MonitorBankRates
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

CD Rates Kansas (KS) for April 2026

Current Kansas CD rates include Farmers and Merchants Bank Milligan, NEFarmers and Merchants Bank Milligan, NE719 Wisconsin St, Cawker City, KS 67430A+5.0 ★Texas Ratio: 0.00%Real return: +1.36%APY minus CPI (February 2026) offering 24 Month CD at 4.16% APY, Carson BankCarson Bank122 W Main St, Mulvane, KS 67110A+5.0 ★Texas Ratio: 1.31%Real return: +1.26%APY minus CPI (February 2026) offering 180 Day CD at 4.06% APY, Omb BankOmb Bank8801 Renner Boulevard Suite 401, Lenexa, KS 66219A+5.0 ★Texas Ratio: 4.97%Real return: +1.25%APY minus CPI (February 2026) offering 3 Month CD at 4.05% APY, Mid-America BankMid-America Bank802 Ames St, Baldwin City, KS 66006A+5.0 ★Texas Ratio: 0.00%Real return: +1.24%APY minus CPI (February 2026) offering 60 Month CD or IRA Jumbo at 4.04% APY, and KS StateBankKS StateBank1010 Westloop Pl, Manhattan, KS 66502A5.0 ★Texas Ratio: 9.13%Real return: +1.20%APY minus CPI (February 2026) offering 6 Month CD at 4.00% APY. CD rates as of April 21, 2026 according to verified data from MonitorBankRates.

Use the tables below to compare CD rates across all terms in Kansas side-by-side. Kansas CD rates currently reach as high as 4.16% APY from Farmers and Merchants Bank Milligan, NE at 719 Wisconsin St, Cawker City, KS 67430. Rates are continually updated — we recommend checking back frequently.

The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: April 21, 2026

Compare Best CD Rates in Kansas

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Omb Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.97%
8801 Renner Boulevard Suite 401, Lenexa, KS 66219
3 Month CD
$1,000
4.05%
Rate
Min Deposit$1,000
Min Balance
UpdatedApr 21, 2026
Details

Bank of the Flint Hills
Institution Rating:
A-5.0 ★Texas Ratio: 15.48%
806 5th St, Wamego, KS 66547
Certificates of Deposit 3 Month
$0
3.91%
Rate3.85%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Argentine Federal Savings
Institution Rating:
A5.0 ★Texas Ratio: 10.78%
3004 Strong Ave, Kansas City, KS 66106
3 Month CD
$0
3.85%
Rate
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

FSB of Westmoreland
Institution Rating:
A5.0 ★Texas Ratio: 12.46%
307 Main St, Westmoreland, KS 66549
3 Month CD
$1,000
3.80%
Rate3.75%
Min Deposit$1,000
Min Balance
UpdatedApr 21, 2026
Details

First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
711 Minnesota Ave, Kansas City, KS 66101
3-Month CD
$0
3.80%
Rate3.75%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

CommunityAmerica Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.94%
9777 Ridge Dr, Lenexa, KS 66219
3-Month Share Certificate
$500
3.60%
Rate
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

Great Southern Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.82%
1900 Main St, Parsons, KS 67357
3-Month CD
$1,000
3.40%
Rate
Min Deposit$1,000
Min Balance
UpdatedApr 21, 2026
Details

Farmway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
200 S Hersey Ave, Beloit, KS 67420
3 Month Share Certificate
$0
3.29%
Rate3.25%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Kansas Teachers Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.51%
416 N Broadway St, Pittsburg, KS 66762 3919
3 Month Certificate of Deposit
$500
3.25%
Rate
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

American Bank of Baxter Springs
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1201 Military Ave, Baxter Springs, KS 66713
3 Month Certificate of Deposit
$1,000
3.25%
Rate3.21%
Min Deposit$1,000
Min Balance
UpdatedApr 21, 2026
Details

Kansas State University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.26%
2600 Anderson Ave, Manhattan, KS 66502
Share Certificate of Deposit 90 Days
$0
3.00%
Rate
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Topeka Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
320 S Kansas Ave Ste 100, Topeka, KS 66603 3644
3 Month Share Certificates
$0
3.00%
Rate
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

KC FAIRFAX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
104 Sunshine Rd, Kansas City, KS 66115 1314
Share Certificate 90 Days
$0
3.00%
Rate3.00%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Emprise Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
20 S Mission St, Council Grove, KS 66846
3 Months CD
$1,000
3.00%
Rate2.97%
Min Deposit$1,000
Min Balance
UpdatedApr 21, 2026
Details

Farmers and Drovers Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
201 W Main St, Council Grove, KS 66846
3 Month CD
$0
2.75%
Rate2.72%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

CNB Hugoton, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
601 S Main St, Hugoton, KS 67951
Regular Certificates of Deposit 3 Months
$0
2.37%
Rate2.35%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Johnson State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
106 N Main St, Johnson, KS 67855
CD's greater than or equal to ** 3 months
$0
2.03%
Rate2.01%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

$100,000

First Bank Creve Coeur, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
6201 College Blvd, Overland Park, KS 66211
3-Month CD
$0
2.00%
Rate
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Panhandle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
1300 E 5th Ave, Winfield, KS 67156 2407
90 Day CD
$0
1.81%
Rate
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

FSB of St. Charles, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
6800 College Blvd, Leawood, KS 66211
Certificates of Deposit 3-month
$1,000
1.65%
Rate1.64%
Min Deposit$1,000
Min Balance
UpdatedApr 21, 2026
Details

FSB Mcpherson, KS
Institution Rating:
A5.0 ★Texas Ratio: 10.04%
2074 E Kansas Ave, Mcpherson, KS 67460
3 month CD
$1,000
1.51%
Rate1.50%
Min Deposit$1,000
Min Balance
UpdatedApr 21, 2026
Details

Envista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
3626 SW Wanamaker Rd, Topeka, KS 66614 4528
3 Month Certificate
$500
1.00%
Rate0.99%
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

The Bank of Tescott
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
104 S Main St, Tescott, KS 67484
Certificates of Deposit (CDs) 3 Month
$10,000
0.66%
Rate0.66%
Min Deposit$10,000
Min Balance
UpdatedApr 21, 2026
Details

$10,000+

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
6860 W 115th St, Overland Park, KS 66211 2457
3-month term Standard CDs
$0
0.60%
Rate0.60%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

FirstOak Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
113 N Penn Ave, Independence, KS 67301
3 Months Certificate of Deposit
$0
0.55%
Rate0.55%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Lyndon State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.03%
817 Topeka Ave, Lyndon, KS 66451
3 Month Certificate
$2,500
0.50%
Rate0.50%
Min Deposit$2,500
Min Balance
UpdatedApr 21, 2026
Details

State Bank of Canton
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
103 S Main St, Canton, KS 67428
Certificate of Deposit 3 Month
$500
0.50%
Rate0.50%
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

Mid Kansas Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.41%
200 W 2nd Ave, Buhler, KS 67522 2245
Regular 3 Month Share Certificate
$1,000
0.50%
Rate0.50%
Min Deposit$1,000
Min Balance
UpdatedApr 21, 2026
Details

Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
11737 E 21st St N, Wichita, KS 67206 3502
3 Month Certificate of Deposit
$500
0.40%
Rate0.40%
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

Southwest National Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.18%
400 E Douglas Ave, Wichita, KS 67202
3 Month Certificate of Deposit
$0
0.30%
Rate0.30%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

CD Only

Farmers State Bank Wathena, KS
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
211 Saint Joseph St, Wathena, KS 66090
3 Month Certificates of Deposit
$500
0.20%
Rate0.20%
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

Security Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
1901 Central Ave, Kansas City, KS 66102
90 Day Certificate of Deposit
$500
0.20%
Rate0.20%
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

CSB of Cheney, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.92%
306 N Main St, Cheney, KS 67025
13-90 Day CD
$2,500
0.20%
Rate
Min Deposit$2,500
Min Balance
UpdatedApr 21, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
11809 Shawnee Mission Pkwy, Shawnee, KS 66203
3 month Standard Fixed Rate CD
$2,500
0.06%
Rate0.06%
Min Deposit$2,500
Min Balance
UpdatedApr 21, 2026
Details

Early withdrawal penalties may apply

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Carson Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
122 W Main St, Mulvane, KS 67110
180 Day CD
$1,500
4.06%
Rate4.00%
Min Deposit$1,500
Min Balance
UpdatedApr 21, 2026
Details

KS StateBank
Institution Rating:
A5.0 ★Texas Ratio: 9.13%
1010 Westloop Pl, Manhattan, KS 66502
6 Month CD
$500
4.00%
Rate3.94%
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

Bank of the Flint Hills
Institution Rating:
A-5.0 ★Texas Ratio: 15.48%
806 5th St, Wamego, KS 66547
Certificates of Deposit 6 Month
$0
3.91%
Rate3.85%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

NBKC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
3510 W 95th St, Leawood, KS 66206
6 month CD
$1,000
3.85%
Rate3.78%
Min Deposit$1,000
Min Balance
UpdatedApr 21, 2026
Details

White Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
2830 Ohio St, Augusta, KS 67010 2361
Term Share : 6 Months
$0
3.80%
Rate3.73%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Exchange Bank (NE)
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
702 N Washington St, Junction City, KS 66441
6 Month CD Special
$2,500
3.80%
Rate
Min Deposit$2,500
Min Balance
UpdatedApr 21, 2026
Details

In select markets only. The annual percentage yield is accurate as of date of publication. The minimum deposit $2,500.00. Offer may expire without notice. Penalty assessed for early withdrawal-fees could reduce the earnings on the account. No minimum to earn APY.

FSB of Westmoreland
Institution Rating:
A5.0 ★Texas Ratio: 12.46%
307 Main St, Westmoreland, KS 66549
6 Month CD
$1,000
3.80%
Rate3.76%
Min Deposit$1,000
Min Balance
UpdatedApr 21, 2026
Details

Lyndon State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.03%
817 Topeka Ave, Lyndon, KS 66451
6 Month Certificate
$2,500
3.79%
Rate3.75%
Min Deposit$2,500
Min Balance
UpdatedApr 21, 2026
Details

First Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.02%
10910 W 87th St, Lenexa, KS 66214 1603
6 Month (Jumbo) Certificate of Deposit
$50,000
3.70%
Rate3.64%
Min Deposit$50,000
Min Balance
UpdatedApr 21, 2026
Details

Union Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
309 Oak St, Bonner Springs, KS 66012
6-month CD
$1,000
3.70%
Rate
Min Deposit$1,000
Min Balance
UpdatedApr 21, 2026
Details

Union State Bank Arkansas City, KS
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
823 Main St, Winfield, KS 67156
6-Month CD Special
$2,500
3.70%
Rate
Min Deposit$2,500
Min Balance
UpdatedApr 21, 2026
Details

Union State Bank CD Specials are available as a limited time offer. $2,500 minimum balance required, other restrictions apply.

Simmons Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
10111 W 21st St N, Wichita, KS 67205
6-month CD
$50,000
3.65%
Rate
Min Deposit$50,000
Min Balance
UpdatedApr 21, 2026
Details

$50,000 - $250,000 New Money

Farmway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
200 S Hersey Ave, Beloit, KS 67420
6 Month Share Certificate
$0
3.63%
Rate3.60%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Denison State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
3675 74th St, Meriden, KS 66512
6 month CD IRA
$500
3.60%
Rate3.55%
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

Argentine Federal Savings
Institution Rating:
A5.0 ★Texas Ratio: 10.78%
3004 Strong Ave, Kansas City, KS 66106
6 Month CD
$0
3.60%
Rate
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

SM Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.04%
6029 BROADMOOR St, MISSION, KS 66202 9995
6 months Share Certificate
$0
3.55%
Rate3.50%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

United Consumers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
1105 W Dennis Ave, Olathe, KS 66061
Preferred Certificates of Deposit (CD) 6 months
$0
3.51%
Rate
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
711 Minnesota Ave, Kansas City, KS 66101
6-Month CD
$0
3.50%
Rate3.47%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Premier Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
610 E Cloud Ave, Andover, KS 67002 8952
Share and IRA Certificates min. 6 Months
$0
3.50%
Rate3.45%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

$500

Truity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
3400 W 6th St, Lawrence, KS 66049 3215
Share Certificate 6 Mo. Jumbo
$0
3.50%
Rate3.45%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
11737 E 21st St N, Wichita, KS 67206 3502
6 Month Certificate of Deposit
$500
3.50%
Rate3.45%
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

Public Safety Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
7721 W 123rd St, Overland Park, KS 66213 1303
6 Month Share CD or IRA CD
$500
3.45%
Rate3.40%
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

Certificate rates vary based on member relationship with the Credit Union. Rates shown include all available bonuses.

