What are the current interest rates at Halstead Bank?

Current rates for Halstead Bank include: 12-Month CD: 3.72%, 18-Month CD: 3.15%, Savings: 0.25%, MMA: 0.50%

☰

Home›
Banks›
Halstead Bank

iAdvertiser Disclosure

Halstead Bank Rates & Review May 2026

Q: How many branches does Halstead Bank operate?

Halstead Bank currently maintains approximately 4 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, Halstead Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Halstead Bank provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: May 5, 2026

Halstead Bank's Special 13-Month CD rates are at 3.72%, IRA 18-Month Fixed Rate Account rates are at 3.15%, 182-Day Certificate rates are at 2.02%, 91-Day Certificate rates are at 1.51%. Halstead Bank's savings rates are at 0.25%. Halstead Bank's money market rates are at 0.50%. MonitorBankRates evaluates the financial stability of Halstead Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.30%. Rates were last updated on 05/05/2026.

Halstead Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Halstead Bank? Share your experience about Halstead Bank by leaving a review below, or read customer reviews before you decide to use Halstead Bank.

Exceptional Health Use This Badge on Your Bank Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

0.30%

Excellent Lower than avg

Halstead Bank

314 Main St
Halstead, KS 67056

https://www.halsteadbank.com

Halstead Bank CD Rates

Product	Rate	APY	Term
Special 13-Month CD	-	3.72%
No additional details. Last Updated 05/05/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.30%
IRA 18-Month Fixed Rate Account	3.10%	3.15%	18
Min Deposit $250 Last Updated 05/05/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.30%
182-Day Certificate	2.00%	2.02%	182
Min Deposit $2,500 Last Updated 05/05/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.30%
91-Day Certificate	1.50%	1.51%	91
Min Deposit $2,500 Last Updated 05/05/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.30%

Halstead Bank Savings Rates

Product	Rate	APY	View More
Statement Savings Account	0.25%	0.25%
Min Deposit $100 Last Updated 05/05/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.30%

Halstead Bank Money Market Rates

Product	Rate	APY	View More
Money Market Account	0.50%	0.50%
Min Deposit $1,000 Last Updated 05/05/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.30%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Halstead Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Halstead Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Halstead Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Halstead Bank

Bank Holding Company WILLIAMS HOLDING CO INC

Address 314 Main St, Halstead, KS 67056 · Harvey

Website https://www.halsteadbank.com

FDIC Certificate # 17451

Established 03/10/1882

FDIC Insurance Date 06/08/1955

Domestic Offices 4

Total Branches 4

Regulator FED

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 100/100

5.0

Exceptional Out of 5.0 Stars

0.30%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 0.4640%

Return on Equity (ROE) 6.5700%

Non-Performing Loans (NPL) 0.02%

Total Assets $192,531,000

Total Deposits $174,526,000

Equity Capital $17,320,000

Net Income $3,524,000

Headquarters Halstead

Total Offices 4

Source: FDIC | Last Updated 12/31/2025

2026 MBR Health & Safety Badge

Halstead Bank earned the Exceptional Health badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

<a href="https://www.monitorbankrates.com/banks/halstead-bank-rates-review-17451">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-a-2026.svg"
       alt="MonitorBankRates Exceptional Health Badge 2026"
       width="160" height="160">
</a>

Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for Halstead Bank yet. Feel free to create one below.

Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.

Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for Halstead Bank

Frequently Asked Questions About Halstead Bank

How many branches does Halstead Bank operate?

Halstead Bank currently maintains approximately 4 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Halstead Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Halstead Bank provides members with tools to manage their accounts and build a solid financial history.

Does Halstead Bank offer online and mobile banking?

Most modern institutions like Halstead Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.halsteadbank.com.