Mortgage Lenders and Brokers in Derby, Kansas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Derby, Kansas mortgage lenders include Fidelity BankFidelity Bank2542 N Rock Rd, Derby, KS 67037A5.0 ★Texas Ratio: 12.33%, Citizens Bank of KansasCitizens Bank of Kansas920 N Rock Rd, Derby, KS 67037A-4.2 ★Texas Ratio: 0.66%, Carson BankCarson Bank255 N Rock Rd, Derby, KS 67037A+5.0 ★Texas Ratio: 0.80%, Capitol Federal Savings BankCapitol Federal Savings Bank1636 N Rock Rd, Derby, KS 67037A+5.0 ★Texas Ratio: 5.21%, Commerce BankCommerce Bank600 N Rock Rd, Derby, KS 67037A+5.0 ★Texas Ratio: 0.89%, Intrust Bank, NAIntrust Bank, NA1501 N Rock Rd, Derby, KS 67037A+5.0 ★Texas Ratio: 5.22%, The Valley State BankThe Valley State Bank330 E Madison Ave, Derby, KS 67037A+5.0 ★Texas Ratio: 0.93%, Emprise BankEmprise Bank1719 E Patriot Ave, Derby, KS 67037A+5.0 ★Texas Ratio: 3.11%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA2101 N Rock Rd, Derby, KS 67037A+5.0 ★Texas Ratio: 3.68%, and BMO Harris Bank NABMO Harris Bank NA300 N Rock Rd, Derby, KS 67037A+5.0 ★Texas Ratio: 3.54%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Derby, Kansas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Derby are listed first, then lenders elsewhere in Kansas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Derby, Kansas
Market share is the lender's share of all home loans closed in Derby, Kansas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Derby 2542 N Rock Rd, Derby, KS 67037 A5.0 ★Texas Ratio: 12.33% |
Conventional, FHA, VA, HELOC | 20 +11 HELOCs |
3.1% | 90.9% | $216,500 | View |
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3 offices in Derby 920 N Rock Rd, Derby, KS 67037 A-4.2 ★Texas Ratio: 0.66% |
Conventional, Jumbo | 12 | 1.8% | 81.2% | $225,833 | View |
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1 office in Derby 255 N Rock Rd, Derby, KS 67037 A+5.0 ★Texas Ratio: 0.80% |
Conventional | 8 | 1.2% | 100% | $245,000 | View |
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1 office in Derby 1636 N Rock Rd, Derby, KS 67037 A+5.0 ★Texas Ratio: 5.21% |
Conventional, HELOC | 6 +1 HELOCs |
0.9% | 75% | $193,333 | View |
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1 office in Derby 600 N Rock Rd, Derby, KS 67037 A+5.0 ★Texas Ratio: 0.89% |
Conventional, HELOC | 5 +3 HELOCs |
0.8% | 55.6% | $105,000 | View |
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1 office in Derby 1501 N Rock Rd, Derby, KS 67037 A+5.0 ★Texas Ratio: 5.22% |
Conventional, HELOC | 3 +9 HELOCs |
0.5% | 60% | $335,000 | View |
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1 office in Derby 330 E Madison Ave, Derby, KS 67037 A+5.0 ★Texas Ratio: 0.93% |
Conventional | 3 | 0.5% | 100% | $148,333 | View |
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1 office in Derby 1719 E Patriot Ave, Derby, KS 67037 A+5.0 ★Texas Ratio: 3.11% |
Conventional, HELOC | 2 +9 HELOCs |
0.3% | 100% | $345,000 | View |
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1 office in Derby 2101 N Rock Rd, Derby, KS 67037 A+5.0 ★Texas Ratio: 3.68% |
Conventional, VA | 2 | 0.3% | 100% | $315,000 | View |
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1 office in Derby 300 N Rock Rd, Derby, KS 67037 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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1615 N Rock Rd, Derby, KS 67037 A+5.0 ★Texas Ratio: 4.29% |
Conventional, HELOC | 46 +6 HELOCs |
7% | 92% | $198,913 | View |
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103 S Kansas St, Haven, KS 67543 9261 A5.0 ★Texas Ratio: 9.12% |
Conventional, HELOC | 13 +2 HELOCs |
2% | 100% | $195,769 | View |
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1100 N Rock Rd, Derby, KS 67037 3583 A+5.0 ★Texas Ratio: 3.98% |
Conventional, HELOC | 10 +34 HELOCs |
1.5% | 81% | $243,000 | View |
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3730 W 13th St N, Wichita, KS 67203 4402 A5.0 ★Texas Ratio: 9.68% |
Conventional | 7 | 1.1% | 100% | $179,285 | View |
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102 E Main St, Anthony, KS 67003 A5.0 ★Texas Ratio: 7.49% |
Conventional | 7 | 1.1% | 87.5% | $227,857 | View |
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500 N Summit St, Arkansas City, KS 67005 A5.0 ★Texas Ratio: 6.38% |