The Bank of Tescott
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
104 S Main St, Tescott, KS 67484
Certificates of Deposit (CDs) 6 Month
$10,000
3.42%
Rate3.38%
Min Deposit$10,000
Min Balance
UpdatedApr 21, 2026
Details

$10,000+

Great Southern Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.82%
1900 Main St, Parsons, KS 67357
6-Month CD
$1,000
3.40%
Rate
Min Deposit$1,000
Min Balance
UpdatedApr 21, 2026
Details

Sunflower Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.67%
711 N Kansas Ave, Liberal, KS 67901
6-Month CD Special
$0
3.40%
Rate
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.79%
13001 W 95th St, Lenexa, KS 66215 3726
Share & IRA Certificates 6 month term
$0
3.35%
Rate3.31%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Envista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
3626 SW Wanamaker Rd, Topeka, KS 66614 4528
6 Month Certificate
$500
3.30%
Rate3.25%
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
1015 SW Wanamaker Rd, Topeka, KS 66604 3806
6 Month Share/IRA Certificate
$0
3.30%
Rate3.25%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Midwest Heritage Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
8900 W 135th St, Overland Park, KS 66221
6 Months CD Options
$0
3.28%
Rate3.25%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

American Bank of Baxter Springs
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1201 Military Ave, Baxter Springs, KS 66713
6 Month Certificate of Deposit
$1,000
3.26%
Rate3.23%
Min Deposit$1,000
Min Balance
UpdatedApr 21, 2026
Details

Home Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
217 N Main St, Eureka, KS 67045
6 Month CD
$0
3.25%
Rate
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Farmers and Drovers Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
201 W Main St, Council Grove, KS 66846
6 Month CD
$0
3.20%
Rate3.16%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Kansas State University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.26%
2600 Anderson Ave, Manhattan, KS 66502
Share Certificate of Deposit 180 Days
$0
3.20%
Rate
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Credit Union of Emporia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
2711 W 15TH AVE, EMPORIA, KS 66801
6 months Certificate
$0
3.03%
Rate3.00%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Security Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
1901 Central Ave, Kansas City, KS 66102
6 Month Certificate of Deposit
$500
3.03%
Rate3.00%
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

Midwest Regional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
7240 STATE AVE, KANSAS CITY, KS 66112
Share Certificates 6 Month
$0
3.03%
Rate3.00%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Emprise Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
20 S Mission St, Council Grove, KS 66846
6 Months CD
$1,000
3.00%
Rate2.98%
Min Deposit$1,000
Min Balance
UpdatedApr 21, 2026
Details

Topeka Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
320 S Kansas Ave Ste 100, Topeka, KS 66603 3644
6 Month Share Certificates
$0
3.00%
Rate
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Kansas Teachers Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.51%
416 N Broadway St, Pittsburg, KS 66762 3919
6 Month Certificate of Deposit
$500
3.00%
Rate
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

Ark Valley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
1515 N Summit St, Arkansas City, KS 67005
6 Month Certificate
$500
2.97%
Rate2.95%
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

The Bank of Protection
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
145 E Main St, Coldwater, KS 67029
6 Month Certificate of Deposit
$500
2.87%
Rate2.85%
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

Haviland State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
209 N Main St, Haviland, KS 67059
6 Month Certificate of Deposit
$500
2.87%
Rate2.85%
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

Reliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
540 Minnesota Ave, Kansas City, KS 66101
Share Certificates 6 months
$0
2.78%
Rate2.75%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

CNB Hugoton, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
601 S Main St, Hugoton, KS 67951
Regular Certificates of Deposit 6 Months
$0
2.62%
Rate2.60%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

FSB of Aliceville, Kansas
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
11 W Broadway St, Lebo, KS 66856
CD - 6 month
$0
2.52%
Rate2.50%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Citizens Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
5151 S 4th St, Leavenworth, KS 66048
6 Month Certificate of Deposit
$1,000
2.50%
Rate2.48%
Min Deposit$1,000
Min Balance
UpdatedApr 21, 2026
Details

KC FAIRFAX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
104 Sunshine Rd, Kansas City, KS 66115 1314
Share Certificate 6 Months
$0
2.50%
Rate2.50%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

FSB of St. Charles, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
6800 College Blvd, Leawood, KS 66211
Certificates of Deposit 6-month
$1,000
2.40%
Rate2.37%
Min Deposit$1,000
Min Balance
UpdatedApr 21, 2026
Details

Skyward Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
4 Cessna Blvd, Wichita, KS 67215 1423
Share Certificate 6 Months
$1,000
2.30%
Rate
Min Deposit$1,000
Min Balance
UpdatedApr 21, 2026
Details

Johnson State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
106 N Main St, Johnson, KS 67855
CD's greater than or equal to ** 6 months
$0
2.24%
Rate2.22%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

$100,000

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Farmers and Merchants Bank Milligan, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
719 Wisconsin St, Cawker City, KS 67430
12-Month CD
$500
4.11%
Rate
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

Penalty for early withdrawal

Mid-America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
802 Ames St, Baldwin City, KS 66006
1 Year CD or IRA Jumbo
$500
4.04%
Rate4.00%
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

TriCentury Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
33485 Lexington Ave, De Soto, KS 66018
12 Month Special CD
$100,000
4.00%
Rate3.94%
Min Deposit$100,000
Min Balance
UpdatedApr 21, 2026
Details

Quantum Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
6300 W 21st St N, Wichita, KS 67205
12 Month CD
$0
4.00%
Rate
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

KS StateBank
Institution Rating:
A5.0 ★Texas Ratio: 9.13%
1010 Westloop Pl, Manhattan, KS 66502
1 Year CD
$500
3.95%
Rate3.89%
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

Bank of the Flint Hills
Institution Rating:
A-5.0 ★Texas Ratio: 15.48%
806 5th St, Wamego, KS 66547
Certificates of Deposit 1 Year
$0
3.91%
Rate3.85%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Frontier Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
690 Eisenhower Rd, Leavenworth, KS 66048 4800
Jumbo Certificate to open 12 Months
$0
3.90%
Rate
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

$50,000

Public Safety Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
7721 W 123rd St, Overland Park, KS 66213 1303
1 Year Share CD or IRA CD
$500
3.90%
Rate3.83%
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

Certificate rates vary based on member relationship with the Credit Union. Rates shown include all available bonuses.

Community National Bank Seneca, KS
Institution Rating:
F2.6 ★Texas Ratio: 44.27%
210 Main St, Seneca, KS 66538
CD Special: Online Only - 12 mo. Term
$1,000
3.80%
Rate
Min Deposit$1,000
Min Balance
UpdatedApr 21, 2026
Details

Online Only; Annual Percentage Yield (APY) is 3.80% on this 12 Month Certificate of Deposit. Minimum deposit of $1,000.00 is required to obtain Annual Percentage Yield (APY). Annual Percentage Yield (APY) stated accurate as of 1/7/2026. Substantial penalty for early withdrawals. Maximum amount to open CD is $90,000 Only available to Consumer Customers. No Institutional or Public Funds are eligible for this promotion. Not available for IRA's; Apply now

White Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
2830 Ohio St, Augusta, KS 67010 2361
Term Share : 1 Year
$0
3.80%
Rate3.73%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

FSB of Aliceville, Kansas
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
11 W Broadway St, Lebo, KS 66856
CD - 1 year
$0
3.79%
Rate3.75%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Elevate Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
101 W Main St, Sedan, KS 67361
1 YEAR CD
$0
3.79%
Rate3.75%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

CSB of Cheney, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.92%
306 N Main St, Cheney, KS 67025
12 Month CD
$500
3.77%
Rate
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

First Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.02%
10910 W 87th St, Lenexa, KS 66214 1603
Smart Growth CD Rate 12 Month
$100
3.75%
Rate3.69%
Min Deposit$100
Min Balance
UpdatedApr 21, 2026
Details

Mutual Savings Association
Institution Rating:
A+5.0 ★Texas Ratio: 1.16%
100 S 4th St, Leavenworth, KS 66048
1 Year Certificate
$2,000
3.75%
Rate3.70%
Min Deposit$2,000
Min Balance
UpdatedApr 21, 2026
Details

Exchange Bank (NE)
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
702 N Washington St, Junction City, KS 66441
12 Month CD Special
$2,500
3.70%
Rate
Min Deposit$2,500
Min Balance
UpdatedApr 21, 2026
Details

In select markets only. The annual percentage yield is accurate as of date of publication. The minimum deposit $2,500.00. Offer may expire without notice. Penalty assessed for early withdrawal-fees could reduce the earnings on the account. No minimum to earn APY.

FNB of Hope
Institution Rating:
D3.4 ★Texas Ratio: 34.15%
112 N Main St, Hope, KS 67451
IRA Certificate of Deposits 12-Month Variable
$500
3.68%
Rate
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

NBKC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
3510 W 95th St, Leawood, KS 66206
1 year CD
$1,000
3.66%
Rate3.59%
Min Deposit$1,000
Min Balance
UpdatedApr 21, 2026
Details

United Consumers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
1105 W Dennis Ave, Olathe, KS 66061
Preferred Certificates of Deposit (CD) 12 months
$0
3.65%
Rate
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

FSB of Westmoreland
Institution Rating:
A5.0 ★Texas Ratio: 12.46%
307 Main St, Westmoreland, KS 66549
12 Month CD
$1,000
3.65%
Rate3.62%
Min Deposit$1,000
Min Balance
UpdatedApr 21, 2026
Details

Andover State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
511 N Andover Rd, Andover, KS 67002
12-month CD
$1,000
3.65%
Rate
Min Deposit$1,000
Min Balance
UpdatedApr 21, 2026
Details

First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
711 Minnesota Ave, Kansas City, KS 66101
12-Month CD
$0
3.65%
Rate3.60%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Midwest Regional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
7240 STATE AVE, KANSAS CITY, KS 66112
Share Certificates 12 Month
$0
3.64%
Rate3.60%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.79%
13001 W 95th St, Lenexa, KS 66215 3726
Share & IRA Certificates 12 month term
$0
3.64%
Rate3.60%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Denison State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
3675 74th St, Meriden, KS 66512
1 year CD IRA
$500
3.60%
Rate3.55%
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

Farmway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
200 S Hersey Ave, Beloit, KS 67420
12 Month Share Certificate
$0
3.60%
Rate3.60%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Lyndon State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.03%
817 Topeka Ave, Lyndon, KS 66451
1 Year Certificate
$1,000
3.56%
Rate3.50%
Min Deposit$1,000
Min Balance
UpdatedApr 21, 2026
Details

SM Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.04%
6029 BROADMOOR St, MISSION, KS 66202 9995
1 year Share Certificate
$0
3.55%
Rate3.50%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

KSB Overbrook, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
400 Maple St, Overbrook, KS 66524
12 Month CD
$0
3.55%
Rate3.50%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Academy Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
10000 College Blvd, Overland Park, KS 66210
12-Month Certificate of Deposit
$500
3.55%
Rate
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

Union Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
309 Oak St, Bonner Springs, KS 66012
12-month CD
$1,000
3.55%
Rate
Min Deposit$1,000
Min Balance
UpdatedApr 21, 2026
Details

Union State Bank Arkansas City, KS
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
823 Main St, Winfield, KS 67156
12-Month CD Special
$2,500
3.51%
Rate
Min Deposit$2,500
Min Balance
UpdatedApr 21, 2026
Details

Union State Bank CD Specials are available as a limited time offer. $2,500 minimum balance required, other restrictions apply.

