,000
Min Balance—
UpdatedApr 2, 2026
Details
FSB Mcpherson, KS
Institution Rating:
A5.0 ★Texas Ratio: 10.04%
2074 E Kansas Ave, Mcpherson, KS 67460
3 month CD
$1,000
1.51%
▼
Rate1.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 2, 2026
Details
The Bank of Tescott
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
104 S Main St, Tescott, KS 67484
Certificates of Deposit (CDs) 3 Month
$0
0.66%
▼
Rate0.66%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
$10,000+
Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
313 W 9th St, Coffeyville, KS 67337 5813
3-MONTH SHARE CERTIFICATE
$1,000
0.60%
▼
Rate0.60%
Min Deposit$1,000
Min Balance—
UpdatedApr 2, 2026
Details
Mid Kansas Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.41%
200 W 2nd Ave, Buhler, KS 67522 2245
Regular 3 Month Share Certificate
$1,000
0.50%
▼
Rate0.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 2, 2026
Details
Southwest National Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.18%
400 E Douglas Ave, Wichita, KS 67202
3 Month Certificate of Deposit
$0
0.30%
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
CD Only
Farmers State Bank Wathena, KS
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
211 Saint Joseph St, Wathena, KS 66090
3 Month Certificates of Deposit
$500
0.20%
▼
Rate0.20%
Min Deposit$500
Min Balance—
UpdatedApr 2, 2026
Details
American Bank of Baxter Springs
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1201 Military Ave, Baxter Springs, KS 66713
3 Month Certificate of Deposit
$1,000
0.10%
▼
Rate0.10%
Min Deposit$1,000
Min Balance—
UpdatedApr 2, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Truity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
3400 W 6th St, Lawrence, KS 66049 3215
Share Certificate 6 Mo. Jumbo
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Sunflower Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.67%
4831 Quail Crest Pl, Lawrence, KS 66049
6-Month CD Special
$0
3.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.79%
1001 E 23rd St, Lawrence, KS 66046 5003
Share & IRA Certificates 6 month term
$0
3.35%
▼
Rate3.31%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Envista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
1555 Wakarusa Dr, Lawrence, KS 66047 1803
6 Month Certificate
$500
3.30%
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedApr 2, 2026
Details
Midwest Regional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
1016 W 6th ST, LAWRENCE, KS 66044 2213
6 Month Share Certificates
$0
3.03%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Mid American Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.01%
550 N Wakarusa Dr, Lawrence, KS 66049
Pay Day Certificate - 6 Month
$0
0.30%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Farmers and Merchants Bank Milligan, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
719 Wisconsin St, Cawker City, KS 67430
6 Month CD
$500
4.27%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 2, 2026
Details
Penalty for early withdrawal
Carson Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
122 W Main St, Mulvane, KS 67110
180 Day CD
$1,500
4.06%
▼
Rate4.00%
Min Deposit$1,500
Min Balance—
UpdatedApr 2, 2026
Details
FSB of Westmoreland
Institution Rating:
A5.0 ★Texas Ratio: 12.46%
307 Main St, Westmoreland, KS 66549
6 Month CD
$1,000
4.04%
▼
Rate4.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 2, 2026
Details
Community Bank Topeka, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
5431 Sw 29th St, Topeka, KS 66614
6 Month Certificate of Deposit
$1,000
4.00%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 2, 2026
Details
For a limited time.
Bank of the Flint Hills
Institution Rating:
A-5.0 ★Texas Ratio: 15.48%
806 5th St, Wamego, KS 66547
Certificates of Deposit 6 Month
$0
3.91%
▼
Rate3.85%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
NBKC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
3510 W 95th St, Leawood, KS 66206
6 month Personal CD
$1,000
3.85%
▼
Rate3.78%
Min Deposit$1,000
Min Balance—
UpdatedApr 2, 2026
Details
Exchange Bank (NE)
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
702 N Washington St, Junction City, KS 66441
6 Month CD Special
$2,500
3.80%
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedApr 2, 2026
Details
In select markets only
Lyndon State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.03%
817 Topeka Ave, Lyndon, KS 66451
6 Month Certificate
$2,500
3.79%
▼
Rate3.75%
Min Deposit$2,500
Min Balance—
UpdatedApr 2, 2026
Details
Union Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
309 Oak St, Bonner Springs, KS 66012
6-month CD
$1,000
3.70%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 2, 2026
Details
Simmons Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
10111 W 21st St N, Wichita, KS 67205
6-month CD
$50,000
3.65%
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedApr 2, 2026
Details
$50,000 - $250,000 New Money
Farmway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
200 S Hersey Ave, Beloit, KS 67420
6 Month Share Certificate
$0
3.63%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
First Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.02%
10910 W 87th St, Lenexa, KS 66214 1603
6 Month Certificate of Deposit
$1,000
3.60%
▼
Rate3.54%
Min Deposit$1,000
Min Balance—
UpdatedApr 2, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
6280 W 135th St, Overland Park, KS 66223
6-Month Share Certificate
$100,000
3.45%
▼
Rate3.40%
Min Deposit$100,000
Min Balance—
UpdatedApr 2, 2026
Details
$100,000 Minimum to Earn APY
The Bank of Tescott
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
104 S Main St, Tescott, KS 67484
Certificates of Deposit (CDs) 6 Month
$0
3.42%
▼
Rate3.38%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
$10,000+
Home Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
217 N Main St, Eureka, KS 67045
6 Month CD
$0
3.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Farmers and Drovers Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
201 W Main St, Council Grove, KS 66846
6 Month CD
$0
3.20%
▼
Rate3.16%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Kansas Teachers Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.51%
416 N Broadway St, Pittsburg, KS 66762 3919
6 Month Certificate of Deposit
$500
3.00%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 2, 2026
Details
Ark Valley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
1515 N Summit St, Arkansas City, KS 67005
6 Month Certificates
$500
2.97%
▼
Rate2.95%
Min Deposit$500
Min Balance—
UpdatedApr 2, 2026
Details
Haviland State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
209 N Main St, Haviland, KS 67059
6 Month Certificate of Deposit
$500
2.87%
▼
Rate2.85%
Min Deposit$500
Min Balance—
UpdatedApr 2, 2026
Details
FSB of Aliceville, Kansas
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
11 W Broadway St, Lebo, KS 66856
CD - 6 month
$0
2.52%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Citizens Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
5151 S 4th St, Leavenworth, KS 66048
6 Month Certificate of Deposit
$1,000
2.50%
▼
Rate2.48%
Min Deposit$1,000
Min Balance—
UpdatedApr 2, 2026
Details
FSB of St. Charles, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
6800 College Blvd, Leawood, KS 66211
Certificates of Deposit 6-month
$1,000
2.40%
▼
Rate2.37%
Min Deposit$1,000
Min Balance—
UpdatedApr 2, 2026
Details
Exchange Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
600 Commercial St, Atchison, KS 66002
6 Month IRA Certificates
$1,000
