What are the current interest rates at CSB of Cheney, KS?

Current rates for CSB of Cheney, KS include: 12-Month CD: 3.77%, 18-Month CD: 3.35%, 24-Month CD: 3.35%, 36-Month CD: 3.05%

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CSB of Cheney, KS

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CSB of Cheney, KS Rates & Review June 2026

Q: How many branches does CSB of Cheney, KS operate?

CSB of Cheney, KS currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, CSB of Cheney, KS does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, CSB of Cheney, KS provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: June 16, 2026

CSB of Cheney, KS's 12-Month CD rates are at 3.77%, 18-Month CD rates are at 3.35%, 24-Month CD rates are at 3.35%, 182 Day CD rates are at 3.05%, 36-Month CD rates are at 3.05%. MonitorBankRates evaluates the financial stability of CSB of Cheney, KS with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.92%. Rates were last updated on 06/16/2026.

CSB of Cheney, KS money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at CSB of Cheney, KS? Share your experience about CSB of Cheney, KS by leaving a review below, or read customer reviews before you decide to use CSB of Cheney, KS.

Exceptional Health Use This Badge on Your Bank Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

0.92%

Excellent Lower than avg

CSB of Cheney, KS

306 N Main St
Cheney, KS 67025

https://www.csbcheneyks.com

CSB of Cheney, KS CD Rates

Product	Rate	APY
12 Month CD	-	3.77%
Min Balance $500 Last Updated 06/16/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.92%
18 Month CD	-	3.35%
Min Balance $500 Last Updated 06/16/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.92%
24 Month CD	-	3.35%
Min Balance $500 Last Updated 06/16/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.92%
182 Day CD	-	3.05%
Min Balance $1,000 Last Updated 06/16/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.92%
36 Month CD	-	3.05%
Min Balance $500 Last Updated 06/16/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.92%
91 Day CD	-	1.77%
Min Balance $2,500 Last Updated 06/16/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.92%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for CSB of Cheney, KS is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather CSB of Cheney, KS rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with CSB of Cheney, KS's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name CSB of Cheney, KS

Bank Holding Company CITIZENS STATE BANCSHARES INC

Address 306 N Main St, Cheney, KS 67025 · Sedgwick

Website https://www.csbcheneyks.com

FDIC Certificate # 9658

Established 01/01/1884

FDIC Insurance Date 01/01/1934

Domestic Offices 1

Total Branches 1

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 100/100

5.0

Exceptional Out of 5.0 Stars

0.92%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 2.0286%

Return on Equity (ROE) 32.3000%

Non-Performing Loans (NPL) 0.05%

Total Assets $88,056,000

Total Deposits $80,303,000

Equity Capital $7,582,000

Net Income $2,010,000

Headquarters Cheney

Total Branches and Offices 1

Source: FDIC | Last Updated 12/31/2025

2026 MBR Health & Safety Badge

CSB of Cheney, KS earned the Exceptional Health badge

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Frequently Asked Questions About CSB of Cheney, KS

How many branches does CSB of Cheney, KS operate?

CSB of Cheney, KS currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, CSB of Cheney, KS does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, CSB of Cheney, KS provides members with tools to manage their accounts and build a solid financial history.

Does CSB of Cheney, KS offer online and mobile banking?

Most modern institutions like CSB of Cheney, KS provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.csbcheneyks.com.