Mid Kansas Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.41%
200 W 2nd Ave, Buhler, KS 67522 2245
1 Year Add-On Share Certificate
$500
3.50%
Rate3.50%
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

Kansas State University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.26%
2600 Anderson Ave, Manhattan, KS 66502
Share Certificate of Deposit 1 Year
$0
3.50%
Rate
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Premier Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
610 E Cloud Ave, Andover, KS 67002 8952
Share and IRA Certificates min. 12 Months
$0
3.50%
Rate3.45%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

$500

Midwest Heritage Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
8900 W 135th St, Overland Park, KS 66221
12 Months CD Options
$0
3.50%
Rate3.50%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
11737 E 21st St N, Wichita, KS 67206 3502
1 Year Certificate of Deposit
$500
3.50%
Rate3.45%
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

Topeka Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
320 S Kansas Ave Ste 100, Topeka, KS 66603 3644
12 Month Share Certificates
$0
3.50%
Rate
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Mazuma Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.86%
7260 W 135th St, Overland Park, KS 66223
1 Year Certificate
$0
3.50%
Rate3.44%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
6280 W 135th St, Overland Park, KS 66223
IRA Certificate Term 12-Month Fixed
$100,000
3.40%
Rate3.35%
Min Deposit$100,000
Min Balance
UpdatedApr 21, 2026
Details

$100,000 Minimum to Earn APY

Farmers and Drovers Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
201 W Main St, Council Grove, KS 66846
12 Month CD
$0
3.40%
Rate3.36%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

The Bank of Tescott
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
104 S Main St, Tescott, KS 67484
Certificates of Deposit (CDs) 12 Month
$10,000
3.36%
Rate3.32%
Min Deposit$10,000
Min Balance
UpdatedApr 21, 2026
Details

$10,000+

American Bank of Baxter Springs
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1201 Military Ave, Baxter Springs, KS 66713
12 Month Certificate of Deposit
$1,000
3.28%
Rate3.25%
Min Deposit$1,000
Min Balance
UpdatedApr 21, 2026
Details

The Bank of Protection
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
145 E Main St, Coldwater, KS 67029
1 Year Certificate of Deposit
$500
3.13%
Rate3.10%
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

Haviland State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
209 N Main St, Haviland, KS 67059
1 Year Certificate of Deposit
$500
3.13%
Rate3.10%
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

CNB Hugoton, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
601 S Main St, Hugoton, KS 67951
Regular Certificates of Deposit 12 Months
$0
3.07%
Rate3.05%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

The Alden State Bank
Institution Rating:
A+5.0 ★
124 N Broadway Ave, Sterling, KS 67579
12-month CD
$500
3.05%
Rate
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

Credit Union of Emporia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
2711 W 15TH AVE, EMPORIA, KS 66801
12 months Certificate
$0
3.03%
Rate3.00%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Reliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
540 Minnesota Ave, Kansas City, KS 66101
Share Certificates 12 months
$0
3.03%
Rate3.00%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Security Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
1901 Central Ave, Kansas City, KS 66102
12 Month Certificate of Deposit
$500
3.03%
Rate3.00%
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Mid-America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
802 Ames St, Baldwin City, KS 66006
18 Month CD or IRA Jumbo
$500
4.04%
Rate4.00%
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

Bank of the Flint Hills
Institution Rating:
A-5.0 ★Texas Ratio: 15.48%
806 5th St, Wamego, KS 66547
Certificates of Deposit 18 Month
$0
3.80%
Rate3.75%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Corporate America Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
6480 Sprint Pkwy Ste I, Overland Park, KS 66211 1166
18-Month Share Certificate
$500
3.75%
Rate
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

Save more when you move at least $500 from another financial institution.

FSB of Westmoreland
Institution Rating:
A5.0 ★Texas Ratio: 12.46%
307 Main St, Westmoreland, KS 66549
IRA - 18 Month CD
$1,000
3.73%
Rate3.70%
Min Deposit$1,000
Min Balance
UpdatedApr 21, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
6280 W 135th St, Overland Park, KS 66223
IRA Certificate Term 18-Month Variable
$100,000
3.69%
Rate3.63%
Min Deposit$100,000
Min Balance
UpdatedApr 21, 2026
Details

$100,000 Minimum to Earn APY

ESB Financial
Institution Rating:
C+4.1 ★Texas Ratio: 25.76%
801 Merchant St, Emporia, KS 66801
18 Month Variable IRA Certificates of Deposit (CDs)
$0
3.65%
Rate3.60%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

First Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.02%
10910 W 87th St, Lenexa, KS 66214 1603
18 Month (Jumbo) Certificate of Deposit
$50,000
3.65%
Rate3.59%
Min Deposit$50,000
Min Balance
UpdatedApr 21, 2026
Details

First Bank Creve Coeur, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
6201 College Blvd, Overland Park, KS 66211
18-Month Variable Rate IRA
$0
3.62%
Rate
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Public Safety Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
7721 W 123rd St, Overland Park, KS 66213 1303
1.5 Year Share CD or IRA CD
$500
3.60%
Rate3.54%
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

Certificate rates vary based on member relationship with the Credit Union. Rates shown include all available bonuses.

Farmway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
200 S Hersey Ave, Beloit, KS 67420
18 Month Share Certificate
$0
3.57%
Rate3.60%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

United Consumers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
1105 W Dennis Ave, Olathe, KS 66061
Preferred Certificates of Deposit (CD) 18 months
$0
3.55%
Rate
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
11737 E 21st St N, Wichita, KS 67206 3502
18 Month Certificate of Deposit
$500
3.50%
Rate3.45%
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

Premier Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
610 E Cloud Ave, Andover, KS 67002 8952
Share and IRA Certificates min. 18 Months
$0
3.50%
Rate3.45%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

$500

First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
711 Minnesota Ave, Kansas City, KS 66101
18-Month CD
$0
3.45%
Rate3.41%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Farmers and Drovers Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
201 W Main St, Council Grove, KS 66846
18 Month CD
$0
3.40%
Rate3.36%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

The Bank of Tescott
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
104 S Main St, Tescott, KS 67484
Certificates of Deposit (CDs) 18 Month
$10,000
3.36%
Rate3.32%
Min Deposit$10,000
Min Balance
UpdatedApr 21, 2026
Details

$10,000+

CSB of Cheney, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.92%
306 N Main St, Cheney, KS 67025
18 Month CD
$500
3.35%
Rate
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

American Bank of Baxter Springs
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1201 Military Ave, Baxter Springs, KS 66713
18 Month Certificate of Deposit
$1,000
3.30%
Rate3.27%
Min Deposit$1,000
Min Balance
UpdatedApr 21, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
6860 W 115th St, Overland Park, KS 66211 2457
18-month term
$0
3.30%
Rate3.25%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Halstead Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
314 Main St, Halstead, KS 67056
IRA INVESTMENT ACCOUNTS 18-Month Fixed Rate Account
$250
3.15%
Rate3.10%
Min Deposit$250
Min Balance
UpdatedApr 21, 2026
Details

The Bank of Protection
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
145 E Main St, Coldwater, KS 67029
18 Month Certificate of Deposit
$500
3.13%
Rate3.10%
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

Haviland State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
209 N Main St, Haviland, KS 67059
18 Month Certificate of Deposit
$500
3.13%
Rate3.10%
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

CNB Hugoton, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
601 S Main St, Hugoton, KS 67951
Regular Certificates of Deposit 18 Months
$0
3.12%
Rate3.10%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Academy Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
10000 College Blvd, Overland Park, KS 66210
18-Month Certificate of Deposit
$500
3.10%
Rate
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

Security Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
1901 Central Ave, Kansas City, KS 66102
18 Month Certificate of Deposit
$500
3.03%
Rate3.00%
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

Carson Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
122 W Main St, Mulvane, KS 67110
Certificate of Deposit - IRA 18 Month
$50
3.03%
Rate3.00%
Min Deposit$50
Min Balance
UpdatedApr 21, 2026
Details

Citizens Bank of Kansas
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
300 N Main St, Kingman, KS 67068
18 Month CD
$500
3.03%
Rate3.00%
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

Envista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
3626 SW Wanamaker Rd, Topeka, KS 66614 4528
18 Month Certificate
$500
3.00%
Rate2.96%
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

Denison State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
3675 74th St, Meriden, KS 66512
18 month CD IRA
$500
3.00%
Rate2.97%
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
1015 SW Wanamaker Rd, Topeka, KS 66604 3806
18 Month Share/IRA Certificate
$0
2.95%
Rate2.91%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Credit Union of Emporia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
2711 W 15TH AVE, EMPORIA, KS 66801
18 months Certificate
$0
2.83%
Rate2.80%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Panhandle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
1300 E 5th Ave, Winfield, KS 67156 2407
18 Month CD
$0
2.78%
Rate
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Heritage Bank Topeka, KS
Institution Rating:
A5.0 ★Texas Ratio: 8.71%
600 S Kansas Ave, Topeka, KS 66603
18 Months CD
$0
2.78%
Rate2.75%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Citizens State Bank Moundridge, KS
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
223 N Main St, Mcpherson, KS 67460
18 Month CD
$1,000
2.70%
Rate2.68%
Min Deposit$1,000
Min Balance
UpdatedApr 21, 2026
Details

FSB of St. Charles, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
6800 College Blvd, Leawood, KS 66211
Certificates of Deposit 18-month
$1,000
2.65%
Rate2.62%
Min Deposit$1,000
Min Balance
UpdatedApr 21, 2026
Details

Kaw Valley Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
1110 N Kansas Ave, Topeka, KS 66608
18 Months High Balance Certificates of Deposits
$100,000
2.63%
Rate2.60%
Min Deposit$100,000
Min Balance
UpdatedApr 21, 2026
Details

Wheat State Credit Union
Institution Rating:
D3.6 ★Texas Ratio: 32.05%
1400 S Oliver Ave, Wichita, KS 67218 3226
18 months Share Certificate
$0
2.60%
Rate2.58%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Emprise Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
20 S Mission St, Council Grove, KS 66846
18 Month Variable CD/IRA
$100
2.55%
Rate2.52%
Min Deposit$100
Min Balance
UpdatedApr 21, 2026
Details

Fees may reduce earnings.

United Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
912 N ARCHER AVE, NORTON, KS 67654 1404
18 Months Certificate
$1,000
2.50%
Rate2.48%
Min Deposit$1,000
Min Balance
UpdatedApr 21, 2026
Details

TriCentury Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
33485 Lexington Ave, De Soto, KS 66018
18 Months CD
$1,000
2.50%
Rate2.48%
Min Deposit$1,000
Min Balance
UpdatedApr 21, 2026
Details

Johnson State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
106 N Main St, Johnson, KS 67855
IRA Certificates of Deposits to $9,999 18 months
$0
2.32%
Rate2.31%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

$100

SM Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.04%
6029 BROADMOOR St, MISSION, KS 66202 9995
18 months Share Certificate
$0
2.27%
Rate2.25%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Kansas Teachers Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.51%
416 N Broadway St, Pittsburg, KS 66762 3919
18 Month Certificate of Deposit
$500
2.25%
Rate
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

FNB of Kansas
Institution Rating:
A+5.0 ★
600 N 4th St, Burlington, KS 66839
18 Month Certificate of Deposit/IRA
$1,000
2.25%
Rate2.24%
Min Deposit$1,000
Min Balance
UpdatedApr 21, 2026
Details

Stock Exchange Bank, Caldwell, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
103 S Main St, Caldwell, KS 67022
18 Months IRA
$0
2.17%
Rate2.15%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Lyndon State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.03%
817 Topeka Ave, Lyndon, KS 66451
18 Months Certificate
$1,000
2.07%
Rate2.05%
Min Deposit$1,000
Min Balance
UpdatedApr 21, 2026
Details

State Bank of Canton
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
103 S Main St, Canton, KS 67428
Certificate of Deposit 18 Month
$500
2.01%
Rate2.00%
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

Campus Credit Union
Institution Rating:
B4.7 ★Texas Ratio: 19.23%
4960 E 21st St N, Wichita, KS 67208
18 month IRA Certificates
$0
1.97%
Rate1.95%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

$1,000 minimum deposit on all terms

Lyons Federal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.86%
200 East Ave S, Lyons, KS 67554
IRA - 18 Month Variable
$0
1.96%
Rate1.95%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Truity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
3400 W 6th St, Lawrence, KS 66049 3215
Share Certificate 18 Month
$0
1.95%
Rate1.93%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Farmers and Merchants Bank Milligan, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
719 Wisconsin St, Cawker City, KS 67430
24 Month CD
$500
4.16%
Rate
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

Penalty for early withdrawal

Mid-America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
802 Ames St, Baldwin City, KS 66006
24 Month CD or IRA Jumbo
$500
4.04%
Rate4.00%
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

KS StateBank
Institution Rating:
A5.0 ★Texas Ratio: 9.13%
1010 Westloop Pl, Manhattan, KS 66502
2 Year CD
$500
3.80%
Rate3.75%
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

Bank of the Flint Hills
Institution Rating:
A-5.0 ★Texas Ratio: 15.48%
806 5th St, Wamego, KS 66547
Certificates of Deposit 2 Year
$0
3.75%
Rate3.70%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Exchange Bank (NE)
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
702 N Washington St, Junction City, KS 66441
24 Month CD Special
$2,500
3.65%
Rate
Min Deposit$2,500
Min Balance
UpdatedApr 21, 2026
Details

In select markets only. The annual percentage yield is accurate as of date of publication. The minimum deposit $2,500.00. Offer may expire without notice. Penalty assessed for early withdrawal-fees could reduce the earnings on the account. No minimum to earn APY.

