Inman, Kansas Best CD Rates August 2026
Content reviewed by
Brian McKay
iEditorial Disclosure
Brian McKay
Brian McKay
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Inman, Kansas CD rates include Community National Bank & TrustCommunity National Bank & Trust107 S Main St, Inman, KS 67546A5.0 ★Texas Ratio: 6.71%Real return: +0.22%APY minus CPI (February 2026) offering 24 Month Bump Special at 3.02% APY, Topeka Police Credit UnionTopeka Police Credit UnionA+5.0 ★Texas Ratio: 2.63%Real return: +2.20%APY minus CPI (February 2026) offering Kid's Certificates 6 Month at 5.00% APY, Farmers and Merchants Bank Milligan, NEFarmers and Merchants Bank Milligan, NEA+5.0 ★Texas Ratio: 0.00%Real return: +1.47%APY minus CPI (February 2026) offering 24 Month CD at 4.27% APY, Envista Federal Credit UnionEnvista Federal Credit UnionA+5.0 ★Texas Ratio: 2.67%Real return: +1.45%APY minus CPI (February 2026) offering 36 Month at 4.25% APY, and The Valley State BankThe Valley State BankA+5.0 ★Texas Ratio: 3.63%Real return: +1.42%APY minus CPI (February 2026) offering 60 Month CD at 4.22% APY. CD rates as of August 28, 2026 according to verified data from MonitorBankRates.
Inman has 1 local institution in our database, with CD rates as high as 3.02% APY from Community National Bank & Trust at 107 S Main St, Inman, KS 67546. Use the tables below to compare all available CD terms and offers, including options from institutions serving the broader Kansas area. Rates are continually updated — we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: August 28, 2026
Compare Best CD Rates in Inman, Kansas & the Surrounding Area
Inman 3 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Omb Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.97%
3-Month
$0
4.05%
▲ 2.37% above Kansas avg
▼
Rate3.99%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average1.68%▲ 2.37% above avgNationally 1.96%
Details
Compounding: At maturity. Open Online
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 13.00%
3-Month Share Certificate
$1,000
4.00%
▲ 2.32% above Kansas avg
▼
Rate3.93%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average1.68%▲ 2.32% above avgNationally 1.96%
Details
Limited Time. Bonus Dividend may not be combined with any other dividend increase/bonus, i.e., "Direct Deposit Bonus" and "Jumbo Certificate" increased rates. Compounding monthly or at account closure. No additional deposits accepted (other than dividends) during certificate term. There is a substantial penalty for early withdrawal of Certificate funds. Fees and other conditions may reduce earnings. The 3-Month promotional Certificate will automatically roll over to a 3-Month Certificate at the available rates of Certificates at maturity. Federal regulations require dividends to be paid from available earnings; dividends are contingent upon this regulation. Refer to our TISA Disclosure for terms and conditions.
UMB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
3-MONTH TIME DEPOSIT ACCOUNT
$500
3.85%
▲ 2.17% above Kansas avg
▼
Rate3.80%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average1.68%▲ 2.17% above avgNationally 1.96%
Details
Special Offer. balances under $100k
FSB of Westmoreland
Institution Rating:
A5.0 ★Texas Ratio: 12.46%
3 Month CD
$1,000
3.80%
▲ 2.12% above Kansas avg
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average1.68%▲ 2.12% above avgNationally 1.96%
Details
Bank of the Flint Hills
Institution Rating:
A-5.0 ★Texas Ratio: 15.48%
3 Month
$0
3.80%
▲ 2.12% above Kansas avg
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average1.68%▲ 2.12% above avgNationally 1.96%
Details
Argentine Federal Savings
Institution Rating:
A5.0 ★Texas Ratio: 10.78%
3 Month CD
$1,000
3.60%
▲ 1.92% above Kansas avg
▼
Rate3.54%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average1.68%▲ 1.92% above avgNationally 1.96%
Details
Argentine Federal Savings
Institution Rating:
A5.0 ★Texas Ratio: 10.78%
3 Month IRA CD
$1,000
3.60%
▲ 1.92% above Kansas avg
▼
Rate3.54%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average1.68%▲ 1.92% above avgNationally 1.96%
Details
County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
3 months
$0
3.56%
▲ 1.88% above Kansas avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average1.68%▲ 1.88% above avgNationally 1.96%
Details
Great Southern Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.82%
3-Month CD
$1,000
3.40%
▲ 1.72% above Kansas avg
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average1.68%▲ 1.72% above avgNationally 1.96%
Details
Interest Payment Options Early withdrawal penalty Penalty for early withdrawal. Many interest payment options are available. Ask an associate for details.
American Bank of Baxter Springs
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Month CD
$1,000
3.37%
▲ 1.69% above Kansas avg
▼
Rate3.33%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average1.68%▲ 1.69% above avgNationally 1.96%
Details
Farmway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.87%
3 Month Share Certificate
$2,500
3.29%
▲ 1.61% above Kansas avg
▼
Rate3.25%
Min Deposit$2,500
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average1.68%▲ 1.61% above avgNationally 1.96%
Details
Kansas Teachers Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
3 Month Certificate of Deposit
$500
3.25%
▲ 1.57% above Kansas avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average1.68%▲ 1.57% above avgNationally 1.96%
Details
First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
3-Month CD
$0
3.10%
▲ 1.42% above Kansas avg
▼
Rate3.06%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average1.68%▲ 1.42% above avgNationally 1.96%
Details
Farmers and Drovers Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
3 Month CD
$0
2.75%
▲ 1.07% above Kansas avg
▼
Rate2.72%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average1.68%▲ 1.07% above avgNationally 1.96%
Details
Emprise Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
3 Months CD Only
$1,000
2.50%
▲ 0.82% above Kansas avg
▼
Rate2.47%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average1.68%▲ 0.82% above avgNationally 1.96%
Details
First FarmBank
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
3 Month CD
$0
2.50%
▲ 0.82% above Kansas avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average1.68%▲ 0.82% above avgNationally 1.96%
Details
CNB Hugoton, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Months
$500
2.37%
▲ 0.69% above Kansas avg
▼
Rate2.35%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average1.68%▲ 0.69% above avgNationally 1.96%
Details
First Bank Creve Coeur, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
3-Month CD
$0
2.00%
▲ 0.32% above Kansas avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average1.68%▲ 0.32% above avgNationally 1.96%
Details
Panhandle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
90 Day CD
$0
1.81%
▲ 0.13% above Kansas avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average1.68%▲ 0.13% above avgNationally 1.96%
Details
FSB of St. Charles, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
3-month Certificate of Deposit
$1,000
1.65%
▼ 0.03% below Kansas avg
▼
Rate1.64%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average1.68%▼ 0.03% below avgNationally 1.96%
Details
FSB of St. Charles, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
3-month IRA Certificate of Deposit
$1,000
1.65%
▼ 0.03% below Kansas avg
▼
Rate1.64%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average1.68%▼ 0.03% below avgNationally 1.96%
Details
FSB of St. Charles, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
IRA Certificate of Deposit - 3-month
$1,000
1.65%
▼ 0.03% below Kansas avg
▼
Rate1.64%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average1.68%▼ 0.03% below avgNationally 1.96%
Details
KSB Overbrook, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
3 Month Certificate of Deposit
$1,000
1.55%
▼ 0.13% below Kansas avg
▼
Rate1.56%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average1.68%▼ 0.13% below avgNationally 1.96%
Details
First National Bank of Hutchinson
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
3 month
$1,000
1.51%
▼ 0.17% below Kansas avg
▼
Rate1.50%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average1.68%▼ 0.17% below avgNationally 1.96%
Details
FSB Mcpherson, KS
Institution Rating:
A5.0 ★Texas Ratio: 10.04%
3 month CD
$1,000
1.51%
▼ 0.17% below Kansas avg
▼
Rate1.50%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average1.68%▼ 0.17% below avgNationally 1.96%
Details
Panhandle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
90 Day CD
$0
1.51%
▼ 0.17% below Kansas avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average1.68%▼ 0.17% below avgNationally 1.96%
Details
Panhandle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
90 Day CD
$0
1.31%
▼ 0.37% below Kansas avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average1.68%▼ 0.37% below avgNationally 1.96%
Details
Envista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
3 Month
$500
1.00%
▼ 0.68% below Kansas avg
▼
Rate0.99%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average1.68%▼ 0.68% below avgNationally 1.96%
Details
Envista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
Business Certificates 3 Month
$500
1.00%
▼ 0.68% below Kansas avg
▼
Rate0.99%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average1.68%▼ 0.68% below avgNationally 1.96%
Details
Carson Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
90 Day
$1,500
0.90%
▼ 0.78% below Kansas avg
▼
Rate0.90%
Min Deposit$1,500
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average1.68%▼ 0.78% below avgNationally 1.96%
Details
Carson Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
Business 90 Day
$1,500
0.90%
▼ 0.78% below Kansas avg
▼
Rate0.90%
Min Deposit$1,500
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average1.68%▼ 0.78% below avgNationally 1.96%
Details
Stock Exchange Bank, Caldwell, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
90 Days
$0
0.75%
▼ 0.93% below Kansas avg
▼
Rate0.75%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average1.68%▼ 0.93% below avgNationally 1.96%
Details
CoreFirst Bank & Trust
Institution Rating:
A-5.0 ★Texas Ratio: 14.24%
3 months CD
$1,000
0.70%
▼ 0.98% below Kansas avg
▼
Rate0.70%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average1.68%▼ 0.98% below avgNationally 1.96%
Details
Cooperative Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
3-MONTH SHARE CERTIFICATE
$1,000
0.60%
▼ 1.08% below Kansas avg
▼
Rate0.60%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average1.68%▼ 1.08% below avgNationally 1.96%
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
3-month term
$0
0.60%
▼ 1.08% below Kansas avg
▼
Rate0.60%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average1.68%▼ 1.08% below avgNationally 1.96%
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
3-month term Standard CDs
$0
0.60%
▼ 1.08% below Kansas avg
▼
Rate0.60%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average1.68%▼ 1.08% below avgNationally 1.96%
Details
Rewards APY 0.60% Regular APY 0.50% Dividend Rate 0.50%
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
3-month term Standard CDs Rewards
$0
0.60%
▼ 1.08% below Kansas avg
▼
Rate0.60%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average1.68%▼ 1.08% below avgNationally 1.96%
Details
Regular APY 0.50% Dividend Rate 0.50%
FirstOak Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Months
$0
0.55%
▼ 1.13% below Kansas avg
▼
Rate0.55%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average1.68%▼ 1.13% below avgNationally 1.96%
Details
State Bank of Canton
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Month
$0
0.50%
▼ 1.18% below Kansas avg
▼
Rate0.50%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average1.68%▼ 1.18% below avgNationally 1.96%
Details
Lyndon State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.03%
3 Month
$2,500
0.50%
▼ 1.18% below Kansas avg
▼
Rate0.50%
Min Deposit$2,500
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average1.68%▼ 1.18% below avgNationally 1.96%
Details
Mid Kansas Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 13.59%
Regular 3 Month
$1,000
0.50%
▼ 1.18% below Kansas avg
▼
Rate0.50%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average1.68%▼ 1.18% below avgNationally 1.96%
Details
The Bank of Tescott
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
3 Month
$0
0.31%
▼ 1.37% below Kansas avg
▼
Rate0.31%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average1.68%▼ 1.37% below avgNationally 1.96%
Details
The Bank of Tescott
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
Business Certificates of Deposit (CDs) 3 Month
$0
0.31%
▼ 1.37% below Kansas avg
▼
Rate0.31%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average1.68%▼ 1.37% below avgNationally 1.96%
Details
$0 - $9,999.99
The Bank of Tescott
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
Certificates of Deposit (CDs) 3 Month
$0
0.31%
▼ 1.37% below Kansas avg
▼
Rate0.31%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average1.68%▼ 1.37% below avgNationally 1.96%
Details
$0 - $9,999.99
Southwest National Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.18%
3 Month (CD Only)
$0
0.30%
▼ 1.38% below Kansas avg
▼
Rate0.30%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average1.68%▼ 1.38% below avgNationally 1.96%
Details
Quantum Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
3 Months
$0
0.30%
▼ 1.38% below Kansas avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average1.68%▼ 1.38% below avgNationally 1.96%
Details
Dividend paid at maturity; 30-day penalty
Security Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
90 Day
$500
0.20%
▼ 1.48% below Kansas avg
▼
Rate0.20%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average1.68%▼ 1.48% below avgNationally 1.96%
Details
CSB of Cheney, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.92%
13-90 Day CD
$2,500
0.20%
▼ 1.48% below Kansas avg
▼
Rate—
Min Deposit$2,500
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average1.68%▼ 1.48% below avgNationally 1.96%
Details
Stryv Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Month CD
$0
0.20%
▼ 1.48% below Kansas avg
▼
Rate0.20%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average1.68%▼ 1.48% below avgNationally 1.96%
Details
Farmers State Bank Wathena, KS
Institution Rating:
A+5.0 ★Texas Ratio: 2.00%
3 Month
$500
0.20%
▼ 1.48% below Kansas avg
▼
Rate0.20%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average1.68%▼ 1.48% below avgNationally 1.96%
Details
Inman 6 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Topeka Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
Kid's Certificates 6 Month
$0
5.00%
▲ 2.46% above Kansas avg
▼
Rate4.91%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.55%▲ 2.46% above avgNationally 2.67%
Details
Envista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
6 Month
$500
4.10%
▲ 1.55% above Kansas avg
▼
Rate4.03%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.55%▲ 1.55% above avgNationally 2.67%
Details
Envista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
Business Certificates 6 Month
$500
4.10%
▲ 1.55% above Kansas avg
▼
Rate4.03%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.55%▲ 1.55% above avgNationally 2.67%
Details
Argentine Federal Savings
Institution Rating:
A5.0 ★Texas Ratio: 10.78%
6 Month CD
$1,000
4.08%
▲ 1.54% above Kansas avg
▼
Rate4.00%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.55%▲ 1.54% above avgNationally 2.67%
Details
Argentine Federal Savings
Institution Rating:
A5.0 ★Texas Ratio: 10.78%
6 Month IRA CD
$1,000
4.08%
▲ 1.54% above Kansas avg
▼
Rate4.00%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.55%▲ 1.54% above avgNationally 2.67%
Details
Carson Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
Business 180 Day Certificate
$1,500
4.06%
▲ 1.51% above Kansas avg
▼
Rate4.00%
Min Deposit$1,500
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.55%▲ 1.51% above avgNationally 2.67%
Details
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 13.00%
6-Month Share Certificate
$1,000
4.00%
▲ 1.46% above Kansas avg
▼
Rate3.93%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.55%▲ 1.46% above avgNationally 2.67%
Details
Limited Time. Bonus Dividend may not be combined with any other dividend increase/bonus, i.e., "Direct Deposit Bonus" and "Jumbo Certificate" increased rates. Compounding monthly or at account closure. No additional deposits accepted (other than dividends) during certificate term. There is a substantial penalty for early withdrawal of Certificate funds. Fees and other conditions may reduce earnings. The 6-Month promotional Certificate will automatically roll over to a 6-Month Certificate at the available rates of Certificates at maturity. Federal regulations require dividends to be paid from available earnings; dividends are contingent upon this regulation. Refer to our TISA Disclosure for terms and conditions.