2.25%
▼
Rate2.23%
Min Deposit$1,000
Min Balance—
UpdatedApr 2, 2026
Details
Panhandle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
1300 E 5th Ave, Winfield, KS 67156 2407
180 Day CD
$0
2.12%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Azura Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
610 SW 10th Ave, Topeka, KS 66612
6 month Certificates
$0
2.02%
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
State Bank of Canton
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
103 S Main St, Canton, KS 67428
Certificate of Deposit 6 Month
$500
1.76%
▼
Rate1.75%
Min Deposit$500
Min Balance—
UpdatedApr 2, 2026
Details
Citizens State Bank Moundridge, KS
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
223 N Main St, Mcpherson, KS 67460
6 Month CD
$1,000
1.70%
▼
Rate1.69%
Min Deposit$1,000
Min Balance—
UpdatedApr 2, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
6860 W 115th St, Overland Park, KS 66211 2457
6-month term Standard CDs
$0
1.35%
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Campus Credit Union
Institution Rating:
B4.7 ★Texas Ratio: 19.23%
4960 E 21st St N, Wichita, KS 67208
6 month Share Certificate
$500
1.00%
▼
Rate1.00%
Min Deposit$500
Min Balance—
UpdatedApr 2, 2026
Details
$500 minimum deposit on all terms
Southwest National Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.18%
400 E Douglas Ave, Wichita, KS 67202
6 Month Certificate of Deposit
$0
0.90%
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Hutchinson Government Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.18%
121 E Avenue A, Hutchinson, KS 67501
6 Month CD
$0
0.75%
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Morton Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.38%
121 Morton Dr, South Hutchinson, KS 67505 1319
6 Month Share Certificates
$0
0.50%
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Crossroads Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.01%
217 e main st, goessel, KS 67053 8800
6 Month Certificate Term
$0
0.40%
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
The Valley State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
502 N Merchant St, Belle Plaine, KS 67013
6 Month IRA
$0
0.25%
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
American Bank of Baxter Springs
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1201 Military Ave, Baxter Springs, KS 66713
6 Month Certificate of Deposit
$1,000
0.16%
▼
Rate0.16%
Min Deposit$1,000
Min Balance—
UpdatedApr 2, 2026
Details
First Citizens Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
7850 College Blvd, Overland Park, KS 66210
6-month automatic saver CD
$500
0.01%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 2, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Mid-America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
4114 W 6th St, Lawrence, KS 66049
1 Year CD or IRA Jumbo
$500
4.04%
▼
Rate4.00%
Min Deposit$500
Min Balance—
UpdatedApr 2, 2026
Details
Jumbo
TriCentury Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1444 Kasold Dr, Lawrence, KS 66049
12 Month Special CD
$100,000
4.00%
▼
Rate3.94%
Min Deposit$100,000
Min Balance—
UpdatedApr 2, 2026
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.79%
1001 E 23rd St, Lawrence, KS 66046 5003
Share & IRA Certificates 12 month term
$0
3.64%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Envista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
1555 Wakarusa Dr, Lawrence, KS 66047 1803
12 Month Certificate
$500
3.10%
▼
Rate3.06%
Min Deposit$500
Min Balance—
UpdatedApr 2, 2026
Details
Emprise Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
1121 Wakarusa Dr, Lawrence, KS 66049
1 Year CD
$1,000
2.80%
▼
Rate2.77%
Min Deposit$1,000
Min Balance—
UpdatedApr 2, 2026
Details
Silver Lake Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
643 Massachusetts St, Lawrence, KS 66044
12 Month Certificates of Deposit or IRA's
$0
1.90%
▼
Rate1.89%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Truity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
3400 W 6th St, Lawrence, KS 66049 3215
Share Certificate 12 Month
$0
1.85%
▼
Rate1.83%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Mid American Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.01%
550 N Wakarusa Dr, Lawrence, KS 66049
Pay Day Certificate - 1 Year
$0
0.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
First Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.02%
10910 W 87th St, Lenexa, KS 66214 1603
Bonus Builder CD (SEG) 12 Month
$0
4.35%
▼
Rate4.26%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Farmers and Merchants Bank Milligan, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
719 Wisconsin St, Cawker City, KS 67430
12 Month Certificates of Deposit
$0
4.11%
▼
Rate4.05%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
KS StateBank
Institution Rating:
A5.0 ★Texas Ratio: 9.13%
1010 Westloop Pl, Manhattan, KS 66502
1 Year CD
$500
3.95%
▼
Rate3.89%
Min Deposit$500
Min Balance—
UpdatedApr 2, 2026
Details
Bank of the Flint Hills
Institution Rating:
A-5.0 ★Texas Ratio: 15.48%
806 5th St, Wamego, KS 66547
Certificates of Deposit 1 Year
$0
3.91%
▼
Rate3.85%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
White Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
2830 Ohio St, Augusta, KS 67010 2361
Term Share : 1 Year
$0
3.80%
▼
Rate3.73%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
FSB of Aliceville, Kansas
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
11 W Broadway St, Lebo, KS 66856
CD - 1 year
$0
3.79%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
CSB of Cheney, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.92%
306 N Main St, Cheney, KS 67025
12 Month CD
$500
3.77%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 2, 2026
Details
$500.00 to open
Mid Kansas Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.41%
200 W 2nd Ave, Buhler, KS 67522 2245
1 Year Add-On Share Certificate
$500
3.75%
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedApr 2, 2026
Details
Exchange Bank (NE)
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
702 N Washington St, Junction City, KS 66441
12 Month CD Special
$2,500
3.70%
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedApr 2, 2026
Details
In select markets only
NBKC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
3510 W 95th St, Leawood, KS 66206
1 year Personal CD
$1,000
3.66%
▼
Rate3.59%
Min Deposit$1,000
Min Balance—
UpdatedApr 2, 2026
Details
Andover State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
511 N Andover Rd, Andover, KS 67002
12-month CD
$1,000
3.65%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 2, 2026
Details
Farmway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
200 S Hersey Ave, Beloit, KS 67420
12 Month Share Certificate
$0
3.60%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Lyndon State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.03%
817 Topeka Ave, Lyndon, KS 66451
1 Year Certificate
$1,000
3.56%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 2, 2026
Details
SM Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.04%
6029 BROADMOOR St, MISSION, KS 66202 9995
1 year Share Certificate
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Union State Bank Arkansas City, KS
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
823 Main St, Winfield, KS 67156
12 Month CD Special
$2,500
3.51%
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedApr 2, 2026
Details
Limited time offer. Not available to other financial institutions or public funds.