FSB of Westmoreland
Institution Rating:
A5.0 ★Texas Ratio: 12.46%
307 Main St, Westmoreland, KS 66549
24 Month CD
$1,000
3.65%
Rate3.62%
Min Deposit$1,000
Min Balance
UpdatedApr 21, 2026
Details

First Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.02%
10910 W 87th St, Lenexa, KS 66214 1603
24 Month (Jumbo) Certificate of Deposit
$50,000
3.60%
Rate3.54%
Min Deposit$50,000
Min Balance
UpdatedApr 21, 2026
Details

Farmers and Drovers Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
201 W Main St, Council Grove, KS 66846
24 Month CD
$0
3.50%
Rate3.46%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Premier Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
610 E Cloud Ave, Andover, KS 67002 8952
Share and IRA Certificates min. 24 Months
$0
3.50%
Rate3.45%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

$500

Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
11737 E 21st St N, Wichita, KS 67206 3502
2 Year Certificate of Deposit
$500
3.50%
Rate3.45%
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

Denison State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
3675 74th St, Meriden, KS 66512
2 year CD IRA
$500
3.50%
Rate3.45%
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

Mutual Savings Association
Institution Rating:
A+5.0 ★Texas Ratio: 1.16%
100 S 4th St, Leavenworth, KS 66048
2 Year Certificate
$2,000
3.50%
Rate3.45%
Min Deposit$2,000
Min Balance
UpdatedApr 21, 2026
Details

Midwest Regional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
7240 STATE AVE, KANSAS CITY, KS 66112
Share Certificates 24 Month
$0
3.49%
Rate3.45%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

United Consumers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
1105 W Dennis Ave, Olathe, KS 66061
Preferred Certificates of Deposit (CD) 24 months
$0
3.45%
Rate
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
6280 W 135th St, Overland Park, KS 66223
IRA Certificate Term 24-Month Fixed
$100,000
3.45%
Rate3.40%
Min Deposit$100,000
Min Balance
UpdatedApr 21, 2026
Details

$100,000 Minimum to Earn APY

The Bank of Tescott
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
104 S Main St, Tescott, KS 67484
Certificates of Deposit (CDs) 24 Month
$10,000
3.36%
Rate3.32%
Min Deposit$10,000
Min Balance
UpdatedApr 21, 2026
Details

$10,000+

CSB of Cheney, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.92%
306 N Main St, Cheney, KS 67025
24 Month CD
$500
3.35%
Rate
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

KSB Overbrook, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
400 Maple St, Overbrook, KS 66524
24 Month CD
$0
3.29%
Rate3.25%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Panhandle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
1300 E 5th Ave, Winfield, KS 67156 2407
24 Month CD
$0
3.29%
Rate
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

White Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
2830 Ohio St, Augusta, KS 67010 2361
Term Share : 2 Years
$0
3.25%
Rate3.20%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Kansas State University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.26%
2600 Anderson Ave, Manhattan, KS 66502
Share Certificate of Deposit 2 Year
$0
3.25%
Rate
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

NBKC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
3510 W 95th St, Leawood, KS 66206
Personal IRA CD 2 year
$250
3.25%
Rate3.20%
Min Deposit$250
Min Balance
UpdatedApr 21, 2026
Details

Public Safety Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
7721 W 123rd St, Overland Park, KS 66213 1303
2 Year Share CD or IRA CD
$500
3.25%
Rate3.20%
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

Certificate rates vary based on member relationship with the Credit Union. Rates shown include all available bonuses.

Andover State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
511 N Andover Rd, Andover, KS 67002
24-month CD
$1,000
3.25%
Rate
Min Deposit$1,000
Min Balance
UpdatedApr 21, 2026
Details

CNB Hugoton, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
601 S Main St, Hugoton, KS 67951
Regular Certificates of Deposit 24 Months
$0
3.22%
Rate3.19%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Academy Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
10000 College Blvd, Overland Park, KS 66210
24-Month Certificate of Deposit
$500
3.10%
Rate
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.79%
13001 W 95th St, Lenexa, KS 66215 3726
Share & IRA Certificates 24 month term
$0
3.10%
Rate3.06%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Envista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
3626 SW Wanamaker Rd, Topeka, KS 66614 4528
24 Month Certificate
$500
3.05%
Rate3.01%
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

Lyndon State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.03%
817 Topeka Ave, Lyndon, KS 66451
2 Year Certificate
$100
3.04%
Rate3.00%
Min Deposit$100
Min Balance
UpdatedApr 21, 2026
Details

Azura Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
610 SW 10th Ave, Topeka, KS 66612
IRA Certificate 24 month
$0
3.04%
Rate3.00%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Security Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
1901 Central Ave, Kansas City, KS 66102
24 Month Certificate of Deposit
$500
3.03%
Rate3.00%
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

The Bank of Protection
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
145 E Main St, Coldwater, KS 67029
2 Year Certificate of Deposit
$500
3.03%
Rate3.00%
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

Haviland State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
209 N Main St, Haviland, KS 67059
2 Year Certificate of Deposit
$500
3.03%
Rate3.00%
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

Mazuma Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.86%
7260 W 135th St, Overland Park, KS 66223
2 Years Certificate
$0
3.00%
Rate2.96%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Union State Bank Olsburg, KS
Institution Rating:
A-4.9 ★Texas Ratio: 16.38%
204 E Highway 16, Olsburg, KS 66520
2 year Certificates of Deposit (CDs)
$0
3.00%
Rate2.97%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Union State Bank of Everest
Institution Rating:
A+5.0 ★Texas Ratio: 2.77%
117 S Union St, Mc Louth, KS 66054
2 year Certificates of Deposit (CDs)
$0
3.00%
Rate2.97%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
1015 SW Wanamaker Rd, Topeka, KS 66604 3806
2 Year Share/IRA Certificate
$0
2.95%
Rate2.91%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Credit Union of Emporia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
2711 W 15TH AVE, EMPORIA, KS 66801
24 months Certificate
$0
2.93%
Rate2.90%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

FSB of St. Charles, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
6800 College Blvd, Leawood, KS 66211
Certificates of Deposit 24-month
$1,000
2.90%
Rate2.86%
Min Deposit$1,000
Min Balance
UpdatedApr 21, 2026
Details

Ark Valley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
1515 N Summit St, Arkansas City, KS 67005
24 Month Certificate
$1,000
2.81%
Rate2.85%
Min Deposit$1,000
Min Balance
UpdatedApr 21, 2026
Details

First National Bank of Hutchinson
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
1 N Main St, Hutchinson, KS 67501
IRA CDs 2 year
$1,000
2.77%
Rate2.75%
Min Deposit$1,000
Min Balance
UpdatedApr 21, 2026
Details

Wheat State Credit Union
Institution Rating:
D3.6 ★Texas Ratio: 32.05%
1400 S Oliver Ave, Wichita, KS 67218 3226
24 months Share Certificate
$0
2.75%
Rate2.72%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Skyward Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
4 Cessna Blvd, Wichita, KS 67215 1423
Share Certificate 24 Months
$1,000
2.75%
Rate
Min Deposit$1,000
Min Balance
UpdatedApr 21, 2026
Details

Emprise Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
20 S Mission St, Council Grove, KS 66846
2 Year CD
$1,000
2.70%
Rate2.67%
Min Deposit$1,000
Min Balance
UpdatedApr 21, 2026
Details

United Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
912 N ARCHER AVE, NORTON, KS 67654 1404
24 Months Certificate
$1,000
2.65%
Rate2.63%
Min Deposit$1,000
Min Balance
UpdatedApr 21, 2026
Details

Kaw Valley Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
1110 N Kansas Ave, Topeka, KS 66608
24 Months High Balance Certificates of Deposits
$100,000
2.63%
Rate2.60%
Min Deposit$100,000
Min Balance
UpdatedApr 21, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
6860 W 115th St, Overland Park, KS 66211 2457
24-month term Standard CDs
$0
2.60%
Rate2.57%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Reliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
540 Minnesota Ave, Kansas City, KS 66101
Share Certificates 24 months
$0
2.52%
Rate2.50%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Heritage Bank Topeka, KS
Institution Rating:
A5.0 ★Texas Ratio: 8.71%
600 S Kansas Ave, Topeka, KS 66603
2 Years CD
$0
2.52%
Rate2.50%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Johnson State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
106 N Main St, Johnson, KS 67855
IRA Certificates of Deposits to $9,999 2 years
$0
2.51%
Rate2.49%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

$100

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Mid-America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
802 Ames St, Baldwin City, KS 66006
36 Month CD or IRA Jumbo
$500
4.04%
Rate4.00%
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

KS StateBank
Institution Rating:
A5.0 ★Texas Ratio: 9.13%
1010 Westloop Pl, Manhattan, KS 66502
3 Year CD
$500
3.80%
Rate3.75%
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

Bank of the Flint Hills
Institution Rating:
A-5.0 ★Texas Ratio: 15.48%
806 5th St, Wamego, KS 66547
Certificates of Deposit 3 Year
$0
3.75%
Rate3.70%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

FSB of Westmoreland
Institution Rating:
A5.0 ★Texas Ratio: 12.46%
307 Main St, Westmoreland, KS 66549
36 Month CD
$1,000
3.65%
Rate3.62%
Min Deposit$1,000
Min Balance
UpdatedApr 21, 2026
Details

ESB Financial
Institution Rating:
C+4.1 ★Texas Ratio: 25.76%
801 Merchant St, Emporia, KS 66801
Companion CD Accounts 36 Months
$0
3.65%
Rate3.60%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

First Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.02%
10910 W 87th St, Lenexa, KS 66214 1603
36 Month (Jumbo) Certificate of Deposit
$50,000
3.65%
Rate3.59%
Min Deposit$50,000
Min Balance
UpdatedApr 21, 2026
Details

Farmers and Drovers Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
201 W Main St, Council Grove, KS 66846
36 Month CD
$0
3.65%
Rate3.60%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Exchange Bank (NE)
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
702 N Washington St, Junction City, KS 66441
36 Month CD Special
$2,500
3.60%
Rate
Min Deposit$2,500
Min Balance
UpdatedApr 21, 2026
Details

In select markets only. The annual percentage yield is accurate as of date of publication. The minimum deposit $2,500.00. Offer may expire without notice. Penalty assessed for early withdrawal-fees could reduce the earnings on the account. No minimum to earn APY.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
6280 W 135th St, Overland Park, KS 66223
IRA Certificate Term 36-Month Variable
$100,000
3.58%
Rate3.52%
Min Deposit$100,000
Min Balance
UpdatedApr 21, 2026
Details

$100,000 Minimum to Earn APY

United Consumers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
1105 W Dennis Ave, Olathe, KS 66061
Preferred Certificates of Deposit (CD) 36 months
$0
3.55%
Rate
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Carson Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
122 W Main St, Mulvane, KS 67110
Certificate of Deposit - IRA 3 Year
$50
3.55%
Rate3.50%
Min Deposit$50
Min Balance
UpdatedApr 21, 2026
Details

Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
11737 E 21st St N, Wichita, KS 67206 3502
3 Year Certificate of Deposit
$500
3.50%
Rate3.45%
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

Premier Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
610 E Cloud Ave, Andover, KS 67002 8952
Share and IRA Certificates min. 36 Months
$0
3.50%
Rate3.45%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

$500

Azura Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
610 SW 10th Ave, Topeka, KS 66612
IRA Certificate 36 month
$0
3.45%
Rate3.40%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Panhandle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
1300 E 5th Ave, Winfield, KS 67156 2407
36 Month CD
$0
3.34%
Rate
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Kansas State University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.26%
2600 Anderson Ave, Manhattan, KS 66502
Share Certificate of Deposit 3 Year
$0
3.30%
Rate
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Midwest Regional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
7240 STATE AVE, KANSAS CITY, KS 66112
Share Certificates 36 Month
$0
3.30%
Rate3.25%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Public Safety Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
7721 W 123rd St, Overland Park, KS 66213 1303
3 Year Share CD or IRA CD
$500
3.30%
Rate3.25%
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

Certificate rates vary based on member relationship with the Credit Union. Rates shown include all available bonuses.