Bank of the Flint Hills
Institution Rating:
A-5.0 ★Texas Ratio: 15.48%
6 Month
$0
3.91%
▲ 1.37% above Kansas avg
▼
Rate3.85%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.55%▲ 1.37% above avgNationally 2.67%
Details
NBKC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
6 month Personal CD
$1,000
3.85%
▲ 1.31% above Kansas avg
▼
Rate3.78%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.55%▲ 1.31% above avgNationally 2.67%
Details
Open Online
Union Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
6 months
$1,000
3.80%
▲ 1.26% above Kansas avg
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.55%▲ 1.26% above avgNationally 2.67%
Details
Adams Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 1.03%
6-MONTH CD
$500
3.80%
▲ 1.26% above Kansas avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.55%▲ 1.26% above avgNationally 2.67%
Details
FSB of Westmoreland
Institution Rating:
A5.0 ★Texas Ratio: 12.46%
6 Month CD
$1,000
3.80%
▲ 1.26% above Kansas avg
▼
Rate3.76%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.55%▲ 1.26% above avgNationally 2.67%
Details
White Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
Term Share : 6 Months
$0
3.80%
▲ 1.26% above Kansas avg
▼
Rate3.73%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.55%▲ 1.26% above avgNationally 2.67%
Details
Union State Bank Arkansas City, KS
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
6-Month CD Special
$0
3.70%
▲ 1.16% above Kansas avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.55%▲ 1.16% above avgNationally 2.67%
Details
Simmons Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
6-month CD
$0
3.65%
▲ 1.11% above Kansas avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.55%▲ 1.11% above avgNationally 2.67%
Details
New Money
First FarmBank
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
6 Month CD
$0
3.65%
▲ 1.11% above Kansas avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.55%▲ 1.11% above avgNationally 2.67%
Details
First Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
6 Month CD
$1,000
3.65%
▲ 1.11% above Kansas avg
▼
Rate3.59%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.55%▲ 1.11% above avgNationally 2.67%
Details
Farmway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.87%
6 Month Share Certificate
$2,500
3.63%
▲ 1.09% above Kansas avg
▼
Rate3.60%
Min Deposit$2,500
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.55%▲ 1.09% above avgNationally 2.67%
Details
Denison State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
6 month
$500
3.60%
▲ 1.06% above Kansas avg
▼
Rate3.55%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.55%▲ 1.06% above avgNationally 2.67%
Details
County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
6 months
$0
3.56%
▲ 1.02% above Kansas avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.55%▲ 1.02% above avgNationally 2.67%
Details
Carson Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
180 Day CD
$1,500
3.55%
▲ 1.01% above Kansas avg
▼
Rate3.50%
Min Deposit$1,500
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.55%▲ 1.01% above avgNationally 2.67%
Details
Carson Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
180 DAY CD SPECIAL
$1,500
3.55%
▲ 1.01% above Kansas avg
▼
Rate3.50%
Min Deposit$1,500
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.55%▲ 1.01% above avgNationally 2.67%
Details
Carson Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
Business 180 DAY CD SPECIAL
$1,500
3.55%
▲ 1.01% above Kansas avg
▼
Rate3.50%
Min Deposit$1,500
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.55%▲ 1.01% above avgNationally 2.67%
Details
First Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
6 Month
$0
3.55%
▲ 1.01% above Kansas avg
▼
Rate3.49%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.55%▲ 1.01% above avgNationally 2.67%
Details
Lyndon State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.03%
6 Month
$2,500
3.53%
▲ 0.98% above Kansas avg
▼
Rate3.50%
Min Deposit$2,500
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.55%▲ 0.98% above avgNationally 2.67%
Details
American Bank of Baxter Springs
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6 Month CD
$1,000
3.52%
▲ 0.98% above Kansas avg
▼
Rate3.48%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.55%▲ 0.98% above avgNationally 2.67%
Details
Simmons Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
6-month CD
$0
3.50%
▲ 0.96% above Kansas avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.55%▲ 0.96% above avgNationally 2.67%
Details
New Money
First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
6-Month CD
$0
3.50%
▲ 0.96% above Kansas avg
▼
Rate3.47%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.55%▲ 0.96% above avgNationally 2.67%
Details
Public Safety Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
6 Month
$500
3.50%
▲ 0.96% above Kansas avg
▼
Rate3.44%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.55%▲ 0.96% above avgNationally 2.67%
Details
Certificate rates vary based on member relationship with the Credit Union. Rates shown include all available bonuses.
Credit Union of Emporia
Institution Rating:
A+5.0 ★Texas Ratio: 2.16%
6 months
$500
3.47%
▲ 0.93% above Kansas avg
▼
Rate3.43%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.55%▲ 0.93% above avgNationally 2.67%
Details
Sunflower Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.67%
6-Month CD Special
$0
3.40%
▲ 0.86% above Kansas avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.55%▲ 0.86% above avgNationally 2.67%
Details
Limited Time CD Special
Great Southern Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.82%
6-Month CD
$1,000
3.40%
▲ 0.86% above Kansas avg
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.55%▲ 0.86% above avgNationally 2.67%
Details
Interest Payment Options Early withdrawal penalty Penalty for early withdrawal. Many interest payment options are available. Ask an associate for details.
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
Share & IRA Certificates - 6 month term
$0
3.35%
▲ 0.81% above Kansas avg
▼
Rate3.31%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.55%▲ 0.81% above avgNationally 2.67%
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
Share & IRA Certificates - Youth Certificate - 6 mo. Term
$0
3.35%
▲ 0.81% above Kansas avg
▼
Rate3.31%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.55%▲ 0.81% above avgNationally 2.67%
Details
Midwest Regional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.40%
6 Month
$0
3.35%
▲ 0.81% above Kansas avg
▼
Rate3.31%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.55%▲ 0.81% above avgNationally 2.67%
Details
Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
6 Month IRA/Share Certificate
$0
3.30%
▲ 0.75% above Kansas avg
▼
Rate3.25%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.55%▲ 0.75% above avgNationally 2.67%
Details
CoreFirst Bank & Trust
Institution Rating:
A-5.0 ★Texas Ratio: 14.24%
6 months CD
$1,000
3.29%
▲ 0.75% above Kansas avg
▼
Rate3.25%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.55%▲ 0.75% above avgNationally 2.67%
Details
Midwest Heritage Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
6 Months
$0
3.28%
▲ 0.73% above Kansas avg
▼
Rate3.25%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.55%▲ 0.73% above avgNationally 2.67%
Details
FSB Holton, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6 Month
$0
3.28%
▲ 0.73% above Kansas avg
▼
Rate3.25%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.55%▲ 0.73% above avgNationally 2.67%
Details
Home Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
6 Month CD
$0
3.25%
▲ 0.71% above Kansas avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.55%▲ 0.71% above avgNationally 2.67%
Details
Great Plains Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
6 month
$0
3.24%
▲ 0.70% above Kansas avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.55%▲ 0.70% above avgNationally 2.67%
Details
Great Plains Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
6-month
$0
3.24%
▲ 0.70% above Kansas avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.55%▲ 0.70% above avgNationally 2.67%
Details
Farmers and Drovers Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
6 Month CD
$0
3.20%
▲ 0.66% above Kansas avg
▼
Rate3.16%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.55%▲ 0.66% above avgNationally 2.67%
Details
FSB Holton, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6 Month
$0
3.17%
▲ 0.63% above Kansas avg
▼
Rate3.15%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.55%▲ 0.63% above avgNationally 2.67%
Details
Great Plains Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
6-month
$0
3.04%
▲ 0.50% above Kansas avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.55%▲ 0.50% above avgNationally 2.67%
Details
Security Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
6 Month
$500
3.03%
▲ 0.48% above Kansas avg
▼
Rate3.00%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.55%▲ 0.48% above avgNationally 2.67%
Details
Kansas Teachers Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
6 Month Certificate of Deposit
$500
3.00%
▲ 0.46% above Kansas avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.55%▲ 0.46% above avgNationally 2.67%
Details
Ark Valley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.20%
6 Month Certificate
$0
2.97%
▲ 0.43% above Kansas avg
▼
Rate2.95%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.55%▲ 0.43% above avgNationally 2.67%
Details
The Bank of Tescott
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
6 Month
$0
2.91%
▲ 0.37% above Kansas avg
▼
Rate2.88%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.55%▲ 0.37% above avgNationally 2.67%
Details
The Bank of Tescott
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
Business Certificates of Deposit (CDs) 6 Month
$0
2.91%
▲ 0.37% above Kansas avg
▼
Rate2.88%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.55%▲ 0.37% above avgNationally 2.67%
Details
$0 - $9,999.99
Inman 12 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Farmers and Merchants Bank Milligan, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12-Month CD
$500
4.16%
▲ 1.60% above Kansas avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.56%▲ 1.60% above avgNationally 2.83%
Details
Penalty for early withdrawal
Mid-America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1 Year CD or IRA - Jumbo
$0
4.04%
▲ 1.48% above Kansas avg
▼
Rate4.00%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.56%▲ 1.48% above avgNationally 2.83%
Details
Envista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
12 Month
$500
4.01%
▲ 1.45% above Kansas avg
▼
Rate3.95%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.56%▲ 1.45% above avgNationally 2.83%
Details
Envista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
Business Certificates 12 Month
$500
4.01%
▲ 1.45% above Kansas avg
▼
Rate3.95%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.56%▲ 1.45% above avgNationally 2.83%
Details
TriCentury Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12 Month Special
$100,000
4.00%
▲ 1.44% above Kansas avg
▼
Rate3.94%
Min Deposit$100,000
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.56%▲ 1.44% above avgNationally 2.83%
Details
Compounded Quarterly
Farmers and Drovers Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
12 Month Special
$0
4.00%
▲ 1.44% above Kansas avg
▼
Rate3.94%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.56%▲ 1.44% above avgNationally 2.83%
Details
Bank of the Flint Hills
Institution Rating:
A-5.0 ★Texas Ratio: 15.48%
1 Year
$0
3.96%
▲ 1.40% above Kansas avg
▼
Rate3.90%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.56%▲ 1.40% above avgNationally 2.83%
Details
Argentine Federal Savings
Institution Rating:
A5.0 ★Texas Ratio: 10.78%
12 Month CD
$1,000
3.90%
▲ 1.34% above Kansas avg
▼
Rate3.83%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.56%▲ 1.34% above avgNationally 2.83%
Details
Argentine Federal Savings
Institution Rating:
A5.0 ★Texas Ratio: 10.78%
12 Month IRA CD
$1,000
3.90%
▲ 1.34% above Kansas avg
▼
Rate3.83%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.56%▲ 1.34% above avgNationally 2.83%
Details
Public Safety Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
1 Year
$500
3.90%
▲ 1.34% above Kansas avg
▼
Rate3.83%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.56%▲ 1.34% above avgNationally 2.83%
Details
Certificate rates vary based on member relationship with the Credit Union. Rates shown include all available bonuses.
