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CD Rates Caldwell, Kansas (KS) for April 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | CD Rates Last Updated and Verified: April 9, 2026

Current Caldwell, Kansas CD rates include Farmers and Merchants Bank Milligan, NEFarmers and Merchants Bank Milligan, NEA+5.0 ★Texas Ratio: 0.00% offering 6 Month CD at 4.27% APY, Carson BankCarson BankA+5.0 ★Texas Ratio: 1.31% offering 180 Day CD at 4.06% APY, Omb BankOmb BankA+5.0 ★Texas Ratio: 4.97% offering 3 Month CD at 4.05% APY, Mid-America BankMid-America BankA+5.0 ★Texas Ratio: 0.00% offering 18 Month CD or IRA Jumbo at 4.04% APY, and FSB of WestmorelandFSB of WestmorelandA5.0 ★Texas Ratio: 12.46% offering 6 Month CD at 4.04% APY. CD rates as of April 9, 2026 according to verified data from MonitorBankRates.

Caldwell is a smaller community with no bank or credit union branches currently in our database. 308 institutions serving the Kansas area are available to Caldwell residents, with CD rates as high as 4.27% APY from Farmers and Merchants Bank Milligan, NE. Rates are continually updated — we recommend checking back frequently.

The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: April 9, 2026

Compare Best CD Rates in Caldwell, Kansas & the Surrounding Area

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Farmers and Merchants Bank Milligan, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Month Certificates of Deposit
$0
4.06%
View
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Omb Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.97%
3 Month CD
$0
4.05%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.43%
3-Month Certificate
$0
4.00%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

No minimum deposit.

Bank of the Flint Hills
Institution Rating:
A-5.0 ★Texas Ratio: 15.48%
Certificates of Deposit 3 Month
$0
3.91%
View
▼
Rate3.85%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
3-Month CD
$0
3.80%
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Exchange Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
3 Month Certificates of Deposit (CDs)
$10,000
3.70%
View
▼
Rate3.65%
Min Deposit$10,000
Min Balance—
UpdatedApr 9, 2026
Details

CommunityAmerica Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.94%
3-Month Share Certificate
$500
3.60%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details

Great Southern Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.82%
3-Month CD
$1,000
3.40%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details

Farmway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
3 Month Share Certificate
$0
3.29%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

American Bank of Baxter Springs
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Month Certificate of Deposit
$1,000
3.25%
View
▼
Rate3.21%
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details

Home Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
3 Month CD
$1,000
3.00%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details

Farmers and Drovers Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
3 Month CD
$0
2.75%
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

First FarmBank
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
3 Month CD
$0
2.50%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

First Bank Creve Coeur, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
3-Month CD
$0
2.01%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Panhandle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
90 Day CD
$0
1.81%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

FSB of St. Charles, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
Certificates of Deposit 3-month
$1,000
1.65%
View
▼
Rate1.64%
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details

KSB Overbrook, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
3 Month Certificates of Deposit (CD's) & Individual Retirement Accounts (IRA's)
$1,000
1.56%
View
▼
Rate1.55%
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details

FSB Mcpherson, KS
Institution Rating:
A5.0 ★Texas Ratio: 10.04%
3 month CD
$1,000
1.51%
View
▼
Rate1.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details

Envista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
3 Month Certificate
$500
1.50%
View
▼
Rate1.49%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details

The Bank of Tescott
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
Certificates of Deposit (CDs) 3 Month
$0
0.66%
View
▼
Rate0.66%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

$10,000+

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
3-month term Certificates (CDs)
$0
0.60%
View
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

State Bank of Canton
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Certificate of Deposit 3 Month
$500
0.50%
View
▼
Rate0.50%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details

Southwest National Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.18%
3 Month Certificate of Deposit
$0
0.30%
View
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

CD Only

Security Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
90 Day Certificate of Deposit
$500
0.20%
View
▼
Rate0.20%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Farmers and Merchants Bank Milligan, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6 Month CD
$500
4.27%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details

Penalty for early withdrawal

Carson Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
180 Day CD
$1,500
4.06%
View
▼
Rate4.00%
Min Deposit$1,500
Min Balance—
UpdatedApr 9, 2026
Details

FSB of Westmoreland
Institution Rating:
A5.0 ★Texas Ratio: 12.46%
6 Month CD
$1,000
4.04%
View
▼
Rate4.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details

Community Bank Topeka, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
6 Month Certificate of Deposit
$1,000
4.00%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details

For a limited time.

Bank of the Flint Hills
Institution Rating:
A-5.0 ★Texas Ratio: 15.48%
Certificates of Deposit 6 Month
$0
3.91%
View
▼
Rate3.85%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

NBKC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
6 month Personal CD
$1,000
3.85%
View
▼
Rate3.78%
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details

Exchange Bank (NE)
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
6 Month CD Special
$2,500
3.80%
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedApr 9, 2026
Details

In select markets only. The annual percentage yield is accurate as of date of publication. The minimum deposit $2,500.00. Offer may expire without notice. Penalty assessed for early withdrawal-fees could reduce the earnings on the account. No minimum to earn APY.