Home Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
217 N Main St, Eureka, KS 67045
12 Month CD
$1,000
3.50%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 2, 2026
Details
Argentine Federal Savings
Institution Rating:
A5.0 ★Texas Ratio: 10.78%
3004 Strong Ave, Kansas City, KS 66106
12 Month CD Special**
$0
3.40%
▼
Rate3.34%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
The Bank of Tescott
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
104 S Main St, Tescott, KS 67484
Certificates of Deposit (CDs) 12 Month
$0
3.36%
▼
Rate3.32%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
$10,000+
Mazuma Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.86%
7260 W 135th St, Overland Park, KS 66223
1 Year Certificate
$0
3.20%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Armed Forces Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
320 Kansas Ave, Fort Leavenworth, KS 66027
12-Month Certificate of Deposit IRA
$500
3.15%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 2, 2026
Details
Haviland State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
209 N Main St, Haviland, KS 67059
1 Year Certificate of Deposit
$500
3.13%
▼
Rate3.10%
Min Deposit$500
Min Balance—
UpdatedApr 2, 2026
Details
Security Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
1901 Central Ave, Kansas City, KS 66102
12 Month Certificate of Deposit
$500
3.03%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedApr 2, 2026
Details
FNB of Kansas
Institution Rating:
A+5.0 ★
600 N 4th St, Burlington, KS 66839
12 Month Certificate of Deposit/IRA
$1,000
3.00%
▼
Rate2.98%
Min Deposit$1,000
Min Balance—
UpdatedApr 2, 2026
Details
Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
1015 SW Wanamaker Rd, Topeka, KS 66604 3806
1 Year Share/IRA Certificate
$0
2.95%
▼
Rate2.91%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Ark Valley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
1515 N Summit St, Arkansas City, KS 67005
12 Month Certificates
$1,000
2.85%
▼
Rate2.85%
Min Deposit$1,000
Min Balance—
UpdatedApr 2, 2026
Details
The Alden State Bank
Institution Rating:
A+5.0 ★
124 N Broadway Ave, Sterling, KS 67579
12-month CD IRA
$500
2.75%
▼
Rate2.72%
Min Deposit$500
Min Balance—
UpdatedApr 2, 2026
Details
First National Bank of Hutchinson
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
1 N Main St, Hutchinson, KS 67501
IRA CDs 1 year
$1,000
2.65%
▼
Rate2.63%
Min Deposit$1,000
Min Balance—
UpdatedApr 2, 2026
Details
Azura Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
610 SW 10th Ave, Topeka, KS 66612
12 month Certificates
$0
2.53%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Citizens Bank of Kansas
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
300 N Main St, Kingman, KS 67068
12 Month CD
$500
2.52%
▼
Rate2.50%
Min Deposit$500
Min Balance—
UpdatedApr 2, 2026
Details
Kansas Teachers Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.51%
416 N Broadway St, Pittsburg, KS 66762 3919
12 Month Certificate of Deposit
$500
2.50%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 2, 2026
Details
Johnson State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
106 N Main St, Johnson, KS 67855
IRA Certificates of Deposits to $99,999.99 1 year
$50,000
2.48%
▼
Rate2.46%
Min Deposit$50,000
Min Balance—
UpdatedApr 2, 2026
Details
$50,000
Panhandle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
1300 E 5th Ave, Winfield, KS 67156 2407
12 Month CD
$0
2.42%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Mutual Savings Association
Institution Rating:
A+5.0 ★Texas Ratio: 1.16%
100 S 4th St, Leavenworth, KS 66048
1 Year Certificate
$2,000
2.25%
▼
Rate2.23%
Min Deposit$2,000
Min Balance—
UpdatedApr 2, 2026
Details
FSB Mcpherson, KS
Institution Rating:
A5.0 ★Texas Ratio: 10.04%
2074 E Kansas Ave, Mcpherson, KS 67460
12 month CD
$1,000
2.02%
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 2, 2026
Details
State Bank of Canton
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
103 S Main St, Canton, KS 67428
Certificate of Deposit 12 Month
$500
2.01%
▼
Rate2.00%
Min Deposit$500
Min Balance—
UpdatedApr 2, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
6860 W 115th St, Overland Park, KS 66211 2457
12-month term Standard CDs
$0
1.40%
▼
Rate1.39%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Southwest National Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.18%
400 E Douglas Ave, Wichita, KS 67202
1 Year Certificate of Deposit
$0
1.25%
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Hutchinson Government Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.18%
121 E Avenue A, Hutchinson, KS 67501
12 Month CD
$0
1.00%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Morton Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.38%
121 Morton Dr, South Hutchinson, KS 67505 1319
12 Month Share Certificates
$0
0.60%
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Crossroads Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.01%
217 e main st, goessel, KS 67053 8800
1 year Certificate Term
$0
0.55%
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Farmers State Bank Wathena, KS
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
211 Saint Joseph St, Wathena, KS 66090
12 Month Certificates of Deposit
$500
0.35%
▼
Rate0.35%
Min Deposit$500
Min Balance—
UpdatedApr 2, 2026
Details
The Valley State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
502 N Merchant St, Belle Plaine, KS 67013
1 Year CD
$500
0.25%
▼
Rate0.25%
Min Deposit$500
Min Balance—
UpdatedApr 2, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Mid-America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
4114 W 6th St, Lawrence, KS 66049
18 Month CD or IRA Jumbo
$500
4.04%
▼
Rate4.00%
Min Deposit$500
Min Balance—
UpdatedApr 2, 2026
Details
Jumbo
Envista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
1555 Wakarusa Dr, Lawrence, KS 66047 1803
18 Month Certificate
$500
3.00%
▼
Rate2.96%
Min Deposit$500
Min Balance—
UpdatedApr 2, 2026
Details
Emprise Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
1121 Wakarusa Dr, Lawrence, KS 66049
18 Month Variable CD/IRA
$100
2.55%
▼
Rate2.52%
Min Deposit$100
Min Balance—
UpdatedApr 2, 2026
Details
Fees may reduce earnings.