The Bank of Tescott
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
104 S Main St, Tescott, KS 67484
Certificates of Deposit (CDs) 36 Month
$10,000
3.26%
Rate3.22%
Min Deposit$10,000
Min Balance
UpdatedApr 21, 2026
Details

$10,000+

Envista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
3626 SW Wanamaker Rd, Topeka, KS 66614 4528
36 Month Certificate
$500
3.25%
Rate3.21%
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

Mutual Savings Association
Institution Rating:
A+5.0 ★Texas Ratio: 1.16%
100 S 4th St, Leavenworth, KS 66048
3 Year Certificate
$2,000
3.25%
Rate3.21%
Min Deposit$2,000
Min Balance
UpdatedApr 21, 2026
Details

Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
1015 SW Wanamaker Rd, Topeka, KS 66604 3806
3 Year Share/IRA Certificate
$0
3.25%
Rate3.20%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.79%
13001 W 95th St, Lenexa, KS 66215 3726
Share & IRA Certificates 36 month term
$0
3.25%
Rate3.21%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

White Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
2830 Ohio St, Augusta, KS 67010 2361
Term Share : 3 Years
$0
3.25%
Rate3.20%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

KSB Overbrook, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
400 Maple St, Overbrook, KS 66524
36 Month CD
$0
3.24%
Rate3.20%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

CSB of Cheney, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.92%
306 N Main St, Cheney, KS 67025
36 Month CD
$500
3.05%
Rate
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

Academy Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
10000 College Blvd, Overland Park, KS 66210
36-Month Certificate of Deposit
$500
3.03%
Rate
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

Security Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
1901 Central Ave, Kansas City, KS 66102
36 Month Certificate of Deposit
$500
3.03%
Rate3.00%
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

Credit Union of Emporia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
2711 W 15TH AVE, EMPORIA, KS 66801
36 months Certificate
$0
3.03%
Rate3.00%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

United Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
912 N ARCHER AVE, NORTON, KS 67654 1404
36 Months Certificate
$1,000
3.00%
Rate2.98%
Min Deposit$1,000
Min Balance
UpdatedApr 21, 2026
Details

Denison State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
3675 74th St, Meriden, KS 66512
3 year CD IRA
$500
3.00%
Rate2.97%
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

Union State Bank Olsburg, KS
Institution Rating:
A-4.9 ★Texas Ratio: 16.38%
204 E Highway 16, Olsburg, KS 66520
3 year Certificates of Deposit (CDs)
$0
3.00%
Rate2.97%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Union State Bank of Everest
Institution Rating:
A+5.0 ★Texas Ratio: 2.77%
117 S Union St, Mc Louth, KS 66054
3 year Certificates of Deposit (CDs)
$0
3.00%
Rate2.97%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Wheat State Credit Union
Institution Rating:
D3.6 ★Texas Ratio: 32.05%
1400 S Oliver Ave, Wichita, KS 67218 3226
36 months Share Certificate
$0
3.00%
Rate2.97%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Andover State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
511 N Andover Rd, Andover, KS 67002
36-month CD
$1,000
3.00%
Rate
Min Deposit$1,000
Min Balance
UpdatedApr 21, 2026
Details

Skyward Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
4 Cessna Blvd, Wichita, KS 67215 1423
Share Certificate 36 Months
$1,000
3.00%
Rate
Min Deposit$1,000
Min Balance
UpdatedApr 21, 2026
Details

Mazuma Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.86%
7260 W 135th St, Overland Park, KS 66223
3 Years Certificate
$0
2.90%
Rate2.86%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Lyndon State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.03%
817 Topeka Ave, Lyndon, KS 66451
3 Year Certificate
$100
2.78%
Rate2.75%
Min Deposit$100
Min Balance
UpdatedApr 21, 2026
Details

First National Bank of Hutchinson
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
1 N Main St, Hutchinson, KS 67501
IRA CDs 3 year
$1,000
2.77%
Rate2.75%
Min Deposit$1,000
Min Balance
UpdatedApr 21, 2026
Details

Ark Valley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
1515 N Summit St, Arkansas City, KS 67005
36 Month Certificate
$1,000
2.77%
Rate2.85%
Min Deposit$1,000
Min Balance
UpdatedApr 21, 2026
Details

NBKC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
3510 W 95th St, Leawood, KS 66206
3 year CD
$250
2.75%
Rate2.72%
Min Deposit$250
Min Balance
UpdatedApr 21, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
6860 W 115th St, Overland Park, KS 66211 2457
36-month term Standard CDs
$0
2.75%
Rate2.72%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Emprise Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
20 S Mission St, Council Grove, KS 66846
3 Year CD
$1,000
2.70%
Rate2.67%
Min Deposit$1,000
Min Balance
UpdatedApr 21, 2026
Details

Kaw Valley Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
1110 N Kansas Ave, Topeka, KS 66608
36 Months High Balance Certificates of Deposits
$100,000
2.63%
Rate2.60%
Min Deposit$100,000
Min Balance
UpdatedApr 21, 2026
Details

The Bank of Protection
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
145 E Main St, Coldwater, KS 67029
3 Year Certificate of Deposit
$500
2.62%
Rate2.60%
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

Haviland State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
209 N Main St, Haviland, KS 67059
3 Year Certificate of Deposit
$500
2.62%
Rate2.60%
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

Johnson State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
106 N Main St, Johnson, KS 67855
IRA Certificates of Deposits to $9,999 3 years
$0
2.52%
Rate2.50%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

$100

TriCentury Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
33485 Lexington Ave, De Soto, KS 66018
36 Months CD
$1,000
2.50%
Rate2.48%
Min Deposit$1,000
Min Balance
UpdatedApr 21, 2026
Details

Truity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
3400 W 6th St, Lawrence, KS 66049 3215
Share Certificate 36 Month
$0
2.45%
Rate2.43%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

KC FAIRFAX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
104 Sunshine Rd, Kansas City, KS 66115 1314
IRA, Traditional IRA, Roth IRA t 36 Months
$0
2.40%
Rate2.40%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Mid-America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
802 Ames St, Baldwin City, KS 66006
48 Month CD or IRA Jumbo
$500
4.04%
Rate4.00%
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

KS StateBank
Institution Rating:
A5.0 ★Texas Ratio: 9.13%
1010 Westloop Pl, Manhattan, KS 66502
4 Year CD
$500
3.80%
Rate3.75%
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

Farmers and Drovers Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
201 W Main St, Council Grove, KS 66846
48 Month CD
$0
3.75%
Rate3.70%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

ESB Financial
Institution Rating:
C+4.1 ★Texas Ratio: 25.76%
801 Merchant St, Emporia, KS 66801
48 Month Adjustable Rate IRA Certificates of Deposit (CDs)
$0
3.75%
Rate3.70%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Bank of the Flint Hills
Institution Rating:
A-5.0 ★Texas Ratio: 15.48%
806 5th St, Wamego, KS 66547
Certificates of Deposit 4 Year
$0
3.70%
Rate3.65%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

FSB of Westmoreland
Institution Rating:
A5.0 ★Texas Ratio: 12.46%
307 Main St, Westmoreland, KS 66549
48 Month CD
$1,000
3.65%
Rate3.62%
Min Deposit$1,000
Min Balance
UpdatedApr 21, 2026
Details

Azura Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
610 SW 10th Ave, Topeka, KS 66612
IRA Certificate 48 month
$0
3.56%
Rate3.50%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

United Consumers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
1105 W Dennis Ave, Olathe, KS 66061
Preferred Certificates of Deposit (CD) 48 months
$0
3.55%
Rate
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

First Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.02%
10910 W 87th St, Lenexa, KS 66214 1603
48 Month (Jumbo) Certificate of Deposit
$50,000
3.55%
Rate3.49%
Min Deposit$50,000
Min Balance
UpdatedApr 21, 2026
Details

Envista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
3626 SW Wanamaker Rd, Topeka, KS 66614 4528
48 Month Certificate
$500
3.50%
Rate3.45%
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
6280 W 135th St, Overland Park, KS 66223
IRA Certificate Term 48-Month Fixed
$100,000
3.50%
Rate3.44%
Min Deposit$100,000
Min Balance
UpdatedApr 21, 2026
Details

$100,000 Minimum to Earn APY

Premier Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
610 E Cloud Ave, Andover, KS 67002 8952
Share and IRA Certificates min. 48 Months
$0
3.50%
Rate3.45%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

$500

Public Safety Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
7721 W 123rd St, Overland Park, KS 66213 1303
4 Year Share CD or IRA CD
$500
3.40%
Rate3.35%
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

Certificate rates vary based on member relationship with the Credit Union. Rates shown include all available bonuses.