Lyndon State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.03%
6 Month Certificate
$2,500
3.79%
View
▼
Rate3.75%
Min Deposit$2,500
Min Balance—
UpdatedApr 9, 2026
Details

Union Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
6-month CD
$1,000
3.70%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details

KSB Overbrook, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
6 Month Certificates of Deposit (CD's) & Individual Retirement Accounts (IRA's)
$1,000
3.65%
View
▼
Rate3.60%
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details

Farmway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
6 Month Share Certificate
$0
3.63%
View
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Denison State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
6 month CD IRA
$500
3.60%
View
▼
Rate3.55%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details

Simmons Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
6-month CD
$5,000
3.50%
View
▼
Rate—
Min Deposit$5,000
Min Balance—
UpdatedApr 9, 2026
Details

$5,000 - $49,999.99 New Money

Public Safety Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
6 Month Share CD or IRA CD
$500
3.45%
View
▼
Rate3.40%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details

Certificate rates vary based on member relationship with the Credit Union. Rates shown include all available bonuses.

The Bank of Tescott
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
Certificates of Deposit (CDs) 6 Month
$0
3.42%
View
▼
Rate3.38%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

$10,000+

Sunflower Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.67%
6-Month CD Special
$0
3.40%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.79%
Share & IRA Certificates 6 month term
$0
3.35%
View
▼
Rate3.31%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Envista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
6 Month Certificate
$500
3.30%
View
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details

American Bank of Baxter Springs
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6 Month Certificate of Deposit
$1,000
3.26%
View
▼
Rate3.23%
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details

Home Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
6 Month CD
$0
3.25%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Farmers and Drovers Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
6 Month CD
$0
3.20%
View
▼
Rate3.16%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Midwest Regional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
Share Certificates 6 Month
$0
3.03%
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Kansas Teachers Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.51%
6 Month Certificate of Deposit
$500
3.00%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details

Ark Valley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
6 Month Certificate
$500
2.97%
View
▼
Rate2.95%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details

Haviland State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6 Month Certificate of Deposit
$500
2.87%
View
▼
Rate2.85%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details

FSB of Aliceville, Kansas
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
CD - 6 month
$0
2.52%
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Citizens Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
6 Month Certificate of Deposit
$1,000
2.50%
View
▼
Rate2.48%
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details

FSB of St. Charles, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
Certificates of Deposit 6-month
$1,000
2.40%
View
▼
Rate2.37%
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details

Exchange Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
6 Month Certificates of Deposit (CDs)
$1,000
2.25%
View
▼
Rate2.23%
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details

Panhandle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
180 Day CD
$0
2.12%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Citizens Bank of Kansas
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
180 Day CD
$500
2.02%
View
▼
Rate2.00%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details

Legacy Bank Colwich, KS
Institution Rating:
A+5.0 ★Texas Ratio: 1.85%
6 Month IRA Certificate
$1,000
2.00%
View
▼
Rate1.99%
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details

FSB Mcpherson, KS
Institution Rating:
A5.0 ★Texas Ratio: 10.04%
6 month CD
$1,000
1.76%
View
▼
Rate1.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details

Citizens State Bank Moundridge, KS
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
6 Month CD
$1,000
1.70%
View
▼
Rate1.69%
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
6-month term Certificates (CDs)
$0
1.35%
View
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Campus Credit Union
Institution Rating:
B4.7 ★Texas Ratio: 19.23%
6 month Share Certificates
$500
1.00%
View
▼
Rate1.00%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details

Southwest National Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.18%
6 Month Certificate of Deposit
$0
0.90%
View
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Hutchinson Government Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.18%
6 Month CD
$0
0.75%
View
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Morton Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.38%
6 Month Share Certificates
$0
0.50%
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Crossroads Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.01%
6 Month Certificate Term
$0
0.40%
View
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Mid American Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.01%
Pay Day Certificate - 6 Month
$0
0.30%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

The Valley State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
6 Month IRA
$0
0.25%
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

First Citizens Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
6-month automatic saver CD
$500
0.01%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Farmers and Merchants Bank Milligan, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12 Month Certificates of Deposit
$0
4.11%
View
▼
Rate4.05%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Mid-America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1 Year CD or IRA Jumbo
$500
4.04%
View
▼
Rate4.00%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details

Jumbo

Quantum Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
12 Month CD
$0
4.00%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

KS StateBank
Institution Rating:
A5.0 ★Texas Ratio: 9.13%
1 Year CD
$500
3.95%
View
▼
Rate3.89%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details

Bank of the Flint Hills
Institution Rating:
A-5.0 ★Texas Ratio: 15.48%
Certificates of Deposit 1 Year
$0
3.91%
View
▼
Rate3.85%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Public Safety Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
1 Year Share CD or IRA CD
$500
3.90%
View
▼
Rate3.83%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details

Certificate rates vary based on member relationship with the Credit Union. Rates shown include all available bonuses.

White Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
IRA Certificates 1 Year
$0
3.80%
View
▼
Rate3.73%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

FSB of Aliceville, Kansas
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
CD - 1 year
$0
3.79%
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

CSB of Cheney, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.92%
12 Month CD
$500
3.77%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details

to open

Mutual Savings Association
Institution Rating:
A+5.0 ★Texas Ratio: 1.16%
1 Year Certificate
$2,000
3.75%
View
▼
Rate3.70%
Min Deposit$2,000
Min Balance—
UpdatedApr 9, 2026
Details

Exchange Bank (NE)
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
12 Month CD Special
$2,500
3.70%
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedApr 9, 2026
Details

In select markets only. The annual percentage yield is accurate as of date of publication. The minimum deposit $2,500.00. Offer may expire without notice. Penalty assessed for early withdrawal-fees could reduce the earnings on the account. No minimum to earn APY.

NBKC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
1 year Personal CD
$1,000
3.66%
View
▼
Rate3.59%
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details

Andover State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
12-month CD
$1,000
3.65%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details

Midwest Regional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
Share Certificates 12 Month
$0
3.64%
View
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Denison State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
1 year CD IRA
$500
3.60%
View
▼
Rate3.55%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details

Lyndon State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.03%
1 Year Certificate
$1,000
3.56%
View
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details

KSB Overbrook, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
12 Month CD
$0
3.55%
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Union State Bank Arkansas City, KS
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
12 Month CD Special
$2,500
3.51%
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedApr 9, 2026
Details

Limited time offer. Not available to other financial institutions or public funds.

Community Bank Topeka, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
Commercial Certificates of Deposit 1 Year
$0
3.50%
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Farmers and Drovers Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
12 Month CD
$0
3.40%
View
▼
Rate3.36%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

The Bank of Tescott
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
Certificates of Deposit (CDs) 12 Month
$0
3.36%
View
▼
Rate3.32%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

$10,000+

American Bank of Baxter Springs
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12 Month Certificate of Deposit
$1,000
3.28%
View
▼
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details

Armed Forces Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
12-Month Certificate of Deposit IRA
$500
3.15%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details

Haviland State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1 Year Certificate of Deposit
$500
3.13%
View
▼
Rate3.10%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details

Envista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
12 Month Certificate
$500
3.10%
View
▼
Rate3.06%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details

Security Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
12 Month Certificate of Deposit
$500
3.03%
View
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details

FNB of Kansas
Institution Rating:
A+5.0 ★
12 Month Certificate of Deposit/IRA
$1,000
3.00%
View
▼
Rate2.98%
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details

Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
1 Year Share/IRA Certificate
$0
2.95%
View
▼
Rate2.91%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Ark Valley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
12 Month Certificate
$1,000
2.85%
View
▼
Rate2.85%
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details

Emprise Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
1 Year CD
$1,000
2.80%
View
▼
Rate2.77%
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details

The Alden State Bank
Institution Rating:
A+5.0 ★
12-month CD IRA
$500
2.75%
View
▼
Rate2.72%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details

First National Bank of Hutchinson
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
IRA CDs 1 year
$1,000
2.65%
View
▼
Rate2.63%
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details

Azura Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
12 month Certificates
$0
2.53%
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Heritage Bank Topeka, KS
Institution Rating:
A5.0 ★Texas Ratio: 8.71%
1 Year CD
$0
2.52%
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Citizens State Bank Moundridge, KS
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
12 Month CD
$1,000
2.50%
View
▼
Rate2.48%
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details

Johnson State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
IRA Certificates of Deposits to $99,999.99 1 year
$50,000
2.48%
View
▼
Rate2.46%
Min Deposit$50,000
Min Balance—
UpdatedApr 9, 2026
Details

$50,000

Panhandle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
12 Month CD
$0
2.42%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

FSB Mcpherson, KS
Institution Rating:
A5.0 ★Texas Ratio: 10.04%
12 month CD
$1,000
2.02%
View
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details

State Bank of Canton
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Certificate of Deposit 12 Month
$500
2.01%
View
▼
Rate2.00%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details

Silver Lake Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
12 Month Certificates of Deposit or IRA's
$0
1.90%
View
▼
Rate1.89%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Truity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
Share Certificate 12 Month
$0
1.85%
View
▼
Rate1.83%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
12-month term Certificates (CDs)
$0
1.40%
View
▼
Rate1.39%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Southwest National Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.18%
1 Year Certificate of Deposit
$0
1.25%
View
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Hutchinson Government Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.18%
12 Month CD
$0
1.00%
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Morton Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.38%
12 Month Share Certificates
$0
0.60%
View
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Crossroads Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.01%
1 year Certificate Term
$0
0.55%
View
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Mid American Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.01%
Pay Day Certificate - 1 Year
$0
0.40%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Farmers State Bank Wathena, KS
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
12 Month Certificates of Deposit
$500
0.35%
View
▼
Rate0.35%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details

The Valley State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
1 Year CD
$500
0.25%
View
▼
Rate0.25%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details

BOK Financial
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
IRA CD 1 Year
$0
0.10%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Mid-America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 Month CD or IRA Jumbo
$500
4.04%
View
▼
Rate4.00%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details

Jumbo

FSB of Westmoreland
Institution Rating:
A5.0 ★Texas Ratio: 12.46%
18 Month CD
$1,000
3.84%
View
▼
Rate3.80%
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details

