CD Rates Downs, Kansas (KS) for March 2026
Content reviewed by
Brian McKay
iEditorial Disclosure
Brian McKay
Brian McKay
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Downs, Kansas CD rates include First Service Credit UnionFirst Service Credit Union10910 W 87th St, Lenexa, KS 66214 1603A+5.0 ★Texas Ratio: 5.02% offering Bonus Builder CD (SEG) 12 Month at 4.35% APY, Farmers and Merchants Bank Milligan, NEFarmers and Merchants Bank Milligan, NE719 Wisconsin St, Cawker City, KS 67430A+5.0 ★Texas Ratio: 0.00% offering 6 Month CD at 4.27% APY, Carson BankCarson Bank122 W Main St, Mulvane, KS 67110A+5.0 ★Texas Ratio: 1.31% offering 180 Day CD at 4.06% APY, Omb BankOmb Bank8801 Renner Boulevard Suite 401, Lenexa, KS 66219A+5.0 ★Texas Ratio: 4.97% offering 3 Month CD at 4.05% APY, and Mid-America BankMid-America Bank802 Ames St, Baldwin City, KS 66006A+5.0 ★Texas Ratio: 0.00% offering 24 Month CD or IRA Jumbo at 4.04% APY. CD rates as of March 26, 2026 according to verified data from MonitorBankRates.
To help you find the best CD rates in Downs, Kansas, and the surrounding area,, use our comprehensive rate tables for side-by-side comparisons across all 8 CD terms from local and national banks and credit unions, to ensure you find the best CD rates available.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: March 26, 2026
Compare Best CD Rates in Downs, Kansas & the Surrounding Area
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Farmers and Merchants Bank Milligan, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
719 Wisconsin St, Cawker City, KS 67430
3 Month Certificates of Deposit
$0
4.06%
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Omb Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.97%
8801 Renner Boulevard Suite 401, Lenexa, KS 66219
3 Month CD
$1,000
4.05%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.43%
17000 W 119th St, Olathe, KS 66061
3-Month Certificate
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
No minimum deposit.
Bank of the Flint Hills
Institution Rating:
A-5.0 ★Texas Ratio: 15.48%
806 5th St, Wamego, KS 66547
Certificates of Deposit 3 Month
$0
3.91%
▼
Rate3.85%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
711 Minnesota Ave, Kansas City, KS 66101
3-Month CD
$0
3.80%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Argentine Federal Savings
Institution Rating:
A5.0 ★Texas Ratio: 10.78%
3004 Strong Ave, Kansas City, KS 66106
3 Month CD Special (New Money)
$0
3.70%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Grant County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
201 S Main St, Ulysses, KS 67880
Certificates of Deposit (CDs) 3 Month
$100
3.63%
▼
Rate3.58%
Min Deposit$100
Min Balance—
UpdatedMar 26, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
6280 W 135th St, Overland Park, KS 66223
3-Month Share Certificate
$0
3.60%
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
$100,000 Minimum to Earn APY
Great Southern Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.82%
1900 Main St, Parsons, KS 67357
3-Month CD
$1,000
3.40%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
Farmway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
200 S Hersey Ave, Beloit, KS 67420
3 Month Share Certificate
$0
3.29%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Kansas Teachers Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.51%
416 N Broadway St, Pittsburg, KS 66762 3919
3 Month Certificate of Deposit
$500
3.25%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details
Home Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
217 N Main St, Eureka, KS 67045
3 Month CD
$1,000
3.00%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
Farmers and Drovers Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
201 W Main St, Council Grove, KS 66846
3 Month CD
$0
2.75%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
First FarmBank
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
522 Broadway Ave, Tribune, KS 67879
3 Month CD
$0
2.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
First Bank Creve Coeur, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
6201 College Blvd, Overland Park, KS 66211
3-Month CD
$0
2.01%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Panhandle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
1300 E 5th Ave, Winfield, KS 67156 2407
90 Day CD
$0
1.81%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
FSB of St. Charles, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
6800 College Blvd, Leawood, KS 66211
Certificates of Deposit 3-month
$1,000
1.65%
▼
Rate1.64%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
KSB Overbrook, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
400 Maple St, Overbrook, KS 66524
3 Month Certificates of Deposit (CD's) & Individual Retirement Accounts (IRA's)
$1,000
1.56%
▼
Rate1.55%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
FSB Mcpherson, KS
Institution Rating:
A5.0 ★Texas Ratio: 10.04%
2074 E Kansas Ave, Mcpherson, KS 67460
3 month CD
$1,000
1.51%
▼
Rate1.50%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
Envista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
3626 SW Wanamaker Rd, Topeka, KS 66614 4528
3 Month Business Certificates
$500
1.50%
▼
Rate1.49%
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details
The Bank of Tescott
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
104 S Main St, Tescott, KS 67484
Certificates of Deposit (CDs) 3 Month
$0
0.66%
▼
Rate0.66%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
$10,000+
Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
313 W 9th St, Coffeyville, KS 67337 5813
3-MONTH SHARE CERTIFICATE
$1,000
0.60%
▼
Rate0.60%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
Lyndon State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.03%
817 Topeka Ave, Lyndon, KS 66451
3 Month Certificate
$2,500
0.50%
▼
Rate0.50%
Min Deposit$2,500
Min Balance—
UpdatedMar 26, 2026
Details
Southwest National Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.18%
400 E Douglas Ave, Wichita, KS 67202
3 Month (CD Only) Certificates of Deposit
$0
0.30%
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Security Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
1901 Central Ave, Kansas City, KS 66102
90 Day Certificate of Deposit
$500
0.20%
▼
Rate0.20%
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details
American Bank of Baxter Springs
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1201 Military Ave, Baxter Springs, KS 66713
3 Month Certificate of Deposit
$1,000
0.10%
▼
Rate0.10%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
11809 Shawnee Mission Pkwy, Shawnee, KS 66203
3 month Standard Fixed Rate CD
$2,500
0.06%
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
UpdatedMar 26, 2026
Details
$2,500 minimum opening deposit; Early withdrawal penalties may apply
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Farmers and Merchants Bank Milligan, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
719 Wisconsin St, Cawker City, KS 67430
6 Month CD
$500
4.27%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details
Penalty for early withdrawal
Carson Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
122 W Main St, Mulvane, KS 67110
180 Day CD
$1,500
4.06%
▼
Rate4.00%
Min Deposit$1,500
Min Balance—
UpdatedMar 26, 2026
Details
FSB of Westmoreland
Institution Rating:
A5.0 ★Texas Ratio: 12.46%
307 Main St, Westmoreland, KS 66549
6 Month CD
$1,000
4.04%
▼
Rate4.00%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
Community Bank Topeka, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
5431 Sw 29th St, Topeka, KS 66614
6 Month Certificate of Deposit
$1,000
4.00%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
For a limited time.