Union Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
12 months
$1,000
3.85%
▲ 1.29% above Kansas avg
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.56%▲ 1.29% above avgNationally 2.83%
Details
Lyndon State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.03%
1 Year
$1,000
3.82%
▲ 1.26% above Kansas avg
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.56%▲ 1.26% above avgNationally 2.83%
Details
FNB of Hope
Institution Rating:
D3.4 ★Texas Ratio: 34.15%
12-Month Variable
$0
3.81%
▲ 1.25% above Kansas avg
▼
Rate3.74%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.56%▲ 1.25% above avgNationally 2.83%
Details
Variable rate; **
First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
12-Month CD
$0
3.80%
▲ 1.24% above Kansas avg
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.56%▲ 1.24% above avgNationally 2.83%
Details
Garden Plain State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1 Year
$1,000
3.80%
▲ 1.24% above Kansas avg
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.56%▲ 1.24% above avgNationally 2.83%
Details
White Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
Term Share : 1 Year
$0
3.80%
▲ 1.24% above Kansas avg
▼
Rate3.73%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.56%▲ 1.24% above avgNationally 2.83%
Details
Mazuma Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.03%
Premier CD - 1 Year
$0
3.80%
▲ 1.24% above Kansas avg
▼
Rate3.73%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.56%▲ 1.24% above avgNationally 2.83%
Details
Mid-America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1 Year CD or IRA
$0
3.79%
▲ 1.23% above Kansas avg
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.56%▲ 1.23% above avgNationally 2.83%
Details
Mid-America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Business 1 Year CD or IRA
$500
3.79%
▲ 1.23% above Kansas avg
▼
Rate3.75%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.56%▲ 1.23% above avgNationally 2.83%
Details
Jumbo1: 4.00% Interest Rate, 4.04% APY**
FSB of Aliceville, Kansas
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
CD - 1 year
$0
3.79%
▲ 1.23% above Kansas avg
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.56%▲ 1.23% above avgNationally 2.83%
Details
Elevate Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
1 YEAR CD
$0
3.79%
▲ 1.23% above Kansas avg
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.56%▲ 1.23% above avgNationally 2.83%
Details
Compounding Frequency: SEMI ANNUALLY
CSB of Cheney, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.92%
12 Month CD
$500
3.77%
▲ 1.21% above Kansas avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.56%▲ 1.21% above avgNationally 2.83%
Details
Mutual Savings Association
Institution Rating:
A+5.0 ★Texas Ratio: 1.16%
1 Year Certificate
$2,000
3.75%
▲ 1.19% above Kansas avg
▼
Rate3.70%
Min Deposit$2,000
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.56%▲ 1.19% above avgNationally 2.83%
Details
Garden Plain State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1 Year
$1,000
3.75%
▲ 1.19% above Kansas avg
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.56%▲ 1.19% above avgNationally 2.83%
Details
Quantum Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
12 Month CD
$0
3.75%
▲ 1.19% above Kansas avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.56%▲ 1.19% above avgNationally 2.83%
Details
Quantum Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
12 Months Special
$0
3.75%
▲ 1.19% above Kansas avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.56%▲ 1.19% above avgNationally 2.83%
Details
Dividend paid at maturity; 90-day penalty
Legacy Bank Colwich, KS
Institution Rating:
A+5.0 ★Texas Ratio: 1.85%
1 Year CD
$0
3.70%
▲ 1.14% above Kansas avg
▼
Rate3.65%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.56%▲ 1.14% above avgNationally 2.83%
Details
Union State Bank of Everest
Institution Rating:
A+5.0 ★Texas Ratio: 2.77%
1 year
$0
3.70%
▲ 1.14% above Kansas avg
▼
Rate3.65%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.56%▲ 1.14% above avgNationally 2.83%
Details
First Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
12 Month CD
$1,000
3.70%
▲ 1.14% above Kansas avg
▼
Rate3.64%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.56%▲ 1.14% above avgNationally 2.83%
Details
NBKC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
1 year Personal CD
$1,000
3.66%
▲ 1.10% above Kansas avg
▼
Rate3.59%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.56%▲ 1.10% above avgNationally 2.83%
Details
Open Online
American Bank of Baxter Springs
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12 Month CD
$1,000
3.66%
▲ 1.10% above Kansas avg
▼
Rate3.62%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.56%▲ 1.10% above avgNationally 2.83%
Details
Central National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
12 Month CD Special
$5,000
3.65%
▲ 1.09% above Kansas avg
▼
Rate—
Min Deposit$5,000
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.56%▲ 1.09% above avgNationally 2.83%
Details
FSB of Westmoreland
Institution Rating:
A5.0 ★Texas Ratio: 12.46%
12 Month CD
$1,000
3.65%
▲ 1.09% above Kansas avg
▼
Rate3.62%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.56%▲ 1.09% above avgNationally 2.83%
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
Share & IRA Certificates - 12 month term
$0
3.64%
▲ 1.08% above Kansas avg
▼
Rate3.60%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.56%▲ 1.08% above avgNationally 2.83%
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
Share & IRA Certificates - Youth Certificate - 12 mo. Term
$0
3.64%
▲ 1.08% above Kansas avg
▼
Rate3.60%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.56%▲ 1.08% above avgNationally 2.83%
Details
Midwest Regional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.40%
12 Month
$0
3.64%
▲ 1.08% above Kansas avg
▼
Rate3.60%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.56%▲ 1.08% above avgNationally 2.83%
Details
Denison State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
1 year
$500
3.60%
▲ 1.04% above Kansas avg
▼
Rate3.55%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.56%▲ 1.04% above avgNationally 2.83%
Details
Stryv Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12 Month CD
$0
3.60%
▲ 1.04% above Kansas avg
▼
Rate3.60%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.56%▲ 1.04% above avgNationally 2.83%
Details
Farmway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.87%
12 Month Share Certificate
$500
3.60%
▲ 1.04% above Kansas avg
▼
Rate3.60%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.56%▲ 1.04% above avgNationally 2.83%
Details
First Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
12 Month
$0
3.60%
▲ 1.04% above Kansas avg
▼
Rate3.54%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.56%▲ 1.04% above avgNationally 2.83%
Details
First Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
12 Month CD
$100
3.60%
▲ 1.04% above Kansas avg
▼
Rate—
Min Deposit$100
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.56%▲ 1.04% above avgNationally 2.83%
Details
County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
12 months
$0
3.56%
▲ 1.00% above Kansas avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.56%▲ 1.00% above avgNationally 2.83%
Details
Union State Bank Arkansas City, KS
Institution Rating:
A+5.0 ★Texas Ratio: 2.62%
12-Month CD Special
$0
3.51%
▲ 0.95% above Kansas avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.56%▲ 0.95% above avgNationally 2.83%
Details
Midwest Heritage Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
12 Months
$0
3.50%
▲ 0.94% above Kansas avg
▼
Rate3.50%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.56%▲ 0.94% above avgNationally 2.83%
Details
Mid Kansas Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 13.59%
1 Year Add-On
$500
3.50%
▲ 0.94% above Kansas avg
▼
Rate3.50%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.56%▲ 0.94% above avgNationally 2.83%
Details
Credit Union of Emporia
Institution Rating:
A+5.0 ★Texas Ratio: 2.16%
12 months
$500
3.48%
▲ 0.92% above Kansas avg
▼
Rate3.44%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.56%▲ 0.92% above avgNationally 2.83%
Details
Farmers and Drovers Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
12 Month CD
$0
3.40%
▲ 0.84% above Kansas avg
▼
Rate3.36%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.56%▲ 0.84% above avgNationally 2.83%
Details
FSB of St. Charles, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
12-month Certificate of Deposit
$1,000
3.25%
▲ 0.69% above Kansas avg
▼
Rate3.20%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.56%▲ 0.69% above avgNationally 2.83%
Details
FSB of St. Charles, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
12-month IRA Certificate of Deposit
$1,000
3.25%
▲ 0.69% above Kansas avg
▼
Rate3.20%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.56%▲ 0.69% above avgNationally 2.83%
Details
FSB of St. Charles, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
IRA Certificate of Deposit - 12-month
$1,000
3.25%
▲ 0.69% above Kansas avg
▼
Rate3.20%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.56%▲ 0.69% above avgNationally 2.83%
Details
Inman 18 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Mid-America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 Month CD or IRA - Jumbo
$0
4.04%
▲ 1.40% above Kansas avg
▼
Rate4.00%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.64%▲ 1.40% above avgNationally 2.67%
Details
Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
18 Month IRA/Share Certificate
$0
3.90%
▲ 1.26% above Kansas avg
▼
Rate3.83%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.64%▲ 1.26% above avgNationally 2.67%
Details
Bank of the Flint Hills
Institution Rating:
A-5.0 ★Texas Ratio: 15.48%
18 Month
$0
3.80%
▲ 1.16% above Kansas avg
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.64%▲ 1.16% above avgNationally 2.67%
Details
Mid-America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 Month CD or IRA
$0
3.79%
▲ 1.15% above Kansas avg
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.64%▲ 1.15% above avgNationally 2.67%
Details
Mid-America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Business 18 Month CD or IRA
$500
3.79%
▲ 1.15% above Kansas avg
▼
Rate3.75%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.64%▲ 1.15% above avgNationally 2.67%
Details
Jumbo1: 4.00% Interest Rate, 4.04% APY**
First Bank Creve Coeur, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
18-Month Variable Rate IRA
$0
3.79%
▲ 1.15% above Kansas avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.64%▲ 1.15% above avgNationally 2.67%
Details
Variable Rate
Corporate America Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.43%
18-Month CD
$0
3.75%
▲ 1.11% above Kansas avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.64%▲ 1.11% above avgNationally 2.67%
Details
American Bank of Baxter Springs
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 Month CD
$1,000
3.72%
▲ 1.08% above Kansas avg
▼
Rate3.68%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.64%▲ 1.08% above avgNationally 2.67%
Details
American Bank of Baxter Springs
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 Month Variable IRA
$1,000
3.72%
▲ 1.08% above Kansas avg
▼
Rate3.68%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.64%▲ 1.08% above avgNationally 2.67%
Details
FSB of Westmoreland
Institution Rating:
A5.0 ★Texas Ratio: 12.46%
18 Month CD
$1,000
3.65%
▲ 1.01% above Kansas avg
▼
Rate3.62%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.64%▲ 1.01% above avgNationally 2.67%
Details
FSB of Westmoreland
Institution Rating:
A5.0 ★Texas Ratio: 12.46%
IRA - 18 Month CD
$1,000
3.65%
▲ 1.01% above Kansas avg
▼
Rate3.62%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.64%▲ 1.01% above avgNationally 2.67%
Details
ESB Financial
Institution Rating:
C+4.1 ★Texas Ratio: 25.76%
18 Month Variable IRA
$25
3.65%
▲ 1.01% above Kansas avg
▼
Rate3.60%
Min Deposit$25
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.64%▲ 1.01% above avgNationally 2.67%
Details
Interest Compounded: Quarterly with rates adjusted quarterly
First Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
18 Month CD
$1,000
3.65%
▲ 1.01% above Kansas avg
▼
Rate3.59%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.64%▲ 1.01% above avgNationally 2.67%
Details
Public Safety Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
1.5 Year
$500
3.60%
▲ 0.96% above Kansas avg
▼
Rate3.54%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.64%▲ 0.96% above avgNationally 2.67%
Details
Certificate rates vary based on member relationship with the Credit Union. Rates shown include all available bonuses.
