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 American Bank of Baxter Springs Rates & Review May 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: May 5, 2026
American Bank of Baxter Springs's 18-Month Certificate of Deposit rates are at 3.33%, 18-Month Variable IRA rates are at 3.33%, 12-Month Certificate of Deposit rates are at 3.29%, 6-Month Certificate of Deposit rates are at 3.24%, 3-Month Certificate of Deposit rates are at 3.22%. MonitorBankRates evaluates the financial stability of American Bank of Baxter Springs with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 05/05/2026. American Bank of Baxter Springs money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at American Bank of Baxter Springs? Share your experience about American Bank of Baxter Springs by leaving a review below, or read customer reviews before you decide to use American Bank of Baxter Springs. American Bank of Baxter Springs
1201 Military Ave
https://www.americanbankbaxter.com Baxter Springs, KS 66713 
American Bank of Baxter Springs CD Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for American Bank of Baxter Springs is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather American Bank of Baxter Springs rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with American Bank of Baxter Springs's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
American Bank of Baxter Springs
Bank Holding Company
AMERICAN BANCSHARES INC
Address
1201 Military Ave,
Baxter Springs, KS 66713 · Cherokee
FDIC Certificate #
4624
Established
01/01/1917
FDIC Insurance Date
01/01/1934
Domestic Offices
3
Total Branches
3
Regulator
FED
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsA+
Overall Health Grade
Score: 100/100
5.0
Exceptional
Out of 5.0 Stars
0.00%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
0.8007%
Return on Equity (ROE)
9.7000%
Non-Performing Loans (NPL)
0.00%
Total Assets
$194,737,000
Total Deposits
$176,856,000
Equity Capital
$17,235,000
Net Income
$2,398,000
Headquarters
Baxter Springs
Total Offices
3
Source: FDIC | Last Updated 12/31/2025
Customer Reviews
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Add Your Rating and Review for American Bank of Baxter Springs
Frequently Asked Questions About American Bank of Baxter SpringsHow many branches does American Bank of Baxter Springs operate?American Bank of Baxter Springs currently maintains approximately 3 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, American Bank of Baxter Springs does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, American Bank of Baxter Springs provides members with tools to manage their accounts and build a solid financial history. Does American Bank of Baxter Springs offer online and mobile banking?Most modern institutions like American Bank of Baxter Springs provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.americanbankbaxter.com. Current American Bank of Baxter Springs Rates
Retrieved from our database of financial products. Rates subject to change.
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