Truity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
3400 W 6th St, Lawrence, KS 66049 3215
Share Certificate 18 Mo. HSA
$0
1.95%
▼
Rate1.93%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Mid American Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.01%
550 N Wakarusa Dr, Lawrence, KS 66049
Pay Day Certificate - 18 Month
$0
0.45%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
FSB of Westmoreland
Institution Rating:
A5.0 ★Texas Ratio: 12.46%
307 Main St, Westmoreland, KS 66549
18 Month CD
$1,000
3.84%
▼
Rate3.80%
Min Deposit$1,000
Min Balance—
UpdatedApr 2, 2026
Details
Bank of the Flint Hills
Institution Rating:
A-5.0 ★Texas Ratio: 15.48%
806 5th St, Wamego, KS 66547
Certificates of Deposit 18 Month
$0
3.80%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Corporate America Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
6480 Sprint Pkwy Ste I, Overland Park, KS 66211 1166
18-Month Share Certificate
$500
3.75%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 2, 2026
Details
Save more when you move at least $500 from another financial institution.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
6280 W 135th St, Overland Park, KS 66223
IRA Certificate Term 18-Month Variable
$100,000
3.72%
▼
Rate3.66%
Min Deposit$100,000
Min Balance—
UpdatedApr 2, 2026
Details
$100,000 Minimum to Earn APY
ESB Financial
Institution Rating:
C+4.1 ★Texas Ratio: 25.76%
801 Merchant St, Emporia, KS 66801
18 Month Variable IRA
$0
3.65%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
First Bank Creve Coeur, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
6201 College Blvd, Overland Park, KS 66211
18-Month Variable Rate IRA
$0
3.62%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Exchange Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
600 Commercial St, Atchison, KS 66002
18 Month Jumbo CD
$25,000
3.60%
▼
Rate3.55%
Min Deposit$25,000
Min Balance—
UpdatedApr 2, 2026
Details
Farmway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
200 S Hersey Ave, Beloit, KS 67420
18 Month Share Certificate
$0
3.57%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
First Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.02%
10910 W 87th St, Lenexa, KS 66214 1603
18 Month Certificate of Deposit
$1,000
3.55%
▼
Rate3.49%
Min Deposit$1,000
Min Balance—
UpdatedApr 2, 2026
Details
Farmers and Drovers Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
201 W Main St, Council Grove, KS 66846
18 Month CD
$0
3.40%
▼
Rate3.36%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
The Bank of Tescott
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
104 S Main St, Tescott, KS 67484
Certificates of Deposit (CDs) 18 Month
$0
3.36%
▼
Rate3.32%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
$10,000+
CSB of Cheney, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.92%
306 N Main St, Cheney, KS 67025
18 Month CD
$500
3.35%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 2, 2026
Details
$500.00 to open
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
6860 W 115th St, Overland Park, KS 66211 2457
18-month term
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
KSB Overbrook, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
400 Maple St, Overbrook, KS 66524
18 Month Certificates of Deposit (CD's) & Individual Retirement Accounts (IRA's)
$1,000
3.29%
▼
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedApr 2, 2026
Details
Halstead Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
314 Main St, Halstead, KS 67056
IRA INVESTMENT ACCOUNTS 18-Month Fixed Rate Account
$250
3.15%
▼
Rate3.10%
Min Deposit$250
Min Balance—
UpdatedApr 2, 2026
Details
Haviland State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
209 N Main St, Haviland, KS 67059
18 Month Certificate of Deposit
$500
3.13%
▼
Rate3.10%
Min Deposit$500
Min Balance—
UpdatedApr 2, 2026
Details
Academy Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
10000 College Blvd, Overland Park, KS 66210
18-Month Certificate
$500
3.10%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 2, 2026
Details
Citizens Bank of Kansas
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
300 N Main St, Kingman, KS 67068
18 Month CD
$500
3.03%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedApr 2, 2026
Details
Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
1015 SW Wanamaker Rd, Topeka, KS 66604 3806
18 Month Share/IRA Certificate
$0
2.95%
▼
Rate2.91%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Panhandle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
1300 E 5th Ave, Winfield, KS 67156 2407
18 Month CD
$0
2.78%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Citizens State Bank Moundridge, KS
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
223 N Main St, Mcpherson, KS 67460
18 Month CD
$1,000
2.70%
▼
Rate2.68%
Min Deposit$1,000
Min Balance—
UpdatedApr 2, 2026
Details
FSB of St. Charles, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
6800 College Blvd, Leawood, KS 66211
Certificates of Deposit 18-month
$1,000
2.65%
▼
Rate2.62%
Min Deposit$1,000
Min Balance—
UpdatedApr 2, 2026
Details
Armed Forces Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
320 Kansas Ave, Fort Leavenworth, KS 66027
18-Month Certificate of Deposit IRA
$500
2.35%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 2, 2026
Details
First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
711 Minnesota Ave, Kansas City, KS 66101
18-Month CD
$0
2.30%
▼
Rate2.28%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Kansas Teachers Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.51%
416 N Broadway St, Pittsburg, KS 66762 3919
18 Month Certificate of Deposit
$500
2.25%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 2, 2026
Details
State Bank of Canton
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
103 S Main St, Canton, KS 67428
Certificate of Deposit 18 Month
$500
2.01%
▼
Rate2.00%
Min Deposit$500
Min Balance—
UpdatedApr 2, 2026
Details
FNB of Kansas
Institution Rating:
A+5.0 ★
600 N 4th St, Burlington, KS 66839
18 Month Jump Rate - Certificate of Deposit/IRA
$1,000
2.00%
▼
Rate1.99%
Min Deposit$1,000
Min Balance—
UpdatedApr 2, 2026
Details
Union Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
309 Oak St, Bonner Springs, KS 66012
18 month Variable IRA
$0
1.97%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Lyons Federal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.86%
200 East Ave S, Lyons, KS 67554
IRA - 18 Month Variable
$0
1.96%
▼
Rate1.95%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Southwest National Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.18%
400 E Douglas Ave, Wichita, KS 67202
18 Month Certificate of Deposit
$0
1.25%
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Crossroads Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.01%
217 e main st, goessel, KS 67053 8800
18 Month Certificate Term
$0
0.65%
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Morton Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.38%
121 Morton Dr, South Hutchinson, KS 67505 1319
18 Month Share Certificates
$0
0.60%
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Community Bank Topeka, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
5431 Sw 29th St, Topeka, KS 66614
18 Month Variable IRA
$0
0.40%
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
The Valley State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
502 N Merchant St, Belle Plaine, KS 67013
18 Month IRA
$0
0.30%
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
American Bank of Baxter Springs
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1201 Military Ave, Baxter Springs, KS 66713
18 Month Certificate of Deposit
$1,000
0.25%
▼
Rate0.25%
Min Deposit$1,000
Min Balance—
UpdatedApr 2, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Mid-America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
4114 W 6th St, Lawrence, KS 66049
24 Month CD or IRA Jumbo
$500
4.04%
▼
Rate4.00%
Min Deposit$500
Min Balance—
UpdatedApr 2, 2026
Details
Jumbo
Midwest Regional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
1016 W 6th ST, LAWRENCE, KS 66044 2213