Credit Union of Emporia
Institution Rating:
A+5.0 ★Texas Ratio: 2.16%
18 months
$500
3.56%
▲ 0.92% above Kansas avg
▼
Rate3.52%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.64%▲ 0.92% above avgNationally 2.67%
Details
First Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
18 Month
$0
3.55%
▲ 0.91% above Kansas avg
▼
Rate3.49%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.64%▲ 0.91% above avgNationally 2.67%
Details
First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
18-Month CD
$0
3.45%
▲ 0.81% above Kansas avg
▼
Rate3.41%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.64%▲ 0.81% above avgNationally 2.67%
Details
Mazuma Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.03%
Premier CD - 18 Months
$0
3.45%
▲ 0.81% above Kansas avg
▼
Rate3.40%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.64%▲ 0.81% above avgNationally 2.67%
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
18-month term
$0
3.45%
▲ 0.81% above Kansas avg
▼
Rate3.40%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.64%▲ 0.81% above avgNationally 2.67%
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
18-month term CD Specials
$0
3.45%
▲ 0.81% above Kansas avg
▼
Rate3.40%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.64%▲ 0.81% above avgNationally 2.67%
Details
Rewards APY 3.45% Regular APY 3.45% Dividend Rate 3.40%
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
18-month term CD Specials Rewards
$0
3.45%
▲ 0.81% above Kansas avg
▼
Rate3.40%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.64%▲ 0.81% above avgNationally 2.67%
Details
Regular APY 3.45% Dividend Rate 3.40%
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
18-month term IRA CD Specials
$0
3.45%
▲ 0.81% above Kansas avg
▼
Rate3.45%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.64%▲ 0.81% above avgNationally 2.67%
Details
Rewards APY 3.45% Regular APY 3.30% Dividend Rate 3.25%
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
18-month term IRA CD Specials Rewards
$0
3.45%
▲ 0.81% above Kansas avg
▼
Rate3.45%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.64%▲ 0.81% above avgNationally 2.67%
Details
Regular APY 3.30% Dividend Rate 3.25%
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
IRA CD Specials - 18-month term
$0
3.45%
▲ 0.81% above Kansas avg
▼
Rate3.45%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.64%▲ 0.81% above avgNationally 2.67%
Details
Farmers and Drovers Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
18 Month CD
$0
3.40%
▲ 0.76% above Kansas avg
▼
Rate3.36%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.64%▲ 0.76% above avgNationally 2.67%
Details
CSB of Cheney, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.92%
18 Month CD
$500
3.35%
▲ 0.71% above Kansas avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.64%▲ 0.71% above avgNationally 2.67%
Details
City National B&T Co. of Lawton, OK
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
18 months
$500
3.30%
▲ 0.66% above Kansas avg
▼
Rate3.25%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.64%▲ 0.66% above avgNationally 2.67%
Details
Legacy Bank Colwich, KS
Institution Rating:
A+5.0 ★Texas Ratio: 1.85%
18 Month CD
$0
3.20%
▲ 0.56% above Kansas avg
▼
Rate3.16%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.64%▲ 0.56% above avgNationally 2.67%
Details
Legacy Bank Colwich, KS
Institution Rating:
A+5.0 ★Texas Ratio: 1.85%
18 Month: Add-On
$100
3.20%
▲ 0.56% above Kansas avg
▼
Rate3.16%
Min Deposit$100
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.64%▲ 0.56% above avgNationally 2.67%
Details
Halstead Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
18-Month Fixed Rate Account
$250
3.15%
▲ 0.51% above Kansas avg
▼
Rate3.10%
Min Deposit$250
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.64%▲ 0.51% above avgNationally 2.67%
Details
Penalty for early withdrawal: 9 months interest
The Bank of Protection
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
18 Month Certificate of Deposit
$500
3.13%
▲ 0.49% above Kansas avg
▼
Rate3.10%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.64%▲ 0.49% above avgNationally 2.67%
Details
The Bank of Protection
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
18 Month IRA
$500
3.13%
▲ 0.49% above Kansas avg
▼
Rate3.10%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.64%▲ 0.49% above avgNationally 2.67%
Details
CNB Hugoton, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 Months
$500
3.12%
▲ 0.48% above Kansas avg
▼
Rate3.10%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.64%▲ 0.48% above avgNationally 2.67%
Details
The Bank of Tescott
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
18 Month
$0
3.11%
▲ 0.47% above Kansas avg
▼
Rate3.07%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.64%▲ 0.47% above avgNationally 2.67%
Details
The Bank of Tescott
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
Business Certificates of Deposit (CDs) 18 Month
$0
3.11%
▲ 0.47% above Kansas avg
▼
Rate3.07%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.64%▲ 0.47% above avgNationally 2.67%
Details
$0 - $9,999.99
The Bank of Tescott
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
Certificates of Deposit (CDs) 18 Month
$0
3.11%
▲ 0.47% above Kansas avg
▼
Rate3.07%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.64%▲ 0.47% above avgNationally 2.67%
Details
$0 - $9,999.99
FSB of St. Charles, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
18-month Certificate of Deposit
$1,000
3.10%
▲ 0.46% above Kansas avg
▼
Rate3.05%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.64%▲ 0.46% above avgNationally 2.67%
Details
FSB of St. Charles, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
18-month IRA Certificate of Deposit
$1,000
3.10%
▲ 0.46% above Kansas avg
▼
Rate3.05%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.64%▲ 0.46% above avgNationally 2.67%
Details
FSB of St. Charles, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
IRA Certificate of Deposit - 18-month
$1,000
3.10%
▲ 0.46% above Kansas avg
▼
Rate3.05%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.64%▲ 0.46% above avgNationally 2.67%
Details
County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
18 months
$0
3.05%
▲ 0.41% above Kansas avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.64%▲ 0.41% above avgNationally 2.67%
Details
Security Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
18 Month
$500
3.03%
▲ 0.39% above Kansas avg
▼
Rate3.00%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.64%▲ 0.39% above avgNationally 2.67%
Details
Security Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
IRA Certificate 18 Month
$500
3.03%
▲ 0.39% above Kansas avg
▼
Rate3.00%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.64%▲ 0.39% above avgNationally 2.67%
Details
Carson Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
18 Month Certificate of Deposit - IRA
$50
3.03%
▲ 0.39% above Kansas avg
▼
Rate3.00%
Min Deposit$50
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.64%▲ 0.39% above avgNationally 2.67%
Details
Carson Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
18 Month Variable
$0
3.03%
▲ 0.39% above Kansas avg
▼
Rate3.00%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.64%▲ 0.39% above avgNationally 2.67%
Details
Carson Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
18 Month Variable Certificate of Deposit - IRA
$50
3.03%
▲ 0.39% above Kansas avg
▼
Rate3.00%
Min Deposit$50
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.64%▲ 0.39% above avgNationally 2.67%
Details
Citizens Bank of Kansas
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
18 Month
$0
3.03%
▲ 0.39% above Kansas avg
▼
Rate3.00%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.64%▲ 0.39% above avgNationally 2.67%
Details
Citizens Bank of Kansas
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
18 Month CD
$500
3.03%
▲ 0.39% above Kansas avg
▼
Rate3.00%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.64%▲ 0.39% above avgNationally 2.67%
Details
Denison State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
18 month
$500
3.00%
▲ 0.36% above Kansas avg
▼
Rate2.97%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.64%▲ 0.36% above avgNationally 2.67%
Details
Envista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
18 Month
$500
3.00%
▲ 0.36% above Kansas avg
▼
Rate2.96%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.64%▲ 0.36% above avgNationally 2.67%
Details
Envista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
Business Certificates 18 Month
$500
3.00%
▲ 0.36% above Kansas avg
▼
Rate2.96%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.64%▲ 0.36% above avgNationally 2.67%
Details
Inman 24 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Community National Bank & Trust
Institution Rating:
A5.0 ★Texas Ratio: 6.71%
107 S Main St, Inman, KS 67546
24 Month Bump Special
$0
3.02%
▲ 0.43% above Kansas avg
▼
Rate2.99%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.59%▲ 0.43% above avgNationally 2.71%
Details
Farmers and Merchants Bank Milligan, NE
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
24 Month CD
$500
4.27%
▲ 1.68% above Kansas avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.59%▲ 1.68% above avgNationally 2.71%
Details
Penalty for early withdrawal
Mid-America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
24 Month CD or IRA - Jumbo
$0
4.04%
▲ 1.45% above Kansas avg
▼
Rate4.00%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.59%▲ 1.45% above avgNationally 2.71%
Details
First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
24-Month CD
$0
4.01%
▲ 1.42% above Kansas avg
▼
Rate3.95%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.59%▲ 1.42% above avgNationally 2.71%
Details
Envista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
24 Month
$500
4.00%
▲ 1.41% above Kansas avg
▼
Rate3.94%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.59%▲ 1.41% above avgNationally 2.71%
Details
Envista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
Business Certificates 24 Month
$500
4.00%
▲ 1.41% above Kansas avg
▼
Rate3.94%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.59%▲ 1.41% above avgNationally 2.71%
Details
Union Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
24 months
$1,000
3.90%
▲ 1.31% above Kansas avg
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.59%▲ 1.31% above avgNationally 2.71%
Details
Capitol Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
24-Month CD
$1,000
3.90%
▲ 1.31% above Kansas avg
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.59%▲ 1.31% above avgNationally 2.71%
Details
Interest compounded daily and paid quarterly. May be subject to early withdrawal penalty. Certain restrictions apply when opening an account online.