Bank of the Flint Hills
Institution Rating:
A-5.0 ★Texas Ratio: 15.48%
806 5th St, Wamego, KS 66547
Certificates of Deposit 6 Month
$0
3.91%
▼
Rate3.85%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Exchange Bank (NE)
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
702 N Washington St, Junction City, KS 66441
6 Month CD Special
$2,500
3.80%
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMar 26, 2026
Details
In select markets only
Lyndon State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.03%
817 Topeka Ave, Lyndon, KS 66451
6 Month Certificate
$2,500
3.79%
▼
Rate3.75%
Min Deposit$2,500
Min Balance—
UpdatedMar 26, 2026
Details
Union State Bank Arkansas City, KS
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
823 Main St, Winfield, KS 67156
6 Month CD Special
$2,500
3.70%
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMar 26, 2026
Details
Limited time offer. Not available to other financial institutions or public funds.
KSB Overbrook, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
400 Maple St, Overbrook, KS 66524
6 Month Certificates of Deposit (CD's) & Individual Retirement Accounts (IRA's)
$1,000
3.65%
▼
Rate3.60%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
Farmway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
200 S Hersey Ave, Beloit, KS 67420
6 Month Share Certificate
$0
3.63%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Denison State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
3675 74th St, Meriden, KS 66512
6 month CD IRA
$500
3.60%
▼
Rate3.55%
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details
Grant County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
201 S Main St, Ulysses, KS 67880
Certificates of Deposit (CDs) 6 Month
$100
3.58%
▼
Rate3.55%
Min Deposit$100
Min Balance—
UpdatedMar 26, 2026
Details
Argentine Federal Savings
Institution Rating:
A5.0 ★Texas Ratio: 10.78%
3004 Strong Ave, Kansas City, KS 66106
6 Month CD Special (New Money)
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Public Safety Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
7721 W 123rd St, Overland Park, KS 66213 1303
6 Month Share CD or IRA CD
$500
3.45%
▼
Rate3.40%
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details
Certificate rates vary based on member relationship with the Credit Union. Rates shown include all available bonuses.
The Bank of Tescott
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
104 S Main St, Tescott, KS 67484
Certificates of Deposit (CDs) 6 Month
$0
3.42%
▼
Rate3.38%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
$10,000+
Sunflower Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.67%
711 N Kansas Ave, Liberal, KS 67901
6-Month CD Special
$0
3.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.79%
13001 W 95th St, Lenexa, KS 66215 3726
Share & IRA Certificates 6 month term
$0
3.35%
▼
Rate3.31%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Envista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
3626 SW Wanamaker Rd, Topeka, KS 66614 4528
6 Month Business Certificates
$500
3.30%
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details
Home Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
217 N Main St, Eureka, KS 67045
6 Month CD
$0
3.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Farmers and Drovers Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
201 W Main St, Council Grove, KS 66846
6 Month CD
$0
3.20%
▼
Rate3.16%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Security Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
1901 Central Ave, Kansas City, KS 66102
6 Month Certificate of Deposit
$500
3.03%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details
Kansas Teachers Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.51%
416 N Broadway St, Pittsburg, KS 66762 3919
6 Month Certificate of Deposit
$500
3.00%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details
Ark Valley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
1515 N Summit St, Arkansas City, KS 67005
6 Month Certificates
$500
2.97%
▼
Rate2.95%
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details
Haviland State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
209 N Main St, Haviland, KS 67059
6 Month Certificate of Deposit
$500
2.87%
▼
Rate2.85%
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details
FSB of Aliceville, Kansas
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
11 W Broadway St, Lebo, KS 66856
CD - 6 month
$0
2.52%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Citizens Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
5151 S 4th St, Leavenworth, KS 66048
6 Month Certificate of Deposit
$1,000
2.50%
▼
Rate2.48%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
FSB of St. Charles, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
6800 College Blvd, Leawood, KS 66211
Certificates of Deposit 6-month
$1,000
2.40%
▼
Rate2.37%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
Exchange Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
600 Commercial St, Atchison, KS 66002
6 Month IRA Certificates
$1,000
2.25%
▼
Rate2.23%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
Panhandle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
1300 E 5th Ave, Winfield, KS 67156 2407
180 Day CD
$0
2.12%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Azura Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
610 SW 10th Ave, Topeka, KS 66612
6 month Certificates
$0
2.02%
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
FSB Mcpherson, KS
Institution Rating:
A5.0 ★Texas Ratio: 10.04%
2074 E Kansas Ave, Mcpherson, KS 67460
6 month CD
$1,000
1.76%
▼
Rate1.75%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
Citizens State Bank Moundridge, KS
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
223 N Main St, Mcpherson, KS 67460
6 Month CD
$1,000
1.70%
▼
Rate1.69%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
6860 W 115th St, Overland Park, KS 66211 2457
6-month term Standard CDs
$0
1.35%
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Campus Credit Union
Institution Rating:
B4.7 ★Texas Ratio: 19.23%
4960 E 21st St N, Wichita, KS 67208
6 month Share Certificate
$500
1.00%
▼
Rate1.00%
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details
$500 minimum deposit on all terms
Southwest National Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.18%
400 E Douglas Ave, Wichita, KS 67202
6 Month Certificates of Deposit
$0
0.90%
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
313 W 9th St, Coffeyville, KS 67337 5813
6-MONTH SHARE CERTIFICATE
$1,000
0.75%
▼
Rate0.75%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
Morton Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.38%
121 Morton Dr, South Hutchinson, KS 67505 1319
6 Month Share Certificates
$0
0.50%
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Crossroads Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.01%
217 e main st, goessel, KS 67053 8800
6 Month Certificate Term
$0
0.40%
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Mid American Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.01%
8404 W Kellogg Dr, Wichita, KS 67209 1845
6 Month Certificate
$0
0.30%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
The Valley State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
502 N Merchant St, Belle Plaine, KS 67013
6 Month IRA
$0
0.25%
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
American Bank of Baxter Springs
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1201 Military Ave, Baxter Springs, KS 66713
6 Month Certificate of Deposit
$1,000
0.16%
▼
Rate0.16%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
11809 Shawnee Mission Pkwy, Shawnee, KS 66203
6 month Standard Fixed Rate CD
$2,500
0.06%
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
UpdatedMar 26, 2026
Details
$2,500 minimum opening deposit; Early withdrawal penalties may apply
First Citizens Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
7850 College Blvd, Overland Park, KS 66210
6-month automatic saver CD
$500
0.01%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
First Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.02%
10910 W 87th St, Lenexa, KS 66214 1603
Bonus Builder CD (SEG) 12 Month
$0
4.35%
▼
Rate4.26%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Farmers and Merchants Bank Milligan, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
719 Wisconsin St, Cawker City, KS 67430
12 Month Certificates of Deposit
$0
4.11%
▼
Rate4.05%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
FSB of Westmoreland
Institution Rating:
A5.0 ★Texas Ratio: 12.46%
307 Main St, Westmoreland, KS 66549
12 Month CD
$1,000
4.04%
▼
Rate4.00%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
Quantum Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
6300 W 21st St N, Wichita, KS 67205
12 Month CD
$500
4.00%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details
Auto renews at standard rate for 12 months. Rates subject to change without notice. Penalty for early withdrawal. Limited time only.