24 Month Share Certificates
$0
3.49%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.79%
1001 E 23rd St, Lawrence, KS 66046 5003
Share & IRA Certificates 24 month term
$0
3.10%
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Envista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
1555 Wakarusa Dr, Lawrence, KS 66047 1803
24 Month Certificate
$500
3.05%
▼
Rate3.01%
Min Deposit$500
Min Balance—
UpdatedApr 2, 2026
Details
Emprise Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
1121 Wakarusa Dr, Lawrence, KS 66049
2 Year CD
$1,000
2.70%
▼
Rate2.67%
Min Deposit$1,000
Min Balance—
UpdatedApr 2, 2026
Details
Truity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
3400 W 6th St, Lawrence, KS 66049 3215
Share Certificate 24 Month
$0
2.05%
▼
Rate2.03%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Silver Lake Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
643 Massachusetts St, Lawrence, KS 66044
24 Month Jump Certificates of Deposit or IRA's
$0
2.02%
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Mid American Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.01%
550 N Wakarusa Dr, Lawrence, KS 66049
Pay Day Certificate - 2 Year
$0
0.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
FSB of Westmoreland
Institution Rating:
A5.0 ★Texas Ratio: 12.46%
307 Main St, Westmoreland, KS 66549
24 Month CD
$1,000
3.84%
▼
Rate3.80%
Min Deposit$1,000
Min Balance—
UpdatedApr 2, 2026
Details
KS StateBank
Institution Rating:
A5.0 ★Texas Ratio: 9.13%
1010 Westloop Pl, Manhattan, KS 66502
2 Year CD
$500
3.80%
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedApr 2, 2026
Details
Farmers and Merchants Bank Milligan, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
719 Wisconsin St, Cawker City, KS 67430
24 Month Certificates of Deposit
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Exchange Bank (NE)
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
702 N Washington St, Junction City, KS 66441
24 Month CD Special
$2,500
3.65%
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedApr 2, 2026
Details
In select markets only
First Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.02%
10910 W 87th St, Lenexa, KS 66214 1603
24 Month (Jumbo) Certificate of Deposit
$50,000
3.60%
▼
Rate3.54%
Min Deposit$50,000
Min Balance—
UpdatedApr 2, 2026
Details
Union Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
309 Oak St, Bonner Springs, KS 66012
24-month CD
$1,000
3.51%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 2, 2026
Details
Mutual Savings Association
Institution Rating:
A+5.0 ★Texas Ratio: 1.16%
100 S 4th St, Leavenworth, KS 66048
2 Year Certificate
$2,000
3.50%
▼
Rate3.45%
Min Deposit$2,000
Min Balance—
UpdatedApr 2, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
6280 W 135th St, Overland Park, KS 66223
24-Month Share Certificate
$100,000
3.45%
▼
Rate3.40%
Min Deposit$100,000
Min Balance—
UpdatedApr 2, 2026
Details
$100,000 Minimum to Earn APY
The Bank of Tescott
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
104 S Main St, Tescott, KS 67484
Certificates of Deposit (CDs) 24 Month
$0
3.36%
▼
Rate3.32%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
$10,000+
CSB of Cheney, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.92%
306 N Main St, Cheney, KS 67025
24 Month CD
$500
3.35%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 2, 2026
Details
$500.00 to open
KSB Overbrook, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
400 Maple St, Overbrook, KS 66524
24 Month CD
$0
3.29%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Andover State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
511 N Andover Rd, Andover, KS 67002
24-month CD
$1,000
3.25%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 2, 2026
Details
Panhandle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
1300 E 5th Ave, Winfield, KS 67156 2407
24 Month CD
$0
3.09%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Azura Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
610 SW 10th Ave, Topeka, KS 66612
24 month Certificates
$0
3.04%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Haviland State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
209 N Main St, Haviland, KS 67059
2 Year Certificate of Deposit
$500
3.03%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedApr 2, 2026
Details
NBKC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
3510 W 95th St, Leawood, KS 66206
2 year Personal CD
$250
3.00%
▼
Rate2.96%
Min Deposit$250
Min Balance—
UpdatedApr 2, 2026
Details
Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
1015 SW Wanamaker Rd, Topeka, KS 66604 3806
2 Year Share/IRA Certificate
$0
2.95%
▼
Rate2.91%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
FSB of St. Charles, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
6800 College Blvd, Leawood, KS 66211
Certificates of Deposit 24-month
$1,000
2.90%
▼
Rate2.86%
Min Deposit$1,000
Min Balance—
UpdatedApr 2, 2026
Details
Ark Valley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
1515 N Summit St, Arkansas City, KS 67005
24 Month Certificates
$1,000
2.81%
▼
Rate2.85%
Min Deposit$1,000
Min Balance—
UpdatedApr 2, 2026
Details
First National Bank of Hutchinson
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
1 N Main St, Hutchinson, KS 67501
IRA CDs 2 year
$1,000
2.77%
▼
Rate2.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 2, 2026
Details
Argentine Federal Savings
Institution Rating:
A5.0 ★Texas Ratio: 10.78%
3004 Strong Ave, Kansas City, KS 66106
24 Month CD
$0
2.75%
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
6860 W 115th St, Overland Park, KS 66211 2457
24-month term Standard CDs
$0
2.60%
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Armed Forces Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
320 Kansas Ave, Fort Leavenworth, KS 66027
24-Month Certificate of Deposit IRA
$500
2.35%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 2, 2026
Details
Johnson State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
106 N Main St, Johnson, KS 67855
CD's equal to to $24,999 2 year
$1,000
2.30%
▼
Rate2.29%
Min Deposit$1,000
Min Balance—
UpdatedApr 2, 2026
Details
$1000
Citizens State Bank Moundridge, KS
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
223 N Main St, Mcpherson, KS 67460
24 Month CD
$1,000
2.25%
▼
Rate2.24%
Min Deposit$1,000
Min Balance—
UpdatedApr 2, 2026
Details
Campus Credit Union
Institution Rating:
B4.7 ★Texas Ratio: 19.23%
4960 E 21st St N, Wichita, KS 67208
24 month IRA Certificates
$1,000
2.20%
▼
Rate2.18%
Min Deposit$1,000
Min Balance—
UpdatedApr 2, 2026
Details
State Bank of Canton
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
103 S Main St, Canton, KS 67428
Certificate of Deposit 24 Month
$500
2.01%
▼
Rate2.00%
Min Deposit$500
Min Balance—
UpdatedApr 2, 2026
Details
Kansas Teachers Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.51%
416 N Broadway St, Pittsburg, KS 66762 3919
24 Month Certificate of Deposit
$500
2.00%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 2, 2026
Details
Elevate Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
101 W Main St, Sedan, KS 67361
2 YEAR CD
$0
1.61%
▼
Rate1.60%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Southwest National Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.18%
400 E Douglas Ave, Wichita, KS 67202
2 Year Certificate of Deposit
$0
1.40%
▼
Rate1.39%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Mid Kansas Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.41%
200 W 2nd Ave, Buhler, KS 67522 2245
Regular 2 Year Share Certificate
$1,000
1.35%
▼
Rate1.35%
Min Deposit$1,000
Min Balance—
UpdatedApr 2, 2026
Details
Hutchinson Government Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.18%
121 E Avenue A, Hutchinson, KS 67501
24 Month CD
$0
1.25%
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
313 W 9th St, Coffeyville, KS 67337 5813
2-YEAR SHARE CERTIFICATE
$1,000
1.20%
▼
Rate1.21%
Min Deposit$1,000
Min Balance—
UpdatedApr 2, 2026
Details
Morton Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.38%
121 Morton Dr, South Hutchinson, KS 67505 1319
24 Month Share Certificates