Bank of the Flint Hills
Institution Rating:
A-5.0 ★Texas Ratio: 15.48%
Certificates of Deposit 18 Month
$0
3.80%
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
IRA Certificate Term 18-Month Variable
$100,000
3.69%
View
▼
Rate3.63%
Min Deposit$100,000
Min Balance—
UpdatedApr 9, 2026
Details

$100,000 Minimum to Earn APY

ESB Financial
Institution Rating:
C+4.1 ★Texas Ratio: 25.76%
18 Month Variable IRA
$0
3.65%
View
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

First Bank Creve Coeur, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
18-Month Variable Rate IRA
$0
3.62%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Public Safety Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
1.5 Year Share CD or IRA CD
$500
3.60%
View
▼
Rate3.54%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details

Certificate rates vary based on member relationship with the Credit Union. Rates shown include all available bonuses.

Farmway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
18 Month Share Certificate
$0
3.57%
View
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
18-Month CD
$0
3.45%
View
▼
Rate3.41%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Farmers and Drovers Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
18 Month CD
$0
3.40%
View
▼
Rate3.36%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

The Bank of Tescott
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
Certificates of Deposit (CDs) 18 Month
$0
3.36%
View
▼
Rate3.32%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

$10,000+

CSB of Cheney, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.92%
18 Month CD
$500
3.35%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details

to open

American Bank of Baxter Springs
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 Month Certificate of Deposit
$1,000
3.30%
View
▼
Rate3.27%
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details

KSB Overbrook, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
18 Month Certificates of Deposit (CD's) & Individual Retirement Accounts (IRA's)
$1,000
3.29%
View
▼
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
18-month term
$0
3.25%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Legacy Bank Colwich, KS
Institution Rating:
A+5.0 ★Texas Ratio: 1.85%
18 Month IRA Certificate
$1,000
3.20%
View
▼
Rate3.16%
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details

Haviland State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 Month Certificate of Deposit
$500
3.13%
View
▼
Rate3.10%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details

Academy Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
18-Month Certificate
$500
3.10%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details

Security Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
18 Month Certificate of Deposit
$500
3.03%
View
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details

Envista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
18 Month Certificate
$500
3.00%
View
▼
Rate2.96%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details

Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
18 Month Share/IRA Certificate
$0
2.95%
View
▼
Rate2.91%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Panhandle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
18 Month CD
$0
2.78%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Citizens State Bank Moundridge, KS
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
18 Month CD
$1,000
2.70%
View
▼
Rate2.68%
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details

FSB of St. Charles, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
Certificates of Deposit 18-month
$1,000
2.65%
View
▼
Rate2.62%
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details

Emprise Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
18 Month Variable CD/IRA
$100
2.55%
View
▼
Rate2.52%
Min Deposit$100
Min Balance—
UpdatedApr 9, 2026
Details

Fees may reduce earnings.

Armed Forces Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
18-Month Certificate of Deposit IRA
$500
2.35%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details

FNB of Kansas
Institution Rating:
A+5.0 ★
18 Month Certificate of Deposit/IRA
$1,000
2.25%
View
▼
Rate2.24%
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details

State Bank of Canton
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Certificate of Deposit 18 Month
$500
2.01%
View
▼
Rate2.00%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details

Union Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
18 month Variable IRA
$0
1.97%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Lyons Federal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.86%
IRA - 18 Month Variable
$0
1.96%
View
▼
Rate1.95%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Truity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
Share Certificate 18 Mo. HSA
$0
1.95%
View
▼
Rate1.93%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Exchange Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
18 Month Certificates of Deposit (CDs)
$1,000
1.75%
View
▼
Rate1.74%
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details

Southwest National Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.18%
18 Month Certificate of Deposit
$0
1.25%
View
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Crossroads Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.01%
18 Month Certificate Term
$0
0.65%
View
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Morton Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.38%
18 Month Share Certificates
$0
0.60%
View
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Farmers State Bank Wathena, KS
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
18 Month Certificates of Deposit
$500
0.45%
View
▼
Rate0.45%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details

Community Bank Topeka, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
18 Month Variable IRA
$0
0.40%
View
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

The Valley State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
18 Month IRA
$0
0.30%
View
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Mid-America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
24 Month CD or IRA Jumbo
$500
4.04%
View
▼
Rate4.00%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details

Jumbo

FSB of Westmoreland
Institution Rating:
A5.0 ★Texas Ratio: 12.46%
24 Month CD
$1,000
3.84%
View
▼
Rate3.80%
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details

KS StateBank
Institution Rating:
A5.0 ★Texas Ratio: 9.13%
2 Year CD
$500
3.80%
View
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details

Farmers and Merchants Bank Milligan, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
24 Month Certificates of Deposit
$0
3.75%
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Exchange Bank (NE)
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
24 Month CD Special
$2,500
3.65%
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedApr 9, 2026
Details

In select markets only. The annual percentage yield is accurate as of date of publication. The minimum deposit $2,500.00. Offer may expire without notice. Penalty assessed for early withdrawal-fees could reduce the earnings on the account. No minimum to earn APY.