Conventional, HELOC | 3 +3 HELOCs |
0.5% | 100% | $131,666 | View |
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13020 W Canaan Dr, Bonner Springs, KS 66012 A+5.0 ★Texas Ratio: 2.85% |
Conventional, VA | 3 | 0.5% | 60% | $301,666 | View |
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117 S 8th St Unti A, Independence, KS 67301 3503 A+5.0 ★Texas Ratio: 3.93% |
Conventional | 3 | 0.5% | 75% | $231,666 | View |
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1610 N Summit St, Arkansas City, KS 67005 3917 A+5.0 ★Texas Ratio: 4.51% |
Conventional | 3 | 0.5% | 100% | $151,666 | View |
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371 N Main St, Haysville, KS 67060 A5.0 ★Texas Ratio: 6.93% |
Conventional | 3 | 0.5% | 100% | $328,333 | View |
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700 N Summit St, Arkansas City, KS 67005 A+5.0 ★Texas Ratio: 1.08% |
Conventional | 3 | 0.5% | 75% | $278,333 | View |
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123 E Chicago Ave, Colwich, KS 67030 A+5.0 ★Texas Ratio: 0.45% |
Conventional | 3 | 0.5% | 100% | $295,000 | View |
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120 W 1st St, Ellsworth, KS 67439 3202 A+5.0 ★Texas Ratio: 5.93% |
Conventional, HELOC | 2 +2 HELOCs |
0.3% | 66.7% | $160,000 | View |
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511 N Andover Rd, Andover, KS 67002 B4.5 ★Texas Ratio: 20.76% |
Conventional | 2 | 0.3% | 100% | $235,000 | View |
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2830 Ohio St, Augusta, KS 67010 2361 A5.0 ★Texas Ratio: 6.40% |
Conventional | 2 | 0.3% | 100% | $60,000 | View |
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741 N 4th St, Clearwater, KS 67026 A5.0 ★Texas Ratio: 6.38% |
Conventional | 2 | 0.3% | 100% | $250,000 | View |
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12112 Metcalf Ave, Overland Park, KS 66213 A+5.0 ★Texas Ratio: 1.05% |
Conventional, FHA | 2 | 0.3% | 100% | $155,000 | View |
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234 N Main St, Benton, KS 67017 A+5.0 ★Texas Ratio: 3.78% |
Conventional | 2 | 0.3% | 100% | $560,000 | View |
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125 N Summit St, Arkansas City, KS 67005 A+5.0 ★Texas Ratio: 4.64% |
Conventional | 2 | 0.3% | 100% | $290,000 | View |
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405 E Nelson St, Edgerton, KS 66021 A+5.0 ★Texas Ratio: 3.12% |
Conventional, FHA | 2 | 0.3% | 100% | $340,000 | View |
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500 N Franklin Ave, Colby, KS 67701 A5.0 ★Texas Ratio: 10.77% |
Conventional | 2 | 0.3% | 66.7% | $165,000 | View |
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329 S Andover Rd, Andover, KS 67002 A+5.0 ★Texas Ratio: 3.98% |
Conventional, HELOC | 1 +4 HELOCs |
0.2% | 100% | $265,000 | View |
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500 Main St, Almena, KS 67622 A5.0 ★Texas Ratio: 6.60% |
Conventional, HELOC | 1 +3 HELOCs |
0.2% | 100% | $135,000 | View |
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2001 Main St, Albert, KS 67511 A+5.0 ★Texas Ratio: 0.65% |
VA | 1 | 0.2% | 100% | $365,000 | View |
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329 Main St, Halstead, KS 67056 A+5.0 ★Texas Ratio: 2.38% |
Conventional | 1 | 0.2% | 100% | $555,000 | View |
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418 Nw 3rd St, Abilene, KS 67410 A+5.0 ★Texas Ratio: 1.98% |
Conventional | 1 | 0.2% | 100% | $85,000 | View |
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320 Kansas Ave, Fort Leavenworth, KS 66027 A+5.0 ★Texas Ratio: 4.81% |
VA | 1 | 0.2% | 100% | $305,000 | View |
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210 Tuttle Creek Blvd, Manhattan, KS 66502 A+5.0 ★Texas Ratio: 1.41% |
VA | 1 | 0.2% | 100% | $285,000 | View |
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306 E Main St, Gardner, KS 66030 A5.0 ★Texas Ratio: 7.48% |
Conventional | 1 | 0.2% | 100% | $325,000 | View |
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6206 N 247th St W, Andale, KS 67001 A+5.0 ★Texas Ratio: 2.58% |
Conventional | 1 | 0.2% | 100% | $135,000 | View |
Leaderone Financial Corp.