$0
0.80%
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Citizens Bank of Kansas
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
300 N Main St, Kingman, KS 67068
24 Month - One Time Bump CD
$500
0.40%
▼
Rate0.40%
Min Deposit$500
Min Balance—
UpdatedApr 2, 2026
Details
Community Bank Topeka, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
5431 Sw 29th St, Topeka, KS 66614
Commercial Certificates of Deposit 2 Year
$0
0.35%
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
The Valley State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
502 N Merchant St, Belle Plaine, KS 67013
2 Year CD
$500
0.30%
▼
Rate0.30%
Min Deposit$500
Min Balance—
UpdatedApr 2, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Mid-America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
4114 W 6th St, Lawrence, KS 66049
36 Month CD or IRA Jumbo
$500
4.04%
▼
Rate4.00%
Min Deposit$500
Min Balance—
UpdatedApr 2, 2026
Details
Jumbo
Midwest Regional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
1016 W 6th ST, LAWRENCE, KS 66044 2213
36 Month Share Certificates
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.79%
1001 E 23rd St, Lawrence, KS 66046 5003
Share & IRA Certificates 36 month term
$0
3.25%
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Emprise Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
1121 Wakarusa Dr, Lawrence, KS 66049
3 Year CD
$1,000
2.70%
▼
Rate2.67%
Min Deposit$1,000
Min Balance—
UpdatedApr 2, 2026
Details
Truity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
3400 W 6th St, Lawrence, KS 66049 3215
Share Certificate 36 Mo. HSA
$0
2.45%
▼
Rate2.43%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Silver Lake Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
643 Massachusetts St, Lawrence, KS 66044
36 Month Certificates of Deposit or IRA's
$0
2.02%
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Mid American Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.01%
550 N Wakarusa Dr, Lawrence, KS 66049
Pay Day Certificate - 3 Year
$0
0.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
FSB of Westmoreland
Institution Rating:
A5.0 ★Texas Ratio: 12.46%
307 Main St, Westmoreland, KS 66549
36 Month CD
$1,000
3.84%
▼
Rate3.80%
Min Deposit$1,000
Min Balance—
UpdatedApr 2, 2026
Details
KS StateBank
Institution Rating:
A5.0 ★Texas Ratio: 9.13%
1010 Westloop Pl, Manhattan, KS 66502
3 Year CD
$500
3.80%
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedApr 2, 2026
Details
Farmers and Merchants Bank Milligan, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
719 Wisconsin St, Cawker City, KS 67430
36 Month Certificates of Deposit
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
6280 W 135th St, Overland Park, KS 66223
IRA Certificate Term 36-Month Variable
$100,000
3.67%
▼
Rate3.61%
Min Deposit$100,000
Min Balance—
UpdatedApr 2, 2026
Details
$100,000 Minimum to Earn APY
First Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.02%
10910 W 87th St, Lenexa, KS 66214 1603
36 Month (Jumbo) Certificate of Deposit
$50,000
3.65%
▼
Rate3.59%
Min Deposit$50,000
Min Balance—
UpdatedApr 2, 2026
Details
Exchange Bank (NE)
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
702 N Washington St, Junction City, KS 66441
36 Month CD Special
$2,500
3.60%
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedApr 2, 2026
Details
In select markets only
Carson Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
122 W Main St, Mulvane, KS 67110
Certificate of Deposit - IRA 3 Year
$50
3.55%
▼
Rate3.50%
Min Deposit$50
Min Balance—
UpdatedApr 2, 2026
Details
Azura Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
610 SW 10th Ave, Topeka, KS 66612
36 month Certificates
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Panhandle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
1300 E 5th Ave, Winfield, KS 67156 2407
36 Month CD
$0
3.34%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
The Bank of Tescott
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
104 S Main St, Tescott, KS 67484
Certificates of Deposit (CDs) 36 Month
$0
3.26%
▼
Rate3.22%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
$10,000+
KSB Overbrook, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
400 Maple St, Overbrook, KS 66524
36 Month CD
$0
3.24%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
CSB of Cheney, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.92%
306 N Main St, Cheney, KS 67025
36 Month CD
$500
3.05%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 2, 2026
Details
$500.00 to open
Security Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
1901 Central Ave, Kansas City, KS 66102
36 Month Certificate of Deposit
$500
3.03%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedApr 2, 2026
Details
Andover State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
511 N Andover Rd, Andover, KS 67002
36-month CD
$1,000
3.00%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 2, 2026
Details
Lyndon State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.03%
817 Topeka Ave, Lyndon, KS 66451
3 Year Certificate
$100
2.78%
▼
Rate2.75%
Min Deposit$100
Min Balance—
UpdatedApr 2, 2026
Details
First National Bank of Hutchinson
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
1 N Main St, Hutchinson, KS 67501
IRA CDs 3 year
$1,000
2.77%
▼
Rate2.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 2, 2026
Details
NBKC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
3510 W 95th St, Leawood, KS 66206
3 year Personal CD
$250
2.75%
▼
Rate2.72%
Min Deposit$250
Min Balance—
UpdatedApr 2, 2026
Details
Haviland State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
209 N Main St, Haviland, KS 67059
3 Year Certificate of Deposit
$500
2.62%
▼
Rate2.60%
Min Deposit$500
Min Balance—
UpdatedApr 2, 2026
Details
Mutual Savings Association
Institution Rating:
A+5.0 ★Texas Ratio: 1.16%
100 S 4th St, Leavenworth, KS 66048
3 Year Certificate
$2,000
2.50%
▼
Rate2.48%
Min Deposit$2,000
Min Balance—
UpdatedApr 2, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
6860 W 115th St, Overland Park, KS 66211 2457
36-month term Regular CDs
$0
2.49%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Citizens State Bank Moundridge, KS
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
223 N Main St, Mcpherson, KS 67460
36 Month CD
$1,000
2.35%
▼
Rate2.34%
Min Deposit$1,000
Min Balance—
UpdatedApr 2, 2026
Details
Armed Forces Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
320 Kansas Ave, Fort Leavenworth, KS 66027
36-Month Certificate of Deposit IRA
$500
2.27%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 2, 2026
Details
Argentine Federal Savings
Institution Rating:
A5.0 ★Texas Ratio: 10.78%
3004 Strong Ave, Kansas City, KS 66106
36 Month CD
$0
2.25%
▼
Rate2.22%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Kansas Teachers Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.51%
416 N Broadway St, Pittsburg, KS 66762 3919
36 Month Certificate of Deposit
$500
2.00%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 2, 2026
Details
FSB Holton, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
209 Montana Ave, Holton, KS 66436
36 Month Bump Up CD
$500
1.86%
▼
Rate1.85%
Min Deposit$500
Min Balance—
UpdatedApr 2, 2026
Details
First National Bank in Fredonia
Institution Rating:
A+5.0 ★Texas Ratio: 3.43%
730 Madison St, Fredonia, KS 66736
36 Month Fixed CD
$500
1.76%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 2, 2026
Details
Elevate Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
101 W Main St, Sedan, KS 67361
3 YEAR CD
$0
1.71%
▼
Rate1.70%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Mid Kansas Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.41%
200 W 2nd Ave, Buhler, KS 67522 2245
Regular 3 Year Share Certificate
$1,000
1.50%
▼
Rate1.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 2, 2026
Details
Southwest National Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.18%
400 E Douglas Ave, Wichita, KS 67202
3 Year Certificate of Deposit
$0
1.45%
▼
Rate1.44%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Hutchinson Government Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.18%