Union Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
24-month CD
$1,000
3.51%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details

Denison State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
2 year CD IRA
$500
3.50%
View
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details

Midwest Regional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
Share Certificates 24 Month
$0
3.49%
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
24-Month Share Certificate
$100,000
3.45%
View
▼
Rate3.40%
Min Deposit$100,000
Min Balance—
UpdatedApr 9, 2026
Details

$100,000 Minimum to Earn APY

Legacy Bank Colwich, KS
Institution Rating:
A+5.0 ★Texas Ratio: 1.85%
2 Year IRA Certificate
$1,000
3.40%
View
▼
Rate3.36%
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details

The Bank of Tescott
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
Certificates of Deposit (CDs) 24 Month
$0
3.36%
View
▼
Rate3.32%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

$10,000+

CSB of Cheney, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.92%
24 Month CD
$500
3.35%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details

to open

KSB Overbrook, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
24 Month CD
$0
3.29%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Public Safety Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
2 Year Share CD or IRA CD
$500
3.25%
View
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details

Certificate rates vary based on member relationship with the Credit Union. Rates shown include all available bonuses.

Academy Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
24-Month Certificate
$500
3.10%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details

Panhandle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
24 Month CD
$0
3.09%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Envista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
24 Month Certificate
$500
3.05%
View
▼
Rate3.01%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details

Azura Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
24 month Certificates
$0
3.04%
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Haviland State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2 Year Certificate of Deposit
$500
3.03%
View
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details

Union State Bank Olsburg, KS
Institution Rating:
A-4.9 ★Texas Ratio: 16.38%
2 year Certificates of Deposit (CDs)
$0
3.00%
View
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
2 Year Share/IRA Certificate
$0
2.95%
View
▼
Rate2.91%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

FSB of St. Charles, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
Certificates of Deposit 24-month
$1,000
2.90%
View
▼
Rate2.86%
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details

Ark Valley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
24 Month Certificate
$1,000
2.81%
View
▼
Rate2.85%
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details

First National Bank of Hutchinson
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
IRA CDs 2 year
$1,000
2.77%
View
▼
Rate2.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details

Argentine Federal Savings
Institution Rating:
A5.0 ★Texas Ratio: 10.78%
24 Month CD
$1,000
2.75%
View
▼
Rate2.71%
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details

Emprise Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
2 Year CD
$1,000
2.70%
View
▼
Rate2.67%
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
24-month term Certificates (CDs)
$0
2.60%
View
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Armed Forces Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
24-Month Certificate of Deposit IRA
$500
2.35%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details

Johnson State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
CD's equal to to $24,999 2 year
$1,000
2.30%
View
▼
Rate2.29%
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details

$1000

Citizens State Bank Moundridge, KS
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
24 Month CD
$1,000
2.25%
View
▼
Rate2.24%
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details

Campus Credit Union
Institution Rating:
B4.7 ★Texas Ratio: 19.23%
24 month IRA Certificates
$0
2.20%
View
▼
Rate2.18%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

$1,000 minimum deposit on all terms

Truity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
Share Certificate 24 Month
$0
2.05%
View
▼
Rate2.03%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Silver Lake Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
24 Month Jump Certificates of Deposit or IRA's
$0
2.02%
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

State Bank of Canton
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Certificate of Deposit 24 Month
$500
2.01%
View
▼
Rate2.00%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details

First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
24-Month CD
$0
2.00%
View
▼
Rate1.99%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Elevate Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
2 YEAR CD
$0
1.61%
View
▼
Rate1.60%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Southwest National Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.18%
2 Year Certificate of Deposit
$0
1.40%
View
▼
Rate1.39%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Mid Kansas Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.41%
Regular 2 Year Share Certificate
$1,000
1.35%
View
▼
Rate1.35%
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details

Hutchinson Government Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.18%
24 Month CD
$0
1.25%
View
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Morton Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.38%
24 Month Share Certificates
$0
0.80%
View
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Mid American Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.01%
Pay Day Certificate - 2 Year
$0
0.50%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Citizens Bank of Kansas
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
24 Month - One Time Bump CD
$500
0.40%
View
▼
Rate0.40%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details

Community Bank Topeka, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
Commercial Certificates of Deposit 2 Year
$0
0.35%
View
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

The Valley State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
2 Year CD
$500
0.30%
View
▼
Rate0.30%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Mid-America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
36 Month CD or IRA Jumbo
$500
4.04%
View
▼
Rate4.00%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details

Jumbo

FSB of Westmoreland
Institution Rating:
A5.0 ★Texas Ratio: 12.46%
36 Month CD
$1,000
3.84%
View
▼
Rate3.80%
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details

KS StateBank
Institution Rating:
A5.0 ★Texas Ratio: 9.13%
3 Year CD
$500
3.80%
View
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details

Farmers and Merchants Bank Milligan, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
36 Month Certificates of Deposit
$0
3.75%
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Farmers and Drovers Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
36 Month CD
$0
3.65%
View
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Exchange Bank (NE)
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
36 Month CD Special
$2,500
3.60%
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedApr 9, 2026
Details

In select markets only. The annual percentage yield is accurate as of date of publication. The minimum deposit $2,500.00. Offer may expire without notice. Penalty assessed for early withdrawal-fees could reduce the earnings on the account. No minimum to earn APY.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
IRA Certificate Term 36-Month Variable
$100,000
3.58%
View
▼
Rate3.52%
Min Deposit$100,000
Min Balance—
UpdatedApr 9, 2026
Details