Bank of the Flint Hills
Institution Rating:
A-5.0 ★Texas Ratio: 15.48%
2 Year
$0
3.83%
▲ 1.24% above Kansas avg
▼
Rate3.78%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.59%▲ 1.24% above avgNationally 2.71%
Details
Mid-America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
24 Month CD or IRA
$0
3.79%
▲ 1.20% above Kansas avg
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.59%▲ 1.20% above avgNationally 2.71%
Details
Mid-America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Business 24 Month CD or IRA
$500
3.79%
▲ 1.20% above Kansas avg
▼
Rate3.75%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.59%▲ 1.20% above avgNationally 2.71%
Details
Jumbo1: 4.00% Interest Rate, 4.04% APY**
FSB of Westmoreland
Institution Rating:
A5.0 ★Texas Ratio: 12.46%
24 Month CD
$1,000
3.65%
▲ 1.06% above Kansas avg
▼
Rate3.62%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.59%▲ 1.06% above avgNationally 2.71%
Details
Credit Union of Emporia
Institution Rating:
A+5.0 ★Texas Ratio: 2.16%
24 months
$500
3.64%
▲ 1.05% above Kansas avg
▼
Rate3.60%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.59%▲ 1.05% above avgNationally 2.71%
Details
Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
2 Year IRA/Share Certificate
$0
3.60%
▲ 1.01% above Kansas avg
▼
Rate3.54%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.59%▲ 1.01% above avgNationally 2.71%
Details
First Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
24 Month CD
$1,000
3.60%
▲ 1.01% above Kansas avg
▼
Rate3.54%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.59%▲ 1.01% above avgNationally 2.71%
Details
Garden Plain State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2 Years
$1,000
3.55%
▲ 0.96% above Kansas avg
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.59%▲ 0.96% above avgNationally 2.71%
Details
Denison State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
2 year
$500
3.50%
▲ 0.91% above Kansas avg
▼
Rate3.45%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.59%▲ 0.91% above avgNationally 2.71%
Details
Mutual Savings Association
Institution Rating:
A+5.0 ★Texas Ratio: 1.16%
2 Year Certificate
$2,000
3.50%
▲ 0.91% above Kansas avg
▼
Rate3.45%
Min Deposit$2,000
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.59%▲ 0.91% above avgNationally 2.71%
Details
Farmers and Drovers Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
24 Month CD
$0
3.50%
▲ 0.91% above Kansas avg
▼
Rate3.46%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.59%▲ 0.91% above avgNationally 2.71%
Details
Garden Plain State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2 Years
$1,000
3.50%
▲ 0.91% above Kansas avg
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.59%▲ 0.91% above avgNationally 2.71%
Details
Public Safety Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
2 Year
$500
3.50%
▲ 0.91% above Kansas avg
▼
Rate3.44%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.59%▲ 0.91% above avgNationally 2.71%
Details
Certificate rates vary based on member relationship with the Credit Union. Rates shown include all available bonuses.
First Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
24 Month
$0
3.50%
▲ 0.91% above Kansas avg
▼
Rate3.44%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.59%▲ 0.91% above avgNationally 2.71%
Details
Legacy Bank Colwich, KS
Institution Rating:
A+5.0 ★Texas Ratio: 1.85%
2 Year CD
$0
3.40%
▲ 0.81% above Kansas avg
▼
Rate3.36%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.59%▲ 0.81% above avgNationally 2.71%
Details
Mazuma Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.03%
Premier CD - 2 Years
$0
3.40%
▲ 0.81% above Kansas avg
▼
Rate3.35%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.59%▲ 0.81% above avgNationally 2.71%
Details
CSB of Cheney, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.92%
24 Month CD
$500
3.35%
▲ 0.76% above Kansas avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.59%▲ 0.76% above avgNationally 2.71%
Details
Union State Bank of Everest
Institution Rating:
A+5.0 ★Texas Ratio: 2.77%
2 year
$0
3.35%
▲ 0.76% above Kansas avg
▼
Rate3.31%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.59%▲ 0.76% above avgNationally 2.71%
Details
Farmers and Drovers Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
24 Month Jump Rate
$0
3.30%
▲ 0.71% above Kansas avg
▼
Rate3.26%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.59%▲ 0.71% above avgNationally 2.71%
Details
City National B&T Co. of Lawton, OK
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
24 months
$500
3.30%
▲ 0.71% above Kansas avg
▼
Rate3.25%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.59%▲ 0.71% above avgNationally 2.71%
Details
Panhandle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
24 Month CD
$0
3.29%
▲ 0.70% above Kansas avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.59%▲ 0.70% above avgNationally 2.71%
Details
Panhandle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
24 Month IRA CD
$0
3.29%
▲ 0.70% above Kansas avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.59%▲ 0.70% above avgNationally 2.71%
Details
White Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
Term Share : 2 Years
$0
3.25%
▲ 0.66% above Kansas avg
▼
Rate3.20%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.59%▲ 0.66% above avgNationally 2.71%
Details
County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
24 months
$0
3.25%
▲ 0.66% above Kansas avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.59%▲ 0.66% above avgNationally 2.71%
Details
CNB Hugoton, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
24 Months
$500
3.22%
▲ 0.63% above Kansas avg
▼
Rate3.19%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.59%▲ 0.63% above avgNationally 2.71%
Details
The Bank of Tescott
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
24 Month
$0
3.11%
▲ 0.52% above Kansas avg
▼
Rate3.07%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.59%▲ 0.52% above avgNationally 2.71%
Details
The Bank of Tescott
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
Business Certificates of Deposit (CDs) 24 Month
$0
3.11%
▲ 0.52% above Kansas avg
▼
Rate3.07%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.59%▲ 0.52% above avgNationally 2.71%
Details
$0 - $9,999.99
The Bank of Tescott
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
Certificates of Deposit (CDs) 24 Month
$0
3.11%
▲ 0.52% above Kansas avg
▼
Rate3.07%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.59%▲ 0.52% above avgNationally 2.71%
Details
$0 - $9,999.99
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
Share & IRA Certificates - 24 month term
$0
3.10%
▲ 0.51% above Kansas avg
▼
Rate3.06%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.59%▲ 0.51% above avgNationally 2.71%
Details
Midwest Regional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.40%
24 Month
$0
3.10%
▲ 0.51% above Kansas avg
▼
Rate3.06%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.59%▲ 0.51% above avgNationally 2.71%
Details
Panhandle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
24 Month CD
$0
3.09%
▲ 0.50% above Kansas avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.59%▲ 0.50% above avgNationally 2.71%
Details
Panhandle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
24 Month IRA CD
$0
3.09%
▲ 0.50% above Kansas avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.59%▲ 0.50% above avgNationally 2.71%
Details
Lyndon State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.03%
2 Year
$100
3.04%
▲ 0.45% above Kansas avg
▼
Rate3.00%
Min Deposit$100
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.59%▲ 0.45% above avgNationally 2.71%
Details
Azura Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
24 month
$0
3.04%
▲ 0.45% above Kansas avg
▼
Rate3.00%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.59%▲ 0.45% above avgNationally 2.71%
Details
Azura Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
Business 24 Month
$0
3.04%
▲ 0.45% above Kansas avg
▼
Rate3.00%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.59%▲ 0.45% above avgNationally 2.71%
Details
Security Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
24 Month
$500
3.03%
▲ 0.44% above Kansas avg
▼
Rate3.00%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.59%▲ 0.44% above avgNationally 2.71%
Details
Security Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
IRA Certificate 24 Month
$500
3.03%
▲ 0.44% above Kansas avg
▼
Rate3.00%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.59%▲ 0.44% above avgNationally 2.71%
Details
The Bank of Protection
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
2 Year Certificate of Deposit
$500
3.03%
▲ 0.44% above Kansas avg
▼
Rate3.00%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.59%▲ 0.44% above avgNationally 2.71%
Details
The Bank of Protection
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
2 Year IRA
$500
3.03%
▲ 0.44% above Kansas avg
▼
Rate3.00%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.59%▲ 0.44% above avgNationally 2.71%
Details
NBKC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
2 year Personal CD
$1,000
3.00%
▲ 0.41% above Kansas avg
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.59%▲ 0.41% above avgNationally 2.71%
Details
Open Online
FSB of St. Charles, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
24-month Certificate of Deposit
$1,000
3.00%
▲ 0.41% above Kansas avg
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.59%▲ 0.41% above avgNationally 2.71%
Details
FSB of St. Charles, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
24-month IRA Certificate of Deposit
$1,000
3.00%
▲ 0.41% above Kansas avg
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.59%▲ 0.41% above avgNationally 2.71%
Details
Inman 36 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Envista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
36 Month
$500
4.25%
▲ 1.71% above Kansas avg
▼
Rate4.18%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.54%▲ 1.71% above avgNationally 2.66%
Details
Envista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
Business Certificates 36 Month
$500
4.25%
▲ 1.71% above Kansas avg
▼
Rate4.18%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.54%▲ 1.71% above avgNationally 2.66%
Details
First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
36-Month CD
$0
4.15%
▲ 1.62% above Kansas avg
▼
Rate4.09%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.54%▲ 1.62% above avgNationally 2.66%
Details
Mid-America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
36 Month CD or IRA - Jumbo
$0
4.04%
▲ 1.51% above Kansas avg
▼
Rate4.00%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.54%▲ 1.51% above avgNationally 2.66%
Details
Mutual Savings Association
Institution Rating:
A+5.0 ★Texas Ratio: 1.16%
3 Year Certificate
$2,000
4.00%
▲ 1.46% above Kansas avg
▼
Rate3.94%
Min Deposit$2,000
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.54%▲ 1.46% above avgNationally 2.66%
Details
Topeka Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
3 Year Special
$0
4.00%
▲ 1.46% above Kansas avg
▼
Rate3.94%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.54%▲ 1.46% above avgNationally 2.66%
Details
Bank of the Flint Hills
Institution Rating:
A-5.0 ★Texas Ratio: 15.48%
3 Year
$0
3.83%
▲ 1.30% above Kansas avg
▼
Rate3.78%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.54%▲ 1.30% above avgNationally 2.66%
Details
Mid-America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
36 Month CD or IRA
$0
3.79%
▲ 1.26% above Kansas avg
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.54%▲ 1.26% above avgNationally 2.66%
Details
Mid-America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Business 36 Month CD or IRA
$500
3.79%
▲ 1.26% above Kansas avg
▼
Rate3.75%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.54%▲ 1.26% above avgNationally 2.66%
Details
Jumbo1: 4.00% Interest Rate, 4.04% APY**
FSB of Westmoreland
Institution Rating:
A5.0 ★Texas Ratio: 12.46%
36 Month CD
$1,000
3.65%
▲ 1.11% above Kansas avg
▼
Rate3.62%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.54%▲ 1.11% above avgNationally 2.66%
Details
Farmers and Drovers Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
36 Month CD
$0
3.65%
▲ 1.11% above Kansas avg
▼
Rate3.60%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.54%▲ 1.11% above avgNationally 2.66%
Details
First Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
36 Month CD
$1,000
3.65%
▲ 1.11% above Kansas avg
▼
Rate3.59%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.54%▲ 1.11% above avgNationally 2.66%
Details
Credit Union of Emporia
Institution Rating:
A+5.0 ★Texas Ratio: 2.16%
36 months
$500
3.64%
▲ 1.11% above Kansas avg
▼
Rate3.60%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.54%▲ 1.11% above avgNationally 2.66%
Details
FNB of Hope
Institution Rating:
D3.4 ★Texas Ratio: 34.15%
36-Month Fixed Rate
$0
3.56%
▲ 1.03% above Kansas avg
▼
Rate3.50%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.54%▲ 1.03% above avgNationally 2.66%
Details
Carson Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
3 Year Certificate of Deposit - IRA
$50
3.55%
▲ 1.01% above Kansas avg
▼
Rate3.50%
Min Deposit$50
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.54%▲ 1.01% above avgNationally 2.66%
Details
Garden Plain State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Years
$1,000
3.55%
▲ 1.01% above Kansas avg
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.54%▲ 1.01% above avgNationally 2.66%
Details
First Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
36 Month
$0
3.55%
▲ 1.01% above Kansas avg
▼
Rate3.49%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.54%▲ 1.01% above avgNationally 2.66%
Details
Garden Plain State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Years
$1,000
3.50%
▲ 0.96% above Kansas avg
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.54%▲ 0.96% above avgNationally 2.66%
Details
Public Safety Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
3 Year
$500
3.50%
▲ 0.96% above Kansas avg
▼
Rate3.44%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.54%▲ 0.96% above avgNationally 2.66%
Details
Certificate rates vary based on member relationship with the Credit Union. Rates shown include all available bonuses.
