Best Banks & Checking Accounts in Lawrence, Kansas - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best checking rates for Lawrence, Kansas include Truity Federal Credit UnionTruity Federal Credit Union3400 W 6th St, Lawrence, KS 66049 3215A5.0 ★Texas Ratio: 7.04% High Yield Checking at 5.00% APY, Emprise BankEmprise Bank1121 Wakarusa Dr, Lawrence, KS 66049A+5.0 ★Texas Ratio: 0.30% High Interest Checking at 3.50% APY, Mid-America BankMid-America Bank4114 W 6th St, Lawrence, KS 66049A+5.0 ★Texas Ratio: 0.00% Premier Checking at 2.02% APY, Meritrust Federal Credit UnionMeritrust Federal Credit Union650 Congressional Dr, Lawrence, KS 66049 4869A+5.0 ★Texas Ratio: 4.67% Premium Perks Checking at 1.00% APY, and Mid American Credit UnionMid American Credit Union550 N Wakarusa Dr, Lawrence, KS 66049A+5.0 ★Texas Ratio: 5.01% e-Checking at 0.50% APY.
Looking for the best checking accounts in Lawrence, Kansas? You have two main choices: convenient local branches or high-yield online accounts.
The tables below compare the top rates available to residents of Lawrence, Kansas, featuring both local banks and credit unions near you.
Checking account rates reflect recent market quotes and representative offers available to depositors in Lawrence, Kansas. Checking Account Rates Last Updated and Verified: March 21, 2026
Lawrence, KS Checking Rate Trends
Compare local Lawrence, KS checking rate quotes against the statewide average
Weekly checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Kansas high-yield checking rates rose 0.448 points this week to 0.585% APY, up from 0.138% last week.
Kansas rewards checking rates rose 2.016 points this week to 3.460% APY, up from 1.444% last week.
Compare Checking Account Rates Today in Lawrence, Kansas & the Surrounding Area
Lawrence, KS 66049 3215
Qualifying balance up to $5,000.00
Lawrence, KS 66049
Qualifications Required: Cycle qualifications must be met; Qualifying balance up to $10,000.00
Lawrence, KS 66049
Qualifications Required: Receive e-statements; Set up monthly direct deposit or ACH automatic payment; Complete 15 debit card transaction per statement cycle; Qualifying balance up to $19,999.99
Lawrence, KS 66049
No additional details provided.
Lawrence, KS 66049 4869
No additional details provided.
Lawrence, KS 66049
Qualifying balance up to $1,000.00
Lawrence, KS 66049
No additional details provided.
Lawrence, KS 66049
No additional details provided.
Lawrence, KS 66049
No additional details provided.
Lawrence, KS 66049 4869
No additional details provided.
Lawrence, KS 66049
No additional details provided.
Lawrence, KS 66047 1803
No additional details provided.
Lawrence, KS 66049
No additional details provided.
Lawrence, KS 66049 3215
No additional details provided.
Lawrence, KS 66049 3215
No additional details provided.
Lawrence, KS 66049
No additional details provided.
Lawrence, KS 66049
No additional details provided.
Lawrence, KS 66049
No additional details provided.
Lawrence, KS 66044
No additional details provided.
Lawrence, KS 66046 5003
Age 55 and better
Lawrence, KS 66049 3215
Qualifying balance up to $5,000.00
Lawrence, KS 66049
Qualifications Required: Cycle qualifications must be met; Qualifying balance up to $10,000.00
Lawrence, KS 66049
Qualifications Required: Receive e-statements; Set up monthly direct deposit or ACH automatic payment; Complete 15 debit card transaction per statement cycle; Qualifying balance up to $19,999.99
Lawrence, KS 66049
No additional details provided.
Lawrence, KS 66049 4869
No additional details provided.
Lawrence, KS 66049 4869
No additional details provided.
Lawrence, KS 66049 3215
No additional details provided.
Lawrence, KS 66049 3215
No additional details provided.
Lawrence, KS 66044
No additional details provided.
Lawrence, KS 66049 3215
No additional details provided.
Lawrence, KS 66049 3215
No additional details provided.
Lawrence, KS 66049
No additional details provided.