$100,000 Minimum to Earn APY

Carson Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
Certificate of Deposit - IRA 3 Year
$50
3.55%
View
▼
Rate3.50%
Min Deposit$50
Min Balance—
UpdatedApr 9, 2026
Details

Azura Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
36 month Certificates
$0
3.45%
View
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Legacy Bank Colwich, KS
Institution Rating:
A+5.0 ★Texas Ratio: 1.85%
3 Year IRA Certificate
$1,000
3.35%
View
▼
Rate3.31%
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details

Panhandle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
36 Month CD
$0
3.34%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Public Safety Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
3 Year Share CD or IRA CD
$500
3.30%
View
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details

Certificate rates vary based on member relationship with the Credit Union. Rates shown include all available bonuses.

The Bank of Tescott
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
Certificates of Deposit (CDs) 36 Month
$0
3.26%
View
▼
Rate3.22%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

$10,000+

Envista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
36 Month Certificate
$500
3.25%
View
▼
Rate3.21%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details

KSB Overbrook, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
36 Month CD
$0
3.24%
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

CSB of Cheney, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.92%
36 Month CD
$500
3.05%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details

to open

Security Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
36 Month Certificate of Deposit
$500
3.03%
View
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details

Union State Bank Olsburg, KS
Institution Rating:
A-4.9 ★Texas Ratio: 16.38%
3 year Certificates of Deposit (CDs)
$0
3.00%
View
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Lyndon State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.03%
3 Year Certificate
$100
2.78%
View
▼
Rate2.75%
Min Deposit$100
Min Balance—
UpdatedApr 9, 2026
Details

Ark Valley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
36 Month Certificate
$1,000
2.77%
View
▼
Rate2.85%
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details

Denison State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
3 year one-time bump up CD IRA
$5,000
2.75%
View
▼
Rate2.72%
Min Deposit$5,000
Min Balance—
UpdatedApr 9, 2026
Details

Emprise Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
3 Year CD
$1,000
2.70%
View
▼
Rate2.67%
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details

Haviland State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Year Certificate of Deposit
$500
2.62%
View
▼
Rate2.60%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details

Mutual Savings Association
Institution Rating:
A+5.0 ★Texas Ratio: 1.16%
3 Year Certificate
$2,000
2.50%
View
▼
Rate2.48%
Min Deposit$2,000
Min Balance—
UpdatedApr 9, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
36-month term
$0
2.49%
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Truity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
Share Certificate 36 Mo. HSA
$0
2.45%
View
▼
Rate2.43%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Citizens State Bank Moundridge, KS
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
36 Month CD
$1,000
2.35%
View
▼
Rate2.34%
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details

Armed Forces Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
36-Month Certificate of Deposit IRA
$500
2.27%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details

NBKC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
3 year Personal IRA CD
$250
2.25%
View
▼
Rate2.23%
Min Deposit$250
Min Balance—
UpdatedApr 9, 2026
Details

Silver Lake Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
36 Month Certificates of Deposit or IRA's
$0
2.02%
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
36-Month CD
$0
2.00%
View
▼
Rate1.99%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

FSB Holton, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
36 Month Bump Up CD
$500
1.86%
View
▼
Rate1.85%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details

First National Bank in Fredonia
Institution Rating:
A+5.0 ★Texas Ratio: 3.43%
36 Month Fixed CD
$500
1.76%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details

Elevate Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
3 YEAR CD
$0
1.71%
View
▼
Rate1.70%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Mid Kansas Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.41%
Regular 3 Year Share Certificate
$1,000
1.50%
View
▼
Rate1.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details

Southwest National Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.18%
3 Year Certificate of Deposit
$0
1.45%
View
▼
Rate1.44%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Hutchinson Government Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.18%
36 Month CD
$0
1.35%
View
▼
Rate1.35%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Mid American Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.01%
Pay Day Certificate - 3 Year
$0
0.60%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

American Bank of Baxter Springs
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Year Certificate of Deposit
$1,000
0.45%
View
▼
Rate0.45%
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details

The Valley State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
3 Year CD
$500
0.40%
View
▼
Rate0.40%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Mid-America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
48 Month CD or IRA Jumbo
$500
4.04%
View
▼
Rate4.00%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details

Jumbo

KS StateBank
Institution Rating:
A5.0 ★Texas Ratio: 9.13%
4 Year CD
$500
3.80%
View
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details

Farmers and Drovers Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
48 Month CD
$0
3.75%
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

FSB of Westmoreland
Institution Rating:
A5.0 ★Texas Ratio: 12.46%
48 Month CD
$1,000
3.73%
View
▼
Rate3.70%
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details

Bank of the Flint Hills
Institution Rating:
A-5.0 ★Texas Ratio: 15.48%
Certificates of Deposit 4 Year
$0
3.70%
View
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Azura Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
48 month Certificates
$0
3.56%
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Envista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
48 Month Certificate
$500
3.50%
View
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details

Public Safety Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
4 Year Share CD or IRA CD
$500
3.40%
View
▼
Rate3.35%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details

Certificate rates vary based on member relationship with the Credit Union. Rates shown include all available bonuses.