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Conventional, FHA | 4 | 0.6% | 100% | $320,000 | |
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A5.0 ★Texas Ratio: 10.16% |
Conventional | 2 | 0.3% | 100% | $160,000 | View |
Members Mortgage Services, LLC
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FHA, VA | 2 | 0.3% | 50% | $295,000 | |
Frontier Community Credit Unio
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Conventional | 1 | 0.2% | 100% | $185,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 46 | 7% | 82.1% | $198,043 | |
Guild Mortgage Company
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Conventional, FHA, VA | 41 | 6.3% | 100% | $205,487 | |
Mortgage Research Center
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FHA, VA | 39 | 6% | 86.7% | $255,769 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 34 | 5.2% | 97.3% | $266,470 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 24 | 3.7% | 89.3% | $217,916 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional, FHA, VA, Jumbo | 22 | 3.4% | 95.7% | $302,272 | View |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 21 | 3.2% | 91.3% | $251,190 | |
Premier Members Credit Union
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Conventional | 19 | 2.9% | 95.2% | $188,157 | |
Freedom Mortgage Corporation
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FHA, VA | 17 | 2.6% | 91.7% | $273,823 | |
Sierra Pacific Mortgage Co. Inc
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Conventional, FHA, VA | 15 | 2.3% | 93.8% | $211,666 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 11 +1 HELOCs |
1.7% | 91.7% | $239,545 | |
Flat Branch Mortgage, Inc.
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Conventional, FHA, VA | 11 | 1.7% | 100% | $209,545 | |
Planet Home Lending, LLC
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Conventional, FHA, VA | 10 | 1.5% | 100% | $257,000 | |
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A+5.0 ★Texas Ratio: 4.14% |
Conventional, FHA | 9 | 1.4% | 100% | $197,222 | View |
loanDepot.com LLC
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Conventional, FHA, VA | 9 | 1.4% | 81.8% | $223,888 | |
Newrez LLC
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Conventional, FHA, VA | 8 | 1.2% | 88.9% | $247,500 | |
Nationstar Mortgage
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Conventional | 6 | 0.9% | 100% | $126,666 | |
American Financial Resources LLC
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Conventional, FHA | 5 | 0.8% | 100% | $245,000 | |
Primelending
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Conventional, VA | 5 | 0.8% | 100% | $249,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 5 | 0.8% | 100% | $255,000 | View |
New American Funding, LLC.
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Conventional, FHA, HELOC | 4 +1 HELOCs |
0.6% | 66.7% | $210,000 | |
Regent Financial Group
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Conventional, FHA, VA | 4 | 0.6% | 100% | $312,500 | |
Amerisave Mortgage Company
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Conventional, VA | 4 | 0.6% | 44.4% | $285,000 | |
Click n' Close, Inc.
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FHA, VA | 4 | 0.6% | 100% | $265,000 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA | 4 | 0.6% | 100% | $147,500 | |
Cmg Mortgage Inc
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Conventional, FHA, HELOC | 3 +1 HELOCs |
0.5% | 100% | $258,333 | |
Union Home Mortgage Corp.