KS StateBank
Institution Rating:
A5.0 ★Texas Ratio: 9.13%
1010 Westloop Pl, Manhattan, KS 66502
1 Year CD
$500
3.95%
▼
Rate3.89%
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details
Bank of the Flint Hills
Institution Rating:
A-5.0 ★Texas Ratio: 15.48%
806 5th St, Wamego, KS 66547
Certificates of Deposit 1 Year
$0
3.91%
▼
Rate3.85%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Public Safety Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
7721 W 123rd St, Overland Park, KS 66213 1303
1 Year Share CD or IRA CD
$500
3.90%
▼
Rate3.83%
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details
Certificate rates vary based on member relationship with the Credit Union. Rates shown include all available bonuses.
White Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
2830 Ohio St, Augusta, KS 67010 2361
Term Share : 1 Year
$0
3.80%
▼
Rate3.73%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Mid-America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
802 Ames St, Baldwin City, KS 66006
1 Year CD or IRA
$500
3.79%
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details
CSB of Cheney, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.92%
306 N Main St, Cheney, KS 67025
12 Month CD
$500
3.77%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details
$500.00 to open
Mutual Savings Association
Institution Rating:
A+5.0 ★Texas Ratio: 1.16%
100 S 4th St, Leavenworth, KS 66048
1 Year Certificate
$2,000
3.75%
▼
Rate3.70%
Min Deposit$2,000
Min Balance—
UpdatedMar 26, 2026
Details
Exchange Bank (NE)
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
702 N Washington St, Junction City, KS 66441
12 Month CD Special
$2,500
3.70%
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMar 26, 2026
Details
In select markets only
Andover State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
511 N Andover Rd, Andover, KS 67002
12-month CD
$1,000
3.65%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.79%
13001 W 95th St, Lenexa, KS 66215 3726
Share & IRA Certificates 12 month term
$0
3.64%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Farmway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
200 S Hersey Ave, Beloit, KS 67420
12 Month Share Certificate
$0
3.60%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Lyndon State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.03%
817 Topeka Ave, Lyndon, KS 66451
1 Year Certificate
$1,000
3.56%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
KSB Overbrook, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
400 Maple St, Overbrook, KS 66524
12 Month CD
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Grant County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
201 S Main St, Ulysses, KS 67880
1 Year IRA Certificates
$100
3.53%
▼
Rate3.50%
Min Deposit$100
Min Balance—
UpdatedMar 26, 2026
Details
Union State Bank Arkansas City, KS
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
823 Main St, Winfield, KS 67156
12 Month CD Special
$2,500
3.51%
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMar 26, 2026
Details
Limited time offer. Not available to other financial institutions or public funds.
Community Bank Topeka, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
5431 Sw 29th St, Topeka, KS 66614
Commercial Certificates of Deposit 1 Year
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Argentine Federal Savings
Institution Rating:
A5.0 ★Texas Ratio: 10.78%
3004 Strong Ave, Kansas City, KS 66106
12 Month CD Special**
$0
3.40%
▼
Rate3.34%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
The Bank of Tescott
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
104 S Main St, Tescott, KS 67484
Certificates of Deposit (CDs) 12 Month
$0
3.36%
▼
Rate3.32%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
$10,000+
Armed Forces Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
320 Kansas Ave, Fort Leavenworth, KS 66027
12-Month Certificate of Deposit IRA
$500
3.15%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details
Haviland State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
209 N Main St, Haviland, KS 67059
1 Year Certificate of Deposit
$500
3.13%
▼
Rate3.10%
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details
Envista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
3626 SW Wanamaker Rd, Topeka, KS 66614 4528
12 Month Business Certificates
$500
3.10%
▼
Rate3.06%
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details
Security Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
1901 Central Ave, Kansas City, KS 66102
12 Month Certificate of Deposit
$500
3.03%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details
Exchange Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
600 Commercial St, Atchison, KS 66002
12 Month IRA Certificates
$1,000
3.00%
▼
Rate2.97%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
1015 SW Wanamaker Rd, Topeka, KS 66604 3806
1 Year Share/IRA Certificate
$0
2.95%
▼
Rate2.91%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Ark Valley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
1515 N Summit St, Arkansas City, KS 67005
12 Month Certificates
$1,000
2.85%
▼
Rate2.85%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
Emprise Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
20 S Mission St, Council Grove, KS 66846
1 Year CD
$1,000
2.80%
▼
Rate2.77%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
The Alden State Bank
Institution Rating:
A+5.0 ★
124 N Broadway Ave, Sterling, KS 67579
12-month CD IRA
$500
2.75%
▼
Rate2.72%
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details
First National Bank of Hutchinson
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
1 N Main St, Hutchinson, KS 67501
IRA CDs 1 year
$1,000
2.65%
▼
Rate2.63%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
Azura Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
610 SW 10th Ave, Topeka, KS 66612
12 month Certificates
$0
2.53%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Citizens Bank of Kansas
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
300 N Main St, Kingman, KS 67068
12 Month CD
$500
2.52%
▼
Rate2.50%
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details
Kansas Teachers Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.51%
416 N Broadway St, Pittsburg, KS 66762 3919
12 Month Certificate of Deposit
$500
2.50%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details
Johnson State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
106 N Main St, Johnson, KS 67855
IRA Certificates of Deposits to $99,999.99 1 year
$50,000
2.48%
▼
Rate2.46%
Min Deposit$50,000
Min Balance—
UpdatedMar 26, 2026
Details
$50,000
Panhandle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
1300 E 5th Ave, Winfield, KS 67156 2407
12 Month CD
$0
2.42%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
FSB Mcpherson, KS
Institution Rating:
A5.0 ★Texas Ratio: 10.04%
2074 E Kansas Ave, Mcpherson, KS 67460
12 month CD
$1,000
2.02%
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
State Bank of Canton
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
103 S Main St, Canton, KS 67428
Certificate of Deposit 12 Month
$500
2.01%
▼
Rate2.00%
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details
Silver Lake Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.64%
201 Nw Us Highway 24, Topeka, KS 66608
12 Month Certificates of Deposit or IRA's
$0
1.90%
▼
Rate1.89%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Truity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
3400 W 6th St, Lawrence, KS 66049 3215
Share Certificate 12 Month
$0
1.85%
▼
Rate1.83%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
11809 Shawnee Mission Pkwy, Shawnee, KS 66203
1 year Standard Fixed Rate CD
$2,500
1.51%
▼
Rate1.50%
Min Deposit$2,500
Min Balance—
UpdatedMar 26, 2026
Details
$2,500 minimum opening deposit; Early withdrawal penalties may apply
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
6860 W 115th St, Overland Park, KS 66211 2457
12-month term Standard CDs
$0
1.40%
▼
Rate1.39%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Southwest National Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.18%
400 E Douglas Ave, Wichita, KS 67202
1 Year Certificates of Deposit
$0
1.25%
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
313 W 9th St, Coffeyville, KS 67337 5813
1-YEAR SHARE CERTIFICATE
$1,000
1.00%
▼
Rate1.00%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
Morton Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.38%
121 Morton Dr, South Hutchinson, KS 67505 1319
12 Month Share Certificates
$0
0.60%
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Crossroads Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.01%
217 e main st, goessel, KS 67053 8800
1 year Certificate Term
$0
0.55%
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Mid American Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.01%
8404 W Kellogg Dr, Wichita, KS 67209 1845
1 Year Certificate
$0
0.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Farmers State Bank Wathena, KS
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
211 Saint Joseph St, Wathena, KS 66090
12 Month Certificates of Deposit
$500
0.35%
▼
Rate0.35%
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details
The Valley State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