Overland Park, KS 66211 2457
Qualifying balance up to $15000
Mc Louth, KS 66054
cash back on up to $200 of debit card purchases each cycle; ATM Fee Refunds up to $25 each cycle
Olsburg, KS 66520
cash back on up to $200 of debit card purchases each cycle*; ATM Fee Refunds up to $25 each cycle**
Olathe, KS 66061
Qualifying balance up to $20,000
Topeka, KS 66612
Qualifying balance up to $15,000.00
Topeka, KS 66604 3806
Qualifying balance up to $30,000.00
Overland Park, KS 66211 2457
Qualifying balance up to $15000
Overland Park, KS 66223
No additional details provided.
Lawrence, KS 66049 4869
No additional details provided.
Olsburg, KS 66520
cash back on up to $200 of debit card purchases each cycle*; ATM Fee Refunds up to $25 each cycle**
Mc Louth, KS 66054
cash back on up to $200 of debit card purchases each cycle; ATM Fee Refunds up to $25 each cycle
Olathe, KS 66061
Qualifying balance up to $20,000
Mcpherson, KS 67460
Qualifications Required: 15 debit card purchases post and settle; Be enrolled and receive free monthly Web Statements; At least one direct deposit or automatic payment (ACH) post and settle; Qualifying balance up to $200
Wichita, KS 67202
Qualifications Required: e-statement delivery; at least one direct deposit per statement cycle; 10 or more debit card transactions per statement cycle; Qualifying balance up to $5.00
Kiowa, KS 67070
Qualifications Required; Cash back earned on up to $250 in purchases monthly
Lyons, KS 67554
Daily Balance $400 and Greater
Lyons, KS 67554
Daily Balance Below $400
Lawrence, KS 66049
No additional details provided.
Kiowa, KS 67070
Qualifications Required; Cash back earned on up to $250 in purchases monthly
Bonner Springs, KS 66012
Qualifications Required; Qualifying balance up to $100,000.00
Bonner Springs, KS 66012
No additional details provided.
Bonner Springs, KS 66012
No additional details provided.
Bonner Springs, KS 66012
No additional details provided.
Bonner Springs, KS 66012
No additional details provided.
Kansas City, KS 66106
No additional details provided.
Overland Park, KS 66223
No additional details provided.
Kansas City, KS 66106
Qualifying balance up to $2,499.99
Overland Park, KS 66223
No additional details provided.
Overland Park, KS 66223
No additional details provided.
Lawrence, KS 66049
No additional details provided.
Lawrence, KS 66049
No additional details provided.
Lawrence, KS 66049
No additional details provided.
Dodge City, KS 67801
No additional details provided.
Arkansas City, KS 67005
NO service charge; Minimum balance of $1,000 to earn dividends
Lawrence, KS 66049 4869
No additional details provided.
Lawrence, KS 66049
In Branch Only
Lawrence, KS 66049 4869
No additional details provided.
Lawrence, KS 66049 4869
No additional details provided.
Lawrence, KS 66049
Qualifying balance up to $1,000.00; paid monthly
Lawrence, KS 66049 4869
No additional details provided.
Lawrence, KS 66047 1803
No additional details provided.
Lawrence, KS 66047 1803
No additional details provided.
Lawrence, KS 66049 4869
No additional details provided.
Lawrence, KS 66049
No additional details provided.
Lawrence, KS 66049
No additional details provided.
Lawrence, KS 66049
No additional details provided.
Lawrence, KS 66049 3215
No additional details provided.
Lawrence, KS 66047 1803
No additional details provided.
Lawrence, KS 66049 3215
No additional details provided.
Lawrence, KS 66046 5003
No additional details provided.
Lawrence, KS 66047 1803
No additional details provided.
Lawrence, KS 66049 3215
No additional details provided.
Junction City, KS 66441
The Interest Rate and Annual Percentage Yield may change after account opening. The Interest Rate and Annual Percentage Yield are current as of the date of this publication. Fees may be charged to the account, which could reduce earnings. Offer may expire without notice.
Topeka, KS 66608
No additional details provided.
Methodology & Data Sources
Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Lawrence, Kansas directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Lawrence, Kansas. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in KS.
Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.
Frequently Asked Questions
Do checking accounts in Lawrence, Kansas earn interest?
Are banks in Lawrence, Kansas FDIC insured?
What fees should I watch out for?
What is a Rewards Checking account?
Best Checking Rates in Lawrence, Kansas
- Truity Federal Credit Union
High Yield Checking — 5.00% APY - Emprise Bank
High Interest Checking — 3.50% APY - Mid-America Bank
Premier Checking — 2.02% APY - Meritrust Federal Credit Union
Premium Perks Checking — 1.00% APY - Mid American Credit Union
e-Checking — 0.50% APY
