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Intrust Bank

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Intrust Bank Rates & Review May 2026

Q: How many branches does Intrust Bank operate?

Intrust Bank currently maintains approximately 41 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, Intrust Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Intrust Bank provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: May 27, 2026

You can compare Intrust Bank rates to other rates in our database, including 12-month CD rates currently at 3.80%, 6-month CD rates at 3.50% and 3-month CD rates at 2.60%. Savings rates are at 0.02% and money market rates are at 0.25%. Mortgage rates on 30-year fixed loans are around 6.31%. All these rates can be compared to Intrust Bank rates. MonitorBankRates evaluates the financial stability of Intrust Bank with a 4.6 Star Rating, an A Overall Health Grade, and a Texas Ratio of 2.46%. Rates were last updated on 05/27/2026.

Intrust Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Intrust Bank? Share your experience about Intrust Bank by leaving a review below, or read customer reviews before you decide to use Intrust Bank.

Overall Health & Safety Grade

Excellent Health Score: 95/100

MonitorBankRates Rating

4.6

Excellent Out of 5.0 Stars

Texas Ratio

2.46%

Excellent Lower than avg

Intrust Bank, National Association

105 N Main St
Wichita, KS 67202

http://www.intrustbank.com

Intrust Bank Home Equity & HELOC

Product	Rate	Points	APR	Term	View More
Home Equity Line of Credit	-	-	7.25%
No additional details. Last Updated 05/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.46%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Intrust Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Intrust Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Intrust Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Intrust Bank

Bank Holding Company INTRUST FINANCIAL CORP

Address 105 N Main St, Wichita, KS 67202 · Sedgwick

Website https://www.intrustbank.com

FDIC Certificate # 4799

Established 11/01/1876

FDIC Insurance Date 01/01/1934

Domestic Offices 41

Total Branches 41

Regulator OCC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

Overall Health Grade Score: 95/100

4.6

Excellent Out of 5.0 Stars

2.46%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 0.9327%

Return on Equity (ROE) 23.3400%

Non-Performing Loans (NPL) 0.09%

Total Assets $6,970,742,000

Total Deposits $6,290,046,000

Equity Capital $463,056,000

Net Income $83,032,000

Headquarters Wichita

Total Offices 41

Source: FDIC | Last Updated 12/31/2025

Customer Reviews

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Frequently Asked Questions About Intrust Bank

How many branches does Intrust Bank operate?

Intrust Bank currently maintains approximately 41 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Intrust Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Intrust Bank provides members with tools to manage their accounts and build a solid financial history.

Does Intrust Bank offer online and mobile banking?

Most modern institutions like Intrust Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.intrustbank.com.