Panhandle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
48 Month CD
$0
3.39%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

The Bank of Tescott
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
Certificates of Deposit (CDs) 48 Month
$0
3.26%
View
▼
Rate3.22%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

$10,000+

Mutual Savings Association
Institution Rating:
A+5.0 ★Texas Ratio: 1.16%
4 Year Certificate * (with Rate Protection)
$2,000
3.25%
View
▼
Rate3.21%
Min Deposit$2,000
Min Balance—
UpdatedApr 9, 2026
Details

KSB Overbrook, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
48 Month Certificates of Deposit (CD's) & Individual Retirement Accounts (IRA's)
$1,000
3.24%
View
▼
Rate3.20%
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details

Legacy Bank Colwich, KS
Institution Rating:
A+5.0 ★Texas Ratio: 1.85%
4 Year IRA Certificate
$1,000
3.20%
View
▼
Rate3.16%
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details

Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
4 Year Share/IRA Certificate
$0
3.10%
View
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Security Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
48 Month Certificate of Deposit
$500
3.03%
View
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details

Union State Bank Olsburg, KS
Institution Rating:
A-4.9 ★Texas Ratio: 16.38%
4 year Certificates of Deposit (CDs)
$0
3.00%
View
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
48-month term Certificates (CDs)
$0
2.90%
View
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Farmway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
48 Month Share Certificate
$0
2.88%
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Lyndon State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.03%
4 Year Certificate
$100
2.78%
View
▼
Rate2.75%
Min Deposit$100
Min Balance—
UpdatedApr 9, 2026
Details

NBKC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
4 year Personal CD
$250
2.75%
View
▼
Rate2.71%
Min Deposit$250
Min Balance—
UpdatedApr 9, 2026
Details

Ark Valley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
48 Month Certificate
$1,000
2.65%
View
▼
Rate2.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details

Truity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
Share Certificate 48 Month
$0
2.55%
View
▼
Rate2.52%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

FNB of Kansas
Institution Rating:
A+5.0 ★
48 Month Certificate of Deposit/IRA
$1,000
2.50%
View
▼
Rate2.48%
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details

Citizens State Bank Moundridge, KS
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
48 Month CD
$1,000
2.40%
View
▼
Rate2.39%
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details

State Bank of Canton
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Certificate of Deposit 48 Month
$500
2.36%
View
▼
Rate2.35%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details

Campus Credit Union
Institution Rating:
B4.7 ★Texas Ratio: 19.23%
48 month IRA Certificates
$0
2.35%
View
▼
Rate2.33%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

$1,000 minimum deposit on all terms

Armed Forces Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
48-Month Certificate of Deposit IRA
$500
2.27%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details

Silver Lake Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
48 Month Certificates of Deposit or IRA's
$0
2.02%
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
48-Month CD
$0
2.00%
View
▼
Rate1.99%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Exchange Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
48 Month Jump CD Certificates of Deposit (CDs)
$5,000
1.90%
View
▼
Rate1.89%
Min Deposit$5,000
Min Balance—
UpdatedApr 9, 2026
Details

Kansas Teachers Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.51%
48 Month Certificate of Deposit
$500
1.75%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details

Mid Kansas Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.41%
Regular 4 Year Share Certificate
$1,000
1.65%
View
▼
Rate1.65%
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details

Southwest National Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.18%
4 Year Certificate of Deposit
$0
1.55%
View
▼
Rate1.54%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

McPherson Co-op Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
48 Month Certificate
$0
1.51%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Hutchinson Government Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.18%
48 Month CD
$0
1.50%
View
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Farmers State Bank Wathena, KS
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
48 Month Certificates of Deposit
$500
0.70%
View
▼
Rate0.70%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details

Mid American Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.01%
Pay Day Certificate - 4 year
$0
0.60%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Citizens Bank of Kansas
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
48 Month CD
$500
0.45%
View
▼
Rate0.45%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Mid-America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
60 Month CD or IRA Jumbo
$500
4.04%
View
▼
Rate4.00%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details

Jumbo

KS StateBank
Institution Rating:
A5.0 ★Texas Ratio: 9.13%
5 Year CD
$500
3.90%
View
▼
Rate3.84%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details

Farmers and Drovers Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
60 Month CD
$0
3.85%
View
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Farmers and Merchants Bank Milligan, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
60 Month Certificates of Deposit
$0
3.75%
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

FSB of Westmoreland
Institution Rating:
A5.0 ★Texas Ratio: 12.46%
60 Month CD
$1,000
3.73%
View
▼
Rate3.70%
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details

Azura Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
60 month Certificates
$0
3.66%
View
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Bank of the Flint Hills
Institution Rating:
A-5.0 ★Texas Ratio: 15.48%
Certificates of Deposit 5 Year
$0
3.65%
View
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Public Safety Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
1.5 Year Share CD or IRA CD
$500
3.60%
View
▼
Rate3.54%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details

Certificate rates vary based on member relationship with the Credit Union. Rates shown include all available bonuses.