Panhandle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
1300 E 5th Ave, Winfield, KS 67156 2407
48 Month CD
$0
3.39%
Rate
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

The Bank of Tescott
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
104 S Main St, Tescott, KS 67484
Certificates of Deposit (CDs) 48 Month
$10,000
3.26%
Rate3.22%
Min Deposit$10,000
Min Balance
UpdatedApr 21, 2026
Details

$10,000+

White Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
2830 Ohio St, Augusta, KS 67010 2361
Term Share : 4 Years
$0
3.25%
Rate3.20%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Mutual Savings Association
Institution Rating:
A+5.0 ★Texas Ratio: 1.16%
100 S 4th St, Leavenworth, KS 66048
4 Year Certificate * (with Rate Protection)
$2,000
3.25%
Rate3.21%
Min Deposit$2,000
Min Balance
UpdatedApr 21, 2026
Details

The Valley State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
502 N Merchant St, Belle Plaine, KS 67013
4 Year CD
$500
3.20%
Rate3.16%
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
1015 SW Wanamaker Rd, Topeka, KS 66604 3806
4 Year Share/IRA Certificate
$0
3.10%
Rate3.05%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Security Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
1901 Central Ave, Kansas City, KS 66102
48 Month Certificate of Deposit
$500
3.03%
Rate3.00%
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

Academy Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
10000 College Blvd, Overland Park, KS 66210
48-Month Certificate of Deposit
$500
3.03%
Rate
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

First National Bank in Fredonia
Institution Rating:
A+5.0 ★Texas Ratio: 3.43%
730 Madison St, Fredonia, KS 66736
48 Month Fixed CD
$500
3.03%
Rate
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

Denison State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
3675 74th St, Meriden, KS 66512
4 year CD IRA
$500
3.00%
Rate2.97%
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

Union State Bank Olsburg, KS
Institution Rating:
A-4.9 ★Texas Ratio: 16.38%
204 E Highway 16, Olsburg, KS 66520
4 year Certificates of Deposit (CDs)
$0
3.00%
Rate2.97%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Union State Bank of Everest
Institution Rating:
A+5.0 ★Texas Ratio: 2.77%
117 S Union St, Mc Louth, KS 66054
4 year Certificates of Deposit (CDs)
$0
3.00%
Rate2.97%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Wheat State Credit Union
Institution Rating:
D3.6 ★Texas Ratio: 32.05%
1400 S Oliver Ave, Wichita, KS 67218 3226
48 months Share Certificate
$0
3.00%
Rate2.97%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Andover State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
511 N Andover Rd, Andover, KS 67002
48-month CD
$1,000
3.00%
Rate
Min Deposit$1,000
Min Balance
UpdatedApr 21, 2026
Details

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.79%
13001 W 95th St, Lenexa, KS 66215 3726
Share & IRA Certificates 48 month term
$0
3.00%
Rate2.97%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Skyward Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
4 Cessna Blvd, Wichita, KS 67215 1423
Share Certificate 48 Months
$1,000
3.00%
Rate
Min Deposit$1,000
Min Balance
UpdatedApr 21, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
6860 W 115th St, Overland Park, KS 66211 2457
48-month term Standard CDs
$0
2.90%
Rate2.86%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Farmway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
200 S Hersey Ave, Beloit, KS 67420
48 Month Share Certificate
$0
2.88%
Rate3.00%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

CNB Hugoton, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
601 S Main St, Hugoton, KS 67951
Regular Certificates of Deposit 4 Years
$0
2.86%
Rate2.84%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Lyndon State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.03%
817 Topeka Ave, Lyndon, KS 66451
4 Year Certificate
$100
2.78%
Rate2.75%
Min Deposit$100
Min Balance
UpdatedApr 21, 2026
Details

NBKC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
3510 W 95th St, Leawood, KS 66206
4 year CD
$250
2.75%
Rate2.71%
Min Deposit$250
Min Balance
UpdatedApr 21, 2026
Details

Ark Valley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
1515 N Summit St, Arkansas City, KS 67005
48 Month Certificate
$1,000
2.65%
Rate2.75%
Min Deposit$1,000
Min Balance
UpdatedApr 21, 2026
Details

Emprise Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
20 S Mission St, Council Grove, KS 66846
4 Year CD
$1,000
2.65%
Rate2.62%
Min Deposit$1,000
Min Balance
UpdatedApr 21, 2026
Details

Kaw Valley Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
1110 N Kansas Ave, Topeka, KS 66608
48 Months High Balance Certificates of Deposits
$100,000
2.63%
Rate2.60%
Min Deposit$100,000
Min Balance
UpdatedApr 21, 2026
Details

Truity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
3400 W 6th St, Lawrence, KS 66049 3215
Share Certificate 48 Month
$0
2.55%
Rate2.52%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Johnson State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
106 N Main St, Johnson, KS 67855
IRA Certificates of Deposits to $9,999 4 years
$0
2.53%
Rate2.51%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

$100

TriCentury Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
33485 Lexington Ave, De Soto, KS 66018
48 Months CD
$1,000
2.50%
Rate2.48%
Min Deposit$1,000
Min Balance
UpdatedApr 21, 2026
Details

FNB of Kansas
Institution Rating:
A+5.0 ★
600 N 4th St, Burlington, KS 66839
48 Month Certificate of Deposit/IRA
$1,000
2.50%
Rate2.48%
Min Deposit$1,000
Min Balance
UpdatedApr 21, 2026
Details

Citizens State Bank Moundridge, KS
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
223 N Main St, Mcpherson, KS 67460
48 Month CD
$1,000
2.40%
Rate2.39%
Min Deposit$1,000
Min Balance
UpdatedApr 21, 2026
Details

State Bank of Canton
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
103 S Main St, Canton, KS 67428
Certificate of Deposit 48 Month
$500
2.36%
Rate2.35%
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

Campus Credit Union
Institution Rating:
B4.7 ★Texas Ratio: 19.23%
4960 E 21st St N, Wichita, KS 67208
48 month IRA Certificates
$0
2.35%
Rate2.33%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

$1,000 minimum deposit on all terms

Heritage Bank Topeka, KS
Institution Rating:
A5.0 ★Texas Ratio: 8.71%
600 S Kansas Ave, Topeka, KS 66603
4 Years CD
$0
2.27%
Rate2.25%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Silver Lake Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
201 Nw Us Highway 24, Topeka, KS 66608
48 Month Certificates of Deposit or IRA's
$0
2.02%
Rate2.00%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

FSB Mcpherson, KS
Institution Rating:
A5.0 ★Texas Ratio: 10.04%
2074 E Kansas Ave, Mcpherson, KS 67460
48 month CD
$1,000
2.02%
Rate2.00%
Min Deposit$1,000
Min Balance
UpdatedApr 21, 2026
Details

SM Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.04%
6029 BROADMOOR St, MISSION, KS 66202 9995
4 years Share Certificate
$0
2.02%
Rate2.00%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
711 Minnesota Ave, Kansas City, KS 66101
48-Month CD
$0
2.00%
Rate1.99%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Swedish-American State Bank
Institution Rating:
A5.0 ★Texas Ratio: 13.66%
324 Liberty St, Courtland, KS 66939
48 Months Certificates of Deposit
$500
1.90%
Rate1.89%
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

New deposits only. Early withdrawal penalty. Personal accounts only. Minimum deposit of $500 to receive interest. Rates compounded quarterly. Certificates of Deposit must not exceed $250,000. All rates are effective January 23, 2023, and subject to change without notice. Deposits are insured to $250,000 by FDIC.

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Mid-America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
802 Ames St, Baldwin City, KS 66006
60 Month CD or IRA Jumbo
$500
4.04%
Rate4.00%
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

KS StateBank
Institution Rating:
A5.0 ★Texas Ratio: 9.13%
1010 Westloop Pl, Manhattan, KS 66502
5 Year CD
$500
3.90%
Rate3.84%
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

Farmers and Drovers Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
201 W Main St, Council Grove, KS 66846
60 Month CD
$0
3.85%
Rate3.80%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

ESB Financial
Institution Rating:
C+4.1 ★Texas Ratio: 25.76%
801 Merchant St, Emporia, KS 66801
Companion CD Accounts 60 Months
$0
3.70%
Rate3.65%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Azura Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
610 SW 10th Ave, Topeka, KS 66612
IRA Certificate 60 month
$0
3.66%
Rate3.60%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Bank of the Flint Hills
Institution Rating:
A-5.0 ★Texas Ratio: 15.48%
806 5th St, Wamego, KS 66547
Certificates of Deposit 5 Year
$0
3.65%
Rate3.60%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

FSB of Westmoreland
Institution Rating:
A5.0 ★Texas Ratio: 12.46%
307 Main St, Westmoreland, KS 66549
60 Month CD
$1,000
3.65%
Rate3.62%
Min Deposit$1,000
Min Balance
UpdatedApr 21, 2026
Details

United Consumers Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
1105 W Dennis Ave, Olathe, KS 66061
Preferred Certificates of Deposit (CD) 60 months
$0
3.60%
Rate
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Public Safety Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
7721 W 123rd St, Overland Park, KS 66213 1303
1.5 Year Share CD or IRA CD
$500
3.60%
Rate3.54%
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

Certificate rates vary based on member relationship with the Credit Union. Rates shown include all available bonuses.

Panhandle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
1300 E 5th Ave, Winfield, KS 67156 2407
60 Month CD
$0
3.55%
Rate
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Carson Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
122 W Main St, Mulvane, KS 67110
Certificate of Deposit - IRA 5 Year
$50
3.55%
Rate3.50%
Min Deposit$50
Min Balance
UpdatedApr 21, 2026
Details

First Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.02%
10910 W 87th St, Lenexa, KS 66214 1603
60 Month (Jumbo) Certificate of Deposit
$50,000
3.50%
Rate3.44%
Min Deposit$50,000
Min Balance
UpdatedApr 21, 2026
Details

Premier Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
610 E Cloud Ave, Andover, KS 67002 8952
Share and IRA Certificates min. 60 Months
$0
3.50%
Rate3.45%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

$500

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
6280 W 135th St, Overland Park, KS 66223
IRA Certificate Term 60-Month Fixed
$100,000
3.50%
Rate3.44%
Min Deposit$100,000
Min Balance
UpdatedApr 21, 2026
Details

$100,000 Minimum to Earn APY

Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
11737 E 21st St N, Wichita, KS 67206 3502
5 Year** Certificate of Deposit
$500
3.50%
Rate3.45%
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

Member has the option to increase rate once during the CD term. The new rate is determined by the current Meritrust deposit rate for the same term CD.

TriCentury Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
33485 Lexington Ave, De Soto, KS 66018
60 Months CD
$1,000
3.50%
Rate3.46%
Min Deposit$1,000
Min Balance
UpdatedApr 21, 2026
Details

Mutual Savings Association
Institution Rating:
A+5.0 ★Texas Ratio: 1.16%
100 S 4th St, Leavenworth, KS 66048
5 Year Certificate
$2,000
3.50%
Rate3.45%
Min Deposit$2,000
Min Balance
UpdatedApr 21, 2026
Details

Envista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
3626 SW Wanamaker Rd, Topeka, KS 66614 4528
60 Month Certificate
$500
3.50%
Rate3.45%
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

Kansas State University Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.26%
2600 Anderson Ave, Manhattan, KS 66502
Share Certificate of Deposit 5 Year
$0
3.40%
Rate
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

The Bank of Tescott
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
104 S Main St, Tescott, KS 67484
Certificates of Deposit (CDs) 60 Month
$10,000
3.26%
Rate3.22%
Min Deposit$10,000
Min Balance
UpdatedApr 21, 2026
Details

$10,000+

White Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
2830 Ohio St, Augusta, KS 67010 2361
Term Share : 5 Years
$0
3.25%
Rate3.20%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
6860 W 115th St, Overland Park, KS 66211 2457
60-month term Standard CDs
$0
3.10%
Rate3.06%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
1015 SW Wanamaker Rd, Topeka, KS 66604 3806
5 Year Share/IRA Certificate
$0
3.10%
Rate3.05%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Security Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
1901 Central Ave, Kansas City, KS 66102
60 Month Certificate of Deposit
$500
3.03%
Rate3.00%
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

Academy Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
10000 College Blvd, Overland Park, KS 66210
60-Month Certificate of Deposit
$500
3.03%
Rate
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

Truity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
3400 W 6th St, Lawrence, KS 66049 3215
Share Certificate 60 Month
$0
3.00%
Rate2.97%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Skyward Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
4 Cessna Blvd, Wichita, KS 67215 1423
Share Certificate 60 Months
$1,000
3.00%
Rate
Min Deposit$1,000
Min Balance
UpdatedApr 21, 2026
Details

Andover State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
511 N Andover Rd, Andover, KS 67002
60-month CD
$1,000
3.00%
Rate
Min Deposit$1,000
Min Balance
UpdatedApr 21, 2026
Details

FNB of Kansas
Institution Rating:
A+5.0 ★
600 N 4th St, Burlington, KS 66839
60 Month Certificate of Deposit/IRA
$1,000
3.00%
Rate2.98%
Min Deposit$1,000
Min Balance
UpdatedApr 21, 2026
Details

Midwest Regional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
7240 STATE AVE, KANSAS CITY, KS 66112
Share Certificates 60 Month
$0
3.00%
Rate2.97%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

5-year minimum deposit = $5,000.00

Wheat State Credit Union
Institution Rating:
D3.6 ★Texas Ratio: 32.05%
1400 S Oliver Ave, Wichita, KS 67218 3226
60 months Share Certificate
$0
3.00%
Rate2.97%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