Farmers and Drovers Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
36 Month Jump Rate
$0
3.45%
▲ 0.92% above Kansas avg
▼
Rate3.41%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.54%▲ 0.92% above avgNationally 2.66%
Details
Azura Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
36 month
$0
3.45%
▲ 0.92% above Kansas avg
▼
Rate3.40%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.54%▲ 0.92% above avgNationally 2.66%
Details
Azura Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
Business 36 Month
$0
3.45%
▲ 0.92% above Kansas avg
▼
Rate3.40%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.54%▲ 0.92% above avgNationally 2.66%
Details
Legacy Bank Colwich, KS
Institution Rating:
A+5.0 ★Texas Ratio: 1.85%
3 Year CD
$0
3.35%
▲ 0.82% above Kansas avg
▼
Rate3.31%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.54%▲ 0.82% above avgNationally 2.66%
Details
Panhandle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
36 Month CD
$0
3.34%
▲ 0.80% above Kansas avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.54%▲ 0.80% above avgNationally 2.66%
Details
Panhandle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
36 Month IRA CD
$0
3.34%
▲ 0.80% above Kansas avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.54%▲ 0.80% above avgNationally 2.66%
Details
Midwest Regional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.40%
36 Month
$0
3.30%
▲ 0.76% above Kansas avg
▼
Rate3.25%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.54%▲ 0.76% above avgNationally 2.66%
Details
Mazuma Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.03%
Premier CD - 3 Years
$0
3.30%
▲ 0.76% above Kansas avg
▼
Rate3.25%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.54%▲ 0.76% above avgNationally 2.66%
Details
Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
3 Year IRA/Share Certificate
$0
3.25%
▲ 0.71% above Kansas avg
▼
Rate3.20%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.54%▲ 0.71% above avgNationally 2.66%
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
Share & IRA Certificates - 36 month term
$0
3.25%
▲ 0.71% above Kansas avg
▼
Rate3.21%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.54%▲ 0.71% above avgNationally 2.66%
Details
White Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
Term Share : 3 Years
$0
3.25%
▲ 0.71% above Kansas avg
▼
Rate3.20%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.54%▲ 0.71% above avgNationally 2.66%
Details
County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
36 months
$0
3.25%
▲ 0.71% above Kansas avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.54%▲ 0.71% above avgNationally 2.66%
Details
Panhandle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
36 Month CD
$0
3.19%
▲ 0.65% above Kansas avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.54%▲ 0.65% above avgNationally 2.66%
Details
Panhandle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
36 Month IRA CD
$0
3.19%
▲ 0.65% above Kansas avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.54%▲ 0.65% above avgNationally 2.66%
Details
Panhandle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
36 Month IRA CD
$0
3.14%
▲ 0.61% above Kansas avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.54%▲ 0.61% above avgNationally 2.66%
Details
Panhandle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
36 Month CD
$0
3.09%
▲ 0.55% above Kansas avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.54%▲ 0.55% above avgNationally 2.66%
Details
CSB of Cheney, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.92%
36 Month CD
$500
3.05%
▲ 0.51% above Kansas avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.54%▲ 0.51% above avgNationally 2.66%
Details
City National B&T Co. of Lawton, OK
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
36 months
$500
3.04%
▲ 0.50% above Kansas avg
▼
Rate3.00%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.54%▲ 0.50% above avgNationally 2.66%
Details
Security Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
36 Month
$500
3.03%
▲ 0.49% above Kansas avg
▼
Rate3.00%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.54%▲ 0.49% above avgNationally 2.66%
Details
Security Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
IRA Certificate 36 Month
$500
3.03%
▲ 0.49% above Kansas avg
▼
Rate3.00%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.54%▲ 0.49% above avgNationally 2.66%
Details
Denison State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
3 year
$500
3.00%
▲ 0.46% above Kansas avg
▼
Rate2.97%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.54%▲ 0.46% above avgNationally 2.66%
Details
Union State Bank of Everest
Institution Rating:
A+5.0 ★Texas Ratio: 2.77%
3 year
$0
3.00%
▲ 0.46% above Kansas avg
▼
Rate2.97%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.54%▲ 0.46% above avgNationally 2.66%
Details
United Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
36 Months
$1,000
3.00%
▲ 0.46% above Kansas avg
▼
Rate2.98%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.54%▲ 0.46% above avgNationally 2.66%
Details
Skyward Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.54%
36 Months
$0
3.00%
▲ 0.46% above Kansas avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.54%▲ 0.46% above avgNationally 2.66%
Details
Johnson State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
IRA Certificate of Deposit 3 years
$100
2.92%
▲ 0.38% above Kansas avg
▼
Rate2.90%
Min Deposit$100
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.54%▲ 0.38% above avgNationally 2.66%
Details
Compounding Frequency: Semi-annually
The Bank of Tescott
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
36 Month
$0
2.91%
▲ 0.38% above Kansas avg
▼
Rate2.88%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.54%▲ 0.38% above avgNationally 2.66%
Details
The Bank of Tescott
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
Business Certificates of Deposit (CDs) 36 Month
$0
2.91%
▲ 0.38% above Kansas avg
▼
Rate2.88%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.54%▲ 0.38% above avgNationally 2.66%
Details
$0 - $9,999.99
The Bank of Tescott
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
Certificates of Deposit (CDs) 36 Month
$0
2.91%
▲ 0.38% above Kansas avg
▼
Rate2.88%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.54%▲ 0.38% above avgNationally 2.66%
Details
$0 - $9,999.99
Lyndon State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.03%
3 Year
$100
2.78%
▲ 0.24% above Kansas avg
▼
Rate2.75%
Min Deposit$100
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.54%▲ 0.24% above avgNationally 2.66%
Details
First National Bank of Hutchinson
Institution Rating:
A+5.0 ★Texas Ratio: 0.22%
IRA CD 3 year
$1,000
2.77%
▲ 0.23% above Kansas avg
▼
Rate2.75%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.54%▲ 0.23% above avgNationally 2.66%
Details
Compounding Frequency: Semi-Annually
NBKC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
3 year Personal CD
$1,000
2.75%
▲ 0.21% above Kansas avg
▼
Rate2.72%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.54%▲ 0.21% above avgNationally 2.66%
Details
Open Online
Inman 48 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Envista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
48 Month
$500
4.25%
▲ 1.60% above Kansas avg
▼
Rate4.18%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.65%▲ 1.60% above avgNationally 2.65%
Details
Envista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
Business Certificates 48 Month
$500
4.25%
▲ 1.60% above Kansas avg
▼
Rate4.18%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.65%▲ 1.60% above avgNationally 2.65%
Details
Capitol Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
48-Month CD
$1,000
4.20%
▲ 1.55% above Kansas avg
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.65%▲ 1.55% above avgNationally 2.65%
Details
Interest compounded daily and paid quarterly. May be subject to early withdrawal penalty. Certain restrictions apply when opening an account online.
Mid-America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
48 Month CD or IRA - Jumbo
$0
4.04%
▲ 1.39% above Kansas avg
▼
Rate4.00%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.65%▲ 1.39% above avgNationally 2.65%
Details
Bank of the Flint Hills
Institution Rating:
A-5.0 ★Texas Ratio: 15.48%
4 Year
$0
3.83%
▲ 1.18% above Kansas avg
▼
Rate3.78%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.65%▲ 1.18% above avgNationally 2.65%
Details
Mid-America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
48 Month CD or IRA
$0
3.79%
▲ 1.14% above Kansas avg
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.65%▲ 1.14% above avgNationally 2.65%
Details
Mid-America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Business 48 Month CD or IRA
$500
3.79%
▲ 1.14% above Kansas avg
▼
Rate3.75%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.65%▲ 1.14% above avgNationally 2.65%
Details
Jumbo1: 4.00% Interest Rate, 4.04% APY**
Farmers and Drovers Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
48 Month CD
$0
3.75%
▲ 1.10% above Kansas avg
▼
Rate3.70%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.65%▲ 1.10% above avgNationally 2.65%
Details
ESB Financial
Institution Rating:
C+4.1 ★Texas Ratio: 25.76%
48 Month Adjustable Rate IRA
$0
3.75%
▲ 1.10% above Kansas avg
▼
Rate3.70%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.65%▲ 1.10% above avgNationally 2.65%
Details
Interest Compounded: Quarterly
FSB of Westmoreland
Institution Rating:
A5.0 ★Texas Ratio: 12.46%
48 Month CD
$1,000
3.65%
▲ 1.00% above Kansas avg
▼
Rate3.62%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.65%▲ 1.00% above avgNationally 2.65%
Details
First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
48-Month CD
$0
3.60%
▲ 0.95% above Kansas avg
▼
Rate3.55%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.65%▲ 0.95% above avgNationally 2.65%
Details
Azura Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
48 month
$0
3.56%
▲ 0.91% above Kansas avg
▼
Rate3.50%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.65%▲ 0.91% above avgNationally 2.65%
Details
Azura Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
Business 48 Month
$0
3.56%
▲ 0.91% above Kansas avg
▼
Rate3.50%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.65%▲ 0.91% above avgNationally 2.65%
Details
Farmers and Drovers Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
48 Month Jump Rate
$0
3.55%
▲ 0.90% above Kansas avg
▼
Rate3.50%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.65%▲ 0.90% above avgNationally 2.65%
Details
Garden Plain State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
4 Years
$1,000
3.55%
▲ 0.90% above Kansas avg
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.65%▲ 0.90% above avgNationally 2.65%
Details
First Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
48 Month CD
$1,000
3.55%
▲ 0.90% above Kansas avg
▼
Rate3.49%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.65%▲ 0.90% above avgNationally 2.65%
Details
Garden Plain State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
4 Years
$1,000
3.50%
▲ 0.85% above Kansas avg
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.65%▲ 0.85% above avgNationally 2.65%
Details
Public Safety Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
4 Year
$500
3.50%
▲ 0.85% above Kansas avg
▼
Rate3.44%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.65%▲ 0.85% above avgNationally 2.65%
Details
Certificate rates vary based on member relationship with the Credit Union. Rates shown include all available bonuses.
First Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
48 Month
$0
3.45%
▲ 0.80% above Kansas avg
▼
Rate3.40%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.65%▲ 0.80% above avgNationally 2.65%
Details
Panhandle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
48 Month CD
$0
3.39%
▲ 0.74% above Kansas avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.65%▲ 0.74% above avgNationally 2.65%
Details
Panhandle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
48 Month IRA CD
$0
3.39%
▲ 0.74% above Kansas avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.65%▲ 0.74% above avgNationally 2.65%
Details
Panhandle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
48 Month CD
$0
3.33%
▲ 0.68% above Kansas avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.65%▲ 0.68% above avgNationally 2.65%
Details
Panhandle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
48 Month IRA CD
$0
3.33%
▲ 0.68% above Kansas avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.65%▲ 0.68% above avgNationally 2.65%
Details
Mutual Savings Association
Institution Rating:
A+5.0 ★Texas Ratio: 1.16%
4 Year Certificate (with Rate Protection)
$2,000
3.25%
▲ 0.60% above Kansas avg
▼
Rate3.21%
Min Deposit$2,000
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.65%▲ 0.60% above avgNationally 2.65%
Details
White Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
Term Share : 4 Years
$0
3.25%
▲ 0.60% above Kansas avg
▼
Rate3.20%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.65%▲ 0.60% above avgNationally 2.65%
Details
Mazuma Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.03%
Premier CD - 4 Years
$0
3.25%
▲ 0.60% above Kansas avg
▼
Rate3.20%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.65%▲ 0.60% above avgNationally 2.65%
Details
Panhandle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
48 Month CD
$0
3.23%
▲ 0.58% above Kansas avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.65%▲ 0.58% above avgNationally 2.65%
Details
Panhandle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
48 Month IRA CD
$0
3.23%
▲ 0.58% above Kansas avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.65%▲ 0.58% above avgNationally 2.65%
Details
The Valley State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
4 Year CD
$500
3.20%
▲ 0.55% above Kansas avg
▼
Rate3.16%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.65%▲ 0.55% above avgNationally 2.65%
Details
Legacy Bank Colwich, KS
Institution Rating:
A+5.0 ★Texas Ratio: 1.85%
4 Year CD
$0
3.20%
▲ 0.55% above Kansas avg
▼
Rate3.16%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.65%▲ 0.55% above avgNationally 2.65%
Details
Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
4 Year IRA/Share Certificate
$0
3.10%
▲ 0.45% above Kansas avg
▼
Rate3.05%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.65%▲ 0.45% above avgNationally 2.65%
Details
City National B&T Co. of Lawton, OK
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
48 months
$500
3.04%
▲ 0.39% above Kansas avg
▼
Rate3.00%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.65%▲ 0.39% above avgNationally 2.65%
Details
Security Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
48 Month
$500
3.03%
▲ 0.38% above Kansas avg
▼
Rate3.00%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.65%▲ 0.38% above avgNationally 2.65%
Details
Security Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
IRA Certificate 48 Month
$500
3.03%
▲ 0.38% above Kansas avg
▼
Rate3.00%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.65%▲ 0.38% above avgNationally 2.65%
Details
First National Bank in Fredonia
Institution Rating:
A+5.0 ★Texas Ratio: 3.43%
48 Month Fixed CD
$500
3.03%
▲ 0.38% above Kansas avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.65%▲ 0.38% above avgNationally 2.65%
Details
Annual Percentage Yield (APY) is accurate as of 09/19/2024 and may change without notice. Minimum balance to open the account and maintain the stated APY is $500. Early withdrawal penalty applies. Fees and withdrawals may reduce earnings. CDs renew automatically into the same Term CD.