502 N Merchant St, Belle Plaine, KS 67013
1 Year CD
$500
0.25%
▼
Rate0.25%
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Mid-America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
802 Ames St, Baldwin City, KS 66006
18 Month CD or IRA Jumbo
$500
4.04%
▼
Rate4.00%
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details
Jumbo
FSB of Westmoreland
Institution Rating:
A5.0 ★Texas Ratio: 12.46%
307 Main St, Westmoreland, KS 66549
18 Month CD
$1,000
3.84%
▼
Rate3.80%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
Bank of the Flint Hills
Institution Rating:
A-5.0 ★Texas Ratio: 15.48%
806 5th St, Wamego, KS 66547
Certificates of Deposit 18 Month
$0
3.80%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Corporate America Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
6480 Sprint Pkwy Ste I, Overland Park, KS 66211 1166
18-Month Share Certificate
$500
3.75%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details
Save more when you move at least $500 from another financial institution.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
6280 W 135th St, Overland Park, KS 66223
IRA Certificate Term 18-Month Variable
$100,000
3.72%
▼
Rate3.66%
Min Deposit$100,000
Min Balance—
UpdatedMar 26, 2026
Details
$100,000 Minimum to Earn APY
Grant County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
201 S Main St, Ulysses, KS 67880
Certificates of Deposit (CDs) 18 Month
$100
3.68%
▼
Rate3.65%
Min Deposit$100
Min Balance—
UpdatedMar 26, 2026
Details
ESB Financial
Institution Rating:
C+4.1 ★Texas Ratio: 25.76%
801 Merchant St, Emporia, KS 66801
18 Month Variable IRA
$0
3.65%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
First Bank Creve Coeur, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
6201 College Blvd, Overland Park, KS 66211
18-Month Variable Rate IRA
$0
3.62%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Public Safety Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
7721 W 123rd St, Overland Park, KS 66213 1303
1.5 Year Share CD or IRA CD
$500
3.60%
▼
Rate3.54%
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details
Certificate rates vary based on member relationship with the Credit Union. Rates shown include all available bonuses.
Farmway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
200 S Hersey Ave, Beloit, KS 67420
18 Month Share Certificate
$0
3.57%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
First Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.02%
10910 W 87th St, Lenexa, KS 66214 1603
18 Month Certificate of Deposit
$1,000
3.55%
▼
Rate3.49%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
Farmers and Drovers Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
201 W Main St, Council Grove, KS 66846
18 Month CD
$0
3.40%
▼
Rate3.36%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
The Bank of Tescott
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
104 S Main St, Tescott, KS 67484
Certificates of Deposit (CDs) 18 Month
$0
3.36%
▼
Rate3.32%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
$10,000+
CSB of Cheney, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.92%
306 N Main St, Cheney, KS 67025
18 Month CD
$500
3.35%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details
$500.00 to open
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
6860 W 115th St, Overland Park, KS 66211 2457
18-month term
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
KSB Overbrook, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
400 Maple St, Overbrook, KS 66524
18 Month Certificates of Deposit (CD's) & Individual Retirement Accounts (IRA's)
$1,000
3.29%
▼
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
Halstead Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
314 Main St, Halstead, KS 67056
IRA INVESTMENT ACCOUNTS 18-Month Fixed Rate Account
$250
3.15%
▼
Rate3.10%
Min Deposit$250
Min Balance—
UpdatedMar 26, 2026
Details
Haviland State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
209 N Main St, Haviland, KS 67059
18 Month Certificate of Deposit
$500
3.13%
▼
Rate3.10%
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details
Academy Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
10000 College Blvd, Overland Park, KS 66210
18-Month Certificate
$500
3.10%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details
Citizens Bank of Kansas
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
300 N Main St, Kingman, KS 67068
18 Month CD
$500
3.03%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details
Argentine Federal Savings
Institution Rating:
A5.0 ★Texas Ratio: 10.78%
3004 Strong Ave, Kansas City, KS 66106
18 Month CD Special**
$0
3.00%
▼
Rate2.95%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
1015 SW Wanamaker Rd, Topeka, KS 66604 3806
18 Month Share/IRA Certificate
$0
2.95%
▼
Rate2.91%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Panhandle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
1300 E 5th Ave, Winfield, KS 67156 2407
18 Month CD
$0
2.78%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Citizens State Bank Moundridge, KS
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
223 N Main St, Mcpherson, KS 67460
18 Month CD
$1,000
2.70%
▼
Rate2.68%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
FSB of St. Charles, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
6800 College Blvd, Leawood, KS 66211
Certificates of Deposit 18-month
$1,000
2.65%
▼
Rate2.62%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
Emprise Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
20 S Mission St, Council Grove, KS 66846
18 Month Variable CD/IRA
$100
2.55%
▼
Rate2.52%
Min Deposit$100
Min Balance—
UpdatedMar 26, 2026
Details
Armed Forces Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
320 Kansas Ave, Fort Leavenworth, KS 66027
18-Month Certificate of Deposit IRA
$500
2.35%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details
First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
711 Minnesota Ave, Kansas City, KS 66101
18-Month CD
$0
2.30%
▼
Rate2.28%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Kansas Teachers Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.51%
416 N Broadway St, Pittsburg, KS 66762 3919
18 Month Certificate of Deposit
$500
2.25%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details
State Bank of Canton
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
103 S Main St, Canton, KS 67428
Certificate of Deposit 18 Month
$500
2.01%
▼
Rate2.00%
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details
FNB of Kansas
Institution Rating:
A+5.0 ★
600 N 4th St, Burlington, KS 66839
18 Month Jump Rate - Certificate of Deposit/IRA
$1,000
2.00%
▼
Rate1.99%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
Campus Credit Union
Institution Rating:
B4.7 ★Texas Ratio: 19.23%
4960 E 21st St N, Wichita, KS 67208
18 month IRA Certificates
$1,000
1.97%
▼
Rate1.95%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
Lyons Federal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.86%
200 East Ave S, Lyons, KS 67554
IRA - 18 Month Variable
$0
1.96%
▼
Rate1.95%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Truity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
3400 W 6th St, Lawrence, KS 66049 3215
Share Certificate 18 Mo. HSA
$0
1.95%
▼
Rate1.93%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Exchange Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
600 Commercial St, Atchison, KS 66002
18 Month IRA Certificates
$1,000
1.75%
▼
Rate1.74%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
Southwest National Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.18%
400 E Douglas Ave, Wichita, KS 67202
18 Month Certificates of Deposit
$0
1.25%
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Crossroads Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.01%
217 e main st, goessel, KS 67053 8800
18 Month Certificate Term
$0
0.65%
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Morton Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.38%
121 Morton Dr, South Hutchinson, KS 67505 1319
18 Month Share Certificates
$0
0.60%
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Farmers State Bank Wathena, KS
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
211 Saint Joseph St, Wathena, KS 66090
18 Month Certificates of Deposit
$500
0.45%
▼
Rate0.45%
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details
Community Bank Topeka, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
5431 Sw 29th St, Topeka, KS 66614
18 Month Variable IRA
$0
0.40%
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
The Valley State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
502 N Merchant St, Belle Plaine, KS 67013
18 Month IRA
$0
0.30%
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
American Bank of Baxter Springs
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1201 Military Ave, Baxter Springs, KS 66713
18 Month Certificate of Deposit
$1,000
0.25%
▼
Rate0.25%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Mid-America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
802 Ames St, Baldwin City, KS 66006
24 Month CD or IRA Jumbo
$500
4.04%
▼
Rate4.00%
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details
Jumbo
FSB of Westmoreland
Institution Rating:
A5.0 ★Texas Ratio: 12.46%
307 Main St, Westmoreland, KS 66549
24 Month CD
$1,000
3.84%
▼