121 E Avenue A, Hutchinson, KS 67501
36 Month CD
$0
1.35%
▼
Rate1.35%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
American Bank of Baxter Springs
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1201 Military Ave, Baxter Springs, KS 66713
3 Year Certificate of Deposit
$1,000
0.45%
▼
Rate0.45%
Min Deposit$1,000
Min Balance—
UpdatedApr 2, 2026
Details
The Valley State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
502 N Merchant St, Belle Plaine, KS 67013
3 Year CD
$500
0.40%
▼
Rate0.40%
Min Deposit$500
Min Balance—
UpdatedApr 2, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Mid-America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
4114 W 6th St, Lawrence, KS 66049
48 Month CD or IRA Jumbo
$500
4.04%
▼
Rate4.00%
Min Deposit$500
Min Balance—
UpdatedApr 2, 2026
Details
Jumbo
Envista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
1555 Wakarusa Dr, Lawrence, KS 66047 1803
48 Month Certificate
$500
3.50%
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedApr 2, 2026
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.79%
1001 E 23rd St, Lawrence, KS 66046 5003
Share & IRA Certificates 48 month term
$0
3.00%
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Emprise Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
1121 Wakarusa Dr, Lawrence, KS 66049
4 Year CD
$1,000
2.65%
▼
Rate2.62%
Min Deposit$1,000
Min Balance—
UpdatedApr 2, 2026
Details
Truity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
3400 W 6th St, Lawrence, KS 66049 3215
Share Certificate 48 Month
$0
2.55%
▼
Rate2.52%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Silver Lake Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
643 Massachusetts St, Lawrence, KS 66044
48 Month Certificates of Deposit or IRA's
$0
2.02%
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Mid American Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.01%
550 N Wakarusa Dr, Lawrence, KS 66049
Pay Day Certificate - 4 year
$0
0.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
KS StateBank
Institution Rating:
A5.0 ★Texas Ratio: 9.13%
1010 Westloop Pl, Manhattan, KS 66502
4 Year CD
$500
3.80%
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedApr 2, 2026
Details
Farmers and Merchants Bank Milligan, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
719 Wisconsin St, Cawker City, KS 67430
48 Month Certificates of Deposit
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
FSB of Westmoreland
Institution Rating:
A5.0 ★Texas Ratio: 12.46%
307 Main St, Westmoreland, KS 66549
48 Month CD
$1,000
3.73%
▼
Rate3.70%
Min Deposit$1,000
Min Balance—
UpdatedApr 2, 2026
Details
Bank of the Flint Hills
Institution Rating:
A-5.0 ★Texas Ratio: 15.48%
806 5th St, Wamego, KS 66547
Certificates of Deposit 4 Year
$0
3.70%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Azura Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
610 SW 10th Ave, Topeka, KS 66612
48 month Certificates
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
First Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.02%
10910 W 87th St, Lenexa, KS 66214 1603
48 Month (Jumbo) Certificate of Deposit
$50,000
3.55%
▼
Rate3.49%
Min Deposit$50,000
Min Balance—
UpdatedApr 2, 2026
Details
Panhandle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
1300 E 5th Ave, Winfield, KS 67156 2407
48 Month CD
$0
3.39%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
The Bank of Tescott
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
104 S Main St, Tescott, KS 67484
Certificates of Deposit (CDs) 48 Month
$0
3.26%
▼
Rate3.22%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
$10,000+
Home Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
217 N Main St, Eureka, KS 67045
48 Month CD
$1,000
3.25%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 2, 2026
Details
KSB Overbrook, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
400 Maple St, Overbrook, KS 66524
48 Month Certificates of Deposit (CD's) & Individual Retirement Accounts (IRA's)
$1,000
3.24%
▼
Rate3.20%
Min Deposit$1,000
Min Balance—
UpdatedApr 2, 2026
Details
The Valley State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
502 N Merchant St, Belle Plaine, KS 67013
4 Year CD
$500
3.20%
▼
Rate3.16%
Min Deposit$500
Min Balance—
UpdatedApr 2, 2026
Details
Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
1015 SW Wanamaker Rd, Topeka, KS 66604 3806
4 Year Share/IRA Certificate
$0
3.10%
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Security Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
1901 Central Ave, Kansas City, KS 66102
48 Month Certificate of Deposit
$500
3.03%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedApr 2, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
6860 W 115th St, Overland Park, KS 66211 2457
48-month term Standard CDs
$0
2.90%
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Farmway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
200 S Hersey Ave, Beloit, KS 67420
48 Month Share Certificate
$0
2.88%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Lyndon State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.03%
817 Topeka Ave, Lyndon, KS 66451
4 Year Certificate
$100
2.78%
▼
Rate2.75%
Min Deposit$100
Min Balance—
UpdatedApr 2, 2026
Details
NBKC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
3510 W 95th St, Leawood, KS 66206
4 year Personal CD
$250
2.75%
▼
Rate2.71%
Min Deposit$250
Min Balance—
UpdatedApr 2, 2026
Details
FNB of Kansas
Institution Rating:
A+5.0 ★
600 N 4th St, Burlington, KS 66839
48 Month Certificate of Deposit/IRA
$1,000
2.50%
▼
Rate2.48%
Min Deposit$1,000
Min Balance—
UpdatedApr 2, 2026
Details
Citizens State Bank Moundridge, KS
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
223 N Main St, Mcpherson, KS 67460
48 Month CD
$1,000
2.40%
▼
Rate2.39%
Min Deposit$1,000
Min Balance—
UpdatedApr 2, 2026
Details
State Bank of Canton
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
103 S Main St, Canton, KS 67428
Certificate of Deposit 48 Month
$500
2.36%
▼
Rate2.35%
Min Deposit$500
Min Balance—
UpdatedApr 2, 2026
Details
Campus Credit Union
Institution Rating:
B4.7 ★Texas Ratio: 19.23%
4960 E 21st St N, Wichita, KS 67208
48 month IRA Certificates
$1,000
2.35%
▼
Rate2.33%
Min Deposit$1,000
Min Balance—
UpdatedApr 2, 2026
Details
Armed Forces Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
320 Kansas Ave, Fort Leavenworth, KS 66027
48-Month Certificate of Deposit IRA
$500
2.27%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 2, 2026
Details
Argentine Federal Savings
Institution Rating:
A5.0 ★Texas Ratio: 10.78%
3004 Strong Ave, Kansas City, KS 66106
48 Month CD
$0
2.00%
▼
Rate1.97%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Exchange Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
600 Commercial St, Atchison, KS 66002
48 Month Jump IRA Certificate
$5,000
1.90%
▼
Rate1.89%
Min Deposit$5,000
Min Balance—
UpdatedApr 2, 2026
Details
Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
313 W 9th St, Coffeyville, KS 67337 5813
4-YEAR SHARE CERTIFICATE
$1,000
1.80%
▼
Rate1.81%
Min Deposit$1,000
Min Balance—
UpdatedApr 2, 2026
Details
Kansas Teachers Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.51%
416 N Broadway St, Pittsburg, KS 66762 3919
48 Month Certificate of Deposit
$500
1.75%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 2, 2026
Details
Mid Kansas Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.41%
200 W 2nd Ave, Buhler, KS 67522 2245
Regular 4 Year Share Certificate
$1,000
1.65%
▼
Rate1.65%
Min Deposit$1,000
Min Balance—
UpdatedApr 2, 2026
Details
Southwest National Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.18%
400 E Douglas Ave, Wichita, KS 67202
4 Year Certificate of Deposit
$0
1.55%
▼
Rate1.54%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Hutchinson Government Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.18%
121 E Avenue A, Hutchinson, KS 67501
48 Month CD
$0
1.50%
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Farmers State Bank Wathena, KS
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
211 Saint Joseph St, Wathena, KS 66090
48 Month Certificates of Deposit