Denison State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
4 year
$500
3.00%
▲ 0.35% above Kansas avg
▼
Rate2.97%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.65%▲ 0.35% above avgNationally 2.65%
Details
Union State Bank of Everest
Institution Rating:
A+5.0 ★Texas Ratio: 2.77%
4 year
$0
3.00%
▲ 0.35% above Kansas avg
▼
Rate2.97%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.65%▲ 0.35% above avgNationally 2.65%
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
Share & IRA Certificates - 48 month term
$0
3.00%
▲ 0.35% above Kansas avg
▼
Rate2.97%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.65%▲ 0.35% above avgNationally 2.65%
Details
Skyward Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.54%
48 Months
$0
3.00%
▲ 0.35% above Kansas avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.65%▲ 0.35% above avgNationally 2.65%
Details
County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
48 months
$0
2.99%
▲ 0.34% above Kansas avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.65%▲ 0.34% above avgNationally 2.65%
Details
Johnson State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
IRA Certificate of Deposit 4 years
$100
2.93%
▲ 0.28% above Kansas avg
▼
Rate2.91%
Min Deposit$100
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.65%▲ 0.28% above avgNationally 2.65%
Details
Compounding Frequency: Semi-annually
The Bank of Tescott
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
48 Month
$0
2.91%
▲ 0.26% above Kansas avg
▼
Rate2.88%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.65%▲ 0.26% above avgNationally 2.65%
Details
The Bank of Tescott
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
Business Certificates of Deposit (CDs) 48 Month
$0
2.91%
▲ 0.26% above Kansas avg
▼
Rate2.88%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.65%▲ 0.26% above avgNationally 2.65%
Details
$0 - $9,999.99
The Bank of Tescott
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
Certificates of Deposit (CDs) 48 Month
$0
2.91%
▲ 0.26% above Kansas avg
▼
Rate2.88%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.65%▲ 0.26% above avgNationally 2.65%
Details
$0 - $9,999.99
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
48-month term
$0
2.90%
▲ 0.25% above Kansas avg
▼
Rate2.86%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.65%▲ 0.25% above avgNationally 2.65%
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
48-month term Standard CDs
$0
2.90%
▲ 0.25% above Kansas avg
▼
Rate2.86%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.65%▲ 0.25% above avgNationally 2.65%
Details
Rewards APY 2.90% Regular APY 2.64% Dividend Rate 2.61%
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
48-month term Standard CDs Rewards
$0
2.90%
▲ 0.25% above Kansas avg
▼
Rate2.86%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.65%▲ 0.25% above avgNationally 2.65%
Details
Regular APY 2.64% Dividend Rate 2.61%
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
48-month term Standard IRA CDs
$0
2.90%
▲ 0.25% above Kansas avg
▼
Rate2.86%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.65%▲ 0.25% above avgNationally 2.65%
Details
Rewards APY 2.90% Regular APY 2.64% Dividend Rate 2.61%
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
48-month term Standard IRA CDs Rewards
$0
2.90%
▲ 0.25% above Kansas avg
▼
Rate2.86%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.65%▲ 0.25% above avgNationally 2.65%
Details
Regular APY 2.64% Dividend Rate 2.61%
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
Standard IRA CDs 48-month term
$0
2.90%
▲ 0.25% above Kansas avg
▼
Rate2.86%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.65%▲ 0.25% above avgNationally 2.65%
Details
Inman 60 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
The Valley State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
60 Month CD
$500
4.22%
▲ 1.66% above Kansas avg
▼
Rate4.15%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.56%▲ 1.66% above avgNationally 2.76%
Details
Mid-America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
60 Month CD or IRA - Jumbo
$0
4.04%
▲ 1.48% above Kansas avg
▼
Rate4.00%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.56%▲ 1.48% above avgNationally 2.76%
Details
Farmers and Drovers Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
60 Month CD
$0
3.85%
▲ 1.29% above Kansas avg
▼
Rate3.80%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.56%▲ 1.29% above avgNationally 2.76%
Details
Bank of the Flint Hills
Institution Rating:
A-5.0 ★Texas Ratio: 15.48%
5 Year
$0
3.83%
▲ 1.27% above Kansas avg
▼
Rate3.78%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.56%▲ 1.27% above avgNationally 2.76%
Details
Mid-America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
60 Month CD or IRA
$0
3.79%
▲ 1.23% above Kansas avg
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.56%▲ 1.23% above avgNationally 2.76%
Details
Mid-America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Business 60 Month CD or IRA
$500
3.79%
▲ 1.23% above Kansas avg
▼
Rate3.75%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.56%▲ 1.23% above avgNationally 2.76%
Details
Jumbo1: 4.00% Interest Rate, 4.04% APY**
Azura Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
60 month
$0
3.66%
▲ 1.10% above Kansas avg
▼
Rate3.60%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.56%▲ 1.10% above avgNationally 2.76%
Details
Azura Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
Business 60 Month
$0
3.66%
▲ 1.10% above Kansas avg
▼
Rate3.60%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.56%▲ 1.10% above avgNationally 2.76%
Details
FSB of Westmoreland
Institution Rating:
A5.0 ★Texas Ratio: 12.46%
60 Month CD
$1,000
3.65%
▲ 1.09% above Kansas avg
▼
Rate3.62%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.56%▲ 1.09% above avgNationally 2.76%
Details
Farmers and Drovers Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
60 Month Jump Rate
$0
3.65%
▲ 1.09% above Kansas avg
▼
Rate3.60%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.56%▲ 1.09% above avgNationally 2.76%
Details
First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
60-Month CD
$0
3.60%
▲ 1.04% above Kansas avg
▼
Rate3.55%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.56%▲ 1.04% above avgNationally 2.76%
Details
Carson Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
5 Year Certificate of Deposit - IRA
$50
3.55%
▲ 0.99% above Kansas avg
▼
Rate3.50%
Min Deposit$50
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.56%▲ 0.99% above avgNationally 2.76%
Details
Garden Plain State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
5 Years
$1,000
3.55%
▲ 0.99% above Kansas avg
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.56%▲ 0.99% above avgNationally 2.76%
Details
Panhandle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
60 Month CD
$0
3.55%
▲ 0.99% above Kansas avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.56%▲ 0.99% above avgNationally 2.76%
Details
Panhandle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
60 Month IRA CD
$0
3.55%
▲ 0.99% above Kansas avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.56%▲ 0.99% above avgNationally 2.76%
Details
TriCentury Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
60 Months
$1,000
3.50%
▲ 0.94% above Kansas avg
▼
Rate3.46%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.56%▲ 0.94% above avgNationally 2.76%
Details
Compounded Quarterly
Mutual Savings Association
Institution Rating:
A+5.0 ★Texas Ratio: 1.16%
5 Year Certificate
$2,000
3.50%
▲ 0.94% above Kansas avg
▼
Rate3.45%
Min Deposit$2,000
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.56%▲ 0.94% above avgNationally 2.76%
Details
Garden Plain State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
5 Years
$1,000
3.50%
▲ 0.94% above Kansas avg
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.56%▲ 0.94% above avgNationally 2.76%
Details
Envista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
60 Month
$500
3.50%
▲ 0.94% above Kansas avg
▼
Rate3.45%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.56%▲ 0.94% above avgNationally 2.76%
Details
Envista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
Business Certificates 60 Month
$500
3.50%
▲ 0.94% above Kansas avg
▼
Rate3.45%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.56%▲ 0.94% above avgNationally 2.76%
Details
Public Safety Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.98%
5 Year
$500
3.50%
▲ 0.94% above Kansas avg
▼
Rate3.44%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.56%▲ 0.94% above avgNationally 2.76%
Details
Certificate rates vary based on member relationship with the Credit Union. Rates shown include all available bonuses.
First Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
60 Month CD
$1,000
3.50%
▲ 0.94% above Kansas avg
▼
Rate3.44%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.56%▲ 0.94% above avgNationally 2.76%
Details
Legacy Bank Colwich, KS
Institution Rating:
A+5.0 ★Texas Ratio: 1.85%
5 Year CD
$0
3.45%
▲ 0.89% above Kansas avg
▼
Rate3.41%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.56%▲ 0.89% above avgNationally 2.76%
Details
Panhandle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
60 Month CD
$0
3.44%
▲ 0.88% above Kansas avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.56%▲ 0.88% above avgNationally 2.76%
Details
Panhandle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
60 Month IRA CD
$0
3.44%
▲ 0.88% above Kansas avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.56%▲ 0.88% above avgNationally 2.76%
Details
First Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
60 Month
$0
3.40%
▲ 0.84% above Kansas avg
▼
Rate3.35%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.56%▲ 0.84% above avgNationally 2.76%
Details
Panhandle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
60 Month CD
$0
3.39%
▲ 0.83% above Kansas avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.56%▲ 0.83% above avgNationally 2.76%
Details
Panhandle Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
60 Month IRA CD
$0
3.39%
▲ 0.83% above Kansas avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.56%▲ 0.83% above avgNationally 2.76%
Details
White Eagle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
Term Share : 5 Years
$0
3.25%
▲ 0.69% above Kansas avg
▼
Rate3.20%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.56%▲ 0.69% above avgNationally 2.76%
Details
Mazuma Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.03%
Premier CD - 5 Years
$0
3.20%
▲ 0.64% above Kansas avg
▼
Rate3.15%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.56%▲ 0.64% above avgNationally 2.76%
Details
Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
5 Year IRA/Share Certificate
$0
3.10%
▲ 0.54% above Kansas avg
▼
Rate3.05%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.56%▲ 0.54% above avgNationally 2.76%
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
60-month term
$0
3.10%
▲ 0.54% above Kansas avg
▼
Rate3.06%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.56%▲ 0.54% above avgNationally 2.76%
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
60-month term Standard CDs
$0
3.10%
▲ 0.54% above Kansas avg
▼
Rate3.06%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.56%▲ 0.54% above avgNationally 2.76%
Details
Rewards APY 3.10% Regular APY 2.84% Dividend Rate 2.81%
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
60-month term Standard CDs Rewards
$0
3.10%
▲ 0.54% above Kansas avg
▼
Rate3.06%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.56%▲ 0.54% above avgNationally 2.76%
Details
Regular APY 2.84% Dividend Rate 2.81%
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
60-month term Standard IRA CDs
$0
3.10%
▲ 0.54% above Kansas avg
▼
Rate3.06%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.56%▲ 0.54% above avgNationally 2.76%
Details
Rewards APY 3.10% Regular APY 2.84% Dividend Rate 2.81%
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
60-month term Standard IRA CDs Rewards
$0
3.10%
▲ 0.54% above Kansas avg
▼
Rate3.06%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.56%▲ 0.54% above avgNationally 2.76%
Details
Regular APY 2.84% Dividend Rate 2.81%
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
Standard IRA CDs 60-month term
$0
3.10%
▲ 0.54% above Kansas avg
▼
Rate3.06%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.56%▲ 0.54% above avgNationally 2.76%
Details
City National B&T Co. of Lawton, OK
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
60 months
$500
3.04%
▲ 0.48% above Kansas avg
▼
Rate3.00%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.56%▲ 0.48% above avgNationally 2.76%
Details
Security Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
60 Month
$500
3.03%
▲ 0.47% above Kansas avg
▼
Rate3.00%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.56%▲ 0.47% above avgNationally 2.76%
Details
Security Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
IRA Certificate 60 Month
$500
3.03%
▲ 0.47% above Kansas avg
▼
Rate3.00%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.56%▲ 0.47% above avgNationally 2.76%
Details
Denison State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
5 year
$500
3.00%
▲ 0.44% above Kansas avg
▼
Rate2.97%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.56%▲ 0.44% above avgNationally 2.76%
Details
Rate2.98%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.56%▲ 0.44% above avgNationally 2.76%
Details
Mutual Savings Association
Institution Rating:
A+5.0 ★Texas Ratio: 1.16%
5 Year Certificate
$2,000
3.00%
▲ 0.44% above Kansas avg
▼
Rate2.97%
Min Deposit$2,000
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.56%▲ 0.44% above avgNationally 2.76%
Details
Midwest Regional Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.40%
60 Month
$0
3.00%
▲ 0.44% above Kansas avg
▼
Rate2.97%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.56%▲ 0.44% above avgNationally 2.76%
Details
5-year minimum deposit = $5,000
Skyward Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.54%
60 Months
$0
3.00%
▲ 0.44% above Kansas avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.56%▲ 0.44% above avgNationally 2.76%
Details
County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
60 months
$0
2.99%
▲ 0.43% above Kansas avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.56%▲ 0.43% above avgNationally 2.76%
Details
CNB Hugoton, KS
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
5 Years
$500
2.96%
▲ 0.40% above Kansas avg
▼
Rate2.94%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.56%▲ 0.40% above avgNationally 2.76%
Details
The Bank of Tescott
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
60 Month
$0
2.91%
▲ 0.35% above Kansas avg
▼
Rate2.88%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.56%▲ 0.35% above avgNationally 2.76%
Details
The Bank of Tescott
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
Business Certificates of Deposit (CDs) 60 Month
$0
2.91%
▲ 0.35% above Kansas avg
▼
Rate2.88%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.56%▲ 0.35% above avgNationally 2.76%
Details
$0 - $9,999.99
The Bank of Tescott
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
Certificates of Deposit (CDs) 60 Month
$0
2.91%
▲ 0.35% above Kansas avg
▼
Rate2.88%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Kansas Average2.56%▲ 0.35% above avgNationally 2.76%
Details
$0 - $9,999.99
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
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Inman, KS CD Rate Trends
Compare local Inman, KS CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
12-Month CD — KS Avg
2.559%
▼ 0.096 vs 7 days ago
Kansas 12-month CD rates fell 0.096 points over the past 7 days to 2.559% APY.