Rate3.80%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
Grant County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
201 S Main St, Ulysses, KS 67880
2 Year IRA Certificates
$100
3.83%
▼
Rate3.80%
Min Deposit$100
Min Balance—
UpdatedMar 26, 2026
Details
KS StateBank
Institution Rating:
A5.0 ★Texas Ratio: 9.13%
1010 Westloop Pl, Manhattan, KS 66502
2 Year CD
$500
3.80%
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details
Farmers and Merchants Bank Milligan, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
719 Wisconsin St, Cawker City, KS 67430
24 Month Certificates of Deposit
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Exchange Bank (NE)
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
702 N Washington St, Junction City, KS 66441
24 Month CD Special
$2,500
3.65%
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMar 26, 2026
Details
In select markets only
First Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.02%
10910 W 87th St, Lenexa, KS 66214 1603
24 Month (Jumbo) Certificate of Deposit
$50,000
3.60%
▼
Rate3.54%
Min Deposit$50,000
Min Balance—
UpdatedMar 26, 2026
Details
Union Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
309 Oak St, Bonner Springs, KS 66012
24-month CD
$1,000
3.51%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
Open Online
Mutual Savings Association
Institution Rating:
A+5.0 ★Texas Ratio: 1.16%
100 S 4th St, Leavenworth, KS 66048
2 Year Certificate
$2,000
3.50%
▼
Rate3.45%
Min Deposit$2,000
Min Balance—
UpdatedMar 26, 2026
Details
Midwest Regional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.52%
7240 STATE AVE, KANSAS CITY, KS 66112
24 Month Share Certificates
$0
3.49%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
6280 W 135th St, Overland Park, KS 66223
24-Month Share Certificate
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
$100,000 Minimum to Earn APY
The Bank of Tescott
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
104 S Main St, Tescott, KS 67484
Certificates of Deposit (CDs) 24 Month
$0
3.36%
▼
Rate3.32%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
$10,000+
CSB of Cheney, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.92%
306 N Main St, Cheney, KS 67025
24 Month CD
$500
3.35%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details
$500.00 to open
KSB Overbrook, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
400 Maple St, Overbrook, KS 66524
24 Month CD
$0
3.29%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Public Safety Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
7721 W 123rd St, Overland Park, KS 66213 1303
2 Year Share CD or IRA CD
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details
Certificate rates vary based on member relationship with the Credit Union. Rates shown include all available bonuses.
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.79%
13001 W 95th St, Lenexa, KS 66215 3726
Share & IRA Certificates 24 month term
$0
3.10%
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Panhandle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
1300 E 5th Ave, Winfield, KS 67156 2407
24 Month CD
$0
3.09%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Envista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
3626 SW Wanamaker Rd, Topeka, KS 66614 4528
24 Month Business Certificates
$500
3.05%
▼
Rate3.01%
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details
Azura Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
610 SW 10th Ave, Topeka, KS 66612
24 month Certificates
$0
3.04%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Security Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
1901 Central Ave, Kansas City, KS 66102
24 Month Certificate of Deposit
$500
3.03%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details
Exchange Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
600 Commercial St, Atchison, KS 66002
24 Month IRA Certificates
$1,000
3.00%
▼
Rate2.97%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
1015 SW Wanamaker Rd, Topeka, KS 66604 3806
2 Year Share/IRA Certificate
$0
2.95%
▼
Rate2.91%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
FSB of St. Charles, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
6800 College Blvd, Leawood, KS 66211
Certificates of Deposit 24-month
$1,000
2.90%
▼
Rate2.86%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
Ark Valley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
1515 N Summit St, Arkansas City, KS 67005
24 Month Certificates
$1,000
2.81%
▼
Rate2.85%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
First National Bank of Hutchinson
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
1 N Main St, Hutchinson, KS 67501
IRA CDs 2 year
$1,000
2.77%
▼
Rate2.75%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
Argentine Federal Savings
Institution Rating:
A5.0 ★Texas Ratio: 10.78%
3004 Strong Ave, Kansas City, KS 66106
24 Month CD
$0
2.75%
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Emprise Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
20 S Mission St, Council Grove, KS 66846
2 Year CD
$1,000
2.70%
▼
Rate2.67%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
6860 W 115th St, Overland Park, KS 66211 2457
24-month term Standard CDs
$0
2.60%
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Armed Forces Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
320 Kansas Ave, Fort Leavenworth, KS 66027
24-Month Certificate of Deposit IRA
$500
2.35%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details
Johnson State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
106 N Main St, Johnson, KS 67855
CD's equal to to $24,999 2 year
$1,000
2.30%
▼
Rate2.29%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
$1000
Citizens State Bank Moundridge, KS
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
223 N Main St, Mcpherson, KS 67460
24 Month CD
$1,000
2.25%
▼
Rate2.24%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
Campus Credit Union
Institution Rating:
B4.7 ★Texas Ratio: 19.23%
4960 E 21st St N, Wichita, KS 67208
24 month IRA Certificates
$1,000
2.20%
▼
Rate2.18%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
Truity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
3400 W 6th St, Lawrence, KS 66049 3215
Share Certificate 24 Month
$0
2.05%
▼
Rate2.03%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
FSB Mcpherson, KS
Institution Rating:
A5.0 ★Texas Ratio: 10.04%
2074 E Kansas Ave, Mcpherson, KS 67460
24 month CD
$1,000
2.02%
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
State Bank of Canton
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
103 S Main St, Canton, KS 67428
Certificate of Deposit 24 Month
$500
2.01%
▼
Rate2.00%
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details
First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
711 Minnesota Ave, Kansas City, KS 66101
24-Month CD
$0
2.00%
▼
Rate1.99%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Elevate Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
101 W Main St, Sedan, KS 67361
2 YEAR CD
$0
1.61%
▼
Rate1.60%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Southwest National Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.18%
400 E Douglas Ave, Wichita, KS 67202
2 Year Certificates of Deposit
$0
1.40%
▼
Rate1.39%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Mid Kansas Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.41%
200 W 2nd Ave, Buhler, KS 67522 2245
Regular 2 Year Share Certificate
$1,000
1.35%
▼
Rate1.35%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
Hutchinson Government Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.18%
121 E Avenue A, Hutchinson, KS 67501
24 Month CD
$0
1.25%
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
313 W 9th St, Coffeyville, KS 67337 5813
2-YEAR SHARE CERTIFICATE
$1,000
1.20%
▼
Rate1.21%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
Morton Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.38%
121 Morton Dr, South Hutchinson, KS 67505 1319
24 Month Share Certificates
$0
0.80%
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
American Bank of Baxter Springs
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1201 Military Ave, Baxter Springs, KS 66713
2 Year Certificate of Deposit
$1,000
0.50%
▼
Rate0.50%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
Citizens Bank of Kansas
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
300 N Main St, Kingman, KS 67068
24 Month - One Time Bump CD
$500
0.40%
▼
Rate0.40%
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details
Community Bank Topeka, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
5431 Sw 29th St, Topeka, KS 66614
Commercial Certificates of Deposit 2 Year
$0
0.35%
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
The Valley State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
502 N Merchant St, Belle Plaine, KS 67013
2 Year CD
$500
0.30%
▼
Rate0.30%
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Mid-America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
802 Ames St, Baldwin City, KS 66006
36 Month CD or IRA Jumbo
$500
4.04%
▼
Rate4.00%
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details
Jumbo
FSB of Westmoreland
Institution Rating:
A5.0 ★Texas Ratio: 12.46%
307 Main St, Westmoreland, KS 66549
36 Month CD
$1,000
3.84%
▼
Rate3.80%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