City National B&T Co. of Lawton, OK
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
3030 N Rock Rd, Wichita, KS 67226
Certificate of Deposit 60 months and longer
$500
3.00%
Rate3.00%
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

Denison State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
3675 74th St, Meriden, KS 66512
5 year CD IRA
$500
3.00%
Rate2.97%
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

CNB Hugoton, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
601 S Main St, Hugoton, KS 67951
Regular Certificates of Deposit 5 Years
$0
2.96%
Rate2.94%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.79%
13001 W 95th St, Lenexa, KS 66215 3726
Share & IRA Certificates 60 month term
$0
2.90%
Rate2.87%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Citizens State Bank Moundridge, KS
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
223 N Main St, Mcpherson, KS 67460
60 Month CD
$0
2.80%
Rate
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Lyndon State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.03%
817 Topeka Ave, Lyndon, KS 66451
5 Year Certificate
$100
2.78%
Rate2.75%
Min Deposit$100
Min Balance
UpdatedApr 21, 2026
Details

NBKC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
3510 W 95th St, Leawood, KS 66206
5 year CD
$250
2.75%
Rate2.71%
Min Deposit$250
Min Balance
UpdatedApr 21, 2026
Details

Emprise Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
20 S Mission St, Council Grove, KS 66846
5 Year CD
$1,000
2.65%
Rate2.62%
Min Deposit$1,000
Min Balance
UpdatedApr 21, 2026
Details

Kaw Valley Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
1110 N Kansas Ave, Topeka, KS 66608
60 Months High Balance Certificates of Deposits
$100,000
2.63%
Rate2.60%
Min Deposit$100,000
Min Balance
UpdatedApr 21, 2026
Details

Ark Valley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
1515 N Summit St, Arkansas City, KS 67005
60 Month Certificate
$1,000
2.61%
Rate2.75%
Min Deposit$1,000
Min Balance
UpdatedApr 21, 2026
Details

Johnson State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
106 N Main St, Johnson, KS 67855
CD's greater than or equal to ** 5 years
$0
2.49%
Rate2.47%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

$100,000

The Valley State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
502 N Merchant St, Belle Plaine, KS 67013
5 Year CD
$500
2.27%
Rate2.25%
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

Heritage Bank Topeka, KS
Institution Rating:
A5.0 ★Texas Ratio: 8.71%
600 S Kansas Ave, Topeka, KS 66603
5 Years CD
$0
2.27%
Rate2.25%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Mid Kansas Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.41%
200 W 2nd Ave, Buhler, KS 67522 2245
5 Year Senior -No Penalty Share Certificates
$1,000
2.25%
Rate2.25%
Min Deposit$1,000
Min Balance
UpdatedApr 21, 2026
Details

Swedish-American State Bank
Institution Rating:
A5.0 ★Texas Ratio: 13.66%
324 Liberty St, Courtland, KS 66939
60 Months Certificates of Deposit
$500
2.05%
Rate2.03%
Min Deposit$500
Min Balance
UpdatedApr 21, 2026
Details

New deposits only. Early withdrawal penalty. Personal accounts only. Minimum deposit of $500 to receive interest. Rates compounded quarterly. Certificates of Deposit must not exceed $250,000. All rates are effective January 23, 2023, and subject to change without notice. Deposits are insured to $250,000 by FDIC.

SM Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.04%
6029 BROADMOOR St, MISSION, KS 66202 9995
5 years Share Certificate
$0
2.02%
Rate2.00%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

Southwest National Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.18%
400 E Douglas Ave, Wichita, KS 67202
5 Year Certificate of Deposit
$0
2.00%
Rate1.98%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
711 Minnesota Ave, Kansas City, KS 66101
60-Month CD
$0
2.00%
Rate1.99%
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

FNB of Hope
Institution Rating:
D3.4 ★Texas Ratio: 34.15%
112 N Main St, Hope, KS 67451
60-Month CD Preferred Customer minimum
$0
1.86%
Rate
Min Deposit$0
Min Balance
UpdatedApr 21, 2026
Details

$50,000.00

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.

Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.

Top CD Rates from Kansas Institutions

Highest verified APYs available today — updated April 21, 2026

B Top 5 Bank Rates
Farmers and Merchants Bank Milligan, NE
24 Month CD
A+ 5.0 ★ TX: 0.00%
Min: $500
4.16%
Carson Bank
180 Day CD
A+ 5.0 ★ TX: 1.31%
Min: $1,500
4.06%
Omb Bank
3 Month CD
A+ 5.0 ★ TX: 4.97%
Min: $1,000
4.05%
Mid-America Bank
60 Month CD or IRA Jumbo
A+ 5.0 ★ TX: 0.00%
Min: $500
4.04%
KS StateBank
6 Month CD
A 5.0 ★ TX: 9.13%
Min: $500
4.00%
CU Top 5 Credit Union Rates
Quantum Credit Union
12 Month CD
A+ 5.0 ★ TX: 2.81%
Min: $0
4.00%
Frontier Community Credit Union
Jumbo Certificate to open 12 Months
A 5.0 ★ TX: 9.14%
Min: $0
3.90%
Public Safety Credit Union
1 Year Share CD or IRA CD
A+ 5.0 ★ TX: 1.02%
Min: $500
3.90%
White Eagle Credit Union
Term Share : 6 Months
A+ 5.0 ★ TX: 4.24%
Min: $0
3.80%
Corporate America Family Credit Union
18-Month Share Certificate
A+ 5.0 ★ TX: 3.64%
Min: $500
3.75%
Rates verified April 21, 2026 — Click an institution name to view its full profile, safety ratings, and all CD terms.

Kansas CD Rate Trends

Compare local Kansas CD rate quotes against the statewide average

Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Kansas CD Trends →
12-Month CD — KS Avg
2.753%
▲ 0.047 vs 7 days ago

Kansas 12-month CD rates rose 0.047 points over the past 7 days to 2.753% APY.

6-Month CD — KS Avg
2.672%
▲ 0.028 vs 7 days ago

Kansas 6-month CD rates rose 0.028 points over the past 7 days to 2.672% APY.

As of Apr 21, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

KS CD Rate Forecast — Next 12 Months

Where are Kansas CD rates headed through April 2027?

Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.

KS 12-Month Avg APY
2.753%
6-Month Forecast
2.753%
Range: 2.55% – 2.90%
12-Month Forecast
2.503%
Range: 2.30% – 2.65%

Data inputs: The central forecast uses CME FedWatch implied fed funds path and Federal Reserve dot-plot projections. A spread model maps the relationship between the fed funds rate and the Kansas average 12-month CD APY in our database.

Spread model: The Kansas 12-month CD average currently trades 1.62% below the fed funds midpoint. This spread is applied to the projected fed funds path to generate the central forecast.

Confidence bounds: Upper bound adds +0.15% (Fed holds longer, deposit competition remains high). Lower bound subtracts 0.20% (earlier or deeper rate cuts compress yields faster).

Limitations: Model-based estimates only, not guarantees. Verify current rates directly with institutions before making financial decisions.

Powered by MonitorBankRates

What Your Savings Earn at KS CD Rates Today

Annual interest earnings at today’s Kansas average APYs. State average used where available; national average as fallback.

CD Term KS Avg APY $5,000 $10,000 $25,000 $50,000
3-Month CD 1.761% $88.07 $176.13 $440.33 $880.65
6-Month CD 2.672% $133.59 $267.18 $667.95 $1,335.90
12-Month CD 2.753% $137.63 $275.25 $688.13 $1,376.25
18-Month CD 2.705% $135.25 $270.50 $676.25 $1,352.50
24-Month CD 2.676% $133.81 $267.61 $669.03 $1,338.05
36-Month CD 2.747% $137.36 $274.71 $686.78 $1,373.55
48-Month CD 2.628% $131.41 $262.81 $657.03 $1,314.05
60-Month CD 2.755% $137.77 $275.54 $688.85 $1,377.70
Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of April 21, 2026.

Sample CD Ladder for Kansas Savers

$25,000 split equally across 5 terms using today’s Kansas average rates. As each CD matures, reinvest at the 36-month rung.

Build Your Ladder →
Rung Term Deposit KS Avg APY Annual Earnings
1 3-Month CD $5,000 1.761% $88.07
2 6-Month CD $5,000 2.672% $133.59
3 12-Month CD $5,000 2.753% $137.63
4 24-Month CD $5,000 2.676% $133.81
5 36-Month CD $5,000 2.747% $137.36
Total ($25,000 invested) $25,000 2.522% blended $630.46/yr

Ladder example uses equal $5,000 rungs and Kansas average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.

109
Institutions
in Kansas
70 Banks 39 Credit Unions

About Our Kansas CD Rate Database

MonitorBankRates tracks CD rates from 70 banks and 39 credit unions with locations in Kansas, plus national online institutions available to Kansas residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website — no estimates, no national averages passed off as real offers.

Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1–5), and Texas Ratio — objective financial health metrics calculated from FDIC and NCUA regulatory data — so you can compare yield and institutional safety in one place.

Current top rate: Farmers and Merchants Bank Milligan, NE offers a CD at 4.16% APY with a minimum deposit of $500. Use the rate table above to compare all current offers in Kansas.

How to Find the Best CD Rates in Kansas

What to compare when shopping for a CD in Kansas

To find the best APYs in Kansas, start with credit unions and online-only banks — Kansas has 39 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.

Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.

Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.

When a CD Makes Sense in Kansas

  • You have a planned expense coming up and want your savings to earn while you wait
  • You expect rates to fall and want to lock in today’s rate
  • You want FDIC or NCUA protection with a guaranteed fixed return
  • You prefer banking with an institution that has a local branch in Kansas — 109 institutions here report CD rates

Consider an Alternative If…

Kansas Financial Snapshot

Local demographics and economic context for CD savers — Source: U.S. Census Bureau ACS 2024

Population 65+
17.0%
National avg: 17.3%
Median Individual Earnings
$43,089
National avg: $47,340
Poverty Rate
11.3%
National avg: 11.1%
Unemployment Rate
3.8%
National avg: 4.8%
CD Earnings on 10% of Salary
$119/yr
At KS 12-mo avg 2.753% APY

17.0% of residents are 65 or older, in line with the national average of 17.3%. At today’s KS 12-month CD average of 2.753%, saving 10% of the local median salary ($4,308/year) and putting it in a CD would earn an additional $119 annually in interest.

Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.

CD Rates vs. Other Savings Options in Kansas

What to compare when choosing between a CD and other deposit accounts

Feature CD High-Yield Savings Money Market 6-Month CD
Rate Type Fixed APY Variable APY Variable APY Fixed APY
Liquidity Locked for term Anytime Anytime Locked 6 months
Early Withdrawal Penalty (months of interest) None None Penalty (90–180 days interest)
FDIC / NCUA Insured Yes (up to $250K) Yes (up to $250K) Yes (up to $250K) Yes (up to $250K)
Check / Debit Access No Usually no Often yes No
Best For Known savings goal, CD ladder Emergency fund, flexible savings Liquid savings with check-writing Slightly higher yield, less urgency

Frequently Asked Questions about CD Rates in Kansas

Are CD rates in Kansas FDIC insured?

Yes, most established banks in Kansas are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.

Do I have to pay state taxes on CD interest in Kansas?

Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Kansas.

Can I withdraw my money early from a CD?

You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.

What is the difference between a Jumbo CD and a regular CD?

Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Kansas may offer slightly higher APYs compared to standard CDs.

Are fixed-rate CDs better than variable-rate CDs?

Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.

What is a CD ladder?

A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.

Best CD rates in Kansas?

Here are recent top rates found for this area:
  • Farmers and Merchants Bank Milligan, NE: 4.16% APY (24 Month CD)
  • Carson Bank: 4.06% APY (180 Day CD)
  • Omb Bank: 4.05% APY (3 Month CD)
  • Mid-America Bank: 4.04% APY (60 Month CD or IRA Jumbo)
  • KS StateBank: 4.00% APY (6 Month CD)
  • TriCentury Bank: 4.00% APY (12 Month Special CD)
  • Quantum Credit Union: 4.00% APY (12 Month CD)
  • Bank of the Flint Hills: 3.91% APY (Certificates of Deposit 3 Month)
  • Frontier Community Credit Union: 3.90% APY (Jumbo Certificate to open 12 Months)
  • Public Safety Credit Union: 3.90% APY (1 Year Share CD or IRA CD)
Rates reflect recent verified offers available in Kansas. Last Updated: April 21, 2026

Methodology & Data Sources

Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Kansas directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Kansas. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in KS.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.

Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: April 21, 2026

Cities in Kansas

  • Abbyville
  • Abilene
  • Admire
  • Agenda
  • Agra
  • Albert
  • Alden
  • Alexander
  • Allen
  • Alma
  • Almena
  • Alta Vista
  • Altamont
  • Alton
  • Altoona
  • Americus
  • Andale
  • Andover
  • Anthony
  • Arcadia
  • Argonia
  • Arkansas City
  • Arlington
  • Arma
  • Arnold
  • Ashland
  • Assaria
  • Atchison
  • Athol
  • Atlanta
  • Attica
  • Atwood
  • Auburn
  • Augusta
  • Aurora
  • Axtell
  • Baileyville
  • Baldwin City
  • Barnard
  • Barnes
  • Bartlett
  • Basehor
  • Baxter Springs
  • Bazine
  • Beattie
  • Beaumont
  • Beeler
  • Belle Plaine
  • Belleville
  • Beloit
  • Belpre
  • Belvue
  • Bendena
  • Benedict
  • Bennington
  • Bentley
  • Benton
  • Bern
  • Berryton
  • Beverly
  • Bird City
  • Bison
  • Bloom
  • Blue Mound
  • Blue Rapids
  • Bluff City
  • Bogue
  • Bonner Springs
  • Bremen
  • Brewster
  • Bronson
  • Brookville
  • Brownell
  • Bucklin
  • Bucyrus
  • Buffalo
  • Buhler
  • Bunker Hill
  • Burden
  • Burdett
  • Burdick
  • Burlingame
  • Burlington
  • Burns
  • Burr Oak
  • Burrton
  • Bushton
  • Byers
  • Caldwell
  • Cambridge
  • Caney
  • Canton
  • Carbondale
  • Cassoday
  • Catharine
  • Cawker City
  • Cedar
  • Cedar Point
  • Cedar Vale
  • Centerville
  • Centralia
  • Chanute
  • Chapman
  • Chase
  • Chautauqua
  • Cheney
  • Cherokee
  • Cherryvale
  • Chetopa
  • Cimarron
  • Circleville
  • Claflin
  • Clay Center
  • Clayton
  • Clearview City
  • Clearwater
  • Clifton
  • Clyde
  • Coats
  • Coffeyville
  • Colby
  • Coldwater
  • Colfax
  • Collyer
  • Colony
  • Columbus
  • Colwich
  • Concordia
  • Conway Springs
  • Coolidge
  • Copeland
  • Corning
  • Cottonwood Falls
  • Council Grove
  • Courtland
  • Coyville
  • Crestline
  • Cuba
  • Cummings
  • Cunningham
  • Damar
  • Danville
  • De Soto
  • Dearing
  • Deerfield
  • Delia
  • Delphos
  • Denison
  • Dennis
  • Denton
  • Derby
  • Dexter
  • Dighton
  • Dodge City
  • Dorrance
  • Douglass
  • Dover
  • Downs
  • Dresden
  • Durham
  • Dwight
  • Easton
  • Edgerton
  • Edna
  • Edson
  • Edwardsville
  • Effingham
  • El Dorado
  • Elbing
  • Elk City
  • Elk Falls
  • Elkhart
  • Ellinwood
  • Ellis
  • Ellsworth
  • Elmdale
  • Elsmore
  • Elwood
  • Emmett
  • Emporia
  • Englewood
  • Ensign
  • Enterprise
  • Erie
  • Esbon
  • Eskridge
  • Eudora
  • Eureka
  • Everest
  • Fairview
  • Fall River
  • Falun
  • Farlington
  • Florence
  • Fontana
  • Ford
  • Formoso
  • Fort Leavenworth
  • Fort Riley
  • Fort Scott
  • Fostoria
  • Fowler
  • Frankfort
  • Franklin
  • Fredonia
  • Freeport
  • Frontenac
  • Fulton
  • Galena
  • Galesburg
  • Galva
  • Garden City
  • Garden Plain
  • Gardner
  • Garfield
  • Garnett
  • Gas
  • Gaylord
  • Gem
  • Geneseo
  • Geuda Springs
  • Girard
  • Glade
  • Glasco
  • Glen Elder
  • Goddard
  • Goessel
  • Goff
  • Goodland
  • Gorham
  • Gove
  • Grainfield
  • Grantville
  • Great Bend
  • Greeley
  • Green
  • Greenleaf
  • Greensburg
  • Greenwich
  • Grenola
  • Gridley
  • Grinnell
  • Gypsum
  • Haddam
  • Halstead
  • Hamilton
  • Hanover
  • Hanston
  • Hardtner
  • Harper
  • Hartford
  • Harveyville
  • Havana
  • Haven
  • Havensville
  • Haviland
  • Hays
  • Haysville
  • Hazelton
  • Healy
  • Hepler
  • Herington
  • Herndon
  • Hesston
  • Hiawatha
  • Highland
  • Hill City
  • Hillsboro
  • Hillsdale
  • Hoisington
  • Holcomb
  • Hollenberg
  • Holton
  • Holyrood
  • Home
  • Hope
  • Horton
  • Howard
  • Hoxie
  • Hoyt
  • Hudson
  • Hugoton
  • Humboldt
  • Hunter
  • Hutchinson
  • Independence
  • Ingalls
  • Inman
  • Iola
  • Isabel
  • Iuka
  • Jamestown
  • Jennings
  • Jetmore
  • Jewell
  • Johnson
  • Junction City
  • Kanopolis
  • Kanorado
  • Kansas City
  • Kechi
  • Kendall
  • Kensington
  • Kincaid
  • Kingman
  • Kinsley
  • Kiowa
  • Kirwin
  • Kismet
  • La Crosse
  • La Cygne
  • La Harpe
  • Lake City
  • Lakin
  • Lamont
  • Lancaster
  • Lane
  • Lansing
  • Larned
  • Latham
  • Lawrence
  • Le Roy
  • Leavenworth
  • Lebanon
  • Lebo
  • Lecompton
  • Lehigh
  • Lenora
  • Leon
  • Leonardville
  • Leoti
  • Levant
  • Lewis
  • Liberal
  • Liberty
  • Liebenthal
  • Lincoln
  • Lincolnville
  • Lindsborg
  • Linn
  • Linwood
  • Little River
  • Logan
  • Long Island
  • Longford
  • Longton
  • Lorraine
  • Lost Springs
  • Louisburg
  • Louisville
  • Lucas
  • Ludell
  • Luray
  • Lyndon
  • Lyons
  • Macksville
  • Madison
  • Mahaska
  • Maize
  • Manhattan
  • Mankato
  • Manter
  • Maple City
  • Maple Hill
  • Mapleton
  • Marienthal
  • Marion
  • Marquette
  • Marysville
  • Matfield Green
  • Mayetta
  • Mayfield
  • McConnell A F B
  • McCracken
  • McCune
  • McDonald
  • McFarland
  • McLouth
  • Mcpherson
  • Meade
  • Medicine Lodge
  • Melvern
  • Meriden
  • Milan
  • Milford
  • Milton
  • Miltonvale
  • Minneapolis
  • Minneola
  • Moline
  • Montezuma
  • Monument
  • Moran
  • Morganville
  • Morland
  • Morrill
  • Morrowville
  • Moscow
  • Mound City
  • Mound Valley
  • Moundridge
  • Mount Hope
  • Mulberry
  • Mullinville
  • Mulvane
  • Munden
  • Murdock
  • Muscotah
  • Narka
  • Nashville
  • Natoma
  • Neal
  • Nekoma
  • Neodesha
  • Neosho Falls
  • Neosho Rapids
  • Ness City
  • Netawaka
  • New Albany
  • New Cambria
  • New Century
  • Newton
  • Nickerson
  • Ninnescah
  • Niotaze
  • Norcatur
  • North Newton
  • Norton
  • Nortonville
  • Norway
  • Norwich
  • Oakley
  • Oberlin
  • Offerle
  • Ogallah
  • Ogden
  • Oketo
  • Olathe
  • Olmitz
  • Olpe
  • Olsburg
  • Onaga
  • Oneida
  • Opolis
  • Osage City
  • Osawatomie
  • Osborne
  • Oskaloosa
  • Oswego
  • Otis
  • Ottawa
  • Overbrook
  • Oxford
  • Ozawkie
  • Palco
  • Palmer
  • Paola
  • Paradise
  • Park
  • Parker
  • Parsons
  • Partridge
  • Pawnee Rock
  • Paxico
  • Peabody
  • Peck
  • Penokee
  • Perry
  • Peru
  • Pfeifer
  • Phillipsburg
  • Piedmont
  • Pierceville
  • Piqua
  • Pittsburg
  • Plains
  • Plainville
  • Pleasanton
  • Plevna
  • Pomona
  • Portis
  • Potter
  • Potwin
  • Powhattan
  • Prairie View
  • Pratt
  • Prescott
  • Pretty Prairie
  • Princeton
  • Protection
  • Quenemo
  • Quinter
  • Rago
  • Ramona
  • Randall
  • Randolph
  • Ransom
  • Rantoul
  • Raymond
  • Reading
  • Redfield
  • Republic
  • Rexford
  • Richfield
  • Richland
  • Richmond
  • Riley
  • Riverton
  • Robinson
  • Rock
  • Rolla
  • Rosalia
  • Rose Hill
  • Ross
  • Rossville
  • Roxbury
  • Rozel
  • Rush Center
  • Russell
  • Sabetha
  • Saint Francis
  • Saint George
  • Saint John
  • Saint Marys
  • Saint Paul
  • Salina
  • Satanta
  • Savonburg
  • Sawyer
  • Scammon
  • Scandia
  • Schoenchen
  • Scott City
  • Scranton
  • Sedan
  • Sedgwick
  • Selden
  • Seneca
  • Severy
  • Sharon
  • Sharon Springs
  • Shawnee Mission
  • Silver Lake
  • Simpson
  • Smith Center
  • Smolan
  • Sodville
  • Soldier
  • Solomon
  • South Haven
  • South Hutchinson
  • Spearville
  • Spivey
  • Spring Hill
  • St. George
  • Stafford
  • Stark
  • Sterling
  • Stilwell
  • Stockton
  • Strong City
  • Stuttgart
  • Sublette
  • Summerfield
  • Sun City
  • Sycamore
  • Sylvan Grove
  • Sylvia
  • Syracuse
  • Talmage
  • Tampa
  • Tecumseh
  • Tescott
  • Thayer
  • Tipton
  • Tonganoxie
  • Topeka
  • Toronto
  • Towanda
  • Treece
  • Tribune
  • Troy
  • Turon
  • Tyro
  • Udall
  • Ulysses
  • Union
  • Uniontown
  • Utica
  • Valley Center
  • Valley Falls
  • Vassar
  • Vermillion
  • Victoria
  • Viola
  • Virgil
  • Wa Keeney
  • Wakarusa
  • Wakefield
  • Waldo
  • Waldron
  • Walker
  • Wallace
  • Walnut
  • Walton
  • Wamego
  • Washington
  • Waterville
  • Wathena
  • Waverly
  • Webber
  • Weir
  • Welda
  • Wellington
  • Wellsville
  • Weskan
  • West Mineral
  • Westmoreland
  • Westphalia
  • Wetmore
  • Wheaton
  • White City
  • White Cloud
  • Whitewater
  • Whiting
  • Wichita
  • Williamsburg
  • Wilmore
  • Wilsey
  • Wilson
  • Winchester
  • Windom
  • Winfield
  • Winona
  • Wolf River
  • Woodbine
  • Woodston
  • Wright
  • Yates Center
  • Yoder
  • Zenda