6-Month CD — KS Avg
2.545%
▼ 0.230 vs 7 days ago
Kansas 6-month CD rates fell 0.230 points over the past 7 days to 2.545% APY.
As of Aug 30, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
KS CD Rate Forecast — Next 12 Months
Where are Kansas CD rates headed through August 2027?
Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.
KS 12-Month Avg APY
2.559%
6-Month Forecast
2.559%
Range: 2.36% – 2.71%
12-Month Forecast
2.309%
Range: 2.11% – 2.46%
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What Your Savings Earn at KS CD Rates Today
Annual interest earnings at today’s Kansas average APYs. State average used where available; national average as fallback.
| CD Term | KS Avg APY | $5,000 | $10,000 | $25,000 | $50,000 |
|---|---|---|---|---|---|
| 3-Month CD | 1.679% | $83.94 | $167.88 | $419.70 | $839.40 |
| 6-Month CD | 2.545% | $127.25 | $254.50 | $636.25 | $1,272.50 |
| 12-Month CD | 2.559% | $127.96 | $255.93 | $639.82 | $1,279.65 |
| 18-Month CD | 2.636% | $131.78 | $263.55 | $658.88 | $1,317.75 |
| 24-Month CD | 2.591% | $129.57 | $259.13 | $647.82 | $1,295.65 |
| 36-Month CD | 2.535% | $126.75 | $253.50 | $633.75 | $1,267.50 |
| 48-Month CD | 2.651% | $132.57 | $265.14 | $662.85 | $1,325.70 |
| 60-Month CD | 2.564% | $128.20 | $256.39 | $640.97 | $1,281.95 |
| Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of August 28, 2026. | |||||
Sample CD Ladder for Inman, Kansas Savers
$25,000 split equally across 5 terms using today’s Kansas average rates. As each CD matures, reinvest at the 36-month rung.
| Rung | Term | Deposit | KS Avg APY | Annual Earnings |
|---|---|---|---|---|
| 1 | 3-Month CD | $5,000 | 1.679% | $83.94 |
| 2 | 6-Month CD | $5,000 | 2.545% | $127.25 |
| 3 | 12-Month CD | $5,000 | 2.559% | $127.96 |
| 4 | 24-Month CD | $5,000 | 2.591% | $129.57 |
| 5 | 36-Month CD | $5,000 | 2.535% | $126.75 |
| Total ($25,000 invested) | $25,000 | 2.382% blended | $595.47/yr | |
Ladder example uses equal $5,000 rungs and Kansas average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.
716
CD Rates
Tracked in Inman, Kansas
Tracked in Inman, Kansas
69 Banks
32 Credit Unions
About Our Inman, Kansas CD Rate Database
MonitorBankRates tracks 716 CD rates from 69 banks and 32 credit unions with locations in Inman, Kansas, plus national online institutions available to Kansas residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website — no estimates, no national averages passed off as real offers.
Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1–5), and Texas Ratio — objective financial health metrics calculated from FDIC and NCUA regulatory data — so you can compare yield and institutional safety in one place.
Current top rate: Community National Bank & Trust offers a CD at 3.02% APY with a minimum deposit of $0. Use the rate table above to compare all current offers in Inman, Kansas.
How to Find the Best CD Rates in Inman, Kansas
What to compare when shopping for a CD in Inman, Kansas
To find the best APYs in Inman, Kansas, start with credit unions and online-only banks — Inman, Kansas has 32 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.
Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.
Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.
When a CD Makes Sense in Inman, Kansas
- You have a planned expense coming up and want your savings to earn while you wait
- You expect rates to fall and want to lock in today’s rate
- You want FDIC or NCUA protection with a guaranteed fixed return
- You prefer banking with an institution that has a local branch in Inman, Kansas — 101 institutions here report CD rates
Consider an Alternative If…
- You may need the funds within 30 days — compare Inman, Kansas savings rates instead
- Rates are rising and you want to benefit — a variable-rate savings or money market account keeps pace
- You want check-writing access — compare Inman, Kansas money market rates
Inman, Kansas Financial Snapshot
Local demographics and economic context for CD savers — Source: U.S. Census Bureau ACS 2024
Population 65+
35.7%
National avg: 17.3%
Median Individual Earnings
$37,500
National avg: $47,340
Poverty Rate
4.2%
National avg: 11.1%
Unemployment Rate
3.6%
National avg: 4.8%
CD Earnings on 10% of Salary
$96/yr
At KS 12-mo avg 2.559% APY
35.7% of residents are 65 or older — above the national average of 17.3% — making fixed-rate CDs a particularly relevant savings vehicle in this market; a low unemployment rate of 3.6% reflects a strong local economy. At today’s KS 12-month CD average of 2.559%, saving 10% of the local median salary ($3,750/year) and putting it in a CD would earn an additional $96 annually in interest.
Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.
CD Rates vs. Other Savings Options in Inman, Kansas
What to compare when choosing between a CD and other deposit accounts
| Feature | CD | High-Yield Savings | Money Market | 6-Month CD |
|---|---|---|---|---|
| Rate Type | Fixed APY | Variable APY | Variable APY | Fixed APY |
| Liquidity | Locked for term | Anytime | Anytime | Locked 6 months |
| Early Withdrawal | Penalty (months of interest) | None | None | Penalty (90–180 days interest) |
| FDIC / NCUA Insured | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) |
| Check / Debit Access | No | Usually no | Often yes | No |
| Best For | Known savings goal, CD ladder | Emergency fund, flexible savings | Liquid savings with check-writing | Slightly higher yield, less urgency |
How Certificates of Deposit Work in Inman, Kansas
A certificate of deposit (CD) is a deposit account that holds a fixed sum of money for a fixed term, commonly three months to five years, in exchange for a guaranteed interest rate. In return for leaving the money untouched until the term ends, a saver in Inman, Kansas typically earns a higher rate than a standard savings account pays. CDs from banks are insured by the FDIC and those from credit unions by the NCUA, in Inman, Kansas as everywhere in the U.S.
Choosing a CD Term in Inman, Kansas
The term is the length of time the money is committed before the CD matures. Shorter terms such as three or six months give Inman, Kansas savers easier access to their funds. For example, Topeka Police Credit Union is offering its Kid's Certificates 6 Month at 5.00% APY. Longer terms such as three or five years usually pay higher rates. On the longer end, The Valley State Bank is offering its 60 Month CD at 4.22% APY. When a CD matures, the depositor can withdraw the principal and interest or roll the balance into a new term, so it helps to match the term to when the money will actually be needed.
CD Risk and Safety for Inman, Kansas Savers
CDs are among the lowest-risk savings products available because the rate is fixed for the full term and the balance is federally insured up to $250,000 per depositor, per institution, per ownership category. For a Inman, Kansas saver, the main trade-off is liquidity: withdrawing funds before maturity usually triggers an early-withdrawal penalty, often 30 to 180 days of interest depending on the term.
How CD Interest Is Paid in Inman, Kansas
Interest on a CD is calculated using the annual percentage yield (APY), which reflects the effect of compounding over a year. Depending on the institution, interest may be credited monthly, quarterly, or at maturity, and can be paid out to a linked account or added back to the CD to compound. When comparing the Inman, Kansas CDs listed above, a saver gets the truest picture of total earnings by looking at APY rather than the nominal rate.
Fixed vs. Variable CD Rates in Inman, Kansas
Most CDs carry a fixed rate that is locked for the entire term, protecting a Inman, Kansas depositor if market rates fall after the account is opened. Some institutions offer variable-rate or bump-up CDs whose rate can change during the term; these may start lower but allow the rate to rise if conditions improve. Which is better depends on the direction a saver expects rates to move.
Frequently Asked Questions about CD Rates in Inman, Kansas
Are CD rates in Inman, Kansas FDIC insured?
Yes, most established banks in Inman, Kansas are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in Inman, Kansas?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Inman, Kansas.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Inman, Kansas may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in Inman, Kansas?
Here are recent top rates found for this area:
- Community National Bank & Trust: 3.02% APY (24 Month Bump Special)
- Topeka Police Credit Union: 5.00% APY (Kid's Certificates 6 Month)
- Farmers and Merchants Bank Milligan, NE: 4.27% APY (24 Month CD)
- Envista Federal Credit Union: 4.25% APY (36 Month)
- The Valley State Bank: 4.22% APY (60 Month CD)
- Capitol Federal Savings Bank: 4.20% APY (48-Month CD)
- First Federal Bank of Kansas City: 4.15% APY (36-Month CD)
- Argentine Federal Savings: 4.08% APY (6 Month CD)
- Carson Bank: 4.06% APY (Business 180 Day Certificate)
- Omb Bank: 4.05% APY (3-Month)
Rates reflect recent verified offers available in Inman, Kansas. Last Updated: August 28, 2026
Inman, Kansas CD Calculator
See exactly what a CD will earn by maturity. Enter your deposit, pick a term, and set the APY — or click any current Inman, Kansas rate on the right to apply that term and rate instantly. CD rates are fixed for the full term.
Interest at Maturity
$0
Ending Balance
$0
Matures
—
Assumes the APY is held to maturity with interest compounding and remaining in the CD. Early withdrawals typically forfeit 30–180 days of interest. Estimates are for informational purposes only.
CD Calculators for Inman, Kansas
Inman, Kansas CD Calculator
At today’s KS top rate of 3.02% APY, a $10,000 deposit earns $302 in the first year. Enter your amount to see your exact return.
Inman, Kansas CD LadderKS CD rates currently range from 1.679% (3-month) to 2.535% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.
Early Withdrawal PenaltyBefore locking into a Inman, Kansas CD at 3.02% APY, know your exit cost. Most institutions charge 90–180 days of interest — calculate your real net return if you need early access.
CD vs. High-Yield SavingsKansas’s average 12-month CD is 2.559% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Inman, Kansas CD rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Inman, Kansas directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Inman, Kansas. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in KS.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: August 28, 2026
Inman, Kansas Rates & Resources
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