Grant County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
201 S Main St, Ulysses, KS 67880
3 Year IRA Certificates
$100
3.81%
▼
Rate3.78%
Min Deposit$100
Min Balance—
UpdatedMar 26, 2026
Details
KS StateBank
Institution Rating:
A5.0 ★Texas Ratio: 9.13%
1010 Westloop Pl, Manhattan, KS 66502
3 Year CD
$500
3.80%
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details
Farmers and Merchants Bank Milligan, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
719 Wisconsin St, Cawker City, KS 67430
36 Month Certificates of Deposit
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
6280 W 135th St, Overland Park, KS 66223
IRA Certificate Term 36-Month Variable
$100,000
3.67%
▼
Rate3.61%
Min Deposit$100,000
Min Balance—
UpdatedMar 26, 2026
Details
$100,000 Minimum to Earn APY
Farmers and Drovers Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
201 W Main St, Council Grove, KS 66846
36 Month CD
$0
3.65%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Exchange Bank (NE)
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
702 N Washington St, Junction City, KS 66441
36 Month CD Special
$2,500
3.60%
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMar 26, 2026
Details
In select markets only
Carson Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
122 W Main St, Mulvane, KS 67110
Certificate of Deposit - IRA 3 Year
$50
3.55%
▼
Rate3.50%
Min Deposit$50
Min Balance—
UpdatedMar 26, 2026
Details
Azura Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
610 SW 10th Ave, Topeka, KS 66612
36 month Certificates
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Panhandle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
1300 E 5th Ave, Winfield, KS 67156 2407
36 Month CD
$0
3.34%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Public Safety Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
7721 W 123rd St, Overland Park, KS 66213 1303
3 Year Share CD or IRA CD
$500
3.30%
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details
Certificate rates vary based on member relationship with the Credit Union. Rates shown include all available bonuses.
The Bank of Tescott
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
104 S Main St, Tescott, KS 67484
Certificates of Deposit (CDs) 36 Month
$0
3.26%
▼
Rate3.22%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
$10,000+
Mutual Savings Association
Institution Rating:
A+5.0 ★Texas Ratio: 1.16%
100 S 4th St, Leavenworth, KS 66048
3 Year Certificate
$2,000
3.25%
▼
Rate3.21%
Min Deposit$2,000
Min Balance—
UpdatedMar 26, 2026
Details
KSB Overbrook, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
400 Maple St, Overbrook, KS 66524
36 Month CD
$0
3.24%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
CSB of Cheney, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.92%
306 N Main St, Cheney, KS 67025
36 Month CD
$500
3.05%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details
$500.00 to open
Security Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
1901 Central Ave, Kansas City, KS 66102
36 Month Certificate of Deposit
$500
3.03%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details
Andover State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
511 N Andover Rd, Andover, KS 67002
36-month CD
$1,000
3.00%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
Lyndon State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.03%
817 Topeka Ave, Lyndon, KS 66451
3 Year Certificate
$100
2.78%
▼
Rate2.75%
Min Deposit$100
Min Balance—
UpdatedMar 26, 2026
Details
First National Bank of Hutchinson
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
1 N Main St, Hutchinson, KS 67501
IRA CDs 3 year
$1,000
2.77%
▼
Rate2.75%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
6860 W 115th St, Overland Park, KS 66211 2457
36-month term Standard CDs
$0
2.75%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Emprise Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
20 S Mission St, Council Grove, KS 66846
3 Year CD
$1,000
2.70%
▼
Rate2.67%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
Haviland State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
209 N Main St, Haviland, KS 67059
3 Year Certificate of Deposit
$500
2.62%
▼
Rate2.60%
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details
Truity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
3400 W 6th St, Lawrence, KS 66049 3215
Share Certificate 36 Mo. HSA
$0
2.45%
▼
Rate2.43%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Citizens State Bank Moundridge, KS
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
223 N Main St, Mcpherson, KS 67460
36 Month CD
$1,000
2.35%
▼
Rate2.34%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
Armed Forces Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
320 Kansas Ave, Fort Leavenworth, KS 66027
36-Month Certificate of Deposit IRA
$500
2.27%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details
Argentine Federal Savings
Institution Rating:
A5.0 ★Texas Ratio: 10.78%
3004 Strong Ave, Kansas City, KS 66106
36 Month CD
$0
2.25%
▼
Rate2.22%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
FSB Mcpherson, KS
Institution Rating:
A5.0 ★Texas Ratio: 10.04%
2074 E Kansas Ave, Mcpherson, KS 67460
36 month CD
$1,000
2.02%
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
711 Minnesota Ave, Kansas City, KS 66101
36-Month CD
$0
2.00%
▼
Rate1.99%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
FSB Holton, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
209 Montana Ave, Holton, KS 66436
36 Month Bump Up CD
$500
1.86%
▼
Rate1.85%
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details
First National Bank in Fredonia
Institution Rating:
A+5.0 ★Texas Ratio: 3.43%
730 Madison St, Fredonia, KS 66736
36 Month Fixed CD
$500
1.76%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details
Elevate Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
101 W Main St, Sedan, KS 67361
3 YEAR CD
$0
1.71%
▼
Rate1.70%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
313 W 9th St, Coffeyville, KS 67337 5813
3-YEAR SHARE CERTIFICATE
$1,000
1.50%
▼
Rate1.51%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
Southwest National Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.18%
400 E Douglas Ave, Wichita, KS 67202
3 Year Certificates of Deposit
$0
1.45%
▼
Rate1.44%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Hutchinson Government Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.18%
121 E Avenue A, Hutchinson, KS 67501
36 Month CD
$0
1.35%
▼
Rate1.35%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Mid American Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.01%
8404 W Kellogg Dr, Wichita, KS 67209 1845
3 Year Certificate
$0
0.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
American Bank of Baxter Springs
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1201 Military Ave, Baxter Springs, KS 66713
3 Year Certificate of Deposit
$1,000
0.45%
▼
Rate0.45%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
Community Bank Topeka, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
5431 Sw 29th St, Topeka, KS 66614
Commercial Certificates of Deposit 3 Year
$0
0.40%
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Mid-America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
802 Ames St, Baldwin City, KS 66006
48 Month CD or IRA Jumbo
$500
4.04%
▼
Rate4.00%
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details
Jumbo
Grant County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
201 S Main St, Ulysses, KS 67880
4 Year IRA Certificates
$100
3.84%
▼
Rate3.81%
Min Deposit$100
Min Balance—
UpdatedMar 26, 2026
Details
KS StateBank
Institution Rating:
A5.0 ★Texas Ratio: 9.13%
1010 Westloop Pl, Manhattan, KS 66502
4 Year CD
$500
3.80%
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details
Farmers and Merchants Bank Milligan, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
719 Wisconsin St, Cawker City, KS 67430
48 Month Certificates of Deposit
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
FSB of Westmoreland
Institution Rating:
A5.0 ★Texas Ratio: 12.46%
307 Main St, Westmoreland, KS 66549
48 Month CD
$1,000
3.73%
▼
Rate3.70%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
Bank of the Flint Hills
Institution Rating:
A-5.0 ★Texas Ratio: 15.48%
806 5th St, Wamego, KS 66547
Certificates of Deposit 4 Year
$0
3.70%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Azura Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
610 SW 10th Ave, Topeka, KS 66612
48 month Certificates
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
First Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.02%
10910 W 87th St, Lenexa, KS 66214 1603
48 Month (Jumbo) Certificate of Deposit
$50,000
3.55%
▼
Rate3.49%
Min Deposit$50,000
Min Balance—
UpdatedMar 26, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
6280 W 135th St, Overland Park, KS 66223
48-Month Share Certificate
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
$100,000 Minimum to Earn APY
Public Safety Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
7721 W 123rd St, Overland Park, KS 66213 1303
4 Year Share CD or IRA CD
$500
3.40%
▼
Rate3.35%
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details
Certificate rates vary based on member relationship with the Credit Union. Rates shown include all available bonuses.