$500
0.70%
▼
Rate0.70%
Min Deposit$500
Min Balance—
UpdatedApr 2, 2026
Details
Citizens Bank of Kansas
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
300 N Main St, Kingman, KS 67068
48 Month CD
$500
0.45%
▼
Rate0.45%
Min Deposit$500
Min Balance—
UpdatedApr 2, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Mid-America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
4114 W 6th St, Lawrence, KS 66049
60 Month CD or IRA Jumbo
$500
4.04%
▼
Rate4.00%
Min Deposit$500
Min Balance—
UpdatedApr 2, 2026
Details
Jumbo
Envista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
1555 Wakarusa Dr, Lawrence, KS 66047 1803
60 Month Certificate
$500
3.50%
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedApr 2, 2026
Details
Truity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
3400 W 6th St, Lawrence, KS 66049 3215
Share Certificate 60 Month
$0
3.00%
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.79%
1001 E 23rd St, Lawrence, KS 66046 5003
Share & IRA Certificates 60 month term
$0
2.90%
▼
Rate2.87%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Emprise Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
1121 Wakarusa Dr, Lawrence, KS 66049
5 Year CD
$1,000
2.65%
▼
Rate2.62%
Min Deposit$1,000
Min Balance—
UpdatedApr 2, 2026
Details
Mid American Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.01%
550 N Wakarusa Dr, Lawrence, KS 66049
Pay Day Certificate - 5 Year
$0
0.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
KS StateBank
Institution Rating:
A5.0 ★Texas Ratio: 9.13%
1010 Westloop Pl, Manhattan, KS 66502
5 Year CD
$500
3.90%
▼
Rate3.84%
Min Deposit$500
Min Balance—
UpdatedApr 2, 2026
Details
Farmers and Drovers Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
201 W Main St, Council Grove, KS 66846
60 Month CD
$0
3.85%
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Farmers and Merchants Bank Milligan, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
719 Wisconsin St, Cawker City, KS 67430
60 Month Certificates of Deposit
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
FSB of Westmoreland
Institution Rating:
A5.0 ★Texas Ratio: 12.46%
307 Main St, Westmoreland, KS 66549
60 Month CD
$1,000
3.73%
▼
Rate3.70%
Min Deposit$1,000
Min Balance—
UpdatedApr 2, 2026
Details
Azura Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
610 SW 10th Ave, Topeka, KS 66612
60 month Certificates
$0
3.66%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Bank of the Flint Hills
Institution Rating:
A-5.0 ★Texas Ratio: 15.48%
806 5th St, Wamego, KS 66547
Certificates of Deposit 5 Year
$0
3.65%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Carson Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
122 W Main St, Mulvane, KS 67110
Certificate of Deposit - IRA 5 Year
$50
3.55%
▼
Rate3.50%
Min Deposit$50
Min Balance—
UpdatedApr 2, 2026
Details
Panhandle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
1300 E 5th Ave, Winfield, KS 67156 2407
60 Month CD
$0
3.44%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
First Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.02%
10910 W 87th St, Lenexa, KS 66214 1603
60 Month Certificate of Deposit
$1,000
3.40%
▼
Rate3.35%
Min Deposit$1,000
Min Balance—
UpdatedApr 2, 2026
Details
The Bank of Tescott
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
104 S Main St, Tescott, KS 67484
Certificates of Deposit (CDs) 60 Month
$0
3.26%
▼
Rate3.22%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
$10,000+
Home Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
217 N Main St, Eureka, KS 67045
60 Month CD
$1,000
3.25%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 2, 2026
Details
KSB Overbrook, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
400 Maple St, Overbrook, KS 66524
60 Month Certificates of Deposit (CD's) & Individual Retirement Accounts (IRA's)
$1,000
3.24%
▼
Rate3.20%
Min Deposit$1,000
Min Balance—
UpdatedApr 2, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
6860 W 115th St, Overland Park, KS 66211 2457
60-month term Standard CDs
$0
3.10%
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
Security Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
1901 Central Ave, Kansas City, KS 66102
60 Month Certificate of Deposit
$500
3.03%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedApr 2, 2026
Details
Lyndon State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.03%
817 Topeka Ave, Lyndon, KS 66451
5 Year Certificate
$100
2.78%
▼
Rate2.75%
Min Deposit$100
Min Balance—
UpdatedApr 2, 2026
Details
NBKC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
3510 W 95th St, Leawood, KS 66206
5 year Personal CD
$250
2.75%
▼
Rate2.71%
Min Deposit$250
Min Balance—
UpdatedApr 2, 2026
Details
Ark Valley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
1515 N Summit St, Arkansas City, KS 67005
60 Month Certificates
$1,000
2.61%
▼
Rate2.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 2, 2026
Details
Citizens State Bank Moundridge, KS
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
223 N Main St, Mcpherson, KS 67460
60 Month CD
$1,000
2.50%
▼
Rate2.48%
Min Deposit$1,000
Min Balance—
UpdatedApr 2, 2026
Details
The Valley State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
502 N Merchant St, Belle Plaine, KS 67013
5 Year CD
$500
2.27%
▼
Rate2.25%
Min Deposit$500
Min Balance—
UpdatedApr 2, 2026
Details
Mid Kansas Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.41%
200 W 2nd Ave, Buhler, KS 67522 2245
5 Year Senior -No Penalty Share Certificates
$1,000
2.25%
▼
Rate2.25%
Min Deposit$1,000
Min Balance—
UpdatedApr 2, 2026
Details
Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
313 W 9th St, Coffeyville, KS 67337 5813
5-YEAR SHARE CERTIFICATE
$1,000
2.00%
▼
Rate2.02%
Min Deposit$1,000
Min Balance—
UpdatedApr 2, 2026
Details
Farmers State Bank Wathena, KS
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
211 Saint Joseph St, Wathena, KS 66090
60 Month Certificates of Deposit
$500
0.80%
▼
Rate0.80%
Min Deposit$500
Min Balance—
UpdatedApr 2, 2026
Details
Community Bank Topeka, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
5431 Sw 29th St, Topeka, KS 66614
Commercial Certificates of Deposit 5 Year
$0
0.75%
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details
American Bank of Baxter Springs
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1201 Military Ave, Baxter Springs, KS 66713
5 Year Certificate of Deposit
$1,000
0.65%
▼
Rate0.65%
Min Deposit$1,000
Min Balance—
UpdatedApr 2, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
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Frequently Asked Questions about CD Rates in Lawrence, Kansas
Are CD rates in Lawrence, Kansas FDIC insured?
Yes, most established banks in Lawrence, Kansas are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in Lawrence, Kansas?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Lawrence, Kansas.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Lawrence, Kansas may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in Lawrence, Kansas?
Here are recent top rates found for this area:
- Mid-America Bank: 4.04% APY (60 Month CD or IRA Jumbo)
- TriCentury Bank: 4.00% APY (12 Month Special CD)
- Mainstreet Federal Credit Union: 3.64% APY (Share & IRA Certificates 12 month term)
- Envista Federal Credit Union: 3.50% APY (48 Month Certificate)
- Truity Federal Credit Union: 3.50% APY (Share Certificate 6 Mo. Jumbo)
- Midwest Regional Credit Union: 3.49% APY (24 Month Share Certificates)
- Sunflower Bank: 3.40% APY (6-Month CD Special)
- Emprise Bank: 2.80% APY (1 Year CD)
- Silver Lake Bank: 2.02% APY (48 Month Certificates of Deposit or IRA's)
- Mid American Credit Union: 0.60% APY (Pay Day Certificate - 4 year)
Rates reflect recent verified offers available in Lawrence, Kansas. Last Updated: April 2, 2026
CD Calculators
Methodology & Data Sources
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Lawrence, Kansas directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Lawrence, Kansas. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in KS.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: April 2, 2026
