Kansas Personal Loan Rate Trends
Track current and weekly average personal loan rates in Kansas, view interactive rate trend charts, and compare local KS aprs against the national average.
Current Kansas Personal Loan Rate Trends
Personal Loan rates in Kansas held steady at a Personal Loan average of 13.037% this week.
At 13.037%, Kansas’s average sits 2.354 above the current national average of 10.682%. This above-average spread may reflect local market conditions or regional lender competition in KS.
The Kansas personal loan rate averages on this page are calculated from 96 verified personal loan rate quotes collected across 40 banks and credit unions actively operating in Kansas. Our proprietary systems collect and verify rates daily — tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.
Kansas Personal Loan Rate Trends Chart
Daily average rates since March 15, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.
Kansas personal loan rate averages compiled from 96 current rate quotes across 40 banks and credit unions operating in KS — updated daily.
As of Jun 29, 2026 • Data provided by MonitorBankRates.com
Historical Personal Loan Rate Trends in Kansas
Quarterly average personal loan rates at credit unions headquartered in Kansas, 1994–present. Different methodology from the daily chart above — this series reflects portfolio rates self-reported to NCUA each quarter.
Based on reporting credit unions in Kansas (latest quarter).
Source: MonitorBankRates.com analysis of NCUA Call Report data, 1994–present.
Quarterly weighted averages calculated from credit union rate filings, weighted by personal loan portfolio balance.