Panhandle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
1300 E 5th Ave, Winfield, KS 67156 2407
48 Month CD
$0
3.39%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
The Bank of Tescott
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
104 S Main St, Tescott, KS 67484
Certificates of Deposit (CDs) 48 Month
$0
3.26%
▼
Rate3.22%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
$10,000+
Mutual Savings Association
Institution Rating:
A+5.0 ★Texas Ratio: 1.16%
100 S 4th St, Leavenworth, KS 66048
4 Year Certificate * (with Rate Protection)
$2,000
3.25%
▼
Rate3.21%
Min Deposit$2,000
Min Balance—
UpdatedMar 26, 2026
Details
KSB Overbrook, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
400 Maple St, Overbrook, KS 66524
48 Month Certificates of Deposit (CD's) & Individual Retirement Accounts (IRA's)
$1,000
3.24%
▼
Rate3.20%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
The Valley State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
502 N Merchant St, Belle Plaine, KS 67013
4 Year CD
$500
3.20%
▼
Rate3.16%
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details
Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
1015 SW Wanamaker Rd, Topeka, KS 66604 3806
4 Year Share/IRA Certificate
$0
3.10%
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
First National Bank in Fredonia
Institution Rating:
A+5.0 ★Texas Ratio: 3.43%
730 Madison St, Fredonia, KS 66736
48 Month Fixed CD
$500
3.03%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.79%
13001 W 95th St, Lenexa, KS 66215 3726
Share & IRA Certificates 48 month term
$0
3.00%
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
6860 W 115th St, Overland Park, KS 66211 2457
48-month term Standard CDs
$0
2.90%
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Farmway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
200 S Hersey Ave, Beloit, KS 67420
48 Month Share Certificate
$0
2.88%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Lyndon State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.03%
817 Topeka Ave, Lyndon, KS 66451
4 Year Certificate
$100
2.78%
▼
Rate2.75%
Min Deposit$100
Min Balance—
UpdatedMar 26, 2026
Details
Exchange Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
600 Commercial St, Atchison, KS 66002
48 Month IRA Certificates
$1,000
2.75%
▼
Rate2.72%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
Ark Valley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
1515 N Summit St, Arkansas City, KS 67005
48 Month Certificates
$1,000
2.65%
▼
Rate2.75%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
Truity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
3400 W 6th St, Lawrence, KS 66049 3215
Share Certificate 48 Month
$0
2.55%
▼
Rate2.52%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
FNB of Kansas
Institution Rating:
A+5.0 ★
600 N 4th St, Burlington, KS 66839
48 Month Certificate of Deposit/IRA
$1,000
2.50%
▼
Rate2.48%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
Citizens State Bank Moundridge, KS
Institution Rating:
A5.0 ★Texas Ratio: 6.75%
223 N Main St, Mcpherson, KS 67460
48 Month CD
$1,000
2.40%
▼
Rate2.39%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
State Bank of Canton
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
103 S Main St, Canton, KS 67428
Certificate of Deposit 48 Month
$500
2.36%
▼
Rate2.35%
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details
Campus Credit Union
Institution Rating:
B4.7 ★Texas Ratio: 19.23%
4960 E 21st St N, Wichita, KS 67208
48 month IRA Certificates
$1,000
2.35%
▼
Rate2.33%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
Armed Forces Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
320 Kansas Ave, Fort Leavenworth, KS 66027
48-Month Certificate of Deposit IRA
$500
2.27%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details
FSB Mcpherson, KS
Institution Rating:
A5.0 ★Texas Ratio: 10.04%
2074 E Kansas Ave, Mcpherson, KS 67460
48 month CD
$1,000
2.02%
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
Argentine Federal Savings
Institution Rating:
A5.0 ★Texas Ratio: 10.78%
3004 Strong Ave, Kansas City, KS 66106
48 Month CD
$0
2.00%
▼
Rate1.97%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
313 W 9th St, Coffeyville, KS 67337 5813
4-YEAR SHARE CERTIFICATE
$1,000
1.80%
▼
Rate1.81%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
Kansas Teachers Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.51%
416 N Broadway St, Pittsburg, KS 66762 3919
48 Month Certificate of Deposit
$500
1.75%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details
Mid Kansas Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.41%
200 W 2nd Ave, Buhler, KS 67522 2245
Regular 4 Year Share Certificate
$1,000
1.65%
▼
Rate1.65%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
Southwest National Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.18%
400 E Douglas Ave, Wichita, KS 67202
4 Year Certificates of Deposit
$0
1.55%
▼
Rate1.54%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Hutchinson Government Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.18%
121 E Avenue A, Hutchinson, KS 67501
48 Month CD
$0
1.50%
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Farmers State Bank Wathena, KS
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
211 Saint Joseph St, Wathena, KS 66090
48 Month Certificates of Deposit
$500
0.70%
▼
Rate0.70%
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details
Community Bank Topeka, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
5431 Sw 29th St, Topeka, KS 66614
Commercial Certificates of Deposit 4 Year
$0
0.60%
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Citizens Bank of Kansas
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
300 N Main St, Kingman, KS 67068
48 Month CD
$500
0.45%
▼
Rate0.45%
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Mid-America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
802 Ames St, Baldwin City, KS 66006
60 Month CD or IRA Jumbo
$500
4.04%
▼
Rate4.00%
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details
Jumbo
KS StateBank
Institution Rating:
A5.0 ★Texas Ratio: 9.13%
1010 Westloop Pl, Manhattan, KS 66502
5 Year CD
$500
3.90%
▼
Rate3.84%
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details
Grant County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
201 S Main St, Ulysses, KS 67880
5 Year IRA Certificates
$1,000
3.88%
▼
Rate3.85%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
Farmers and Drovers Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
201 W Main St, Council Grove, KS 66846
60 Month CD
$0
3.85%
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Farmers and Merchants Bank Milligan, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
719 Wisconsin St, Cawker City, KS 67430
60 Month Certificates of Deposit
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
FSB of Westmoreland
Institution Rating:
A5.0 ★Texas Ratio: 12.46%
307 Main St, Westmoreland, KS 66549
60 Month CD
$1,000
3.73%
▼
Rate3.70%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
Azura Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
610 SW 10th Ave, Topeka, KS 66612
60 month Certificates
$0
3.66%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Bank of the Flint Hills
Institution Rating:
A-5.0 ★Texas Ratio: 15.48%
806 5th St, Wamego, KS 66547
Certificates of Deposit 5 Year
$0
3.65%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Public Safety Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
7721 W 123rd St, Overland Park, KS 66213 1303
1.5 Year Share CD or IRA CD
$500
3.60%
▼
Rate3.54%
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details
Certificate rates vary based on member relationship with the Credit Union. Rates shown include all available bonuses.
