The best savings rates for Lawrence, Kansas and the surrounding area include Capitol Federal Savings BankCapitol Federal Savings Bank1025 Iowa St, Lawrence, KS 66044A+5.0 ★Texas Ratio: 1.06% eSavings at 3.70% APY, Meritrust Federal Credit UnionMeritrust Federal Credit Union650 Congressional Dr, Lawrence, KS 66049 4869A+5.0 ★Texas Ratio: 4.67% Premium High-Yield Savings at 3.50% APY, Truity Federal Credit UnionTruity Federal Credit Union3400 W 6th St, Lawrence, KS 66049 3215A5.0 ★Texas Ratio: 7.04% Premier Savings at 3.00% APY, Premier Members Credit UnionPremier Members Credit Union650 Congressional Dr, Lawrence, KS 66049A+5.0 ★Texas Ratio: 4.73% High Yield Savings Account at 2.78% APY, and TriCentury BankTriCentury Bank1444 Kasold Dr, Lawrence, KS 66049A+5.0 ★Texas Ratio: 0.00% High Yield Savings IRA* at 2.75% APY. Savings rates as of March 26, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Lawrence, Kansas, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Lawrence, Kansas (KS) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Lawrence, Kansas and the surrounding area. Last Updated and Verified: March 26, 2026
Minimum balance to earn APY is $10,000, and account must be enrolled in eStatements.; Online Only
In Branch Only
In Branch Only
Qualifications Required: Cycle qualifications must be met. In order to earn Savings Plus reward rates, High Interest Checking or Cash Back Checking qualifications must be met.; Qualifying balance up to $50,000.00
In Branch Only
In Branch Only
In Branch Only
Qualifying balance up to $100,000.00
Compare local Lawrence, KS savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Kansas high-yield savings rates fell 0.319 points this week to 1.156% APY, down from 1.475% last week.
Kansas standard savings rates rose 0.020 points this week to 0.457% APY, up from 0.436% last week.
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Lawrence, Kansas directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Lawrence, Kansas. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in KS.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.