What are the current interest rates at The Bank of Protection?

Current rates for The Bank of Protection include: 12-Month CD: 3.54%, 18-Month CD: 3.69%, 24-Month CD: 3.79%, 36-Month CD: 4.04%, Savings: 1.01%, MMA: 2.07%

MonitorBankRates

☰

Home›
Banks›
The Bank of Protection

iAdvertiser Disclosure

The Bank of Protection Rates & Review October 2026

Q: How many branches does The Bank of Protection operate?

The Bank of Protection currently maintains approximately 5 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, The Bank of Protection does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, The Bank of Protection provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 14, 2026

The Bank of Protection's top rates as of October 14, 2026 are 4.04% APY on its 3 Year Certificate of Deposit, 1.01% APY on savings, and 2.07% APY on money market accounts, according to rates verified by MonitorBankRates. Other The Bank of Protection CD rates include 3 years 3 Year IRA at 4.04%, 2 Year Certificate of Deposit at 3.79%, and 2 years 2 Year IRA at 3.79%. MonitorBankRates evaluates the financial stability of The Bank of Protection with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.28%. Rates last updated and verified on 10/14/2026.

The Bank of Protection money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at The Bank of Protection? Share your experience about The Bank of Protection by leaving a review below, or read customer reviews before you decide to use The Bank of Protection.

Verified Healthy Q2 2026 Use This Badge on Your Bank Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

0.28%

Excellent Lower than avg

Health Trend

Improving 12 quarters

Full history ›

The Bank of Protection

302 N Broadway
Protection, KS 67127

https://www.bankofprotection.com

Customer Reviews

Be the first to review

Write a Review

Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.

The Bank of Protection CD Rates

Product	Rate	APY	Term
3 Year Certificate of Deposit	4.00%	4.04%	3 Year
Min Deposit $500 Min Balance $0 Last Updated 10/14/2026 Rate History 1 change since Sep 7, 2026 · 2.62% → 4.04% ▲ 1.42 pts · high 4.04% / low 2.62% Sep 27, 20264.04%▲ from 2.62% Sep 7, 20262.62%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%
3 Year IRA	4.00%	4.04%	3 years
Min Deposit $500 Min Balance $0 Last Updated 10/14/2026 Rate History 1 change since Sep 7, 2026 · 2.62% → 4.04% ▲ 1.42 pts · high 4.04% / low 2.62% Sep 27, 20264.04%▲ from 2.62% Sep 7, 20262.62%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%
2 Year Certificate of Deposit	3.75%	3.79%	2 Year
Min Deposit $500 Min Balance $0 Last Updated 10/14/2026 Rate History 1 change since Sep 7, 2026 · 3.03% → 3.79% ▲ 0.76 pts · high 3.79% / low 3.03% Sep 27, 20263.79%▲ from 3.03% Sep 7, 20263.03%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%
2 Year IRA	3.75%	3.79%	2 years
Min Deposit $500 Min Balance $0 Last Updated 10/14/2026 Rate History 1 change since Sep 7, 2026 · 3.03% → 3.79% ▲ 0.76 pts · high 3.79% / low 3.03% Sep 27, 20263.79%▲ from 3.03% Sep 7, 20263.03%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%
18 Month Certificate of Deposit	3.65%	3.69%	18 Month
Min Deposit $500 Min Balance $0 Last Updated 10/14/2026 Rate History 1 change since Sep 7, 2026 · 3.13% → 3.69% ▲ 0.56 pts · high 3.69% / low 3.13% Sep 27, 20263.69%▲ from 3.13% Sep 7, 20263.13%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%
18 Month IRA	3.65%	3.69%	18 months
Min Deposit $500 Min Balance $0 Last Updated 10/14/2026 Rate History 1 change since Sep 7, 2026 · 3.13% → 3.69% ▲ 0.56 pts · high 3.69% / low 3.13% Sep 27, 20263.69%▲ from 3.13% Sep 7, 20263.13%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%
1 Year Certificate of Deposit	3.50%	3.54%	1 Year
Min Deposit $500 Min Balance $0 Last Updated 10/14/2026 Rate History 1 change since Sep 7, 2026 · 3.13% → 3.54% ▲ 0.41 pts · high 3.54% / low 3.13% Sep 27, 20263.54%▲ from 3.13% Sep 7, 20263.13%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%
1 Year IRA	3.50%	3.54%	1 year
Min Deposit $500 Min Balance $0 Last Updated 10/14/2026 Rate History 1 change since Sep 7, 2026 · 3.13% → 3.54% ▲ 0.41 pts · high 3.54% / low 3.13% Sep 27, 20263.54%▲ from 3.13% Sep 7, 20263.13%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%
6 Month Certificate of Deposit	3.35%	3.38%	6 Month
Min Deposit $500 Min Balance $0 Last Updated 10/14/2026 Rate History 1 change since Sep 7, 2026 · 2.87% → 3.38% ▲ 0.51 pts · high 3.38% / low 2.87% Sep 27, 20263.38%▲ from 2.87% Sep 7, 20262.87%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%
6 Month IRA	3.35%	3.38%	6 months
Min Deposit $500 Min Balance $0 Last Updated 10/14/2026 Rate History 1 change since Sep 7, 2026 · 2.87% → 3.38% ▲ 0.51 pts · high 3.38% / low 2.87% Sep 27, 20263.38%▲ from 2.87% Sep 7, 20262.87%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%
91 Day Certificate of Deposit	3.20%	3.24%	91 Day
Min Deposit $500 Min Balance $0 Last Updated 10/14/2026 Rate History 1 change since Sep 7, 2026 · 2.88% → 3.24% ▲ 0.36 pts · high 3.24% / low 2.88% Sep 27, 20263.24%▲ from 2.88% Sep 7, 20262.88%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%
30 Day Certificate of Deposit	3.00%	3.05%	30 Day
Min Deposit $500 Min Balance $0 Last Updated 10/14/2026 Rate History 1 change since Sep 7, 2026 · 2.52% → 3.05% ▲ 0.53 pts · high 3.05% / low 2.52% Sep 27, 20263.05%▲ from 2.52% Sep 7, 20262.52%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%