Carson Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
122 W Main St, Mulvane, KS 67110
Certificate of Deposit - IRA 5 Year
$50
3.55%
▼
Rate3.50%
Min Deposit$50
Min Balance—
UpdatedMar 26, 2026
Details
Mutual Savings Association
Institution Rating:
A+5.0 ★Texas Ratio: 1.16%
100 S 4th St, Leavenworth, KS 66048
5 Year Certificate
$2,000
3.50%
▼
Rate3.45%
Min Deposit$2,000
Min Balance—
UpdatedMar 26, 2026
Details
Panhandle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
1300 E 5th Ave, Winfield, KS 67156 2407
60 Month CD
$0
3.44%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
First Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.02%
10910 W 87th St, Lenexa, KS 66214 1603
60 Month Certificate of Deposit
$1,000
3.40%
▼
Rate3.35%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
The Bank of Tescott
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
104 S Main St, Tescott, KS 67484
Certificates of Deposit (CDs) 60 Month
$0
3.26%
▼
Rate3.22%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
$10,000+
Home Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
217 N Main St, Eureka, KS 67045
60 Month CD
$1,000
3.25%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
KSB Overbrook, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
400 Maple St, Overbrook, KS 66524
60 Month Certificates of Deposit (CD's) & Individual Retirement Accounts (IRA's)
$1,000
3.24%
▼
Rate3.20%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
6860 W 115th St, Overland Park, KS 66211 2457
60-month term Standard CDs
$0
3.10%
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Security Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
1901 Central Ave, Kansas City, KS 66102
60 Month Certificate of Deposit
$500
3.03%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details
Andover State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
511 N Andover Rd, Andover, KS 67002
60-month CD
$1,000
3.00%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.79%
13001 W 95th St, Lenexa, KS 66215 3726
Share & IRA Certificates 60 month term
$0
2.90%
▼
Rate2.87%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Lyndon State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.03%
817 Topeka Ave, Lyndon, KS 66451
*5 Year Certificate
$100
2.78%
▼
Rate2.75%
Min Deposit$100
Min Balance—
UpdatedMar 26, 2026
Details
Ark Valley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
1515 N Summit St, Arkansas City, KS 67005
60 Month Certificates
$1,000
2.61%
▼
Rate2.75%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
Emprise Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
20 S Mission St, Council Grove, KS 66846
5 Year Variable IRA
$100
2.55%
▼
Rate2.52%
Min Deposit$100
Min Balance—
UpdatedMar 26, 2026
Details
Exchange Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
600 Commercial St, Atchison, KS 66002
60 Month IRA Certificates
$1,000
2.50%
▼
Rate2.48%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
The Valley State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
502 N Merchant St, Belle Plaine, KS 67013
5 Year CD
$500
2.27%
▼
Rate2.25%
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details
Mid Kansas Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.41%
200 W 2nd Ave, Buhler, KS 67522 2245
5 Year Senior -No Penalty Share Certificate
$1,000
2.25%
▼
Rate2.25%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
Southwest National Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.18%
400 E Douglas Ave, Wichita, KS 67202
5 Year Certificates of Deposit
$0
2.00%
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Farmers State Bank Wathena, KS
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
211 Saint Joseph St, Wathena, KS 66090
60 Month Certificates of Deposit
$500
0.80%
▼
Rate0.80%
Min Deposit$500
Min Balance—
UpdatedMar 26, 2026
Details
Community Bank Topeka, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
5431 Sw 29th St, Topeka, KS 66614
Commercial Certificates of Deposit 5 Year
$0
0.75%
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
American Bank of Baxter Springs
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1201 Military Ave, Baxter Springs, KS 66713
5 Year Certificate of Deposit
$1,000
0.65%
▼
Rate0.65%
Min Deposit$1,000
Min Balance—
UpdatedMar 26, 2026
Details
Mid American Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.01%
8404 W Kellogg Dr, Wichita, KS 67209 1845
5 Year Certificate
$0
0.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
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Downs, KS CD Rate Trends
Compare local Downs, KS CD rate quotes against the statewide average
Weekly CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
12-Month CD — KS Avg
2.582%
▼ 0.320 from last week
Kansas 12-month CD rates fell 0.320 points this week to 2.582% APY, down from 2.903% last week.
6-Month CD — KS Avg
2.506%
▼ 0.638 from last week
Kansas 6-month CD rates fell 0.638 points this week to 2.506% APY, down from 3.144% last week.
As of Mar 26, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions about CD Rates in Downs, Kansas
Are CD rates in Downs, Kansas FDIC insured?
Yes, most established banks in Downs, Kansas are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in Downs, Kansas?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Downs, Kansas.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Downs, Kansas may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in Downs, Kansas?
Here are recent top rates found for this area:
- First Service Credit Union: 4.35% APY (Bonus Builder CD (SEG) 12 Month)
- Farmers and Merchants Bank Milligan, NE: 4.27% APY (6 Month CD)
- Carson Bank: 4.06% APY (180 Day CD)
- Omb Bank: 4.05% APY (3 Month CD)
- Mid-America Bank: 4.04% APY (18 Month CD or IRA Jumbo)
- FSB of Westmoreland: 4.04% APY (6 Month CD)
- Quantum Credit Union: 4.00% APY (12 Month CD)
- Community Bank Topeka, KS: 4.00% APY (6 Month Certificate of Deposit)
- Farmers Insurance Federal Credit Union: 4.00% APY (3-Month Certificate)
- KS StateBank: 3.95% APY (1 Year CD)
Rates reflect recent verified offers available in Downs, Kansas. Last Updated: March 26, 2026
CD Calculators
Methodology & Data Sources
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Downs, Kansas directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Downs, Kansas. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in KS.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: March 26, 2026
