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Security State Bank Scott City, KS

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Security State Bank Scott City, KS Rates & Review October 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Security State Bank Scott City, KS provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 14, 2026

Security State Bank Scott City, KS's top rates as of October 14, 2026 are 5.00% APY on checking, and personal loans from 11.40% APR, according to rates verified by MonitorBankRates. MonitorBankRates evaluates the financial stability of Security State Bank Scott City, KS with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.74%. Rates last updated and verified on 10/14/2026.

Security State Bank Scott City, KS money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Security State Bank Scott City, KS? Share your experience about Security State Bank Scott City, KS by leaving a review below, or read customer reviews before you decide to use Security State Bank Scott City, KS.

Verified Healthy 2026 Use This Badge on Your Bank Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

1.74%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

Security State Bank

506 S Main St
Scott City, KS 67871

https://www.ssbscott.com

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Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.

Security State Bank Scott City, KS Savings Rates

Product	Rate	APY
Interest Reward Saver	1.64%	1.65%
Min Balance $100,000 Details Balance: $100,000 and over Last Updated 10/14/2026 Rate History No change since Sep 19, 2026 · 1.65% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.74%
Interest Reward Saver	1.44%	1.45%
Min Balance $10,000 Details Balance: $10,000 - $99,999.99 Last Updated 10/14/2026 Rate History No change since Sep 19, 2026 · 1.45% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.74%
Interest Reward Saver	1.24%	1.25%
Min Balance $0 Details Balance: $0 - $9,999.99 Last Updated 10/14/2026 Rate History No change since Sep 19, 2026 · 1.25% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.74%

Security State Bank Scott City, KS Checking Rates

Product	Rate	APY	View More
Interest Reward Checking	4.89%	5.00%
Min Deposit $100 Min Balance $0 Details Qualifications Required; Balance: $0 - $10,000; Rate may change after account is opened Last Updated 10/14/2026 Rate History No change since Sep 19, 2026 · 5.00% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.74%

Security State Bank Scott City, KS Auto Loan Rates

Product	Rate	Points	APR	Term
Automobile Loan	-	-	5.35%	Up to 84 months
Details Model Year: 2025-2026; As Low As; Rate based on borrower's credit qualifications at stated term; Loan origination fee of $50; Rates effective as of October 1, 2026 Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 5.35% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.74%
Automobile Loan	-	-	5.35%	Up to 72 months
Details Model Year: 2024; As Low As; Rate based on borrower's credit qualifications at stated term; Loan origination fee of $50; Rates effective as of October 1, 2026 Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 5.35% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.74%
Automobile Loan	-	-	5.35%	Up to 60 months
Details Model Year: 2020-2022; As Low As; Rate based on borrower's credit qualifications at stated term; Loan origination fee of $50; Rates effective as of October 1, 2026 Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 5.35% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.74%
Automobile Loan	-	-	5.75%	Up to 60 months
Details Model Year: 2018-2019; As Low As; Rate based on borrower's credit qualifications at stated term; Loan origination fee of $50; Rates effective as of October 1, 2026 Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 5.75% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.74%
Automobile Loan	-	-	5.95%	Up to 60 months
Details Model Year: 2017 & older; As Low As; Rate based on borrower's credit qualifications at stated term; Loan origination fee of $50; Rates effective as of October 1, 2026 Last Updated 10/14/2026 Rate History No change since Oct 14, 2026 · 5.95% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.74%

Security State Bank Scott City, KS Personal Loan Rates

Product	APR	Term	View More
Signature Unsecured Loan	11.40%
Details As Low As; Rate based on borrower's credit qualifications at stated term; Loan origination fee of 2.00% or maximum of $100 Last Updated 10/14/2026 Rate History 1 change since Sep 15, 2026 · 11.15% → 11.40% ▲ 0.25 pts · high 11.40% / low 11.15% Oct 14, 202611.40%▲ from 11.15% Sep 15, 202611.15%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.74%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

Security State Bank Scott City, KS’s Texas Ratio stayed near 1.87% in Q3 2023 to 1.74% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this bank’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$1.0B	1.74%	5.0	A+
March 31, 2026	$1.0B	2.34%	5.0	A+
December 31, 2025	$999M	2.40%	5.0	A+
September 30, 2025	$984M	1.93%	5.0	A+
June 30, 2025	$965M	1.95%	5.0	A+
March 31, 2025	$979M	0.25%	5.0	A+
December 31, 2024	$930M	0.20%	5.0	A+
September 30, 2024	$894M	0.95%	5.0	A+
June 30, 2024	$871M	0.96%	5.0	A+
March 31, 2024	$503M	1.52%	5.0	A+
December 31, 2023	$488M	1.71%	5.0	A+
September 30, 2023	$461M	1.87%	5.0	A+

Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Security State Bank Scott City, KS is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Security State Bank Scott City, KS rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Security State Bank Scott City, KS's official website for the most current offers and terms.

Bank Profile & Overview

Bank Name Security State Bank Scott City, KS

Website https://www.ssbscott.com

Address 506 S Main St, Scott City, KS 67871 · Scott

Bank Holding Company SECURITY BANCSHARES INC

FDIC Certificate # 18374

Regulator FDIC

Established April 21, 1961

FDIC Insurance Date April 21, 1961

Domestic Offices 5

Total Branches 5

FDIC Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

1.74%

National Average Texas Ratio

5.85%

Return on Assets (ROA)

1.3929%

Return on Equity (ROE)

12.8900%

Non-Performing Loans Ratio (NPL)

0.19%

Total Assets

$1,033,925,000

Total Deposits

$727,851,000

Equity Capital

$111,480,000

Net Income

$7,060,000

Headquarters

Scott City

Total Branches and Offices

Source: FDIC — Last Updated June 30, 2026

2026 MBR Health & Safety Badge

Security State Bank Scott City, KS earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

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Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Frequently Asked Questions About Security State Bank Scott City, KS

How many branches does Security State Bank Scott City, KS operate?

Security State Bank Scott City, KS currently maintains approximately 5 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Security State Bank Scott City, KS does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Security State Bank Scott City, KS provides members with tools to manage their accounts and build a solid financial history.

Does Security State Bank Scott City, KS offer online and mobile banking?

Most modern institutions like Security State Bank Scott City, KS provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.ssbscott.com.