Panhandle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
60 Month CD
$0
3.55%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Envista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
60 Month Certificate
$500
3.50%
View
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details

Legacy Bank Colwich, KS
Institution Rating:
A+5.0 ★Texas Ratio: 1.85%
5 Year IRA Certificate
$1,000
3.45%
View
▼
Rate3.41%
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details

The Bank of Tescott
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
Certificates of Deposit (CDs) 60 Month
$0
3.26%
View
▼
Rate3.22%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

$10,000+

Home Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
60 Month CD
$1,000
3.25%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details

KSB Overbrook, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
60 Month Certificates of Deposit (CD's) & Individual Retirement Accounts (IRA's)
$1,000
3.24%
View
▼
Rate3.20%
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
60-month term Certificates (CDs)
$0
3.10%
View
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Security Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
60 Month Certificate of Deposit
$500
3.03%
View
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details

FNB of Kansas
Institution Rating:
A+5.0 ★
60 Month Certificate of Deposit/IRA
$1,000
3.00%
View
▼
Rate2.98%
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details

Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.79%
Share & IRA Certificates 60 month term
$0
2.90%
View
▼
Rate2.87%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Citizens State Bank Moundridge, KS
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
60 Month CD
$0
2.80%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Lyndon State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.03%
5 Year Certificate
$100
2.78%
View
▼
Rate2.75%
Min Deposit$100
Min Balance—
UpdatedApr 9, 2026
Details

NBKC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
5 year Personal CD
$250
2.75%
View
▼
Rate2.71%
Min Deposit$250
Min Balance—
UpdatedApr 9, 2026
Details

Emprise Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
5 Year CD
$1,000
2.65%
View
▼
Rate2.62%
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details

Ark Valley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
60 Month Certificate
$1,000
2.61%
View
▼
Rate2.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details

Exchange Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
60 Month Certificates of Deposit (CDs)
$1,000
2.50%
View
▼
Rate2.48%
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details

The Valley State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
5 Year CD
$500
2.27%
View
▼
Rate2.25%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details

Mid Kansas Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.41%
5 Year Senior -No Penalty Share Certificate
$1,000
2.25%
View
▼
Rate2.25%
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details

Southwest National Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.18%
5 Year Certificate of Deposit
$0
2.00%
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

Farmers State Bank Wathena, KS
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
60 Month Certificates of Deposit
$500
0.80%
View
▼
Rate0.80%
Min Deposit$500
Min Balance—
UpdatedApr 9, 2026
Details

Community Bank Topeka, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
Commercial Certificates of Deposit 5 Year
$0
0.75%
View
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

American Bank of Baxter Springs
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
5 Year Certificate of Deposit
$1,000
0.65%
View
▼
Rate0.65%
Min Deposit$1,000
Min Balance—
UpdatedApr 9, 2026
Details

Mid American Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.01%
Pay Day Certificate - 5 Year
$0
0.60%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.

Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.

Caldwell, KS CD Rate Trends

Compare local Caldwell, KS CD rate quotes against the statewide average

Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Kansas CD Trends →
12-Month CD — KS Avg
3.152%
▼ 0.212 vs 7 days ago

Kansas 12-month CD rates fell 0.212 points over the past 7 days to 3.152% APY.

6-Month CD — KS Avg
3.162%
▼ 0.229 vs 7 days ago

Kansas 6-month CD rates fell 0.229 points over the past 7 days to 3.162% APY.

As of Apr 9, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions about CD Rates in Caldwell, Kansas

Are CD rates in Caldwell, Kansas FDIC insured?

Yes, most established banks in Caldwell, Kansas are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.

Do I have to pay state taxes on CD interest in Caldwell, Kansas?

Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Caldwell, Kansas.

Can I withdraw my money early from a CD?

You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.

What is the difference between a Jumbo CD and a regular CD?

Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Caldwell, Kansas may offer slightly higher APYs compared to standard CDs.

Are fixed-rate CDs better than variable-rate CDs?

Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.

What is a CD ladder?

A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.

Best CD rates in Caldwell, Kansas?

Here are recent top rates found for this area:
  • Farmers and Merchants Bank Milligan, NE: 4.27% APY (6 Month CD)
  • Carson Bank: 4.06% APY (180 Day CD)
  • Omb Bank: 4.05% APY (3 Month CD)
  • Mid-America Bank: 4.04% APY (48 Month CD or IRA Jumbo)
  • FSB of Westmoreland: 4.04% APY (6 Month CD)
  • Quantum Credit Union: 4.00% APY (12 Month CD)
  • Farmers Insurance Federal Credit Union: 4.00% APY (3-Month Certificate)
  • Community Bank Topeka, KS: 4.00% APY (6 Month Certificate of Deposit)
  • KS StateBank: 3.95% APY (1 Year CD)
  • Bank of the Flint Hills: 3.91% APY (Certificates of Deposit 3 Month)
Rates reflect recent verified offers available in Caldwell, Kansas. Last Updated: April 9, 2026

CD Calculators

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Methodology & Data Sources

Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Caldwell, Kansas directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Caldwell, Kansas. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in KS.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.

Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: April 9, 2026

Caldwell, Kansas Rates & Resources

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