The Bank of Protection Savings Rates

Product	Rate	APY	View More
Regular Savings	1.00%	1.01%
Min Deposit $50 Min Balance $0 Details Balance: $0 minimum to obtain APY; Rates effective as 09/30/2025; The interest rate and annual percentage yield may change after account opening; A penalty will be imposed for early withdrawal Last Updated 10/14/2026 Rate History No change since Sep 7, 2026 · 1.01% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%

The Bank of Protection Money Market Rates

Product	Rate	APY
Money Market Demand Account	2.05%	2.07%
Min Balance $25,000 Details Balance: Tier 3 - $25,000.01 and over; See top level tier for opening deposit and balance requirements Last Updated 10/14/2026 Rate History No change since Sep 24, 2026 · 2.07% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%
Money Market Demand Account	1.50%	1.51%
Min Balance $2,500 Details Balance: Tier 2 - $2,500.01; See top level tier for opening deposit and balance requirements Last Updated 10/14/2026 Rate History No change since Sep 24, 2026 · 1.51% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%
Money Market Demand Account	1.15%	1.16%
Min Deposit $2,500 Min Balance $2,500 Details Balance: $2,500 minimum to obtain APY; Money market tier, top level Last Updated 10/14/2026 Rate History No change since Sep 7, 2026 · 1.16% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%

The Bank of Protection Other Rates

Product	Rate	Points	APY/APR
NOW Account	0.85%	-	0.85%
Min Deposit $1,000 Min Balance $0 Details Checking Rates; Minimum balance to obtain APY: $0 Last Updated 10/14/2026 Rate History No change since Sep 7, 2026 · 0.85% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%
Super NOW Account	0.95%	-	0.95%
Min Deposit $2,500 Min Balance $0 Details Checking Rates; Minimum balance to obtain APY: $0 Last Updated 10/14/2026 Rate History No change since Sep 7, 2026 · 0.95% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.28%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

The Bank of Protection’s Texas Ratio fell from 1.53% in Q3 2023 to 0.28% in Q2 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this bank’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$154M	0.28%	5.0	A+
March 31, 2026	$150M	1.33%	5.0	A+
December 31, 2025	$146M	0.34%	5.0	A+
September 30, 2025	$93M	0.61%	5.0	A+
June 30, 2025	$99M	0.67%	5.0	A+
March 31, 2025	$97M	4.00%	5.0	A+
December 31, 2024	$99M	0.36%	5.0	A+
September 30, 2024	$93M	0.35%	5.0	A+
June 30, 2024	$95M	0.64%	5.0	A+
March 31, 2024	$97M	0.39%	5.0	A+
December 31, 2023	$93M	1.33%	5.0	A+
September 30, 2023	$85M	1.53%	5.0	A+

Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for The Bank of Protection is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather The Bank of Protection rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with The Bank of Protection's official website for the most current offers and terms.

Bank Profile & Overview

Bank Name The Bank of Protection

Website https://www.bankofprotection.com

Address 302 N Broadway, Protection, KS 67127 · Comanche

Bank Holding Company PROTECTION BK HOLDING CO INC

FDIC Certificate # 23099

Regulator FDIC

Established April 2, 1980

FDIC Insurance Date April 2, 1980

Domestic Offices 5

Total Branches 5

FDIC Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (100/100)

Texas Ratio

0.28%

National Average Texas Ratio

5.85%

Return on Assets (ROA)

1.5992%

Return on Equity (ROE)

13.9000%

Non-Performing Loans Ratio (NPL)

0.01%

Total Assets

$154,438,000

Total Deposits

$121,953,000

Equity Capital

$17,511,000

Net Income

$1,201,000

Headquarters

Protection

Total Branches and Offices

Source: FDIC — Last Updated June 30, 2026

Q2 2026 MBR Health & Safety Badge

The Bank of Protection earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.

<a href="https://www.monitorbankrates.com/banks/the-bank-of-protection-rates-review-23099">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026-q2.svg"
       alt="MonitorBankRates Verified Healthy Badge Q2 2026"
       width="160" height="160">
</a>

Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for The Bank of Protection yet. Feel free to create one below.

Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.

Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for The Bank of Protection

Frequently Asked Questions About The Bank of Protection

How many branches does The Bank of Protection operate?

The Bank of Protection currently maintains approximately 5 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, The Bank of Protection does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, The Bank of Protection provides members with tools to manage their accounts and build a solid financial history.

Does The Bank of Protection offer online and mobile banking?

Most modern institutions like The Bank of Protection provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.bankofprotection.com.