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Conventional, VA | 3 | 0.5% | 100% | $331,666 | |
Towne Mortgage Company
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Conventional, FHA | 3 | 0.5% | 100% | $238,333 | |
Farm Credit Mid-America, Aca
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Conventional | 3 | 0.5% | 75% | $488,333 | |
Spring Eq, LLC
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Conventional | 3 | 0.5% | 50% | $61,666 | |
Village Capital & Investment
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VA, Jumbo | 3 | 0.5% | 80% | $551,666 | |
Royal United Mortgage LLC
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Conventional | 2 | 0.3% | 100% | $185,000 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 2 | 0.3% | 60% | $130,000 | |
Canopy Mortgage, LLC
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FHA, VA | 2 | 0.3% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 3.61% |
VA | 2 | 0.3% | 100% | $325,000 | View |
CrossCountry Mortgage, LLC
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VA, Jumbo | 2 | 0.3% | 100% | $795,000 | |
General Mortgage Capital Corporation
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Conventional | 2 | 0.3% | 100% | $165,000 | |
Sun West Mortgage Company, Inc
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FHA, VA | 2 | 0.3% | 75% | $245,000 | |
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A5.0 ★Texas Ratio: 6.19% |
Conventional, FHA | 2 | 0.3% | 100% | $320,000 | View |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA | 2 | 0.3% | 100% | $230,000 | View |
Pentagon Federal Credit Union
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Conventional | 2 | 0.3% | 100% | $260,000 | |
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A+5.0 ★Texas Ratio: 4.46% |
Conventional, VA | 2 | 0.3% | 100% | $200,000 | View |
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A-5.0 ★Texas Ratio: 14.97% |
VA | 2 | 0.3% | 100% | $250,000 | View |
Carrington Mortgage Services LLC
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VA | 2 | 0.3% | 66.7% | $295,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 100% | $285,000 | View |
Ruoff Mortgage Company
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VA | 1 | 0.2% | 50% | $345,000 | |
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A5.0 ★Texas Ratio: 6.15% |
Conventional | 1 | 0.2% | 100% | $215,000 | View |
Sage Home Loans Corporation
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Conventional | 1 | 0.2% | 100% | $195,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.2% | 100% | $245,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 0.2% | 66.7% | $75,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $245,000 | |
Loanunited.Com, LLC
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VA | 1 | 0.2% | 100% | $385,000 | |
American Financial Network, Inc.
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VA | 1 | 0.2% | 100% | $285,000 | |
Discover Bank
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Conventional | 1 | 0.2% | 25% | $65,000 | |
Lennar Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $265,000 | |
American Financing Corporation
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Conventional | 1 | 0.2% | 33.3% | $65,000 | |
Bay Equity LLC
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Conventional | 1 | 0.2% | 100% | $165,000 | |
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A+5.0 ★Texas Ratio: 1.69% |
VA | 1 | 0.2% | 100% | $195,000 | View |
New Day Financial, LLC.
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VA | 1 | 0.2% | 33.3% | $315,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $205,000 | |
Provident Funding Associates
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Conventional | 1 | 0.2% | 100% | $405,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $225,000 | |
Empeople Credit Union
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Conventional | 1 | 0.2% | 100% | $215,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $255,000 | |
V.I.P. Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $245,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 0.2% | 100% | $215,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.2% | 100% | $135,000 | |
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A5.0 ★Texas Ratio: 7.37% |
Conventional | 1 | 0.2% | 100% | $335,000 | View |
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A+5.0 ★Texas Ratio: 1.59% |
VA | 1 | 0.2% | 100% | $695,000 | View |
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
VA | 1 | 0.2% | 100% | $305,000 | View |
Red Diamond Home Loans, LLC
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VA | 1 | 0.2% | 100% | $265,000 | |
Staunton Financial Inc
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VA | 1 | 0.2% | 100% | $235,000 | |
Paramount Residential Mortgage
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VA | 1 | 0.2% | 100% | $415,000 | |
Reliance First Capital, LLC
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FHA | 1 | 0.2% | 100% | $255,000 | |
Geneva Financial LLC
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Conventional | 1 | 0.2% | 100% | $165,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.2% | 50% | $285,000 | |
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A+5.0 ★Texas Ratio: 3.19% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Goodleap, LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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D3.3 ★Texas Ratio: 35.11% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Derby Mortgage Rate Trends
Daily average mortgage rates for Kansas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Derby, Kansas
Looking for mortgage lenders near me or mortgage brokers near me in Derby? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Derby in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Derby, KS
Use these to narrow the list above. Each category shows how many Derby, KS lenders fit and what that kind of lender is usually best for.
Who Lends in Derby, KS
Independent mortgage companies closed 57 percent of home loans in Derby, Kansas in 2025, banks 24.3 percent and credit unions 18.7 percent. Leaderone Financial Corp. was the largest mortgage company, Fidelity Bank the largest bank and Meritrust Federal Credit Union the largest credit union. Among lenders headquartered in Kansas, Fidelity Bank led with 20 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Kansas. None; the mortgage registration tax was fully phased out in 2019.
More Kansas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Derby, KS
By home loans closed in 2025, Fidelity Bank was the largest mortgage lender in Derby, Kansas with 20 loans, about 3.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
34 lenders closed FHA loans in Derby, Kansas in 2025, led by Guild Mortgage Company with 10. 45 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 48 banks and 16 credit unions closed home loans in Derby, Kansas in 2025, alongside 64 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Derby, Kansas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Derby, Kansas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Derby. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
